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COOPERATIVE ORIENTATION
byCOOPERATIVE DEVELOPMENT AUTHORITY
Manila Extension Office
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SCOPE:SCOPE:
y FREQUENTLY ASKED QUESTIONS
yMANAGEMENT
y ORGANIZATION
y REGISTRATION
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What is a Cooperative?What is a Cooperative?
K O O P E R A T I B AK O O P E R A T I B A
P E R AP E R AK OK O I B AI B A
O P E RAO P E RA T I B AT I B A
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What is a Cooperative?What is a Cooperative?
y AUTONOMOUS AND DULY REGISTERED ASSOCIATION
y COMMON BOND OF INTEREST
y VOLUNTARILY JOINED TOGETHER
y ACHIEVE THEIR SOCIAL, ECONOMIC AND CULTURALNEEDS AND ASPIRATIONS
y EQUITABLE CONTRIBUTIONS
y PATRONIZING THEIR PRODUCTS AND SERVICES
y RISKS AND BENEFITSy COOPERATIVE PRINCIPLES
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What are the differences among otherWhat are the differences among other
types of organization and a Cooperative?types of organization and a Cooperative?
The memberThe member--usersusersGenerally nonGenerally non--
membersmembers
Generally nonGenerally non--
membersmembers
4. Customer4. Customer
Can make use ofCan make use of
the services of thethe services of the
coop and willing tocoop and willing toacceptaccept
responsibilities ofresponsibilities of
membershipmembership
Ability or capacityAbility or capacity
to invest or renderto invest or renderserviceservice
Ability or capacityAbility or capacity
to buy shares ofto buy shares ofstocksstocks
3. Basic requisite for3. Basic requisite for
membership/membership/
ownershipownership
Service aboveService above
profitprofitTo make profitTo make profitTo make profitTo make profit
2. Primary purpose/2. Primary purpose/
motivationmotivation
RA 9520RA 9520
RA 6939RA 6939Partnership LawPartnership LawCorporation LawCorporation Law
1. Legal basis of1. Legal basis of
organizationorganization
COOPERATIVECOOPERATIVEPARTNERSHIPPARTNERSHIPORDINARYORDINARY
CORPORATIONSCORPORATIONSPARTICULARSPARTICULARS
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Continuous coopContinuous coop
education programeducation program..----
10. Educational10. Educational
ProgramProgram
Share Capital &Share Capital &
PatronagePatronage
ProPro--rated to theirrated to their
capitalcapital
contributioncontribution
Share of StockShare of Stock
9. Basis for9. Basis for
distribution ofdistribution of
savings/profitsavings/profit
Limited and conformsLimited and conforms
to govt regulationsto govt regulationsNo limitNo limitNo limitNo limit
8. Rate of Interest8. Rate of Interest
of Share Capitalof Share Capital
(ROI)(ROI)
Coop Principles &Coop Principles &Business Mngt.Business Mngt.
PrinciplesPrinciples
PartnershipPartnership
PrinciplesPrinciples
Business Mngt.Business Mngt.
PrinciplesPrinciples
7. Principles7. Principlesgoverninggoverning
operationsoperations
Members, Board ofMembers, Board of
Directors & HiredDirectors & Hired
ManagementManagement
Shared orShared or
appointedappointed
Board of DirectorsBoard of Directors
& Hired& Hired
ManagementManagement
6. Components of6. Components of
managementmanagement
One member, oneOne member, onevotevoteEqual votingEqual votingrightsrightsShares of commonShares of commonstockstock5. Basis of voting5. Basis of voting
PARTICULARSPARTICULARSORDINARYORDINARY
CORPORATIONSCORPORATIONSPARTNERSHIPPARTNERSHIP COOPERATIVECOOPERATIVE
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What are the Cooperative Principles?
yVOLUNTARY & OPEN MEMBERSHIP
y DEMOCRATIC MEMBER CONTROL
y MEMBER ECONOMIC PARTICIPATION
yAUTONOMY & INDEPENDENCE
y EDUCATION, TRAINNG & INFORMATION
y COOPERATION AMONG COOPERATIVEy CONCERN FOR COMMUNITY
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What are the categories ofCooperative?
y Primary
y Secondary
y Tertiary
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What are the types ofCooperative?
y Credit
y
Consumersy Producer
y Marketing
y Service
y Multi-PurposeyAdvocacy
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What are the types ofCooperative?
yAgrarian Reform
y Cooperative Bank
y Dairyy Education
y Electric
y Financial Service
y Fishermen
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What are the types ofCooperative?
y Health
y Housing
y Insurancey Transport
yWater
y
Workers.
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What are kinds of Membership?
yRegular Membership
yAssociate Membership
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What are the kinds of Common Bond of
Interest
y Residential
yAssociational
y Institutional
y Occupational
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What are the benefits ofa
Cooperative member?
y Economic Benefits
- Credit Facilities
- Interest on Share Capital
- Patronage Refund
- Economies of Scale- Marketing Assistance
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Cont. Benefits
y Social Benefits
- Providential Assistance
- Continuous Education and Training
- Other Social Programs
- Group insurance/housing/medical &
dental services/scholarships, etc.
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Cont. Benefits
y Political Benefits
- Advocacy
- Check and Balance.
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What are thepossible sources of funds of
theCooperative?
y INTERNAL SOURCES
Share Capital
- Initial Subscription
- Continuous Capital Build-up
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Cont. Sources ofFunds
Deposits of Members
- Regular Savings Deposit
- Time Deposit
Loan/s or Borrowing/s from Member/s
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Cont. Sources ofFunds
Revolving Capital
- Interest on Share Capital
- Patronage Refund
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Cont. Sources ofFunds
Retentions
- Service/s
- Good/s.
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Cont. Sources ofFunds
Fees
- Membership
- Transfer
Fines/Penalties.
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Cont. Sources ofFunds
y External Sources
Loan/s or Borrowings
Subsidies/Grants/Aids/Donations
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Cont. Sources ofFunds
Other Sources
- Advances from Customers
- Fund-Raising Activities.
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What are theduties andresponsibilities ofa
cooperative member?
- Pay the installment of subscription
- Participate in SM-CBU Program
- Patronize the business and service/s- Participate in membership Education
Programs
- Attend & participate in the general
assembly meetings- Observe & obey rules & regulations
- Promote goals & objectives
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ORGANIZATIONORGANIZATION
andand
MANAGEMENTMANAGEMENT
STRUCTURESTRUCTURE
ORGANIZATIONORGANIZATION
andand
MANAGEMENTMANAGEMENT
STRUCTURESTRUCTURE
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GENERALASSEMBLY
AUDIT
COMMITTEELECTION
COMMITTEE
BOARD OF
DIRECTORS
EDUCATION
COMMITTEE
MANAGEMENT STAFF
Treasurer
Secretary
ETHICS
COMMITTEE
CONCILIATION
COMMITTEE
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General Steps:
1. GET ORGANIZEDy 15 members.y common problems and basic needs.y
core group formation
2. PREPARE GENERAL STATEMENTy Economic Survey
3. DRAFT THE BY-LAWSy Rules and regulations governing operations.
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4. DRAFT ARTICLES OF COOPERATION
y Name, members, terms of existence and otherpertinent descriptions.
5. BOND ACCOUNTABLE OFFICER(S)
y Treasurer/Manager/Signatory/ies
6. REGISTER YOUR COOPERATIVE
y CDA Extension Office
General Steps:General Steps:
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Requirements:Four (4) Original copiesof thefollowing:
y ARTICLES OF COOPERATIONy BY-LAWSy ECONOMIC SURVEYy
BOND OF ACCOUNTABLE OFFICER(S)y TREASURERS AFFIDAVITy UNDERTAKING TO SUBMIT REPORTORIAL REQUIREMENTSy UNDERTAKING TO CHANGE NAMEy CERTIFICATION ON THE CONDUCT OF PMESy FAVORABLE ENDORSEMENT FROM GOVT. AGENCY
CONCERNED, IF NECESSARY
REGISTRATION FEE: 1/10TH OF 1% of the Authorized Capital butnot less than P500.00
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HOW TOOPERATIONALIZE
ACOOPERATIVE
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What are thepossible steps inoperationalizing a
cooperative?Within 90 days afterregistration, coops aremandated to call a Special General Assembly
Meeting:
Preparation of Development Plan
* SM-CBU
On Policies
On the First Regular Election
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What will thefirst Regular Officers-Elect do?
yAction Plan based ondevelopmentplan
- Approved bythe
General Assembly
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What are theprimary concerns that should be
included in an actionplan?
y Vision-Mission-Goal (VMG)Statement
y Strategies (Year-round)y Registration/Permits/Accreditationof business
- Local Government Unit (LGU)- Bureauof Internal Revenue (BIR)
- Other concerned Government Agency/ies
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MARIVIC C.
LLOBRERA
09063042706