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POOLING FOR SAVINGS AND EASE

POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

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Page 1: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

POOLING FOR SAVINGS AND EASE

Page 2: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

Insurance People

• Agents with 30 Years of Experience

• Public, Private, Charter School and Community College Coverage

• Full Service Home, Auto, Health, Life, Property and Casualty

• A Regional Powerhouse in the Carolinas, Georgia and More than a Dozen other States

Page 3: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

Our People

Steve Griffin, AAI

• President and Owner of Insurance People

• 30 Years of Experience in Insurance

• Creates New Programs to Increase Value and Strengthen Insurance Portfolio

Page 4: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

Our People

Steve Martin

• Broad Range of Experience in Business, Nonprofit Management, and Education

• Former Vice-Chair Durham Public Schools

• Trained as a Board Consultant with the Center for Reform of School Systems

• Certified School Risk Manager Designation

Page 5: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

Our People

Mr. Ronald R. Allen

• President and CEO, R.R.A. Risk Management Services, an Independent Consultant Firm Providing Risk Management advisory services 

• Former Executive Director of the Public School Risk Institute  

• Former Director of Risk Management Services for Durham Public Schools

• More than 30 Years’ Experience in Risk and Safety Management

• UNC Chapel Hill Risk and Safety Manager for 17 years

• Developed a risk management and insurance solution that saves one school district $1 million each year.

Page 6: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

A safety group is a package of needed insurance and services offered by Insurance People, which, as an agent, can select excellent safety group members, offer an outstanding coverage package, and save school districts money.

Pooling districts into one covered group:• Spreads the risk• Lowers the cost of coverage• Provides dividend potential — which can directly support

educational needs inside the classroom

The Pooling Concept

Page 7: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

The Insurance People Public School Safety Group Delivers:

The Safety Group

• Buildings and Contents• General Liability• School District and

Educators Legal Liability• Directors and Officers

Liability• Sexual Abuse/Molestation

• Employee Benefits Liability

• Employee Theft• Electronic Data

Processing• Business Auto• Umbrella• Student Accident

Page 8: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

Employee Workplace Safety Programs

K-12 School and Risk and Safety Assessments

Workers’ Compensation Program Review and Development

Early Return to Work Program

Occupational Health and Safety Compliance (OSHA)

Vehicle Fleet Safety Programs

Operational Services and Safety

Safety Committees

Ergonomic Programs

Science Lab Safety

Fire and Life Safety

Child Nutrition Services

Risk and Claims Management (General Liability, Property, E&O and Automobile)

Environmental Safety and Compliance

Risk for Exceptional Children Programs

Cyber and Technology Risk

Emergency Preparedness and Crisis Management

Loss Prevention

Page 9: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

• Employee Security and Safety• Bullying and Harassment• Sexual Misconduct• Safety Committees• Claims Management• Environmental• OSHA Review and Compliance• Supervisor Safety

Responsibilities• New Employee Safety

Orientation

Education and Training

Page 10: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

Claims Administration

Insurance People Administrates the Coverage, and You Have:

• No hassles of sourcing• Less time spent with claims• Stability and predictability• Partners in your insurance and performance• Proactive assessments, training and education to reduce

risk• One stop shopping/one point of contact for the

multiple coverages you need

Page 11: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

Insurance People

• We begin with a broad risk and safety assessment tailored to your district’s needs

• We offer training and education online and/or in person

• We focus on prevention and risk mitigation

Risk ManagementApproach

Page 12: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

AdvantagesInsurance People

Safety Group Provides:

One-stop shopping

Broader coverage at lower prices

Spread of risk, which keeps the pool healthy and profitable

Focus on education, training and risk mitigation for better, safer school districts

Dividend potential—once well established, can pay annually

Members are invested

Savings and dividends can go straight to the classroom

Districts and administrators are ‘rising stars’ for bringing advantages and savings to the district

Page 13: POOLING FOR SAVINGS AND EASE. Insurance People Agents with 30 Years of Experience Public, Private, Charter School and Community College Coverage Full

For More Information

Help us put it together for you!Call us for a consultation.

Steve Martin, CSRM, ProducerInsurance People

(919) 383-0442 office

(919) 819-0346 mobile

[email protected]