PowerPoint Presentation · 7 Light weight modular design, easily scalable 2 Ready to use integration with Govt. and semi Govt. agencies 1 Single source of all authentic information

www.infoaxon.com© 2017 InfoAxon Technologies Ltd.. All Rights Reserved.

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PYLON

API

Single Gateway for all Business and Technical API Integrations

- Specially crafted for Banking, Financial Services and Insurance

https://pylon.infoaxon.com/



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FOUNDED IN 2001, AWARD WINNING GLOBAL OPEN SOURCE SOLUTIONS COMPANY FOCUSSED ON BANKING, FINANCIAL SERVICES AND INSURANCE

DEEP SKILLED LIFERAY PARTNER FOR MORE THAN A DECADE. WINNER OF ‘MOST INNOVATIVE PROJECT 2017’ AWARD AT LIFERAY PARTNER CONFERENCE, INDIA

INTRODUCING INFOAXON

WE DELIVER

- COMPELLING DIGITAL EXPERIENCES THAT ACCELERATE DIGITAL TRANSFORMATION

- PRE-PACKAGED PLATFORMS TO BETTER ENGAGE CUSTOMERS, PARTNERS AND EMPLOYEES

- DATA ANALYTICS SOLUTIONS

- CLOUD SOLUTIONS


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Industry Recognition


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MAKING DIGITAL REAL & REWARDING

InfoAxon helps organizations accelerate digital transformation by

leveraging latest digital technologies to deliver engaging digital

experiences for customers, partners, and employees.

Digital Lending

Platform, API Platforms,

Marketplace Platforms

PlatformsMobile Responsive

Sites, PWA, Native and

Hybrid Apps

Mobile AppsCustomer, Partner,

Employee Onboarding

& Engagement Portals,

Portals & Websites

Key Customer Showcase


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Key Customers


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C H A L L E N G E S TO D I G I TA L T R A N S F O R M AT I O N

C h a l l e n g e s f a c e d by o r g a n i z a t i o n s o n w ay t o D i g i t a l Tr a n s f o r m a t i o n


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Businesses are getting disrupted - Digitally

MULTIPLE TOUCHPOINTSCustomer Onboarding is originating from various sources and channels - aggregators,

partner portals, marketplaces AND mobile, website, physical, IoT devices

DIGITAL DISRUPTORSProducers no longer compete with each other but with digital disruptors (fintech,

insuretech etc.) that embed exceptional services in every aspect of digital experience

QUICK DIGITAL ONBOARDINGSimple and fast digital onboarding is one of the key differentiators to acquire and engage

customers. Offers like 3 minutes loan disbursement require quick validations & onboarding

PAPERLESS JOURNEYPaperless journey requires integration and quick response from multitude of 3rd party

services such as eKYC, Credit Check, Bureaus etc.

All this require a comprehensive ‘API Enablement’ strategy in place


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API ENABLEMENT STRATEGY

innovate solutions with partners

E.g. Interest Free EMI, waiver of first

2 EMI, Cashback etc.

CO-CREATE

APIs drive modern digital business. Create Actionable Roadmap to API

Enablement across the organization.

API ENABLEMENT

to external partners helping them re-

purpose and create their own digital

products and services

DISTRIBUTE

for identified high-value

candidates for API enablement.

Leverage APIs for internal

development

PUBLISH

current challenges (operational as well

as business growth related), review

current architecture, prioritize key areas

for API enablement

IDENTIFY

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C O - C R E AT E

I D E N T I F Y

P U B L I S H

D I S T R I B U T E

A P I

E N A B L E M E N T

For ‘API Enablement’ strategy….a Platform based approach is required


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A P I P Y LO N

A n A P I G a t e w ay f o r b u s i n e s s & t e c h n i c a l i n t e g r a t i o n s


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• API Pylon acts as a Gateway and provides the ‘Integration Glue’ to connect various systems with digital frontends such as Liferay DXP and fast tracks user digital journeys

• Decoupled Architecture: Decouple frontend channels from other systems and interface with them via APIs. Any business logic required outside of what the core backend systems provides, should be built in the API integration layer.

• At the center of Digital Transformation is Personalization. API Pylon provides contextual information to create rich ‘segments of personas’ and ‘targeting rules’ to personalize user experience on digital front-ends.

• API Pylon is flexible enough to accommodate any new flow without affecting existing flows/connection points.

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Accelerate Digital Transformation usingAPI Pylon


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SCALABLEScalable by design – both vertically

& horizontally

SECUREDFully secured API gates:

256 bit encrypted private-public key

handshaking

API level access authorization

MODULAR ARCHITECTURE

OPEN PROTOCOLSTechnology independent protocols.

Can be plugged into any new or

legacy application: HTTP/s, REST,

SOAP, Database Drivers

NoSQL DatabaseIn built MongoDB. All data

transaction by default dumped in

Mongo – configurable feature

Ready-made data available to be

mined and analyzed

Asynchronous & Non-blocking

Architecture. Built on API Façade

Pattern. Service Oriented

Architecture

API PYLONA Digital API Gateway for business & technical integrations


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API Gateway Layer for Integration


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Built-in IntegrationsIntegrations with service providers

UIDAI

Signzy, CDSL

GSTin

Karza

ROC

Signzy

BUREAU

Experian, Crif,

CIBIL

NSDL

Signzy

DE-DUPLICATION

Experian De-dupe

LOS

Pennant

ACCOUNTING

TALLY

DMS, PORTAL

Liferay

ITR, 26AS

Perfios

FRAUD CHECK

HUNTER

BANKING, STATEMENTS

Perfios


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2 31 • Validates PAN card details from NSDL

• Extracts (OCRs) details from a PAN card

image

• Works for both personal and business

PAN cards

• Retrieves Income Tax return information

such as ITR4, ITR5, ITR6 etc.

PAN

• Fetches detailed information of the

company basis GSTiN no.

• Fetches detailed information of an

organization from Registrar of

Companies

• Retrieves partnership, directors

information along with company

history

GSTiN, ROC

• Fetches details for an Aadhaar number

• Validates Aadhaar details from UIDAI

• Extracts (OCRs) details from an Aadhaar

card image

• Performs eKyc operation using OTP,

Biometric data of the user.

AADHAAR

IntegrationsFew Example Integrations

5 64 • Fetches bank account data for

individuals as well as companies

• More than 70 banks are partnered to

online fetch of account transactions

• Retrieves debit, credit, salary, loan

information from bank accounts

BANKS

• Performs fraud checking, criminal

history checking

• Performs rule based de-duplication

for customers and companies

FRAUD• Performs both Consumer and

Commercial Bureau checks

• Some of the commonly used bureaus are

Cibil, Crif and Experian

• Extracts and reports credit scoring and

other bureau information

BUREAU CHECK


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PYLON

Generates unique URL

using Perfios encryption

algo and RSA private key

CLIENT APP

Renders the URL

CLIENT APP

Requests URL

PYLON

Receives account

statement report. Sends to

Client App. Stores in

Mongo

CLIENT APP

Receives account

statement data and use

further

PERFIOS

Returns statement data

report

TITLE 02

Phenomenon whereby

something new and

somehow

TITLE 03

Phenomenon whereby

something new and

somehow

PYLON

Requests for statement

data with private key

encrypted packet

PERFIOS

Pulls information from the

bank. Intimates Pylon

informing process

completion

Selects bank, punches net

banking credentials

USER

Integration FlowPerfios Statement Generation


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Integration FlowHUNTER Integration

Constructs Hunter specific SOAP request with the

provided data (with Hunter certificate). Sends to Hunter

PYLON

Sends request to Pylon with essential data

CLIENT APP

Parses the data, applies matching rules

Replies back

HUNTER

Receives processing results

Reformats the data

Stores in Mongo

PYLON

02

03

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01Sends request to Pylon with essential data

CLIENT APP

Receives the result and use further

CLIENT APP

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Business FeaturesWhat makes it appealing?

Single source for all personal and

financial information of individuals

and organizations with authentic

and Govt. provided data

• Aadhaar, PAN, GSTiN

• Registrar of Companies

• Existing loan details, bank

account details, income tax

return detailsBusiness user friendly dashboard

for managing and auditing each

of the APIs exposed via the

framework

Pre-integrated APIs, ready to be

used from day-1

Pre-partnered with relevant

information providers and

agencies, no extra engagement

required

Built-in well tested framework to

create and develop new APIs

and new technology/application

integrations

Expand your reach to more

partners and vendors, thereby

add more features to your apps

and portals


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Data persistence, no loss of

information

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Light weight modular design,

easily scalable

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Ready to use integration with

Govt. and semi Govt. agencies

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Single source of all authentic

information

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Secured APIs, controlled access

of information

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Technology agnostic

BenefitsWhy use it?

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Both cloud and on premise

solution

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Secured and full-proof information

flow

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Business ready, no customization

required


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W H AT ’ S U N D E R T H E H O O D

H o w A P I P y l o n d e c o u p l e s L i f e r ay D i g i t a l E x p e r i e n c e P l a t f o r m f r o m r e s t o f t h e u n d e r l y i n g s y s t e m s


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Extensible exception and error handling framework

Exception & Error Handling

• In built NoSQL database (MongoDB) integrated

• All data transaction by default dumped in Mongo –

configurable feature

• Ready-made data available to be mined and analyzed

• Easy to develop, very fast to implement and deploy new

integrations and APIs

In-built Database (MongoDB)

• Built on API Façade pattern

• Easy to develop, very fast to implement and deploy new

integrations and APIs

• Version-wise APIs: Different client applications can use

different version of same API

API

Technology independent protocols. Can be plugged into any

new or legacy application: HTTP/s, REST, SOAP, Database Drivers

Tech Independent Protocol

Technical FeaturesAPI Pylon Key Technical Features

Micro and Macro Services architecture

Services oriented Architecture

Modular architecture, any information module can

be removed from an installation

Modular Architecture

Fully secured API gates:

• 256 but encrypted private-public key handshaking

• API level access authorization

Secured

Scalable both Horizontally & Vertically

Scalable


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Integration ProtocolsOpen Services Integration Protocols

REST over HTTPS

YOUR APPLICATION

Connect to other and your applications via various open services

protocols such as SOAP, REST etc.

Open Services Integration Protocols

Direct Database Access

APPLICATION

REST over HTTP/s

APPLICATION

SOAP over HTTP/s

APPLICATION30

A P P L I C AT I O N



Y O U R A P P L I C AT I O N

API

Pylon


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Technical FrameworkHigh Level View


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1.Receives a request from a system (we call it as Client system)

2.Decides which other system(s) would finally be responsible for

handling the request (we call it as Server system).

3.Applies business rules and process the received data from server

systems, if necessary.

4.Persists the data in MongoDB (this is pulled out by Liferay using

NodeJS into customer profile)

5.Constructs the output data packet as required by the client system

and sends it back

Key Architectural Concepts


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Server responds

Analyze

Validates Client App access

Returns back in case not authorized

Evaluates Server(s) dependencies and

availability

Checks data availability in storage in

case server not available

Returns back in case both Server and

data not available

Invokes Server API(s)

Validates

Your application initiates

information request

Initiates

Parses responses

Collates all information

Transforms as per Client

requirements

Persists data

Encrypts data

Responds to Client

Parses

Information FlowHow information Flows

Your Application API PYLON Your Application

Uses data as per

requirement

Utilizes

API PYLONServer App


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Basic Design &

Architecture


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Basic Source Code

Structure


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API PYLON DASHBOARD

High Level View


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API PYLON DASHBOARD MONITORINGHigh Level View


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Create Client Applications


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Manage Client Applications


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P L AY W I T H P Y LO N

G e t t h e t a s t e o f P Y LO N A P I s


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Most of the APIs are integrated with Google

Assistant and Home devices.

❖ Just say "Ask API Pylon" on your Assistant

Google Assistant, Google Home

We have hosted APIs of PYLON on Swagger for quick development:

❖ Get Company List: https://app.swaggerhub.com/apis/infoaxon/getCompaniesByName/1.0

❖ Get Company Details: https://app.swaggerhub.com/apis/infoaxon/getCompanyDetails/1.0

❖ Extract Aadhaar Card: https://app.swaggerhub.com/apis/infoaxon/extractAN/1.0

SWAGGER HUB

Explore PYLONPYLON is available on Swagger Hub & Google Assistant

https://app.swaggerhub.com/apis/infoaxon/getCompaniesByName/1.0

https://app.swaggerhub.com/apis/infoaxon/getCompanyDetails/1.0

https://app.swaggerhub.com/apis/infoaxon/extractAN/1.0


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K E Y B U S I N E S S B E N E F I T S

H o w A P I P y l o n h e l p s o r g a n i z a t i o n s r e a l i z e b u s i n e s s b e n e f i t s


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Key Business BenefitsSome of the key business benefits that have resulted

01 Unified Experience across multiple channels for differentiated customer, partner and employee

customer experience leading to enhanced customer services

02Leads to easier & faster onboarding of customers from third-party platforms; smoother

integration with third-party providers of KYC, Credits solutions; and expanded digital distribution

of financial services through marketing and distribution partners.

03 API Pylon sits on top of your microservices unlocking the true value of APIs. Gives you Agility,

Flexibility & Speed

Through API Pylon, integration follows a standard and will not be dependent on who is

consuming the APIs. This will increase reusability of the services and middle layer would

be independent from any changes in the front end.

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02It enable seamless information exchange within the business, making it feasible to create a

Single View of Customer


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CONTACT US

Web : http://www.infoaxon.com

API PYLON : https://pylon.infoaxon.com/

Video Channel : https://www.youtube.com/user/InfoAxonMedia

Linkedin : https://www.linkedin.com/company/infoaxon-technologies-limited/

SlideShare : http://www.slideshare.net/infoaxon

Winner of the

Open Source Service Provider Award at NBFC100 Tech Summit 2017

InfoAxon USA LLC

400 Plaza Drive, 1st Floor,

Secaucus, New Jersey, 07094,

Tel: +1 201-866-6789

UNITED STATES OFFICE

InfoAxon Technologies UK Limited

Venture House, 2 Arlington Square,

Downshire Way, Bracknell, Berkshire

RG12 1WA

Tel: +44 1344 668048

UNITED KINGDOM OFFICE

InfoAxon Technologies Ltd.

A-105, Sector 63, Noida, UP

Tel: +91 120 4350040

INDIA OFFICEINDIA's First Open Source Integration Company

http://www.infoaxon.com/


https://www.youtube.com/user/InfoAxonMedia

https://www.linkedin.com/company/infoaxon-technologies-limited/

http://www.slideshare.net/infoaxon

http://bfsi.eletsonline.com/infoaxon-expanding-digital-revolution-across-bfsi-sector/

Documents

PowerPoint Presentation · 7 Light weight modular design, easily scalable 2 Ready to use integration with Govt. and semi Govt. agencies 1 Single source of all authentic information