Premier Multi-Asset Retirement Income Solutions

September 2016

Client presentation

2

Agenda

The income conundrum

Introduction to Premier Asset Management and solutions

Our philosophy and process

Introduction to the Premier Multi-Asset Distribution Fund

Outlook and summary

The income conundrum

4

Income in retirement – so much to think about

Source of income

Guaranteed vs non-guaranteed income

Life expectancy

Inflation

Interest rates

Capacity for loss

Attitude to risk

Sequence of return risk

Natural income vs unit encashment

Choosing an income fund

Estate planning

5

The Income Conundrum

Over 80% of the World’s assets will be owned

by baby boomers in the next 5 years

Record low interest rates

At historic lows since March 2009

Unlikely to change in the near term

Changing demographics

More people retiring in the UK

Likely to be retired for longer

How to fund those extra years?

Increasing care costs

¹Data as at 31.01.2016. ²Data as at 30.09.2015, people aged 90 and over per 100,000 population, UK, 1984 to 2014.

Returns on £100,000 investment from cash account, based on Bank of England base rate¹ Source: Bank of England

No. of people in the UK aged 90+ Source: Office of National Statistics²

£

Years

£0

£1,000

£2,000

£3,000

£4,000

£5,000

£6,000

Jan'07 Jan'08 Jan'09 Jan'10 Jan'11 Jan'12 Jan'13 Jan'14 Jan'15 Jan'16

84 86 88 90 92 94 96 98 00 02 04 06 08 10 12 14

0

200

400

600

800

1000('0

00)

6

The income in retirement smile

For illustrative purposes only.

Years in retirement

Inve

stor

inco

me

requ

irem

ents

Investors’ income requirements change throughout their retirement.

Introduction to Premier Asset Management and solutions

8

Premier Asset Management in numbers

Source: Premier Asset Management and ¹FE Analytics, on a bid to bid, total return, UK sterling basis as at 31.07.2016. *Multi-asset, equities and fixed interest.

Past performance is not a guide to future returns.

Assets under management

£4.8bn

Investment professionals

26

Employees

96

% of assets beating median

over 3 years

96%¹

Equity AUM

£1.5bn

Fixed income AUM

£0.7bn

Multi-asset AUM

£2.5bn

% of assets beating median

over 5 years

91%¹

9

Premier multi-asset range – what we offer

Range of investment solutions

Highly diversified investment portfolios

Experienced investment team

Strong performance record

Strong client service and reporting

Meeting different client objectives and risk profiles Covering solutions for income, conservative growth, growth and balanced returns (income and growth)

Multi-asset, multi-manager and multi-structured

Team of 7 with extensive industry experience

Attractive, sustainable income, strong absolute and relative growth, robust risk management

Regular and open communication

10

Highly experienced investment team

Extensive industry experience

Led by Director of Multi-Asset Funds, David Hambidge

With over 25 years of multi-manager and multi-asset investment experience

Manager of Premier’s multi-asset style funds since 1995

Wholly focused on multi-asset investing

Utilises Premier’s broad investment management expertise

Manage £2.5 billion assets

Data as at 31.07.2016.

David Hambidge Director – Multi-Asset Funds

Joined Premier in 1987

Ian Rees Head of Research

Joined Premier in 2000

Simon Evan-Cook Manager

Joined Premier in 2006

David Thornton Manager

Joined Premier in 2006

Nick Kelsall Manager

Joined Premier in 2001

Mark Rimmer Product Director

Joined Premier in 2015

11

Multi-asset fund range

Data as at 31.07.2016.

Our multi-asset solutions are truly multi-asset and include income, conservative growth, growth,

balanced and risk targeted funds, to meet different client investment objectives and risk profiles

Fund Strategy Comparative benchmark IA sector Fund size (£m)

Multi-Asset Monthly Income Income IA Mixed 20-60% Shares Mixed 20-60% Shares 549.9

Multi-Asset Distribution Rising income IA Mixed 20-60% Shares Mixed 20-60% Shares 1019.0

Multi-Asset Absolute Return Real return Cash (3m LIBOR) +2% over 3 years Targeted Absolute Return

129.0

Multi-Asset Conservative Growth Real return Cash (3m LIBOR) +3% over 3 years Mixed 20-60% Shares 96.0

Multi-Asset Growth & Income Growth and income IA Mixed 40-85% Shares Mixed 40-85% Shares 374.0

Multi-Asset Global Growth Growth IA Flexible Investment Flexible Investment 80.8

Liberation volatility targeted range

Volatility controlled Distribution Technology profiles 4 to 7

Unclassified 227.4

Income

Conservative growth

Balanced

Growth

Volatility targeted

12

Outstanding performance record

We have a long record of delivering attractive income and strong growth using a robust and

repeatable investment process

Performance source: FE Analytics, taken on a bid to bid, total return, (income reinvested), UK sterling basis, based on the main share class, data to 31.07.2016. Past

performance is not a guide to future returns. Excluding volatility target funds. *Data as at 25.08.2016. 1Sharpe ratio uses cumulative weekly data.

Income & growth funds Strategy

Quartile rankings - 3 & 5 years

Income* Risk-adjusted1 Growth

Premier Multi-Asset Distribution Fund Income 1 1 1

Premier Multi-Asset Monthly Income Fund Income 1 1 1

Premier Multi-Asset Growth & Income Fund Income 1 1 1

Premier Multi-Asset Global Growth Fund Growth N/A 1 1

Targeted absolute return funds Strategy Annualised growth 3 years Annualised growth 5 years

Premier Multi-Asset Absolute Return Fund Absolute return +2.9% +3.9%

Premier Multi-Asset Conservative Growth Fund Low risk growth +3.3% +3.8%

Multi-Asset Distribution, Multi-Asset Monthly Income, Multi-Asset Growth & Income and Multi-Asset Global Growth were top quartile in their peer groups in 2015, 2014, 2013 & 2012

13

Fund and fund manager ratings

Source & Copyright: CITYWIRE. The fund manager is rated by Citywire for his 3 year risk adjusted performance to the date shown on this document. Citywire information may not be copied and Citywire excludes any liability arising out of its use. The Elite RatingTM system is proprietary to FundCalibre Ltd, but should not be taken as a recommendation. Morningstar Ratings do not constitute investment advice. Copyright © 2016 Morningstar. All Rights Reserved. Morningstar rating based on C share class. As at 31.07.2016.

Premier Multi-Asset Monthly Income Fund

Premier Multi-Asset Distribution Fund

Premier Multi-Asset Growth & Income Fund

Premier Multi-Asset Global Growth Fund

Premier Multi-Asset Conservative Growth Fund

Premier Multi-Asset Absolute Return Fund

Our investment philosophy and process

15

Investment philosophy

We manage our portfolios as if we were managing a private client portfolio

Focus on delivering the right investment outcome for each fund, including risk and return

(income and capital growth)

We believe in true multi-asset investing across a broad range of assets, investments, managers

and funds, to increase diversification for clients, improve the risk/return profile of portfolios

and help deliver the best outcomes for customers

We believe that a portfolio of genuine actively managed funds when researched properly will

produce superior results than their passive equivalent

The price paid is nearly always key to a successful investment outcome

Every asset can be risky in isolation and the best way of controlling risk is to diversify

16

Investment approach

Step 1 Client outcomes

The process starts with the fund’s objective

and risk profile

Step 2 A look at the world

Analysis of markets, economies, and politics

Step 3 Asset allocation

A blend of long term core positions mixed

with tactical opportunities Step 4

Structure selection

Open-ended, closed ended, structured

investments

Step 5 Fund and investment

selection

Choosing the best fund managers &

investments using a repeatable, proven

process

Step 6 Active management

Flexibility is key. Portfolios are

monitored and adjusted regularly

Strategic. Tactical. Thematic. A blend of long-term core positions with short-term opportunities.

Investment themes provide tilts within the portfolios.

Introduction to the Premier Multi-Asset Distribution Fund

18

The Premier Multi-Asset Distribution Fund The growing income solution

Multi-asset, multi-manager, multi-structure

Diversified and actively managed portfolio of income producing assets

4.4 % p.a.* yield is top decile in the IA Mixed Investment 20% - 60% Shares sector**

Aiming to grow the income and capital over the medium term

This approach results in:

Less volatility than equity income

More inflation protection than fixed income

More liquidity than property

*Based on class C income shares. The historic yield reflects distributions declared over the past twelve months as a percentage of the mid-market share price of the fund, as at 01.08.2016. The yield is not guaranteed and will fluctuate. **Source: FE Analytics, as at 25.08.2016. Past performance is not a guide to future returns.

19

Internal risk controls - flexible and sensible

0% 20% 40% 60% 80% 100%

Cash

Alternative

Property

Bonds

Equities

Currency exposure: Min. 90% sterling

Overseas equity exposure: Max.20%

Individual holding: Max. 5%

Fund Management Group: Max. 15%

Equities (market cap): Min. 50% large/mid cap

Fixed interest weighting: Max. 50% high yield

Risk controls Investment parameters

MA

X

MIN

M

AX

MA

X

MA

X M

AX

MIN

Investment parameters and risk controls are indicative figures. The fund is typically expected to be managed within these parameters and risk controls and these limits are subject to change. Individual holding and fund management group limits exclude investments in passive funds.

20

Income: What to expect from a good performing fund

All fund data accurate as at 30.06.2016, based on class A income shares. Future income payments are not guaranteed. Past performance is not a guide to future returns.

0

1

2

3

4

5

6

2003 /04

2004 /05

2005 /06

2006 /07

2007 /08

2008 /09

2009 /10

2010 /11

2011 /12

2012 /13

2013 /14

2014 /15

2015 /16

Net

pen

ce p

er s

hare

Financial year ending (28 February)

Discrete income payments 25% growth

21

Fund breakdown – asset class

Equities offer reasonable value and

continue to offer a superior income

stream to gilts

Underweight bonds versus IA Mixed

Investment 20%-60% shares sector

Commercial property remains supported

by good rental growth

Alternatives included to increase

diversification and reduce volatility

Data as at 30.06.2016. Please note that the asset allocation may be above or below 100% due to rounding.

Equities 49.0%

Bonds 34.8%

Commercial property 8.7%

Alternatives 2.5%

Cash 5.1%

22

Fund breakdown – structure

Open ended-funds are our default

option

But will use closed-ended vehicles

and structured investments when

appropriate

Data as at 30.06.2016.

Open Ended Funds 76.2%

Closed Ended Funds 18.7%

Cash 5.1%

23

Equities:

Reliable dividend paying UK equity income

funds form the core of the portfolio

Modest exposure to Europe, Asia, Japan and

emerging markets but nothing in expensive

looking US equities

UK Equity Income 31.9%

European Equity Income 3.8%

Asian Equity Income 3.6%

Emerging Markets Equity Income 3.4%

Japanese Equity Income 3.3%

Fund breakdown – detailed

Data as at 30.06.2016.

Other Equity 3.0%

24

Fund breakdown – detailed

Bonds

Low exposure to gilts and investment grade corporate bonds

Selective high yield & floating rate debt exposure

Interesting opportunities in specialist bond funds including infrastructure and real estate debt

UK Commercial Property

Highly diversified portfolio of open and closed ended ‘bricks & mortar’ and specialist funds

Alternatives

Includes alternative lending which offers attractive income and total return characteristics

Data as at 30.06.2016.

UK Commercial Property 8.7%

High Yield 10.0%

Specialist Bonds 9.6%

Investment Grade Corporate Bond 8.3%

Floating Rate Debt Bonds 3.3%

Emerging Market Debt 2.6%

Gilts 1.0%

Alternatives 2.5%

Outlook and summary

26

Outlook

Quantitative Easing has ‘borrowed’ returns from the future, returns more subdued going ahead

Equity valuations slightly stretched, but supported by attractive yields versus government bonds

Reducing exposure to commercial property; we believe the best of the capital gains are behind us, less room for yield compression

We were early into the asset class and prefer to be early out

Funds from property sales have been deployed to:

UK large caps in Q3 2015 due to more attractive valuations and yields around 4%

Asian equities where more attractive valuations and yields on index above 3.5%

Convertible bonds provide downside protection due to the bond element, while can still participate in equity upside

Emerging market debt where yields have risen to their highest levels since 2012, deeply unloved, fundamentals are improving

Following the vote to leave the EU, we have further reduced property, reduced Asian ex-Japan and Emerging Markets to take currency profits, trimmed investment grade bonds, topped up UK equities, and raised cash

We are being paid to wait

27

Summary

High and reliable income stream

Progressive dividend policy

Focus on inflation protection

Well diversified and actively managed portfolio

Good long-term track record

Focus on growing capital over medium/long term

Transparent investment process and sensible risk controls

Fund unfettered and independent

Appendix

29

The complete portfolio

Data as at 30.06.2016. Please note that the asset allocation may be above or below 100% due to rounding.

Alternatives assets P2P Global Investments (1.0%) VPC Speciality Lending (0.8%) Foresight Solar Fund (0.7%) UK commercial property Secure Income REIT Plc (1.3%) AEW Core Property Income (1.2%) Target Healthcare (1.1%) Picton Property Income (1.1%) GCP Student Living (0.9%) Tritax Big Box REIT (0.9%) Empiric Student Property (0.8%) Medic X (0.8%) Schroder Real Estate Inv Trust (0.7%) Bonds - emerging market debt Fidelity EMD Total Return Fund (2.6%) Bonds - floating rate debt M&G European Loans (2.0%) NB Global Floating Rate Income (1.3%) Corporate bonds - investment grade, high yield & gilts Twentyfour Dynamic Bond (5.0%) Hermes Multi-Strategy Credit (4.2%) Henderson Preference and Bond (3.0%) Pimco Select UK Income Bond (3.0%) Baillie Gifford Corp Bond (OEIC) (3.0%) Royal London Corporate Bond (1.2%)

UK equities Franklin UK Equity Income (5.1%)

Fidelity Moneybuilder Dividend (5.0%) Rathbone Income Fund (5.0%)

Schroder Income (4.9%) Standard Life UK Equity High Inc (4.4%)

Aberforth UK Sml Cos Fund (2.4%) Miton UK Multi Cap Income (1.8%)

Montanaro UK Equity Income (1.8%) S&W UK Equity Income (1.6%)

Europe ex-UK equities

BlackRock European Income (2.2%) Polar Capital European Ex UK Income (1.6%)

Asia Pacific ex-Japan equities Schroder Asian Income (1.8%)

Prusik Asian Equity Income (1.8%)

Emerging markets Charlemagne Magna Emerging Market Dividend (3.4%)

Japan equities

Coupland Cardiff Japan Income & Growth (3.3%)

Convertible bonds Polar Capital Global Convertibles (3.0%)

Bonds - specialist WyeTree Yield Distribution Fund (1.2%)

Starwood European Real Estate Finance (1.1%) GCP Infrastructure Income Ords (1.1%)

Angel Oak Multi Strat Inc (1.0%) CVC Credit Partners European Opportunities (0.8%)

Twentyfour Income Fund (0.8%) Real Estate Credit Investments (0.7%)

UK Mortgages (0.6%) Longbow Senior Secured UK Property (0.6%)

Doric Nimrod Air 2 Ltd (0.6%) Doric Nimrod Air 3 Ltd (0.4%)

GCP Project Finance (0.4%) GCP ‘C’ Project Finance (0.4%)

UK equities 31.9%

European ex-UK equities 3.8%

Asian ex-Japan equities 3.6% Emerging market equities 3.4%

Japanese equities 3.3% Convertible bonds 3.0% High yield 10.0%

Specialist bonds 9.6%

Investment grade bonds 8.3%

Floating rate debt 3.3%

Emerging market debt 2.6% Gilts 1.0%

UK commercial property 8.7%

Alternative assets 2.5%

Cash 5.1%

30

-10

0

10

20

30

29/07/2011 29/07/2012 29/07/2013 29/07/2014 29/07/2015 29/07/2016

-20

0

20

40

60

80

29/07/2011 29/07/2012 29/07/2013 29/07/2014 29/07/2015 29/07/2016

-10

0

10

20

30

29/07/2011 29/07/2012 29/07/2013 29/07/2014 29/07/2015 29/07/2016

-20

0

20

40

60

29/07/2011 29/07/2012 29/07/2013 29/07/2014 29/07/2015 29/07/2016

Multi-asset funds – 5 year performance

Source: FE Analytics, taken on a bid to bid, total return, UK sterling basis. All data to 31.07.2016, based on C share class. Past performance is not a guide to future returns.

Premier Multi-Asset Distribution Fund

Premier Multi-Asset Monthly Income Fund Premier Multi-Asset Conservative Growth Fund

Premier Multi-Asset Absolute Return Fund

Premier Multi-Asset Growth & Income Fund

Premier Multi-Asset Global Growth Fund

51.8%

54.5% 63.5%

20.7%

21.0% 67.8%

Tota

l ret

urn

(%)

Tota

l ret

urn

(%)

Tota

l ret

urn

(%)

Tota

l ret

urn

(%)

Tota

l ret

urn

(%)

Tota

l ret

urn

(%)

-20

0

20

40

60

80

29/07/2011 29/07/2012 29/07/2013 29/07/2014 29/07/2015 29/07/2016

-20

0

20

40

60

29/07/2011 29/07/2012 29/07/2013 29/07/2014 29/07/2015 29/07/2016

31

-20

0

20

40

60

29/07/2011 29/07/2012 29/07/2013 29/07/2014 29/07/2015 29/07/2016

-20

0

20

40

60

29/07/2011 29/07/2012 29/07/2013 29/07/2014 29/07/2015 29/07/2016

-10

0

10

20

30

40

50

29/07/2011 29/07/2012 29/07/2013 29/07/2014 29/07/2015 29/07/2016

-20

0

20

40

60

29/07/2011 29/07/2012 29/07/2013 29/07/2014 29/07/2015 29/07/2016

Volatility targeted solutions – 5 year performance

Source: FE Analytics, taken on a bid to bid, total return, UK sterling basis. All data to 31.07.2016, based on C share class. Past performance is not a guide to future returns.

49.0%

43.8%

Premier Liberation No. IV Fund

Premier Liberation No. V Fund

Premier Liberation No. VI Fund

Premier Liberation No. VII Fund

47.4%

42.7%

Tota

l ret

urn

(%)

Tota

l ret

urn

(%)

Tota

l ret

urn

(%)

Tota

l ret

urn

(%)

32

Glossary

Alternative assets Non traditional investments which could include hedge funds and commodities for example and which are designed to help diversify a portfolio as they tend not to move in the same direction as the stockmarket. Bonds These are like loans to governments/companies in return for a fixed rate of interest. Capital growth The increase in value of your original investment. Caps Refers to a company’s market capitalisation, normally small, mid and large. Equities Another name for company shares. Fixed income/interest Another term used for corporate and government bonds. Floating rate debt These are bonds which do not have a fixed rate of interest. Gilts A bond issued by the UK government. High yield bonds/corporate bonds A bond that provides a higher income, (or yield) but is rated below investment grade bonds as it has a higher risk of default. Historic yield The Historic Yield reflects distributions declared over the past twelve months as a percentage of the mid-market unit price of the fund, as at the date shown.

IA Mixed Investment 20%-60% Shares sector Funds in this sector are required to have a range of different investments. The fund must have between 20% and 60% invested in company shares (equities). At least 30% of the fund must be in fixed income investments (for example, corporate and Government bonds) and/or “cash” investments. “Cash” can include investments such as current account cash, short-term fixed income investments and certificates of deposit. IA sectors To help with comparisons between the thousands of funds available, they are categorised into different groups, organised and reviewed by the Investment Association (IA). Investment grade bond A bond which is considered relatively safe and unlikely to default on its debt repayment obligations and has been assigned a high credit rating. Investment Association (IA) The IA is the trade association that represents the UK investment management industry. Structured products/structured investments A type of product designed to combine the upside in market performance whilst limiting falls and are usually linked to the performance of an index or other underlying asset.

33

General risks

General investment risks There is the potential for loss of your original investment. The degree of investment risk will depend on the fund’s risk profile. We would typically expect investments that are perceived as lower risk to offer less potential for loss but with potentially lower returns, whereas we would expect higher risk investments to generate higher returns albeit with the extra risk of potential loss. However, there are no guarantees as to how a type of asset, sector or region will perform in the future. Inflation could erode the value of returns from your investment. There is a risk that the entire market of an asset will fall, affecting the value of assets and the return on your investment. There is no guarantee that the investment objective of the fund will be achieved. Past performance is not a guide to future returns. The price of shares and any income from them can go down as well as up and there is the possibility of a loss to your original investment. The levels of taxation and of relief from taxation will depend upon individual circumstances. There may be a variation in the performance between funds with similar objectives due to the different assets selected. Performance of a fund will be affected by the fund manager’s investment decisions. If you withdraw part of your investment, or take an income greater than the natural income from, or growth of, your investment, there is a risk that you could get back less than you originally invested.

Charges to capital As the objective of the fund is to treat the generation of income as either an equal or higher priority than capital growth, all or some of the fund’s charges will be taken from capital instead of income. This may result in higher levels of income payments but could result in capital erosion or constrain capital growth. Collective investment schemes This fund may be directly invested in, or have exposure to units in collective investment schemes and can also invest in other collective investment schemes, such as commodity funds, hedge funds and property funds, which could expose the fund to increased levels of risk. Counterparty Some investments are reliant on a specific entity, usually a large bank, to honour its repayment obligations; failure to do so could impact returns. Credit If the issuer of a security held within the fund is unable to make income payments or repay its debt. Currency Where investments are denominated in currencies other than sterling, changes in exchange rates may cause their value to rise or fall. Derivatives This is a financial contract whose value is related to the value of an underlying asset or index, often used with the aim to manage risk or enhance returns, and whilst their use is not necessarily expected to increase risk within a fund, they could expose the fund to higher levels of volatility from time to time.

34

General risks continued

Multi-Asset Funds As a multi-asset fund, this fund will have exposure to a wide range of different assets, investment types and geographic regions, which could include equities, bonds, alternative assets and property, all of which carry specific risks that could impact on returns. Operational Occasionally processes fail. This is more likely to happen with more complex products or investments in overseas markets, such as emerging market countries, which may not have the same level of safekeeping, infrastructure or controls as more developed markets. Structured investments These are investments which are usually linked to the performance of one or more underlying instruments or assets such as market prices, rates, indices, currencies and commodities and other financial instruments that may introduce significant risk that might affect returns.

Emerging markets Some overseas markets typically carry higher risk than more established and developed overseas and domestic markets. Equities As an asset class, equities can experience higher levels of fluctuation than bonds or money market securities. Fixed interest securities This type of asset, which includes bonds and gilts, is particularly affected by movements in interest rates. If interest rates rise, their price may fall, and vice versa. Inflation Fixed interest securities, such as bonds, are particularly affected by trends in interest rates and inflation. Interest rate Where the fund has exposure to fixed interest securities such as bonds, these are particularly affected by trends in interest rates and inflation. If interest rates go up, the value of capital may fall, and vice versa. Legal/Tax Arising from a change in legal/tax regulations or the application of them. Liquidity During difficult market conditions, some securities or larger holdings may become more difficult to sell quickly at a desired price. Market The risk of a fall in price of a particular asset type.

35

Risk of investments Past performance is not a guide to the future. The price of shares and income from them may go down as well as up and you may get back less than you invested. Movements in exchange rates may also affect the value of the investment. Please remember that these investments are typically intended as either medium or long term investments. Reference to any particular stock does not constitute a recommendation to buy or sell the stock.

Disclaimer Whilst every effort has been made to ensure the accuracy of the information contained within this presentation, we regret that we cannot accept responsibility for any omissions or errors. The information given and opinions expressed are subject to change and should not be interpreted as investment advice. Persons who do not have professional experience in matters relating to investments should not rely on the content of this presentation.

All data sourced to Premier Asset Management unless otherwise stated.

A free, English language copy of the Fund’s full prospectus, Key Investor Information Document and Supplementary Information Document are available on the Premier website, www.premierfunds.co.uk or by calling us on 01483 306090. For your protection, calls may be monitored and recorded for training and quality assurance purposes.

Source: FTSE International Limited (“FTSE”) © FTSE 2015. “FTSE®” is a trade mark of the London Stock Exchange Group companies and is used by FTSE under licence. All rights in the FTSE indices and / or FTSE ratings vest in FTSE and/or its licensors. Neither FTSE nor its licensors accept any liability for any errors or omissions in the FTSE indices and / or FTSE ratings or underlying data. No further distribution of FTSE Data is permitted without FTSE’s express written consent.

Source & Copyright: CITYWIRE. The fund manager is rated by Citywire for his 3 year risk adjusted performance to the date shown on this document. Citywire information may not be copied and Citywire excludes any liability arising out of its use.

The Elite RatingTM system is proprietary to FundCalibre Ltd, but should not be taken as a recommendation. Copyright © 2016 Morningstar. All Rights Reserved.

The methodology and calculations used by the companies or organisations that provide the fund or fund manager awards and ratings are not verified by Premier Asset Management and we therefore are unable to accept responsibility for their accuracy. Ratings and awards should not be relied upon for making an investment decision, nor are they an indication, promise or guarantee of future performance of a fund or fund manager.

Issued by Premier Asset Management. ‘Premier Asset Management’ and ‘Premier’ are the marketing names used to describe the group of companies which includes Premier Fund Managers Limited and Premier Portfolio Managers Limited, which are authorised and regulated by the Financial Conduct Authority of 25 the North Colonnade, Canary Wharf, London E14 5HS. The registered address of both companies is Eastgate Court, High Street, Guildford, GU1 3DE. Premier Portfolio Managers Ltd is registered in England No. 1235867. Premier Fund Managers Ltd is registered in England No. 2274227. 06091611645

Tel: 0333 456 9033

Email : info@premierfunds.co.uk

www.premierfunds.co.uk

Important Information