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Prepared by Employment Options, Inc.
In 2010, you can make up to $720 a month without it counting against your trial
work period.
No
8 hours x 10 dollars = 80 dollars weekly
80 dollars x 4.3 weeks = 344 dollars
LESS THAN 720 DOLLARS A MONTH DOES NOT COUNT DURING
YOUR TRIAL WORK PERIOD
Yes
12 hours x 25 dollars = 300 dollars weekly300 dollars x 4.3 weeks = 1290 dollars
MORE THAN 720 DOLLARS A MONTH COUNTS DURING YOUR
TRIAL WORK PERIOD
If I earn twelve dollars an If I earn twelve dollars an hour and work ten hours a hour and work ten hours a
week, week, will this count against my will this count against my
trial work period?trial work period?
YesYes NoNo
12 hours x 10 dollars = 120 dollars weekly120 dollars x 4.3 weeks = 516 dollars
LESS THAN 720 DOLLARS A MONTH DOES NOT COUNT DURING YOUR TRIAL
WORK PERIOD
No
If I earn ten dollars an If I earn ten dollars an hour and work eighteen hour and work eighteen
hours a week, hours a week, will this count against my will this count against my
trial work period?trial work period?
YesYes NoNo
18 hours x 10 dollars = 180 dollars weekly180 dollars x 4.3 weeks = 774 dollars
YES, MORE THAN 720 DOLLARS A MONTH COUNTS DURING YOUR
TRIAL WORK PERIOD
Yes
The amount that you can earn during your Trial Work Period changes every year.
TrialWork Period
2005 2006 2007 2008 2009 2010
MaximumTrial WorkPeriod Earnings
$590 $620 $640 $670 $700 $720
Maximum earning limit when SSDI Cash Earnings go into suspension after Trial Work Period
$830 $860 $900 $940 $980 $1000
Joe’s Monthly Earnings
Trial month used?
Jan $480 No
Feb $1000 Yes
Mar $540 No
Apr $380 No
May $970 Yes
June $1011 Yes
July $1200 Yes
Aug $950 Yes
Sept $1020 Yes
Oct $620 No
Nov $720 Yes
Dec $740 Yes
Yearly Earnings
$96318 Trial Work Period MonthsUsed.
Test your Knowledge – How Many Months of Joe’s Trial Work Period (TWP) did he use up in 2009?
Months of the year
Joe’s SSDI income
Jan $712
Feb $712
Mar $712
Apr $712
May $712
June $712
July $712
Aug $712
Sept $712
Oct $712
Nov $712
Dec $712
Yearly Earnings
$8,544 Total income when not working
Joe’s Monthly Earnings SSDI Check Trial month used?
Jan $950 $727 Yes
Feb $950 $727 Yes
Mar $950 $727 Yes
Apr $1250 $727 Yes
May $1250 $727 Yes
June $1400 $727 Yes
July $1400 $727 Yes
Aug $1400 $727 Yes
Sept $1450 $727 Yes
Oct $1700 $727 Yes
Nov $1700 $727 Yes
Dec $1700 $727 Yes
Yearly Earnings $16,100
At $1700 a month- new income = 20,400 per year
$8,724 SSDI Yearly income
=$24,824Total income during
trial work year
Nine Trial Months Used – cash benefits stop if earnings are $1000 or more a month FY 2010
If you make as much money as you possibly can during the Trial Work Period, your earnings might look like this
$727 a month x 12 months = $8,724 SSDI Yearly
Income
$1700 a month x12 months = $20,400Current Yearly income
WHICH WOULD YOU RATHER EARN?
Linda’s Monthly Earnings
SSDI Check Trial month used?
August 09 $480 $810 No
September 09
$980 $810 Yes
October 09 $540 $810 No
November 09
$380 $810 No
December 09 $970 $810 Yes
Jan 2010 $1011 $810 Yes
Feb 2010 $1200 $10 Yes
March 2010 $930 $810 Yes
April 2010 $980 $810 YesTotal earning YTD
$7,471 $7,290 Total income $14,781.00
6 Trial Monthsused
Test your Knowledge now– How Many Months of Linda’sTrial Work Period (TWP) has she used up?
Prepared by Employment Options, Inc.
After your trial work period is up you will
continue to receive SSDI cash benefits as long as your earnings are under
$1000 (2010)
The most that you can earn without losing your
SSDI cash benefits is different
from the amount that counts towards your Trial Work period.
Once you have completed your Trial Work period, you can
earn under $1000.00 a month as long as you
want without losing your SSDI cash benefits FY
2010
It is a little confusing
DOES IT MAKE SENSE TO WORK AFTER YOUR TRIAL WORK PERIOD IS OVER?
If you are able to work and continue working you will earn more money and be happier. There is absolutely no risk of losing your disability status if you continue working AND keep your ticket assigned to an employment network.
After you have completed your nine month trial work period, you will have a three year period of extended eligibility which means that if you stop working or earn less than Social Security earning limits aka Substantial Gainful Activity (SGA) during those 36 months, for any reason, all you have to do is contact your Social Security Representative and your cash benefits will start right back up.
If you are unable to work for any reason during your extended period of eligibility, let your Social Security representative and My Employment Options counselor know and your payments will start right back up. Your SSDI cash benefits will be reinstated if you are unable to work or even if you just prefer not to work as long as you are in your three year period of extended eligibility.
Melody Monthly Earnings
Eligible for cash benefits?
Jan $480 Yes
Feb $720 Yes
Mar $690 Yes
Apr $880 Yes
May $960 Yes
June $930 Yes
July $1000 No
Aug $1050 No
Sept $800 Yes
Oct $1250 No
Nov $1300 No
Dec $1340 No
Test your Knowledge –Melody has used up her trial work period. Will Melody still be eligible for SSDI cash
benefits? (2010)
WILL I RECEIVE CASH BENEFITS FOR THE MONTHS
THAT I EARNED OVER $1000 IN 2010? YES, if you have not used up your 9 month trial work program and
NO, if you have used up your trial work program.
You are not penalized for working if you worked and earned under $1000 in
2010 and any year prior.
What if Social Security makes a mistake and stops my benefits?
As long as you stay in touch with Employment Options and we know
about your current and previous work activity, we will be able to track your
trial work period, advise you and advocate on your behalf. We do understand this Social Security
benefits program and know how to help you.
It can be very confusing understanding your trial
work status and cash benefits.
We are here to help. Call Teresa at 727-368-7798 or e-mail her at [email protected]
or call Daniel Kelsey at 1-800-441-3114 ext. 793.
Prepared by Employment Options, Inc.
800-441-3114
