Presentation on BGREI NABARD Bihar Regional Office 17 May 2013

Presentation on BGREI

NABARD Bihar Regional Office17 May 2013

Presentation6.pptx 2

BGREI Districts in Bihar

• 23 districts covered( 10 districts common )• Under Paddy : Bhagalpur, Kaimur, Khagaria,

Munger, Nawada, Purnea, Rohtas, Saran, Sheikhpura, Vaishali

• Under Wheat : Gaya, Saharsa, Siwan• Common Districts : Arwal, Aurangabad,

Begusarai, Bhojpur, Buxar, Gopalganj, Jehanabad, Lakhisarai, Patna and Sheohar


ROLE OF NABARD IN BGREI

• Ensuring Adequate Credit to farmers• Ensuring convening of Special SLBC meetings• Monitoring credit flow to Agriculture at the State level• Preparing district specific credit plans/ targets • Monitoring the credit flow at the district level • Ensuring opening of KCC accounts of farmers• Bring more farmers under the fold of JLGs / SHGs• Ensure revision of Scale of Finance by the DLTC• Impress banks to expand their outreach• Strengthen the Short Term Co-operative credit structure


Action Initiated

• Special SLBC held on 18.05.2011 chaired by the Hon’ble C.M.• Quarterly SLBC meetings being held regularly chaired by the

Deputy C.M.• Last SLBC meeting held on 11.05.2013 attended by Hon’ble

Union Finance Minister & Chief Minister• Regular intense monitoring at the State level • DCC/DLRC meetings being held at the district level regularly.

Performance being monitored. DDMs of NABARD invariably participate in all meetings

• DDMs of NABARD in 20 out of 23 BGREI districts• Three districts viz Patna, Vaishali and Lakhisarai are looked

after by exclusive officers from NABARD RO at Patna


Action Initiated contd.....

• DDMs of NABARD discuss with the Agriculture dept at the district level and make projections for the credit requirement in the PLPs

• PLPs for 2013-14 prepared for all districts of the State• The PLPs aggregated to State Focus Paper • SFP presented to stake holders in State Credit Seminar on

9.2.13 chaired by Deputy C.M.• Agriculture projections for credit to agriculture 30286 Cr. of

which 21364 Cr. for crop loan• Projections of NABARD have been accepted both at the State

level and at the district level as Annual Credit Plan for 2013-14


ANNUAL CREDIT PLAN(ACP) achievement

Crop Loan 2011-12 ( Rs. in Crore)

2012-13( Rs. in Crore)

% increase

Crop Loan 10325 14477 40

Agri. Term Loan 4633 7089 53

Total Agri. Credit 14958 21566 44

SME 2873 4325 50

OPS 3514 4094 17

TPS 21345 29985 40


ACP Achievement contd...

Year Crop Loan( Rs. in Crore)

Term Loan( Rs. in Crore)

Total Agriculture

( Rs. in Crore)

% increase

2009-10 4845 2318 7163 -

2010-11 6409 4259 10667 48.92

2011-12 10325 4633 14958 40.23

2012-13 14231 7335 21566 44.18

2013-14( target) 21634 8652 30286 40.43


Other Achievements during 2012-13

• 15046 JLGs sanctioned and Rs. 142 Cr. disbursed

• For 13-14 JLG target fixed at 60,000

• 30297 SHGs provided Rs.198 Cr. loan

• Target for 2013-14 fixed at 1,10,000

• 8.6 lakhs new KCCs and 13.7 lakhs KCC renewed

• Credit disbursed is Rs.14477 Cr.


NABARD Specific Initiatives

NABARD provided Rs.1077 Cr. concessional refinance on

Short-term Credit to RRBs/Co-ops during 2012-13 to ensure

low interest rate to farmers.

NABARD provided 460 Crores at concessional rate

Rs.2000/- provided as incentive to JLPIs (Joint Liability

Promoting Institutions) for promotion of each JLG

NABARD sanctioned incentive to JLPIs for promoting 22340

JLGs during the year


NABARD Specific Initiatives contd…..

• NABARD sanctioned grant support for promoting 36000 (including 16000 for LWE/ Backward districts) no. of SHGs during the year

• For LWE districts, support provided to ‘JEEVIKA’

(NRLM nodal agency) for promotion of SHGs

• 1400 no. of Farmers Clubs opened during the year

taking the total to 5794

• Introduction of CBS in Co-op(95% branches on CBS)


Strategies

1. Regular review in the SLBC2. Regular review in the DCC/DLRC meetings3. Special review of districts with low CD ratio4. Adequate credit projection in PLPs – DDMs advised to discuss

the credit requirement of the BGREI districts with the LDMs and Agriculture officers and make adequate credit projections

5. DDMs advised to associate in district level BGREI activities6. Promotion of more JLGs/SHGs7. Promotion of more Farmers clubs8. Issue of more KCCs9. Issue of KCC as Rupay cards


Documents

Presentation on BGREI NABARD Bihar Regional Office 17 May 2013