Presentation on Online Banking

8/17/2019 Presentation on Online Banking

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SOFT WARES USED IN ONLINE B

Softwares Used In

Online Banking


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Prepared for:

Dr Mohammad Thoufqul Islam

Associate Proessor

Department o Management

University o Dhaka

Siat!Sattar ID

*hairunnesa ID

+asrin Akter Ishita ID

Parveen Akter ID "

Sonia Akter ID


3/17

TYPES OF ONLINE BANKING SOFTW

Core Banking Software

Switching Software

Credit Card Software

Mobile Banking SoftwarePayment Gateway Software


4/17

CORE BA!"G SO#$%ARE

$he platform where "C$ i& '&ed to perform the core o

of a bank( i& known a& Core Banking Sy&tem and the'&ed for thi& p'rpo&e i& called Core Banking Software

/ore 0anking 1perations Include

- Maintaining ledger

- Recording c'&tomer information

- "ntere&t calc'lation

- Ad*'&tment& to acco'nt&


5/17

CORE BA!"G SO#$%ARE#eat're&:

+ ,ata are &tored in back end databa&e in digital form)

+ Same &oftware for di-erent branche& thro'gh a %A

+ Acce&&ibility to acco'nt& from anywhere

+ En&'re& operational e.ciency

+ Pre/ent& &eepage of income

Ad/antage:

+ Radical Change in Banking Sy&tem

+ #acilitated Electronic #'nd $ran&fer

+ #acilitated Online $rading at Stock Market


6/17

CORE BA!"G SO#$%ARE "B,

Sot2are +ame Developer /om

3lora 0ank 1nline 3lora Systems 4td5

0ank Ultimas 4eads /orporation

A6a6il Millennium Sot2are

Stealer !7A Inotech


7/17

S%"$C0"G SO#$%ARE Its an ATM8P1S transaction processing and managesystem5

3unctions9

Prod'ce& ,ebit card&

"n&ert& 1 &tore& c'&tomer data into databa&e

Pre+a'thori2ation of on+'& debit tran&action&)

Ro'ting of on+'& debit tran&action&

O-+'& tran&action& to Switch &y&tem3 4ocal paymentnetwork3"nternational payment network

#ra'd management

0ealth monitoring of all the connected A$M and POS terminal&

Settlement and Reconciliation


8/17

S%"$C0"G SO#$%ARE3eatures 9

- Adhere& to open &y&tem concept& and client3&er/er or 5+ti

architect're

- $he tran&action proce&&ing engine re&ide& on pro/en and 6"7 platform&

- A$M de/ice interface& re&ide on %indow& client work&tatio

+ Sy&tem data i& &tored in an AS" compliant relational datOracle)

- Pro/ide& &'pport to the ho&ted A$M3POS terminal( an "SO8interface to the Core Banking Sy&tem

- Pro/ide& connecti/ity to regional( national or internationa

-

Other interface&


9/17

S%"$C0"G SO#$%ARE " B,

+ame o Sot2are +ame o Developer Used 6y :6ank;

IST8S2itch 1asis Technologies 4td5<

/anada :no2 3IS =lo6al

Services< USA;

Dutch 0angla 0an

0ank

iS2itch Inter 0lock< Srilanka U/04< Islami 0ank

/ardsuite Tieto !nator< 4atvia 1ne 0ank< !04

Phoeni> 8 Iris TPS Pakistan 4imited<

Pakistan

07A/< Standard

Dhaka 0ank

Tran?2are /ompas Plus 4td5< 7ussia IT/4

ITM Uronet @orld2ide< USA A0 0ank :/ash 4in


10/17

CRE,"$ CAR, SO#$%ARE

A /redit /ard Sot2are is a /redit /ard transactiprocessing and management system

3unctions9

oProd'ction of Credit card( "n&erting 1 Sorting c'&tomer datadataba&e

oPre a'thori2ation and nal a'thori2ation of on+'& credit or r'& credit tran&action&

oRo'ting of on+'& and remote on+'& debit tran&action&oO-+'& tran&action& to Switch &y&tem3 4ocal payment

network3"nternational payment network

o#ra'd management

o0ealth monitoring of all the connected A$M and POS termin

oSettlement and Reconciliation


11/17


12/17

CRE,"$ CAR, SO#$%ARE "

+ame o Sot2are +ame o Developer Used 6y :6an

Transmaster Tieto !nator< 4atvia Dutch 0angla

/ardPro Sun=urd System Access<

USA

Prime< +ati

0!PS

/T4 Prime /ard Tech 4imited< /yprus

:no2 Tsys 4imited;

Premier< M

0angla

i/ard Inter 0lock< Srilanka U/04< Islami

Tran?2are /ompas Plus 4td5 A0 0ank


13/17

MOB"4E BA!"G SO#$ %ARE

An application '&ed by a bank to regi&ter mobagent& and merchant&; a'thori2e and record ca&h

o't( P


14/17

MOB"4E BA!"G SO#$ %ARE

3eatures9

Connection to the mobile '&er&( agent& and merchanmobile operator '&ing &m&( 6SS,( 6$!( S$! or BRE%

#acilitie& to perform following acti/itie& by Agent&( Cor Merchant&)

Con&'mer( Agent and Merchant Regi&trationCa&h

P


15/17

PA=ME$ GA$E%A= SO#$%ARE

0elp& in a'thori2ing payment& for e+commerce tran&

3eatures9

Software application de&igned e&pecially for ecomm

Encryption of payment and per&onal data)

Comm'nication between the nancial in&tit'tion&

#ra'd detection tool& and other feat're&


16/17

$RASAC$"O PROCESS


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Documents

Presentation on Online Banking