MAJOR SPONSOR GALA DINNER SPONSOR LUNCH SPONSOR NETWORKING DRINKS SPONSOR

EXHIBITOR ENDORSED BY

KEY THEMES INCLUDE:

– Pre-conference workshops, conducted by ASIC, FOS and CIO

– A range of high quality presentations covering: Responsible lending, home lending, P2P lending, security and accountability, culture, cryptocurrencies and the future of finance

– A range of excellent speakers from ASIC, CIO, FOS, ASBFEO, ABA, COBA, major law firms, “Big 4” Banks, regional & community banks, RegTech ventures, credit unions and the recently formed BFO

Credit Law ConferenceExploring the future of finance

11 – 13 October 2017 | Surfers Paradise Marriott Resort & Spa

PRESENTING THE 27TH ANNUAL

REGISTER NOW www.informa.com.au/creditlaw2017

Michael Saadat, Senior Executive Leader –

Deposit Takers, Credit & Insurers, ASIC

Chris Green, Group Senior Manager

- Credit, ASIC

The Hon Michael McCormack MP,

Minister for Credit and Small Business

Philip Field, Lead Ombudsman,

FOS

Michael Blyth, Senior Manager – Deposit

Takers, Credit & Insurers, ASIC

Tim Gough, Deputy Ombudsman,

CIO

Ian Gilbert, Policy Director, ABA

Sally MacKenzie, Senior Policy Adviser,

COBA

Katherine Forrest, Partner,

King & Wood Mallesons

Elise Ivory, Partner, Dentons

Jon Denovan, Partner, Dentons

James Moore, Partner,

HWL Ebsworth

Sally Davis, CEO, Code Compliance and Monitoring Committee

Lisa Vanderwal, Special Counsel,

Bird & Bird

Narelle Smythe, Partner, Clayton Utz

Brad Husband, Partner, Corrs Chambers

Westgarth

Joshua Annese, Partner,

Piper Alderman

Jo Canavan, Executive Compliance, Banking and Wealth, Suncorp

Rob Walsh, Partner, EY

Rod Cameron, Partner, Hicksons

Simun Soljo, Managing Associate, Allens

John Laker, previous Chair, APRA and Chair, Banking and Finance

Oath

Jaime Lumsden-Kelly, Solicitor Director, The Fold Legal

Mark Sneddon, Partner, Holly Nethercote

Dr Craig Latham, Deputy Ombudsman, Small Business and Family Enterprise

Ombudsman Service

Lesley Burvill, Head of Risk, Community First

Mark Shaw, Head of Compliance &

Operational Risk, ANZ

Anthony Rivas, CEO, Collection House

EARN CPD POINTS AT THIS EVENT, 1 HOUR = 1 POINT

9:30 WORKSHOP REGISTRATION | Tea & Coffee

10:00 WORKSHOP 1

ASIC

Michael Blyth, Senior Manager – Deposit Takers, Credit & Insurers, ASIC

Chris Green, Group Senior Manager - Credit, ASIC

11:30 Networking and refreshment break

12:00 WORKSHOP 2

FOS and CIO

Philip Field, Lead Ombudsman, FOS

Tim Gough, Deputy Ombudsman, CIO

13:30 Lunch and networking break for Workshop Attendees

14:20 CONFERENCE REGISTRATION | Tea & Coffee

14:50 Opening Remarks from the chair

Elise Ivory, Partner, Dentons

KEY UPDATES

15:00 KEYNOTE MINISTERIAL ADDRESS

Key policy updates from the Minister for Credit and Small Business

The Hon Michael McCormack MP, Minister for Credit and Small Business

15:20 REGULATOR UPDATE | ASIC

Michael Saadat, Senior Executive Leader – Deposit Takers, Credit & Insurers, ASIC

15:40 INDUSTRY UPDATE

ABA update

Discussing;

— ABA response to Khoury Report on Code of Banking Practice

Ian Gilbert, Policy Director, ABA

16:10 Networking and refreshment break

16:40 Anti-money laundering

Regulatory update from the legislative body which brings Australia into line with international best practice to deter money laundering and terrorism financing.

17:00 PANEL

The future of credit: A regulatory perspective

Discussing;

— The perspective of regulators on the changing face of credit and finance

— Short-term expectations and long-term strategy

— Ramifications of key policy changes

Michael Saadat, Senior Executive Leader – Deposit Takers, Credit & Insurers, ASIC

Sally Mackenzie, Senior Policy Adviser, COBA

Ian Gilbert, Policy Director, ABA

Moderated by: Helen Gordon, CEO, AFIA

17:45 CLOSING | Closing remarks from the Chair

17:50 WELCOME RECEPTION | Networking drinks

Sponsored by:

PRE-CONFERENCE WORKSHOPS Wednesday 11 October 2017

Credit Law Conference Wednesday 11 October 2017 DAY 1

REGISTER NOW www.informa.com.au/creditlaw2017

8:50 OPENING | Opening remarks from the Chair

Helen Gordon, CEO, AFIA

THE FUTURE OF FINANCE

9:00 PANEL

Projections on the future of credit and lending in the wake of the digital revolution; A perspective from industry

— Industry perspective of what the future holds for banks, lenders and credit providers

— Disruptions occurring in the space

— Role and relationship of/with regulators

Jo Canavan, Executive Compliance, Banking and Wealth, Suncorp

Lesley Burvill, Head of Risk, Community First

Angela Di Rago, General Counsel, Liberty

Tommy Mermelshtayn, Chief Strategy Officer, Zip Money

Mark Shaw, Head of Risk and Operational Risk, ANZ

Moderated by: James Moore, Partner, HWL Ebsworth

9:45 The New Payments Platform (NPP) — What the NPP is and how it works

— The legal framework that applies to the NPP

— Issues that may affect credit providers

Joshua Annese, Partner, Piper Alderman

10:05 PANEL

Regtech: Providing versatility, innovation and disruption to credit

— Examples of regtech successes

— How can cognitive processes, robotic processes, blockchain, etc provide solutions?

— What does the future hold for RegTech in Australia and globally?

— Regtech as more than just compliance; using this innovation as an educational tool

Anthony Rivas, CEO, Collection House

Matt Symons, Co-Founder, Red Marker

Anthony Quinn, Co-Founder & CEO, Arctic Intelligence

Julian Fenwick, CEO, GRC Solutions

Moderated by: Michael Anastas, Partner, HWL Ebsworth

10:45 Networking and refreshment break

11:10 The future of credit advertising — Current regulations and obligations around credit advertising and changes in the future

— Ethics behind credit advertising

— What does the future hold for those wishing to advertise credit?

Katherine Forrest, Partner, King & Wood Mallesons

11:35 The changing regulatory landscape – where we’ve come grom and where we are headed

Jon Denovan, Partner, Dentons

12:00 Start-up culture

A spotlight on non-traditional lenders and how they have taken to the realm of credit and lending, providing strong competition to the Big Banks and vendors.

Mandeep Sodhi, CEO, Hash Ching

12:30 Lunch and networking break

13:30 FIRESIDE CHAT

Blockchain and cryptocurrencies in the age of instability — Widespread politico-economic instability and is effect on the financial markets

— Updates on regulatory change around cryptocurrencies

— Strategy and progress since SEC ruling

Nick Giuretto, CEO & Managing Director, Australian Digital Currency & Commerce Association

Sam Lee, CEO, Blockchain Global

RESPONSIBLE LENDING

14:00 PANEL

Responsible lending — Assessing the changing landscape in 2017

— Defining what we mean when discussing best practice

— Identifying exemplars of best practice in today’s market

— Looking to the future - where is responsible lending & borrowing heading?

John Brady, Solicitor Proporieter, JFB Solicitors

Ofir Kranz, Head of Compliance and Operational Risk, Latitude Financial Services

Catherine Uhr, Senior Solicitor, Legal Aid Queensland

Ruth Neal, Partner, Dentons

Moderated by: Dr Paul O’Shea, Principal Solicitor, O’Shea Lawyers

14:40 OMBUDSMANS’ ADDRESS

“Not unsuitable” outcomes to unsuitable lending

In the event that the responsible lending obligations have not been met, what is the appropriate amount of compensation? How does the Ombudsman access compensation? Should the loss be apportioned?

Philip Field, Lead Ombudsman, FOS

Tim Gough, Deputy Ombudsman, CIO

15:05 Development in the regulation of small business lending — Oversight of industry’s response to the changes

— Recommendations under the Khoury Report relevant to small business lending

— Recommendations under the Small Business Loans Inquiry Report

— The Commitment of the Big 4 banks announced by ASIC in May 2017

James Moore, Partner, HWL Ebsworth

DAY 2Credit Law Conference Thursday 12 October 2017

Keep updated on exclusive speaker interviews and other specialist content pieces at Informa Insights – www.informa.com.au/insights

15:30 Network and refreshment break

HOME LENDING

16:00 Mortgage broker remuneration Conflicted remuneration now applies to most financial products, with

life insurance the latest product to incur more stringent regulation. Are mortgage brokers next?

Jaime Lumsden-Kelly, Solicitor Director, The Fold Legal

16:20 PANEL

Housing – Crisis? Bubble? Or stable industry with long-term strategy and growth?

Discussing;

— Increasing deposit amounts being required and this effect on lenders

— Housing debt vs household incomes – are certain areas unattainable to 99% of the population? What does this mean for the industry?

— Is the current market growth unsustainable?

— Are we too cautious in the wake of the housing crisis in 2008? Do we crave economic stability too much?

Mandeep Sodhi, CEO, Hash Ching

Brad Husband, Partner, Corrs Chambers Westgarth

17:00 CLOSING | Closing remarks from the Chair

17:10 End of Day 2

19:00

GALA DINNEREnjoy another excellent opportunity to network with your peers and enjoy a delicious culinary experience at the Credit Law Conference’s Gala Dinner.

Following the second day of the event, enjoy great food, drinks and music in the setting of the Marriott Resort. This dinner has become a key addition to the conference agenda and always proves a brilliant evening – one that is certainly not to be missed.

Sponsored by:

DAY 2Credit Law Conference Thursday 12 October 2017

REGISTER NOW www.informa.com.au/creditlaw2017

SPONSORSHIP AND EXHIBITION OPPORTUNITIES

Excellent opportunities exist to showcase your organisation.

For further information, please contact:

Andrew Sinkovich

P hone: 02 9080 4008

Email: Andrew.Sinkovich@informa.com.au

MAJOR SPONSOR

GALA DINNER SPONSOR LUNCH SPONSOR

EXHIBITOR

ENDORSED BY

NETWORKING DRINKS SPONSOR

8:50 OPENING | Opening remarks from the Chair

Amber Warren, Partner, Dentons

P2P

9:00 Is P2P really ‘peer-to-peer?

A discussion on the different sources of funding for peer-to-peer lenders and the relationship between P2P lenders and the ‘Big Banks’, touching on the progress and future of this emerging industry.

Simun Soljo, Partner, Allens

9:30 DEBATE

P2P lending and its implications for SMEs and SME lenders — Should ‘Big Banks’ be scared or is does P2P actually represent a positive diversification of the industry?

— Are P2P companies actually viable? What does the evidence say?

Alex Molloy, CEO and Co-Founder, Valiant Finance

Sunil Aranha, CEO, ThinCats

CULTURE

10:00 The Banking and Finance Oath

A discussion on the newly established BFO and how it plans to increase accountability and ethical behaviour in the banking and finance industry, through their adoptive charter and ethos.

John Laker, previous Chair, APRA and Chair, Banking and Finance Oath

SECURITY AND ACCOUNTABILITY

10:30 Enforcement updates

Rod Cameron, Partner, Hicksons

11:00 Network and refreshment break

11:30 PANEL

Unfair contracts — How to avoid a worst case scenario

— Discussing the changes in consumer risks and industry transformation of non-bank lenders

— Adequately verifying consumer expenses

— ‘The unmet need’ – addressing anxiety around the lack of concrete answers to compliance questions

— When and how to analyse spending patterns from bank statements

— Acknowledging maladministration in lending and responsible lending – relevant case law analysed

— Code of Banking Practice Report – How will it be implemented?

Sally Davis, CEO, Code Compliance and Monitoring Committee

Bradley Lynch, Lawyer - Financial Services, Credit, Privacy and Commercial Litigation, Credit Unions Australia

Katherine Forrest, Partner, King & Wood Mallesons

Dr Craig Latham, Deputy Ombudsman, ASBFEO

Mark Sneddon, Partner, Holly Nethercote

12:15 Data breach notifications; A “how-to” approach

Looking at data breach notifications, their importance as mitigation strategies and forming trust and transparency with the consumer.

Lisa Vanderwal, Special Counsel, Bird & Bird

12:45 How do you approach an issue like Open-Data?

Discussing;

— The effect of open-data legislation on British banks

— Privacy and security

— Comparisons, contrasts and lessons to be learnt in Australia

Narelle Smythe, Partner, Clayton Utz

Rob Walsh, Partner, EY

FACE-TO-FACE

13:15 Face-to-face with ASIC

Join Michael Saadat and his colleagues as they offer their insights from the conference and answer your final pressing questions.

Michael Saadat, Senior Executive Leader - Deposit Takers, Credit & Insurers, ASIC

13:40 End of Conference | Lunch

DAY 3Credit Law Conference Friday 13 October 2017

Keep updated on exclusive speaker interviews and other specialist content pieces at Informa Insights – www.informa.com.au/insights

VENUE DETAILS

Surfers Paradise Marriott Resort & Spa

158 Ferny Ave, Surfers Paradise QLD 4217

Phone: (07) 5592 9800, www.marriott.com.au

For full terms and conditions, please visit:www.informa.com.au/creditlaw2017

Easy Ways to Register Web www.informa.com.au/creditlaw2017

Telephone +61 (0)2 9080 4307 – Quoting P17K12

Email info@informa.com.au – Quoting P17K12

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Credit Law Conference11 – 13 October 2017 | Surfers Paradise Marriott Resort & Spa

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POSTAGE

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Pricing DetailsRegister Early & Save Early Bird Rate

Book & pay until 31 July 2017Standard Rate Book & pay from 1 August 2017

Standard Rate PRICE GST TOTAL SAVE PRICE GST TOTAL

Two and half day conference $2,695 $269.50 $2,964.50 $400 $3,095 $309.50 $3,404.50

Two and half day conference plus half day workshops $3,195 $319.50 $3,514.50 $400 $3,595 $359.50 $3,954.50

Consumer Advocates/ Legal Aid

Two and half day conference $2,195 $219.50 $2,414.50 $400 $2,595 $259.50 $2,854.50

Two and half day conference plus half day workshops $2,595 $259.50 $2,854.50 $400 $2,995 $299.50 $3,294.50