Princess › prod-static-infomart › tmp › ...Princess Global Winnipeg Mon Aug 22 2016, 1:20pm ET work through this yourself for your long-term goal. so what we're gonna deal with

PrincessGlobal WinnipegMon Aug 22 2016, 1:20pm ET

work through this yourself for your long-term goal. so what we're gonna deal with for yourshort-term goal is getting your consumer debt paid off in 36 months. so we have tocreate a clear picture that has lots of details. That's they 'why', okay

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Market Call TonightBNN Business News NetworkMon Aug 22 2016, 5:10am ET

canadian one. and we still haven't had ours. household to consumer debt is still spikingup here. it peaked in 2008. i think their ability to handle higher rates down the road isbetter than ours. they'll likely move before us and we'll follow at a


New Brunswick consumer debt up, delinquency ratesdown: EquifaxTimes & Transcript (Moncton)Mon Aug 22 2016

Page:A4Byline: Hadeel Ibrahim

Delinquency rates in New Brunswick have gone down despite the increase in totalamount of consumer debt in the province according to a recent Equifax Canada report.The report said the delinquency rate for New Brunswick is standing at 1.7 per cent

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Manitobans having harder time with debtWinnipeg Free PressFri Aug 19 2016

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Page:5Byline: Murray McNeill

. The Equifax report notes that while delinquency rates in Manitoba are rising at thefourth fastest pace in the country, the average consumer debt loads here are still thelowest in Canada. The credit monitoring agency said Manitoba consumers were

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The StreetBNN Business News NetworkThu Aug 18 2016, 7:10am ET

right back, head to london after this for the latest on the overseas markets and equifax,which Tracks Consumer debt delinquency says debts are rising in some places youwouldn't expect, stay with us. be right back. [ ? ] Woman: there


PrincessGlobal WinnipegWed Aug 17 2016, 1:10pm ET

basis? the answer is about $975 a month. ? that seems like a big figure at first, but juliewould have paid over $1000 a month to get rid of her consumer debt. now that thatdebt's gone, she can put that cash towards building a retirement savings


Delinquency rates rising in oil-dependent provincesStratford Beacon-HeraldThu Aug 11 2016

Page:A6Byline: Garry MarrSource: Financial Post

active credit population lives in those two provinces. "Their stable performance is apositive for the overall economy." Nationally, TransUnion said the average non-mortgageconsumer debt was $21,850, a 2.89 per cent increase from a year ago. Thedelinquency rate rose to 2.72 per cent nationally, a 3.59 increase from a year ...

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Defaulting on debts on the rise in SaskThe StarPhoenix (Saskatoon)Thu Aug 11 2016

Page:C4Byline: Garry MarrSource: Financial Post

performance is a positive for the overall economy." Nationally, TransUnion said theaverage non-mortgage consumer debt was $21,850, a 2.89 per cent increase from ayear ago. The delinquency rate rose to 2.72 per cent nationally, a 3.59 increase from ayear


Five things you should know before you start your workday on Aug. 10Financial PostWed Aug 10 2016Byline: Sharon Lindores

to the Financial Post. 1. Credit delinquency rates rise in oil-dependent provinces APPhoto/Elise AmendolaNationally, TransUnion said the average non-mortgage consumerdebt was $21,850, a 2.89 per cent increase from a year ago. Declining oil

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Another alternative to high-interest loansThe Lethbridge HeraldMon Aug 8 2016

Page:1Byline: Mabell, Dave

the legislative approval of the provincial government's Bill 15: An Act to End PredatoryLending. "We are equally concerned about consumer debt," and the lack of appropriatecredit counselling, she said. "We know some of our members have used payday

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Equifax Releases Second Quarter 2016 ResultsPR Newswire USWed Jul 27 2016, 8:04pm ETByline: Equifax Inc.

Page 3 of 40

(including capital investments or asset acquisitions or dispositions), as well as fromdevelopments beyond our control, including, but not limited to, changes in worldwide andU.S. economic conditions that materially impact consumer spending, consumer debtand

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Farmers' debt levels could lead to crisis if interest rateschangeMedicine Hat NewsSat Jul 23 2016

Page:5Byline: Collin Gallant

economy about mortgage debt and consumer debt, respectively. "It's concerning andit's something that we need to start talking about," she said. The foundation, which isnon-partisan, is asking producers to spend a short time on its website (www.cwf.ca


Freedom 57: Debt-hater Gail Vaz-Oxlade retiresCBC.CA NewsThu Jul 21 2016, 11:00am ETByline: CBC News

away!" Debt, debt, debt Callers asked all sorts of questions about credit cards,bankruptcy, RRSPs, and TFSAs. Vaz-Oxlade is most passionate about debt. "It's nevera good time to go into debt, especially consumer debt," she said. "Debt is spending


Wells Fargo sees double-digit growth in CanadaThe Globe and MailThu Jul 21 2016

Page:B5Byline: DAVID BERMAN

retail banking. But Wells Fargo's focus on Canadian wholesale banking means it doesnot rely on a resilient housing market and rising consumer debt. Instead, it wants tooffer more things to more corporate customers by branching out beyond the


The long-term free-haircut plan for savings

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Waterloo Region RecordWed Jul 20 2016

Page:A9Byline: Latham Hunter

a lifetime of exposure to sophisticated, relentless, take-no-prisoners marketingcampaigns predicated on the pleasures of instant gratification. And it works: Ourconsumer debt has never been higher in Canada. A friend who works in banking toldme


Hasbro Reports Revenue, Operating Profit and NetEarnings Growth for Second Quarter 2016Business WireMon Jul 18 2016, 10:30am ETByline: Hasbro, Inc.

fuel and food, drops in the value of homes or other consumer assets, and high levels ofconsumer debt; (iv) potential difficulties or delays the Company may experience inimplementing cost savings and efficiency enhancing


Online lending firmsStar TouchTue Jul 12 2016Byline: ROBB ENGENSource: Star Touch

consumer debt such as credit card debt, consumer finance loans and even paydayloans. It won't impact your credit score to get a personalized quote online at any of thethree online lenders. That's because Borrowell, Grow and Mogo all do what is called a


Online lenders target those needing instant money;These services could offer temporary relief for peoplemired in high-interest debtToronto StarTue Jul 12 2016

Page:B3Byline: Robb Engen Special to the Star

Canadians that are carrying high-interest consumer debt such as credit card debt,consumer finance loans and even payday loans. It won't impact your credit score to get apersonalized quote online at any of the three online lenders. That's because

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Ad Value:$15,532

Auto sales on pace for record, driven by popularity oflight trucksTrail Daily TimesThu Jul 7 2016

Page:A12Source: The Canadian Press

of thousands of Canadians snapping up new vehicles in droves, despite concerns aboutthe economy and mounting consumer debt. Data released Monday by DesRosiersAutomotive Consultants shows that Canada is on track for yet another year of record-high


Auto sales on pace for recordThe Telegram (St. John's)Tue Jul 5 2016

Page:B9Byline: Alexandra PosadzkiSource: The Canadian Press

," he says. Dacko is one of thousands of Canadians snapping up new vehicles in droves,despite concerns about the economy and mounting consumer debt. DesRosiersAutomotive Consultants was expected to release figures later Monday showing howauto


Bankruptcy levels soar but 'numbers are not massive'Winnipeg Free PressTue Jul 5 2016

Page:B5Byline: Martin Cash

recent data point from the credit agency Equifax Canada showed delinquency rates onconsumer debt in Manitoba rose sharply in the first quarter of 2016. Althoughdelinquency rates are still only 1.2 per cent, that's an 11.7 per cent increase from the


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[Auto-Sales-Trends, 3rd Writethru Canadian auto saleson pace for record HL:Auto sales on pace for ]The Chronicle JournalTue Jul 5 2016

vehicles in droves, despite concerns about the economy and mounting consumer debt.Data released Monday by DesRosiers Automotive Consultants shows that Canada is ontrack for yet another year of record-high sales, and light trucks - a category that


Canadian auto sales on pace for recordThe Lethbridge HeraldTue Jul 5 2016

Page:5Byline: Transporter

the morning, and sometimes the roads this far north are not plowed," he says. Dacko,76, is one of thousands of Canadians snapping up new vehicles in droves, despiteconcerns about the economy and mounting consumer debt. Data released Monday by


[-Header- Slug: Auto-Sales-Trends Category: NationCategory: Business Category: Retail Category:]Medicine Hat NewsTue Jul 5 2016

Page:2Byline: Sender_2

, despite concerns about the economy and mounting consumer debt. DesRosiersAutomotive Consultants is expected to release figures later Monday showing how autosales have fared for the first six months of the year. The market research firm said last


Dodig's quest: to acquire the 'right business' in the U.S.The Globe and MailSat Jul 2 2016


regional player, giving it a new avenue for growth amid lacklustre prospects at home,where an overheated housing market, high consumer debt loads and volatilecommodity prices have whacked the economic outlook. But the deal also raisesquestions

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Here's how governments can cool it downStar TouchFri Jun 24 2016Byline: Sunny FreemanSource: Star Touch

pass on the rate increases in the form of higher mortgage rates. The central bank,however has been reluctant to use this instrument as the economy, overall, remainsweak and consumer debt loads remain near record levels.


GOD BLESS THOSE CONSUMERS...; Unless they get toodrunk on debt, that is. Removing our best bulwarkagainst the resources slowdown would sting CorporateCanada big time.The Globe and MailFri Jun 24 2016

Page:P41Byline: John Daly

downward pressure on the loonie, which helps Canadian exporters. And what about theelephant in any forecast--sky-high consumer debt levels and a possible crash in thehousing market? "That's been like waiting for Godot for the past five years," says


Ottawa creates working group to study Canada'sbooming housing marketsFinancial PostThu Jun 23 2016Byline: Ethan Lou, Reuters

This article did appear on the date indicated, but we are not permitted to display or sell itat this time.


Big banks shielded from housing crash: Moody'sThe Globe and MailTue Jun 21 2016


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consumer debt would become a big problem if rising interest rates drove up borrowingcosts - and the challenges would be greater if job losses rose during an employmentshock, increasing mortgage delinquencies. Riskier loans made by smaller lenders, which


Canada's big banks could withstand a severe housingcrash: Moody's; The credit-rating agency raises concernsabout the country's biggest lenders' vulnerability tobroader issues such as high consumer debttheglobeandmail.comMon Jun 20 2016, 6:15pm ETByline: DAVID BERMAN

consumer debt would become a big problem if rising interest rates drove up borrowingcosts - and the challenges would be greater if job losses rose during an employmentshock, increasing mortgage delinquencies. Riskier loans made by smaller lenders, which


Broadcast newsBroadcast newsWed Jun 8 2016

trends that are reshaping Canada's role in the global economy while delving into waysthe country can become more competitive. Topics of discussion include the housingboom and consumer debt, and how to reinvent the energy sector as it deals with


Quebec helps push Canadian consumer sentiment to2016 highMontreal GazetteMon Jun 6 2016Byline: pdtechintegration

confidence Canadians are showing in the housing market comes at a time when policymakers and banking executives have stepped up warnings about the potential for recordconsumer debt-loads and housing prices to trigger a correction in Vancouver andToronto


Handy lessons from Down Under on electoral reform;Page 9 of 40

Australia's federal election campaign is a lot likeCanada's. But voting day won't betheglobeandmail.comMon Jun 6 2016, 6:00am ETByline: JIM STANFORD

plunging capital spending, weak job creation, record consumer debt and outright pricedeflation. Even the potholes along the campaign trail seem familiar. For example,conservative candidates have stoked xenophobic sentiment with provocative


Handy lessons on electoral reformThe Globe and MailMon Jun 6 2016

Page:A11Byline: JIM STANFORD

Stephen Harper's government), but economic storm clouds are everywhere, includingplunging capital spending, weak job creation, record consumer debt and outright pricedeflation. Even the potholes along the campaign trail seem familiar. For example


Five things you should know before you start your workday on June 3Financial PostFri Jun 3 2016Byline: Drew Hasselback

( http://business.financialpost.com/» ). Then there is consumer debt. Canadians havedeveloped an alarmingly large gap between disposable personal


U.S., Canada crack down on payday lendersThe Globe and MailFri Jun 3 2016

Page:B1Byline: TAVIA GRANT

legislation meant to "increase protections" for consumers. The shifts come amid highconsumer debt in Canada and as joblessness plagues oil-producing parts of thecountry. Meanwhile, payday lenders such as Money Mart and Cash Money haveproliferated in


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http://business.financialpost.com/personal-finance/mortgages-real-estate/vancouver-home-prices-climb-almost-30-per-cent-from-a-year-ago

Banks, retailers adopt Apple Pay; Most Canadians nowable to use popular IOS mobile app to pay at registerThe Chronicle Herald (Halifax, NS)Thu Jun 2 2016

Page:B2Byline: The The Chronicle-herald

forward." Apps like Apple Pay point to convenience but they can also contribute tomounting consumer debt with how easy it is to access credit and direct pay options, hesaid. Busy mom of two, Stephanie Watters of Bedford, banks with TD and considers

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Why debt hits close to home; Exclusive data show houseprices are at the core of Canada's growing debt burden,Tamsin McMahon reportsThe Globe and MailWed Jun 1 2016

Page:A8Byline: Tamsin McMahon

, as well as parts of Alberta that have seen an influx of young, first-time buyers.Meanwhile, households in Atlantic Canada, where house prices are among the lowest inthe country, have the highest consumer-debt balances. High debt Nationally


Saskatchewan sees rise in bankruptcy rateCBC.CA NewsTue May 31 2016, 4:43pm ETByline: CBC News

People in Saskatchewan continue to struggle with consumer debt. According to theOffice of the Superintendent of Bankruptcy Canada, Saskatchewan saw 19.8 per centmore people declare bankruptcy in the first quarter of the year, compared to last


B of C governor forced to play an uncomfortable waitinggameNorth Bay NuggetFri May 27 2016

Page 11 of 40

Page:B7Byline: Joe ChidleySource: Financial Post

poised to increase this quarter. If the Bank lowered rates now, it would only stoke theflames of housing prices in Vancouver and Toronto and of consumer debt loads. Onthe other hand, any monetary effort to cap real estate's exuberance could trigger


Equifax Canada Reports Canadians are ActingResponsibly With Their Debt, Though Overall DebtContinues to IncreaseMarketwiredThu May 26 2016, 9:00am ET

100% 100% --------------------------------------------------------------------------- /T/ Totalconsumer debt is still on the rise. As of Q1 2016, Canadian consumers owe $1,618.1Billion


Five recent signs Alberta's economy isn't doing so greatCBC.CA NewsSat May 21 2016, 5:13pm ETByline: CBC News

havoc on the price of a barrel, and the signs of trouble in the province are piling up. Here are five of the most recent indications that Alberta is still in a bad spot. 1.Consumer debt and delinquency Albertans are shouldering more debt and


Province sees 11.9 per cent jump in delinquent loansamid oil slumpMeridian Booster (Lloydminster)Fri May 20 2016

Page:A25Byline: Gordon KentSource: Financial Post

Overdue consumer debt grew faster in Alberta than anywhere else in Canada over thepast year as the economic downturn continued to bite, according to a survey releasedWednesday by credit rating agency TransUnion. While only 2.8 per cent of Alberta

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Carney lands in the eye of Brexit storm; StreetwiseInsightEconomicThe Globe and MailMon May 16 2016

Page:B1Byline: PAUL WALDIE

EUROPEAN CORRESPONDENT W hen Mark Carney headed the Bank of Canada, heearned a reputation as a straight talker, someone who wasn't afraid to express his viewson everything from consumer debt levels and income inequality to moderation in eating


Mark Carney's outspokenness lands him in the eye of theBrexit storm; Bank of England governor accused ofpartisan intervention in politics because he championsthe benefits of European Union membershiptheglobeandmail.comSun May 15 2016, 5:13pm ETByline: PAUL WALDIE

When Mark Carney headed the Bank of Canada, he earned a reputation as a straighttalker, someone who wasn't afraid to express his views on everything from consumerdebt levels and income inequality to moderation in eating. Now as governor of the


M and A Navigator: Deal pipeline a10 MayM&A NavigatorTue May 10 2016, 9:46pm ETByline: MAN

(LSE: ARW) has completed the acquisition of Dutch consumer debt purchaser andcollections provider InVesting B.V., the company said. InVesting has operations in theNetherlands and Belgium. The total consideration for the acquisition was around EUR


Fitch: Canadian Banks Face Energy Threats fromConsumer Crunch and AlbertaBusiness WireMon May 9 2016, 2:02pm ETByline: Fitch Ratings

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Fitch Ratings expects the cost of credit to rise in Canada as banks feel continuedpressure from the slow recovery of oil prices impacting Alberta and other oil provincesand concerns about record consumer debt levels


Low oil prices, global economic uncertainty and domesticconsumer debt worries weighing on Canadian economyCanada NewswireMon May 9 2016, 9:00am ET

OTTAWA, May 9, 2016 /CNW/ - The decline in commodity prices, subpar globaleconomic growth and overstretched Canadian consumers will limit Canada's real GDPgrowth to 1.6 per cent in 2016, according to The Conference Board ofCanada'sCanadian Outlook: Spring 2016.( http://www.conferenceboard.ca/» ) Whilemodest, this ...


What the feds should do about regional housing froth:nothingThe Globe and MailSat May 7 2016

Page:B4Byline: FINN POSCHMANN

10-year compound average growth rate is 5.4 per cent and year over year, it's 7 per cent.That far exceeds our average income growth. This makes sensible analysts worry and sotoo does our persistently high consumer debt-to-income ratio, which sits


FTSE 100 snaps three-day losing streak as oil rallies afterCanadian wildfire disrupts productionThe Telegraph onlineThu May 5 2016, 3:18pm ETByline: Tara Cunningham, Business Reporter

:37PM( http://www.telegraph.co.uk/» )Shawbrook Bank profits from consumer debtboom Tim Wallace writes: Confident consumers ramped up borrowing from ShawbrookBank in the first three months of 2016, helping drive the specialist


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http://www.conferenceboard.ca/e-Library/abstract.aspx?did=7984

http://www.telegraph.co.uk#update-20160505-1437

FTSE 100 snaps three-day losing streak as oil rallies afterCanadian wildfire disrupts productionThe Telegraph onlineThu May 5 2016, 2:41pm ETByline: Tara Cunningham, Business Reporter

://www.telegraph.co.uk#update-20160505-1437 )Shawbrook Bank profits fromconsumer debt boom Tim Wallace writes: Confident consumers ramped up borrowingfrom Shawbrook Bank in the first three months of 2016, helping drive the specialistlender's profits up by 43pc


Nation's housing market proves resilient: CMHC; Homeswriter Josh Skapin sat down with Canada Mortgage andHousing Corp. president and CEO Evan Siddall andregional economist Lai Sing Louie to talk about recentactivity in the housing market. Here's an edited version oftheir conversationCalgary HeraldSat Apr 30 2016

Page:F2Source: Calgary Herald

about the high levels of consumer debt and high pricing in some markets. Canadianspay their mortgages. We saw that through the financial crisis where our arrears rateswent from about one-third of one per cent to two-thirds of one per cent, when they


Equifax Sets New Records with Strong First Quarter 2016Results Exceeding Company ExpectationsPR Newswire USWed Apr 27 2016, 8:04pm ETByline: Equifax Inc.

well as from developments beyond our control, including, but not limited to, changes inworldwide and U.S. economic conditions that materially impact consumer spending,consumer debt and employment and the demand for Equifax products and services


LendingArch Launches Online Lending PlatformLendingArch.caCanada NewswireWed Apr 20 2016, 8:54am ET

Page 15 of 40

-trillion-dollar Canadian consumer debt problem, and evolving an antiquated borrowingsystem by blending new technology in real-time, with non-traditional data, and creating ahyper-personalized customer service platform that values people's future


Hasbro Reports Revenue, Operating Profit and NetEarnings Growth for First Quarter 2016Business WireMon Apr 18 2016, 10:30am ETByline: Hasbro, Inc.

, drops in the value of homes or other consumer assets, and high levels of consumerdebt; (iv) potential difficulties or delays the Company may experience in implementingcost savings and efficiency enhancing initiatives; (v


Altisource and Habitat for Humanity Enter GlobalCollaboration to Support Sustainable Housing andNeighborhood RevitalizationMarketwiredTue Apr 12 2016, 9:00am ET

estate, mortgage and consumer-debt industries. Altisource's proprietary businessprocesses, vendor and electronic payment management software and behavioralscience-based analytics improve outcomes for marketplace participants. Additionalinformation is


Metro Money Makeover: How far two women came inthree months of financial coachingmetronews.caSun Apr 10 2016Byline: Lesley-Anne Scorgie - Metro

finances. Further reducing her net worth were a few financial missteps - credit cardbalances from too many shoe and furniture purchases. Annick and I have worked almostexclusively on the reduction of her consumer debt. Our target date for her consumer


National campaign promotes financial awareness foryouth

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Vancouver SunWed Apr 6 2016Byline: Chuck Chiang

. National statistics indicate that consumer debt of the average Canadian is 165 percent of the average disposable income. The savings rate reached a peak of 20.2 percent in 1982, but plummeted below zero during the 2008 economic malaise, meaning


How to get out of debt now - before Canada's spendingbender comes home to roostFinancial PostMon Apr 4 2016Byline: Rosalind Stefanac, Special to Financial Post

been on a major spending bender would be an understatement. Our consumer debt-to-income ratio continues to hit record rates quarter after quarter, and we're nowoutspending all the other G7 countries. If the latest predictions from the parliamentary


Five things you should know before you start yourworkday on April 5Financial PostTue Apr 5 2016Byline: Sharon Lindores

Good morning. The Royal Bank of Canada, which was among financial institutionsnamed in the so-called Panama Papers leak, denied any wrongdoing. Meanwhile, theconsumer debt-to-income ratio in the country continues to hit record rates. And youhave


Get out of debt now; Easy money has allowed us tobecome addicted to debt, but we're about to pay theconsequencesFinancial Post BusinessFri Apr 1 2016

Page:A9Byline: Rosalind StefanacSource: Financial Post Business

To say Canadians have been on a major spending bender would be an understatement.Our consumer debt-to-income ratio continues to hit record rates quarter after quarter,and we're now outspending all the other G7 countries. If the latest predictions


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Metro Money Makeover: Next steps after crushingconsumer debtmetronews.caMon Apr 4 2016Byline: Lesley-Anne Scorgie - Metro

third rule: 1/3 to savings, 1/3 to her student loan and 1/3 to spend how she wishes. THELESSON The moment a person becomes consumer debt-free, their monthly cash flowtransforms. In Annick's case, she was ploughing $750 to $900 per month towards


Advance Auto Parts Names Thomas Greco CEOBusiness WireMon Apr 4 2016, 12:30pm ETByline: Advance Auto Parts, Inc.

economic conditions; competitive pressures; demand for AAP's and General Parts'products; the market for auto parts; the economy in general; inflation; consumer debtlevels; the weather; business interruptions; information


Canada's top malls form $1,000-per-square-foot club assector stays resilientCanada NewswireWed Mar 30 2016, 9:00am ET

in 2015 - outpacing the overall index return of 8%. Argeropoulos concludes: "Despite theretail sector's strengths, there are also weaknesses, namely: Uneven retail sales andGDP growth, record-high consumer debt levels and the Canadian-U.S. exchange


B.C.'s old money largely a myth; Seniors are struggling:Numbers suggest many Canadians are retiring from theirjobs before retiring their debtVancouver SunWed Mar 30 2016

Page:C1 / FrontByline: Barbara YaffeSource: Vancouver Sun

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, those loans are onerous. B.C.'s largest bankruptcy trustee, Sands Associates, reportedrecently that 40 per cent of debtors over 55 owe consumer debt (excluding mortgagesand car loans) totalling $50,000 or more. Sands Associates also says nearly 30


No Income TaxEdmonton SunFri Mar 25 2016

Page:A14Byline: Ryan WalkerSource: Edmonton Sun

Matt Jeneroux's belief in what attracts investors to Canada, including low taxes, iswrong. Canada's economy rose due to consumer debt. Both Cretien and Harper cutthe upper tax bracket and it did absolutely nothing. This is why the BOC cuts


Feel-good budget fails to spark economic growthBeaverlodge West County NewsThu Mar 24 2016

Page:A4Byline: Roslyn KuninSource: Beaverlodge West County News

the kind of things that create the economic growth we need. Canadians are oftenaccused of carrying too much consumer debt. It looks like our government is doing thesame thing with little payback. Troy Media columnist Roslyn Kunin is a consultingeconomist and speaker.


Feel-good federal budget won't spark growthWaterloo Region RecordThu Mar 24 2016

Page:A10Byline: Roslyn Kunin

move to areas where they are needed and/or can improve their skills. This budgetprojects a lot of spending on good things, but not the kind of things that create theeconomic growth we need. Canadians are often accused of carrying too muchconsumer

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Canadian dollar knocked back as oil weakensCBC.CA NewsTue Mar 15 2016, 4:36pm ETByline: CBC News

these long-term structural headwinds from elevated consumer debt, stretchedresidential investment and headwinds to our competitiveness that suggest that the looniewill need to reach fresh all-time lows at some point in the next couple of years


Mogo Announces Record Full-Year 2015 Revenue, Up86% Year-Over-YearCanada NewswireTue Mar 15 2016, 4:37pm ET

convenience and simplicity to financial services. Whether looking to refinance credit carddebt or other high-cost consumer debt, Mogo looks to provide its members with thebest possible products and tools to help them manage their finances. To learn


U.S. wage strength backs two 2016 Fed hikes, whileCanada unlikely to raise rates until 2018, TD economistsaysFinancial PostMon Mar 14 2016Byline: Greg Quinn, Bloomberg News



Canadian household debt soars to yet another recordThe Globe and MailSat Mar 12 2016

Page:B1Byline: DAVID PARKINSON

role in spurring Canadians' appetite for taking on more debt," Scott Hannah, chiefexecutive officer of the Credit Counselling Society, a non-profit consumer debt-counselling group, said in a news release. Statscan said total household credit


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Ad Value:$8,661

Canadians' debt burden still growing, hits record infourth quarter; New Statscan report says debt continuesto outpace sluggish income growththeglobeandmail.comFri Mar 11 2016, 8:49am ETByline: DAVID PARKINSON

, a non-profit consumer debt-counselling group, in a news release. But measuredagainst total assets and total net worth, Canadians' household debt ratio actually edgeddown slightly in the fourth quarter, to 17.1 per cent and 20.6 per cent


With B.C. retail sales up, PST is the gift that keeps giving;Big spenders: Provincial treasury is beneficiary ofresidents propensity to spend moneyVancouver SunFri Mar 11 2016

Page:E3Byline: Barbara YaffeSource: Vancouver Sun

population - are feeling pinched by both high housing costs and big consumer debtburdens. The Bank of Canada issued a warning in late February to heavily indebtedborrowers in B.C., Ontario and Alberta "to exercise appropriate caution." Numbers for2014


Credit card balances pile up as oil rout deepens inWestern CanadaThe Globe and MailFri Mar 11 2016

Page:B1Byline: TAMSIN McMAHON

delinquency rate was unchanged in the fourth quarter from a year earlier at 1.09 per centof outstanding debt. It remains near its lowest level in seven years, down from a peak of1.66 in 2010. Overall consumer debt has continued to rise. Total


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Hot spot for consumer debt; Delinquency rate jumped21.3% in Edmonton in late 2015Edmonton JournalFri Mar 11 2016

Page:A1 / FrontByline: Bill MahSource: Edmonton Journal

The bills started piling up for Derrick Payne after he got laid offfrom his job deliveringdrywall around last Christmas. The 31-year-old Edmontonian, with a wife in school andtwo small children, posted an online ad looking for work, but without any luck. "You canapply to so many places, but there's so many other guys looking for work as well, ...


Province's delinquency rate for bill paying highest incountryTimes & Transcript (Moncton)Fri Mar 11 2016

Page:D6Byline: THE CANADIAN PRESS

OTTAWA * New Brunswick's delinquency rate for consumer debt is the highest amongCanadian provinces, a leading consumer credit monitoring agency says. EquifaxCanada reported on Thursday that the province's delinquency rate in the fourth quarterof


New Brunswick's delinquency rate for bill paying highestin countryNew Brunswick Telegraph-JournalFri Mar 11 2016


New Brunswick's delinquency rate for consumer debt is the highest among Canadianprovinces, a leading consumer credit monitoring agency says. Equifax Canada reportedon Thursday that the province's delinquency rate in the fourth quarter of 2015


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Debt delinquency rises in Edmontonmetronews.caThu Mar 10 2016Byline: Alex Boyd - Metro

are starting to struggle as that consumer debt becomes harder to carry month tomonth," he said. York said the Credit Counselling Society has seen demand for theirservices rise in tandem with the rise in debt delinquency - they opened a new Edmonton


Business News Advisory; Business News AdvisoryCanadian PressThu Mar 10 2016

debt agreements, but warned that won't be the case by the end of June if low oil pricespersist. 270 words. --- Delinquency rates up in oil-producing regions Cda-Delinquency-Rates OTTAWA - Delinquency rates for consumer debt increased in the


Broadcast newsBroadcast newsThu Mar 10 2016

numbers of aboriginal people behind bars across the country. (10) --- (Cda-Delinquency-Rates) (Audio: 110) Credit monitoring agency Equifax Canada says delinquency ratesfor consumer debt trended higher in Alberta, Saskatchewan and Newfoundland and


Credit card balances pile up as oil rout hits WesternCanada; Equifax says rates jumped 25 per cent in Albertalast year, even as Canadians overall managed to keep ahandle on debtstheglobeandmail.comThu Mar 10 2016, 11:39am ETByline: TAMSIN McMAHON

. Overall consumer debt has continued to rise. Total outstanding consumer debt rose6 per cent from a year earlier to $1.621-trillion, Equifax said, led by a 7.5-per-cent surgein instalment loans and a 5.7-per-cent jump in auto loans, as Canadians


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Albertans have highest debt load in Canada, Equifax saysCBC.CA NewsThu Mar 10 2016, 11:10am ETByline: CBC News

Albertans have the highest average debt load in the country at more than $27,000,says Equifax Canada. A study released this morning says consumerdebt delinquencies in the province jumped 25 per cent over the same quarter last year. But the


Driving the U.S. Auto Cycle Higher for Longer:ScotiabankMarketwiredThu Mar 10 2016, 8:00am ET

% year-over-year - the fastest pace in fifteen years. Income growth is accelerating at atime when low interest rates have reduced interest costs on household mortgage andconsumer debt to one of the lowest levels on record. The sharp


Equifax Canada Reports - National Delinquency RatesRemain LowMarketwiredThu Mar 10 2016, 6:00am ET

older, their income earning capabilities generally trend downward. To increase theirfinancial security, Canadians should develop a plan to pay off their debt within a settimeframe. Total reported consumer debt is now at $1.621 trillion, compared to


Credit, debit card use a boon for economic activity andjob creation: study; Moody's Analytics found thatalternatives to cash and cheques added a total of $296-billion to the global economy between 2011 and 2015theglobeandmail.comWed Mar 9 2016, 8:00am ETByline: DAVID BERMAN

with their economic performance, exacerbating the weakness in consumption in the twocountries. This raises the question of whether credit cards - and rising consumer debt -can drag on economic activity during downturns. Canada's household

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Long-term car loans put buyers at risk, consumer agencywarns; A trend that sees Canadians paying off a vehiclefor up to nine years giving a 'false sense of affordability'theglobeandmail.comTue Mar 8 2016, 5:58pm ETByline: RICHARD BLACKWELL

consumer debt levels, Ms. Tedesco said at a press conference in Ottawa. In 2010, theterm of an average new car loan was 65 months; in 2015, that had grown to 72 months,the FCAC said. About 1.9 million new vehicles were sold in 2015. The federal


Canadians getting lured onto 'auto-debt treadmill' bysigning on to long-term car loans: watchdogFinancial PostTue Mar 8 2016Byline: Barbara Shecter

monthly payments - had exposed Canadian banks to the risks of soured loans and lowerrecovery rates in the event of a downturn. "Since our report, both consumer debt levelsand auto loans at Canadian banks have increased," Jason Mercer, one of the


Canadians getting lured onto 'auto-debt treadmill' bysigning on to long-term car loans: watchdogFinancial PostTue Mar 8 2016Byline: Matt Scuffham, Reuters



Move quicklyon trade deals, study saysLondon Free PressFri Mar 4 2016

Page:N7Byline: Gordon IsfeldSource: Financial Post

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antidote to the effects of the oil price shock and other domestic vulnerabilities, such ashigh consumer debt, by supporting growthin incomes," said Daniel Schwanen, inastudyreleased Thursday by the C.D. Howe Institute. "Canada is a nation of


Economic damage from crash in commodity pricesconcentrated in Albertalfpress.comThu Mar 3 2016Byline: By Hank Daniszewski The London Free Press

low. He said consumer debt in Canada is climbing because of the red-hot housingmarkets in Vancouver in Toronto. But consumer debt in the U.S. has fallen dramaticallyand American households are poised to spend -- good news for Canadianmanufacturers


Government setting bad example on debttimescolonist.comSun Feb 28 2016

Re: "Consumer debt alarms Bank of Canada," Feb. 25. Bank of Canada deputygovernor Lawrence Schembri said: "Growing household indebtedness largely caused bylow interest rates remains a key weak spot for Canada's financial stability." The new

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Debt innovation neededThe Airdrie EchoWed Feb 17 2016

Page:A8Source: The Airdrie Echo

Consumer debt is taking a toll on our society. A new online poll, conducted betweenJan. 27 and Jan. 29, suggests that nearly half of Canadians are within $200 per month ofbeing unable to pay for their bills and make their debt payments. The


Consumer debt alarms Bank of Canada

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Times Colonist (Victoria)Thu Feb 25 2016

Page:B9Source: The Canadian Press

The Bank of Canada emphasized its concerns over rising household debt and itspotential impact on the country's financial system. In prepared remarks of his address,deputy governor Lawrence Schembri said growing household indebtedness largelycaused by low interest rates remains a key weak spot for Canada's financial stability. Hesaid higher ...


BoC says rising home debt still 'manageable'National PostThu Feb 25 2016

Page:FP2Byline: Gordon IsfeldSource: Financial Post

force some vulnerable homeowners to sell their homes or eventually default on theirmortgages and other consumer debt," Schembri said. "If defaults rose quickly or ifmany households were forced to sell their homes, house prices could drop sharplyacross


Debt in retirement a growing issue ? and a fate bestavoidedCBC.CA NewsTue Feb 23 2016, 5:36pm ETByline: CBC News

smaller home or a rental. "People will find that their lives are a lot less financiallystressful, and perhaps a lot less stressful in a number of other ways as well," she said.Freed said some people may be able to roll their consumer debt into


Fitch: Canadian Banks Vulnerable to Oil Shock andHousing CorrectionBusiness WireMon Feb 22 2016, 5:33pm ETByline: Fitch Ratings

. Residential loans, which have been a growth area for Canadian banks as housingprices have skyrocketed, account for most consumer debt. Fitch views housing marketsnationally as overvalued in real terms by

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Molson Coors says weak economy affecting beer sales inoil-producing provincesThe Globe and MailWed Feb 17 2016

Page:L6Byline: ROSS MAROWITS

, said Stewart Glendinning, chief executive officer of Molson Coors Canada. "Theconsumer is under pressure," he said during a conference call on the company's fourth-quarter and 2015 results. "And if you add to that the fact that consumer debt in


Debt innovation neededairdrieecho.comTue Feb 16 2016Byline: By Dawn Smith

Consumer debt is taking a toll on our society. A new online poll, conducted betweenJan. 27 and Jan. 29, suggests that nearly half of Canadians are within $200 per month ofbeing unable to pay for their bills and make their debt payments. The


Suds Are Duds: Beer Giant; Beer sales experiencing ahangover24 Hours TorontoFri Feb 12 2016

Page:A3Source: 24 Hours Toronto

under pressure," CEO Stewart Glendinning said. "And if you add to that the fact thatconsumer debt in Canada is at an all-time high, it's made for quite a difficult recipe insome of those provinces." The big brewer said overall sales volumes have been


Molson Coors says weak economy affecting beer sales inoil-producing provinces

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The Thunder Bay Chronicle-JournalFri Feb 12 2016

that the fact that consumer debt in Canada is at an all-time high, it's made for quite adifficult recipe in some of those provinces." Molson Coors (TSX:TPX.B, NYSE:TAP) saidits Canadian market share dropped by one percentage point in the fourth


Sluggish energy sector leads to brewers' bluesThe Chronicle-HeraldFri Feb 12 2016

Page:B4Byline: The Canadian Press

fourth-quarter and 2015 results. "And if you add to that the fact that consumer debt inCanada is at an all-time high, it's made for quite a difficult recipe in some of thoseprovinces." Sales volumes for Coors Light were also reduced in Quebec by the

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Recession fears stalk the market; Growing spreadbetween government, corporate bond yields sends atroubling signal to investors, writes Joe ChidleyCalgary HeraldFri Feb 12 2016

Page:B5Source: Financial Post

2016. The risk seems high, the potential damage extreme. If these signals are right, thenwe wouldn't be looking at the little chill we got last year, and Canada - weakened by lowcommodity prices and saddled with high consumer debt - would not


The 'R-Word' Strikes Fear; Danger seems high, potentialdamage extreme - but signals could be wrongOttawa CitizenFri Feb 12 2016

Page:E4Byline: Joe ChidleySource: Financial Post

signals are right, then we wouldn't be looking at the little chill we got last year, andCanada - weakened by low commodity prices and saddled with high consumer debt -would not escape another global recession unscathed this time. Of course, the


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Oil-rich provinces pull down Molson Coors salesOttawa CitizenFri Feb 12 2016

Page:E3Byline: Ross MarowitsSource: The Canadian Press

and 2015 results. "And if you add to that the fact that consumer debt in Canada is at anall-time high, it's made for quite a difficult recipe in some of those provinces." Salesvolumes for Coors Light were also reduced in Quebec by the brewer's


Weaker results in Canada contribute to big drop inMolson Coors Q4 profitsNew Brunswick Telegraph-JournalFri Feb 12 2016


fourth-quarter and 2015 results. "And if you add to that the fact that consumer debt inCanada is at an all-time high, it's made for quite a difficult recipe in some of thoseprovinces." Sales volumes for Coors Light were also reduced in Quebec by the


Molson Coors says weak economy affecting beer sales inoil-producing provincesedmontonsun.comThu Feb 11 2016Byline: Ross Marowits THE CANADIAN PRESS

you add to that the fact that consumer debt in Canada is at an all-time high, it's madefor quite a difficult recipe in some of those provinces." Molson said its sales volumedecreased 5.4% across Canada in the fourth quarter. In January, retail store


Home Capital Reports Annual and Q4 Earnings, ShareBuyback and Dividend Increase

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Canada NewswireWed Feb 10 2016, 5:00pm ET

credit losses and stable demand for the Company's lending products in its establishedregions. The Company expects that consumer debt levels, while elevated, will remainserviceable by Canadian households. The Company will have access to the


Canadian banks tumble as global sell-off spreads;Concerns mount over banks' exposure to weak economy,consumer debtThe Globe and MailWed Feb 10 2016


3.5% Intraday decline in Canadian bank stocks, the largest since 2009. Shares climbedback to end the day down 2.5% 7.0% Year-to-date tumble in Canadian bank stocks.Financial stocks in the U.S. and Europe are down an eye-popping 19% and 21%,respectively, in 2016 so far Canada's big banks have long been sheltered from many ofthe global ...


Hasbro Reports Revenue, Operating Profit and NetEarnings Growth for Full-Year 2015Business WireMon Feb 8 2016, 11:30am ETByline: Hasbro, Inc.

Company's products; (iii) other factors which can lower discretionary consumerspending, such as higher costs for fuel and food, drops in the value of homes or otherconsumer assets, and high levels of consumer debt; (iv) potential


Canadian banks relying more heavily on wholesalefunding than global counterparts: Moody'sFinancial PostMon Feb 1 2016Byline: Barbara Shecter

Moody's. Related Moody's cites growing consumer debt risk, puts Scotiabank underreview for ratings downgrade( http://business.financialpost.com/» ) Expect


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http://business.financialpost.com/news/fp-street/moodys-puts-bank-of-nova-scotia-ratings-under-review-for-possible-downgrade

Metro's money makeover: How to put money aside whilepaying down debtmetronews.caSun Jan 31 2016Byline: Lesley-Anne Scorgie - Metro

immigrated to Canada in 2010, finished her undergraduate degree in EnergyManagement at the University of Calgary, and now works as a property managementadministrator making $35,000 per year. She's on a mission to crush her consumer debtwithin six


Challenging economic times in 2016Slave Lake Lakeside LeaderWed Jan 20 2016

Page:A5Byline: Livio Di MatteoSource: Lakeside Leader

what has been an important source of stimulus for the Canadian economy. The U.S.economic recovery marks the end of a cheap money cycle that has fuelled Canadianhousing construction and consumption via the acquisition of record amounts ofconsumer


Household Debt DeepensCTV NEWS CHANNEL - POWER PLAY WITH DON MARTINTue Jan 19 2016, 5:00pm ETByline: DON MARTIN

the interest that you pay and the principal that you are obligated to pay on your debt, onyour credit, whether it's a mortgage or consumer debt, other kinds of debt. So that oneis what we have calculated and it's about 14 percent right now as a


The good, the bad and the ugly of Canadian householddebtStratford Beacon-HeraldSat Jan 23 2016

Page:A6Byline: Fred Vettese

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Source: Financial Post

career. Investment-related debt does not always lead to a positive outcome, but at leastit is done with the best of intentions. Descending one level further, we encounter a formof debt that can generally be considered "bad": Consumer debt. This


No unicorns or rainbows for resource industriesThe Globe and MailMon Jan 25 2016

Page:S1Byline: JUSTINE HUNTER

have paid off and the treasury is firmly in the black. But Finance Minister Mike de Jong -who has always had a tendency to sound like Eeyore, the perennially depressed pal ofWinnie the Pooh - has been fretting about consumer debt loads, rising


It's a correction, not a collapse, is Bank's message:Mayersthestar.comWed Jan 20 2016Byline: Adam Mayers( https://author.thestar.com/content/thestar/authors.mayers_adam.html )

fuelled a housing boom and pushed consumer debt to record levels. It has persuadedmany people to reluctantly dive into stocks in a search for higher returns; those returnsare there, but so is higher risk and volatility. If your time-frame is


"The Bottom Line" economic panel: What's ahead for2016?THE NATIONALTue Jan 19 2016, 9:00pm ETByline: JIM STANFORD; PREET BANERJEE; LESLIE PRESTON

, helping the average price of a home in Canada jump 12 percent last year to over450,000 dollars. And finally, interest rates, Canadians love to borrow. Consumer debtis high and with mortgages factored in, it's really high. No wonder given rates that


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Banking on a rate cut? Don't expect mortgages to matchThe Globe and MailWed Jan 20 2016


match the central bank's stimulus point-for-point. "With policy-makers concerned enoughabout the housing market and consumer debt to announce another round of tighterrules for that market late last year, the great Canadian compromise this time might


Banking on a rate cut? Don't expect mortgage rates tomatch; Banks will cut their prime rates by just 5 or 10basis points if the Bank of Canada cuts its overnight rateby 25 basis points, an analyst at CIBC World Marketssaysglobeandmail.comTue Jan 19 2016, 3:22pm ETByline: DAVID BERMAN

stimulus point-for-point. "With policymakers concerned enough about the housing marketand consumer debt to announce another round of tighter rules for that market late lastyear, the great Canadian compromise this time might actually be to let lower


Oil lingers below $29 US a barrel after sanctions on IranliftedCBC.CA NewsMon Jan 18 2016, 5:58pm ETByline: CBC News

even lower and encourage borrowing at a time when consumer debt is already high.The TSX responded to the uncertainty and to low oil prices by falling yet again. It is down131 points at 11,942, a two-year low. Iran determined to export In more


Oil lingers below $30 US after sanctions on Iran liftedCBC.CA NewsMon Jan 18 2016, 11:13am ETByline: CBC News

move is unlikely as it would forced the dollar even lower and encourage borrowing at atime when consumer debt is already high. The TSX responded to the uncertainty and tolow oil prices by falling yet again. It is down 56 points at 12,017.

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Turning financial freedom from dream to realityfortmcmurraytoday.comSat Jan 16 2016Byline: By Chris Byrne

while being self-employed (I make a TERRIBLE boss). Bills started piling up, my nowwife was in school and working her tail off to finish college, and we had accumulatedover $30,000 in consumer debt and student loans. Add onto that a house we could


'Sell everything' and other bad ideasThe Globe and MailSat Jan 16 2016

Page:B10Byline: JOHN HEINZL

meltdown. In Canada, depressed commodity prices, high consumer debt and a "frothy"housing market are certainly sources of worry, but the low Canadian dollar and thestrength of the U.S. economy suggest Canada will also avoid a "nasty recession


'Sell everything' and other bad ideas to avoid; Whenmarkets go into a free fall, you can always count onreason to take a back seat to the powerful emotion of fearglobeandmail.comFri Jan 15 2016, 5:34pm ETByline: JOHN HEINZL

, depressed commodity prices, high consumer debt and a "frothy" housing market arecertainly sources of worry, but the low Canadian dollar and the strength of the U.S.economy suggest Canada will also avoid a "nasty recession. Sluggish growth is morelikely


U.S. economist sees Canadian potentialNational PostFri Jan 15 2016

Page:FP2Byline: Barry Critchley

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Source: Financial Post

growth in 2015 (1.30 per cent) Carson argues that growth will lag because of continuedweakness in the energy and manufacturing sectors and high consumer debt levels.And unlike half the Canadian economists, who according to a recent Bloomberg poll


Economy needs bigger deficit spending, DavidRosenberg advises OttawaCBC.CA NewsThu Jan 14 2016, 1:23pm ETByline: CBC News

of the economy, but simultaneously spurring more consumer debt. That's whyRosenberg says it's the politicians' turn to act now. "My message to the new governmentis to begin to fight the economic forces with fiscal policy and stop this multi-year


Top Links: Deflating global property bubble to hit Canadahardest; A roundup of what The Globe and Mail's marketstrategist Scott Barlow is reading this morning on theWebglobeandmail.comThu Jan 14 2016, 9:20am ETByline: Scott Barlow

and leasing, Avison Young said. "In other parts of the country... record consumer-debtloads are likely to slow sales at malls, while industrial buildings are forecast to benefitfrom the Canadian dollar being at a 12-year low and the potential for


Avison Young releases 2016 Canada, U.S., U.K.commercial real estate forecastPR Newswire USThu Jan 14 2016, 1:00pm ETByline: Avison Young Commercial Real Estate (BC)

retail sales and GDP growth, record-high consumer debt and Canadian-U.S. exchangerates that could lead to higher wholesale costs and squeeze profits. Industrial Canada'sindustrial vacancy rate remains tight. Despite a healthy supply-demand


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The cost of low interest ratesSummerland ReviewWed Jan 13 2016

Page:4Byline: John Arendt

Every quarter, the Bank of Canada releases its latest statistics on consumer debt, andeach time, the numbers become more disturbing. For the last few years, an ongoingnational financial news story has left me increasingly uneasy. Every quarter


[By Livio Di Matteo THUNDER BAY The...]The Thunder Bay Chronicle-JournalWed Jan 13 2016

of record amounts of consumer debt. Canada's household debt burden hit a newrecord high in the third quarter of 2015 as the ratio of household credit-market debt todisposable income rose to 163.7 per cent. Total credit-market debt reached $1.89


[The best economic Rx Trudeau government...]The Thunder Bay Chronicle-JournalSat Jan 9 2016

has fuelled Canadian housing construction and consumption via the acquisition of recordamounts of consumer debt. Canada's household debt burden hit a new record high inthe third quarter of 2015 as the ratio of household credit-market debt to


Opinion: Trudeau government faces challengingeconomic times in 2016TheRecord.comTue Jan 12 2016

consumer debt. Canada's household debt burden hit a record high in the third quarterof 2015 as the ratio of household credit-market debt to disposable income rose to 163.7per cent. Total credit-market debt reached $1.89-trillion in the third quarter


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Trudeau faces challenging economic times in 2016The Daily Gleaner (Fredericton)Tue Jan 12 2016

Page:A7Byline: Livio Di Matteo

amounts of consumer debt. Canada's household debt burden hit a new record high inthe third quarter of 2015 as the ratio of household credit-market debt to disposableincome rose to 163.7 per cent. Total credit-market debt reached $1.89 trillion in


Lower loonie not enough to make up for risk of risingdebtWaterloo Region RecordMon Jan 11 2016

Page:A7Byline: Livio Di MatteoSource: Livio Di Matteo is a senior fell

has been an important source of stimulus for the Canadian economy. The U.S.economic recovery marks the end of a cheap money cycle that has fuelled Canadianhousing construction and consumption via the acquisition of record amounts ofconsumer debt. Canada's


Below-zero weather could set stage for below-zerointerest; New 'lower bound' rate might lead to bankcustomers burying their cash in their backyardsToronto StarSat Jan 9 2016

Page:B1Byline: Jennifer Wells

the economy. There are aspects of the economy that need no such goosing. TheCanadian consumer is already indebted at a historically high level. One of the early fearsof the negative interest rate strategy in foreign lands was that consumer debt could


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Canada forgot to plan for its futureThe Globe and MailSat Jan 9 2016

Page:B4Byline: SAEID FARD

economic self-examination forced on other countries. Instead, consumer debtcontinued to rise, real estate prices continued to escalate and our economy grewworryingly reliant on just two industries: petroleum and housing. Off the backs of those


Innovation and efficiency the new mantra formanufacturers; Canadian producers must learn to adaptto new realities of global tradeWindsor StarThu Jan 7 2016

Page:SR4Byline: Gordon IsfeldSource: Financial Post

disincentives. Adding to barriers abroad, such as the low oil and commodity prices andslowing demand from emerging markets, are setbacks at home, including record-highCanadian consumer debt and overheated housing markets in Toronto and Vancouver


Canada's new king of cars; Chrysler tops for first timeever; Record Sales YearNational PostWed Jan 6 2016

Page:FP1 / FrontByline: Kristine OwramSource: Financial Post

exchange into account," he said. "The 72-cent Canadian dollar is making it an absolutebargain to buy cars in Canada." But DesRosiers said he's not so sure, pointing out that85 per cent of vehicles sold in Canada are imported. High consumer debt loads


High debt loads hurt Albertans; With collapse of crudeprices and growing joblessness in oil and gas sector,insolvencies are on the rise

Page 39 of 40

The Globe and MailMon Jan 4 2016

Page:B1Byline: KELLY CRYDERMAN

Alberta's young, well-paid workers racked up the highest debt levels in the country whenoil was at $100 (U.S.) a barrel. Unending work and wages meant Albertans were onceable to manage their higher-than-average consumer debt loads. But with crude


Bank of Canada's Stephen Poloz named CP's 2015Business Newsmaker of the YearThe Whitehorse Daily StarThu Dec 31 2015

Page:A22Source: The Canadian Press

cut rates twice this year, propping up the housing market but sending consumer debt tonew heights, are at the heart of the questions so many Canadians are asking: 'Have wetaken on too much debt? Is the housing market about to come down?"'Tencer


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Documents

Princess › prod-static-infomart › tmp › ...Princess Global Winnipeg Mon Aug 22 2016, 1:20pm ET work through this yourself for your long-term goal. so what we're gonna deal with