IF-ISA PROPERTY-BACKED Are you earning up to 5.35% interest* pa on your ISA? If not, you could be missing out! Kuflink offers an Innovative Finance ISA through which your funds are invested in UK property loans for either 1, 3 or 5 years and you can earn a fixed rate of interest. £20,000 ISA Allowance 2018-2019 Each tax year there is a limit as to how much you can pay into your Innovative Finance ISA. This yearsʼ allowance is £20,000 and the current tax year runs from 6th April 2018 to 5th April 2019. If youʼre looking to achieve a better return on your savings you can switch to Kuflinkʼs Property-Backed IF-ISA for FREE!** You can transfer from a Cash ISA, Stocks and Shares ISA, or an Innovative Finance ISA. Whatʼs more, we donʼt charge any IF-ISA management fees! So opening your Kuflink IF-ISA and investing with us is FREE!** You wonʼt pay a penny for our service. TRANSFER LOOKING TO FROM YOUR EXISTING PROVIDER? kuflink.co.uk | 01474 33 44 99 You can invest in business loans secured against the resilient safe-haven of UK property and enjoy the tax-free benefits that an IF-ISA has to offer! 18+ To be able to open an Innovative Finance ISA with Kuflink you must be at least 18 years of age. Your IF-ISA is not only backed by UK property, it is also tax-free. Meaning every penny earned you keep! GETTING STARTED Kuflink Ltd is authorised and regulated by the Financial Conduct Authority (FCA) (Registration Number 724890). Kuflink Ltd is not covered by the Financial Services Compensation Scheme. Kuflink Ltd is fully authorised by HMRC as an ISA manager. Past performance is not necessarily a guide to future returns. *Capital is at risk **Subject to exit fees from your existing ISA provider Kuflink Bridging invests up to 5% alongside you. This means in the unlikely event of loss Kuflink would lose its stake first before any investors are affected. Although, weʼre proud to say our investors have never lost a penny to date. Interest is paid annually into your online wallet on the ANNIVERSARY of your first IF-ISA investment You can start investing from as little as £100* Our investments are safe and secure and our investors have never lost a penny to date 5 YEARS 5.35% 3 YEARS 5.00% 1 YEAR 3.99% © Kuflink 2018 Visit... invest.kuflink.co.uk to create your Kuflink account Complete your registration by providing a few details such as your postcode, date of birth and bank details If youʼre opening a new IFISA youʼll need to top up your online wallet, then go to the IF-ISA page to select your preferred investment term and click ʻINVEST NOWʼ If youʼre transferring from an existing ISA go to ʻMy Investmentsʼ, select ʻTransfer ISAʼ from the menu and complete the form. Weʼll do the rest for you! * * * Our IF-ISA is a peer-to-peer investment product, which means your money is lent to borrowers for business purposes and is secured against UK property. Our borrowers pay back their loan, plus interest, and this provides your return on investment. W e w ill s p r e a d y o u r i n v e s t m e n t , a n d y o u r r i s k PROPERTY A PROPERTY B PROPERTY C a c r o s s a p o r t f o l i o o f U K p r o p e r t y l o a n s .

PROPERTY-BACKED IF-ISA secured against the resilient · FROM YOUR EXISTING PROVIDER? kuflink.co.uk | 01474 33 44 99 You can invest in business loans secured against the resilient

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Page 1: PROPERTY-BACKED IF-ISA secured against the resilient · FROM YOUR EXISTING PROVIDER? kuflink.co.uk | 01474 33 44 99 You can invest in business loans secured against the resilient

IF-ISAPROPERTY-BACKED

Are you earningup to 5.35%interest* pa onyour ISA? If not,you could be missingout!

Kuflink offers an InnovativeFinance ISA through whichyour funds are invested inUK property loans for either1, 3 or 5 years and you can earn a fixed rate of interest.

£20,000ISA Allowance 2018-2019Each tax year there is a limit as to how much you canpay into your Innovative Finance ISA. This yearsʼallowance is £20,000 and the current tax year runsfrom 6th April 2018 to 5th April 2019.

If youʼre looking toachieve a better return

on your savings you canswitch to Kuflinkʼs

Property-Backed IF-ISAfor FREE!**

You can transfer from aCash ISA, Stocks and

Shares ISA, or anInnovative Finance ISA.

Whatʼs more, we donʼtcharge any IF-ISA management fees!

So opening your KuflinkIF-ISA and investing with

us is FREE!**You wonʼt pay a penny

for our service.

TRANSFERLOOKING TO

FROM YOUREXISTINGPROVIDER?

kuflink.co.uk | 01474 33 44 99

You can invest in business loanssecured against the resilient

safe-haven of UK property andenjoy the tax-free benefitsthat an IF-ISA has to offer!

18+ To be able to open an InnovativeFinance ISA with Kuflink you mustbe at least 18 years of age.

Your IF-ISA is not only backed byUK property, it is also tax-free.Meaning every penny earnedyou keep!

GETTING STARTED

Kuflink Ltd is authorised and regulated by the Financial Conduct Authority (FCA) (Registration Number 724890).Kuflink Ltd is not covered by the Financial Services Compensation Scheme.Kuflink Ltd is fully authorised by HMRC as an ISA manager.Past performance is not necessarily a guide to future returns.*Capital is at risk**Subject to exit fees from your existing ISA provider

Kuflink Bridging investsup to 5% alongside you.This means in the unlikelyevent of loss Kuflink wouldlose its stake first beforeany investors are affected.Although, weʼre proud tosay our investors havenever lost a penny to date.

Interest is paidannually into your

online wallet on theANNIVERSARY

of your firstIF-ISA investment

You can startinvesting from

as little as£100*

Our investmentsare safe and secureand our investorshave never lost a

penny to date

5 YEARS 5.35%3 YEARS 5.00%

1 YEAR 3.99%

Visit...invest.kuflink.co.ukto create your Kuflink account

Complete your registration by providinga few details such as your postcode,date of birth and bank details

If youʼre opening a new IFISA youʼllneed to top up your online wallet, thengo to the IF-ISA page to select yourpreferred investment term and clickʻINVEST NOWʼ

If youʼre transferring from an existingISA go to ʻMy Investmentsʼ, selectʻTransfer ISAʼ from the menu andcomplete the form. Weʼll do the restfor you!

Our IF-ISA is a peer-to-peer investment product, which means yourmoney is lent to borrowers for business purposes and is secured against

UK property. Our borrowers pay back their loan, plus interest,and this provides your return on investment.

We will spread your investment, and your riskPROPERTYA

PROPERTYB

PROPERTYC

across a portfolio of UK property loans.