Property Today

A Gazette supplement

Thursday, March 19, 2009

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IINNSSIIDDEE

Property team

SALES REPRESENTATIVE:

Michelle Disley 2735

TELEPHONE SALES: Darren Stacey 2748

COPY PROCESSOR: Tracy McCormaic 2759

Advertising: 01253 361810

Editorial: 01253 400888

EDITOR :

Steve Singleton 2244

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www.propertytoday.co.uk

nneewwss


propertytoday

I own a tired three bedroom semi-detached

house. What practical advice can you give me for

presenting my property when trying to sell it?

First Impressions count and you want to create some

kerb appeal, so varnish and then place some stylish pots

around the front door and get some new door handles.

Sort out the garden by tidying up flower beds, trim

hedges, replace fence panels and cut back any trees that

block out light. You may also want to draw attention to

any attractive features with outdoor lighting.

Every estate agent and property developer knows that

kitchens and bathrooms sell. So replace tired flooring with

value for money vinyl, linoleum or laminate flooring for a

smarter look.

Avoid clutter at all costs, hide away any appliances. The

same goes for the bathroom get rid of cheap shampoo

bottles and invest in some glamorous brands to make

attractive displays.

Add some stylish new taps, towel rails, power showers

and cabinets, as these will add extra value.

Staying neutral, in my opinion, always help sell homes.

Keeping a blank canvas is

best so your new buyers

can start from scratch.

Keep the property classic,

simple and neutral. Use

table lamps to create softer

lighting which will

enhance neutral colours.

Accessorise rooms with

vases and flowers to pre-

vent neutral rooms being

too stark.

One of the most impor-

tant things to do when sell-

ing a property is to keep it

clean. Spruce up the house

with clean and fresh scents.

Litter trays, cat bowls or

hamster cages should be

out of view and of course

ash trays are a complete

no-no.

Good luck

What is ground

rent?

Because leasehold is a tenancy, it's subject to a rent on

the land which is paid to the freeholder. This is paid by the

leaseholder in the form of ground rent. The amount of

ground rent payable must always be identified in the lease.

In some cases, the ground rent will be set at a specific and

unchanging amount. In other instances, the lease will

identify the initial ground rent and increased amounts

payable after specific periods of time.

AAnn aaggeennttss

vviieeww

Justin Allitt, of Allitt

Estate Agency,

answers readers

property questions

In association with Allitt Estate Agency

Send your queries to Justin Allitt at 12 Wood

Street, St Annes, or email [email protected]

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Owners return to old values

TOUGHER times brought

about by the downturn are

reinstating traditional values

and driving people back to

the hearth and home, says a

survey by the County

Homesearch Company.

Asked to draw on their

experience with clients to

answer what makes a house

into a home, the County

Homesearch regional repre-

sentatives universally identi-

fied the qualities of security,

familiarity, comfort and com-

munity above the more mate-

rial aspects.

Feeling safe and settled in

the home ranked as the most

important factor, with just

under 75 per cent of respon-

dents naming this as their

top concern.

Also key to that homely

feeling is being surrounded

by your own furniture and

taste in decoration, however

old or tatty. Good neighbours

and involvement in the com-

munity, has made a come-

back, ranking third..

On the opposite end of the

spectrum, the survey

revealed trendy gadgets and

wow factors such as heated

swimming pools and tennis

courts were the least impor-

tant for making a home.

Jonathan Haward, manag-

ing director of County

Homesearch, said: The cred-

it crunch has brought a lot of

uncertainty into our lives

and people are drawing com-

fort by returning to the

things that really matter in

life: home, family and com-

munity.

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HOPE is on the horizon for first-time

buyers, accourding to leading Fylde

Coast estate agent Farrell Heyworth.

They say there is a glimmer of light for

first-time buyers with the release of

recent information regarding the proper-

ty and mortgage market.

Farrell Heyworth point to four major

factors:

1. The proportion of first time buyers

looking to put a foot on the property lad-

der more than doubled in the first two

weeks of 2009, according to the National

Association of Estate Agents, which

could mean that confidence is returning

in this sector of the market.

2. The release of the latest house price

index by the Halifax showed a rise in

house prices of 1.9 per cent in January,

the first increase since February 2008.

However, Nationwide reported a fall of

1.8 per cent in February, with the typical

price of a house down to 147,746 and

comments that sharp cuts in interest

rates have helped affordability.

3. Northern Rock plans to increase its

mortgage lending with up to 14bn in

new loans by 2011, and could return to

the 90 per cent loan-to-value market.

This has been hailed as a positive step

for the market by The Council of

Mortgage Lenders.

4. The announcement by RBS group that

they are to commit to lend a further 9bn

worth of mortgages over and above

planned levels during 2009 should boost

liquidity and bring further price competi-

tion to the mortgage market.

Whilst no one can predict what will

happen next, house prices have become

more affordable and the above may be

signs that the market is beginning to sta-

bilise, so now may be the time for first

time buyers to take the next steps to get

onto the property ladder.

Many first time buyers believe they

cannot afford to buy but it is realistic

in todays market that you can own a

property at a similar cost to renting.

If you are renting at the moment pay-

ing circa 500 per month in rent, for simi-

lar monthly payments you could buy a

property worth in the region of 95,000

based on a typical first-time buyer mort-

gage with a 10 per cent deposit.

With mortgage lenders having become

more cautious and with products being

introduced and withdrawn far more fre-

quently, Farrell Heyworth say it is now

more important than ever that prospec-

tive first-time buyers seek the advice of

an independent mortgage broker.

All customers will have different priori-

ties that they consider when arranging a

mortgage, and what is deemed important

by one customer may not be by another.

An independent broker will search

across the market to find the most

appropriate product, and will provide

impartial advice based around those

specific requirements, recommend the

most suitable product and manage the

process on behalf of the customer from

application right through to completion

and beyond, keeping the customer fully

informed throughout.

For further information, please contact

Adrian Law Financial Adviser at Farrell

Heyworth on 01253 720500 or visit

www.mortgageadvicebureau.com/farrell-

heyworth

GLIMMER OF LIGHT: Hope for first

time buyers

BLANK CANVAS: Keep

decor neutral

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A SEA change in attitudes.

Thats the headline in The

Times newspaper which focus-

es on Blackpool and the

demand for property, in stark

contrast to other daily newspa-

pers that have been negative

about the resort.

The Times continues that

buyers from London and the

South East who might previ-

ously have sneered at

Blackpool and its iconic tower

are acquiring bargain proper-

ty, with some making a perma-

nent move.

Kevin Allitt, managing

director of Oystons said:

Weve seen a lot of profession-

al couples moving up here and

the people who move here from

out of the area tend to be peo-

ple who have been here on hol-

iday and have loved it.

The article goes on to say

that local agent Oystons are

reporting that sales have dou-

bled in February.

Commenting on the article,

Kevin said: I did a telephone

interview with a journalist

who had never been to

Blackpool and despite some

misquotes and editing I man-

aged to get across that

Blackpool is a great place to

buy and live. The article also

said that there was a new

readiness to accept that part of

the resorts appeal may lie in

its dark mournful quality.

Quite where they got that

from is beyond me, said Kevin.

The opposite is true, its

bright, vibrant and exciting.

We are delighted that sales

are increasing and urgently

need more properties to sell,

he added.

Due to increased sales

Oystons urgently need more

properties on their books.

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www.propertytoday.co.uk Thursday, March 19, 2009

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propertytoday

POSITIVE TIMES: Oystons, Clifton Street, Blackpool (above) and director Hayley Claber (below right)


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propertytoday

SSppaacciioouuss aanndd ssttuunnnniinngg

By JULIA BENNETT

THIS stunning bungalow holds a surprise at

the bottom of the garden.

Not only is there plenty of space in this

beautifully decorated detached dormer, there

is also a granny flat at the rear of the

property.

As soon as you approach it, you can see it

has been well cared for by the current

owners with a beautifully presented green

and white frontage and impressive gated

driveway.

The lounge, which is decorated in neutral

colours, features a gas fire with marble effect

back and hearth with surround.

The large modern dining kitchen makes a

great room for entertaining guests while

cooking up a treat for them. The kitchen is

fitted with tiled splash backs, spotlights, wall

and base units with complimentary worktops

and down lights. There is also a stainless

steel sink and drainer with mixer tap,

electric induction hob and electric double

oven and integral dishwasher.

A utility room is fitted with tiled effect

flooring, tiled splash backs and worktop. It

also has space for a washing machine and

dryer.

The downstairs bedroom boasts en suite

facilities and a dressing room with fitted

wardrobes and dresser.

Now up to the first floor where there are

three other bedrooms, one of which features

a dressing room, built-in wardrobes and seat-

ing area.

There is also a three piece white suite in

the family bathroom and a loft room with a

velux window which creates great extra

space.

Now to the outside which is beautifully pre-

sented. The front garden features a brick

wall with iron fence and two Tiffany style

lamps, a lawned front garden with stone

chipped path and brick paved driveway.

The side garden also boasts a lawn area

and stone chipped path while the rear garden

is finished with a flagged courtyard, ideal for

summer barbecues.

There is access to the granny flat, which

comprises a lounge featuring spotlights and

WC, from the flagged courtyard.

DETAILS

Summary: Beautifully presented

detached dormer bungalow

Address: Thirlmere Road, South Shore

Price: 399,950

Agent: Entwistle Green, Topping

Street, Blackpool, (01253) 623511


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.co.uk

TM

When home

is where your heart is

With over 100,000 local homes for sale, easy-to-use searches by price,

postcode, even schools, plus daily updates by leading local estate agents,

theres everything you need to find the home youll love.

Find the home youll love and more at

propertytoday.co.uk

CCoommpplleettee sseerrvviiccee

uunnddeerr oonnee rrooooff

2200




propertytoday

FOUNDED over 44 years ago, and boasting

the title of the longest serving independent

estate agents in the Fylde, Metcalfs is still a

friendly, family-run business which thrives

by treating all clients as individuals.

They have however moved with the times,

and offer the latest in technology.

As well as advertising on site, they adver-

tise in The Gazette and through the internet

via their own constantly updated website

They are members of both Homelink and

the NAEA, a network of estate agents work-

ing with like-minded professionals commit-

ted to making the home move experience

straightforward.

Metcalfs deal with both residential and

commercial sales and also conducts sales by

public auction. The advantage is that these

services are all under one roof, so whether

its your home or your business, Metcalfs

have the ability and knowledge to sell your

property.

Auction

Auction is now becoming an increasingly

popular way to sell and also buy property,

and Metcalfs auctions attract a number of

investors from across the country. So if you

are feeling disheartened at the prospect of

selling your property, auction could be the

solution for you.

Director, Hamze Ballout says: In the cur-

rent climate we are finding that auctions are

the way to sell property.

Due to the credit crunch a lot of estate

agents are struggling but at Metcalfs were

as busy as always, attracting a lot of clients

who are ready and willing to buy at auction.

Despite the common misconception that

all auction properties are repossessions, the

entries for the next auction prove that this

just isnt true.

The majority of properties they get for auc-

tion are brought in through private sale with

the owners simply looking for a prompt,

secure way of selling. All properties are auc-

tionable from land to hotels, and cottages to

bungalows anything can be sold.

Their next auction is tomorrow, Friday,

March 20, at Savoy Hotel, Queens

Promenade, starting at 11am.

Entries are now being taken for the May

auction so dont miss the deadline, guarantee

your property a place and enter before April 3.

Residential

If the prospect of auction just doesnt seem

to be the way for you, how about trying

Metcalfs Estate Agency services for the sale

of your home.

With over 50 years combined experience in

the business you can be sure you will receive

the best service and local expertise in order

to find you the right buyer at the right price.

All valuations are free of charge, with no

obligation.

The friendly staff at the Topping Street

office will be happy to provide you with

advice on all aspects of the sale, as well as

regular updates on how your property is

doing and any changes in market trends.

With a huge list of prospective buyers wait-

ing for all types of property across the Fylde,

let Metcalfs introduce your property ... it

could be just what they are looking for.

Commercial

In addition to the sale of residential prop-

erty, Metcalfs also carry much specialist

expertise in the sale of commercial property

and land.

Whether you wish to sell as a freehold or

leasehold, Metcalfs are pleased to carry out

an independent market appraisal of your

business or land, and secure you a sale with

some of the most competitive commission

rates on the market, at just one per cent.

By selling all types of property it means

they dont limit the type of investor they tar-

get, and in turn are approached by.

This is highly beneficial to sellers as their

property is exposed to a much larger pool of

potential buyers.

Metcalfs aim to meet the individual needs

of your business, and market your property

accordingly.

Theyve sold everything from hotels to

beach huts, and always strive to get you the

best price.

Management

As if all this wasnt enough Metcalfs also

provide a huge range of other services.

Just one phone call can arrange all of your

property requirements, and working in con-

junction with an extensive collection of other

local businesses means they can get you the

best rates, with a prompt efficient service.

Here are just a few of the services which

Metcalfs can arrange to meet your property

needs:

HIPs Packs

Residential and Commercial EPC

Certificates

Surveyors

Solicitors

Mortgage and banking advice

Landlords and Tenancy Advice

Insurance

Property Clearance and Removals

Builders and trades services

All of these services are now available

under one roof!

BUSINESS TEAM: Hamze Ballout, Kristy Nelson, Laura Bamforth, Sara Jane McLeish and Ashley Dribben


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AS THE weather begins to take a

turn for the better, NHBC, the UK's

leading warranty provider for new

homes, offers advice on how to give

your home a thorough spring clean.

Most people thing spring cleaning

just means bringing out the dusters

but to keep in tip-top shape your

home will need a little more mainte-

nance.

Neglecting small problems can

turn out to be costly so it's best to be

thorough.

Inside

HEATING SYSTEM - it is impor-

tant that all gas boilers are serviced

once a year so double check when

your boiler was last seen. Contact

your local gas company or a regis-

tered CORGI (Council of Registered

Gas Installers) installer to give it

the once over if needed.

CARPETS - make sure that car-

pets and rugs are secure, particular-

ly in areas of heavy use like door-

ways and stairs. If carpets are loose

or frayed think about replacing

them. On stairs you can help pre-

vent slips by installing stair rods.

DOORS - check that they move

smoothly. Gives hinges a drop of oil

if they have become a bit squeaky.

WOODWORK Check the wood-

work in your home - to keep it in

good condition it may nee a lick of

paint or a coat of varnish to keep it

ready for those summer showers

and thunderstorms.

TAPS - are they dripping? If the

answer is yes, you may need to

change the old washer for a new

one.

Outside

THE ROOF try to get a look at

your roof from the outside or go up

into the loft. Check to see if any

tiles are cracked or have slipped as

these will need to be replaced.

GUTTERING - moss, leaves and

other debris can accumulate in gut-

ters. Blockages can be bad news so

make sure that guttering is cleared

at least once a year.

OUTSIDE PAINTWORK should be

regularly repainted or restained to

preserve the wood.

New houses will first need

repainting after two years after

that homes need to be repainted or

stained at intervals of four to five

years, more often if you live by the

sea because salt and wind are dam-

aging to paint.

BOUNDARY FENCES fencing

can last for many years but its life

will be extended if a weather resist-

ant creosote treatment is applied

every few years.

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propertytoday


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STRUGGLING first time buyers in

Blackpool on the Fylde Coast are

about to be offered the chance to get

their foot on the property ladder,

thanks to shared ownership special-

ists Plumlife.

Following on from other success-

ful developments in the area,

Plumlife is offering a selection of

striking contemporary two bed-

room apartments for as little as

38,500 (for a 35 per cent share) at

the Ansdell Road scheme.

Plumlife, part of Great Places

Housing Group, specialises in low

cost home ownership schemes,

enabling key workers and those on

family incomes of under 60,000 to

take their first step on to the proper-

ty ladder. The Ansdell Place devel-

opment will offer a choice of two

government-backed affordable

homes schemes Shared

Ownership and Rent To Buy.

Purchase prices start from just

38,500 for a 35 per cent share

(110,000 full purchase price), giving

first time buyers a real chance of

achieving their home ownership

dreams. The shared ownership

scheme also gives home owners the

opportunity to staircase after 12

months, offering them the chance to

buy the remaining share of the

property either in stages or in a

single lump payment.

For those struggling with a

deposit now a necessity in the

present economic climate the

recently launched Plumlife Rent

scheme is also now available. The

latest government backed try

before you buy initiative allows

would-be home owners to rent their

chosen property at a discounted

rate for between three and five

years while they save for a deposit.

Rents start at just 480 pcm.

Situated just a few minutes walk

away from the town centre, the

development consists of just 22 styl-

ish two-bedroom apartments, featur-

ing contemporary fitted kitchens and

bathrooms, communal landscaped

gardens and off road parking.

Balconies are available on selected

apartments.

This latest Plumlife development

follows other successful low cost

homes schemes on the Fylde Coast

including The Rock Works, situated

on the site of a former rock works on

Carlton Road in St Annes.

For a sneak preview of Ansdell

Place, Plumlife is holding a Preview

Open Day tomorrow, between 11am-

4pm. The show home launch event

will take place on Saturday, March 21,

between 11am-4pm. Subsequent open

days will continue every Saturday,

with viewing appointments during

week days available on request.

For more information on Ansdell

Place, or any of Plumlifes low cost

homeownership packages, please con-

tact Plumlife on 0161 447 5050 or visit

www.plumlife.co.uk

For more information call Sarah

Parmenter on 07976 584269 or 0161 447

5131 or email sarah.parmenter@

greatplaces.org.uk

STRIKING APARTMENTS: The Ansdell Road shared ownership scheme

2255

www.propertytoday.co.uk Thursday, Thursday, March 19, 2009


propertytoday


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LLooaann bboooosstt

ffoorr bbuuyyeerrss

MILLER Homes has announced

that one of the first develop-

ments in the North West to offer

the Government-backed

Homebuy Direct scheme will be

Willow Fields in Wesham.

The Government-led low cost

home ownership initiative,

Homebuy Direct [HBD] is run in

partnership with Miller Homes

on selected developments. It is

offered to households with an

income of less than 60,000 and

aimed at providing wide access

to home ownership.

The scheme is open to; first

time buyers, key workers and

people re-entering the property

market after a relationship

breakdown or families living in

overcrowded accommodation.

It will help more people who

have found it almost impossible

to get a foot on the property lad-

der, due to the tightening of

mortgage lending or because

they cannot raise a deposit.

To assist home buyers, Miller

Homes has made selected

Blakemere two-bedroom apart-

ments (above) and Darwin three-

bed family homes on the devel-

opment, available through the

HBD scheme.

Using HBD you can own and

move-in to a Blakemere for as lit-

tle as 65,065 now, the normal

price is 92,950 and a Darwin for

111,965, normal price is 159,950.

As well as taking advantage of

the HBD initiative, buyers of the

Blakemere or Darwin will also

get a beautiful new home.

Under the HBD initiative,

homebuyers can pay a minimum

of 70 per cent of the value now,

with Miller Homes and the

Governmen funding the rest.

Call in to the Willow Fields

Marketing Suite, off Derby Road,

Wesham, ring 0800 840 8548,

email: [email protected]

or visit www.millerhomes.co.uk


SSttrreessss--ffrreeee

wwaayy ttoo lleett

PERRYMANN Residential Lettings are a spe-

cialist lettings and management company cover-

ing the North West, the South of England, and

beyond.

They are here to make letting or renting prop-

erty a straightforward, stress-free process.

One of the great things about choosing

Perrymann is that they are independent proper-

ty managers their only vested interest is in

giving you the high quality letting service you

demand.

Perrymann work for landlords based in both

the UK and overseas, so they know all about

taking responsibility for your property in a way

that really does deliver peace of mind.

At Perrymann they dont believe in jargon or

complicating things; they always work with

transparency so you always know where you

stand.

Thats what has earned them a solid reputa-

tion for specialist management service which is

truly tailored to your needs.

Its also why they have an extensive property

portfolio that covers Lancashire, London,

Sussex and Suffolk.

And as youd expect, they have ARLA trained

staff their industrys best-practice standard.

They are also members of the Residential

Landlords Association (RLA).


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propertytoday

IF you have to move but cant find

a buyer, becoming a landlord

might be the answer!

If you cant sell your home in the

current housing market there is an

alternative you could rent it out

instead.

Renting your property could give

you a financial lifeline by helping

to cover your mortgage and other

household costs until the market

recovers.

There are plenty of reasons why

people may be forced to put their

home on the market despite the

current property market slump.

These include workers relocating

jobs, families moving to a bigger

house or school catchment areas,

single people moving in with their

partner and elderly people going

into care.

But this new breed of landlord

has to plan carefully and do the

homework.

Choosing which agent to work

for you is the most important

decision you will make.

They will be responsible for

finding the right tenant, and mak-

ing sure the rent is paid along

with dealing with all the correct

paperwork and organising the

EPC.

Smart Move Letting Agents

ensure your property is in safe

hands, so you can relax knowing

that your property is being looked

after and that the correct tenant

will be found.

They really do take the stress

out of renting your property.

Since the end of last year it is

now compulsory to organise an

EPC (energy performance certifi-

cate) on your property.

Smart Move have a fully quali-

fied accredited assessor who is

covered with professional indem-

nity and public liability insurance

and are able to provide FREE EPCs

on all new instructions.

If you just want an EPC, they are

able to organise this for 69 exclud-

ing VAT.

For more details on EPCs or any

aspects of renting please call

Smart Move now on 01253 295369.

They are extremely busy and

need new properties for waiting

tenants.

Alternatively, if you are already

with a letting agent and are not

happy with their services or fees

please give Smart Move a call.

They have big discounts avail-

able for landlords with multiple

properties.

RReennttiinnggss

aann ooppttiioonn

GOING

PLACES:

Paul

Gleave

managing

director of

Smart

Move


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Devonshire Road

North Shore

Parkside Cottage

Stalmine

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First class location

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Detached cottage

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225500,,000000

337755,,000000

Norkeed Court

Little Bispham

IInnddeeppeennddeenntt ((0011225533)) 882222222277

Sea view flat

RReedduucceedd ttoo

9999,,995500

Southworth Way

Thornton

VViillllaaggee EEssttaatteess ((0011225533)) 886666556666

Show home style

224499,,995500

THIS stunning detached dormer bungalow is situated

in a first class residential position overlooking and

having private access to North Shore Golf Course.

Accomodation comprises: hallway, lounge/dining

room,kitchen, utility room, bathroom, four bedrooms

and en-suite shower room. At the front there is park-

ing space for several cars, a boat or caravan. There is

also a garage. The large rear garden has decking.

THIS picturesque three bedroomed detached cottage

is located in a lovely semi rural location with views

over open fields. The property benefits from period

features, large garden, double glazing and gas central

heating. Offered by public auction (subject to condi-

tions and unless sold previously) on Friday 20th

March, 11am at The Savoy Hotel, Queens Hotel,

Queens Promenade, Blackpool.

ENJOYING views over the promenade and Irish Sea,

this purpose built second floor apartment offers acco-

modation comprising; private entrance hall, inner

hallway, lounge, fitted kitchen, two bedrooms and a

bathroom. The property also benefits from double

glazing and underfloor heating.There are communal

garden areas and a residents/visitors parking area.

A BEAUTIFULLY presented show house style

detached family home with a hallway, lounge, study,

ground floor wc, dining kitchen, utility room, sitting

room, conservatory, four bedrooms three with fitted

wardrobes, a family bathroom and en-suite shower

room. There is a driveway, detached double garage and

landscaped garden areas to the front side and rear.

Part exchange considered.

3366


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