Protect Your Valuables PeakProtectionPlan

PEAKCAMPUS.COMPK508

PEAK PROTECTION Standard Homeowners Policy

Price Low - $10/month On average over 40% higher

Coverage Broad - All major causes of student property loss or damage

Covers only limited named causes of loss

Deductible Low - $25 per eventNormally 20 times higher at $500 or

more

Accidental Breakage? Covered - Drop/Spill Not Covered

Replacement Cost Value

Yes - Higher recovery ondamaged/stolen items

No unless endorsed for an additional cost

Property Covered

Most of your personal property computers, cellphones,

electronics, books and more

Limitations on property types,

especially electronics

Identity Theft Expense Coverage

Yes - no additional cost,but must sign up for it No

Satisfy Your Lease Requirements & Protect Your Valuables

For $15 per month, Resident Peak Protection PlanTM brings you insurance designed specifically with our residents in mind. It offers personal liability and the broadest personal property coverage backed by A+ rated insurance carriers that will not only satisfy your lease requirement but also includes maximum protection on your valuables!

This plan covers damage to occupied premises caused by fire, smoke, water damage or explosion up to $100,000 and protects you in cases of bodily injury to a 3rd party for which you are liable. It also protects your personal property with only a $25 deductible anywhere in the world. Key features include:

PEAK PROTECTION PLAN

LIABILITY• No Deductible

• $100,000 Limit of Liability

• Damage to occupied premises caused by fire, water, smoke or explosion for which you are held liable

• 3rd party bodily injury for which you are held liable

• Protection for claims made against you only while a resident at your location

• NO credit or background check needed

• Medical payments to others up to $1,000 for any occurrence

• Satisfies the insurance requirement found in your lease contract

PERSONAL PROPERTY• $25 Deductible per claim

• $4,000 Limit of Insurance Per Claim

• No Limitations on Electronics: Smartphones, Laptops, Tablets, Computers, Video Consoles, Headphones, Cameras, and More!

• Theft and Accidental Breakage Automatically Included

• Replacement Cost Value

• Worldwide protection, regardless where you reside or travel to

• Bikes, Jewelry, Musical Instruments Protected up to $2,000 each

Insurance Program Administered by:Arthur J. Gallagher & Co.316 Maxwell Road, Ste 100Alpharetta, GA 30009P 888-411-4911F 678-832-4910www.collegestudentinsurance.com

Peak Campus Insurance Program

Negotiated by: USI Insurance Services

Peak Campus is not affiliated with Arthur J. Gallagher & Co.

and is not responsible for payment or processing of claims.

Program Designed Especially for College Life

This program will cover your property for theft, accidental damage,

fire, water and much more! Designed specifically for college students, the program

costs less than a homeowner’s deductible and offers better coverage for only $10 per month.

Just another great reason to live with Peak Campus.

PROGRAM HIGHLIGHTSWith only a $25 deductible, coverage includes:

Any descriptions of the program in this brochure are abbreviated and are subject to the terms, conditions and exclusions of the actual program language.

COVERAGE TERRITORYWhether you are on campus, off campus, or studying abroad, our student policy has you covered.

COVERAGE SCOPECovers most causes of loss including accidental damage. If you have a total loss of an item, coverage will pay you for a new item of like quality for each of the items, no matter how old they are.

NOT COVEREDMoney, cash, checks, tickets, motorized vehicles and their accessories, manuscripts, mechanical drawings, items made primarily of glass, personal liability and any illegal property.

COVERED PROPERTY

$4,000 Limit 9 Electronics: iPod,

Docking Station, GPS, Stereo, TV, Camera, etc.

9 Cell Phone includes smart phone devices

9 Computer 9 Text Books 9 Clothes 9 Sports Equipment

$2,000 Limit 9 Bikes 9 Jewelry 9 Musical Instruments

Peak Protection Traditional Renters Insurance

$100,000 Liability $4,000 Contents

Enrollment Easy Application Needed

Approval Process Student or Peak Employee*

Student or Peak Employee*

Varies - Credit / SS# Check Possible

Satisfies Lease Requirements Yes Maybe

Deductible $0 $25 Per Claim $500 Or More

Accidental Damage

3rd Party Property from Fire, Water, Smoke, Explosion Damage for which you are held liable

Drops, Spills, Collisions, and any direct physical damage to an insurable

item

No

Earthquake & Flood Yes No

Replacement Cost Value

Yes - Higher recovery on damaged or stolen items

No - Unless endorsed for an additional cost

All Personal Property Covered

Most all Student Property including ,

laptops, smartphones, tablets, electronics

bikes and more

Limitations on property types,

especially electronics

Primary Insurance Yes Maybe

Claims Affect Future Policy No Maybe

Price Low - $15/Month On average over 20% higher

A Program Designed Especially

for Our Residents