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Protecting Our Privacy ch.1. Privacy- being free from the attention of others. Identity Theft. Stealing of your personal information Date of birth Social security number Credit card number Driver’s license number. If You Become a Victim of Identity Theft. Contact the bank the police. - PowerPoint PPT Presentation
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Protecting Our Privacy ch.1
• Privacy-being free from the attention of others
Identity Theft
• Stealing of your personal information– Date of birth– Social security number– Credit card number– Driver’s license number
If You Become a Victim of Identity Theft
• Contact – the bank– the police
-credit reporting agency• 1. Equifax• 2. Experian• 3. TransUnion
• They keep track of your credit score called FICO score
Prevention
• use a shredder • safe• safety deposit box• don’t carry SS card or
green card• don’t give out your
personal info. on the phone, or on line
• check your monthly bank statements
Internet Safety
• Social Networkingdon’t meet online
acquaintances in person
• Your Words and Pictures– Don’t post embarrassing
pictures of yourself, or use profanities (bad words) on Facebook
Jobs and colleges can check it.
Online Shopping
• Look for – “https” in the browser
address– A lock - A well known store- Posted address- Phone number- Pay pal
Deception (misleading information)
• Bait and Switch-advertising a product at a low price and switching the price to a higher one when the customer gets in the door
Pyramid Scheme (fraud)
• people are recruited to make payments to others above them while expecting to recruit new people to pay them.
Door-to-Door Sales
• 3 day cooling off period• You can cancel your
purchase within 3 days of $25 or more.
Telemarketing (can be deceptive)
• Selling products on the phone– Some legitimate– Some fraudulent
– Don’t give out your personal information
Reliable Resources for Shoppers
Consumer Reports
• A magazine that rates the quality and prices of the products on the market
• Edmunds.com or Kelley Blue Book (on line)
• Amazon.com• Craigslist-hard to return goods• E-bay-hard to return goods
Better Business Bureau
• An organization that protects customers from dishonest businesses.
• It registers and rates local businesses– How long in business– Number of complaints from customers
Class Action Suit (bring an action against someone)
• A group of people suing one company for wrongdoing