Qualified Written Request 05052010

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QUALIFIED WRlTTEN REQUEST AND DISPUTE LE TTER - 1

QUALIFIED WRITTEN REQUEST

1 "FROM:2 IIMax Meindl3 II705 Hemphill4 IIHouston, Texas 77007

6 TO:AMERICAN HOME MORTGAGE SERVICING, INC.,Copies to:DEUTSCH BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR ARGENT SECURITIES INC1,ASSET-BACKED-PASS-THROUGH CERTIFICATES, SERIES 2005-W2,DEUTSCHE BANK NATIONAL TRUST COMPANY, as custodian

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14AMENDED

QUALIFIED WRITTEN REQUESTAND

DISPUTE LETTERTO

''NOTICE OF ACCELERATION OF LOAN MATURITY"AND

"NOTICE OF FORECLOSURE SALE".Loan No.: 4000575748

MWZ No. 09-300801-910

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25This is a "qualified written request" under Section 6 of the Real Estate Settlement Procedures Act(RESPA). I understand that under Section 6 ofRESPA you are required to acknowledge my requestwithin 20 business days and must try to resolve the issue within 60 business days.26

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28 I, Max Meindl, hereby respectfully submit the following in dispute of the ''NOTICE OFACCELERATION OF LOAN MATURITY" and the ''NOTICE OF FORECLOSURE SALE", dated Ap2nd , 2010, said documents being delivered by US Mail to our home and homestead.

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32 II I, Max Meindl, received a letter stating that you have been retained by "American Home MortgageServicing", Mortgage Servicer for "DEUTSCH BANK NATIONAL TRUST COMPANY AS TRUSTEE


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FOR ARGENT SECURITIES INC., ASSET-BACKED-PASS-THROUGH CERTIFICATES, SERIES2005-W2", the alJeged "current mortgagee". In your letter you stipulated that Federal law allows me todispute the validity ofthe debt, or any portion thereof, within 30 days after receipt ofthis notice, if! notithe firm in writing. You also stipulated that if! dispute the debt, ''the firm will provide me with the nameand address of the original creditor". I am disputing this debt and the currently scheduled foreclosureaction. I am interested in the current "HOLDER IN DUE COURSE". I am submitting the following incompliance with the referenced Federal Law. For the record, I respectfully request you answer and affirmfor the record, the following to the best of your ability.

INSTRUCTIONS1. These QUESTIONS AND INQUIRY for are directed toward all information known or available

to Deutsche Bank National Trust Company, American Home Mortgage Servicing, Inc., DeutschBank National Trust Company as Trustee for Argent Securities Inc., asset-backed-pass-throughcertificates, series 2005-w2, Deutsche Bank National Trust Company, As Custodian, not itslawyer, including information contained in the records and documents in Deutsche Bank NationalTrust Company's, American Home Mortgage Servicing, Inc., Deutsch Bank National TrustCompany as Trustee for Argent Securities Inc., asset-backed-pass-through certificates, series2005-w2, Deutsche Bank National Trust Company, As Custodian, custody or control or availableto Deutsche Bank National Trust Company, Ameriquest Mortgage Company, American HomeMortgage Servicing, Inc., Deutsch Bank National Trust Company as Trustee for Argent SecuritieInc., asset-backed-pass-through certificates, series 2005-w2, Deutsche Bank National TrustCompany, As Custodian, upon reasonable inquiry.

2. Each request is to be deemed a continuing one. If, after serving an answer, you obtain or becomeaware of any further information pertaining to that request, you are requested to serve asupplemental answer setting forth such information.A. As to every request for which an authorized officer of Deutsche Bank National TrustCompany, American Home Mortgage Servicing, Inc., Deutsch Bank National Trust Company asTrustee for Argent Securities Inc., asset-backed-pass-through certificates, series 2005-w2,Deutsche Bank National Trust Company, As Custodian, fails to answer in whole or in part, thesubject matter of that request will be deemed confessed and stipulated as fact to the possible use iCourt.B. Kindly attach additional sheets as required identifying the question being answered. Youhave a continuing obligation to update the information in these questions as you acquire newinformation. If no such update is provided in a reasonable period of time that you acquired such

QUALIFIED WRITTEN REQUEST AND DISPUTE LETTER - 2


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information, it may be excluded at trial or hearing.

DEFINITIONS3. "You" and "your" include Deutsche Bank National Trust Company, American Home Mortgage

Servicing, Inc., Deutsch Bank National Trust Company as Trustee for Argent Securities Inc.,asset-backed-pass-through certificates, series 2005-w2, Deutsche Bank National Trust Company,As Custodian, and any and all persons acting for or in concert with Deutsche Bank National TrusCompany.

4. "Document" is synonymous in meaning and equal in scope to the usage of this term in FederalRule of Civil Procedure 34(a) and includes computer records in any format. A draft or non-identical copy is a separate document within the meaning of this term. The term "document" alsoincludes any "tangible things" as that term is used in Rule 34(a).

5. Parties. The term, as well as a party's full or abbreviated name or a pronoun referring to a party,means the party and, where applicable, (his/her/its) agents, representatives, officers, directors,employees, partners, corporate parent, subsidiaries, or affiliates.

6. Identify (person). When referring to a person, "identify" means to give, to the extent known, theperson's full name, present or last known address, telephone number, and when referring to anatural person, the present or last known place of employment. Once a person has been identifiedin compliance with this paragraph, only the name of that person needs to be listed in response tolater discovery requesting the identification of that person.

7. Identify (document). When referring to a document, "identify" means to give, to the extent know,the following information: (a) the type of document; (b) the general subject matter of thedocument; (c) the date of the document; (d) the authors, address, and recipients of the document;(e) the location of the document; (f) the identity of the person who has custody of the document;and (g) whether the document has been destroyed, and if so, (i) the date of its destruction, (ii) thereason for its destruction, and (iii) the identity ofthe person who destroyed it.

8. Relating. The term "relating" means concerning, referring, describing, evidencing, or constitutingdirectly or indirectly.

9. Any. The term "any" should be understood in either its most or its least inclusive sense asnecessary to bring within the scope of the discovery request all reasons that might otherwise beconstrued to be outside of its scope.

10. QUALIFIED WRITTEN REQUEST1. Please identify each person who answer these Questions and Inquiry and each person (attachpages if necessary) who assisted, including attorneys, accountants, employees of third party

QU AL IFIED WRITTEN REQUES T AN D D ISPU TE LETT ER - 3


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21 I I 13. Please identify every potential party to this foreclosure.22 II ANSWER:23

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QUALIFIED WRJTI EN REQUEST

entities, or any other person consulted, however briefly, on the content of any answer to theseQuestions and Inquiry.ANSWER:

11. For each of the above persons please state whether they have personal knowledge regarding thesubject loan transaction.ANSWER:

12. Please state the date of the first contact between Deutsche Bank National Trust Company,American Home Mortgage Servicing, Inc., Deutsch Bank National Trust Company as Trustee forArgent Securities Inc., asset-backed-pass-through certificates, series 2005-w2, Deutsche BankNational Trust Company, As Custodian, and the borrower in the subject loan transaction, thename, address and telephone number ofthe person(s) in your company who was/were involved inthat contact.ANSWER:

14. Please identify the person(s) involved in the underwriting of the subject loan. "Underwriting"refers to any person who made representations, evaluations or appraisals of value of the home,value of the security instruments, and ability of the borrower to pay.ANSWER:



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15. Please identify any person(s) who had any contact with any third party regarding thesecuritization, sale, transfer, assignment, hypothecation or any document or agreement, oral,written or otherwise, that would effect the funding, closing, or the receipt of money from a thirdparty in a transaction that referred to the subject loan.ANSWER:

16. Please identify any person(s) known or believed by anyone at Deutsche Bank National TrustCompany, American Home Mortgage Servicing, Inc., Deutsch Bank National Trust Company asTrustee for Argent Securities Inc., asset-backed-pass-through certificates, series 2005-w2,Deutsche Bank National Trust Company, As Custodian, who had received physical possession 0the note and allonges, the mortgage, or any document (including but not limited to assignment,endorsement, allonges, Pooling and Servicing Agreement, Assignment and AssumptionAgreement, Trust Agreement, letters or email or faxes of transmittals including attachments) tharefers to or incorporates terms regarding the securitization, sale, transfer, assignment,hypothecation or any document or agreement, oral, written or otherwise, that would effect thefunding, or the receipt of money from a third party in a transaction, and whether such money wasallocated to principal, interest or other obligation related to the subject loan.ANSWER:

17. Please identify all persons known or believed by anyone in Deutsche Bank National TrustCompany, American Home Mortgage Servicing, Inc., Deutsch Bank National Trust Company asTrustee for Argent Securities Inc., asset-backed-pass-through certificates, series 2005-w2,Deutsche Bank National Trust Company, As Custodian or any affiliate to have participated in thsecuritization of the subject loan including but not limited to mortgage aggregators, mortgagebrokers, financial institutions, Structured Investment Vehicles, Special Purpose Vehicles, Trustee ,Managers of derivative securities, managers of the company that issued an Asset-backed security,Underwriters, Rating Agency, Credit Enhancement Provider.ANSWER:



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QUALIFIED WRTTTEN REQUEST

23 18. Please identify the person(s) or entities that are entitled, directly or indirectly to the stream of4 revenue from the borrower in the subject loan.s ANSWER:67

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19. Please identify the person(s) in custody of any document that identifies the loan servicer(s) in thesubject loan transaction.ANSWER:

20. Please identify any person(s) in custody of any document which refers to any instruction or14 authority to enforce the note or mortgage in the subject loan transaction.15

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ANSWER:

21.0ther than people identified above, identify any and all persons who have or had personalknowledge ofthe subject loan transaction, underwriting of the subject loan transaction,securitization, sale, transfer, assignment or hypothecation of the subject loan transaction, or thedecision to enforce the note or mortgage in the subject loan transaction.ANSWER:

22. Please state address, phone number, and employment history for the past 5 years of Bryan Bly,Vice President, Citi Residential Lending Inc. As Attorney in Fact for Argent Mortgage Company,LLC, "designated as the Assignor" of the mortgage loan and deed of trust to Deutsch BankNational Trust Company as Trustee for Argent Securities Inc., asset-backed-pass-throughcertificates, series 2005-W2, ("Corporate Assignment of Deed of Trust", Harris County, Texasrecords, Document 2005009982, [ERIO-49-1981, ERl-49-1982, ERI0-49-1983])ANSWER:



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1 23. Please state the date on which Argent Mortgage Company, LLC (originator) sold the mortgage2 loan to Ameriquest Mortgage Company (Seller and Master Servicer).3 ANSWER:45

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24. Please state the date on which Ameriquest Mortgage Company (Seller and Master Servicer) soldthe mortgage loan to Argent Securities, Inc. (Depositor).ANSWER:

25. Did Argent Mortgage Company, LLC (originator) or previous servicers ofthis account receive an13 compensation, fee, commission, payment, rebate or other financial considerations from14

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Ameriquest Mortgage Company (Seller and Master Servicer) or any affiliate or from the trustfunds, for handling, processing, originating or administering this loan?ANSWER:

26. If yes, please describe and itemize each and every form of compensation, fee, commission,payment, rebate or other financial consideration paid to Argent Mortgage Company, LLC, theoriginator or previous servicers of this account by Ameriquest or any affiliate, or from the trustfund.ANSWER:

27. Please identify any party, person or entity known or suspected by Deutsche Bank National TrustCompany, American Home Mortgage Servicing, Inc., Deutsch Bank National Trust Company asTrustee for Argent Securities Inc., asset-backed-pass-through certificates, series 2005-w2,Deutsche Bank. National Trust Company, As Custodian, or any of your officers, employees,independent contractors or other agents, or servants of your company who might possess or claim



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22 30. Please identify any attorney with whom you consulted or who rendered an opinion regarding the23 subject loan transaction or any pattern of securitization that may have effected the subject loan24 transaction directly or indirectly.25 ANSWER:

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QUALIFIED WRITIEN REQUEST

rights under the subject loan or mortgage and/or note.ANSWER:

28. Please identify the custodian ofthe records that would show all entries regarding the flow of fundfor the subject loan transaction prior to and after closing of the loan. (Flow of funds, means anyrecord of money received, any record of money paid out and any bookkeeping or accounting engeneral ledger and accounting treatment of the subject loan transaction at your company or anyaffiliate including but not limited to whether the subject loan transaction was ever entered into ancategory on the balance sheet at any time or times, whether any reserve for default was everentered on the balance sheet, and whether any entry, report or calculation was made regarding theeffect of this loan transaction on the capital reserve requirements of your company or anyaffiliate.)ANSWER:

29. Please identify the auditor and/or accountant of your financial statements or tax returns.ANSWER:

31. Please identify any person who served as an officer or director with Deutsche Bank NationalCompany or Argent Mortgage Company LLC commencing with 6 months prior to closing of thesubject loan transaction through the present. (This question is limited only to those people who haknowledge, responsibility, or otherwise made or received reports regarding information thatincluded the subject loan transaction, and/or the process by which solicitation, underwriting andclosing of residential mortgage loans, or the securitization, sale, transfer or assignment or



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QUALIFIED WRlTIEN REQUEST

hypothecation of residential mortgage loans to third parties.)ANSWER:

32. Did any investor/certificate holder approve or authorize foreclosure proceedings on Max Meindlsproperty?ANSWER:

33. Please identify the person(s) involved or having knowledge of any insurance policy or product,plan or instrument describing over-collateralization, cross-collateralization or guarantee or otherinstrument hedging the risk of default as to any person or entity acting as an issuer of anysecurities or certificates. (Such instrument(s) relate to the composition of a pool, tranche or otheraggregation of assets that was created, included or referred to the subject loan and the pool oraggregation was transmitted, transferred, assigned, pledged or hypothecated to any entity or buye .A person who ''transmitted, transferred, assigned, pledged or hypothecated" refers to any personwho suggested, approved, received or accepted the composition of the pool or aggregation made rconfrnned representations, evaluations or appraisals of value of the home, value of the securityinstruments, ability ofthe borrower to pay.)ANSWER:

34. Please identify the person(s) involved or having knowledge of any credit default swap or otherinstrument hedging the risk of default as to any person or entity acting as an issuer of anysecurities or certificates. (Such instrument( s) relate to the composition of a pool, tranche or otheraggregation of assets that was created, included or referred to the subject loan.)ANSWER:

35. Do you have a copy of and will you provide a copy to me of the ORIGINAL NOTE AND DEEDOF TRUST?

ANSWER OR RESPONSE:

QUALIFIED WRlTTEN REQUEST AND DISPUTE LETTER - 9


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QUALIFIED WRIITEN REQUEST

36. Are you aware Mr. &Mrs. Meindl claim the home as their homestead, located at 705 HemphillStreet, Houston, Texas, Harris County, Texas 77007 (the "Property"). [(If a person receives ahomestead tax exemption then this designation is automatic. Case law further provides that"when a homestead claimant is in actual occupancy of his homestead, it will be deemed that alender or encumbrancer acted with knowledge of the occupant's right to invoke the rule ofhomestead." Sanchez v , Telles, 960 S W2d 762, 770 (Tex. App. - El Paso 1997, pet. Denied)] [ahomestead is presumed to exist until its termination is proved. " Wilcox v. Marriott, 103 S W3d469, 472 (Tex App. - San Antonio 2003, pet. denied)]

Answer;

I would expect to receive your answers to the issues posed in this dispute letter within 20 days, on orbefore May 25th, 2010 so we can properly proceed in defense of our home.

Dated this 5th Day of May 2010

~~'-IMax Meindl705 HemphillHouston, Texas 77007


Documents

Qualified Written Request 05052010