RAISE YOUR HOME AND RAISE YOUR HOME AND YOUR PEACE OF MINDYOUR PEACE OF MIND

Prepared by David O’Reilly Engineering Consultants for Build NowPrepared by David O’Reilly Engineering Consultants for Build Now

For more information, call (504) 324-3964 or visit www.buildnownola.comFor more information, call (504) 324-3964 or visit www.buildnownola.com

3 IMPORTANT REASONS 3 IMPORTANT REASONS FOR YOU TO ELEVATE:FOR YOU TO ELEVATE:

• It is less likely that you will ever flood It is less likely that you will ever flood againagain

• Your flood insurance will be less Your flood insurance will be less expensiveexpensive

• There is funding available NOWThere is funding available NOW

Foundations In New OrleansFoundations In New Orleans

Soils in New Orleans are likely to settleSoils in New Orleans are likely to settle Soils consist primarily of soft saturated claySoils consist primarily of soft saturated clay The weight of your home puts pressure on The weight of your home puts pressure on

the soil that causes the water to drain from the soil that causes the water to drain from the soilthe soil

The lose of moisture causes the volume of The lose of moisture causes the volume of the soil to decrease the soil to decrease

This process is the cause of settlementThis process is the cause of settlement

Types of foundationsTypes of foundations

Pier HomesPier Homes

Types of foundationsTypes of foundations

Foundation piers Foundation piers widen beneath the widen beneath the ground to spread the ground to spread the weight of the house weight of the house over a larger area to over a larger area to help reduce settlementhelp reduce settlement

Types of FoundationsTypes of Foundations

Slab HomesSlab Homes Generally built after World War IIGenerally built after World War II TYPESTYPES Slab on GradeSlab on Grade Slab supported by PilesSlab supported by Piles

Types of FoundationsTypes of Foundations

Slab on GradeSlab on Grade Spread the Load Spread the Load

over a wide areaover a wide area Severe problems Severe problems

with differential or with differential or uneven settlementuneven settlement

Types of FoundationsTypes of Foundations

Pile supported SlabPile supported Slab Weight of house is Weight of house is

transmitted to deeper transmitted to deeper soil layerssoil layers

Great advantage to Great advantage to reduce settlementreduce settlement

Code requires piles for Code requires piles for all new constructionall new construction

AVAILABLE FUNDING FOR AVAILABLE FUNDING FOR ELEVATIONELEVATION

Increased Cost of Compliance program Increased Cost of Compliance program (ICC)(ICC)

The Road Home Elevation Incentive The Road Home Elevation Incentive State level Hazard Mitigation Grant State level Hazard Mitigation Grant

Programs (HMGP)Programs (HMGP) Parish level Hazard Mitigation Grant Parish level Hazard Mitigation Grant

Programs (HMGP) for those who have Programs (HMGP) for those who have suffered Severe Repetitive Loss (SRL)suffered Severe Repetitive Loss (SRL)

SBA LoansSBA Loans

Increased Cost of Compliance (ICC)Increased Cost of Compliance (ICC)

• $30,000 ($15,000 to begin elevation, $15,000 $30,000 ($15,000 to begin elevation, $15,000 when elevation completed)when elevation completed)

• Federal money available to use toward elevation if Federal money available to use toward elevation if you had flood insurance pre-Katrinayou had flood insurance pre-Katrina

• If you had your house assessed as less than 50% If you had your house assessed as less than 50% damaged after the storm ICC funding is not damaged after the storm ICC funding is not available to youavailable to you

• Call the agent you bought your flood insurance Call the agent you bought your flood insurance from or the ICC department at your insurance from or the ICC department at your insurance company to make an ICC claimcompany to make an ICC claim

ICC Claim NumbersICC Claim Numbers

FidelityFidelityMaria ext 6294Maria ext 6294(800) 725-9472-phone(800) 725-9472-phone(727) 568-9845(727) 568-9845(877) 270-4329-fax(877) 270-4329-fax

AllState AllState Anna Chen ext 8569Anna Chen ext 8569Alecia ext 8554Alecia ext 8554(866) 450-9095-phone(866) 450-9095-phone(866) 779-6950-fax(866) 779-6950-fax

State FarmState FarmIrving TexasIrving Texas888-784-7674-fax888-784-7674-faxTeam 50Team 501-866-210-17851-866-210-1785

South West Business Corp ClaimsSouth West Business Corp ClaimsFelicia Garcia ext 1455Felicia Garcia ext 14551-866-476-8399-phone1-866-476-8399-phone210-635-1465-fax210-635-1465-fax

Liberty MutualLiberty MutualDorrine DeckerDorrine Decker301-571-6851-phone301-571-6851-phone301-214-1086-fax301-214-1086-fax

The Road Home Elevation IncentiveThe Road Home Elevation Incentive

• $30,000 from Road Home for elevation$30,000 from Road Home for elevation

• Can be paired with ICC fundingCan be paired with ICC funding

• Total Road Home funding cannot Total Road Home funding cannot exceed the $150,000 maximumexceed the $150,000 maximum

• No specific deadline set yetNo specific deadline set yet

• Road Home Elevation Hotline Road Home Elevation Hotline

1-877-234-15131-877-234-1513

State level Hazard Mitigation State level Hazard Mitigation Grant Programs (HMGP)Grant Programs (HMGP)

• Up to $30,000 additional Up to $30,000 additional reimbursementreimbursement in in addition to Road Home and ICC funding to addition to Road Home and ICC funding to complete and elevation projectcomplete and elevation project

• Homeowners who did not start elevation before Homeowners who did not start elevation before March 16th 2008 must wait to receive approval March 16th 2008 must wait to receive approval from the State’s HMGP award program before from the State’s HMGP award program before beginning elevation workbeginning elevation work

• Homeowners who can prove that they started and Homeowners who can prove that they started and elevation project before March 16elevation project before March 16 thth 2008 may be 2008 may be reimbursed through these fundsreimbursed through these funds

State level Hazard Mitigation State level Hazard Mitigation Grant Programs (HMGP) Cont.Grant Programs (HMGP) Cont.

HMGP ELEVATION GRANTSHMGP ELEVATION GRANTS For applicants who received forms to apply for HMGP elevation For applicants who received forms to apply for HMGP elevation

grants, you can still send in those forms or request another copy if grants, you can still send in those forms or request another copy if you did not send it yet. you did not send it yet. http://www.doa.louisiana.gov/cdbg/dr/hmgp/hmgp.htm

If you are demolishing your house and building a new one, your If you are demolishing your house and building a new one, your HMGP elevation grant of up to $30,000 is determined by total HMGP elevation grant of up to $30,000 is determined by total allowable costs for construction and elevation minus total Road allowable costs for construction and elevation minus total Road Home grant, FEMA structural damage funds, insurance benefits, Home grant, FEMA structural damage funds, insurance benefits, and ICC money.and ICC money.

If you are elevating and repairing your house, your HMGP elevation If you are elevating and repairing your house, your HMGP elevation grant of up to $30,000 is determined by total allowable costs for grant of up to $30,000 is determined by total allowable costs for elevation minus Road Home elevation grant and ICC money. elevation minus Road Home elevation grant and ICC money.

For details and to determine your HMGP eligibility to start rebuilding, For details and to determine your HMGP eligibility to start rebuilding, contact 1-877-744-7235 or 1-225-339-3746 or contact 1-877-744-7235 or 1-225-339-3746 or hazardmitigation@la.gov. hazardmitigation@la.gov.

Parish level Hazard Mitigation Grant Parish level Hazard Mitigation Grant Programs (HMGP)Programs (HMGP)

• Program for those who have suffered Severe Program for those who have suffered Severe Repetitive Loss (SRL)Repetitive Loss (SRL)

• Will cover complete cost of elevating your home in Will cover complete cost of elevating your home in most casesmost cases

• Orleans Parish should contact you to let you know Orleans Parish should contact you to let you know that your home qualifies as a SRL propertythat your home qualifies as a SRL property

• Contact:Contact:Smart Inc: 833 Howard Ave # 301, New Orleans, Smart Inc: 833 Howard Ave # 301, New Orleans, LA 70113, (504) 566-0900LA 70113, (504) 566-0900

SBA LoansSBA Loans

• SBA will cover the full cost of the SBA will cover the full cost of the elevation only if the elevation is elevation only if the elevation is deemed “absolutely necessary.”deemed “absolutely necessary.”

• SBA’s Disaster Customer Service SBA’s Disaster Customer Service Center: 1-800-659-2955 or Center: 1-800-659-2955 or disastercustomerservice@sba.govdisastercustomerservice@sba.gov

The The Elevation Elevation ProcessProcess

ELEVATION FOR ELEVATION FOR PIER HOUSESPIER HOUSES

• Most homes in New Orleans are Most homes in New Orleans are pier homes.pier homes.

• When a pier house is elevated, When a pier house is elevated, generally there is minimal cracking generally there is minimal cracking of the walls.of the walls.

PREPARATION FOR PREPARATION FOR PIER HOUSE ELEVATIONPIER HOUSE ELEVATION

Removing attached porchesRemove Old FoundationRunning steel beams under the houseDisconnecting utilities

HOUSE IS LIFTED USING A HOUSE IS LIFTED USING A UNIFIED JACKING SYSTEMUNIFIED JACKING SYSTEM

Make sure the shoring contractor uses a fully Make sure the shoring contractor uses a fully computerized jacking system to elevate both slab computerized jacking system to elevate both slab and pier houses. and pier houses.

The home is elevated in a level position, just like The home is elevated in a level position, just like an elevator.an elevator.

NEW PIERS ARE BUILT & HOUSE NEW PIERS ARE BUILT & HOUSE IS LOWERED ONTO PIERS IS LOWERED ONTO PIERS

New Steel reinforced continuous foundation is pouredNew Steel reinforced continuous foundation is poured New Piers are steel reinforced and filled with concreteNew Piers are steel reinforced and filled with concrete Hurricane straps are attached to houseHurricane straps are attached to house

FINISHING TOUCHESFINISHING TOUCHES

Reconnection of Reconnection of plumbingplumbing

Reconnection of Reconnection of electrical workelectrical work

Porch and stair Porch and stair building/rebuildingbuilding/rebuilding

Siding/bricksSiding/bricks

ELEVATION FOR SLAB HOUSESELEVATION FOR SLAB HOUSES

SLAB SEPARATION – SLAB SEPARATION – the slab that your home the slab that your home was originally built on remains on the ground and was originally built on remains on the ground and your home is elevated into the air on concrete your home is elevated into the air on concrete piers and a new wood floor system is built. Your piers and a new wood floor system is built. Your slab home is now a pier home.slab home is now a pier home.

SLAB ELEVATION – SLAB ELEVATION – the entire concrete slab and the entire concrete slab and house are both lifted and placed on concrete piers.house are both lifted and placed on concrete piers.

There are two methods to elevate a slab home:There are two methods to elevate a slab home:

PREPARATION FOR PREPARATION FOR SLAB SEPARATION ELEVATIONSLAB SEPARATION ELEVATION

Removing all ground floor contents of the house Removing all exterior brick Separating frame of house from concrete slab Banding house together using wooden boards Running steel beams under the banding Disconnecting utilities

HOUSE IS LIFTED USING A HOUSE IS LIFTED USING A UNIFIED JACKING SYSTEMUNIFIED JACKING SYSTEM

Make sure the shoring contractor uses a fully Make sure the shoring contractor uses a fully computerized jacking system to elevate both slab computerized jacking system to elevate both slab and pier houses. and pier houses.

The home is elevated in a level position, just like The home is elevated in a level position, just like an elevator.an elevator.

NEW PIERS ARE BUILT & HOUSE NEW PIERS ARE BUILT & HOUSE IS LOWERED ONTO PIERSIS LOWERED ONTO PIERS

New Piers are steel New Piers are steel reinforced and filled reinforced and filled with concretewith concrete

Hurricane straps are Hurricane straps are attached to houseattached to house

A new wooden A new wooden subfloor is built where subfloor is built where the slab used to be.the slab used to be.

FINISHING TOUCHESFINISHING TOUCHES

Reconnection of plumbingReconnection of plumbing Reconnection of electrical workReconnection of electrical work Porch and stair building/rebuildingPorch and stair building/rebuilding Enclosing around piers and installing ventsEnclosing around piers and installing vents Siding/bricksSiding/bricks Interior flooring replacementInterior flooring replacement Sheetrock patchingSheetrock patching

Pros & Cons of Slab SeparationPros & Cons of Slab Separation

Option to change floor Option to change floor plan aroundplan around

Only option for Slab on Only option for Slab on GradeGrade

No issues with No issues with underground plumbingunderground plumbing

No danger involved in No danger involved in elevating slabelevating slab

Exterior bricks must be Exterior bricks must be removedremoved

Interior renovations will Interior renovations will be compromisedbe compromised

Takes longerTakes longer Not ideal for renovated Not ideal for renovated

houseshouses

PROS CONS

PREPARATION FOR SLAB ELEVATIONPREPARATION FOR SLAB ELEVATION

Slab is tunneled under to find existing pilingsSlab is tunneled under to find existing pilings

HOUSE IS LIFTED USING A HOUSE IS LIFTED USING A UNIFIED JACKING SYSTEMUNIFIED JACKING SYSTEM

Make sure the shoring contractor uses a fully computerized Make sure the shoring contractor uses a fully computerized jacking system to elevate both slab and pier houses. jacking system to elevate both slab and pier houses.

The home is elevated in a level position, just like an The home is elevated in a level position, just like an elevator.elevator.

NEW PIERS ARE BUILT & SLAB IS NEW PIERS ARE BUILT & SLAB IS LOWERED ONTO PIERSLOWERED ONTO PIERS

With this method the house has no way of being With this method the house has no way of being attached to the foundation piers.attached to the foundation piers.

FINISHING TOUCHESFINISHING TOUCHES

Reconnection of Reconnection of plumbingplumbing

Reconnection of Reconnection of electrical workelectrical work

Porch and stair Porch and stair building/rebuildingbuilding/rebuilding

Enclosing around piers Enclosing around piers and installing ventsand installing vents

Pros & Cons of Slab ElevationPros & Cons of Slab Elevation

No option to change No option to change floor plan aroundfloor plan around

Creates issues with Creates issues with underground plumbingunderground plumbing

Long term settlement Long term settlement issues are not knownissues are not known

Future foundation Future foundation problems unknown problems unknown and more likelyand more likely

Exterior brick can stay Exterior brick can stay on houseon house

Interior renovations will Interior renovations will not be compromisednot be compromised

Elevation process is Elevation process is quickerquicker

Ideal for renovated Ideal for renovated houseshouses

PROS CONS

Slab ElevationSlab Elevation

Slab Elevation BeforeSlab Elevation Before

Slab Elevation AfterSlab Elevation After

Slab Separation ElevationSlab Separation Elevation

Slab Separation AfterSlab Separation After

Slab Separation DuringSlab Separation During

Slab Separation ElevationSlab Separation Elevation

Slab Separation DuringSlab Separation During

Slab Separation AfterSlab Separation After

TRADITIONAL PIER HOUSE TRADITIONAL PIER HOUSE ELEVATIONELEVATION

TRADITIONAL PIER HOUSE

BEFORE

TRADITIONAL PIER HOUSE

AFTER

TRADITIONAL PIER HOUSE TRADITIONAL PIER HOUSE ELEVATIONELEVATION

TRADITIONAL PIER HOUSE

BEFORE

TRADITIONAL PIER HOUSE

AFTER

SPLIT LEVEL ELEVATIONSPLIT LEVEL ELEVATION

SPLIT LEVEL HOUSE BEFORE SPLIT LEVEL HOUSE DURING

SPLIT LEVEL HOUSE AFTER

RAISED BASEMENT RAISED BASEMENT ELEVATIONELEVATION

Relocating electrical Relocating electrical and plumbing from the and plumbing from the bottom floor of your bottom floor of your raised basement home raised basement home can be done with can be done with elevation grant elevation grant funding.funding.

New ConstructionNew Construction

FAQs ABOUT ELEVATIONFAQs ABOUT ELEVATION

WILL ELEVATING MY HOME CRACK WILL ELEVATING MY HOME CRACK MY WALLS AND DESTROY MY MY WALLS AND DESTROY MY RENOVATIONS?RENOVATIONS?

HOW HIGH DO I HAVE TO ELEVATE?HOW HIGH DO I HAVE TO ELEVATE? HOW LONG DOES ELEVATION TAKE?HOW LONG DOES ELEVATION TAKE? DO I HAVE TO MOVE OUT OF MY DO I HAVE TO MOVE OUT OF MY

HOUSE DURING ELEVATION?HOUSE DURING ELEVATION? WILL MY HOUSE LOOK LIKE A FISHING WILL MY HOUSE LOOK LIKE A FISHING

CAMP AFTER ELEVATION?CAMP AFTER ELEVATION?

Finding a ContractorFinding a Contractor

Questions to Ask Before Questions to Ask Before Hiring a ContractorHiring a Contractor

May I have a copy of May I have a copy of your contractor’s your contractor’s license?license?

May I have the name May I have the name of your insurance of your insurance provider so I can verify provider so I can verify your insurance?your insurance?

Does your company Does your company carry supplemental carry supplemental insurance?insurance?

Questions to Ask Before Questions to Ask Before Hiring a Contractor Cont.Hiring a Contractor Cont.

Does your company use a licensed Does your company use a licensed engineer?engineer?

How long have you been in business How long have you been in business locally?locally?

Can you provide references to jobs that I Can you provide references to jobs that I can go see?can go see?

What is the warranty or guarantee, in case What is the warranty or guarantee, in case of a construction problem?of a construction problem?

How to Get StartedHow to Get Started

Step 1: Get Necessary SurveysStep 1: Get Necessary Surveys

Surveys Needed for ElevationSurveys Needed for ElevationBefore ElevationBefore Elevation BFE (Base Flood Elevation)BFE (Base Flood Elevation) Benchmark SurveyBenchmark Survey

Once House is Lifted & Piers put inOnce House is Lifted & Piers put in Top of Pier SurveyTop of Pier Survey

After House is Set Down on PiersAfter House is Set Down on Piers BFE (Base Flood Elevation)-to show house is now in BFE (Base Flood Elevation)-to show house is now in

compliancecompliance

How to Get Started Cont.How to Get Started Cont.

Step 2: Get estimatesStep 2: Get estimates

Rule #1-You should NEVER pay for an estimate.Rule #1-You should NEVER pay for an estimate. Get estimates from Get estimates from at leastat least three contractors three contractors

before making your decision.before making your decision. Never tell a contractor that you are in a grant Never tell a contractor that you are in a grant

program or how much grant money you are program or how much grant money you are approved for.approved for.

How to Get Started Cont.How to Get Started Cont.

Step 3: Sign a contractStep 3: Sign a contract

Most contractors will require a deposit of Most contractors will require a deposit of 25% of the total cost of construction25% of the total cost of construction

Read the entire contract carefully before Read the entire contract carefully before signing.signing.

How to Get Started Cont.How to Get Started Cont.

Step 4: Managing the construction processStep 4: Managing the construction process

NEVER give your contractor all of the money up front.NEVER give your contractor all of the money up front. Photograph the entire construction process in case future Photograph the entire construction process in case future

litigation is necessarylitigation is necessary Most contractors work on the following payment schedule:Most contractors work on the following payment schedule:

– 25% to begin construction25% to begin construction– 25% 25% – 50% at completion of project50% at completion of project

Questions?Questions?

Thank You!Thank You!