15
Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization: Exploring a Tag-Based Approach

Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Embed Size (px)

Citation preview

Page 1: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Rajinesh Ravendran

PhD CandidateComputer Science DisciplineQueensland University of Technology

INTERACT 2011 Doctoral Consortium

Online Banking Customization: Exploring a Tag-Based Approach

Page 2: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Outline

Introduction

Methodology

Analysis

Outcome

Page 3: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Website Customization

“the ability for a website to be shaped in a way that better fulfils the wants of individual users” (Rahim et al., 2009)

MotivationLack of customization in Online Banking

FocusWebsite interaction customization

SignificanceGreater user satisfaction

Page 4: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Types of Customization

Remembering

Comprehension

Associative

Less Interesting

More complex

Page 5: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Remembering-type

“the ability to provide customization through simple remembering of a user’s information..” (Fung, 2008)

Fig 1. Bill payment: Initial view Fig 2. Bill payment: Customized view

Page 6: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Comprehension-type

“the ability to recognize user’s behaviors and provide assistance towards fulfilling the user’s needs” (Fung, 2008)

Fig 3. Internal fund transfer Fig 4. External fund transfer

Page 7: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Associative-type

“the ability to provide customization through association of user’s behavior with other individuals..” (Fung, 2008)

Fig 5. Tag recommendation (Auto-suggest)

Fig 6. Tag recommendation (Popular tags)

Page 8: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Outline

Introduction

Methodology

Analysis

Outcome

Page 9: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

• Pretest-posttest control group experiment– 5 group design (1 control + 4 treatment)– Pretest questionnaire (25 items on

familiarity with Web and online banking)– Posttest questionnaire (16 items on utility

and usability + 4 items on design)

Prototyping + Experimentation• Software prototyping

– Iterative approach (3 iterations)– Incorporate feedback from experiment– Incrementally improve prototype

Page 10: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Experiment Design• Scenario

– Bill payment via XBank Online Banking Website

• Activities1. Without tag assignment (normal)2. With tag assignment3. With a particular customization introduced

• Treatment Group

G2G1 G3 G4

C1 C2 C3Group 1-4

Customization1-3

Page 11: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Outline

Introduction

Methodology

Analysis

Outcome

Page 12: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Analysis and Interpretation

• Hypothesis - Tags-based interaction improves utility and usability of online banking

• Variance Analysis (ANOVA) - Fixed and Random model

• Customization Impact - Individually and collectively

Page 13: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Outline

Introduction

Methodology

Analysis

Outcome

Page 14: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

• A set of guidelines for design & implementation– Online banking providers– System designers

Outcome

• Suitability of the approach and its significance towards user satisfaction

Page 15: Rajinesh Ravendran PhD Candidate Computer Science Discipline Queensland University of Technology INTERACT 2011 Doctoral Consortium Online Banking Customization:

Rajinesh Ravendran

PhD CandidateComputer Science DisciplineQueensland University of Technology

E: [email protected]

INTERACT 2011 Doctoral Consortium

Thank you!

Comments and Questions