Upload
others
View
2
Download
0
Embed Size (px)
Citation preview
Exclusive ‘Cover Me Again’ OptionThis option restarts1 your coverage over and over again, even a�er you have made a claim
Additional Major Critical IllnessUnder the ‘Cover Me Again’ option, receive 200% of sum insured for 6 major advanced stage critical illness
Premium RefundIn the event of death, premiums paidless any claim payouts, will be returned in full
Special ConditionsCovers 18 Special Conditions2 at up to S$25,000 per claim, up to 6 claims
Recurring Cancer Bene�t4Under the ‘Cover Me Again’ option, receive 100% of sum insured for subsequent advanced stage major cancer conditions
Optional Add-OnsGet additional protection with optional critical illness waiver coverage and payor bene�t
Complimentary Health CheckGet a free health check every 2 years, transferable to your loved ones
CoverageCovers 106 conditions and critical illness for all stages, up to S$250,000 for early stage and up to S$350,000 for intermediate stage
Free coverage3 for your childIn the event of advanced stage critical illness, we will extend the coverage to your child as well
Bene�ts
Nothing about a critical illness is ever easy, especially �nancing it. But having a policy that looks out for you in many ways,can help ease the load a lot. Starting with coverage for 106 conditions of all stages, from early to intermediate and advanced. Plus, the option to go for our exclusive ‘cover me again’ feature, which restarts¹ your coverage over and over again up to 900% of your sum insured, even a�er you’ve made a claim. Covering and caring for you, the whole way.
Health
Ready CompleteCare
manulife.com.sg/ReadyCompleteCare +65 6833 8188
CLAIMEDRecurring
Cancer Bene�t
S$100,000
Recurring Cancer Bene�t
S$100,000
Additional Major
Critical illness Bene�t
S$200,000
Recurring Cancer Bene�t
S$100,000
Recurring Cancer Bene�t
S$100,000
Recurring Cancer Bene�t
S$100,000
Recurring Cancer Bene�t
S$100,000
CLAIMED CLAIMED CLAIMED
CLAIMEDCLAIMED CLAIMEDCLAIMED
CLAIMED
CLAIMED
CLAIMED
CLAIMED
CLAIMED
CLAIMED
CLAIMED CLAIMED
Recurring Cancer Bene�t
S$100,000
Recurring Cancer Bene�t
S$100,000
Additional Major
Critical illness Bene�t
S$200,000
Recurring Cancer Bene�t
S$100,000
5cover me again
Coverage AmountS$100,000
4cover me again
Coverage AmountS$100,000
3cover me again
Coverage AmountS$100,000
5cover me again
Coverage AmountS$100,000
4cover me again
Coverage AmountS$100,000
5cover me again
Coverage AmountS$100,000
4cover me again
Coverage AmountS$100,000
3cover me again
Coverage AmountS$100,000
2cover me again
Coverage AmountS$100,000
5cover me again
Coverage AmountS$100,000
4cover me again
Coverage AmountS$100,000
3cover me again
Coverage AmountS$100,000
2cover me again
Coverage AmountS$100,000
5cover me again
Coverage AmountS$100,000
4cover me again
Coverage AmountS$100,000
3cover me again
Coverage AmountS$100,000
2cover me again
Coverage AmountS$100,000
5cover me again
Coverage AmountS$100,000
4cover me again
Coverage AmountS$100,000
3cover me again
Coverage AmountS$100,000
2cover me again
Coverage AmountS$100,000
Belle has a Ready CompleteCare (cover me again) plan with a sum insured of S$100,000. She made 1 critical illness claim,1 Additional Major Critical Illness Bene�t claim and 2 Recurring Cancer Bene�t claims - receiving a total payout of S$500,000. While coverage continues for other critical illnesses of up to S$400,000.
Here’s how Ready CompleteCare helps with critical illness and recurring claims:
Critical IllnessCoverage: S$100,000
Critical IllnessCoverage: S$100,000
Critical IllnessCoverage: S$100,000Additional Major Critical Illness Bene�t: S$200,000
Condition(s)Claim Amount
Received
Remaining Coverage for:
Additional Payout
Age 40,undergoes Cardiac Pacemaker Insertion (Early Stage)
Critical Illness
Condition(s)Remaining Coverage for:
Additional Payout
Age 45, diagnosed with Early Stage Breast Cancer and recovers at age 48
Age 70, diagnosed with Advanced Stage Lung Cancer
Age 50, cancer relapsed, diagnosed with Advanced Stage Breast Cancer - recovering at age 55
Critical Illness
Critical IllnessCoverage: S$100,000
Recurring Cancer Bene�t:S$100,000
Additional MajorCritical Illness Bene�t: S$200,000Recurring Cancer Bene�t:$100,000
Footnotes¹ Coverage will be restarted to 100% of basic sum insured a�er 12 claim-free months from the last critical illness claim. Subject to maximum payout of 500% of basic sum insured. ²Each of the conditions can only be claimed once, with a maximum of 6 claims per policy. ³Please refer to product summary for more details. 4Additional 100% of basic sum insured is payable upon diagnosis of subsequent advanced stage major cancer, capped at 200% of basic sum insured, subject to terms and conditions. Please refer to product summary for more details.
Important NotesReady CompleteCare and its supplementary bene�ts are underwri�en by Manulife (Singapore) Pte. Ltd. (Reg. No. 19802116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying health insurance products that are unsuitable for you may a�ect your ability to �nance your future healthcare needs. This brochure is for your information only and does not consider your speci�c investment objectives, �nancial situation or needs. It is not a contract of insurance and is not intended as an o�er or recommendation to purchase the plan. You can �nd the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any di�erences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of bene�ts that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).
We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors before making a commitment to purchase a policy.
Information is correct as of 16 August 2020.
Claim AmountReceived
Paul has a Ready CompleteCare (cover me again) plan with a sum insured of S$100,000. He made 3 di�erent critical illnesses claims, receiving a total payout of S$500,000. While coverage continues for other critical illnesses and recurring cancer.
Here’s how Ready CompleteCare helps with critical illness claims:
Age 50,su�ers a Stroke with Permanent Neurological De�cit(Advanced Stage)
Age 60, undergoes Open Chest Heart Valve Surgery(Advanced Stage)