Real Estate Guide

Saturday Reporter-Herald Oc tober 2, 2010 E1

Don A. Riedel,Broker Associ-

ate/ Partner, TheGroup, Inc.

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Realtor ofthe Week

Director y

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Inside this week’s Home & Real Estate

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NoCo RealEstate

Confer ence

www.homeandrealtyguide.com Saturday, October 2, 2010 Reporter-Herald

Real EstateMatters

•

� See GLINK/Page E3

•

Monthlypaymentslower than

re n t

Oakwood Homes’Dream Loan at 2.25 percent

RH PAID AD V E RT O R I A L

People still lookingto buy a home canscore big with the

record low interest ratesin the market today. Oak-wood Homes’ models inThompson River Ranchare adding to the appealwith a Dream Loan oftheir own. Current mar-ket rates may be low, buta rate of 2.25 percentthrough OakwoodHomes’ Dream Loan pro-motion changes every-thing. Check out themodels this weekend andtake advantage of thispromotion before it’s toolate.

You can own a newhome in Thompson RiverRanch for $999/month,which could be lowerthan what you’re payingfor rent ... and that’s notat Oakwood’s DreamLoan rate. One quickmove-in home, which isavailable immediately, is avery popular Gilpin mod-el priced at $193,843.Current rates will put

payments at$1,269/month; with Oak-wood’s promotion, you’llonly be paying $1,060(includes taxes and insur-ance). Included in thishome are three bed-rooms, two-and-one-halfbaths, fireplace, spa bathin master, upgraded floor-ing and countertops andso much more.

Not only can you getthis amazing rate to helpmonthly costs, butthrough Oakwood’s pro-motion you can also pickan item from a list ofchoices to include in yourhome for free. From clos-ing costs to a spa bathand more, the choice isyours since it is yourhome. Whether you’d liketo personalize your ownhome from the ground upor jump into a quickmove-in home, this pro-motion is available withany home by OakwoodHomes. If time is a factorin finding a home, thesequick move-in homes maybe the perfect fit.

Families looking for abit more space have plen-ty of choices as well. An-other quick move-in op-tion is a Turner model. At$207,046, this 1,676square-foot home in-cludes three bedrooms,two-and-one-half baths,full unfinished basement,bonus room, and fire-

place just to list a few ofits features. Of course,with Oakwood’s 2.25 per-cent Dream Loan, pay-ments go from$1,355/month down to$1,132/month — youwon’t find anything closeto this in the market to-d a y.

For more informationon Oakwood Homes’Dream Loan and homesin Thompson RiverRanch, contact Mike Wel-ty or Tina Shearon at970-669-9801. You cantour the models thisweekend from 10 a.m.-6p.m. To get there: from I-25 take Highway 34 east-bound, take your firstright at Thompson Pkwy.,

then right at Ronald Rea-gan Blvd. which bringsyou to the Frontage Road.Turn left on the FrontageRoad and you won’t missthe entrance to the com-m u n i t y.Visit www.HomesPeopleLove.com for additionalinformation.

Available to qualified buy-ers on move in and dirt starthome between September 16,2010 and October 15, 2010when buyer(s) use financingwith an Oakwood HomesPreferred Lender. DreamLoan is based on a 2/1buydown with the first 12months at 2.25 percent; sec-ond year at 3.25 percent andyears 3 - 30 at 4.25 percent.Dream Loan examples basedon 2.25 percent. Limited

funds are available. Monthlypayment example beforeDream Loan are calculatedfrom a base price with aFHA 30 year fixed rate loanof 4.25 percent. All paymentsinclude FHA loan with 3.5percent down and includeprincipal, interest, taxes andinsurance. Rates may changeor not be available at thetime of loan commitment,lock-in or closing if funds areexhausted. 2/1 buydownfunds may also be used tobuy down fixed interestrates. Offers, incentives andseller contributions aresubject to certain terms, con-ditions and restrictions.Oakwood Homes reservesthe right to change orwithdraw any offer at anytime. See Sales Associate formore details.

ILY C E GLINK AND SAMUEL J. TAMKINTRIBUNE MEDIA SE RV I C E S

Question: My boyfriend’s fa-ther recently had a stroke.He is unable to write

or speak. My question is re-garding his home.

In the father’s will, he left hishome to my boyfriend. But I’mwondering what’s going to happennow. I was told that Medicaid cantake the home for payment sincehis father is probably going to haveto live in an assisted living facility.

Is this true? What should we doabout this?

Answer: When a person has littleor no money to pay for medicalcare and assisted living facilities,Medicaid picks up the costs forthat care. But when a person hasassets and a means to pay for his orher medical expenses, the govern-ment expects that person to use uphis or her money first. When his orher assets have been exhausted,then Medicaid picks up the rest ofthe costs.

If your boyfriend’s father ends uprequiring prolonged care, his as-sets will be at risk, including thehome.

There are a couple of things thatyou should keep in mind: First, ifyour boyfriend’s father is the soleowner of the property and thehome is worth a significantamount of cash and has lots of eq-uity, the government may requirewhoever is now managing yourboyfriend’s father’s affairs to sellthe property and use the funds topay for his care.

If the home has a mortgage, or ifit has little equity value, or if it isco-owned with the man’s wife orsomeone else, the governmentmight not force the sale. In thiscase, the government might put alien on the property for the costthat it incurs for medical care.When the home is sold, the govern-ment will get paid off from the pro-ceeds, and what is left will go tothe heirs.

If, however, your boyfriend’s fa-ther and his wife or partner ownthe home jointly, Medicaid may notrequire the sale of the home toforce the spouse or partner out ofthe home. If the father were to die,the home should pass automatical-ly to his spouse or partner and by-pass any Medicaid issues.

You should also know that youcan’t just transfer the home to arelative and expect the governmentnot to care.

If necessary, Medicaid will per-form a sort of audit on your

Medicaidmay putassets at

risk

Real EstateTr a n s a c t i o n s

Listings from FrontRange properties

recently soldECRC presentsmarket update

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Photos special to the RH


H& Real Estate TransactionsRE

JADE CO DYSPECIAL SECTIONS EDITOR

Some encouraging news cameout of the Northern ColoradoReal Estate Conference Ren-

dezvous on Sept. 23. The Everitt Re-al Estate Center at CSU unveiledstatistics regarding the marketplacetrends for regions in Northern Col-o r a d o.

While average home prices andhomes sold to date are up onlyslightly from 2009, month’s supplyof inventory has decreased signifi-c a n t l y.

The EREC’s John Gerhard, alongwith Sriram Villupuram, Ph.D, out-lined year over year differences in av-erage home prices, total closings byregion and market inventory trends.

In terms of first quarter closingtrends in the Loveland/Berthoud re-gion, closings were up this year at549 from 448 during the first

quarter last year. Much of that gainis due to the tax credit incentivefrom the government, Gerhard said.

“First half 2010 versus first half2009, a number of closings in-creased in all market areas in Col-orado in the first half,” Gerhard said.

“The greatest increase in totalnumber of closings for a given mar-ket was in that Fort Collins/Timnathmarket, up about 26 percent, andthen we had a 33 percent increase inthe Boulder/Gunbarrel area.

“The tax credit had a very signifi-cant impact on the market, andwe’re probably going to end the yearslightly ahead of where we were lastyear, but I don’t think we’ll get up asfar as we did in 2009,” he said.

When comparing closings from Ju-ly 1 through Sept. 22, the region isdown about 26 percent year overy e a r.

“I just don’t think from the lastfew months that we’re going to hit

that performance that we had in thelast half of 2009,” Gerhard said.

On the positive side, total listingsand total month’s supply for mostregions in Northern Colorado duringthe second quarter decreased ascompared to those in the secondquarter 2009.

“I think the good news is that wedo show some strength returning tothe market,” he said.

Month’s supply for Love-land/Berthoud is down to 6.7months for the second quarter thisyear as compared to 11.4 monthslast year at this time.

Gerhard said he tends to put moreweight on month’s supply than aparticular region’s inventory, be-cause inventory is more meaningfulif it is expressed in relation to homesbeing sold.

“If inventory is not expressed as afunction of demand, it means noth-ing to me. Inventory may have dou-bled, but sales also might havequadrupled, meaning the month’ssupply actually went down in thatmarket area.”

The current inventory decline inNorthern Colorado is a good indica-tor of market stability, he said.

EREC reports reducedmonth’s supply in region

Real Estate Transac-tions are supplied byProspects UnlimitedInc., 1151 Eagle DriveNo. 467, Loveland, CO80537, 667-1537.

L oveland• Allen Ginsborg

from 454 Lindsay LLC,3423 Mountain LionDr, Loveland,$467,700, home

• Dale Kooiengafrom Fannie Mae, 500E 50th St, Loveland,$147,000, home

• Scott Rine fromFannie Mae, 857Scotch Elm Dr, Love-land, $180,000, home

• Jeffrey & Jeri New-ton from Fannie Mae,2021 Bear Creek Pl,Loveland, $175,000,home

• Steven & BarrieHarms from TimberWind Land LLC, 5461Standing Cloud Dr,Loveland, $148,000,home

• Thomas Emmer-ling from Us Bank,1840 Axial Dr, Love-land, $112,000, home

• James & Jill Wed-ding from AspenHomes Colorado Inc,4421 Hayler Ave, Love-land, $267,300, home

• John Baker fromBaker Gary L, 2125 WCounty Road 14, Love-land, $385,000, home

• Mike & Alex Lynchfrom Home StateBank, 337 E 4th St,Loveland, $299,500,home

• Cody & EmilyMooney from Hsbc

Bank USA, 926 S Dot-sero Dr, Loveland,$132,000, home

• Brittany Johnsonfrom Capps Victor T &Michele A, 534 E 42ndSt, Loveland,$165,000, home

• Casey Harringtonfrom Lmt 2006 3 TrustFund, 2950 Hidden Val-ley Dr, Loveland,$800,000, home

• Iryna Pankova fromMiller Desiree, 665 Ve-ra Ct, Loveland,$105,000, home

• Jacob & DonnaGreenmeyer from Mi-nor James E &Michelle, 3853 BuenaVista Dr, Loveland,$196,800, home

• John Jenkins fromChristensen Nicole R& Sherry L, 426 Radi-

ant Dr, Loveland,$150,000, home

• Thomas & JulieHoffman from FederalHome Ln MortgageCorp, 4901 RanchAcres Dr, Loveland,$234,900, home

• Michael & DeborahBenewich from Green-point Mortgage Fund-ing In, 4062 Don FoxCir, Loveland,$209,900, home

• Dawn Bigler fromLoveland Midtown De-velopment I, 1762 E9th St, Loveland,$174,900, home

• Jeff James fromOak Valley Homes LLC,255 Carina Cir Unit104, Loveland,$125,000, condo

• Shelby Shermanfrom Poe Dewey C &

Twila, 1718 Van BurenAve, Loveland,$170,000, home

• Mattie Carey fromStonier George R &Marilyn Joan, 1113 NJefferson Ave, Love-land, $132,000, home

• Joshua & ChristiSkow from VandenburgPerry & Heidi, 3934Poudre Dr, Loveland,$395,000, home

Berthoud• Matthew Jaye from

Wood Wally M, 2253Weld County Road 46,Berthoud, $300,000,home

• Kelly & David Ab-bott from Young Terry& Paula, 22540 CountyRoad 3, Berthoud,$477,500, home

Estes Park• John & Diane Hupf

from Blandin Alvin L,1111 Pine Ln, EstesPark, $350,000, home

• Brian & DarleneBrown from DeutscheBank National Trust C,551 Ponderosa Dr,Estes Park, $175,100,home

• Peter & LindaSommer from PrechtTom A & Kathy J, 1776Olympian Ln Unit A,Estes Park, $164,000,

condo• Ronald & Grace

Hojnacki from HarmsSteven C & Barrie S,1034 Pine Knoll Dr,Estes Park, $796,000,home

Johnstown• Opal Skinner from

Tj Bldr Inc, 1815 Sun-tide Dr, Johnstown,$218,500, home

• Eleazar Villalbafrom Ryland GroupInc, 2720 S MuscoveyLn, Johnstown,$234,900, home

• Keith & MichelleKennedy from ScharesChristopher K & Suzy,4325 Onyx Pl, John-stown, $186,000,home

• Ronald & SharonSheets from ShattingJames V & Anne M,4360 Fruita Dr, Love-land, $357,000, home

• Celine Knoll fromVelasquez Shannon,1878 Piney River Dr,Loveland, $204,000,home

• Pamela Mccroryfrom West Regan A,1967 Harvard Pl, Love-land, $236,000, home

M i l l i ke n• Kelly & Lynn

Dean from Fannie

Mae, 602 Traildust Dr,Milliken, $195,000,home

Windsor• William &

Sarah Yeagle fromHoward Jessica A,36656 Brian Ave,Windsor, $430,000,home

• Michael Schmittfrom Huber David S,533 Whitney Bay,Windsor, $600,000,home

• Patrick & C Wrightfrom NoffsingerBrigham L, 108 Cob-ble Dr, Windsor,$280,000, home

• Jam Invest fromSmith Glenn H &Kathleen M, 629 AshSt, Windsor, $146,500,home

• George Gordonfrom Bk New York Mel-lon, 457 Sundance Dr,Windsor, $206,000,home

• Mary Reed fromMaestas Martie, 7902nd St, Windsor,$151,500, home

• Jbs LLC from Sas-tre Marcio & Angelica,1647 W Ridge Dr,Windsor, $431,000,home

H& Real EstateRE

NAT I O N A L AS S O C I AT I O N OF RE A LT O R S

Homeowners who are underwater with theirmortgage may find that relief is on the wayfrom a bill strongly supported by the National

Association of Realtors that would impose a deadlineon lenders to respond to short-sale requests.

The legislation, H.R. 6133, “Prompt Decision forQualification of Short Sale Act of 2010,” was offeredin Congress by U.S. Reps. Robert Andrews (D-N.J.)and Tom Rooney (R-Fla.). The bill would requirelenders to respond to consumer short sale requestswithin 45 days.

The number of potential short sale properties is ris-ing across the country. According to NAR data, in thesecond quarter of 2010, Nevada, California, Floridaand Arizona are states where significant shares of allproperties on the market are potential short sales: 32percent, 28 percent, 27 percent and 24 percent, re-s p e c t i v e l y.

“Unfortunately, homeowners who need to executea short sale are severely hampered because lenders(loan servicers) are unable to decide whether to ap-prove a short sale within a reasonable amount oftime,” said said NAR President Vicki Cox Golder. “Po -tential homebuyers are walking away from purchas-ing short sale property because the lender has takenmany months and still not responded to their requestfor an approval of a proposed short sale price.”

Relief may comefor short sellers

OPEN HOUSESATURDAY & SUNDAY 1-4PM866 Vitala Drive • Fort Collins

Gated, active adult neighborhood - Sunfl ower; 2 BR, 2 BA, 1140 sq. ft.,

fully remodeled. Incl. clubhouse, community events, large fenced back

yard. Low maintenance, fun, quiet, and secure. $98,500

Call for buyer incentive.

481-390340-320651

www.CR15johnstown.com

(970) 690-3951

1.1 acres, updated 3032 sf farmhouse, 2 car detached garage, 40’x60’ heated/cooled shop, full Front Range mountain views, about 1 mile south of Johnstown.

21769 WCR 15

$357,400

40-320457

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Don A. RiedelMeetH& Property of the WeekRE

1925 ParkDrive,Loveland

Pr i c e : $299,995Built in: 1999Square feet: 2,774Bedrooms: SixBathrooms: Fo u rContact: Call David Powell of

RE/MAX Alliance at 970-481-5015or visit www.1925Park.com for avirtual tour.

This spacious six-bedroomhome, located close to lakes,a park and city bike trails,

includes a large master suite witha five-piece master bathroom fea-turing heated tiled flooring. It alsohas a huge Trex deck in the backyard which is ideal for entertain-ing. There is upgraded lightingthroughout the home, a main flooroffice/study, wood flooring, sur-round sound, a front porch andnewer exterior paint. As a bonus,there are no HOA fees with thehome.

For more information or a tourof this fantastic home, callRE/MAX Alliance at 970-622-1836.

H& Realtor of the WeekRE

BROKER ASSOCI-AT E / PA RT N E RTHE GROUP, INC.

L ocation: 1401 W.29th St., Loveland

Contact: 970-679-8265, driedel@t h e g ro u p i n c . c o m ,w w w. R i e d e l G ro u p.com

Designations, Af-filiations & Acco-lades: Certified Resi-dential Specialist,Graduate of the RealEstate Institute, Cer-tified Relocation Pro-fessional, CDPE (Cer-tified DistressedProperty Expert), Na-tional Association ofRealtors, Love-land/Berthoud Asso-ciation of Realtors

Don Riedelgrew up inWisconsin on

a dairy farm. He grad-uated from WisconsinState University-EauClaire in 1968 withdegrees in businessand psychology. Heworked for WEAU-TV,an NBC affiliate, as atelevision director

full time to supporthis family and attendcollege full time. Af-ter graduation, hemoved his young fam-ily to Boulder for thesame reasons manyother people havemoved here, the cli-mate, the mountainsand the great people.

Riedel moved toLoveland in 1971when he was namedAsst. Vice Presidentof Empire Savingsand Loan. After fouryears, he opened Her-itage Realtors in1975. In 2000,Riedel, along withGene Vaughan,opened RE/MAX FirstAssociates/L oveland

with Riedel as themanaging broker. Af-ter building that fran-chise to a successful15 agents, he sold hisinterest to his part-ner and joined theGroup, Inc. Realtorsas a Partner/BrokerAssociate in 2006.

Riedel served onthe Loveland CityCouncil from 1984 to1986 and servedLoveland as its Mayorfrom 1986 to 1989.During his term, theDowntown Civic Cen-ter was started andthen dedicated onthe last day of histerm as Mayor.

He is celebratinghis 35th year as aLoveland Realtor thisyear. He has helpedliterally generationsof families in theirhome sale and pur-chase, and his great-est joy is to work withpeople in repeat pur-chases. Many home-owners have come torely on Riedel’s sageadvice in their pur-chase and sale of realestate.

Mortgage rate update

30-year fixed

15-year fixed

5/1 ARM

This week Last week Tre n d

4.31%

3.79%

3.40%

4.47%

3.84%

3.30%

For home and realestate advice, featuresand information, visit

w w w. h o m e a n drealtyguide .com

Regional Snapshot for Loveland/Berthoud Residential

June 2010 July 2010 August 2010

Active Listings 1101 1092 1054Previous Year Active Listings 1095 1086 1074

Sold Listings 169 111 102

Median Sales Price $234,000 $238,000 $192,000Previous Year Median $207,500 $208,000 $222,500

Average Days on the Market 132 130 113Previous Year ADOM 121 122 121

Year to Date Listings Sold 728 839 941Previous Year YTD Listing Sold 579 760 887

Monthly Volume $47,395,158 $32,486,983 $25,128,272Previous Year Monthly Volume $34,313,560 $44,166,425 $32,956,535

GLINKFrom Page E1

boyfriend’s father’s assetsto determine if any weregiven away in order toavoid paying the tab forhis medical care. If assetswere given away, thenMedicare has the right togo after those assets. So, ifthe home went to yourboyfriend now, and his fa-ther required those fundsto satisfy his medical bills,Medicaid could come afterhim for the money.

Frequently, when facedwith these situations, peo-ple will sell the home anduse the proceeds from thesale to pay for expensesthat may be coming from

outside sources. For exam-ple, if he was using retire-ment funds to live on, hecould use the proceedsfrom the sale to pay forliving expenses. If familymembers were helpingout with his living expens-es and caring for him,those family memberscould get paid or reim-bursed for those expenses.

While Medicaid rules aretricky, your boyfriendshould talk to an estateplanner to see what assetshis father has and how heshould proceed. The fami-ly may need to obtain aguardianship order to

handle the affairs of his fa-ther’s estate while he isliving to make sure thatthe proper decisions aremade.

Please drop us a lineand tell us how things pro-ceed and what he decidesto do.

Samuel J. Tamkin is aChicago-based real estateattorney. Ilyce R. Glink’slatest book is “Buy, Close,Move In!” If you havequestions for them, write:Real Estate Matters Syndi-cate, PO Box 366, Glen-coe, IL 60022 or contactthem through Ilyce’s Website, www.thinkglink.com.

287

56

2521

New Homes Priced in the Mid 200’s in Desirable Seven Lakes Area5 Piece Master Baths, Walk-in Closets, Air Conditioning, 3 Car Garages,

Unfi nished Basement, Lake Rights4 Ranch Plans and a 2 Story with Main Floor Master to choose from

le Seven Lakes Areationing 3 Car Garages

E 29th St.

N. M

adis

on A

v.

US

287

E 37th St.

Seven Lakes Dr.

43-3

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D.E. BURNS CONSTRUCTIONQuality • Integrity • Experience • Reputation

970.669.8386

OPEN HOUSE SAT. & SUN. 1PM-4PM

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NEW NORTHERNNEW NORTHERNCOLORADO HOMESCOLORADO HOMES

OPEN SAT & SUN 12-5Available Homes:

4496 Hayler Avenue, Loveland4403 Elliot Place, Loveland

970-532-5900(*w/ qualifying special financing)

STARTING IN THE $140’S*Enchantment Ridge

40-3

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7

• 4 BR, 3 BA, 2 car - $190,565*• 3 BR, 3 BA, 2 car - $198,156*

• 3 BR, 5 pc bath, 3 car,3400 SF - $279,685

• 3 BR, 2 BA, granite - $298, 664

FREE FIREPLACE THIS WEEKEND!

3 BR, 2 BA including 5 piece master, A/C, alder cabinets, unfi n

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FROM THE $200’s TO THE $500’s

OPEN SUNDAY 2-5The look of a $400,000

home in the $200’s3 bedrooms, 2 baths including

5 piece master, A/C, gas fi replace, granite countertops, wood & tile fl oors, covered back patio with fantastic views of Longs Peak &

Mt. Meeker & unfi nished basement - $298,664

4355 Ridgway Drive, Loveland

970-227-3893

40-3209783

3


JENNIFER LEHMANSPECIAL SECTIONS RE P O RT E R

The 2011 Northern Col-orado Commercial Re-al Estate Market Sur-

vey results were similar tothose of 2010, indicatingthings will remain steady in-to 2011 with some propertysectors doing better andcontinued value growth forresidential properties.

The survey results out-lined answers from 131 par-ticipants in the commercialreal estate sector participat-ing in various professionalactivities including commer-cial brokerage, construc-tion, development, invest-ment and architecture.

Eric Holsapple, co-founderof Loveland Commercial,

presented the results in abreakout session on the re-gional commercial real es-tate market at the 14th An-nual Northern Colorado Re-al Estate Conference, Sept.23 at the Fort CollinsHilton.

• Compared to 2010 sur-vey results, there is more op-timism for the 2011 outlookin the categories of leasingtransactions, sales transac-tions, overall demand andplan to hire or expand oper-ations.

• Like the 2010 survey re-sults, the 2011 survey showsgeneral economic and em-ployment conditions as thebiggest risk factor to North-ern Colorado real estate per-formance in the next year.

• Results from 2010 and2011 show that obtaining

construction loans and landand acquisition develop-ment loans continues to betough but the difficulty ofclosing investment sales andthe execution of tenant leas-es will be about the same.

• 1-25/34 beat other areasin the region for the great-est redevelopment potentialover the next five years.

• The 2010 and 2011 sur-veys rank private equity asan increasing source of avail-able capital for NorthernColorado commercial realestate. Regional banks andinstitutional banks havehigher potential in 2011 ascapital sources compared tothe 2010 results.

• As with 2010 results, the2011 survey shows the valuegrowth of the residentialsector being the strongest.

A variety of residential andcommercial properties wereranked for value growth. Allthree residential propertytypes, student housing,apartments with five ormore units and senior hous-ing were listed as the topthree, respectively. Grocery-anchored retail centerscame in fourth followed byhotels, office space, mallsand retail centers under100,000 square feet with thelowest ranking.

To view presentation mate-rials from the 14th AnnualNorthern Colorado Real Es-tate Conference includingthe 2011 Northern Coloradocommercial real estate mar-ket survey results, go tow w w. b i z . c o l o s t a t e . e d u / E R E C /events and click on RealtyCheck 2011.

2010 GREEN BUILDING SUMMITAND EXPO, OCT. 7

The 2010 Green Building Sum-mit and Expo will be held Oct. 7 atIverness Hotel and ConferenceCenter in Englewood.

The event is being produced byColorado Real Estate Journal andglobal real estate firm Jones LaneLaSalle and is Colorado’s largestcommercial green building confer-ence of the year.

The summit will host a variety ofspeakers and topics including anOwner, Developer, Investor Panel,a Construction, Design & Engi-neering Panel; The Case for BeingGreen: Tenant Perspective; Casefor Being Green: Finance, Valua-tion and Accounting Perspective;Case for Being Green: Improvingthe Bottom Line.

The keynote address topic is ALandmark Sustainability Projectfor the Empire State Building.

The event is open to the publicand costs $65 per person. Atten-dants can earn six Green BuildingCertification Institute ContinuingEducation credit hours.

Space is limited to 500. Registerat www.crej.com.

H& Real Estate BriefsRE

NoCo Commercial Real Estate Market Survey Results

40-317947

Great ranch home in prestigious Mad Russian golf course community! Plenty of room to expand w/the full walk-out bsmt. Enjoy fantastic front range views from the Trex Deck. $199,900 #635406

413 Heidie Lane, Milliken

OPEN HOUSE SATURDAY & SUNDAY 1PM-4PM

Laina MauleCentury 21 Humpal, Inc.

[email protected]

Ranch home built in 1948 featuring arched doorways, wood fl rs, some original hardware, updated kitchen & bath, and a new roof. Large private backyard & detached garage w/ room for storage.

832 6th St.-Old Town Berthoud

PRICE REDUCED-$169,000

Kathleen Gruman970-290-3393kathleen@berthoudrealestate.comwww.berthoudrealestate.com

Mountain Range Shadows - 4 Houses For Sale from $119,900. Various fl oor plans. Call 231-1224 for directions!

8313 Peakview Street, Fort Collins

OPEN HOUSE SATURDAY 1PM-3PM

Kurt AlbersCentury 21 Humpal, [email protected]

Eight Additional Homes Open - Visit Them All! Sign up for a chance to win a gift certifi cate - Call for directions!

2155 Settlers Drive, Milliken - $146,000

OPEN HOUSE SATURDAY & SUNDAY 1PM-4PM

Ursula Albers Century 21 Humpal, [email protected]

Great 4 bed/2 bath home! Like new inside: repainted, new carpet & new kitchen countertops. Garden level offers fi nished family room w/fp. Home is on LARGE corner lot! MLS#633897 $189,900

4305 Grant

Ryan AndreSears Real Estate970-381-1081 / 330-7700www.andrerealestate.com

Location, Location, Location! All brick ranch, fi replace, 4 bed/3 bath, great fenced yard, oversized garage. RV/Boat parking, quick closing OK. $214,900 or Visit www.1813delnorte.com

1813 Del Norte

OPEN SUNDAY 1-3

Sindy TurnerTimberline Partners, Inc(970) [email protected]

It’s a buyer’s market, and here’s proof! Upgraded ranch home w/granite counters, wide oak fl oors, 42 upper cabs, large mstr suite. Open fl oor plan. $250,000. Visit www.5135CoralBurst.com

5135 Coral Burst Circle

SHOWS LIKE NEW!

Chris AllardTimberline Partners, Inc(970) [email protected]

Kurt Albers Century 21 Humpal, [email protected]

OPEN WED 11AM-1:30PM • FRIDAY 8AM-1:30PM • EVERY SUN 12PM-2PM • 2+ Acre lake front & horse lots starting $199,000. Surface rights, walk paths, parks, boatdocks, fi shing, and peace garden.

Warberg Farm at Chapman Reservoir

OPEN - SUNDAY 12PM-3PM

2 bedroom, 2 bath ranch in lovely senior community. Model home with many extras! All stainless steel appliances included. $280K Madison & Finch St., look for fl ags! Offi ce open wkdays 8-5.

Mirasol Senior Community1294 Inca Dove Cir. - Loveland

OPEN HOUSE SAT. 2 TO 5

Mirasol Senior CommunityMirasol Sales Team970-635-5931airwi@lovelandhsg.orgwww.mirasolseniorcommunity.com

Enchanting remodeled 4bdrm farmhouse w/new sunny kit. Hdwd fl rs, new bth w/jacuzzi, beaut fam rm, gas fpl. Upgrades incl: new elect, plumb, windows, siding. Fenced ac w/chick coop, gar & patio. MLS#614911

1907 1st St., Berthoud

COUNTRY LIVING AT ITS BEST | PRICED TO SELL $240,000

Doris EmmerichKeller Williams Realty

[email protected]

Walkout bsmt., open fl oor plan, panoramic views. In select group of lots. Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S. on CR 29 to 18E. 2.3 miles to Flat Iron Rd., right to Reservoir.

NEW CUSTOM RANCH - 288 RESERVOIR

OPEN HOUSE SAT. 2-5 & SUN. 1-4 TRADES CONSIDERED

John MatheyPremier Lifestyle(970) 613-4400(970) 481-5512

Upgraded 3440sf, 4BD, 3BA ranch in Seven Lakes Subdivision. 3-car tandem gar, alder cabinetry & trim, and a professionally fi nished bsmt which includes a wet bar, fi replace, rec room & offi ce area!

1937 Pikes Peak Dr-Loveland

SIMPLY ELEGANT- $334,900

Gary [email protected] www.berthoudrealestate.com

Light, bright and beautiful home. Backs to greenbelt in Emerald Glen. 5bdr, 4 ba, vaulted ceilings, family, living and rec room. Fireplace and 3 car garage all make this an exceptional value. Motivated!

2536 Glendale Dr.

BEAUTIFUL AND SPACIOUS HOME

Ruth CarrothersNorthern Colorado Real Estate Brokers

[email protected]

FEATURED PROPERTIES - UP TO $199,999FEATURED PROPERTIES - UP TO $199,999

Visit ourwebsite at

Online + Print =a Powerful

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O li P i t

homeandrealtyguide.com

LAND FOR SALELAND FOR SALE$300,000 - $399,000$300,000 - $399,000 $500,000 +$500,000 +

$200,000 - $299,999$200,000 - $299,999

FRIDAY-SUNDAY 1:00 - 4:00255 Carina Circle #104, Loveland - Granite counters, SS appl, wood flrs, vaulted ceilings, fireplace & full bsmnts. They are going fast! HOA covers water, sewer, trash, exterior maintenance & insurance, landscape & snow removal, cable, clubhouse, pool & hot tub.

Call Georgena Arne�481-9801

Priced From $151,000MLS#624039

Open Houses This Weekend - www.thegroupinc.com

SATURDAY 1:00 - 3:002580 Lochbuie Circle, Loveland - Ranch style pa�o home w/ 2 beds + office on the main level. Open kitchen w/ vaulted ceilings. Living room w/ gas fireplace, & vaulted ceilings. Large master suite w/ 5pc bath. Newer carpets & access to deck & pa�o. 1250sf garden level finished basement. Don’t miss this great home in a highly coveted NW neighborhood.

TUESDAY - SUNDAY 1:00 - 4:004635 Tarragon Drive, Loveland - Tired of yardwork? Visit our furnished model home at The Pa�os in Thompson Crossing. 6 ranch plans, 3 car gar op�ons, garden level lots, views, low HOA dues. Convenient loca�on, yet tucked away; million $ sculpture walk, trail, open space close to I-25. Low maintanence living at it’s best!

Call Val Schlageter217-3464

Priced From $329,000MLS#607818

Call Rich Gardiner227-0964

$289,500MLS#637005

SATURDAY/SUNDAY 1:00 - 4:00

Call Kelli Couch310-8804

$169,900MLS#624598

810 Village Drive, Milliken - Model Home For Sale! 6 – Open Houses in Milliken! Visit all 6 and register at each home to win a gi� cer�ficate from your local vendors. Please contact Kelli Couch for a list of the homes or visit 810 Village Dr to pick up a list personally.

COME FOR A CLOSER LOOK... THESE UNITS ARE LOADED!

AN EXCLUSIVE SERVICE OF THE GROUP, INC. REAL ESTATE

Northern Colorado Real Estate Source

The Real Estate Source is a magazine produced by The Group featuring homes for sale and new home

neighborhoods throughout Northern Colorado.��

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byme.��

Northern Colorado

Real Estate Sourcew w w . t h e g r o u p i n c . c o m

SATURDAY/SUNDAY 12:00 - 5:00817 Brookedge Drive, Fort Collins - Fantas�c ranch pa�o home! Brand new construc�on. This home offers 1,890 finished sq�, 2 bdrms + a den, 2 full baths & a 2 1/2 car garage. A/C, fireplace, lots of great upgrades and standard features. All appliances, landscaping and fencing included.

Call Dianne Breneman222-8549

$297,462MLS#637059

SATURDAY/SUNDAY 12:00 - 5:00939 Snowy Plain Road, Fort Collins - 2-story offers approx 2,496 finished sq � + a full unfinished bsmt. 3 beds + a lo�, 3 car tandem garage, Upgrades galore including all appliances, front and backyard landscaping & rear yard fencing! Views of Pelican Marsh open space from backyard.

Call Ma� Thompson443-9910

$324,990MLS#638267

40-320603


MITZI DAV I SCSU EXTENSION

• Late summer and early fallare the best times to use herbi-cide for perennial weed control.Cooler night temperatures signalweeds to send most of the carbo-hydrates they produce into theirroot system. Sprayed herbicideswill also be translocated into theroot system where they kill theplant. Hoeing and pulling weedsworks best in the summer afterflowering when reserves are low.

• You can still plant pansies,chrysanthemums, ornamentalkale and cabbage for fall color.

• Pick winter squash, gourdsand pumpkins after the vineshave been killed by a light frostbut before a heavy freeze. Leavea two-to-three-inch stem onthese veggies to protect from dis-ease invasion. These vegetablesonly store well if the skins arehard; store at a temperature of50 to 60 degrees with low hu-m i d i t y.

• Keep some old blankets, tow-els, cardboard boxes and spungarden fabric, like remay clothhandy for the first signs of frost.All of these work better thanplastic. Cover flowers and vegeta-bles that you want to keep grow-ing — just don’t forget to takethe covering off during the daywhen the sun comes out andtemperatures rise.

• Leave ornamental grasses inplace; they can be cut back inearly spring. They’ll add interestto the winter garden.

Mitzi Davis has received train-ing through Colorado State Uni-versity Extension's Master Gar-dener program and is a MasterGardener volunteer for LarimerCounty. For more informationabout CSU Extension, LarimerCounty, call 970-498-6000 or vis-it www.larimer.org/ext.

JILL SCHUETTFOR THE RE P O RT E R -HERALD

Proper preparation in get-ting a house ready for salehelps a potential buyer fo-

cus on all the positive features ofa home and start visualizingthemselves living there. It alsoshows a buyer that things havebeen well cared for, and theywon’t likely find any surprises.That’s why de-cluttering, tack-ling repairs, cleaning and orga-nizing is so important. A homestager can help with this whileapplying interior design princi-ples to brighten and enhancespaces with proper furniture ar-rangements, décor, color andmore.

The icing on the cake: An openhouse that “wows” — an oppor-tunity to further help a buyersee and feel the potential of ahouse. Because buyers will makea decision about a house within15 seconds upon entering, thatpositive first impression is key.

So make the most of showingsand open houses by enticing po-tential buyers with an emotionalappeal to their senses withsights and smells that will causethem to linger, ponder the possi-bilities, fall in love with a home

and put in an offer.

THE BASICS

• Open curtains and blinds,turn on all the lights.

• Turn on ceiling fans in sum-mer and the fireplace in coldermonths.

• Play soft classical music.• Place fresh flowers in a vase.• Place hard candies in a nice

dish.• Put out fresh baked cookies

with a pitcher of water and glass-es on dining table.

• Avoid cooking fried orgreasy food the day before or dayof the open house.

• Re-check every room forcleanliness and orderliness.

• Be sure to remove pets fromthe home for showings and openhouses, and hide away pet bowls,food bags and toys.

SEIZE THE SEASON

Choose a few of these simplesolutions to bring color and lifeto any house on the market:

• Plant a chrysanthemum sur-rounded with various colorfulgourds in a pot. Place one by thefront door and another one ortwo on the back porch or deck.

• Add a colorful fall wreath tothe door.

• Make apple cider or mulledcider. The house will smell di-vine.

• Put out spicy fall potpourriin a bowl on a coffee or entrytable.

• Light a pretty fall candle and

place in the master bedroom.• Place cinnamon scented

pinecones in a basket by a fire-place.

• A dramatic fall centerpiecereally shows off a dining room orkitchen eating area.

• Create a cozy vignette bysetting a tray on an ottomanwith a ceramic teapot and cupnext to a comfy chair by a litfireplace.

• For the kitchen: Place a nicecookbook on a stand by thestove and open it up to a photoand recipe of a hearty soup. Adda bowl of fresh apples and pearsto the counter.

Proper preparation for openhouses and showings is crucial.Why not have fun with it? Utilizethe best of the fall season tocreate cozy, welcoming andmemorable impressions as fin-ishing touches. Like the leavesfloating down, so will the offerscome.

Jill is a Home Staging Expert(HSE) certified stager and re-design specialist serving theNorthern Colorado area. Forquestions or more information, e-mail Jill Schuett of ApplauseHome Staging, LLC at [email protected], or go tow w w. a p p l a u s e h o m e s t a g i n g . c o m

AppealH& Real EstateRE

to theSenses

Set the stage foropen house

success

ThinkStock photo

Tips for earlyfall gardening

saturday sunday

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifi eds” section of this publication. This guide is brought to you

by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM•CLICK ON OPEN HOUSE MAPS

40-3

2075

9

PRICE LOCATION ADDRESS HRS OFFICE PHONE

140’S-250’S SE LOVELAND BOISE VILLAGE NO., ¼ MI SO. OF HWY 34 ON N. BOISE AVE., 1899 E. 11TH 10-6 MIDTOWN HOMES 970-456-4600

$149,900* NW LOVELAND 43RD & WILSON AVE. THE COTTAGES AT ENCHANTMENT RIDGE 12-5 THE COTTAGE REALTY 970-532-5900

$151,000 SE LOVELAND 255 CARINA CIRCLE #104 1-4 THE GROUP, INC. 970-481-9801

$169,900 JOHNSTOWN/ MILLIKEN 810 VILLAGE DR 1-4 THE GROUP, INC. 970-310-8804

$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY 970-532-5900

$185,000 JOHNSTOWN/ MILLIKEN 1733 SUNTIDE DR 1-3 RE/MAX ALLIANCE 970-218-8888

$190,565* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY 970-532-5900

$192,900 SW LOVELAND 2445 COURTNEY DR 1-3 RE/MAX ALLIANCE 970-689-4824

$227,900 NW LOVELAND 4496 HAYLER AVE 12-5 THE COTTAGE REALTY 970-532-5900

STARTING AT THE $250’S NE LOVELAND 1563 LA JARA ST/LAKES POINT 1-4 BURNS

CONSTRUCTION 970-669-8386


$280,000 SE LOVELAND 1294 INCA DOVE CIR 2-5 MIRASOL MARKETING GROUP 970-635-5931

$289,500 NW LOVELAND 2580 LOCHBUIE CIRCLE 1-3 THE GROUP, INC. 970-227-0964

$297,462 FORT COLLINS 817 BROOKEDGE DR 12-5 THE GROUP, INC. 970-222-8549

$310,000 NW LOVELAND 2536 GLENDALE DR 1-3 NOCO REAL ESTATE BROKERS 970-213-0077

$324,990 FORT COLLINS 939 SNOWY PLAIN ROAD 12-5 THE GROUP, INC. 970-443-9910

$329,000 SE LOVELAND 4635 TARRAGON DR 1-4 THE GROUP, INC. 970-217-3464

$385,400 SW LOVELAND1/4 MILE WEST OF WILSON ON 14TH ST. SW/HWY 402 TO THE DAKOTA GLEN SUBDIVISION

12-4 GLEN MARKETING TEAM, ERA 970-663-4522

$399,750 SW LOVELAND 975 PRISM CACTUS CIR 12-4 GLEN MARKETING TEAM, ERA 970-663-4522

$895,000 SW LOVELAND 288 RESERVOIR DR 2-5 PREMIER LIFESTYLE REALTY 970-481-5512

PRICE LOCATION ADDRESS HRS OFFICE PHONE

140’S-250’S SE LOVELAND BOISE VILLAGE NO., ¼ MI SO. OF HWY 34 ON N. BOISE AVE., 1899 E. 11TH 10-6 MIDTOWN HOMES 970-456-4600

$149,900* NW LOVELAND 43RD & WILSON AVE. THE COTTAGES AT ENCHANTMENT RIDGE 12-5 THE COTTAGE REALTY 970-532-5900

$151,000 SE LOVELAND 255 CARINA CIRCLE #104 1-4 THE GROUP, INC. 970-481-9801

$169,900 JOHNSTOWN/ MILLIKEN 810 VILLAGE DR 1-4 THE GROUP, INC. 970-310-8804

$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY 970-532-5900

$190,565* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY 970-532-5900

$219,900 SW LOVELAND 496 MESA DRIVE 12-2 RE/MAX ALLIANCE 720-939-8900


STARTING AT THE $250’S NE LOVELAND 1563 LA JARA ST/LAKES POINT 1-4 BURNS CONSTRUCTION970-669-8386


$297,462 FORT COLLINS 817 BROOKEDGE DR 12-5 THE GROUP, INC. 970-222-8549

$298,664 NW LOVELAND 4355 RIDGWAY DRIVE 2-5 THE COTTAGE REALTY 970-532-5900

$329,000 SE LOVELAND 4635 TARRAGON DR 1-4 THE GROUP, INC. 970-217-3464

$324,990 FORT COLLINS 939 SNOWY PLAIN ROAD 12-5 THE GROUP, INC. 970-443-9910

$385,400 SW LOVELAND1/4 MILE WEST OF WILSON ON 14TH ST. SW/HWY 402 TO THE DAKOTA GLEN SUBDIVISION

12-4 GLEN MARKETING TEAM, ERA 970-663-4522

$399,750 SW LOVELAND 975 PRISM CACTUS CIR 12-4 GLEN MARKETING TEAM, ERA 970-663-4522

$895,000 SW LOVELAND 288 RESERVOIR DR 1-4 PREMIER LIFESTYLE REALTY 970-481-5512


H& Front Range GardeningRE

Trees offer sense of place and communityCA RO L O'MEARACSU EXTENSION, BOULDER COUNTY

Most people think of fall asa time of decline, whengardens quiet and leaves

litter the ground. A feeling ofsweet melancholy steals over us aswe forget the bugs, disease anddisappointments of the season infavor of wistful memories of thesummer’s garden.

But not everyone looks at fall asthe dying season; some see it asan opportunity to celebrate byplanting a tree. Once you’vepopped your sapling into theground, you’ll find that they sinkroots into your heart as well asthe soil.

“When you start talking to peo-ple, everyone has a tree story.They’re about being proposed tounder a big oak or planting a cot-tonwood when going to visit

grandparents,” said Sara Davis,Denver’s Million Tree InitiativeProgram Coordinator. “My mommade me stand in front of a silvermaple on the first day of schoolevery year so she could take aphotograph. When that house wassold 13 years later, I wasn’t sadabout the loss of the house, I wassad over the loss of the tree. It ce-mented me to the home.”

Launched by Denver MayorJohn Hickenlooper in 2006, theMillion Tree Initiative aims toplant one million trees in 32 Den-ver-area cities by 2025. Tree loversare participating by registeringtheir leafy loved ones on greenprintdenver.org. So far, they’re onpace to achieve their short-termgoal of 200,000 trees planted bythe end of 2010.

“The scientist in me tries to adda value in money and resources,because they provide environmen-tal and economic benefit. But re-

ally what trees mean (to people)are a sense of place and commu-n i t y, ” Davis said. “The areas thatstick in your mind are those withbig trees; without them places aresterile, devoid of personality.”

Big vegetation appeals to hu-mans, especially when commemo-rating events, such as the plant-ing of nearly 400 trees at groundzero of the World Trade Centersite. The trees, grown by nurseriesin New York, Pennsylvania, andWashington, D.C. — areas of theattacks — will be planted aroundthe eight-acre memorial over thenext year.

“We suffered a massive blow toour psyche as a nation; we want tohonor that moment in time. Treeswon’t last forever, but they last acouple of generations. Then, atthe passing of trees and their re-planting in the memorial, itrekindles that moment of re-newed hope,” Davis said.

If you’re planting trees this fall,give them the best care possiblewith these tips for planting:

Choose the site carefully for ex-posure and room to grow. Checkthe mature height of the tree andput it where it won’t rub againsthouses or power lines.

Prepare the planting hole soroots can extend out before theground freezes. Dig the hole in awide, shallow bowl shape that’sthree to four times the diameterof the root ball.

Prevent sinking of the treeby ensuring that the bottomof the hole is firmly tampeddown.

Place the tree in the holeso that the knees of the rootball — where the ball beginscurving in toward the top —are an inch higher than thesoil line.

Backfill with soil and addwater to firm the soil around

the root ball.Properly watering your tree sets

up its hardiness for winter. Thoseunder drought stress are moresensitive to cold, suffering winterinjury sooner than their well-wa-tered counterparts. Water yourtrees once per month during win-ter if we are not getting muchsnowfall.

For more gardening tips, checkout my blog, gardeningafterfive. w o rd p r e s s . c o m .

Carol O’Meara iswith CSU Extensionin Boulder County.Contact her at303-678-6238 orcomeara@co. b o u l d e r. c o . u s .

Plant fallbulbs for

winter andspring color

KHURSHEED MAMACSU EXTENSION

Fall is the ideal time to plant hardy bulbs for col-or in late winter and early spring landscapes.Coloradans are fortunate to have a wide selec-

tion of bulbs to choose from for blooms late Januaryto July. Traditional choices include crocus, hyacinths,daffodils and hybrid tulips with many early, middleand late blooming varieties. These bulbs also come inan assortment of colors available at local nurseriesand through mail order catalogues.

Snow iris and snowdrops (Galanthus sp.) are addi-tional early season choices and similar to crocus.These low-growing flowers will peek out through thesnow as early as January and into March and lookbest en masse. Species tulips (Tulipa sp.), which dif-fer from hybrid tulips, are available in many colorsand average in height from four to eight inches;these can be planted to provide color from Marchthrough May. There are also many bulbs that bloominto the summer like alliums (Allium sp.). Theseshowy bulbs may be used as a focal point in the gar-den or as a complement to perennials. Like daffodils,and unlike tulips and crocus, they offer the addedbenefit of being more deer and rodent resistant. Be-cause alliums tend to be underutilized in the garden,but thrive in Colorado’s climate, focus on some ofthe selections available for this area.

Alliums are in the onion family and most peopleare familiar with the edible forms of this plant. How-ever, plants can be purely decorative, or serve bothpurposes (e.g., Egyptian or walking onions, chives,etc.). Alliums come in many colors, varying heightsand multiple flower sizes. Among decorative alliums,Allium ‘Purple Sensation’ has been a popular gardenvariety, with four-to-six-inch globe-shaped purpleflowers rising on two-foot stocks. Mount Everest,Globemaster, Gladiator and True Blue are similarlysized, but bloom in different colors.

Allium cernuum ‘Fireworks’ is among the smalleralliums that can be used as a complement to groundcovers. A personal favorite, and one that generallyleads to conversation among garden visitors, is Alli-um schuberti with 12-inch light pink flower headsthat look like sparklers. While local nurseries andgreenhouses carry alliums, the selection is generallylimited to a few varieties, so consider shopping on-line or from mail order catalogues.

Another positive aspect about alliums is that theycan be planted just below the soil surface, whereasideal planting depth for most other bulbs is approxi-mately two-to-three times the widest portion of thebulb. For all bulbs, our soils are rich in minerals, sofertilization needs are minimal. Most bulbs needmoisture during their growth phase in the spring,but many can tolerate dry conditions during theirdormant period. Species tulips prefer hot, dry areasand daffodils prefer occasional moisture during dor-mancy. To ensure ongoing vigor, allow the spent fo-liage to remain on the plant until yellowed and caneasily be pulled from the ground. Early bloomingperennials planted with spring blooming bulbs swillminimize the unsightliness of the wilting foliage andenhance the garden.

Khursheed Mama has received training through Col-orado State University Extension's Master Gardenerprogram and is a Master Gardener volunteer forLarimer County.

For more information about CSU Extension,Larimer County, call 970-498-6000 or visitw w w. l a r i m e r. o r g / e x t

Front Range Gardening

Foothills AptsFALL MOVE-INSPECIALS

2 Bdrm Apartment Homes●Party and Exercise Room● Includes Washer & Dryer

● Park-Like Setting● Garages Available

1913 W. 15th St.970-669-7850 - Sorry no pets

2 BDRM, $650 + elec,free heat & basic cable,clean, pantry. No pets.Coin-op. 970-663-6787 or

970-430-0859

2 BDRM, 1 BA, lg kitchen,lndry on site, water/sewer/ trash paid.

1125 Gard Pl #1 $575/mo,Faith Property 970-377-1626

2 BDRM, 1 BA, heat &water pd, A/C, storage, offst pkng, SW loc. No smk/pets. $625, (970)217-5958

2 BDRM, 1 BA, garden lvl,A/C, 1707 Cheyenne Ave #24$575/mo H2O/swr/trash pd.Faith Property 970-377-1626

2 BDRM, 1 BA, bsmt apt,hkups, 1705 1/2 E 8th St,$725/mo Faith Property

970-377-1626

2 BDRM- 1716 E. 16th, $540/mo. 2-story, large rooms.Call rmpm.com 669-0842

✭ 2 BDRM Mobile home,$550, rent includes utils.Estate Builder 970-667-3400

1 Lg Bdrm 207 S. Jefferson.Walk-in closet, coin-op, Ht/water pd. $525. 970-669-0285

1 BDRM, 1.5 ba, hkups,$800/mo, wtr/sewer pd.

1842 E 17th St,Faith Property 970-377-1626

1 rm, Studio+ Vintage apts0 utils! On-site mgmt. W/D,DirTV $333-590 970-219-8162

Apartments/Unfurnished 4030

To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place yourad any time of the day or night. Fax: 970-635-3677…email: [email protected]

3 BDRM- 2574 Gilpin, $895/mo. Big yard, pets nego.Call rmpm.com 669-0842

2 BDRM- 1410 22nd, $795.Unf bsmt, 1 car, newer crptCall rmpm.com 669-0842

420 W. 43rd St, very nice 2bdrm, 1 ba, 1 car gar. $750,

sorry N/S, N/P.Estate Builder 970-667-3400

Duplexes 4060

3 BDRM, 2 BA Condo,stacked W/D, trash pd,fenced yard, garage.

4136 Monument, $900/moFaith Property 970-377-1626

Condos/Townhouses 4050

2- 2800 SF bldgs w/bsmt,1 warehouse 2304 SF. For-merly Penners Appliance,call (970)667-9983, 290-3876

CommercialIndustrial 4040

Lrg 2 BDRM, no pets. $575/mo, wtr/sewer pd. 1717 NCheyenne Ave. #19 & #12.Faith Property 970-377-1626

Large brick 2 Bdrm, 2ndlevel, views, cent. loc. N/P,Ht/wtr pd! 970-308-7387

LUXURIOUS UPSCALEAPARTMENTSSTUDIO, 1, 2, & 3

BEDROOMS- Pool, hot tub,24 hr. fitness center,business center, coffeeshop, salon, pizza & deli.OPEN HOUSE, Mon-Fri9am-6pm, Sat. 10am-5pm.325 E. 5th St., Loveland.

1-888-822-9346

3 BD or 2 BD- Free rent!Pets nego. Quiet & spac.$625-$695. 970-223-1349

2 BDRM + bonus room inadult complex in quiet westside loc. No smk/pets. $550/mo. 1012 Van Buren, Lvld.970-663-2341 or 970-667-7309

2 BDRM, 1 BA,sewer/ trash pd. 1147 E 5th,

$550/mo,Faith Property 970-377-1626

Apartments/Unfurnished 4030

3 BDRM, 2 BA Ranch, gar,fncd yd, close to schools.3004 White Oak Ct. $1100Faith Property 970-377-1626

3 BDRM- 1143 SE 2nd, $925.Big kitchen & yard, 1 car.Call rmpm.com 669-0842

2 BDRM, 1 BA, hkups, fncdyard w/ patio, gar.

2360 Fountain Dr. $995/moFaith Property 970-377-1626

2 BDRM- 1305.5 E. 16th$840/mo, fin bsmt, 1 carCall rmpm.com 669-0842

1111 Taft AveLarge home 1.75 ba, full fin

bsmt, 1 car gar. $975Estate Builder 970-667-3400

1 BDRM, carport & sm yd.No cats, sm dog nego. $545elect/wtr pd. 1225-1/2 E. 4thON ALLEY. 970-443-4072

EQUAL HOUSINGOPPORTUNITYAll real estate

advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any

preference, limitationor discrimination

based on race, color,religion, sex, handicap,familial status or

national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”

The newspaper willnot knowingly acceptany advertising for

real estate which is inviolation of the law.All persons are herebyinformed that all

dwellings advertisedare available on anequal opportunity

basis.

Houses 4080

STORAGE 20 x 40with 14´ overhead door.

$325/mo. Call (970)481-5899

COMMERCIAL SHOP-$850/mo. 1600 Sq Ft.

rmpm.com. 970-669-0842

Garages/StorageSpaces 4070

✭ 2 BEDROOM HOMES ✭$575 to $650 + dep.

West Hwy 34. Pets nego.Se Habla Espanol

970-685-8573

2 BDRM- 3603 S. Taft,large deck, on 1 Acre lot.Call rmpm.com 669-0842

Mobile Homes/Spaces 4090

✔✔✔✔To ensure you receive

the best response to youradvertisement, pleasecheck your ad the first

day of publication.We regret we cannot be

responsible for morethan one day´s incorrect

insertion. Billinginquiries can be

initiated within 30 daysof ad expiration.

SATURDAY 12-2

3518 ADENA5 bdrm, 3 bath, 3326 Sq Ft.$240K. Western Plains RE.Tammy. tour-adena.com

OWN your own home forwhat you pay in Rent!

Lowest rates,$0 - $1000 Down

Free Prequalification.Western Plains Realty

Ken or Tammy970-663-5008

$99 MOVE IN SPECIAL3 bdrm, 1.5 ba, located inMilliken. $995, 970-310-3855

$950/mo + dep & HOA fee2 bdrm/2 ba patio home, 2car gar, no pets, 311 Vic-toria, Berthoud 970-532-2652

5 BDRM, 2 ba, large kitch,dining area, wd stove, 4 cargar. $1350 (303)564-8963

4 BDRM- 1182 W. 45th,$1240/mo, NICE! Pets negCall rmpm.com 669-0842

3 BDRM, 2 BA, hkups, petnego. 4460 Hayler $1195/moFaith Property 970-377-1626

Houses 4080

LAKE LOT- LvlndWest backing walk-out lot.Exclusive recreationrights. (970)690-1732

2 ACRE LOT, Berthoudarea, $40K price reduction,$125,000. Call Steve Conderfor details, 303-514-3706.

Lots &Tracts 5100

1109 Yeager Dr., 3 bdrm,1 ba, ranch,N-central loc,new paint/crpt, $159,900.Owner carry, $140K.303-517-0061 No agents

Longmont 5090

Hair Salon Booth Rentals& office spaces, utilitiesincluded. 970-613-1477

Retail Space 4135

1 bdrm, furnished. Cableaccess incl. $300/mo.

Util´s Paid!. 970-817-5558

RoommatesWanted 4120

Downtown corner loc, 2/3offices, sep bldg, 4 car prkglot. $1000/mo 970-667-5145

Office Space 4100

NEW HOMES REDUCED!Don´t miss out on this

SAVINGS EVENT! Easyapproval, quick closings &affordable payments.

Tax ID´s welcome. Limitedavailability ACT NOW!!Call 970-420-8488 *wac

Mobile Homes/Spaces 4090

~ HORSE PROPERTY ~5 bdrm, 4 ba ~ 5000 sq fton 1.5 acre ~ Johnstown.

$275K SSWestern Plains Realty

Ken or Tammy(970)663-5008

Rural 5180

3 Bedroom, 1 3/4 baths,55+, carport, 2 storagesheds, immaculate inside &out, drive by 221 W. 57th,Lot A-9. 303-682-1919.

CLEAN AS A WHISTLE!Recently updated, 14x78mobile in quiet adult park.(2) master bed/baths. Allnew appliances, flooring,furniture, cooler & muchmore! $15,000 Call Carolyn

352-874-9872

✭ MOBILE HOMES ✭BUYING/SELLING

Local park needs used mobhomes. We´re buying! BigSale! Many single & dblwides. Fin avl, auto ap-proval on owner fin homes.Bad credit OK! Moves avl.

970-222-1473✭ 690-2725 or 690-3283 ✭

Mobile/ManufacturedHomes/Spaces 5130

A picture is wortha thousand wordsTry a classified picture

ad! Call for details970-635-3650

411 E 12 ST ✭ MLS 637797$124,900, ranch 3 bed,2 bath, 1067sqft,

24x16 workshop. Call Rob(970) 481-2133

At Home Real Estate Co

BANK OWNED-Tri-Lvl, 3 bdrm, 3 bath w/bsmt. New floor coverings,int paint & appliances.$174,900. Re/Max Alliance,Wanda Quaid, 970-481-3033

Loveland 5110

VONNE ZDENEKCSU EXTENSION

Question: Is there anythingspecial I should do beforeputting away my gardentools for the winter?

Answer: Care of your garden toolsis pretty simple. Wash tools with soapand water to remove accumulateddirt. A wire brush is a good choice to

remove caked on soil. To removerust, begin by scrubbing with steelwool — if that doesn’t work try sand-paper. Sharpen blades of pruners,hoes and shovels. Use a whet stonefor smaller tools and a file for largerones. For safety sake, wear gloves andsafety glasses and hold tools securelywith a vice. The spade’s edge is bestkept at a 45 degree angle.

During the season, pruners shouldbe disinfected after each use so asnot to spread disease or insects fromplant to plant. Chlorine bleach dilut-ed to 10 percent will do a good job,but rinse thoroughly with water afterbleaching. You can also use a disin-fecting spray or dip tools in 70 per-cent rubbing alcohol.

Before storing tools for winter,wipe all blades with lubricating oil toprevent rust. Household furniture oilcan be used on wood handles for

preservation. It has even been sug-gested to keep a bucket of sand satu-rated with engine or vegetable oil ina dry place near your tool bench.Then plunge each tool in the bucketafter each use to prevent rust. Also,don’t forget to drain hoses and emp-ty watering cans before a deep frost.

Now that everything is clean,check your tool inventory for thingsthat might need to be replaced.Many stores have clearance sales nowthat fall has arrived.

Vonne Zdenek has received trainingthrough Colorado State UniversityExtension's Master Gardener pro-gram and is a Master Gardener vol-unteer for Larimer County.

For more information about CSUExtension, Larimer County, call 970-498-6000 or visitw w w. l a r i m e r. o r g / e x t

Care forg a rd e n

tools beforewinter

Documents

Real Estate Guide