Reginal rural Bank Promotion- India

WELCOMEWELCOME

TO TO

PRE PROMOTION TRAININGPRE PROMOTION TRAINING

ORGANISED ORGANISED

BY BY

BAITARANI GRAMYA BANK BAITARANI GRAMYA BANK EMPLOYEES’ UNIONEMPLOYEES’ UNION

28.12.200828.12.2008

Namaskar from Namaskar from JitendraJitendra

Come, Let us learn together

An ounceAn ounce of actionof action is betteris better

than than a a

ton of words. ton of words.

PRE PROMOTION PRE PROMOTION TRAININGTRAINING

The Examination The Examination will have one booklet will have one booklet comprising two tests. comprising two tests.

ENGLISHENGLISH BANKING LAW & PRACTICE & BANKING LAW & PRACTICE &

PROCEDUREPROCEDURE Total duration of the examination will be Total duration of the examination will be

1 hour and 15 minutes1 hour and 15 minutes for both the for both the tests together.tests together.


Test Subject Type No. of Questions Test Subject Type No. of Questions MarkMark

English ObjectiveEnglish Objective 35 35 3535 Banking Law &Banking Law & Practice & Practice & ProcedureObjectiveProcedureObjective 3535

3535 TotalTotal 7070 7070


No of QuestionsNo of Questions :: 7070 Total TimeTotal Time :: 75 minutes75 minutes

1 minute for 1 question1 minute for 1 question

So time management is very So time management is very important.important.


HOW MANY SQUARES ARE HOW MANY SQUARES ARE THERE?THERE?


Find the wrongly spelt word?Find the wrongly spelt word?

1.Psychologist1.Psychologist

2.Psychaitrist2.Psychaitrist

3.Physiologist3.Physiologist

4.Psychoanalyst4.Psychoanalyst


Begin the sentence with Never, Begin the sentence with Never, Hardly, Only and Seldom.Hardly, Only and Seldom.

1.I never tell a lie.1.I never tell a lie.

2.Yudhistir hardly told a lie.2.Yudhistir hardly told a lie.

3.Mr Bipin only know the answer.3.Mr Bipin only know the answer.

4.Himanshu seldom eats non veg 4.Himanshu seldom eats non veg meal. meal.


Find the word which conveys the Find the word which conveys the same meaning as the given words.same meaning as the given words.

Science of animalsScience of animals

1.Psychology1.Psychology

2.Biology2.Biology

3.Botany3.Botany

4. Zoology4. Zoology


Find the error in the given sentence?Find the error in the given sentence?

Unless you do not give the keys of the Unless you do not give the keys of the safe you will be shot.safe you will be shot.


Find the antonym of DEAR?Find the antonym of DEAR?

1.Priceless1.Priceless

2.Free2.Free

3.Worthless3.Worthless

4.Cheap4.Cheap


Find the synonym of AUGUST?Find the synonym of AUGUST?

1.Important1.Important

2.Majestic2.Majestic

3. Difficult3. Difficult

4.Huge4.Huge

It doesn't matter It doesn't matter how rocky how rocky

the the road may be.road may be. The road The road will clearwill clear

if you keepif you keep walking walking

Thank You Very Thank You Very MuchMuch

Any Questions…???

4 SQUARES • The fig shows 4 squares-A,B,C&D.• 1/4th of squares A,B&C is shaded.1. Divide Unshaded portion of ‘A’ into TWO equal & identical parts.2. Divide Unshaded portion of ‘B’ into THREE equal & identical parts.3. Divide Unshaded portion of ‘C’ into FOUR equal & identical parts.

4. Divide ‘D’ into SEVEN equal & identical parts.

Clues :The solution is not in the form of triangles.The solution lies in the problem itself.

Clues :The solution is not in the form of triangles.

This was done in world recordThis was done in world recordtime of 7 sec.time of 7 sec.

Would U like to WIN A PRIZE ?


Q.Q. In which among the In which among the following instruments, the grace following instruments, the grace period before acceptance of the period before acceptance of the documents is allowed:documents is allowed:

a.a. ChequeCheque b.b. Demand promissory notDemand promissory not c.c. Demand bill of exchangeDemand bill of exchange d.d. Usance bill of exchangeUsance bill of exchange e.e. None of the aboveNone of the above


Q.Q. A cheque is presented to Delhi branch A cheque is presented to Delhi branch of Corporate Bank for debit to one of their of Corporate Bank for debit to one of their cash credit account. It is observed that the cash credit account. It is observed that the amount of the cheque is written in words in amount of the cheque is written in words in English and the other parts, in vernacular:English and the other parts, in vernacular:

a.a. Apparent tenor is not clear. hence Apparent tenor is not clear. hence payment should not be made.payment should not be made.

b.b. The different scripts give rise to The different scripts give rise to doubt. If payment is made, it would not be doubt. If payment is made, it would not be deemed to be a payment in due course deemed to be a payment in due course

c.c. Payment can be made if the different Payment can be made if the different scripts are confirmed under full signaturescripts are confirmed under full signature

d.d. Payment can be made as scripts do Payment can be made as scripts do not affect any of the basic element of a not affect any of the basic element of a chequecheque

e.e. Payment can be made, if the amount Payment can be made, if the amount is smallis small


Q.Q. A cheque is presented for payment A cheque is presented for payment with colour of ink being different for the with colour of ink being different for the date. The counter clerk insists that payment date. The counter clerk insists that payment cannot be made due to material alteration.cannot be made due to material alteration.

a.a. Being Material alteration Being Material alteration b.b. Being written in two inks there is Being written in two inks there is

doubt about the apparent tenor, hence doubt about the apparent tenor, hence payment cannot be considered as payment payment cannot be considered as payment in due coursein due course

c.c. The ink is not material. Hence it can The ink is not material. Hence it can be paid. Return of the cheque also does not be paid. Return of the cheque also does not make the bank liable.make the bank liable.

d.d. Cheque has to be paid. Return would Cheque has to be paid. Return would be wrongful dishonour.be wrongful dishonour.

e.e. None of the above None of the above


Q.Q. A cheque book was issued to a customer who A cheque book was issued to a customer who kept it carelessly. His secretary encashed a cheque kept it carelessly. His secretary encashed a cheque by forging the signature of the account holder, by forging the signature of the account holder, which is not apparent to the naked eye. Customer which is not apparent to the naked eye. Customer claims damages for wrong payment where claims damages for wrong payment where as bank states that it is not liable since the customer as bank states that it is not liable since the customer did not take enough care in safe keeping of the did not take enough care in safe keeping of the cheque book. Which of the following statements is cheque book. Which of the following statements is correct ?correct ?

a.a. Bank is negligent in handling the cheque. Bank is negligent in handling the cheque. Payment should not have been made in cash.Payment should not have been made in cash.

b.b. Bank is liable as forged cheque can not be Bank is liable as forged cheque can not be paid across the counter.paid across the counter.

c.c. Bank is liable for paying a forged cheque Bank is liable for paying a forged cheque which is not mandate of the drawer.which is not mandate of the drawer.

d.d. Customer is liable for carelessness.Customer is liable for carelessness. e.e. Customer and bank are liable pro-rata.Customer and bank are liable pro-rata.


Q.Q. The drawer has issued a The drawer has issued a cheque for Rs. 20,000/ but while cheque for Rs. 20,000/ but while handing over the cheque to the handing over the cheque to the payee, he omitted to write date payee, he omitted to write date on it. Such an instrument is on it. Such an instrument is known as:known as:

a.a. Ambiguous instrumentAmbiguous instrument b.b. Escrow instrumentEscrow instrument c.c. Post-dated chequePost-dated cheque d.d. Inchoate instrumentInchoate instrument e.e. Payable on demandPayable on demand

The difference between the

impossible and the possible lies in a

person’s determination.

Great effort Great effort

springs naturally springs naturally

from a great from a great

Attitude.Attitude.

Spectacular Spectacular achievement is achievement is

always preceded by always preceded by spectacular spectacular preparation. preparation.

“Believe in yourself”!Have faith in your abilities!

Without a humble but reasonable confidence

in your own powers you can not be

successful or happy

Thank You Very Thank You Very MuchMuch

Any Questions…???

Documents

Reginal rural Bank Promotion- India