Resource Real Estate Opportunity REIT

PA, MI, IN, NE: 0% VA: 3% AL: 2%

SC: 1% TN: 1%

OK: 1% FL: 1%

TX

MO: 4%

LA: 4%

Houston17%

San Antonio12%

Dallas /Ft. Worth

9%

GA: 17%

OH: 13%

MN: 5%

CO: 5%

KY: 4%

Floating:2

Line of Credit

Fixed:Permanent

63%

Floating:2

Permanent

29%

8%

6%

5%

4%

3%

2%

1%

0%

2012 2013 Jan-Oct ’141 Nov ’141

4.00%

Cash

2.25%

Cash

3.65%

Cash

6.00%

Cash

All data as of 12/31/14 1 Annualized Rate. 2 All floating debt is capped.

Ann

ualiz

ed D

istr

ibut

ions

Tota

l Equ

ity b

y St

ate

Fixe

d vs

. Flo

atin

g D

ebt

Portfolio Snapshot

» Total number of assets: 41

» Total Capital Raised: $635,000,000

» Total Capitalization: $901,070,050

» Total Units: 9,052

» 20 properties in Opportunity / Value Add Phase of Investment

» 21 properties in Transition / Stabilized Phase of Investment

» Number of States: 18

2011 Stock Distribution of 6.00%

2012 Stock Distribution of 5.25%

2013 Stock Distribution of 2.35%

3.2% 0.0%

4.7% 2.6%

1.7%

30.7%

18.6%

23.4%

2.9%

8.0%

4.1%

$0 MM

$20 MM

$40 MM

$60 MM

$80 MM

$100 MM

$120 MM

$140 MM

$160 MM

2014

20

15

2016

20

17

2018

20

19

2020

20

21

2022

20

23

2024

Fixed Floating

Deb

t Mat

urity

by

Year

Location Summary

Distribution History Debt Summary» Leverage Ratio: 45%

» Weighted Average Cost of Debt: 3.79%

THIS INFORMATION IS SOLELY FOR THE USE OF RESOURCE REAL ESTATE OPPORTUNITY REIT, INC.INVESTORS AND THEIR FINANCIAL ADVISORS AND IS NOT TO BE USED FOR ANY OTHER PURPOSE.

For information call (866) 773-4120or email IR@ResourceREIT.com

www.ResourceREIT.com

IL

WA

OR

CA

NV

AZ NM

UT

ID

MT

WY

CO

ND

SD

NE

KS

MN

OK

TX

IN

OH

KY

LA

AR

MO

IA

WIMI

TN

MSAL

GA

FL

SC

NC

VAWV

MD

PA

DE

NJ

NYCT RI

MA

VT

NH

ME

Small Loan Portfolio Small Loan Portfolio Inkster, MI;Inkster, MI;

Columbia CitColumbia Cityy, IN , IN

MosaicMosaic Apartment Homes Oklahoma CitOklahoma Cityy, OK , OK

Merrywood ApartmentsMerrywood ApartmentsKaty, TXKaty, TX

TrailpointTrailpoint Apartments Apartments The The WWoodlands,oodlands, TX TX

TheThe Alcove Alcove

Cityside CrossingCityside CrossingThe Ivy at Clear Creek The Ivy at Clear Creek

The RedfordThe Redford Apartments Apartments Houston,Houston, TX TX

The Retreat at Rocky RidgeBirmingham,Birmingham, AALL

The Reserve at Mt. MoriahMoriah

Memphis,Memphis, TN TN

Tech Center SquareTech Center SquareNewport News, Newport News, VVAA

Vista Apartment HomesVista Apartment HomesPhiladelphia, PAPhiladelphia, PA

100 Chevy ChaseLexington, KYY

Williamsburg of Cincinnati CincinnatiCincinnati, OH

The Cannery Lofts Dayton, OH Dayton, OH

The Nesbit PalisadesAlpharetta, GA

Addison Place ApartmentsJohns Creek, GAJohns Creek, GA

Affinity at Winter ParkAffinity at Winter ParkWinter Park, FLWinter Park, FL

Verona ApartmentsLittleton, CO Littleton, CO

SkyView ApartmentsSkyView ApartmentsWestminster, CO

Maxwell TownhomesMaxwell TownhomesSunset RidgeSunset Ridge

SanSan Antonio,Antonio, TX TX

Meridian PointeBurnsville, MN Burnsville, MN

Deerfield Luxury TownhomesDeerfield Luxury TownhomesHermantown, MN Hermantown, MN

Champion Farms Apartments Louisville, KLouisville, KY

FieldstoneFieldstone Apartments Apartments WWoodlawn, OH oodlawn, OH

Pines of YYorkork Apartments Apartments YYorktown, orktown, VVAA

Coursey Place Place Apartments Apartments Baton Rouge, LBaton Rouge, LAA

Stone RidgeStone Ridge Apartments Apartments Columbia, SC Columbia, SC

Conifer Crossing Norcross, GA

PinehurstPinehurst Apartment Homes Kansas City, MO

Pheasant Run Apartments Apartments LeeLee’’s Summit, MO s Summit, MO

Retreat of ShawneeShawnee, KS Shawnee, KS

Westside ApartmentsChisholm Place Chisholm Place

Plano,Plano, TX TX Spring Hill Dallas, TX

Parkridge PlaceParkridge Place Irving, TX

Berkeley Trace ApartmentsBerkeley Trace ApartmentsBerkeley Run Apartments

Atlanta, GAAtlanta, GA

Omaha 5-PlexOmaha 5-PlexOmaha, NE

Small Loan Portfolio Inkster, MI;

Columbia City, IN

Mosaic Apartment Homes Oklahoma City, OK

Spring Hill Dallas, TX

Parkridge Place Irving, TX

Westside ApartmentsChisholm Place

Plano, TX

Merrywood ApartmentsKaty, TX

Trailpoint Apartments The Woodlands, TX

The Alcove

Cityside CrossingThe Ivy at Clear Creek

The Redford Apartments Houston, TX

The Retreat at Rocky RidgeBirmingham, AL

The Reserve at Mt. Moriah

Memphis, TN

Tech Center SquareNewport News, VA

Vista Apartment HomesPhiladelphia, PA

100 Chevy ChaseLexington, KY

Williamsburg of Cincinnati Cincinnati, OH

The Cannery Lofts Dayton, OH

The Nesbit PalisadesAlpharetta, GA

Addison Place ApartmentsJohns Creek, GA

Affinity at Winter ParkWinter Park, FL

Verona ApartmentsLittleton, CO

SkyView ApartmentsWestminster, CO

Maxwell TownhomesSunset RIdge

San Antonio, TX

Meridian Pointe Burnsville, MN

Deerfield Luxury TownhomesHermantown, MN

Omaha 5-PlexOmaha, NE

Champion Farms Apartments Louisville, KY

Fieldstone Apartments Woodlawn, OH

Pines of York Apartments Yorktown, VA

Coursey Place Apartments Baton Rouge, LA

Stone Ridge Apartments Columbia, SC

Conifer Crossing Norcross, GA

Pinehurst Apartment Homes Kansas City, MO

Pheasant Run Apartments Lee’s Summit, MO

Retreat of ShawneeShawnee, KS

Berkeley Trace ApartmentsBerkeley Run Apartments

Atlanta, GA

Portfolio Geographic Overview

THIS INFORMATION IS SOLELY FOR THE USE OF RESOURCE REAL ESTATE OPPORTUNITY REIT, INC.INVESTORS AND THEIR FINANCIAL ADVISORS AND IS NOT TO BE USED FOR ANY OTHER PURPOSE.