Robshumake.com Copyright 2013

Robshumake.com

Copyright 2013 Page 2

Table Of Contents

Eight Quick Facts About Robert Shumake

-4-

Robert Shumake And His Commitment To

Eco-Conscious Living

-6-

How Robert Shumake Can Guide You To

Your Ascent

-8-

Life Lessons From “Climb Your Inner

Mountain” By Robert Shumake

-10-

Robert Shumake Earns Rave Reviews For

His Second Published Book

-12-

Robshumake.com

Copyright 2013 Page 3

Robert Shumake Releases Motivational And

Instructional Guid To Business Success

-14-

Business Mogul Robert Shumake Yearns To

Inspire Young People With His Success

-16-

Robert Shumake Advocates Educational

Opportunities For Financially Challenged

Youth

-18-

Robert Shumake Uses Financial Success To

Make A Difference

-20-

Real Estate Expert Robert Shumake

Provides Tips To Protect Home Buyers From

Mortgage Fraud

-22-

Robshumake.com

Copyright 2013 Page 4

Eight Quick Facts About Robert Shumake

To his scholars, he is like a fairy godfather, encouraging them and providing hope

that despite bleak conditions, there’s a way to

transcend the harsh realities of life — and it always

begins with making a firm decision and pressing

towards the prize. To the members of the

community, he is a reliable friend and problem-

solver whose core desire is to be successful to be

able to help those in need. But how much do people

really know Robert Shumake?

Detroit locals will say that he’s a business tycoon

that many of today’s young men would definitely

want to be like; he seems to have everything due to

his success in business – there’s definitely more to

the man than most people know. For those who

wish to get to know him better, here are eight quick

facts about Robert S. Shumake:

1. He’s from Detroit, Michigan and he has really humble beginnings, so he’s

always had the heart to support youth advocacies. Most of his youth-directed

works are for economically challenged youth who want to get tertiary

education.

2. His philanthropic efforts extend across the shores. He has built a learning

institution under his name (the Shumake Legacy Academy) in Addis Ababa,

Ethiopia which educates about 3,000 HIV-infected orphans.

3. He attended Morehouse College in Georgia, which is a private, all-male

liberal arts and historically black college with a very proud tradition. He then

received his honorary doctorate from Lewis Business College in Detroit.

4. He is the Honorary Consul General to Botswana and Tanzania and was

present at the first ever 2013 Ambassadors Inaugural Ball (Ambassadors

Ball) held in Washington, DC last January 21, 2013. He was one of the key

personalities of the black tie event that commemorated the re-election of

President of the United States Barack Obama.

Robshumake.com

Copyright 2013 Page 5

5. He’s a best-selling author and his second effort, ―Climbing Your Inner

Mountain: 10 Steps To Reaching Any Goal,‖ which was released in May

2013 received rave reviews from motivational book fans. Meanwhile, his

first published work, ―For Entrepreneurs Who Considered Suicide When

Business Got Tough‖ continues to generate interest for its straight-to-the-

point nuggets of wisdom about life’s purpose and rising above challenges.

Both books are available at Amazon.com.

6. He has climbed Mt. Kilimanjaro, the tallest peak in the African continent,

without any solid previous mountain climbing experience, and he nearly

died.

7. He’s always had asthma and his biggest asthma scare was during the climb

up Mt. Kilimanjaro.

8. All sales of his books go straight to his foundation, the Shumake Family and

Friends Foundation, which has a goal of educating the youth through

scholarships and other helpful programs.

Know more about Robert Shumake at Robshumake.com

Robshumake.com

Copyright 2013 Page 6

Robert Shumake And His Commitment To Eco-

Conscious Living

As various countries experience the real and pressing effects of the twin problems

of global warming and climate

change, people are becoming

more aware of their role in

stemming the tide of these

threats. From recycling to

purchasing eco-friendly

products and even using

alternative power sources, it has

become evident that each person

must make a conscious choice

and accept that one's small

actions send massive ripples on

a global scale.

To say that green technologies (particularly their applications in energy generation

and consumption) are the wave of the future is a gross understatement. If

devastating hurricanes, suffocating smog and mountain after mountain of garbage

were to become the norm of wanton consumption, then green technologies present

a future — an enduring legacy that today's people would like to bequeath to their

children.

At the forefront of advocating and harnessing green technologies is Detroit

businessman, philanthropist and bestselling author Robert Shumake. With his vast

experience in the world of business, establishing a business school of his own

would seem to be a logical step to further promote his vision of helping his

community. But with The Robert Shumake Academy, he seeks to go a step beyond

molding the world's future business leaders.

Unlike other business schools, the focus of the academy is to train students in

technology, green business and entrepreneurship. The academy is designed to

equip each student with laptops while flat screen TVs broadcasting news from

business news are strategically placed along school hallways.

Robshumake.com

Copyright 2013 Page 7

―The curriculum will not be easy. We must break away from the antiquated school

calendar based on yesterday’s agricultural rhythms to longer days and summer

classes that will better prepare students to compete in the global economy," said

Shumake.

The academy is envisioned to begin as a middle school which will later expand to

include high school, with its curriculum adapted from Houston's Kipp Academy.

Shumake divulged that there are plans to partner with major corporations that will

allow the academy's students to serve internships with the top CEOs.

Shumake is currently the CEO of ShuFund Capital, LLC, the Energy Chairman of

SGP Energy Fund L3C, and the CEO of Inheritance Capital Group. He is also the

Honorary Consul of Trinidad and Tobago, Botswana and Tanzania. Apart from his

active participation in his foundations, The Shumake Family and Friends

Foundation, the Shumake Legacy Academy and the Robert S. Shumake

Scholarship Relays, he has written two books, ―For Entrepreneurs Who Considered

Suicide When Business Got Tough‖ and ―Climbing Your Inner Mountain.‖ Visit

Robshumake.com for more.

Robshumake.com

Copyright 2013 Page 8

How Robert Shumake Can Guide You To Your

Ascent

International business strategist. Philanthropist. CEO. Diplomat. Bestselling

author. In various aspects of his life, whether personal or professional, Robert

Shumake epitomizes success.

In the investment world, he is

known as the leading private equity

investor and property developer

who has built a portfolio of about

three million square meters, valued

over $1 billion. He also serves as

CEO of Shumake Global Partners,

L3C which provides services in

various areas including technology,

real estate, healthcare, energy and

finance.

As a philanthropist, Shumake has been a staunch advocate of the youth cause,

being actively involved in fundraising events that ensure that young children stay

in school to become productive citizens. His Robert S. Shumake Scholarship

Relays has supported over 10,000 young athletes while his Shumake Family and

Friends Foundation has sent over 200 beneficiaries to college. The Shumake

Legacy Academy, on the other hand, was established to allow HIV-infected

orphans in Addis Ababa, Ethiopia to get educated.

With his success in two distinct fields, one would dare ask why Shumake would

foray into the world of writing. Shumake explains his philosophy: "I always want

to promote the double bottom line: make a profit in business and make a difference

in the community."

This philosophy rings true in two of his master works, ―For Entrepreneurs Who

Considered Suicide When Business Got Tough‖ and the number one Amazon

Bestseller, ―Climbing Your Inner Mountain.‖

Robshumake.com

Copyright 2013 Page 9

While the first book was more geared for entrepreneurs, CYIM narrates Shumake's

struggles, from homelessness to a lifelong battle against asthma to the real and

formidable challenge of climbing Mount Kilimanjaro. This book details how

Shumake has overcome various adversities to become one of the most successful

and respected entrepreneurs. But more importantly, it uses Shumake's ascent to

Mount Kilimanjaro as the perfect metaphor to finding success in any field, in the

face of any obstacle.

CYIM offers a lot of valuable lessons, not only for entrepreneurs, but also for those

people who have been stricken by fear into inaction. Among the valuable lessons

the bestselling book offers are having a confident mindset, beating procrastination,

finding the right partner for your journey and facing times when a person must

embark on a journey by himself.

Shumake explains that CYIM is not just another self-help book. Rather, it seeks to

differentiate itself by offering readers a way to recognize their unique situation in

life, how to simplify these issues, and then to reach deep inside themselves to find

the best course of action. Check out Robshumake.com for more information.

Robshumake.com

Copyright 2013 Page 10

Life Lessons From “Climb Your Inner Mountain” By

Robert Shumake

In the Amazon best-selling book ―Climb Your Inner Mountain,‖ the author

describes in detail the many challenges and obstacles he faced before and during

his climb to the tallest mountain in Africa, Mount Kilimanjaro. He shared the

experience that triggered him into action to finally fulfill his childhood dream – the

death of a beloved friend. He

said people met his decision

with a cynical, unbelieving

reaction to a black man taking

on such a venture; there is a

perception that only white,

outdoorsy-type men were

interested in scaling the heights

of what is also the highest free-

standing mountain on Earth. He

revealed how his apprehensions

and being ―scared to death‖

almost prevented him from

embarking on the journey.

As he got near the top, he faced the one thing he feared most would happen: he

suffered a massive asthma attack. An expert who came with him advised him to

give the climb up. But he didn’t turn back. He kept going until he reached the

summit triumphantly. His reward was not only the sense of accomplishment at that

moment; greater than that are the life lessons he earned and was given the

opportunity to share with other people through the book he wrote.

The man is Robert Shumake — best-selling author, international business

strategist, philanthropist, diplomat and CEO. Shumake’s extensive life experiences

are evident in the way he shares his insights and ideas in his book. He says about

the book: ―It is an in-depth instructional of how to recognize the issues that one

faces in life – clarifying and breaking down those issues to their simplest and most

common denominators, and then turning inward to determine how to approach a

solution.‖

Robshumake.com

Copyright 2013 Page 11

Some of the takeaways from Climb Your Inner Mountain:

Stepping out of your comfort zone will lead you to confront your real self. The

hustle and frenzy of modern life can drown out your identity. Shumake says

standing on the mountain ―forced‖ him to hear his inner voice. Being away from

distractions allowed him to tune in to ideas and inspiration.

Everyone has a mountain to climb. Shumake learned how to be sensitive to and

appreciative of the personal challenges that are unique to each person. Some

people may need to climb Mount Kilimanjaro, Mount Everest or other literal

mountains. Other people’s mountains are more difficult to surmount, such as

building a business, finding the means to provide quality education to your

children or learning how to loosen the knots in your relationships.

Success starts at the beginning. People who know Shumake now marvel at his

wealth and influence, but he never fails to point out that he started to build his

fame and fortune way, way back – when he was working as a janitor trying to

expand his knowledge by listening to audiobooks while cleaning and taking out the

trash. For Shumake, success is about preparation: ―Success doesn’t happen

overnight or by accident.‖ Find out more at Robertshumakedetroit.com.

Robshumake.com

Copyright 2013 Page 12

Robert Shumake Earns Rave Reviews For His Second

Published Book

Although he wears a lot of hats as CEO of big corporations, Honorary Consul to

two African countries, philanthropist, and father to three lovely children, Robert

Shumake still found time to release two books this year, and his second effort has

been labelled an inspiring page-turner by readers.

As someone who had overcome a challenging childhood where he often worried

about potentially being homeless, Shumake had definitely risen above the typical

expectations people have of someone from such an economically challenged

background. He worked hard and managed to get a good education which opened

different doors of opportunities for him. And throughout his journey, he met some

wonderful people who helped shape his purpose and values in life — one of them

being his friend Steve Myen, to whom the book is dedicated.

After Steve’s fatal accident, Shumake, although devastated by his friend’s death,

experienced an awakening of sorts which led him to finally climb Mt. Kilimanjaro.

He had often said that it was something that he had always wanted to do, but due to

his incredibly busy schedule and the many demands he had to prioritize first, it

took many years for him to finally take that plane and find himself looking up at

the most difficult physical task he would have to endure.

His second book, ―Climbing Your Inner Mountain: 10 Steps to Reaching Any

Goal,‖ details Shumake’s personal obstacles and his momentous climb up the

African continent’s highest summit; he shared many of the lessons he learned as he

experienced the harsh elements of

Kilimanjaro and the possibility of him

losing his life due to a massive asthma

attack. But this is not just a storybook; all

the life accounts and lessons are laid out

for optimal ―learning‖ for the reader, and

there’s even a carefully prepared guide to

assisting readers in goal achievement and

self-reflection.

Robshumake.com

Copyright 2013 Page 13

Many of the readers who have read and re-read the book claim that what they

particularly like about it is that it’s very relatable. Since most people find life to be

a difficult uphill journey, the way Shumake related his physical ascent to

Kilimanjaro to seemingly insurmountable challenges of living made the lessons

easier to digest. In addition to that, the personal quotes Shumake shared (along

with carefully picked ones from other notable personalities like Alexander Graham

Bell and even Dr. Seuss) as well as the sporadic injection of humor made reading

every new chapter an exciting ―progress‖ for the readers.

―Climbing Your Inner Mountain: 10 Steps to Reaching Any Goal‖ has earned an

average of 5 stars from Amazon customers; many are hoping that Shumake will

not take long to come up with a follow-up to this effort and he’ll present fresh

perspectives about goal achievement in a new manual for success soon. ―Climbing

Your Inner Mountain‖ is available in Kindle edition and paperback on

Amazon.com and 100% of the sales of these books go straight to his foundation

which aims to provide good education to young people who need financial support.

For more, visit this site - Robertshumakedetroit.com.

Robshumake.com

Copyright 2013 Page 14

Robert Shumake Releases Motivational And

Instructional Guide To Business Success

When business gets tough, what do some entrepreneurs do? The survivalist

business owner weathers on, in spite of the hardships, and knows that if he holds

on, he will ―live‖ to see another customer. The practical business owner executes

contingency plans, pooling from various resources in order to keep the business

strong. And then there is the suicidal business owner — the entrepreneur who

figures all is lost, the sky has fallen, and the only logical solution is to give up. For

international business strategist turned author and philanthropist, Robert Shumake,

killing one’s business dream is tantamount to suicide.

A Book is Born

Shumake has released a

book entitled ―For

Entrepreneurs Who

Considered Suicide When

Business Got Tough,‖ a

motivational and

instructional guide that

contains over 100 practical

survival skills to help — or

perhaps more accurately,

save — the struggling

entrepreneur. In a published

interview on Shumake’s blog, the international business strategist shares that the

title came about when he considered what some entrepreneurs would do when

faced with some very difficult situations, from a downturn in the economy forcing

mass layoffs to stiff competition compelling a business to shut down.

In Shumake’s own words, ―The up and down pressures of doing business

successfully often changes us to give up on our God-given gifts and dreams. So

this book was written to encourage others not to kill their dreams.‖ Shumake, who

also happens to be CEO at ShuFund Capital, LLC and an honorary consul to

various African nations, shares that he himself has had to go through the pressures

Robshumake.com

Copyright 2013 Page 15

of doing business. He adds that even when faced with the possibility of not making

his payroll and closing down, he was still motivated to pursue his dreams as a

successful entrepreneur.

Encouraging Entrepreneurs to Help Educate Kids

But Shumake’s fascinating book is not just designed to act as a compass of sorts

for the overburdened entrepreneur. With 100 percent of the book sales being

donated to educational causes in third world countries, Shumake’s goal of ―make a

profit, make a difference‖ is going to be reaching an entirely new level through

―For Entrepreneurs Who Considered Suicide …‖ The CEO and author says that his

hope is to promote young people in business and empower them to, as it were, pay

it forward to other less fortunate children when they eventually come up in the

world.

The Shumake Family and Friends Foundation has so far granted 180 scholarships

domestically. His international holding company, the Shumake Global Partners, is

a supporter and sponsor of KENO (Kid Entrepreneurs Need Opportunities)

Foundation, an organization dedicated to nurturing, training, and growing

businesses developed by young entrepreneurs. By helping business owners get

over the proverbial hump through his book, Shumake also aims to encourage the

future business leaders of the world. Check Robertshumakedetroit.com to know

more about Robert Shumake’s guide.

Robshumake.com

Copyright 2013 Page 16

Business Mogul Robert Shumake Yearns To Inspire

Young People With His Success

He is quite a familiar name in Detroit

mainly because of his world-class

businesses, but the leading private

equity investor and real estate

developer, Robert Shumake, is proving

that he’s not just any other successful

person — he is not only rich in assets,

but he’s also even richer in kindness

and compassion. For him, it’s equally

important to be successful in his

business ventures as in ―real life‖ and his success shouldn’t just be confined to

creating a comfortable life for him and his family. It should also be about letting

his blessings flow into the lives of others, especially those who need them the

most.

Even before he struck it big in business, he’s always had the passion to serve and

make a difference in the lives of young people, believing that they are just as

deserving of success as he is. He, however, recognizes that certain opportunities

are not easily accessible to some due to their economic background, and that’s why

he strives to somewhat even out the playing field by offering his assistance through

his scholarship program. But aside from his scholarship programs, Shumake also

orchestrates all sorts of fundraising events for the youth to ensure that they will

become inspiring and productive members of society. So far, with all these

programs and events, he has already supported over 10,000 student athletes and

many of them are now successful professionals.

Although many of his youth-centered events take place in Detroit, he supports

overseas work as well. He has directed time and energy in starting the Shumake

Legacy Academy in the capital of Ethiopia, Addis Ababa; this learning institution

educates HIV-infected orphans. These students, given their condition, are not

likely to be provided the opportunity to get an education under normal

circumstances, but Shumake is just that committed to his vision of empowering

young people with proper education. Therefore, even if these children are seen by

Robshumake.com

Copyright 2013 Page 17

their society as beings with relatively bleak futures, Shumake hopes to prove

otherwise and he’s using his own story (and even his own resources) to do just

that.

Robert Shumake has also come up with informative and inspirational books which

are available at Amazon. He shares valuable lessons he has acquired through the

many years he has devoted to his professions and guides people, both young and

old, on how they too can be successful despite the odds. All book proceeds go

straight to his foundation, the Shumake Family and Friends foundation, which

works to help educate economically challenged young people. Visit

Dblbottomline.com to know more about Robert Shumake and his works.

Robshumake.com

Copyright 2013 Page 18

Robert Shumake Advocates Educational

Opportunities For Financially Challenged Youth

Everybody hears of people supporting

charities by donating a large amount of

money to support a cause. But for Robert

Shumake, it’s imperative to get the

community involved especially if the cause

is to create a bright future for committed and

promising young people. Knowing how

hard life is in many parts of Detroit where an

alarming percentage of teenagers drop out of

high school and eventually live a life of

crime, Shumake has made it his mission to

guide and protect those who wish to rise

above the difficulty of their situation and

become successful.

College education in the US is never cheap;

even some courses at a local community

college can prove to be too expensive for

many of Detroit’s hard-up families. A lot of young people who want to secure a

college education have to work throughout their teen years to save money for

tuition, yet they still fall short. Shumake understands how frustrating it truly can be

to fail to reach an important goal in life, and that’s why he has devised a program

to help these young people out in attaining their dreams. Through the Robert S.

Shumake Scholarship Relays, applicants get the chance to be granted a scholarship

to the college of their choice; what’s remarkable about this scholarship is that a

community of runners actually help to secure the financial support for the

applicants. They run devotedly and persistently towards the goal of these

applicants who really want to go to college for, truly, ―it takes a village.‖

“If you want to run in the race of life effectively, you will need an EDUCATION.”

This is what Shumake tells all of his scholars. Knowledge is power, and the best

way to get knowledge that can push young people towards a productive and

fulfilling path is by completing a college education. Heading to university not only

Robshumake.com

Copyright 2013 Page 19

hones necessary skills to be effective members of a work force but instills

discipline as well. Likewise, completing a college education automatically opens

doors to more employment opportunities, and with good employment

opportunities, a person has a higher chance of moving farther along in life.

Every dedicated young person should have the opportunity to grow into the person

he has always been designed to become – someone who makes a positive

difference in the lives of the people around him as a productive member of society.

With the help of Robert Shumake, more and more young people can actually

become so.

Robshumake.com

Copyright 2013 Page 20

Robert Shumake Uses Financial Success To Make A

Difference

There is a lot of money just floating around in the world. Unfortunately, and as the

three-month protest movement Occupy Wall Street has taught people, the social

and economic inequality in the world give rise to the one percent feeding off of the

majority of resources. What should be done — other then giving a staunch voice to

the so-called 99 percent?

Get proactive. Be involved.

Use your success to make a

difference in your corner of

the world. And you don’t

have to be a billionaire

philanthropist like Bill

Gates or Ted Turner to turn

things around for the less

fortunate. This is what

Robert Shumake firmly

believes in as he runs his

companies and creates

programs meant to alleviate the struggling conditions of different communities.

Currently the CEO of ShuFund Capital LLC, a real estate investment and

management firm, of SGP (Shumake Global Partners), an international holding

company that concentrates on micro lending and mobile remittance, and honorary

consul to Trinidad and Tobago, Botswana, and Tanzania, Shumake’s goal is to use

his financial success towards the greater good. Both companies, incidentally, are

carrying out social objectives through various charitable programs that focus

mostly on working with the youth sector and on fostering education in third world

countries.

According to Shumake, anyone who has been blessed with monetary success has

the moral obligation to put that success to good use. He believes that those who

make a profit have the responsibility to make a difference. The international

Robshumake.com

Copyright 2013 Page 21

business strategist and diplomat to various African nations calls it ―the double

bottom line.‖

So while the likes of Gates and Turner pledge to donate portions of their billion-

dollar incomes to charitable causes, Shumake’s own pledge is for his thriving

companies to help the struggling communities. With every profit, he says, he aims

to alleviate underprivileged communities and to give kids from his home state,

Detroit, and from third world countries the opportunities to succeed in life. Such

goals have given birth to several foundations like the Shumake Family and Friends

Foundation and support for various educational organizations like the KENO (Kid

Entrepreneurs Need Opportunities) Foundation.

As a diplomat to one of the world’s struggling nations, Shumake also strives to

foster commerce through trade missions and various programs, using these as

sources for people to gain the opportunities they would otherwise not possess.

Shumake may have his plate full with running his companies and fulfilling his

diplomatic duties. But through it all and no matter how hectic his days get, the

CEO and diplomat never fails to forget his most challenging but worthy vocation

as a philanthropist. What are you doing today to make a difference in the world?

Visit Dblbottomline.com for more information.

Robshumake.com

Copyright 2013 Page 22

Real Estate Expert Robert Shumake Provides Tips To

Protect Home Buyers From Mortgage Fraud

Buying property, either for

personal use or for

investment purposes, is

always a major financial

decision that involves lengthy

or tedious processes. It can be

a common activity for the

serious investor who makes a

living out of flipping

properties, but for the average

consumer, the opportunity to

purchase a house could be the

single biggest financial move

he makes — and ideally, the property will be in his and his family's possession for

the rest of their days. Therefore, he takes care to gather sufficient resources, build

good credit, thoroughly weigh and scrutinize his options, and ensure that the

property matches his specific needs and vision for the home that he could finally

call his very own.

However, certain market conditions are pushing unscrupulous individuals to

acquire property through questionable means. Rises in foreclosures, depressed

markets, decreased demand and declining values are causing lenders to tighten

their practices, for example, and this leads some people to cook up mortgage fraud

schemes or even resort to identity theft (targeting individuals with good credit) just

to obtain housing loans, take over someone else's property, or sell another person's

home.

Even experienced real estate professionals are not safe from fraudulent activities.

Detroit businessman, published author, and philanthropist Robert Shumake is CEO

of Inheritance Capital Group, a Michigan-based private equity real estate

investment and development firm, and he became a victim of mortgage fraud

himself. The finance and real estate expert once attempted to sell a house that he

had purchased and rehabilitated, only to discover that someone removed his name

Robshumake.com

Copyright 2013 Page 23

from the title using a fraudulent quit claim deed. The person was able to move into

the home and even took out building permits to get work started on the property.

After two and a half years and almost $60,000 in legal fees, Shumake was able to

resolve the matter, but he was quick to advise home buyers that some people can

spend thousands and still fail to reclaim the property.

Being in the business of implementing policies and funding strategies to help

people and small businesses raise capital, mortgage loans, commercial leasing and

specialized financing so that they can successfully acquire property, Shumake

developed a list of valuable tips to protect everyone from becoming victims of

fraud in the future:

Never sign blank or incomplete documents.

Never buy property that you have not personally seen or inspected.

Use only licensed mortgage bankers or lenders; find a broker through the

National Association of Mortgage Brokers.

Have a local, licensed real estate agent do a BPO (Broker’s Price Opinion)

to determine value.

Don’t be pressured into using a particular lender, real estate agent or

appraiser.

Know your rights as a mortgage borrower.

Don’t buy into get-rich-quick schemes of instant equity or investment

property using your own name. Investment property should be owned by an

LLC to protect you from liability exposure.

Do not work with someone who advises you to lie on your mortgage

application.

Beware of lenders who charge excessive fees and prepayment penalties.

Be sure to look over and understand your truth in lending disclosure

documents, which spell out the terms of your mortgage, before signing a

contract with a mortgage company.

According to Shumake, having an attorney look over the property documents is

still the best move to make when in doubt — the fees you pay for this service will

be nothing compared to thousands of dollars you will spend in the event that you

become involved with mortgage fraud in the future.