Royal Sundaram General Insurance

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Royal Sundaram General Insurance

Royal Sundaram General Insurance Co. Ltd. (formerly known as Royal Sundaram Alliance

Insurance Company Limited), a subsidiary of Sundaram Finance, is the first private sector general

insurancecompany in India to be licensed in October 2000 by theInsurance Regulatory and

Development uthority of India!

"he company #as initially promoted as a $oint venture bet#een Sundaram Finance, one of the most

respected non%ban&ing financial institutions '()F*s+ in India and Royal Sunlliance Insurance

plc, -., one of the oldest general insurer in the -.! In /uly 201, Sundaram Finance acuired the

234 euity holding from Royal Sunlliance Insurance plc! *onseuently, the entire 004 euity

holding is no# held by Sundaram Finance '51!604+ and other Indian Shareholders '27!04+!

Awards and Recognition8edit9

207 *elent recognition for developing an intelligent claims management system to improve

the productivity of the staff and increase customer satisfaction 89

20: *elent recognition for having a ;odel Insurer sia component829in the area of

Distributionon the Information #ee& ?dge #ard for several e%application implementation pro$ects 819
https://en.wikipedia.org/wiki/General_insurancehttps://en.wikipedia.org/wiki/General_insurancehttps://en.wikipedia.org/wiki/Insurance_Regulatory_and_Development_Authority_of_Indiahttps://en.wikipedia.org/wiki/Insurance_Regulatory_and_Development_Authority_of_Indiahttps://en.wikipedia.org/wiki/RSA_Insurance_Grouphttps://en.wikipedia.org/wiki/RSA_Insurance_Grouphttps://en.wikipedia.org/wiki/United_Kingdomhttps://en.wikipedia.org/w/index.php?title=Royal_Sundaram_General_Insurance&action=edit&section=1https://en.wikipedia.org/wiki/Royal_Sundaram_General_Insurance#cite_note-1https://en.wikipedia.org/wiki/Royal_Sundaram_General_Insurance#cite_note-2https://en.wikipedia.org/wiki/Royal_Sundaram_General_Insurance#cite_note-3https://en.wikipedia.org/wiki/Royal_Sundaram_General_Insurance#cite_note-4https://en.wikipedia.org/wiki/Royal_Sundaram_General_Insurance#cite_note-5https://en.wikipedia.org/wiki/Insurance_Regulatory_and_Development_Authority_of_Indiahttps://en.wikipedia.org/wiki/Insurance_Regulatory_and_Development_Authority_of_Indiahttps://en.wikipedia.org/wiki/RSA_Insurance_Grouphttps://en.wikipedia.org/wiki/RSA_Insurance_Grouphttps://en.wikipedia.org/wiki/United_Kingdomhttps://en.wikipedia.org/w/index.php?title=Royal_Sundaram_General_Insurance&action=edit&section=1https://en.wikipedia.org/wiki/Royal_Sundaram_General_Insurance#cite_note-1https://en.wikipedia.org/wiki/Royal_Sundaram_General_Insurance#cite_note-2https://en.wikipedia.org/wiki/Royal_Sundaram_General_Insurance#cite_note-3https://en.wikipedia.org/wiki/Royal_Sundaram_General_Insurance#cite_note-4https://en.wikipedia.org/wiki/Royal_Sundaram_General_Insurance#cite_note-5https://en.wikipedia.org/wiki/General_insurancehttps://en.wikipedia.org/wiki/General_insurance


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Royal Sundaram offers its esteemed customers a comprehensive car insurance policy that helps secure vehicles

against any form of damage, resulting from accidents or calamities! @ou can no# avail a free insurance uote online,

along #ith a plethora of other features such as 00 percent insurance cover on your invoice, free road%side

assistance and cashless claims from net#or& garages across India!

For the ultimate protection of your car, Royal Sundaram has introduced *ar Shield, the uniue car insurance policythat offers great add%on covers for the purpose of safeguarding your vehicle! (o# you can stop #orrying about your

priAed possession because this policy is specifically created, &eeping in mind all your reuirements! *ar Shield

understands your uniue needs and in turn provides you superior protection li&e no otherB

@ou can avail *ar Shield for the follo#ing purposesC

If you #ish to )uy (e# *ar Insurance

If you #ish to Rene# *ar Insurance from any InsurerorRene# your Royal Sundaram *ar Insurance olicy

>hat is *overed by *ar ShieldE

"his highly beneficial policy ensures overall protection for your car, designed to protect you through most irreversible

circumstances such as car accidents and theft! "his policy is recommended to safeguard your car from damages

caused by another vehicle, including subseuent in$uries or damages incurred by :rd parties! ;entioned belo# is a

list of the coverage offered by the policyC

*overs all forms of damage including theft of parts and accessories of the car

Offers a third party cover up to Rs! 5!1 la&h

@ou can choose from an array of add%on covers that provide that added protection to your vehicle #hich

includes Depreciation >aiver on metal and plastic parts! "his can be obtained in cases of partial losses along #ith

the replacement of your #indshield glass #ithout any effect on the (o *laim )onus! @ou can also receive the total

invoice value of the car during cases of irreversible damages and theft

>hy *hoose our *ar Insurance olicyE

Royal Sundaram provides you #ith the finest deals along #ith various cash%saving offers that you need to avail righta#ayB Our hassle%free plan includes the follo#ingC

Free vehicle inspection at your doorstep along #ith the facility to purchase the policy online #ithin 27 hours,

in case you do not rene# your policy on time
http://www.royalsundaram.in/web/dtc/brandnewprivatecar/getquotehttp://www.royalsundaram.in/web/dtc/rolloverprivatecar/getquotehttp://www.royalsundaram.in/web/dtc/rolloverprivatecar/getquotehttp://www.royalsundaram.in/web/dtc/instarenew/readpolicyhttp://www.royalsundaram.in/web/dtc/instarenew/readpolicyhttp://www.royalsundaram.in/web/dtc/brandnewprivatecar/getquotehttp://www.royalsundaram.in/web/dtc/rolloverprivatecar/getquotehttp://www.royalsundaram.in/web/dtc/instarenew/readpolicy


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@ou can avail the cashless facility across the country along #ith 27


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Online assistance!

ay using debit


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In case of a claim, you can notify us by sending an S;SC

"ype"CLAI"SJspaceK !&LIC' $& '3%digit+ and send to 2*+2+

@ou #ill receive a response from us #ithin one business day!

)uy Insurance for )rand (e# *arC

If you a planning to purchase a brand ne# car, then one of the most essential steps is to avail insurance immediately!

>hat you need to do is very simpleC )efore you ma&e that purchase, chec& the premiums offered by Royal Sundaram

on various cars, after #hich you can ma&e that decision! "his also involves the facility of transferring the (o *laim

)onus from your previous car to the ne# one! For more information about this uniue plan, you can simply send an

S;S as belo#C


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*ar Insurance .ey )enefits Features

Get the Royal Sundaram *ar Shield

dvantage for your *ar

% Free Roadside ssistance .itB

% 004 Invoice price Insurance *overB

**-"? R?;I-; )-@ (O>

Royal Sundaram offers *ar Shield, a comprehensive*ar Insurancepac&age policy designed to provide complete

protection for your car! Given belo# are the features and benefits of this policyC

,, -uy $ew Car Insurance

,, Renew Car Insurance from any InsurerorRenew your Royal Sundaram Car Insurance !olicy

*ar Shield .ey Features

rotection from loss of car or damage to your car!

-nlimited iability for "hird arty death< in$ury *laims!

Indemnity for third party property damage up to a limit of Rs! 5!1 la&hs!

ersonal ccident *over for you, your paid driver and the occupants in the car!

*ar Shield ?=tra )enefits

If you are a member of utomobile ssociation of India, you can get up to 14 discount on the O#n Damage

remium 'or+ ;a= of Rs!200!
http://www.royalsundaram.in/car-insurance-online.aspxhttp://www.royalsundaram.in/car-insurance-online.aspxhttps://www.royalsundaram.in/web/dtc/brandnewprivatecar/getquotehttps://www.royalsundaram.in/web/dtc/rolloverprivatecar/getquotehttps://www.royalsundaram.in/web/dtc/rolloverprivatecar/getquotehttps://www.royalsundaram.in/web/dtc/instarenew/readpolicyhttps://www.royalsundaram.in/web/dtc/instarenew/readpolicyhttp://www.royalsundaram.in/car-insurance-online.aspxhttps://www.royalsundaram.in/web/dtc/brandnewprivatecar/getquotehttps://www.royalsundaram.in/web/dtc/rolloverprivatecar/getquotehttps://www.royalsundaram.in/web/dtc/instarenew/readpolicy


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Get a discount of Rs! 00 in "hird arty )asic remium on reduction in imits of iability for "hird arty

roperty Damage!

Opt for voluntary deductible of Rs! 1,000 and get :14 discount on O#n Damage remium sub$ect to a

ma=imum of Rs! 2,100!

"ransfer of (o *laim )onus '(*)+ from other insurance company on rene#al #ith Royal SundaramLs *ar

Insurance olicy Online!


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*ar Insurance *overage DiscountsC

*ar Shield our *omprehensive ac&age olicy covers accidental damage caused to your car and the damage or

in$ury you cause to another vehicle or its driver in an accident or to any :rd party! oss of or damage to your car

through fire or theft is also covered!

,, -uy $ew Car Insurance

,, Renew Car Insurance from any InsurerorRenew your Royal Sundaram Car Insurance !olicy

*ar Shield )asic *overage DiscountsC

"his covers oss or Damage to your carM liability to third parties and provides personal accident cover to the

o#ner


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"errorism

%at is not co/ered0

>ear and tear, Depreciation or any conseuential loss!

;echanical< electrical brea&do#n!

Damage caused by a person driving the car #ithout a valid license!

Damage caused by a person driving the car under the influence of alcohol or drugs!

Other e=clusions as per the policy terms and conditions!

2! iability to "hird arties C"his policy covers any third party liability that might have been affected by the Insured! It includes the follo#ing

coveragesC

egal protection for death or in$ury claims from third parties!

egal protection for damage to third party property!

egal costs and ?=penses.

%at is not co/ered

Damage to your personal property!

*osts and e=penses incurred #ithout our prior #ritten consent!

Other e=clusions as per the policy terms and conditions!

:!ersonal ccident *over to O#ner


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7! Get a Discount on )asic *overage remiumC@ou can get a discount on the basic coverage and


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*ar Shield dditional *oversC

Get *over for your Driver, Other assengers in your *ar and your *ar ccessories! In addition to )asic *over, this

policy provides option for personal accident cover to unnamed passengers in your car, your paid driver, legal liability

to paid driver


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For e=ample, normally #hen you have to replace some part and ma&e a claim to#ards this replacement, you #ill not

get the full cost of the part but only the depreciated cost depending on ho# old your vehicle is! Older the vehicle lo#er

the value, ho#ever you can protect yourself against depreciation #ith this cover! If you ta&e this cover, you #ill be

paid full value of the parts #ithout deduction of any amount to#ards depreciation! "his means you do not have to pay

out of your poc&et to#ards the replacement of the parts!

%at is Co/ered

ll plastic parts #ithout applying depreciation in case of a claim!

ll metal parts #ithout applying depreciation in case of a claim!

@ou need not bear any portion of any depreciable parts! "he cost of all parts necessitating replacement #ill

be allo#ed in full!

%at is not Co/ered

"he amount of total deductible mentioned in the policy schedule!

Damage caused by an uninsured peril including mechanical brea&do#n!

Damage to uninsured items including accessories and bi%fuel


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>indshield Glass *over

If the #indscreen glass 'front and


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@ou can opt for voluntary deductible amount ranging from Rs ,100 to 1,000!

)y opting for this cover, you #ill not only be paying a lo#er premium for your car insurance, but also be protecting the

value of the *ar!

!ricin40 "he discount #ill be as per the e=isting tariff grid along #ith the t#o additional slabs included!

Full Invoice rice Insurance *over

Insure your car to 004 of the ist price! In case of theft or total damage you #ill get full reimbursement on the

invoice amount of the car!

(ormally, for a ne# vehicle insured for the first time, the rivate *ar is insured at 614 of its ;anufacturerLs ist rice!

"his clause #ill enable you to insure your ne# car for the full 004 of the ist rice! In case of a "otal oss or "heft of

the vehicle, the full invoice value of the vehicle, that #as insured, #ill be considered #hile assessing the loss!

Similarly, you can also avail this facility for older cars up to : years of age! In the event of a "otal oss or "heft of the

vehicle, you #ill be eligible for the value of a replacement car as agreed bet#een us at the inception of the olicy andas appearing in the face of the olicy < ?ndorsement!

Suppose you bought a car for Rs 3,00,000 and the car is totally damaged or stolen because of depreciation you

#ould get only Rs 7,20,000 and you #ill have to pay the balance out of your poc&et to replace the car! >ith the Full

Invoice rice *over, you #ould get the entire amount bac&!

%at is $ot Co/ered

"he amount of total deductibles as mentioned in the base ac&age olicy

"his cover is available only for (e# vehicles and vehicles up to : years old that are currently being

manufactured and are not obsolete!

"inimum !remium 0 "he cover #ill be sub$ect to a minimum premium of Rs!00


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)aggage includes personal effects belonging to you and being carried by you during a /ourney in the car

insured under this policy! ersonal ?ffects cover the contents that are personal in nature 'cloths, toiletries, shoe, belt

etc! that are normally #orn on the person+ and are placed in a secure baggage!

"his cover is applicable #hile travelling in the car insured under this policy any#here in India!

%at is not Co/ered

"he amount of total deductible mentioned in the policy schedule!

ll electronic


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>ear and tear, loss of use or value!

ea&age, spilling or e=uding of liuids oils or material of li&e nature or articles of dangerous or damaging

nature!

rticles #hich did not form part of the baggage #hen the $ourney commenced, unless specifically declaredand accepted by us!

>e shall also not be liable for loss, destruction or damage to baggage discovered more than :0 days after

its occurrence!

"his cover is available only for (e# vehicles and vehicles up to : years old that are currently being

manufactured and are not obsolete!

"inimum !remium0"he cover #ill be sub$ect to a minimum premium of Rs!00

Documents

Royal Sundaram General Insurance