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Welcome kÉÑMôe
Welcome to the world of the Shariah-compliant SABB Signature Visa Credit Card. It’s a world that enables you to make purchases easily, without the need to carry cash.
Tawarruq mechanism
Since SABB Credit Card is based on the Tawarruq concept, the Bank shall carry out a Tawarruq transaction by selling you certain commodities owned by the Bank on a “Fudoly” basis for the remaining balance of the total amount due. This is done in one instalment, for one month starting as of the due date to settle the Card dues from the proceeds of selling the said commodities.
This guide explains how to use the card and describes its various features, while answering most of your queries about the card.
The guide will also highlight the global recognition and benefits you’ll receive with your SABB Signature Visa Credit Card at all HSBCbranches worldwide.
For further information, please call the SABB Hotline on 800 116 0099 or +966 11 440 8999 from outside the Kingdom.
á©jô°ûdG ΩɵMCG ™e á≤aGƒàŸG á«fɪàF’G Gõ«a ô°ûàæé«°S ÜÉ°S ábÉ£H ⁄ÉY »`a ºµH kÉÑMôe
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.ó≤ædG πª◊ áLÉ◊G ¿hO
¥QƒàdG πªY á«dBG
ΩóY ∫ÉM »`a ábÉ£ÑdG äÉ≤ëà°ùe OGó°ùd ¥QƒàdG ᨫ°U ≈∏Y á«fɪàF’G ÜÉ°S ábÉ£H Ωƒ≤J
AGôLEÉH ∂æÑdG Ωƒ≤j å«ëH ,ÜÉ°ù◊G ∞°ûc »`a IOQGƒdG ábÉ£ÑdG äÉ≤ëà°ùe πeÉc ∑OGó°S
≠∏ÑŸG øe ≈≤ÑJ Ée ᪫≤H kÉ«dƒ°†a kÉ©«H ∂æÑdG É¡µ∏Á áæ«©e kÉ©∏°S ∂©«ÑH ¥QƒàdG á«∏ªY
äÉ≤ëà°ùe OGó°ùH ΩÉ«≤dGh ¥É≤ëà°S’G ïjQÉJ øe ô¡°T ¬Jóe óMGh §°ù≤H ≥ëà°ùŸG ‹ÉªLE’G
.™∏°ùdG ∂∏J ™«H AGôL øe á∏°üëŸG ≠dÉÑŸG øe ábÉ£ÑdG
,Iójó©dG ÉgÉjGõe ºµd ÚÑjh ºµàbÉ£Ñd πãeC’G ΩGóîà°S’G ≈∏Y π«dódG Gòg ºcóYÉ°ù«°S
.ºµJGQÉ°ùØà°SG º¶©Ÿ äÉHÉLE’ÉH ºcOhõ«°S ɪc
ÜÉ°S ºµàbÉ£H ÖMÉ°üj …òdG »ŸÉ©dG Ö«MÎdGh ÉjGõŸG kÉ°†jCG π«dódG Gòg ºµd í°Vƒ«°S
.⁄É©dG ∫ƒM HSBC ´hôa ™«ªL iód á«fɪàF’G Gõ«a ô°ûàæé«°S
800 116 0099 :ºµd ¢ü°üîŸG ÜÉ°S ∞JÉg ≈∏Y ∫É°üJ’G ≈Lôj ,äÉeƒ∏©ŸG øe ójõŸ
.áµ∏ªŸG êQÉN øe +966 11 440 8999 hCG áµ∏ªŸG πNGO øe
1
Greater security with the SABB Signature Visa Credit Card
The SABB Signature Visa Credit Card is more secure than ever withthe embedded microchip that provides a high level of security and convenience since the data stored inside the chip is encrypted, preventing fraudulent use of the card. In addition to this, a credit card PIN code will have to be used along with the card to pay for all purchases and for cash withdrawals. Please be sure to activate your card and get a PIN code as soon as you reveive the card so you can enjoy all the benefits it provides.
á«fɪàF’G Gõ«a ô°ûàæé«°S ÜÉ°S äÉbÉ£H ™e ÌcCG ¿ÉeCG
π°†ØH ≈°†e âbh …CG øe kÉfÉeCG ÌcCG á«cP ábÉ£H »g á«fɪàF’G Gõ«a ô°ûàæé«°S ÜÉ°S ábÉ£H
äÉfÉ«ÑdÉa ,¿ÉeC’Gh áMGôdG øe kÉ«dÉY kiƒà°ùe ôaƒJ »àdGh á≤«bódG á«fhεdE’G áëjô°ûdG
,∂dòd áaÉ°VE’ÉH .ÉgôjhõJ Ö©°üj IôØ°ûe äÉfÉ«H »g á«fhεdE’G áëjô°ûdG »`a áfõîŸG
AGôLE’ hCG äÉjΰûŸG OGó°ùd É¡H ¢UÉÿG …ô°ùdG ºbôdG ™e ábÉ£ÑdG ΩGóîà°SG ¿B’G Öéj ¬fEÉa
Qƒa …ô°S ºbQ ≈∏Y ∫ƒ°ü◊Gh ábÉ£ÑdG π«©ØJ øe ócCÉàdG Öéj ∂dòd .ájó≤ædG äÉHƒë°ùdG
.ábÉ£ÑdG äGõ«‡ øe IOÉØà°S’G øe øµªàJ ≈àM ábÉ£ÑdG ΩÓà°SG
2
How to get a PIN code for your SABB Signature Visa Credit Card
If this is a new or replacement card, please call the SABB Hotline on 800 116 0099 and follow the instructions of the customer service representative to obtain a PIN code instantly and easily
If the card is a renewed card, then you can continue to use your current PIN code
The PIN code can be changed easily at any time through any SABB ATM or by calling the SABB Hotline
á«fɪàF’G Gõ«a ô°ûàæé«°S ÜÉ°S ábÉ£Ñd …ô°S ºbQ ≈∏Y π°ü– ∞«c
800 116 0099 ÜÉ°S ∞JÉg ≈∏Y ∫É°üJ’G Öé«a ,á∏jóH hCG IójóL ábÉ£ÑdG âfÉc GPEG
á≤jô£H …ô°ùdG ºbôdG ≈∏Y ∫ƒ°üë∏d ∂dPh AÓª©dG áeóN ∞Xƒe äɪ«∏©J ´ÉÑJGh
ádƒ¡°S πµHh ájQƒa
‹É◊G …ô°ùdG ºbôdG ΩGóîà°SÉH QGôªà°S’G øµªŸG øªa IOqó› ábÉ£ÑdG âfÉc GPEG
ÜÉ°S `d ™HÉJ ‹BG ±Gô°U ÜôbCG ≥jôW øY âbh …CG »`a …ô°ùdG ºbôdG Ò«¨J ¿ÉµeE’ÉH
ÜÉ°S ∞JÉg ≈∏Y ∫É°üJ’ÉH hCG
3
How to use your SABB Signature Visa Credit Card at retail
Point-of-Sale (POS) terminals*
The cashier will insert the card in the chip-card reader of thePOS terminal
The card must stay inside the POS terminal while the purchase transaction is processed
Wait until the cashier asks you to enter your PIN Enter your card PIN and wait for the approval response Once the transaction is approved, collect your sales receipt along
with your SABB Credit Card
*This method is applicable only when the POS terminal supports chip-card technology. If the POS terminal doesn’t support it, then the card should be used by swiping the magnetic stripe.
•É≤f Iõ¡LCG »`a á«fɪàF’G Gõ«a ô°ûàæé«°S ÜÉ°S ábÉ£H Ωóîà°ùJ ∞«c
*ájQÉéàdG äÓëŸG iód ™«ÑdG
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á«FGô°ûdG á«∏ª©dG IÎa ∫GƒW ™«ÑdG •É≤f RÉ¡L πNGóH ábÉ£ÑdG ≈≤ÑJ ¿CG Öéj
…ô°ùdG ∂ªbQ ∫ÉNOEG ™FÉÑdG ∂æe Ö∏£j ≈àM ô¶àfG
á«∏ª©dG ≈∏Y á≤aGƒŸG RÉ¡÷G ¢Vô©j ≈àM ô¶àfGh ∂àbÉ£Ñd …ô°ùdG ºbôdG πNOCG
™FÉÑdG øe ábÉ£ÑdG ¤EG áaÉ°VE’ÉH ™«ÑdG ∫É°üjEG òNCG ∂æµÁ ,á«∏ª©dG ∫ƒÑb óæY
∫ÉM »`a .á«còdG ábÉ£ÑdG á«æ≤J ºYój ™«ÑdG •É≤f RÉ¡L ¿Éc ∫ÉM »`a §≤a √òg ΩGóîà°S’G á≤jôW ≥Ñ£æJ*
øe ábÉ£ÑdG ôjô“ ≥jôW øY á«dÉ◊G á≤jô£dG ΩGóîà°SG ºà«°ùa á«æ≤àdG √òg ºYój ’ ™«ÑdG •É≤f RÉ¡L ¿Éc
.»°ù«WÉ樟G §jô°ûdG á¡L
4
Note: Internet transactions do not require the credit card PIN code. Instead, they can only be performed by entering the 3-digit Customer Verification Value (CVV) found on the back of the card.
For your protection
If you lose your card, you should immediately inform SABB throughone of the following channels*:
Call SABB Hotline on 800 116 0099 within the Kingdomor +966 11 440 8999 from abroad
*Transactions that happen before reporting the lost card will be charged tothe customer.
∂àjɪ◊
ióMEG ≥jôW øY Iô°TÉÑe ÜÉ°S ÆÓHEG ∂«∏Y ÖLƒàj ,∂àbÉ£H ¿Gó≤a óæY
:*á«dÉàdG πFÉ°SƒdG
áµ∏ªŸG πNGO øe 800 116 0099 ≈∏Y ∫É°üJ’G ≥jôW øY ÜÉ°S ∞JÉg
áµ∏ªŸG êQÉN øe +966 11 440 8999 hCG
.É¡fGó≤a øY ÆÓHE’G ïjQÉJ πÑb ábÉ£ÑdG øY IQOÉ°üdG äÉ«∏ª©dG áaÉc 𫪩dG πªëàj*
5
You can pay in Saudi Riyals using one of the following methods:
1. Via SABBNET at www.sabb.com
2. By calling the SABB Hotline on 800 116 0099.
3. Through the SADAD service using biller ID ‘’029’’.
4. By wire transfer from any bank to your card number.
5. By providing us with standing instructions, in writing, to directly debit your SABB account to settle your monthly payment due.
6. By visiting any of our branches for cash payment over the counteror using the cash deposit machines available at branches.
7. By writing a cheque* in favour of your card account and handingit in at any of our branches or by mailing the cheque to:
SABB, Card Products Division, P.O. Box 69718, Riyadh 11557
*Cheque payments should be received by the Bank 7 days beforethe due date to avoid late payment fees.
:á«dÉàdG ¥ô£dG ióMEÉH …Oƒ©°ùdG ∫ÉjôdÉH ójó°ùàdG ∂fɵeEÉH
www.sabb.com ™bƒŸG ∫ÓN øe âf ÜÉ°S ≥jôW øY .1
.800 116 0099 ÜÉ°S ∞JÉg ≈∏Y ∫É°üJ’G .2
."029" ôJƒØŸG ºbQ ΩGóîà°SÉH OGó°S áeóN ≥jôW øY .3
.ábÉ£ÑdG ºbQ ¤EG áµ∏ªŸG »`a ôNBG ∂æH iód ÜÉ°ùM …CG øe πjƒëàdG .4
ºµHÉ°ùM øe Iô°TÉÑe º°üîæd áªFGódG äɪ«∏©àdG áeóN ≥jôW øY kÉ«HÉàc ÉæeÓYEG .5
.≥ëà°ùŸG ≠∏ÑŸG ÜÉ°S »`a
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,∂«°ûdG π«°ü– IÎa IÉYGôe ™e ∂àbÉ£H ÜÉ°ùM ídÉ°üd *∂«°T ôjô– .7
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11557 ¢VÉjôdG ,69718 Ü.¢U ,äÉbÉ£ÑdG õcôe ,ÜÉ°S
Öéj ,ábÉ£ÑdG äÉahô°üe ójó°ùàd ó``jÈdG á`£°SGƒH ∂«°ûdG ∫É°SQEG ∫ÉM »`a*
.ÒNCÉàdG Ωƒ°SQ ™aO Öqæéàd ™aódG ¥É≤ëà°SG ïjQÉJ øe ΩÉjCG 7 πÑb ∂æÑ∏d ∂«°ûdG π°üj ¿CG
How to make your card payments ábÉ£ÑdG äÉahô°üe ójó°ùJ á«`Ø«c
6
e-statements provide flexibility, convenience and security by enabling you to view your monthly SABB Credit Card statement online. You can view your three latest statements by downloading them inPDF format or printing them from SABBNET.
To access your e-statement, simply:
1. Log on to your account on SABBNET and then click onthe “statements/advices” field located on the left-hand sideof the page.
2. Click on “e-statement” on the drop-down menu.
3. Click on the monthly statement you wish to view.
If you are not registered with the SABBNET service,please go to www.sabb.com for online registration,or call SABB Direct on 800 116 0099.
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.áëØ°üdG øe øÁC’G ÖfÉ÷G »`a OƒLƒŸG
.áªFÉ≤dG øe "ÊhεdEG ∞°ûc" ≈∏Y §¨°VG .2
.¬°VGô©à°SG OƒJ …òdG …ô¡°ûdG ÜÉ°ù◊G ∞°ûc ≈∏Y §¨°VG .3
,âf ÜÉ°S áeóN »`a ∂∏«é°ùJ ΩóY ∫ÉM »`a
,âfÎfE’G ÈY π«é°ùà∏d www.sabb.com ™bƒŸG IQÉjR ≈Lôj
.800 116 0099 ≈∏Y âcôjGO ÜÉ°S `H ∫É°üJ’G hCG
e-statements ÊhεdE’G ÜÉ°ù◊G ∞°ûc
7
Cash facilities …ó≤ædG Öë°ùdG
There will be times when you require cash. This could happen whenyou are in the Kingdom or abroad.
Your SABB Signature Visa Credit Card will enable you to withdrawcash up to 30% of your credit limit from over 250,000 financial institutions and 1,000,000 ATMs in the Kingdom and worldwide.
.É¡LQÉN hCG á``µ∏ªŸG π`NGO AGƒ°S çóëj Gògh ,ó≤æ∏d É¡«a êÉà– äÉbhCG ∑Éæg
øe %30 ≈àM …ó≤ædG Öë°ùdG á«fɵeEG á«fɪàF’G Gõ«a ô°ûàæé«°S ÜÉ°S ábÉ£H ∂d í«àJ
,á«dÉe á°ù°SDƒe 250,000 øe ÌcCG ∫ÓN øe ∂dPh á«fɪàF’G ∂àbÉ£Ñd ÊɪàF’G ó◊G
.⁄É©dG ∫ƒMh áµ∏ªŸG »`a ‹BG ±Gô°U RÉ¡L 1,000,000 øe ÌcCG ¤EG káaÉ°VEG
8
SABB Credit Card charges á«fɪàF’G ÜÉ°S äÉbÉ£H Ωƒ°SQ
Annual fee SAR 1,000
Supplementary Card Free
Tawarruq profit margin on the outstanding balance** 28.68%
Lost Card reissuance SAR 100
Late payment penalty charge*** SAR 100
Copy of the sales voucher Free
Copy of statement Free
Cash withdrawal charges SAR 75
¢S .Q 1,000 …ƒæ°ùdG º°SôdG
kÉfÉ› á©HÉàdG ábÉ£ÑdG
%28.68 **ºFÉ≤dG ó«°UôdG ≈∏Y ¥QƒàdG á«∏ªY íHQ ¢ûeÉg
¢S .Q 100 óbÉa ∫óH ábÉ£H QGó°UEG
¢S .Q 100 ***≥ëà°ùŸG ≠∏ÑŸG OGó°S ÒNCÉJ áeGôZ
kÉfÉ› ™«ÑŸG ∫É°üjEG øY áî°ùf
kÉfÉ› ábÉ£Ñ∏d ÜÉ°ù◊G ∞°ûc øY áî°ùf
¢S .Q 75 …ó≤ædG Öë°ùdG Ωƒ°SQ
*The annual percentage rate (APR).
**To be paid to certified Charity Organaisations..(APR) …ƒæ°ùdG íHôdG ¢ûeÉg*
.É¡d ìô°üŸG ájÒÿG äÉ©«ªé∏d ™aóJ**
9
Share the SABB Signature Visa Credit Card privileges with your
family for free
If you wish to extend the benefits of your account to your family and share the privileges of your SABB Signature Visa Credit Card, you can apply for free supplementary cards.
Applicant must be over 18 years of age
Monthly spending limit can be specified for eachsupplementary card
To apply, please call the SABB Hotline on 800 116 0099.
kÉfÉ› á«fɪàF’G Gõ«a ô°ûàæé«°S ÜÉ°S äÉbÉ£H äGõ«e ∂à∏FÉY ∑QÉ°T
¿ÉµeEÉÑa ,ábÉ£ÑdG ájƒ°†Y ∂d ÉgôaƒJ »àdG ™aÉæŸG øe IOÉØà°S’G ™«°SƒJ »`a âÑZQ GPEG
≥jôW øY á«fɪàF’G Gõ«a ô°ûàæé«°S ÜÉ°S ábÉ£H äGRÉ«àeGh óFGƒa ∂àcQÉ°ûe ∂à∏FÉY
.kÉfÉ› á«aÉ°VEG äÉbÉ£H ≈∏Y ∫ƒ°ü◊G
kÉeÉY 18 øY Ωó≤àŸG ôªY π≤j ’ ¿CG Öéj
Ωó≤àe πµd …ô¡°ûdG ÊɪàF’G ó◊G ójó– øµÁ
.800 116 0099 ÜÉ°S ∞JÉ¡H ∫É°üJ’G ≈Lôj ,áeóÿG Ö∏£H Ωó≤à∏d
Additional benefits á«aÉ°VEG äGõ«e
10
“ICSABB is a unique loyalty programme that rewards you just forusing your SABB Signature Visa Credit Card. You’ll earn one “ICSABB” point for every SAR 10 you spend on your Card (Cash Advances and Utility Bill Payments are excluded) and what’s more, for the first timein the Kingdom SABB provides you the e-redemption capability where you are able to redeem your “ICSABB” points electronically at various participating merchant outlets.
For the latest “ICSABB” offers and updated participating merchants, please visit our website www.sabb.com or call SABB Hotline on800 116 0099.
Note: The Bank may inform SABB Cardholders about any additions or terminations regarding the participating merchants or amendments in the merchants’ offers in a manner to be decided by the Bank.
ÜÉ°S ábÉ£H ∂eGóîà°S’ ∂Äaɵj ójôa äBÉaɵe èeÉfôH øY IQÉÑY ƒg "Ö°ùcG" èeÉfôH
ä’ÉjQ 10 πc πHÉ≤e IóMGh "Ö°ùcG" á£≤f ∂ëæ‰ ±ƒ°S .á«fɪàF’G Gõ«a ô°ûàæé«°S
.(IÉæãà°ùe ÒJGƒØdG OGó°Sh ájó≤ædG äÉ«∏ª©dG) á«fɪàF’G ∂àbÉ£H ≈∏Y É¡≤ØæJ
Ö°ùcG •É≤f ∫GóÑà°SG á«fɵeEG ÜÉ°S ∂d ôaƒj ,áµ∏ªŸG »`a Iôe ∫hC’h ,∂dP ¤EG áaÉ°VEG
.ácQÉ°ûŸG ájQÉéàdG äÓëŸG iód kÉ«fhεdEG
,ácQÉ°ûŸG ájQÉéàdG äÓëŸG áªFÉbh "Ö°ùcG" èeÉfôH ¢VhôY ôNBG ≈∏Y ±ô©à∏d
ÜÉ°S ∞JÉg ≈∏Y ∫É°üJ’G hCG www.sabb.com ÊhεdE’G Éæ©bƒe IQÉjõH Gƒ∏°†ØJ
.800 116 0099
hCG É¡àaÉ°VEG ºàj »àdG ájQÉéàdG äÓëŸG øY á«fɪàF’G ÜÉ°S äÉbÉ£H »∏eÉM ÆÓHEÉH ∂æÑdG Ωƒ≤j ób :á¶MÓe
.∂æÑdG ÉgQô≤j »àdG á≤jô£dÉH ácQÉ°ûŸG ôLÉàŸG øe áeó≤ŸG ¢Vhô©dG ≈∏Y CGô£J ób äÓjó©J …CÉH hCG ÉgDhɨdEG
“ICSABB” Rewards Programme äBÉaɵª∏d "Ö°ùcG" èeÉfôH
11
á∏¡°S á≤jô£Hh ÜÉ°S øe á«KÓãdG ájɪ◊G ™e kÉfÉeCG ÌcCG âfÎfE’G ÈY ∂bqƒ°ùJ π©LG
.á≤Ñ°ùe π«é°ùJ á«∏ª©d áLÉ◊G ¿hO
ÈY ¿ÉeCÉH äÉYƒaóŸG äÉ«∏ªY ájɪ◊ Iójó÷G ÜÉ°S áeóN øe IOÉØà°S’G ¿B’G ∂æµÁ
Gõ«a ÜÉ°S äÉbÉ£Ñd ∂dPh "Gõ«a ≥jôW øY ≥≤ëàdG" áeóN ÜÉ°S ≥∏WCG ó≤d .*âfÎfE’G
∂bqƒ°ùJ óæY ∫ÉÑdG áMGQh ¿ÉeC’G øe ójõŸG ∂ëæ“ áeóÿG √òg ,á«fɪàF’G
.** á«fɪàF’G ÜÉ°S ∂àbÉ£H ᣰSGƒH âfÎfE’G ÈY
.Gõ«a ᣰSGƒH ≥≤ëàdG áeóN »`a á∏é°ùŸG ájQÉéàdG äÓëŸG »`a áeóÿG òg ≥Ñ£J*
á«fɪàF’G ÜÉ°S äÉbÉ£H AÓª©d Iôaƒàe âfÎfE’G ÈY äÉYƒaóŸG ájɪ◊ ÜÉ°S áeóN**
.á«aÉ°VE’G äÉbÉ£ÑdGh
ÜÉ°S øe á«KÓãdG ájɪ◊G áeóNSABB 3D Secure Service
Make online shopping even more secure with SABB 3D Secure Service in an easy way and without the need to do any pre-registration process.
You can now avail of SABB’s new Secure Online Payment Servicefor performing online transactions*. SABB has launched ‘Verified by VISA’ for your SABB VISA credit card, It provides you with theextra security and peace of mind when you shop online withyour SABB credit card**.
*This service is applicable for only those merchants who are registeredwith Verified by VISA.
**SABB’s Online Secure Payment Service is available for Primary and Supplementary credit cardholders.
.Gõ«a ᣰSGƒH ≥≤ëàdG áeóN »`a á∏é°ùŸG ájQÉéàdG äÓëŸG »`a áeóÿG òg ≥Ñ£J*
á«fɪàF’G ÜÉ°S äÉbÉ£H AÓª©d Iôaƒàe âfÎfE’G ÈY äÉYƒaóŸG ájɪ◊ ÜÉ°S áeóN**
.âfÎfEÓd ÜÉ°S äÉbÉ£Ñd áeóÿG √òg ôaƒàJ ’ .á«aÉ°VE’G äÉbÉ£ÑdGh
12
Process Steps:
1. Do your online shopping with your favorite online merchants.2. When doing the check out, you will be asked to enter the required information e.g card number, expiry date, CVV, etc.3. After that, you will be re-directed to our 3D secure verification Page where you will be asked to enter a one-time password (OTP). OTP will be sent to the mobile number linked to the used SABB Credit Card.4. Once the OTP is entered, it will be verified. Then, the page will return back to the Merchant’s one to complete the purchase transaction.5. At this stage, the 3D Secure verification process is completed in an easy and secured way without the need for any pre-registration process.
:á©ÑàŸG äGƒ£ÿG
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.≥Ñ°ùe π«é°ùJ …CG ¤EG áLÉ◊G
13
øe ÌcCG »`a ∂dPh ô°ûàæé«°S ÜÉ°S äÉbÉ£H 𫪩c äGQÉ£ŸG ä’É°U »`a ∂H Ö«MÎdG ºàj
.⁄É©dG ∫ƒM kGQÉ£e 500
âfÎfE’G ΩGóîà°SGh ,äÉÑLƒdG ∫hÉæàH ™àªà°SGh ,áªîØdG ä’É°üdG »`a AÉNΰS’ÉH ™à“
.áMGQ πµH IôFÉ£∏d ¬LƒJ ∂à∏MQ ´ÓbEG óYƒe ÚMh .äÉÑWôŸG ∫hÉæJ hCG ΩÓaC’G IógÉ°ûeh
:‹ÉàdG ¬∏©a ∂«∏Y Ée πc
www.loungekey.com/visasignature IQÉjR ≥jôW øY IóMGh IôŸ π«é°ùàdG
á«fɪàF’G ô°ûàæé«°S ÜÉ°S ∂àbÉ£H RGôHEÉH ºb §≤a !¿B’G ó©H ∫ƒNO ábÉ£Ñd »YGO ’
Ióªà©ŸG ä’É°üdG øe …C’ ∫ƒNódG ∂æµÁh
¢üî°T πµd »µjôeCG Q’hO 27 ≠∏Ñà ádÉ°üdG ¤EG ±ƒ«°V IƒYO ∂æµÁ áaÉ°VE’ÉH
áYÉ≤dG/QÉ£ŸG IQÉjR ïjQÉJ øe Ωƒj 25 ∫ÓN ÉæH ∫É°üJ’G ≈Lôj ,iƒµ°T …CG OƒLh ∫ÉM ‘
äGQÉ£ŸG »`a Qɶàf’G ä’É°üd ÊÉ› ∫ƒNO
The Lounge Access programme for SABB Signature Credit Card welcomes you at over 500 airport lounges worldwide.
Sit back and relax in the lap of luxury as you wait for your flight.Savour a gourmet meal, go online, watch a movie or enjoy refreshments in the lounge. And when the time comes, board theplane at your leisure.
All you need to do is:
Complete a one-time registration by visiting www.loungekey.com/visasignature No need for a printed Lounge Access Pass! Just show your card at any of the listed airport lounges and access the lounge Also you can invite guests to the lounge for an extra $27 per person In case of complaint please raise your complaints 25 days from date of travel
Free airport Lounge Access
14
äÓMQ AÉæKCG πeɵàe ÚeCÉà∏d kÉ«FÉ≤∏J ∂∏gDƒj ∑ôØ°ùd ô°ûàæé«°S Gõ«a ÜÉ°S ∂àbÉ£H Ωóîà°SG
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:πª°ûjh
.ôØ°ùdG AÉæKCG çOGƒ◊G á«£¨J
πeÉ◊ »Ñ£dG AÓLE’G ,ÇQÉ£dG »Ñ£dG ˃æàdG ,¿Éæ°SC’G) áFQÉ£dG á«Ñ£dG äÉahô°üŸG
.(á∏FÉ©dG OGôaCG hCG ábÉ£ÑdG
.á©àeC’G ôNCÉJ hCG ¿Gó≤a
.á∏MôdG AɨdEG hCG ôNCÉJ
.ôØ°ùdG äGQÉ°ûà°SG
⁄É©dG AÉëfCG ™«ªL ‘ á«dÉààe kÉeƒj 90 IÎØd âfCG É¡H Ωƒ≤J »àdG äÓMôdG §≤a á«£¨àdG πª°ûJh
Gõ«a ÜÉ°S ᣰSGƒH áeÉbE’G äÉ≤Øfh /hCG É¡Ø«dɵJ øe 50% øY π≤j ’ Ée ™aódG ºàj ¿CG ≈∏Y
,√ÉfOCG §HGôdG ∫ÓN øe É¡«∏Y ´ÓW’G ∂æµÁ ΩɵMCGh •hô°ûd ™°†îJ á«£¨àdG .ô°ûàæé«°S
.ÉgOƒLh ∫ÉM ‘ áÑdÉ£e …CG øe ∫hC’G AõL ™aO ∂«∏Y ÖLƒàj ɪc
ΩɵMC’Gh •hô°ûdG
http://www.visamiddleeast.com/me/common/include/premium/signature/TI_KSA_AR.pdf
ô°ûàæé«°S Gõ«a ábÉ£Ñd ôØ°ùdG ÚeCÉJTravel Insurance for Signature Visa Credit Card
Using your Signature Visa Credit Card automatically entitles you to anintegrated insurance during business and entertainment flights for youand your entire family for a period of 90 days from the incident’soccurrence date locally and internationally, and it includes the following: Accident coverage during travel Emergency medical expenses (dental, emergency medicalhypnosis, and medical evacuation to the cardholder or family members) Lost or delayed luggage Flight delay or cancellation Travel ConsultingThe coverage only includes the flights made by you for a period of 90consecutive days around the world; provided that at least 50% of theircosts and / or accommodation expenses are paid by SABB SignatureVisa. Coverage is subject to the terms and conditions that can be foundthrough the link below and you'll have to pay the first portion of anyclaim, if any.Terms and Conditionshttp://www.visamiddleeast.com/me/common/include/premium/signature/TI_KSA_AR.pdf
15
16
áë°üdGh çOGƒ◊G á«£¨J
á«°üî°ûdG çOGƒ◊G ÉjGõe - 1.(ΩÉ©dG πbÉædG)
á«°Vô©dG IÉaƒdG
çOÉM ÖÑ°ùH ºFGódG »Fõ÷G õé©dG
çOÉM ÖÑ°ùH ºFGódG »∏µdG õé©dG
á∏°üdG äGP ÉjGõŸGh á«Ñ£dG ÉjGõŸG - 2áFQÉ£dG á«Ñ£dG äÉahô°üŸG
(¢VôŸGh çOÉ◊G)
:πªëàdG ≠∏Ñe
¿Éæ°SC’G äÉahô°üe
äÉaôdG IOÉYEG /ÇQÉ£dG »Ñ£dG AÓLE’G
≈Ø°ûà°ùª∏d …ó≤ædG ¢†jƒ©àdG
á«Ñ£dG IóYÉ°ùŸG
(»µjôeCG Q’hO) »°SÉ°SC’G ÚeCÉàdG ≠∏Ñe
:Ú¨dÉÑdG
Q’hO 500,000 :á«dhódG äÓMôdG
Q’hO 50,000 :á«∏ëŸG äÓMôdG
:∫ÉØWC’G
Q’hO 5000»°SÉ°SC’G ÚeCÉàdG ≠∏Ñe øe 100%
áLQódG Ö°ùM »°SÉ°SC’G ÚeCÉàdG ≠∏Ñe øe %»°SÉ°SC’G ÚeCÉàdG ≠∏Ñe øe 100%
Q’hO 150,000
Q’hO 100Q’hO 10,000
Q’hO 500,000óMGƒdG Ωƒ«dG øY Q’hO 50
Q’hO 15,00 √É°übCG ≠∏Ñe ≈àMh
IÉ£¨e
Types of Injury and Health insurance coverage
1. Personal Injuries:
Accidental Death (public transportation)
Permanent partial disability caused by an accident
Permanent total disability caused by an accident
2. Types of Medical and Medical-Related:
Emergency medical expenses
(accident and illness)
amount deductible:
Dental Expenses
Medical evacuation / Return of deceased's remains
Financial compensation for the hospital
Medical assistance
Basic Insurance amount (USD)
Adults:
international flights: 500,000 dollars
local flights: 50,000 dollars
Children:
5,000 dollars
100% of basic insurance amount % from basic insurance amountdepending on the level100% of basic insurance amount
150,000 dollars
100 dollars
10,000 dollars
500,000 dollars
50 dollars per day up to a limit of
1,500 dollars
covered
17
ôØ°ùdG äÓµ°ûe ÉjGõe - 3á«°üî°ûdG á©àeC’G /ÖFÉ≤◊G
óMGƒdG óæÑdG óM
äÉ«æà≤ª∏d ‹ÉªLE’G ó◊G
πªëàdG ≠∏Ñe
á©àeC’G ôNCÉJ
øY OGR Ée πµd
á∏MôdG ôNCÉJ
øY OGR Ée πµd
±É£àNE’G
á∏FÉ©∏d ÇQÉ£dG AÓLE’G
AÉæHCÓd ÇQÉ£dG AÓLE’G
á∏MôdG ™£b /AɨdEG
ÜÉgQE’G
ôØ°ùdG IQÉ°ûà°SEG
(⁄É©dG ∫ƒM äÉeóN /áYÉ°S 24) IóYÉ°ùŸG IQGOEG
Q’hO 1,000Q’hO 150Q’hO 150
Q’hO 50Q’hO 500 √É°übCG ó◊ áYÉ°S πc øY Q’hO 42
ÒNCÉJ äÉYÉ°S 4Q’hO 1000 √É°übCG ó◊ áYÉ°S πc øY Q’hO 42
ÒNCÉJ äÉYÉ°S 4Q’hO 500 √É°übCG ó◊ Ωƒj πc øY Q’hO 25
á«MÉ«°ùdG áLQódG ≈∏Y IOƒY IôcòJ
á«MÉ«°ùdG áLQódG ≈∏Y
Q’hO 5,000≈£¨e ÒZ
IÉ£¨e
IÉ£¨e
3. Types Travel Problems:
Personal baggage/belongings
limit per item
total limit for collectibles
amount deductable
Baggage delay
more than
Flight delay
more than
Kidnapping
Emergency evacuation for a family
Emergency evacuation for children
Flight cancellation/interruption
Terrorism
Travel Visa
Help centre (24 hours/ worldwide services)
1,000 dollars
150 dollars
150 dollars
50 dollars
42 dollars per hour up to a limit of 500 dollars
4-hour delay
42 dollars per day up to a limit of 500 dollars
4-hour delay
25 dollars per day up to a limit of 500 dollarsreturn ticket in economy class
in economy class
5,000 dollars
not covered
covered
covered
18
ájô°ü◊G äÉeóÿGh äGRÉ«àe’GExclusive privileges and services
Dining
A delectable dining experience awaits you wherever you go. Your SABB Signature Visa Credit Card is all you need to indulge in the finest, most mouth-watering cuisine within the Kingdom and beyond. For more information, please visit: https://www.visafinedining.com/site/index
Travel
Pack up and go further than you ever have before. With your SABB Signature Visa Credit Card, you can look forward to special offers, room upgrades and unique packages as you explore exciting destinations.For more information, please visit: http://www.visamiddleeast.com/signature/en/privileges/travel/main.jsp
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ÜÉ°S ∂àbÉ£H ƒg ¬LÉà– Ée πµa .ÖgòJ ɪæjCG »¡°T ΩÉ©W ∫hÉæJ áHôŒ ∑ô¶àæJ
.êQÉÿG »`a hCG kÉ«∏ á«bGQ ºYÉ£e »`a á«¡°T ¥ÉÑWCÉH ´Éàªà°SÓd á«fɪàF’G Gõ«a ô°ûàæé«°S
https://www.visafinedining.com/site/index ™bƒŸG IQÉjR ≈Lôj äÉeƒ∏©ŸG øe ójõŸ
ôØ°ùdG
á«fɪàF’G Gõ«a ô°ûàæé«°S ÜÉ°S ∂àbÉ£H ™e .ÉgójôJ á¡Lh …CG ¤EG ôaÉ°Sh ∂à©àeG ΩõMG
âfCG ɪæ«H IójôØdG ôØ°ùdG ¢VhôYh ±ô¨dG á«bôJh ,á°UÉÿG ¢Vhô©dG øe IOÉØà°S’G ∂æµÁ
:™bƒŸG IQÉjR ≈Lôj äÉeƒ∏©ŸG øe ójõŸ ,á≤«°ûdG ôØ°ùdG äÉ¡Lh ∞°ûµà°ùJ
http://www.visamiddleeast.com/signature/en/privileges/travel/main.jsp
Shopping
Enjoy the best deals and offers online and in-store with your SABB
Signature Visa Credit Card. In addition to incredible cash savings, you’ll
also enjoy fabulous rewards and exclusive promotions, for more
information, please visit:
http://www.visamiddleeast.com/signature/en/privileges/shopping/main.jsp
Meet and assist
Discounts on meet and assist services. For more information,
please visit:
http://www.visamiddleeast.com/signature/en/privileges/travel/travel11.jsp
¥ƒ°ùàdG
™e âfÎfE’G ÈYh ájQÉéàdG äÓëŸG »`a äÉ≤Ø°üdGh ¢Vhô©dG π°†aCG ≈∏Y π°üMG
äBÉaɵŸGh ÒѵdG ÒaƒàdG ¤EG áaÉ°VE’ÉH .á«fɪàF’G ô°ûàæé«°S Gõ«a ÜÉ°S ∂àbÉ£H
:™bƒŸG IQÉjR ≈Lôj äÉeƒ∏©ŸG øe ójõŸ .ájô°ü◊G ¢Vhô©dGh á©FGôdG
http://www.visamiddleeast.com/signature/en/privileges/shopping/main.jsp
∂JÉLÉ«àMG á«Ñ∏Jh IóYÉ°ùŸG
äÉeƒ∏©ŸG øe ójõŸ ,∂JÉLÉ«àMG á«Ñ∏Jh IóYÉ°ùŸG äÉeóN ≈∏Y äÉeƒ°üN
:™bƒŸG IQÉjR ≈Lôj
http://www.visamiddleeast.com/signature/en/privileges/travel/travel11.jsp
19
Concierge Service
We're your 24-hour personal assistant, arranging dinner reservations, chauffeurs and taxis, theatre tickets, gifts and everything else youneed to enhance your leisure and business trips. And by taking note of your personal tastes and preferences, we can surprise you with the perfect recommendation at the perfect moment. Best of all, the service is entirely complimentary.
http://www.visamiddleeast.com/signature/en/concierge/concierge_service/main.jsp
êÒ«°ùfƒc áeóN
äGRƒéM äÉÑ«JÎH Ωƒ≤æd áYÉ°ùdG QGóe ≈∏Y ∂àeóN »`a »°üî°T óYÉ°ùe áHÉãà øëf
õjõ©àd ¬LÉà– Ée πch ÉjGó¡dG ,ìô°ùŸG ôcGòJ ,kÉ«°üî°T ¬fƒ∏°†ØJ ≥FÉ°S ÒaƒJ ,AÉ°û©dG
¬fƒ∏°†ØJ Éeh ¢UÉÿG ∂bhòH kɪ∏Y ÉæàWÉMEG â“ ∫ÉM »`ah .πª©dG hCG IRÉLEÓd AGƒ°S ∂à∏MQ
.á«dÉãe äɶë∏H ´Éàªà°SÓd ∂d ÉæJÉ«°UƒJ Ëó≤àH ICÉLÉØe ∂d ô°†ëf ¿CG ÉææµÁ ,kÉ«°üî°T
.πeɵdÉH á«fÉ› áeóÿG √òg ¿EÉa ∂dP ¤EG áaÉ°VEG
http://www.visamiddleeast.com/signature/ar/concierge/concierge_service/main.jsp
Emergency Services
Beyond simply helping you plan, shop and make reservations,
the Visa Signature Concierge also offers a full range of emergency
services, 24/7 – all just a phone call away.
http://www.visamiddleeast.com/signature/en/concierge/emergency_services.jsp
ÇQGƒ£dG äÉeóN
,äGRƒé◊G ≈∏Y ∫ƒ°ü◊Gh ¥ƒ°ùàdG »`a ∑óYÉ°ùj èeÉfôH Oô› øe ÌcCG ¬fEG
,24/7 á∏eɵàe ÇQGƒW äÉeóN kÉ°†jCG ∂d Ωó≤J êÒ«°ùfƒc ô°ûàæé«°S Gõ«a ¿CG PEG
.∂æe áŸÉµe OôéÃ
http://www.visamiddleeast.com/signature/ar/concierge/ emergency_services.jsp
20
Free Credit Protection
SABB provides peace of mind with our free-of-charge Credit
Protection Shield. Take care of the burden to your loved ones in
the unfortunate event of your permanent or partial disability or
death, by settling the total outstanding balance on your Credit Card.
What's more, there is no additional monthly charge for this feature.
Total Protection
kÉfÉ› á«fɪàFG ájɪM
∂à∏FÉ©H ºà¡j …òdG ,ÊÉéŸG á«fɪàF’G ájɪ◊G ´QO ™e ∫ÉÑdG áMGQ ∂d ôaƒj ÜÉ°S
IÉaƒdG hCG »Fõ÷G hCG ºFGódG õé©dÉH ∂àHÉ°UEG ∫ÉM »`a á«dÉŸG AÉÑYC’G º¡æY ôaƒjh
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.ájô¡°T Ωƒ°SQ …CG ¿hóH ¬æe IOÉØà°S’G ™«£à°ùJh kÉfÉ› ∂d Ωsó≤j
á∏eɵàe ájɪM
21
Primary Cardholders below the age of 18 and above 64
Engaging in or training for any dangerous or hazardous sports,
competitions or activities. Hazardous sports or activities may
include the following:
1. Any form of aerial flight including light aircraft, monoplanes,
ballooning, hang-gliding, parachuting, etc.
2. Winter sports such as sleighing, ski jumping, ice hockey, etc.
3. Water sports such as powerboats, water skiing, jet skiing, diving,
etc.
4. Horse-riding activities such as hunting, jumping, polo, racing, etc.
5. Climbing activities such as mountaineering, rock-climbing,
potholing, abseiling, etc.
6. Participation in any kind of powered-vehicle racing, rally or competition.
7. Judo, boxing, karate, wrestling and other martial arts of any kind.
8. Bungee jumping.
øY ójõJh áæ°S 18 øY ºgQɪYCG π≤J øjòdG á«°SÉ°SC’G á«fɪàF’G äÉbÉ£ÑdG ƒ∏eÉM
áæ°S 64
.ô£N hCG øeBG ÒZ •É°ûf hCG ,á≤HÉ°ùe ,á°VÉjQ ájCG ≈∏Y ÜQóàdG hCG »`a ácQÉ°ûŸG
:»JB’G º°†J ób Iô£ÿG äÉ°VÉjôdG
¿GÒ£dG ,»YGô°ûdG ¿GÒ£dG ,∞«ØÿG ¿GÒ£dG kÓeÉ°T …ƒ÷G ¿GÒ£dG øe ´ƒf …CG .1
ïdEG ...䃰TGQÉÑdÉH õØ≤dGh ,¿ƒdÉÑdÉH
ïdEG ...»é∏ãdG »cƒ¡dG ,‹É©dG õØ≤dG ,ó«∏÷G ≈∏Y èdõàdG πãe ájƒà°ûdG äÉ°VÉjôdG .2
,äÉÑcôŸÉH èdõàdG ,AÉŸG ≈∏Y èdõàdG ,ÜQGƒ≤dG äÉbÉÑ°S πãe á«FÉŸG äÉ°VÉjôdG .3
ïdEG ...¢ù£¨dG
ïdEG ...¥ÉÑ°ùdG ,ƒdƒÑdG ,õØ≤dG ,ó«°üdG πãe π«ÿG ܃cQ äÉWÉ°ûf .4
≥∏°ùàdG ,±ƒ¡µdG ±É°ûµà°SG ,Qƒî°üdG ≥∏°ùJ ,∫ÉÑ÷G ≥∏°ùJ πãe ≥∏°ùàdG äÉWÉ°ûf .5
ïdEG ...πÑ◊ÉH •ƒÑ¡dGh
.á«°üî°ûdG äÉ°ùaÉæŸG hCG äÉ«dGôdG AGƒ°S äÉcôëª∏d ¥ÉÑ°S …CG »`a ácQÉ°ûŸG .6
.∫Éà≤dG ¿ƒæa øe øa …CG hCG ,áYQÉ°üŸG ,¬«JGQɵdG ,áªcÓŸG ,hOƒ÷G äÉ°VÉjQ .7
.äÉ©ØJôŸG øe πÑ◊ÉH õØ≤dG .8
SABB Credit Protection - exclusions äGAÉæãà°S’G - ÊɪàF’G ÜÉ°S ájɪM èeÉfôH
22
Suicide, attempted suicide or self-inflicted injuries by the Participant, while sane or insane
Punishment of the Participant by the due process of law Influence of alcohol, narcotics or drugs The committing, or attempting to commit or the aiding or abetting
by the Participant of any unlawful act even if, in doing so, there was no intention by the Participant to cause himself injury or sickness
Pre-existing medical conditions Engaging in aviation other than as a fare-paying passenger on a
regular route of a licensed scheduled aircraft Participant’s active participation in war (whether declared or not),
civil war, insurrection, riot, terrorist act, mutiny, piracy, civil commotion, revolution, military or other acts of violence originating from any political activity, or any loss or damage, cost or expense directly or indirectly caused by, contributed to by, resulting from, or arising out of or in connection with biological, chemical, or nuclear explosion, pollution, contamination and/or fire following thereon
HIV infection/AIDS or any venereal disease
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¿ƒfÉ≤dG πÑb øe ¢üî°ûdG áÑbÉ©e
É¡¡HÉ°T Éeh äGQóîŸG hCG ,∫ƒëµdG ÒKCÉJ
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¢VôŸG hCG áHÉ°UE’G »`a ÖÑ°ùàdG ∂dP øe ó°ü≤dG øµj
ÚeCÉà∏d á≤HÉ°ùdG ä’É◊G
…QÉŒ QÉ°ùe »`a kGôaÉ°ùe ¢üî°ûdG É¡«a ¿ƒµj »àdG ádÉ◊G øY GóY áMÓŸG ∫É›
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ô°TÉÑe πµ°ûH ácQÉ°ûŸG âfÉc AGƒ°S ∞æY ¬«a πªY …CG hCG ,ájôµ°ùY / á«HôM ∫ɪYCG
,…ƒ«M hCG ,»FÉ«ª«c ,…hƒf QÉéØfÉH ábÓY É¡d hCG ,ÖÑ°ùH hCG øY áŒÉf ,ô°TÉÑe ÒZ hCG
¬©e ¿Éc hCG ≥jôM ¬©ÑJ AGƒ°S çƒ∏àdÉH ábÓY É¡d hCG
»∏°SÉæJ ¢Vôe …CG hCG RójC’ÉH ihó©dG
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Signature Visa Purchase Protection
The insurance company covers the items exceeding $ 100, which are
purchased in full by the insurer via an accepted Signature Visa, as a
result of loss caused by theft or accidental damage within (365) days
from the purchase date indicated on the receipt issued by the Point of
Sale, with a maximum per incident limit of (six thousand dollars) or a
total annual insurance limit of (20 thousand dollars), and it includes the
following conditions:
The transactions must be fully paid via the Signature Visa Credit
Card, and the card must be open and valid in case of making cash
payments thereon.
Notify the police within 24 hours of the discovery of the incident
with the availability of an official police report when filing the claim.
¬d øeDƒŸG Ωƒ≤j »àdG »µjôeCG Q’hO 100 ɡફb ¥ƒØJ »àdG OƒæÑdG ÚeCÉàdG ácô°T »£¨J
∞∏àdG hCG ábô°ùdG ÖÑ°ùH ¿Gó≤ØdG áé«àf ádƒÑ≤ŸG ô°ûàæé«°S Gõ«ØdG ᣰSGƒH πeɵdÉH É¡FGô°ûH
π øe QOÉ°üdG ∫É°üJ’G ≈∏Y ÚÑŸG AGô°ûdG ïjQÉJ øe kÉeƒj (365) ∫ÓN ™bGƒdG ¢VQÉ©dG
ÚeCÉà∏d …ƒæ°ùdG ‹ÉªLE’G ó◊G hCG (Q’hO ±’BG 6) IóMGƒdG áKOÉ◊G óM √É°übCG ó◊ ,™«ÑdG
:á«dÉàdG •hô°ûdG ≈∏Y πª°ûJh (Q’hO ∞dCG 20)
áMƒàØe ábÉ£ÑdG ¿ƒµJ ¿CGh ô°ûàæé«°S Gõ«a ábÉ£ÑH πeɵdÉH áYƒaóe äÉ«∏ª©dG ¿ƒµJ ¿CG
.É¡«∏Y äÉ©aódG ójó°ùJ ∫ÉM ‘ ájQÉ°Sh
áWô°ûdG ô°† ôaƒJ ™e áKOÉ◊G ±É°ûàcG øe áYÉ°S 24 ¿ƒ°†Z ‘ áWô°ûdG QÉ£NEG
.Ëó≤àdG óæY »ª°SôdG
ô°ûàæé«°S Gõ«a äÉjΰûŸG ájɪM
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Contact SABB by telephone at the number 800 116 0099 in Saudi Arabia and +966 11 440 8999 from abroad within 48 hours of the discovery of the incident to obtain a claim form; and know what must be done to file the claim, as the filing is carried out within 7 days.
Submit the original purchase invoice with the purchases.
Coverage is subject to the terms and conditions; please see the
link below for more information.
http://www.visamiddleeast.com/me/common/include/premium/signature/PP_KSA_AR.pdfhttp://www.visamiddleeast.com/me/common/includ e/premium/signature/PP_KSA_AR.pdf
ájOƒ©°ùdG πNGO øe +966 11 440 8999 ºbôdG ≈∏Y ∞JÉ¡dG ≥jôW øY ÜÉ°ùH ∫É°üJ’G
∫ƒ°üë∏d áKOÉ◊G ±É°ûàcG øe áYÉ°S 48 ∫ÓN ájOƒ©°ùdG êQÉN øe 800 116 0099 h
¿ƒµj áÑdÉ£ŸG Ëó≤J ¿G å«M áÑdÉ£ŸÉH Ëó≤à∏d ¬∏©a ÖLGƒdG Ée áaô©eh áÑdÉ£e êPƒ‰ ≈∏Y
.ΩÉjCG 7 ∫ÓN
äÉjΰûŸG ™e AGô°ûdG IQƒJÉa π°UCG Ëó≤J
≈∏Y ´ÓW’G AÉLôdG ¬«∏Yh ΩɵMC’Gh •hô°û∏d ¬©°VÉN á«£¨àdG
:äÉeƒ∏©ŸG øe ójõª∏d √ÉfOCG §HGôdG
http://www.visamiddleeast.com/me/common/include/premium/signature/PP_KSA_AR.pdfhttp://www.visamiddleeast.com/me/common/includ e/premium/signature/PP_KSA_AR.pdf
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Extended warranty
Any purchases you make using your SABB Signature Visa Credit Card automatically extend the manufacturer’s warranty for an additional 12 months (to a maximum of 24 months).
You don’t even need to register the purchase with us, no matter whether it’s for your own use or bought as a gift. Then if the retailer or manufacturer won’t repair or replace your purchase, just give us a call.
Cover of up to $3,500 per item, $6,000 per incident and $20,000 per year maximum
Cover is valid for electrical household items on which 100% of the purchase price is charged to your Visa Signature card. The item must be purchased at a store located within your country of residence
Cover excludes boats, motorised vehicles, land or buildings, consumables, perishables or services
For more information and the Terms and Conditions of this benefit, please visit: http://www.visamiddleeast.com/signature/en/about/warranty.jsp
ójó“ ºà«°S á«fɪàF’G ô°ûàæé«°S Gõ«a ÜÉ°S ∂àbÉ£H ᣰSGƒH ºàJ »àdG äÉjΰûŸG πc
.(≈°übCG óëH 24) á«aÉ°VEG kGô¡°T 12 IóŸ kÉ«FÉ≤∏J á©æ°üŸG ácô°ûdG ¿Éª°V
⁄ ∫ÉM »`ah .ájó¡c hCG ∂eGóîà°S’ âfÉc AGƒ°S Éæ©e äÉjΰûŸG π«é°ùàd áLÉëH â°ùd âfCG
.ÉæH ∫É°üJ’G iƒ°S ∂«∏Y Ée ∂JÉjΰûe ∫GóÑà°SG hCG ìÓ°UEÉH ™æ°üŸG hCG ôLÉàdG º≤j
»`a Q’hO 20,000h áKOÉM πµd Q’hO 6,000 ,∞æ°U πµd Q’hO 3,500 ≈àM á«£¨J
≈°übCG óëc áæ°ùdG
Gõ«a ∂àbÉ£H ᣰSGƒH %100 ÉgDhGô°T ºàj »àdG á«FÉHô¡µdG äGhOC’G á«£¨àdG πª°ûJ
∂àeÉbEG ó∏H »`a ™≤j …QÉŒ π øe ÉgDhGô°T Öéjh ô°ûàæé«°S
,á«cÓ¡à°S’G OGƒŸG ,ÊÉÑŸG hCG »°VGQC’G ,á«dB’G äÉÑcôŸG ,ÜQGƒ≤dG á«£¨àdG πª°ûJ ’
äÉeóÿG hCG ∞∏à∏d á∏HÉ≤dG OGƒŸG
:IQÉjR ≈Lôj áeóÿG √ò¡H á°UÉÿG ΩɵMC’Gh •hô°û∏dh äÉeƒ∏©ŸG øe ójõŸ
http://www.visamiddleeast.com/signature/en/about/warranty.jsp
¿Éª°†dG ójó“
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For further enquiries, requests or clarifications, please use the contact
details provided on this link:
http://www.visamiddleeast.com/signature/en/concierge/contact_us.jsp
ΩGóîà°SG ≈Lôj äÉë«°VƒàdGh äGQÉ°ùØà°S’Gh äÉeƒ∏©ŸG øe ójõŸ hCG ∫É°üJ’G äÉeƒ∏©Ÿ
:‹ÉàdG §HGôdG ≈∏Y áMÉàŸG ∫É°üJ’G äÉfÉ«H
http://www.visamiddleeast.com/signature/en/concierge/contact_us.jsp
T&Cshttp://www.visamiddleeast.com/signature/en/common/pdf/2013_ATI%20_CEMEA_Signature_Terms_Conditions.pdf
ΩɵMC’Gh •hô°ûdG
http://www.visamiddleeast.com/signature/ar/common/pdf/2013_ATI%20_CEMEA_Signature_Terms_Conditions.pdf
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á«fƒfÉ≤dGh á«Ñ£dG ádÉME’GMedical and Legal referral
The following services are available through medical practitioners or legal professionals who speak your language.
Complete confidence
Visa's medical and legal referral service supports you and your immediate family, when you are travelling together to a location outside your principal country of residence for up to 90 days. Complimentary medical services include medical telephone advice, referral to a local medical services provider and the monitoring of a medical condition both during and after hospitalisation.
The list below summarises these benefits for you.
Telephone medical advice Medical services provider referral Monitoring of a medical condition during and after hospitalisation Delivery of essential medicine or equipment Despatch of physician Guarantee of hospital pre-admission deposit
.∂à¨d çóëàj …òdG ʃfÉ≤dG QÉ°ûà°ùŸG hCG Ö«Ñ£dG ∫ÓN øe á«dÉàdG äÉeóÿG ôaƒàJ
áeÉJ á≤K
ó∏H êQÉN kÉ©e ºcôØ°S ∫ÓN ∂à∏FÉ©dh ∂d ôaƒàJ á«fƒfÉ≤dGh á«Ñ£dG ádÉMEÓd Gõ«a áeóN
á«Ñ£dG IQƒ°ûŸG Ëó≤J á«fÉéŸG á«Ñ£dG äÉeóÿG øª°†àJh .kÉeƒj 90 ≈àM á«°ù«FôdG ∂àeÉbEG
ó©Hh ∫ÓN á«ë°üdG ádÉ◊G áÑbGôeh ,kÉ«∏ á«ÑW äÉeóN Ohõe ¤EG ádÉME’Gh ,∞JÉ¡dG ÈY
:∂d áeó≤ŸG äÉeóÿG √ÉfOCG áªFÉ≤dG ¢üî∏J .≈Ø°ûà°ùŸG »`a ˃æàdG
∞JÉ¡dG ÈY á«Ñ£dG IQƒ°ûŸG
á«ÑW áeóN Ohõe ¤EG ádÉME’G
≈Ø°ûà°ùŸG »`a ˃æàdG ó©Hh ∫ÓN á«ë°üdG ádÉ◊G áÑbGôe
ájQhô°†dG äGó©ŸG hCG ájhOC’G º«∏°ùJ
Ö«ÑW ∫É°SQEG
≈Ø°ûà°ùŸG ¤EG ∫ƒNódG ∫ƒÑb ¿Éª°V
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Arrangement of emergency medical evacuation
Arrangement of emergency medical repatriation
Arrangement of transportation of mortal remains
Arrangement of transportation to join a Cardholder
Arrangement of return of children
Inoculation and visa requirement information
Legal referral
Interpreter referral
For more information and the Terms and Conditions of these benefits,
please visit:
http://www.visamiddleeast.com/signature/en/about/medical_and_legal.jsp
ÇQGƒ£dG ä’ÉM »`a »Ñ£dG AÓNE’G Ö«JôJ
áFQÉ£dG á«Ñ£dG ä’É◊G »`a øWƒdG ¤EG IOÉYE’G Ö«JôJ
¿Éªã÷G π≤f Ö«JôJ
ábÉ£ÑdG πeÉM á≤aGôŸ π≤ædG Ö«JôJ
∫ÉØWC’G IOƒY Ö«JôJ
äɪ«©£àdGh äGÒ°TCÉàdG äÉÑ∏£àeh äÉeƒ∏©e
á«fƒfÉ≤dG ádÉME’G
ºLΟ ádÉME’G
:IQÉjR ≈Lôj ,√ÓYCG IQƒcòŸG äÉeóÿÉH á°UÉÿG ΩɵMC’Gh •hô°û∏dh äÉeƒ∏©ŸG øe ójõŸ
http://www.visamiddleeast.com/signature/ar/about/medical_and_legal.jsp
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