Safeguarding Financial Institutions with Pixim®’s Digital Pixel System® Technology

July 2008

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Challenges to Securing Banks and Financial Institutions Branching out requires layered approach to security to protect people, resources

and property Improved proximity of banking to consumers adds security concerns

Protection and security of ATM assets Number of ATMs worldwide = 1.67 million; Number of ATMs in the United States = 395,000 Number of ATM transactions in the United States in 2006 = 10.1 billion

Inside the bank Battling theft and fraud

Robberies increased nearly 10% in 2006 - National figures for 2007 are not complete Monitoring people and detecting objects in high security areas: vaults, safe deposit boxes

and cash counting stations Outdoor activities

Parking lot and loitering at ATMs Night depositories Intrusion detection

Banks are looking for security that results in: Saving time and resources Lowering risk and fewer losses Protecting employees and customers

Video is one of those solutions

*Source: American Bankers Association, June 2007

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The Benefits of Using Video Cameras Deterring robberies - from external sources and within

Public View Monitors (PVMs) beam back images of robbers US banking industry reports losses from employee theft exceed $1 billion

annually Crime investigation

Identify and track down suspects Accepted for evidential purposes in courts of law

Maintaining regulatory compliance FBI guidelines for security include making available video surveillance

recordings covering 10 days prior to robbery Continuous unarmed surveillance to minimize loss and tampering

Coordinate input from multiple locations Capture images 24 hours a day

Reducing losses from skimming and fraud Integrating ATM and teller transaction data with synchronized video

*Source: American Bankers Association, June 2007

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Problems Financial Institutions Face With Traditional Analog CCD Cameras Respected but Time-Worn CCD Analog

Cameras Cannot Overcome: Lack of detail in high contrast conditions,

backlight, under fluorescent light or outdoors Bank foyers, remote branches, ATMs and night

depositories Low clarity in shadows

Loitering in parking lots, enclosed ATMs and detecting objects in high security areas

Washed out images due to glare and reflections from glass and metal

Color inaccuracies in varying lighting conditions Cannot capture accurate color, skin tone and

facial features in radically changing lighting Low-quality DVR recordings

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Pixim®-Powered Cameras Meet Banking Surveillance Requirements Widest dynamic range that delivers high quality images in all lighting conditions

Captures highlight and shadow detail - including backlit faces - in the same scene Displays accurate skin tones

Superior color rendering in a wide range of lighting situations that are changing throughout the day High contrast scenes, glare, and fluorescent lighting

High image compression and elimination of “noise” Improved imaging with smaller file size DVRs/NVRs record with higher frame rate or higher resolution - in the same recording time No “camera blindness”

Removal of vertical smear, pixel blooming & other image artifacts A wide variety of form factors for various locations inside or outside the bank

“Poor lighting is the most common factor that degrades the quality of video images … The use of high dynamic range cameras should be considered to help improve the image quality.”

FBI Forensic Science Commission

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See the Digital Pixel System® Difference

Analog CCD camera

Dark Images in Harsh Lighting Conditions

Clear Images In Mixed LightingAccurate Color, Facial Features

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See the Digital Pixel System® Difference

Loss of detail Washed out details Poor color representation

See the details Accurate skin tones See lights and darks simultaneously

Analog CCD Camera

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Using Pixim®’s Digital Pixel System® Technology for Video Analytics

Effectiveness of intelligent video analytics is constrained by poor images provided by traditional analog CCD cameras

Pixim®’s Digital Pixel System® technology allows the subtle details to be seen and acted upon

Digital Pixel System, all-digital cameras can provide new insights It’s not just about having a quality camera anymore - It’s the content of the

video provided by the camera that allows: Preventing check fraud with by linking facial recognition to recorded transactions

and images Combating “phantom ATM withdrawals” - recording every transaction provides

answers to incidents of suspicious withdrawals Identifying abnormal activity in and around banking area

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Financial Institutes Using Pixim®’s Digital Pixel System® Technology