Upload
sandy-difranco
View
174
Download
1
Embed Size (px)
Citation preview
Sandra DiFrancoGraphic Design Portfolio
Table of ContentsBooklet ........................................................................................... 2ROPs, Flyers and FSIs .................................................................. 3HP ROPs ....................................................................................... 4Grounds Plans ............................................................................... 5Circulars ........................................................................................ 6E-mail ............................................................................................ 7Posters .......................................................................................... 8Certifi cates ..................................................................................... 9Logos ........................................................................................... 10
Booklet created in InDesign using multiple Master Pages and styles in a user-created template.
Handheld Device Trends in the US Retail Brokerage Advisory Industry
9
© 2006 The Tower Group, Inc.
May not be reproduced by any means without express permission. All rights reserved.
environment are constrained by the device confi gurations, immature applications operating environments,
and ever-changing proprietary demands that mobile operators place on device manufacturers.
A broker-dealer’s mobile offering will meet only limited success if the institution does not improve the
infrastructure that supports the line of business that the mobile offering is to support. Without process
improvement and control, the mobile offering will fall short of the institution’s intended goals. Firms
will need to closely evaluate their stated objectives for the mobile offering in light of the maturity of the
process being extended. If necessary, they should invest in addressing the process’s shortcomings before
extending the process into the fi eld via a mobile device.
Summary
Much like the personal computer in the 1980s, mobile devices are fi nding their way into corporate
enterprises virally through organic growth because of the convenience and functionality they offer. Like
PCs, mobile devices are a premier example of consumer adoption of technology being a prelude to
institutional adoption. Adoption of mobile and wireless technologies in the retail brokerage advisory
industry is no different. In fact, casual adoption of mobile devices already in play in advisors’ enterprises
should raise security and privacy concerns as well as cost-of-ownership issues that today may be invisible
but that refl ect negatively on costs of operation.Enhanced data applications and collaboration through mobile devices clearly present an emerging
opportunity for the retail brokerage industry to improve advisors’ productivity and enhance the advisor/
client relationship and the delivery of services. TowerGroup believes that many advisors are actively
repurposing personal devices for business use and thus potentially exposing their fi rms to unnecessary
risk. To counter this risk, broker-dealers should begin to standardize the mobile platform and policy for
the enterprise and encourage the enterprise to adopt standard devices and solutions.
Firms demonstrating leadership will be those with root characteristics that extend existing investments
in their infrastructure and application portfolio, not those who build new boutique infrastructure or
application sets for mobility. TowerGroup expects brokerage fi rms’ spending on devices and services to
increase nearly 22% through 2011.
Research in Motion Limited commissioned TowerGroup to conduct independent research and analysis to assess the use of handheld mobility in the
retail brokerage industry. The content of this report is the product of TowerGroup and is based on independent, unbiased research not tied to any
vendor product or solution. Although every effort has been made to verify the accuracy of this information, neither TowerGroup nor the sponsor of this
report can accept any responsibility or liability for reliance by any person on this research or any of the information, opinions, or conclusions set out in
the report.
Booklet
TowerGroup Analysis
6
© 2006 The Tower Group, Inc.May not be reproduced by any means without express permission. All rights reserved.
Exhibit 2
In the interviews that TowerGroup conducted for this research, most advisors indicated that the functionality
they desired mimicked many of the tasks advisors ask of their sales assistants on a regular basis. Examples
included distributing funds via check and Fed Funds wire. Interestingly, when polled, advisors indicated
that they were unlikely to execute the purchase and sale of securities over a mobile device but, in the event
of an emergency, they would desire at least limited functionality in this area. However, advisors do want to
be able to initiate workfl ows remotely that can then be completed or affi rmed in queue upon their return
to the offi ce or by the sales assistant.
Barriers to AdoptionDeployment of mobile devices in an enterprise presents a number of new key issues that the IT
department is compelled to address. These issues are paramount to fi rms considering an enterprise-wide
deployment of mobile devices, and failure to adequately address them may prevent the fi rm from offering
or deploying a successful enterprise-wide mobile solution. Compliance and security are two key concerns
for all segments, while device selection, standards, and infrastructure improvement are cause for concern
to varying degree. In some respects, the fi nancial services industry has underestimated the utility and the
risk that mobile devices represent within the advisor channel.
Hundreds of laptops leave the safety of the offi ce environment every day under the arms of advisors and
become exposed to unnecessary risk. Because of the laptops’ storage capacity and application capabilities,
their theft or loss could render an organization seriously vulnerable if not infamous. TowerGroup expects
some institutions to mitigate that risk by issuing advisors enhanced handheld devices that can meet their
functional needs without the added liability caused by the inherent large storage capacity of laptops.
Best-in-class mobile devices can store presentations and applications and have full Internet accessibility,
keypads, and color screens. Emerging tool sets allow a fi rm’s IT department to control and secure the
associated data. The ability to limit the resident data to that required for a specifi c customer or advisor
mitigates the risk of a compromised device.
Handheld Device Trends in the US Retail Brokerage Advisory Industry
7
© 2006 The Tower Group, Inc.
May not be reproduced by any means without express permission. All rights reserved.
Mobility should cause institutions to rethink their data security perimeter. Most fi rms have established
a security perimeter based on devices. The devices may be those residing on the desktop in the offi ce,
or they may be the Internet fi rewall, the virtual private network (VPN) box used for remote access, or
the security software preloaded on a remote user’s laptop. But information continues becoming fl uid,
more mobile.
The formal adoption of mobile solutions forces information mobility and therefore its security complexities
front and center. Increasingly, mobile devices, including laptops, smart phones, and other appliances have
multiple network access mechanisms, including Bluetooth, wireless fi delity (Wi-Fi), and Universal Serial
Bus (USB) connections. Firms need to rethink who has what data, why they have it, and on what devices.
For example, employees who synchronize their mobile devices with an e-mail account whose records
include account numbers risk exposing their fi rm’s customer data and other sensitive information if their
devices are lost or stolen. An unsecured network connection like Bluetooth or Wi-Fi may even create an
unmonitored access to the fi rm’s network.
As the universe of resident wireless network access options available to the handheld devices rise,
organizations should take prudent steps to secure data during transport via end-to-end authentication and
encryption schemes.
As the demand for more data and complex presentations of information grows, so does the need for
storage capacity. Companies can now employ “removal storage” cards, such as Secure Digital (SD) devices,
in order to compensate for the lack of resident storage in personal digital assistants (PDAs) and smart
phones. These tiny storage devices are easily lost or stolen. They are often overlooked as a prime security
hole in a solution.
Retail brokerage fi rms will need to consider the increased security risks and variables introduced by
removable storage devices and take remedial steps. Security options for removal storage cards should
include, but are not limited, to the following:
• User-protected storage card access
• Total encryption of the data
• “Locking” the storage card to the handheld device
• Network based “leasing” of the availability data based on user attributes (location, workday times, etc.)
Most fi rms have not begun to address mobile managed security in general and devices like smart phones
in particular. Reasons range from the ineptness of the security solutions available to the diffi culty of
managing security because of the large variety of mobile devices deployed. However, TowerGroup believes
that the wide use of mobile devices in retail brokerage calls for rethinking the security risk, a problem that
will only worsen over time due to the continued increase in information fl uidity.
Unfortunately for the brokerage fi rms and advisors, the specter of regulation still looms over the securities
industry. A fi rm’s deployment of a mobile solution requires the same controls as the controls governing
the advisors sitting in their offi ces. In fact, the burden and complexity of regulatory compliance will likely
be greater in the mobile environment, given that the device is outside the walls of the fi rm and possesses
signifi cant communicative and collaborative capabilities that might easily go ungoverned. Integrating
mobile devices and the data passing through them into existing compliance applications may be more
diffi cult than is justifi ed, particularly if the desired device solution operates in an open-port environment
© 2006 The Tower Group, Inc.May not be reproduced by any means without express permission. All rights reserved.
TowerGroup Research is available to subscribers on the Internet at www.towergroup.com or by calling +1.781.292.5200
Matthew BienfangResearch Director, Brokerage & Wealth Management
Bob EganResearch Director, Emerging Technologies
September 2006
Handheld Device Trends in the US Retail Brokerage Advisory Industry
Executive SummaryTowerGroup has been engaged in a series of research projects examining the ways that wireless technology and mobility are infl uencing business decisions in the fi nancial services industry. This report examines usageof wireless handheld devices in the US retail brokerage industry, with a focus on fi nancial advisors.
Retail brokerage fi rms spent $47 million (USD) in 2005 to provide mobile devices to the fi nancial advisors associated with the fi rms. TowerGroup projects that spending for this purpose will rise to $175 million in2011, at a compound annual growth rate (CAGR) of 22%. Enterprise-wide adoption of mobile deviceswill vary depending on channel. The undertaking for the captive full-service channel will be the most ambitious of deployments because of fi rms’ willingness to invest more heavily in advisors as well ascontrol over the distribution channel.
Advisors are more apt to use wireless devices to complete service requests they usually refer to theiradministrative sales assistants, such as funds transfers and withdrawals and duplicate statement requests.Advisors are not likely to initiate securities transactions through mobile devices regularly, although they dorequire mobile functionality for urgent situations. Advisors want to be able to initiate workfl ows remotely that can be completed or affi rmed in queue upon their return to the offi ce or by a sales assistant.
To summarize the key fi ndings from our research:
• Increases in workforce mobility suggest that the retail brokerage advisory channel is ready and willing toadopt more sophisticated mobile devices and applications.
• Mobility applications and tools will become critical elements for workforce delivery and execution as theadvisor role evolves from being centered on transactions to being more consultative and collaborative.
• Mobility presents new complexities for those responsible for information technology at brokeragefi rms, especially regarding usability, cost, and risk management in the areas of security and regulatorycompliance.
• Brokerage fi rms are likely to attain the maximum return on investment at the lowest cost of ownership byextending existing applications and IT resources into the mobile channel, not by inventingnew applications.
• A mobile device may be more secure than a laptop computer because it can meet advisors’ technical and functional needs for mobility without the risk associated with a laptop’s greater storage capabilities and application functions.
More great savings on other side.
Hot dealsHHHHHHHHHHHHHHHHHHHHHHHooooooooooooooooooooooooooooooooooootttttttttttttttttttttttttttttttttt dddddddddddddddddddddddddddddddddeeeeeeeeeeeeeeeeeeeeeeeeeeeeeaaaaaaaaaaaaaaaaaaaaaaaalllllllllllllllllllssssssssssssssssssssssssssHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHooooooooooooooooHot deals Offers valid thru July 1, 2006
Choose your adapter
$7998SmartDisk FireLite portable USB 40GB hard drive• Reg. price $109.98567913
SmartDisk FireLite portable USB 80GB hard drive. 572110. $109.98. Reg. price $159.98.
Save $30$9998
Maxtor 300GB 7200 RPM internal hard drive• Reg. price $149.98583700
Save $50
$4998Linksys Wireless-G broadband router• Internet sharing router, 4-port switch and Wireless-G access point in one• Reg. price $69.98509558
Save $20
$4998Linksys Wireless-G notebook card• Connects your notebook to a wireless network• Reg. price $59.98509555
Save $10
$14998Maxtor OneTouch™ III 200GB external hard drive• Maxtor OneTouch™ button — the easy way to make backup copies of your files• Reg. price $199.98638789
Save $50
Celeron, Celeron Inside, Centrino, Centrino Logo, Core Inside, Intel, Intel Logo, Intel Core, Intel Inside, Intel Inside Logo,
Intel SpeedStep, Intel Viiv, Pentium and Pentium Inside are trademarks or registered trademarks of Intel Corporation or
its subsidiaries in the United States and other countries.
$49998This Cisnet PC and monitor package includes: Intel® Celeron® D Processor 345 • 512MB DDR RAM • 80GB hard drive • 16x max DVD±RW/CD-RW combo drive• Windows® XP Home Edition• Reg. price $599.98 C133-S33/630648
Save $100
PNY 512MB CompactFlash® memory card. 569272. $39.98 - $10 instant savings - $15 easy rebate = $14.98.
$1498after easy rebatePNY 512MB SD™ memory card• $39.98 - $10 instant savings - $15 easy rebate = $14.98569273
Save $25
Limit 1 of each PNY rebate per household.
$1498Memorex® DVD media• Reg. price $39.98512274-DVD+R,
512271-DVD-R
Save $2550/pack
$898Memorex® clear slim jewel cases• Reg. price $17.98489574
Save $9
50/pack
5.1"
PNY 512MB Attaché USB flash drive• Easily transfer files from one computer to another• Excellent for data, music files, pictures and business presentations• $39.98 - $10 instant savings - $15 easy rebate = $14.98573955
PNY 512MB Atta h
$1498Save $25
after easy rebate
Limit 1 of each PNY rebate per household.
$4998Save $10
Linksys Compact Wireless-G USB adapter• The easy way to connect your desktop or notebook to a high-speed wireless network• Reg. price $59.98635514
hé
es from another
a, music files, ness presentationstant savings
e = $14.98
hé
8
ebate per household.
Save $100
15" LCD monitor
REQUESTED BOX SHOT
REQUESTED BOX SHOT
REQUESTED BOX SHOT
These ROPs we placed in local newspapers introducing Staples in a new market area to drive sales. Ads included local landmarksand/or maps to a store while maintainingbrand identity.
ROPs, Flyers and FSIs
Now through Saturday, January 28.Hot deals!Hot deals!
Free HP CDsinstantly when you buy ANY
HP twin or combo pack ink.
Free HP 20/pack CDs
instantly with purchase of
ANY HP twin/combo pack
ink. 620541. $7.98 value.
Offer not valid on clearance items.
Plus tax where applicable.
on ANY in-store purchase of $75 with this coupon
SAVE SAVE $$1515instantlyinstantly
$19999Save 50%
after easy rebate
Save up to $100 on these
SAVE SAVE $$30 30 instantlyinstantly
on ANY in-store purchase of $150 with this coupon
Bonus coupon code 28797
Offer expires 1/28/06. Limit one per customer, nontransferable. May not be combined with any other coupon or discount. No copies/
facsimiles. No cash/credit back. Not valid on purchase of services, gift cards, postage stamps, prior purchases, or any purchases from
Awards.com™. Tax not included in calculating minimum purchase.
Bonus coupon code 54882
Offer expires 1/28/06. Limit one per customer, nontransferable. May not be combined with any other coupon or discount. No copies/
facsimiles. No cash/credit back. Not valid on purchase of services, gift cards, postage stamps, prior purchases, or any purchases from
Awards.com™. Tax not included in calculating minimum purchase.
Brother machines
Staples has the right to limit quantities. Not all items are available online at staples.com® or by phone. Our delivery prices may vary from store prices. STAPLES, STAPLES THE OFFICE SUPERSTORE, the Staples logos, and “that was easy”
are registered trademarks, and “Easy Rebates” and “Easy Button” are service marks of Staples the Office Superstore, LLC. Customers submit Easy Rebatessm online. To learn more, go to www.staples.com/easyrebates. Not responsible for typographical errors.
Network ready
Brother® MFC-420CN color flatbed
all-in-one • 4-in-1: print, copy, scan, fax
• Prints up to 20 ppm black,
15 ppm color at up to 6000 dpi
• $129.98 - $30 easy rebate = $99.98
575210
Brother® MFC-7420 laser
flatbed all-in-one
• 4-in-1: print, copy, scan, fax
• Prints and copies up to 20 ppm black
• 35-sheet auto document feeder
• $299.98 - $20 instant savings
- $50 easy rebate = $229.98
595356
after easy rebate
Save $70$22998
Brother® P-Touch® PT-1950 labeler
• Easy-to-read 2-line text display
• Prints up to 5 lines of text
• $69.99 - $20 instant savings
- $10 easy rebate = $39.99
564187
after easy rebate
Save $30$3999
after easy rebate
Save $100$69998
Brother® MFC-9420CN color laser
flatbed all-in-one
• 4-in-1: print, copy, scan, fax
• Prints and copies up to 31 ppm black,
8 ppm color• 35-sheet auto document feeder
• $799.98 - $100 easy rebate = $699.98
610715
after easy rebate
Save $50$2998
Sharp® UX-B20 inkjet fax
• Faxes at approximately
15 seconds per page
• 100-sheet paper tray
• $79.98 - $40 instant savings -
$10 easy rebate = $29.98
566085
Network ready
Sharp® AL-1631 laser copier
• Copies up to 16 cpm black
• $399.99 - $200 easy rebate = $199.99
519486
Sharp® AL-1655 laser copier
595218. Automatic duplexing.
$599.98 - $200 easy rebate = $399.98.
$9998Save $30
after easy rebate
HP OJ 7410 color flatbed all-in-one
• 4-in-1: print, copy, scan, fax
• Prints and copies up to 30 ppm black,
20 ppm color
• Network and wireless ready
• $499.98 - $100 easy rebate = $399.98
582746
$39998Save $100
after easy rebate
Lexmark™ X7170 color flatbed all-in-one
• 4-in-1: print, copy, scan, fax
• Prints and copies up to 22 ppm black,
14 ppm color
• 50-sheet auto document feeder
• Reg. price $149.98
582342
Save $50$9998
Brother® HL-5140 laser printer
• Prints up to 21 ppm black
• 16MB built-in memory, upgradable
to 144MB• Prints up to 20,000 pages per month
• $199.98 - $30 instant savings
- $20 easy rebate = $149.98
561510
after easy rebate
Save $50$14998
1_24 ROP 11_24 ROP 1
1/23/06 4:21:27 PM1/23/06 4:21:27 PM
Staples has the right to limit quantities. Not all items are available online at staples.com® or by phone. Our delivery prices may vary from store prices. STAPLES, STAPLES THE OFFICE SUPERSTORE, the Staples logos, Easy Rebates and
“that was easy” are registered trademarks, and “Easy Button” is a service mark of Staples the Office Superstore, LLC. Not responsible for typographical errors.
Protect your HP investmentP
HP celebrates Staples’ 20th with a great gift for you — extended warranty protection for your HP investment.FREE warranty offer valid on HP machines purchased at Staples through Saturday, 6/3/06.
Limited time only!
1-year extended warranty (up to $5499 value) on ANY HP machine $199 and above.Protection package includes:• 24/7 tech support• Online help with real-time Web chat• 100% parts and labor coverage from date of purchase• And much more
Offer not valid on HP OJ 6310.
Don’t forget your ink
e0.
Don’t forget your toner
FREEEEEEEEEEEFFFFFFFFFFFFFRRRRRFFFFFFFRFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRREFFFFFFFFFFFFFFFFFFFRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRREEEEEEEEEEEEEEEEEEEEEEEEEEEEEEERRRRRRRRRRRRRRRREEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEFREE$19998
HP PS 2575 color flatbed all-in-one• 3-in-1: print, copy, scan• Prints and copies up to 30 ppm black, 24 ppm color • 2.5" color-image LCD screen for previewing photos• Network ready 618627
$39998HP LaserJet 1320 laser printer • Prints up to 22 ppm black• Automatic 2-sided printing• 16MB built-in memory, upgradable to 128MB
580701
$19998HP K550 color inkjet printer• Prints up to 37 ppm black, 33 ppm color• 250-sheet paper tray618874
$99998HP 2430TN laser printer• Prints up to 35 ppm black• Network ready• Prints up to 100,000 pages per month 580706
This product may not be available in all stores, but can be ordered for delivery.
HP LaserJet 2600n color laser printer• Prints up to 8 ppm black and color• Network ready603615
t
r
HP LaserJet 2840 color flatbed all-in-one• 4-in-1: print, copy, scan, fax• Prints and copies up to 20 ppm black, 4 ppm color• Network ready• 50-sheet auto document feeder597578
$89998was $999.98
This product is not available in store, but can be ordered for delivery.
Save $100
HP OJ 6210 color flatbed all-in-one• 4-in-1: print, copy, scan, fax• Prints and copies up to 23 ppm black, 18 ppm color 583080
$69998HP LaserJet 3600N color laser printer• Prints up to 17 ppm black and color• Network ready• Prints up to 50,000 pages per month619770
This product may not be available in all stores, but can be ordered for delivery.
$27998HP PS 3210 color flatbed all-in-one• 3-in-1: print, copy, scan• Prints and copies up to 32 ppm black, 31 ppm color
• 2.5" color-image LCD screen for previewing photos• Network ready 615374
$24998HP Deskjet 460C portable wireless inkjet printer• Prints up to 17 ppm black, 16 ppm color• Card slots for direct photo printing• Prints 4" x 6" photos in approximately 45 seconds
620379
$29998HP LaserJet 3050 laser sheet-fed all-in-one• 4-in-1: print, copy, scan, fax• Prints and copies up to 19 ppm black• 30-sheet auto document feeder636057
$19998
$39998
atbed all in onll-in one
Plus FREE warranty $2999 value
bed all inall i one
Plus FREE warranty $3999 value
Plus FREE warranty $4499 value
printnttterer
Plus FREE warranty $2999 value
able
Plus FREE warranty $3999 value
olor laser print
Plus FREE warranty $5499 value
ter
Plus FREE warranty $5499 value
Plus FREE warranty $5499 value
Plus FREE warranty $2999 value
Plus FREE warranty $4499 value
er sheheet-fed all inet-fed all in-one
Plus FREE warranty $3999 value
HP ROPs
HP-specifi c ROPs.
99999
But sometimes black & white is all you need.
Staples has the right to limit quantities. Not all items are available online at staples.com® or by phone. Our delivery prices may vary from store prices. STAPLES, STAPLES THE OFFICE SUPERSTORE, the Staples logos, and “that was easy”
are registered trademarks, and “Easy Rebates” and “Easy Button” are service marks of Staples the Office Superstore, LLC. Not responsible for typographical errors.
Sources: HP, CAP Ventures, White, Jan V. “Color for Impact”, CAPV “Organizations are Ready to Tackle Document Output Costs in the Office”, December 2004 The Persuasive Properties of Color, Robert E. Green, Marketing Communications;
USA Today, Wharton Business School, Case & Company, Management Consultants; Bureau of Advertising, Color in Newspaper Advertising; Whats Working in Direct Marketing
Color adds impact.
• Increases readership by 80%
• Increases comprehension and recall by 60%
• Information is communicated up to 70%
faster and 77% more effectively with color
The future looks bright.Upgrade your business with
HP color machines.
World’s fastest
color business printer*
Offers valid through 4/15/06.
HP LaserJet® 1320 laser printer
• Prints up to 22 ppm black
• Automatic 2-sided printing
• Reg. price $399.98
580701
$29998Save $100
* Compared to color laser and inkjet printers under $500.
Based on fastest rated speeds published by
manufacturers as of May 2005.
Test methods vary.
HP OJ K550 color inkjet printer
• Prints up to 37 ppm black, 33 ppm color
• 250-sheet paper tray
• $199.98 - $40 easy rebate = $159.98
618874
HP LaserJet® 2420D laser printer
• Prints up to 30 ppm black
• Network ready
• Prints up to 75,000 pages per month
580703
$64998
Plus Free Staples®
15-sheet crosscut shredder.
615699. $129.94 value.
HP 2430TN laser printer
• Prints up to 35 ppm black
• Manual 2-sided printing
• Prints up to 100,000 pages per month
580706
$99998
This product may not be available
in all stores, but can be ordered
for delivery.
*
H•••6
$15998Save $40
Plus Free Staples®
15-sheet crosscut shredder.
615699. $129.94 value.
HP LaserJet® 2600n color laser printer
• Prints up to 8 ppm black and color
• Prints up to 35,000 pages per month
• Reg. price $399.98
603615
$29998Save $100
HP LaserJet® 3600N color laser printer
• Prints up to 17 ppm black and color
• Manual 2-sided printing
• Prints up to 50,000 pages per month
• Reg. price $699.98
619770
$59998Save $100
after easy rebate
HP Deskjet 9800 wide-format color inkjet printer
• Prints up to 30 ppm black, 20 ppm color
• Prints up to 5,000 pages per month
• Wide-format printing up to 13" x 19"
• 150-sheet paper tray
• $299.98 - $45 easy rebate = $254.98
596935
$25498Save $45
Network ready
Network ready
Network ready
PLUS Free
shredder$129.94 value
PLUS Free
shredder$129.94 value
after easy rebate
HP LaserJet® 2840 color flatbed all-in-one
• 4-in-1: print, copy, scan, fax
• Prints and copies up to 20 ppm black, 4 ppm color
• 50-sheet auto document feeder
• Now $899.98 - $100 instant savings = $799.98
597578
$79998Save $200was $999.98
This product may not be available in all stores,
but can be ordered for delivery.
Affordable color
printing
See below for sources.
Don’t forget your
ink
Don’t forget your
toner
Layout of a condo complex. This is done in layers to turn on and off areas as needed, such as parking spaces, mail boxes, lighting plans and dumpsters.
Grounds plans
12345678V
V
VV
HP9101112V
VV
9D
CB A
D C
B
A
D
CB A
5D
CB A
D
CB A
12C
DA B
D
CB A
DC
B
A
3 DC
B
A7 DC
B
A
U.S. MAIL
Buildings 1-2
Buildings 7-12
SHED
VV V V V V V V V V 16 15 14 13 HP
HP18 171920212223242526Reserved
4445HP V V V V 43 42 HP 41 40 V V V V V V 38 37 36 35 34 33 32 31 30 29 28 27 HP
5051525354555657V V V V V V V V V V V V V V V4649
65 64 63 62 V V V V V V V V V V V V
HP
HP82VVVVVV77 76 75 74 73 72 71 70 HP 69 68 67 66
V V VV V97 96 95 94
D
CB A
D
CB A
HP
VVVVVVVVVVVVVVV
VVVVVVVV6160HP59584748
V
V V V V V V V V V V V V V V V V V V V V
93 92 91 90
HP78798081
VV
VV
V89
8887
8584
83
HPV
V
V
86
V
11
6 4
21
10
8
Retail circulars inserted in weekly newspapers and also available in each store. These were zoned by price in layers and master pages.
Circulars
Page 1 zones: 1, 2, 3, 5
Outrageoussavings.
Fill their lockers and backpacks without emptying your wallet.
EXTREMEDEALS
7 da
ys o
f sav
ings
! Sun
day,
Jul
y 16
–Sat
urda
y, J
uly
22, 2
006.
Donate $1.95 for school supplies.
All donations go to local Boys & Girls Clubs or to a local charity.
See store for details.
15¢Staples® 8" x 101⁄2" filler paper• Available in college
and wide ruled502878, 502879
150 sheets 9¢Elmer’s® school glue346361
10/pack68¢Crayola® broad-tip or fine-tip classic markers860124, 381809
Texas Instruments TI-84 Plus graphing calculator• 100% compatible with the
TI-83 Plus• 3x more memory• 2.5x faster• Includes USB computer cable• $119.99 - $15 instant savings
- $15 easy rebate = $89.99 566641
Mead® Five Star® Premier 1-subject notebook601350, 256511
100 sheets75¢
Texas Instruments TI-83 Plus graphing calculator• $99.96 - $15 instant savings
- $10 easy rebate = $74.96 383237
Save $30$8999
after easy rebate
Save $25$7496
after easy rebate
Limit 12 per customer.Limit 5 per customer.
Limit 5 per customer.Limit 5 per customer.
$998–$3998Selection varies by store.
Sweet selection. Sweet style.Roll back to school with the hottest new backpacks.
Products pictured are not included with backpack.
9
Page 2 zones: 1, 1a2
color-coded.colllllllllllllloro rcolllllllllllllor cccccccccccoooooooooooAmazingly
Must-have mini pens.
Staples® will donate $3 directly to your
school for every eligible ink or toner
cartridge you collect.Learn more at:
www.staplesrecyclefored.com
B
C
D
A
B
NEW!
A
A
BC
D
E
your choice
99¢ B. Sanford® Sharpie® mini
assorted-color markers
599367
C. Accent® mini markers
627282
D. Pentel® R.S.V.P.® mini pens
648272
E. Pilot EZR mini pens
648278
99¢A. Staples® translucent
pencil boxes• Reg. price $1.49825885
Save $3
D. 3-drawer wide chest
• Reg. price $12.94
632477-green, 632475-blue
5-drawer mini chests. 632479-blue,
632480-green. $19.94. Reg. price $22.94.
$994$199
C. Avery® 5-tab
write-on indexes486272
Avery® 8-tab write-on indexes.
Available in assorted colors.
486276. $2.99.
2 for $5$2.99 each 12/pack
A. Staples® mini gel stick pens
636172-black, 635246-assorted colors
PLUS 2 Free
notebooks
Free graphing notebooks instantly with Casio®
calculator purchase. 716522. $4.98 value.
Plus tax where applicable.
$2.99 each 5/pack
A. Staples® Xeno retractable
medium pens577925-black, 577926-blue
$2.99 each 4/pack
B. Staples® Sonix retractable
ballpoint pens 634958-black, 634959-assorted colors
2 for $5
$128Staples® wide-ruled
composition book
• 100 sheets per book
• Reg. price $3.59201384
2/pack
Casio® FX-260
scientific calculator. 855558. $8.99.
Texas Instruments
TI-30Xa scientific
calculator. 275842.
$9.99.
$1499Texas Instruments
TI-30XII-S scientific
solar calculator
• 2-line display382647
$999Casio® FX300MS
scientific solar
calculator• 2-line display 403857
$3.99 eachB. Avery® 1" durable view binders2 for $7Avery® 1⁄2" durable view binders.
2 for $7. $3.99 each.
each
Only 64¢ each
Page 3 zones: 1, 2, 3, 4, 5, 6, 7
Teen 1 block
3
Expo glass stand. 580538. $39.99. Reg. price $69.99.
Pacific computer desk. 36"h x 48"w x 24"d. 556945. $59.99. Reg. price $79.99.Situations black leather task chair with arms. Seat-height/tilt-tension lock. 515355. $39.99. Reg. price $59.99.
Save 50%
$14992-shelf bookcase• 30"h x 28"w x 12"d• Reg. price $29.99480207-oak finish, 481276-white finish3-shelf bookcase. 480208, 481277. $19.99. Reg. price $39.99.5-shelf bookcase. 480209, 481279. $24.99. Reg. price $49.99.
Save $40$9999
Corner workcenter• 517⁄8"h x 501⁄2"w x 501⁄2"d• Reg. price $139.99360638-oak/black finish
Save $20$2999
2-shelf heavy-duty bookcase• 30"h x 36"w x 111⁄2"d• Reg. price $49.99433637, 433627, 4336033-shelf heavy-duty bookcase. 433641, 433632, 433611. $49.99. Reg. price $69.99.5-shelf heavy-duty bookcase. 433646, 433629, 433616. $69.99. Reg. price $89.99.Available in oak, cherry (delivery only) and maple finishes.
Save 23%
$9999Staples® gray/silver task chair• Seat-height adjustment• Reg. price $129.99632445
Unless otherwise noted, all furniture is sold unassembled. However, professional assembly is available for an additional charge. While our furniture
selection may vary by store, you can always access our complete selection at www.staples.com or 1-800-333-3330. Get fast, convenient delivery!
$9998Save $40
when you purchase desk and chair together
SAVE 10%–50% on ALL in-stock chairsPLUS an additional $5–$10 on a chairmat with your purchase after easy rebate.
$8999Situations Caressoft® series mid-back executive chair• Covered with durable Caressoft® fabric• Seat-height/tilt-tension lock• Reg. price $129.99580632
Save 30%$6999Staples® task chairs• Seat-height adjustment• Reg. price $89.99632451-blue, 632450-orange
Save 22%$3999Situations leather or fabric manager’s chairs• Reg. price $79.99438030-leather, 479458-fabric
Save 50%
Save $20$5999
Expo glass desk• 537⁄8"h x 337⁄8"w x 225⁄8"d• Reg. price $79.99580537
Enter to win a back to school shopping spree!Visit your local Staples® store or go online to www.geared4school.com to learn more.
PLUS don’t miss... FREE Furniture assembly on your purchase of $350 or more.
Includes all ready-to-assemble furniture. Minimum purchase of $350 required. Offer not valid on file cabinets or chairs. See store for details, offer expires 7/22/06.
Follow us on
The Rates The Process The Skinny Chat Now Apply Now
*Refinance Only. Applicant must meet minimum qualifications. Rate subject to change.Copyright © 2010-2013 Semper Home Loans. NMLS #1053. All rights reserved.
semperHOME LOANS
SM
3.25%* APRFHA Home Loans
Refinance OnlyCall today to lock in a low 3.25%* APRand save thousands of dollars over the
life of your home loan.
We offer the best mortgage tools available on the
Internet - easy, convenient, online shopping for the best
loan programs and most current rates available,
together with the assistance of an experienced live loan officer to guide you through
the often difficult and confusing process of
choosing and getting the exact loan to meet your
specific needs.
www.semperhomeloans.com
1.866.330.4411
Semper Home Loans225 Dupont DriveProvidence, RI 02907
E-mail ad for a local mortgage company.
I n d e p e n d e n t L i v i n g / A s s i s t e d L i v i n g / M e m o r y C a r e
August 30, 2013 – 1:00 p.m. – 5:00 p.m.Arts & Media RoomSUMMER ART EXHIBITGallery Showing of Artwork created byTraditions of Dedham Residents and Staff
EasterBunny Bag19.99
• Peeps• Spring Color Jelly Beans• Hershey Robin Eggs• Chocolate Bunny Cone• ABP Chocolate Covered Pretzel Rods• ABP Pastel Mini Shortbread Cookies
Posters
THANK YOU
HOUSEWARMINGS
GET WELL SOON
GRADUATION
AVAILABLE AT aubonpain.com
or call 1.800.765.4227
OFFICE PARTIES
BIRTHDAYS
EMPLOYEERECOGNITION
CONGRATULATIONS
&GIFT BASKETSGIFTS FOR ALL OCCASIONS
Certifi cates
Certificate of AchievementPresented to:
For successful completion of ten weeks of training
Bob Lynn’s Kenpo Karate
Martial Arts and Safety Awareness Course held at the
Roger Wellington Elementary School in Belmont
Presented by:
Date:
Professor Robert Lynn Jr.
8th Degree Black Belt
Print Form
Karate School Certifi cates.