Sbi Career Progression

Career Progression of

Award Staff

Specially Designed for Newly Recruited Clerks

Compiled by: Strategic Training Unit, Hyderabad

Career Progression of Award Staff

Communicate..Collaborate..Change..

Table of Contents

Staff Award: Promotion from Clerical to Officer Cadre

(I) PROMOTION FROM CLERICAL TO TRAINEE OFFICER ........................................................................... 3

(II) PROMOTION FROM CLERICAL TO JMGS-I MERIT CHANNEL............................................................. 4

(III) PROMOTION FROM CLERICAL TO JMGSINORMAL-CUM-SENIORITY CHANNEL ............................. 6

(IV) In-cadre promotions........................................................................................................................... 7

Foreign Postings........................................................................................................................................ 7

Your Career Graph with SBI .................................................................................................................... 8

Learning & Development with SBI......................................................................................................... 8

JAIIB / CAIIB EXAMINATIONS .................................................................................................................... 8

INCENTIVES FOR SBI EMPLOYEES ON COMPLETION OF JAIIB/CAIIB ........................................................ 9

Other Courses fees reimbursed by Bank ............................................................................................... 10

Training System....................................................................................................................................... 11

ATIs (Apex Training Institutes) ................................................................................................................ 11

State Bank Learning Centres ................................................................................................................... 11

e-learning- Gyanodaya............................................................................................................................ 11

Staff Suggestion Scheme ........................................................................................................................ 12

List of Important Circulars/instructions:........................................................................................... 13

Disclaimer: While every care has been taken to accurately assimilate all the Bank's prevalent instructions related to the topics covered here and wherever possible specific references to the circulars have also been made. However, for any differences/ references, the respective Circulars/ instructions of the bank should be treated as final.

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It is our privilege to work with the bank which offers opportunities

To work in range of verticals: treasury, corporate financing, international banking,

foreign postings, technology, retail banking, rural banking and cross selling.

You are critical to SBIS growth and can grow to core middle and top management team

The opportunity is there for you. It will come to those of you who

take up challenges (attitude), equip yourselves with knowledge to face

the challenges (knowledge), learn on the job (skills).

Keep developing your KSA (knowledge, skill and attitude). Onus is on you to equip

yourself and ready yourself for a challenging career.

Let us ponder upon the career path that you can have with SBI.

STAFF AWARD: PROMOTION CLERICAL TO OFFICERS CADRE

(I) PROMOTION FROM CLERICAL TO TRAINEE OFFICER

(i) Eligibility: - All clerical cadre employees (excluding Record Keepers,

Record Keepers-cum-Assistant (Cash) , Godown Keepers, Bill Collectors and

Assistant (Cash) promoted from Subordinate cadre) fulfilling following

eligibility criteria will be eligible to appear for the test for promotion as Trainee

Officer.

(ii) Minimum service: - 3 years (for both General as well as SC/ST employees) as on

1st April of the promotion year.

(iii) Minimum Qualification: - Graduationfrom a recognised university as on 1st

April of the promotion year.

(iv) Upper age limit: - General candidates: not exceeding 40 years, SC/ST

candidates: 45 years as on 1st April of the promotion year.

(v) Number of chances: - There will be 5 chances. A candidate may appear for the

test 5 times or till he reaches the prescribed age limit, whichever is earlier.

(vi) Allocation of marks: -

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Marks

A Written test 60 marks 60

b Performance appraisal 10 marks 10

c Additional Qualification viz. CAIIB (Part-I/II), MBA, Diploma in Banking, Finance,

HR, Business Management, Marketing, Treasury, Intermediate CA/ICWA. 10 marks

10

d Personal Interview 20 marks 20

e TOTAL 100



Particulars Pattern

Duration of Paper

(Minutes)

No. of

Questions

Mark

s

Paper I (Objective) Section I General Knowledge (Awareness about Banking Environment)

90

75

25

Section II : General Banking 40 20 Paper II (Descriptive) Section A : General Banking (For & Against)

90

10

20

Section B : General Banking (Rationale) 10 20 Section C : General Banking., Practical Problem

5 out of 8

15

Total Duration 3 hours 180 100

The weightage for the written examination is 60. However, the question paper will carry

100 marks, which will be normalised to 60 for preparing the merit list. The number of

questions and marks for each question topic would be as under: -

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(vii) Qualifying marks: -

a) Written Test: - Minimum 65% for General candidates and 60% for SC/ST

candidates.

b) Personal Interview: - Minimum 40% for General candidates and 35% for

SC/ST candidates (minimum 8 marks out of 20 for General candidates and 7

marks out of 20 for SC/ST candidates).

(viii) Vacancies: - As sanctioned by Corporate Centre.

(ix) Zone of Selection: - Based on the performance in the written test,

candidates will be called for interview in the ratio of two candidates for every

vacancy in the descending order of merit. This will form the zone of selection.

(x) Probation period after promotion: - Two years

(xi) The Bank may at its discretion, subject to the merits and suitability of a Trainee

Officer for future Leadership role, being determined through a screening process

to be prescribed by the Central Human Resources committee may confirm and

give placement (fitment) for such officers in MMGS - II.

(II) PROMOTION FROM CLERICAL TO JMGS-I MERIT CHANNEL

(i) Eligibility: - All clerical cadre employees (excluding Record Keepers, Record

Keepers-cum-Assistant (Cash), Godown Keepers, Bill Collectors and Assistant

(Cash)s promoted from Subordinate cadre) fulfilling following eligibility criteria



will be eligible to appear for the test for promotion to JMGS I under the merit

channel.

(ii) Minimum service: - 6 years (for both General as well as SC/ST employees) as on

1st April of the promotion year.

(iii) Minimum Qualification: - Matriculation (10th standard pass from a recognized

Board) as on 1st April of the promotion year.

(iv) Upper age limit: - General candidates: not exceeding 45 years, SC/ST

candidates:50 years as on 1st April of the promotion year.

(v) Number of chances: - There will be 6 chances. A candidate may appear for the

test 6 times or till he reaches the prescribed age limit, whichever is earlier.

(vi) Allocation of marks: -

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Marks

A Written test 60 marks 60

b Performance appraisal 10 marks 10

c Additional Qualification viz. CAIIB (Part-I/II), MBA, Diploma in Banking, Finance,

HR, Business Management, Marketing, Treasury, Intermediate CA/ICWA. 10 marks

10

d Personal Interview 20 marks 20

e TOTAL 100

(vii) The duration of examination will be 3 hours. The pattern of examination for both

merit and normal-cum-seniority channel will be as under: -

Particulars No. of

Questions

Marks

Part A- objective type questions on Banking and Finance , organizational structure, policy guidelines of the bank etc

100

500

Part-B objective type questions on Rationale on system and procedures and rules & regulations etc.

30

15

Part-C objective type questions on Short Notes on developments in the field of banking, new products/initiatives etc.

30

15

Part-D objective type questions on Practical problems in General banking

10

20

Total Duration (3 hours) 170 100

The weightage for the written examination is 60, however, the question paper

will carry100 marks, which will be normalised to 60 for preparing the merit list.

(viii) Qualifying marks :- There will be minimum qualifying marks as under :-

(a) Written Test:- Minimum 55% for General candidates and 50% for SC/ST

candidates.



(b) Personal Interview :- Minimum 40% for General candidates and 35% for

SC/ST candidates (minimum 8 marks out of 20 for General candidates and 7

marks out of 20 for SC/ST candidates).

(viii) Vacancies :- 30% of total JMGS-I vacancies excluding Trainee Officers vacancies

sanctioned by Corporate Centre for the promotion year will be filled-up through

this channel. Unfilled vacancies if any, will be filled up from

Normal-cum- Seniority channel in the same promotion year.

(ix) Zone of Selection :-Based on the performance in the written test,

candidates will be called for interview in the ratio of 2 candidates for every


(x) Probation period after promotion :- one year

(III) PROMOTION FROM CLERICAL TO JMGSINORMAL-CUM-SENIORITY

CHANNEL

(i) Eligibility :- All clerical cadre employees (excluding Record Keepers, Record

Keepers-cum-Assistant (Cash)s, Godown Keepers, Bill Collectors and Assistant

(Cash)s promoted from Subordinate cadre) fulfilling following eligibility criteria

will be eligible to appear for the test for promotion to JMGS I under the normal

cum-seniority channel.

(ii) Minimum service :- 12 years (for both General as well as SC/ST employees) as

on 1st April of the promotion year.

(iii) Minimum Qualification :- Matriculation (10th standard pass from a recognized

Board) as on 1st April of the promotion year.

(iv) Upper age limit :- General candidates and SC/ST candidates : should not

be more than 55 years and 57 years respectively as on 1st April of the

promotion year.(REFER CHD LHO CIRCULAR LETTER NO CIRDO HR/30 DATED

29/05/2009)

(v) Number of chances :- A candidate may appear for the test till he/she reaches

the upper age limit.

(vi) Allocation of marks :-

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Particulars Marks

A Written test 55

b Performance appraisal 10

c Additional Qualification viz.

CAIIB (Part-I/II), MBA, Diploma in Banking, Finance,

HR, Business Management, Marketing, Treasury, Intermediate CA/ICWA.

15

d Personal Interview 20

e TOTAL 100 One mark for each completed year of service after completion of 12 years, maximum

15 marks. The duration of examination will be 3 hours. The pattern of examination



for both merit and normal-cum-seniority channel is same as above. The weightage

for the written examination is 55, however, the question paper will carry 100 marks,

which will be normalised to 55 for preparing the merit.

(vii) Qualifying marks :-

(a) Written Test :- Minimum 45% for General candidates and 40% for SC/ST

candidates.

(b) Personal Interview :- Minimum 40% for General candidates and 35%

for SC/ST candidates (minimum 8 marks out of 20 for General candidates

and 7 marks out of 20 for SC/ST candidates).

(viii) Vacancies :- 70% of total JMGS-I vacancies excluding Trainee Officers vacancies

sanctioned by Corporate Centre for the promotion year will be filled-up through

this channel.

(ix) Zone of Selection :- Based on the performance in the written test,

candidates will be called for interview in the ratio of two candidates for every


(x) Probation period after promotion :- One year

(IV) In-cadre promotions

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Designation Completed Service

Senior Assistant 10 years or more as on 1st June of each year

An allowance of Rs 1800/- per month Special Assistant 20 years of service

or more as on 1st June each

year

An allowance of Rs 2500/- per month. These allowances

will rank for DA, HRA and super-annuation

benefits. Senior Special Assistant

30 years or more of service as on 1st

June each year

An allowance of Rs 3500/- per month, which will

not rank for DA, HRA and super- annuation benefits.

For detailed guidelines, the Staff Award: Cadre Promotion Policy should be referred.

Foreign Postings

Officers in the Bank are posted to Foreign Offices/ branches as per the policy of the Bank

who are young, dynamic & efficient as India Based Trainee Officer (IBTO) & India Based

Officer (IBO).



Scale

No. of Years

Cumulative Period

in years

Clerk You are starting at 0

Trainee Officers 3 3

MMGS II 4 7

MMGS III 3 10

SMGS-IV 3 13

SMGS-V 4 17

Deputy General Manager 3 20

General Manager 3 23

Chief General Manager 2 25

Deputy Managing Director 2 27

Your Career Graph with SBI In SBI, the career of an employee is promised by promotion well in time. In the following

table, we attempt to exhibit, your probable career path with SBI:

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This can be Your Career Graph with SBI:

30

25

20

15

10

5

0

Clerk Trainee

Officers

MMGS II

MM

GS III

SMGS-IV SMGS-V DGM GM CGM

DMD

Learning & Development with SBI Our bank believes in continuous development of staff members. For

enabling staff

members in latest knowledge domains, the bank facilitates with special schemes & rewards

systems for pursuing courses related to Banking and related business areas.

JAIIB / CAIIB EXAMINATIONS

For any banker, JAIIB & CAIIB examinations are considered to be the best qualifications in

the industry. The Indian Institute of Banking and Finance conducts various examinations

on subjects in Banking and finance sectors and awards diplomas and certificates to the



successful candidates. Employees have to enroll as members of the institute to be eligible

to appear for the examinations. An employee should enroll with IIBF, as early as possible. Page I 9

Eligibility: Membership is open to the employees of recognised banking establishment or financial institutions that are operating in India or in any other country and other institutions providing financial services in India as may be approved by the Council of IIBF from time to time Ordinary members are admitted by the Chief Executive Officer in accordance with rules prescribed from time to time. Presently, Shri O. P. Bhatt, Chairman, SBI is the president of the Governing Council of IIBF.

Fee: One Time Life Membership Fee for Ordinary Membership is Rs.1500/-

for the applicants from India. For Overseas applicants, the fee is US $150/-.

Application form: For application form, the applicant may download

Ordinary Membership Application Form from IIBF website or write to the concerned

Zonal/Corporate Office of IIBF. A copy of the application form is provided at the end of this

topic. Applicants should forward their applications for Ordinary Membership,

in the prescribed format, duly completed in all respects, together with the requisite fee,

to the concerned Zonal Office of the IIBF which cover the place of work of the applicant.

Overseas Members may send their application form to the Corporate Office of IIBF.

Associate Examination (JAIIB / CAIIB) : The Associate Examination has been divided

into two parts viz., JAIIB and CAIIB. The members can pass CAIIB only after passing JAIIB.

The institute grants exemptions for subjects to those who possesses certain

qualifications specified by the institute. For details, syllabus and schedules of

examination, readers may refer to the official website of IIBF available either on internet

or intranet through useful links of SBI Times.

INCENTIVES FOR SBI EMPLOYEES ON COMPLETION OF JAIIB/CAIIB

On successful completion of JAIIB, the employee is eligible for one increment as

applicable in that scale.

On completion of CAIIB, the employee is eligible for 2 (two) increments in that scale.

A clerical employee who completed CAIIB is eligible for 10 marks when appearing for

Trainee Officers Examination.



Scheme For Reimbursement of Examination Fees & Payment of Honorarium For Completion of Certificate Examination Conducted by Indian Institute Of Banking & Finance (IIBF) In Anti Money Laundering & Know Your Customer (AML & KYC)

Sl. No. : 76/2007 - 08 Circular No. : CDO/P&HRD-

LANDD/7/2007- 08

Tuesday,May 08,2007.

Scheme For Reimbursement Of Examination Fees & Payment of Honorarium for Completion of

Certificate Examination Conducted by Indian Institute of Banking & Finance (IIBF) SME Finance For Bankers

Sl. No. : 622/2008 - 09 Circular No. : CDO/P&HRD-

LANDD/91/2008 - 09 Wednesday,January 14,2009.

Scheme For Reimbursement of Examination Fees & Payment of Honorarium Financial Planning & Wealth Management Certified Financial Planner (CFP) by Financial Planning Services Board (India) (FPSB) Post Graduate Diploma In Financial Advising (Pgdfa) Indian Institute Of Banking & Finance (IIBF)

P&HRD Sl. No. : 701/2006 - 07 Circular No. : CDO/P&HRD- LANDD/79/2006- 07

Wednesday, March 28, 2007

Incentive Scheme For Professional Qualification/Reimbursement of Examination Fees & Payment of Honorarium In Respect of Various Courses Certified Information Systems Auditor(CISA)

Sl. No. : 649/2009 - 10 Circular No. : CDO/P&HRD- LANDD/61/2009 - 10 Wednesday,December 23,2009.

Scheme For Reimbursement of Fees & Payment Of Honorarium Certified Internal Auditor (CIA) Exam The Institute Of Internal Auditors, India

Sl. No. : 75/2007 - 08 Circular No. : CDO/P&HRD- LANDD/6/2007-08 Tuesday,May 08,2007.

Scheme For Reimbursement of Examination Fees & Payment of Honorarium For Completion of AMFI Mutual Fund Certification

Test Conducted By Association of Mutual Funds In India (AMFI) in Association With National Stock Exchange Of India (NSE) Scheme For Renewal Of AMFI Certification

Sl. No. : 11/2007 - 08 Circular No. : CDO/P&HRD- LANDD/1/2007 - 08

Saturday,April 07,2007.

Marketing - Cross Selling: Scheme For Reimbursement Of Examination Fees And Payment Of Honorarium Identification, Training (Including On-Line Training) and Certification as Certified Insurance Facilitator (CIF)

PBU-MARKETING AND CROSS SELLING. Sl. No. : 171/2009 - 10 Circular No. : NBG/PBU/MCS-

MCS/1/2009 -10

Tuesday,June 23,2009

Other Courses fees reimbursed by Bank

In addition to JAIIB & CAIIB, bank sponsors/ reimburse various courses. The list of the

relevant circular is listed for ready reference:

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Training System Our Bank is continuously engaged in skill enhancement of its employees. The trainings

corporate vertical Strategic Training Unit is headed by CGM (STU-Head), with head

quarters in State Bank Staff College Premises, Hyderabad.

ATIs (Apex Training Institutes)

Under STU, we have 4 ATIs (Apex Training Institutes) namely State Bank

Academy, Gurgaon, State Bank Staff college, Hyderabad, State Bank Institute of Rural

Development, Hyderabad and State Bank Institute for Information and

Communication Management, Hyderabad; each ATI headed by an official of the rank of

General Manager. Some of the training programmes hosted by training system of our

bank are attended by bankers from other banks within India & foreign countries.

State Bank Learning Centres

We also have 48 SBLCs (State Bank Learning Centres) well spread all over the country, catering to the training needs of the bank.

The training system in our bank impart training to around 1,50,000 employees annually. It

is understood that Employees who have got the in-depth knowledge required for their job

responsibility will be able to address customers needs in a more refined

manner. Successful handling of job requirements would make a great career.

e-learning- Gyanodaya

To plug the gaps and to make training available to larger number of employees without

disturbing them from their work environment, e-learning initiative has been taken, with

the name of Gyanodaya. Large number of e-courses on varied banking subjects like Audit,

BPR, Behavioural Science, Credit, IB, Rural banking, IT, Marketing, General banking

are available online. For using the e-Learning portal each employee has to first register

on HRMS portal. After registration the e-Courses can be accessed either from office/

home/ Internet caf using Intranet or Internet using the site address

https://hrms.onlinesbi.com/irj/portal . FAQs, other tips, required software and Step-by-

step guide are available on the portals login page. Incentives in the form of Recognition,

Monetary rewards and placements etc. are in offing.

Note: All the newly recruited clerical staff are advised to undergo a series of sets of e-

courses during their probation period. This is mandatory. The list of identified mandatory

e-courses is as under :

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Month Name of the e-course

1st month 1. Vibrant SBI

2. Customer service/care

2nd month 3. KYC norms & AMC provisions



3rd month 4. ATM (3 courses)

4th month 5. Internet banking (INB)

5th month 6. Self Help Group (SHG)

6th month 7. Cross selling

8. Fair Banking Practices

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STAFF SUGGESTION SCHEME We at SBI value Suggestions

(Rationale : 1. To share corporate concern with our people and provide them with an

avenue to share their views with a sense of involvement and in the process, motivate them

in finding appropriate solution to resolve the Bank's corporate concerns on an ongoing

basis. 2. To increase the participation of staff in the scheme and to mobilize

their creativity for organisational excellence.)

If we want to give suggestions, we can forward the same through SBITIMES.

While submitting suggestions we should observe that:

1) It is a meaningful proposal and not a simple statement of a problem without offering

a constructive solution, and is not related to issues such an increase

in staff allowances/perks/amenities etc.

2) Suggestions for correcting an obvious error or lacuna in the existing

arrangement/form/register, cosmetic changes in CBS screens etc. will

only be considered only for the initial reward.

While submitting the suggestion we should give our account number, address, e-

mail address etc. There will be a reward for each suggestion submitted and accepted.

There will be no reward for the suggestions falling in category if it is considered irrelevant

/ not up to the mark or unrelated to the areas specified above:

I. A reward of Rs. 500/- for each suggestion falling if it is considered relevant but not

suitable for further evaluation at LHO / Corporate Centre level.

II. A reward of Rs.20000/- for each suggestion finally accepted at Corporate Centre

level.

III. Three best suggestions at whole Bank level will be identified as 1st, 2nd and 3rd

depending upon the quantum of benefit accruing to the Bank out of the accepted

suggestions, and will be awarded Rs.50,000/-, Rs.45,000/- and

Rs.40,000/- respectively.

Suggestions of the following nature will not be considered for the reward:



Vague proposals or a simple statement of a problem without offering a constructive

solution.

Frivolous suggestions

Suggestions which are similar to the ones already under consideration of the bank

on its own accord or on the basis of the suggestion already received.

Same suggestions submitted second/ third / multiple times by the same person,

Suggestions relate to individual/ personal issues like increase in salary, allowances and

other issue which are of bilateral nature etc.

Suggestions for correcting an obvious error or lacuna in the existing

arrangement/form/register, cosmetic changes in CBS screens will be considered

for an initial reward of Rs 500/- only and not rank for further evaluation by the Staff

Suggestion Screening Committee. The following types of suggestions are eligible for

evaluation by Staff Suggestion Screening Committee as under:

Innovative suggestions reflecting originality in idea.

Practicable and capable of being implemented,

It should bring in benefit to the bank in the listed core concerns/ subject matter

listed in the scheme.

Suggestion should have clarity of thought and easy to understand.

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List of Important Circulars/instructions:

Subject Circular No.

REVIEW OF CAREER PROGRESSION SCHEME CIRDO/HR/108 DATED 24/10/2009

PROMOTION POLICY FOR CLERICAL STAFF TO JMGS-I

E- CIRCULAR HR/SL 277 DATED 17/08/2007

STAFF: CLERICAL PROMOTION YEAR 2007- 2008 PROMOTION POLICY FOR CLERICAL CADRE TO JMGS-I UNDER SENIORITY CHANNEL

CIRDO/HR/RC/47 DATED 27/10/2007

POLICY FOR PROMOTION FROM CLERICAL CADRE TO JMGS-I RELAXATION IN MINIMUM QUALIFYING MARKS IN WRITTEN TEST

CIRDO/HR/ 84 DATED 05/02/2008

REVIEW OF PROMOTION POLICY CLERICAL

CADRE TO OFFICER CADRE

CIRDO/HR/39 DATED 22/05/2008

REVIEW OF PROMOTION POLICY FOR JMGS-I UNDER NORMAL-CUM-SENIORTY CHANNEL: RELAXATION IN UPPER AGE LIMIT

CIRDO/HR/ 30 DATED 29/05/2009 25 5.2

REVIEW OF PROMOTION POLICY : CLERICAL TO OFFICERS CADRE AND SUBORDINATE

TO CLERICAL CADRE

CIRDO/HR/30 DATED 10/05/2008

DEBARMENT POLICY PER:IR:AKB:17625 08.05.1978



PER:IR:AKB:41965 25.10.1978

PER:IR:37434 14.09.1979 PER:IR:023098 30.05.1980 ADM:22624 07.05.1986

ADM:CM:45268 10.01.1992 P

REVERSION NBG:P&HRD:IR:SPL:418 17.12.2002

SETTLEMET ON PROMOTIONAL AVENUE CDO/IR/CIR/22 31.07.2003

EVALUATION TEST P&HRD/CM/5/SPL/1033 20.12.03

P&HRD/CM/5/SPL/5058 05.03.04

OPERATING INSTRUCTIONS/GUIDELINES CDO/P&HRD/IR/18/2006-07 22.07.

PROMOTION POLICY FOR SUBORDINATE

STAFF: RELAXATION- EX-SERVICEMEN

CDO/IR/3018 20.02.2007

POSTING OF NEWLY PROMOTED

SUBORDINATE STAFF : MERIT CHANNEL

CDO/P&HRD-IR/73/2006-07 02.03.2007

PLACEMENT :SUBORDINATE TOCLERICAL CDO/IR/SPL/373 01.09.2007

PROMOTION POLICY FOR SUBORDINATE

STAFF: CLARIFICATION TO QUERIES

CDO/IR/SPL/418 05.10.2007

PROMOTION POLICY FOR SUBORDINATE STAFF: MAINTENANCE STAFF ALSO ELIGIBLE

CDO/IR/SPL/453 03.11.2007

POSTING OF NEWLY PROMOTED

SUBORDINATE STAFF

CDO/IR/SPL/461 15.11.2007

PROMOTION POLICY FOR SUBORDINATE TO CLERICALWRITTEN AND COMPUTER TEST MARKS TO BE ADVISED TO CANDIDATES

CDO/IR/3016 14.01.2008

POST SELECTION EVALUATION TEST CDO/P&HRD-CM/61/2007-08

17.01.2008 CDO/P&HRD-CM/22/2008-09 29.05.2008

REVIEW OF PROMOTION CDO/P&HRD/IR/13/2008-09 06.05.

PROMOTION POLICY FROMSUBORDINATE

STAFF TO CLERICALCLERIFICATIONS/OPERATINGGUIDE LINES

CDO/IR/SPL/156 25.08.2008

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Sbi Career Progression