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GENERAL AWARENESS1. Shika Sharma is CEO of which Indian private sector bank as on Feb 2014?

1) HDFC Bank 2) IDBI Bank 3) Axis Bank4) Kotak Mahindra Bank 5) None

2. Which of the following places was venue of 101st Indian Science Congress in Feb2014?1) Chandigarh 2) Kolkata 3) Bhuvaneshwar 4) Jammu 5) None

3. Which is the name of the cloud computing initiative launched by Govt. of India inFeb 2014?1) Meghdoot 2) Indersen 3) Brahma 4) Megharaj 5) None

4. Polavaram Project which is facing stiff resistance from locals in AP is planned tocome up on river ____1) Godavari 2) Krishna 3) Manjeera 4) Kaveri 5) None

5. The 3rd summit meet of BIMSTEC (Bay of Bengal Initiative of Multi-sectoralTechnical and Economic Cooperation) was held at which of the following countriesduring 2014?1) Myanmar 2) Bangladesh 3) India 4) Srilanka 5) None

6. Which famous actor has been nominated to the Rajya Sabha on a TrinamoolCongress ticket (announced his nomination in Jan 2014)?1) Amitabh Bachchan 2) Shahrukh Khan 3) Kamal Hasan4) Mithun Chakraborty 5) None

7. Which of the following is the currency of Bahrain?1) Peso 2) Riyal 3) Rial 4) Dinar 5) Baht

8. Which in the below list is not the Primary function of commercial bank in India?1) Merchant Banking 2) Acceptance of Deposits3) Advancing of loans 4) All of them are primary function 5) None

9. National Equity fund is managed by which in the below list?1) RBI 2) SIDBI 3) IDBI 4) NABARD 5) None

10. The maximum amount of the total Revenue earned by the government of Indiacomes from?1) Income Tax 2) Customs Duty 3) Excise duty 4) Corporate tax 5) None

11. “World Cancer Day” is observed on1) February 4th 2) February 5th 3) February 7th4) February 8th 5) None

12. Which Indian athlete became the first Indian track and field athlete to win a goldmedal in a major world event after International governing body IAAF upgradedher second race finished at the 2005 Monaco World Athletics Final to the top spotin Jan 2014. Following a dope violation by a Russian competitor Tatyana Kotova.1) K.M. Beenamol 2) P.T. Usha 3) Anju Bobby George4) Shiny Abraham 5) None

13. Commercial paper is an unsecured money market instrument issued in the formof a ______1) Demand Draft 2) Promissory Note3) Bill of Exchange 4) Lines of Credit 5) None

14. The Government of India has given “Dronacharya Award for Boxing” for the year2013 to ____1) Other than those given as options 2) Rajinder Singh3) Mahavir Singh 4) Kuntal Roy 5) Sunil Dabas

SBI Clerk s MODEL TEST - 09

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15. Which of these political leaders won the Nobel Prize for Literature?1) Woodrow Wilson 2) Franklin Roosevelt3) Winston Churchill 4) Benito Mussolini 5) Nelson Mandela

16. Which of the following Indian cities is often referred to as the Manchester ofSouth India?1) Coimbatore 2) Guntur 3) Chennai 4) Bangalore 5) Vijayawada

17. Who was appointed as the goodwill ambassador for South Korea in October 2013?1) Shah Rukh Khan 2) Aamir Khan3) Amitabh Bachchan 4) Aishwarya Rai 5) None

18. SMS based service “Polling at your fingertips” launched in which city of India?1) Gandhi Nagar 2) Jaipur 3) Itanagar 4) Shillong 5) None

19. The ‘Arsia Mon’ is name of the volcano located on ____?1) Jupiter 2) Mars 3) Saturn 4) Earth 5) None

20. Election Commission appointed which bollywood hero as its National Icon forLoksabha election 2014?1) Amitabh Bachhan 2) Aamir Khan 3) Abishek Bachchan4) Salman Khan 5) None

21. A bank included in the second schedule of RBI is called as ______ ?1) Scheduled Bank 2) Commercial Bank 3) RRB4) Private Bank 5) None

22. Commercial paper is issued for a period ______1) 46 days 2) 7 days to one year 3) Not exceeding 2 years 4) 3 years 5) None

23. Who is the present President of Russia?1) Vladimir Putin 2) Dmitry Medvedev 3) Mikhail Gorbachev4) Boris Yeltsin 5) None

24. Who took charge as the new Chairman and Managing Director of PSU CompanyRashtriya Ispat Nigam Limited (RINL) in Jan 2014?1) P. Madhusudhan 2) A.P. Chowdary 3) S.K. Sharma4) Arun Kumar Gupta 5) None

25. Which in the below list represents accounting year of RBI?1) April-March 2) Jan-Dec 3) July-June 4) Feb-March 5) None

26. Which musician / Music Director has been appointed the goodwill ambassador ofUNESCO Nepal’s “Education for All” in Feb 2014?1) A.R. Rahman 2) Bappi Lahiri 3) Jatin lalit4) Shankar-Ehsaan-Loy 5) None

27. NABARD is established under the recommendations of which committee ?1) Sethu Madhav 2) Rangarajan 3) Subir Gokaram4) B. Sivaraman 5) None

28. Which of the following is an example of NBFCs?1)Unit Trust of India 2) Life Insurance Corporation3) General Insurance Corporation 4) All of the above 5) None

29. National Navy Day is observed on1) 1st October 2) 2nd November 3) 4th December 4) 14th December 5) None

30. C.K. Naidu Trophy is associated with which sports?1) Foot Ball 2) Cricket 3) Table Tennis 4) Hockey 5) None

31. Who became the Youngest Russian atheletc to win a gold medal at the WinterOlympics currently being held at Sochi, Russia in Feb 2014?1) Yulia Lipnitskaya 2) Adelina Sotnikova3) Evgeni Plushonko 4) Caroina Kostnar 5) None

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32. Banking Ombudsman Scheme is applicable to the business of _____1) Only public sector banks 2) All banking companies3) All scheduled banks except private banks4) All scheduled commercial banks including RRBs5) All scheduled commercial banks excluding RRBs

33. Aravind Kejriwal, the CM of Delhi resigned on 14 Feb, 2014 as his governmentfailed to introduce ______1) Swaraj Bill 2) Swarja Jan Bill 3) Jan Lokpal Bill4) Lokpal and Lokyukta Bill 5) None

34. The Supreme Court of India on Feb 2014 issued a notice to the centre and allstates to frame guidelines against racial discrimination to protect the people ofwhich part/state of the country who face discrimination in various parts of thecountry.1) People from north eastern states 2) People from eastern states3) People from southern states 4) People from Mizoram only 5) None

35. Which of the following is India’s highest honour given for achievement in sports?1) Arjuna Award 2) Rajiv Gandhi Khel Ratna 3) Dhyan Chand Award4) Dronacharya Award 5) None

36. The ‘Swadhar’ Scheme is targeted to benefit ____1) Anganwadi workers 2) Farmers living below nationality defined poverty lines3) Naxal affected Villages 4) Juvenlle Delinquents 5) Women in difficultcircumstances

37. As per 2011 census, which state of India has got the highest Urban Population?1) Karnataka 2) Maharashtra 3) Tamilnadu 4) West Bengal 5) None

38. Which country won the Under-19 Asia Cup Cricket title held in Jan 2014?1) Pakistan 2) India 3) Sri lanka 4) Bangladesh 5) None

39. In the human body the ‘Calf Muscle’ is found on the ___ ?1) Leg 2) Arms 3) Neck 4) Shoulder 5) Stomach

40. Certificates of Deposits have to be of a minimum value of1) Rs.1 lakh 2) Rs.10 lakh 3) Rs.25 lakh 4) Rs.1 crore 5) None

GENERAL ENGLISH

Directions (Q.No.41-45): Read the following passage carefully and answer thequestions given below it. Certain words are printed in bold to help you locatethem while answering some of the questions.

The main feature of the Indian struggle for freedom has been thatit throughout depended almost wholly on activating the masses by injecting intothem the urge for independence by emphasizing the strength of the Indian peoplevis-a-vis the colonial rulers, and thereby set them free from the fear of the ruler.The non-violence as it was practiced emphasized the strength of the Indian peoplein relation to the ruler who had to depend on the gun for establishing the authority.The fact that through the Arms Act the Indian people were denied the right todefend themselves was turned into a symbol of strength that the people woulddepend on their strength of conscience to fight the foreign ruler. This meantconstant effort of the part of the leaders of the independence movements atraising the consciousness of the vast masses of common people not just a smallsection of determined revolutionaries as had been the case with the other greatrevolutions. That the Indian people were not permitted to bear arms under theBritish Raj was not allowed to dampen or demoralize the millions. Rather a newform of strength was instilled into their consciousness.

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This aspect of the Indian Revolution marks it out as distinct fromother revolutions in modern times. Nowhere the question of the gun was permittedto be supreme or decisive in importance in the main stream of our nationalstruggle for independence. This does not mean that the sacrifice of therevolutionaries who unwaveringly gave their lives by taking up arms against theforeign rulers was of no consequence. From Aurobindo Ghose and Savarkar toBhagat Singh and Chandreshekher Azad to Subhash Chandra Bose, they all madefinest contribution to the struggle for freedom. But the successive waves of massupheavals that decisively brought down the British rule in India did not dependon the wielding of arms by a small minority of dedicated revolutionaries, but onthe raising of the level of consciousness of the broad masses of the people.

This precisely was the unique contribution of Gandhiji-Whenhistorians and publicists talk of Gandhi having taken politics from the monopolyof the intelligentsia to the wider world of the common humanity, it was not just aquestion of quantitative increase in the numbers of participants in the movementbut qualitatively a different type of movement emerged with its essentially distincthallmark.

41. Bhagat Singh was a great revolutionary because1) he was in favour of an armed struggle 2) he favoured non-violence3) he organized passive resistance movement4) he overthrew the British rulers 5) None of the above

42. Who took up arms against the British government?1) Subhash Chandra Bose 2)) Ranade3) RanaPratap 4) Gandhiji 5) None of these

43. The greatest contribution of Gandhiji to the struggle for freedom was1) that he made it non-violent 2) that he based it on truth3) that he sided with Britishers4) that he injected into the masses the urge for freedom 5) None of the above

44. India’s straggle for freedom was non-violent because1) the Indian people had spiritual strength2) the masses were afraid of the British guns3) the Indian people were not permitted to bear arms4) the masses had no money to buy arms 5) None of the above

45. The main feature of the Indian struggle for freedom was1) that it was passive 2) that it was violent3) the urge of masses for freedom4) that it was based on the folly of the ruler 5) None of the aboveDirections (Q.No.46-48) : Choose the words which is most similar in meaning tothe word printed in bold as used in the passage.

46. injecting1) instilling 2) inoculating 3) vaccinating 4) shooting 5) None of these

47. dampen(a) pray 2) wet 3) depress 4) encourage 5) None of these

48. hallmark1) sure sign 2) device 3) cross 4) road 5) None of theseDirections (Q.No.49-50): Choose the word which is the most opposite in meaningto the word printed in bold as used in the Passage.

49. strength1) weakness 2) destitution 3) senility 4) flaw 5) None of these

50. foreign(a) homogeneous 2) alien 3) different 4) native 5) None of these

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Directions(Q.No.51-55): Mark the choice that correctly fills the blank in the givensentences.

51. There is thick could _____ the south of England.1) over 2) above 3) on 4) across 5) None

52. The summit of Everest is ____ 8000 metres ____ sea level.1) above, over 2) about, of 3) over, above 4) about, above 5) None

53. I have written a textbook ____ African history, and a book for children ____ Africaand its people.1) on, on 2) on, about 3) about, on 4) about, about 5) None

54. My house is _____ the third crossroads after the bridge.1) on 2) in 3) over 4) at 5) None

55. What are you so angry ____ ?1) about 2) with 3) on 4) of 5) NoneDirections (Q.No.56-60): Tick mark the correct sentence.

56. 1) Who do you love? 2) Whom do you love?3) To whom do you love? 4) Who do you love to? 5) None

57. 1) Mother, may I go out to play?2) Mother, can i go out to play?3) Mother, shall I go out to play?4) Mother, will I go out to play? 5) None

58. 1) He visited an optometrist for an eye operation2) He visited an oculist for an eye operation3) He visited an optician for an eye operation4) He visited an operator for an eye operation 5) None

59. 1) Are you going to invite Alice and myself to your party?2) Are you going to invite Alice and I to your party?3) Are you going to invite Alice and me to your party?]4) Are you going to invite Alice and me into your party? 5) None

60. 1) I shall be happy to accept your invitation.2) I shall be happy for accept your invitation.3) I shall be happy in accept your invitation.4) I shall be happy by accept your invitation. 5) NoneDirections (Q.No.61-65): Rearrange the following seven sentences A, B, C, D, E,F and G in the proper sequence to form a meaningful paragraph, then answer thequestions below.A) People thoroughly dedicated to social service but not fulfilling the eligibilityrequirements would not be able to contest elections.B) Those who fulfil the stipulated criteria of age and formal education may notnecessarily be devoted to social services.C) This system has both advantages and disadvantages.D) Therefore, imposing such eligibility requirements is likely to becounterproductive.E) In certain democratic countries, elections can be contested by anybody.F) People would be deprived of the probable benefit accured from the services ofsuch people.G) There are no eligibility requirements of formal education and upper age limitstipulated in their constitution.

61. Which sentence should be the FOURTH in the paragraph?1) A 2) B 3) C 4) D 5) E

62. Which sentence should be the LAST in the paragraph?1) A 2) B 3) C 4) D 5) E

63. Which sentence should be the FIRST in the paragraph?1) G 2) F 3) E 4) D 5) C

64. Which sentence should be the SECOND in the paragraph?1) G 2) F 3) E 4) D 5) C

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65. Which sentence should be the THIRD in the paragraph?1) A 2) B 3) C 4) D 5) EDirections (Q.No.66-70): The following questions consists of a sentence in whichfour words or phrases are marked. The four parts of the sentences are marked 1,2, 3 or 4. You are to identify the one part that would not be accepted in standardwritten English.

66. Please take (1) / care of (2) / whomever is (3) / waiting. (4) / No Error. (5)67. Is (1) / this (2) / desert (3) / fattening? (4) / No Error. (5)68. A man needs more than (1) / intelligence to be a good legislator, (2) / you also

have to be (3) / a student of human nature. (4) / No Error. (5)69. We (1) / can not (2) / hardly (3) / believe it. (4) / No Error. (5)70. If you expect (1) / to eventually succeed, (2) / you must (3) / keep trying. (4) / No

Error. (5)Directions (Q.No.71-80): In the following passage, there are blanks, each of whichhas been numbered. These numbers are printed below the passage and againsteach, five words are suggested, one of which fits the blank appropriately. Findout appropriate words in each case.A STEP-BY- (71) approach involving a measurable achievement each day is the(72) effective method to get results. Each little success gives you a shot ofconfidence and a (73) of accomplishment that will (74) sustain you in sticking toyour programme. It also (75) the final goal seem more (76) since all you have todo is pot (77) the same amount of effort each day. For example, if you were askedto (78) a book of two hundred and fifth pages without having written anythingsignificant before, this task probably would seem (79). However, if you wereasked to write two pages of text each day, you would have to agree that thisrequest would be both reasonable and (80).

71. 1) leap 2) jump 3) run 4) step 5) None72. 1) probable 2) only 3) likely 4) various 5) None73. 1) sensation 2) satisfaction 3) sense 4) savour 5) None74. 1) help 2) ensure 3) enable 4) allow 5) None75. 1) mars 2) makes 3) appears 4) provides 5) None76. 1) dependable 2) alluring 3) attractive 4) achievable 5) None77. 1) out 2) forward 3) forth 4) up 5) None78. 1) read 2) write 3) recite 4) memorize 5) None79. 1) insurmountable 2) inescapable 3) intoinsic

4) impersonal 5) None80. 1) rational 2) remote 3) realistic 4) impending 5) None

QUANTITATIVE APTITUDE

Directions(Q.No81–100):What will come in place of the question mark (?) in thefollowing questions ?

81. 118 121 11 11 4 3 3 9 2 _____ 1) 119 2) 110 3) 108 4) 112 5) 101

82.0.125 0.027

0.5 0.5 0.15 0.09

41) 0.5 2) 0.3 3) 0.8 4) 0.2 5) None

83.1 1 13 4 104 6 4

x , Find x.

1) 123

2) 223

3) 113

4) 213

5) None

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84. 2.002 7.9 2.8 6.3 3.6 1.5 15.6 ____ 1) 2.002 2) 4.2845 3) 40.843 4) 42.845 5) None

85.1 3115 234.92 5 _____24 37

1) 1650 2) 1760 3) 1750 4) 1800 5) 1850

86.1 22 15 78 8 _________

12 166

1) 1 2) 2 3) 4 4) 6 5) 8

87.3 5 4 11 1 2 _______4 8 5 2

1) 7240

2) 7140

3) 3240

4) 3140

5) 5140

88. 212.5 50 2014 25 1) 1007 2) 251.75 3) 503.5 4) 261.75 5) None

89. 832.456 - 539.982 - 123.321 = ______1) 196.153 2) 189.156 3) 169.153 4) 176.135 5) 159.153Directions (Q.No.90 - 95): What approximate value should come in place of thequestion mark (?)

90. 3.14 x 22.52 + 13.52 = 4.23 x16.25 + ?1) 30 2) 40 3) 20 4) 10 5) 15

91. 2072.50 15.004 + 39.001 x (4.998)2 = _____1) 1449 2) 1455 3) 1113 4) 1260 5) 1262

92. 883.721 - 602.521 + 277.25 = 102.561 + ?1) 456 2) 452 3) 449 4) 460 5) 462

93. 1156.84 17.88 ? 23 630.97 1) 427 2) 446 3) 437 4) 452 5) 466

94. 37% of 5009 - 15

of 6666.

1) 520 2) 500 3) 480 4) 550 5) 56095. 35% of 121 + 85% of 230.25 = ?

1) 225 2) 240 3) 245 4) 228 5) 23096. Four of the following five parts numbered 1, 2, 3, 4 and 5 are exactly equal. The

number of the part, which is not equal to the other four parts, is answer____?1) 45 x 12 + 60 2) 80% of 800 - 40

3) 3 1200 1205 4) 8640 16 + 60 5) 12603 180

97. Which of the following set of fractions is in assending order?

1) 13 11 7 8, , ,15 13 8 9

2) 11 13 7 8, , ,13 15 8 9

3) 8 7 13 11, , ,9 8 15 13

4) 7 8 11 13, , ,8 9 13 15

5) 8 11 7 13, , ,9 13 8 15

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98. The present age of Amit and his father are in the ratio of 2 : 5. Four years hencethe ratio of their ages will become 5 : 11. What is the father age five years ago?1) 80 2) 84 3) 76 4) 96 5) None

99. If the price of Kerosine raised by 10%, find by how much percent a house holdermust reduce his consumption of Kerosene, so that not to increase his expenditure?1) 9% 2) 9.25% 3) 9.09% 4) 8.95% 5) 10%

100. The price of a Hero Honda Splendor bike rises by 30% while the sales of the bikecome down by 20%. The percent change in the total revenue is ____?1) -4 2) +4 3) -2 4) +2 5) None

101. Ratio of earnings of A and B is 8 : 9 respectively. If the earning of A increases by50% and the earnings of B decreases by 25%, the new ratio of their earningsbecome 16 : 19 respectively. What are A’s earning?1) Rs.37,000 2) Rs.28,500 3) Rs.22,000 4) Can’t be determined 5) None

102. A man buys an article at 34

th its value and sells it for 20% more than its value.

His profit based on the cost is _____?1) 55% 2) 60% 3) 65% 4) 70% 5) 75%

103. A man bought an articles and sold it at a gain of 5%. If he had bought it at 5% lossand sold it for Rs.1 less, he would have made a profit of 10%. The C.P. of thearticle was ____?1) 200 2) 210 3) 250 4) 400 5) 150

104. If the cost price of 12 pens is equal to the selling price of 8 pens, the gain percentis ____?

1) 1333

2) 25% 3) 2663

4) 78% 5) 50%

105. A sum was put at a certain rate of interest for 3 years. Had it been put at 2%higher rate. It would have fetched Rs.72 more. The sum is (in Rs.) ___?1) 1250 2) 1400 3) 1200 4) 1500 5) 1300

106. A sum of Rs.5150 was borrowed at 6% compound interest P.A. and was paid backin two equal yearly instalments. The amount of each instalment is ____?1) 2329 2) 2565 3) 2755 4) 2809 5) None

107. The difference between compound interest and simple interest on an amount ofRs.15,000 for 2 years is Rs.96. What is the rate of interest per annum?1) 8 2) 10 3) 12 4) Can’t be determined 5) None

108. A and B started a business jointly. A’s investment was thrice the investment of Band the period of his investment was two times the period of investment of B. If Breceives Rs.4000 as profit. The their total profit is ____ ?1) Rs.16,000 2) Rs.24,000 3) Rs.20,000 4) Rs.28,000 5) Rs.4,000

109. If 10 men weave 10 mats in 10 days, how many men will be required to weave 100mats in 100 days?1) 100 2) 50 3) 60 4) 75 5) 10

110. In what portion must water be mixed with spirit to gain 216 %3

by selling it at cost

price?1) 1 : 6 2) 1 : 3 3) 1 : 8 4) 1 : 3 5) 1 : 5

111. A cistem can be filled by two pipes A and B in 4 hours and 6 hours respectively.When full, the tank can be emptied by a third pipe C in 8 hours. If all the taps beturned on at the same time, the cistem will be full in ____?1) 3 hrs. 18 min. 2) 3 hrs. 26 min.3) 3 hrs. 42 min. 4) 3 hrs. 48 min. 5) None

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112. A train passes a platform 90 mts in 30 seconds and a man on platform in 15seconds. The speed of the train is ? (in kmph).

1) 6 2) 185

3) 21.6 4) 15 5) 25

113. Rs.2014 are to be divided among A, B & C in such a way that if A gets Rs.4, thenB gets Rs.2. And if B gets Rs.1 then C gets Rs.1.75. The share of C will exceedthat of B by _____?1) Rs.318 2) Rs.420 3) Rs.350 4) Rs.250 5) Rs.118

114. The numbers of a sequence 56, 72, 90, 110, 132, 154 forms a pattren.Which of them is misfit for pattren?1) 72 2) 110 3) 132 4) 154 5) None

115. If 120% of a is equal to 80% of b, then b ab a

is

1) 5 2) 6 3) 7 4) 8 5) 9Directions (Q.No.116-120): The pie-chart, shows the spendings by a family onvarious items during 2014 year. Study the pie-chart and answer the questionsgiven below.

TOTAL AMOUNT SPENT = 46,000 RUPEES

Others, 20%Clothing, 10%

Transport, 5%

Education, 12%

Housing, 15%

Food, 23%Savings, 15%

116. Amount spent on Food, Education, Transport and Clothing is ?1) 23,600 2) 20,000 3) 24,600 4) 26,600 5) 27,600

117. Amount spent on clothing and housing together, forms what percentage of amountspent on food?1) 109.5% 2) 115% 3) 112.6% 4) 105% 5) 108.69

118. What is the percentage of amount spent on Housing and Clothing together onEducation and Food?1) 42.85% 2) 58% 3) 62.85% 4) 71.42% 5) None

119. What is difference of amount between items of highest spent and lowest spentitem?1) 9,280 2) 7,280 3)7,880 4)8,880 5) 8,280

120. If total expenditure is increased by 10% in 2015 from 2014 and the percentage ofspendings on various items kept same. Then what will be spending on Transport?1) 5,060 2) 3,060 3) 2,530 4) 2,280 5) None

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TEST OF REASONING

121. Four of the following five are alike in a certain way and so form a group. Which isthe one that does not belong to the group?1) Iron 2) Copper 3) Zinc 4) Aluminium 5) Brass

122. Four of the following five are alike in a certain way and so form a group. Which isthe one that does not belong to the group?1) 31 2) 39 3) 47 4) 41 5) 43

123. How many meaninful English words can be made from the letters ‘ADER’ usingeach letter only once in each word?1) None 2) One 3) Two 4) Three 5) Four

124. How many such pairs of letters are there in the word ‘DISTINGUISH’, each ofwhich have as many letters between them in the word as they have betweenthem in the English alphabet?1) None 2) One 3) Two 4) Three 5) More than three

125. Four of the following five are alike in a certain way and so form a group which isthe one that does not belong to that group?1) Fearless : Courage 2) Fit : Health 3) Reliable : Trust4) Wealthy : Money 5) Famous : Ambition

126. If it is possible to make only one meaningful word with the fifth, the ninth, theeleventh and the twelfth letters of the word ‘HORTICULTURE’using each letteronly once in each word. Which of the following will be the last letters of thatword? If no such word can be made, give answer ‘N’ and if more than one suchword can be made, give answer ‘M’.1) E 2) T 3) R 4) N 5) M

127. If 9 : 27 and 16 : 64 then 81?1) 324 2) 729 3) 289 4) 243 5) 125

128. In a certain code ‘HEART’ is written as ‘@8531’ and ‘FEAST’ is written as ‘#8541’.How is ‘FARTHEST’ written in that code?1) @8543#18 2) #5314@81 3) #531@841 4) 4531@845 5) None

129. Pointing to Hari, Seema says ‘He is the grandfather of Mahesh, my eldest son”.How is Hari related to Seema?1) Father 2) Uncle 3) Brother-in-law 4) Data Inadequate 5) None

130. If ‘Sun’ is called ‘Moon’, ‘Moon is called Earth’, ‘Earth’ is called ‘Sky’, ‘Sky is called‘Star’ and ‘Star’ is called ‘Sun’, where do birds fly?1) Star 2) Moon 3) Sky 4) Sun 5) None

131. If the positions of the first and the eighth letters of the word ‘REPRESENTATIVE’are interchanged. Similarly, the positions of the second and the ninth letters ofthe word are interchanged and soon, which of the following will be the fouth tothe left of the sixth from the left end after the rearrangement?1) E 2) A 3) P 4) T 5) NoneDirections (Q.No.132-135): In each of the questions below are given threestatements followed by three conclusions numbered I, II and III. You have to takethe given statements to be true even if they seem to be at variance from commonlyknown facts. Read all the conclusions and then decide which of the givenconclusions logically follows from the given statements disregarding commonlyknown facts.

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132. Statements: All clouds are silverNo silver is blackSome stars are silver

Conclusions: I. Some stars are cloudsII. No cloud is blackIII. Some stars are black

1) Only I follows 2) Only II and either I or III follows3) Only I and II follow 4) Only II follows 5) None

133. Statements: All men are tigersAll tigers are huntersNo hunter is mouse

Conclusions: I. All tigers are menII. Some hunters are menIII. Some mouse are men

1) Only I follows 2) Only I and II follow3) Only II follows 4) Only I and either II or III follows 5) None

134. Statements: Only car are petrolAll buses are dieselAll diesel are trains

Conclusions: I. Some trains are busesII. All cars are petrolIII. Some cars are diesel

1) Only I folows 2) Both I and II follow3) Either II or III follows 4) All follow 5) None

135. Statements: Some players are coachesSome players are commentatorsNo umpire is commentator

Conclusions: I. Some commentators are coachesII. No commentators are coachesIII. Some umpires are players

1) Only II follows 2) Both I and II follow3) Only either I or II follows 4) All follow 5) NoneDirections (Q.No.136-140): In these questions symbols @#$ and % are usedwith different meaning as follows.‘A @ B’ means ‘A is not smaller than B’.‘A # B’ means ‘A is neither smaller than nor equal to B’.‘A $ B’ means ‘A is neither greater than nor smaller than B’.‘A B’ means ‘A is not greater than B’.‘A % B’ means ‘A is neither greater than nor equal to B’.In each of the following questions assuming the given statements to be true, findout which of the two conclusions I and II given below them is/are definitely true.Given answer (1) if only conclusion I is trueGiven answer (2) if only conclusion II is trueGiven answer (3) if either conclusion I or conclusion II is trueGiven answer (4) if neither conclusion I nor conclusion II is trueGiven answer (5) if both conclusion I and II true

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136. Statements: N@W, W#H, H%TConclusions: I. H%N II. T#W

137. Statements: F#R, H%R, LHConclusions: I. F#L II. P@L

138. Statements: J@K, K%M, M#TConclusions: I. K%T II. K@T

139. Statements: VW, W$H, H@IConclusions: I. V I II. IW

140. Statements: LP, P%V, V#DConclusions: I. LV II. L$DDirections: (Q.No.141-145): Each of the question below consists of a questionand two statements numbered I and II are given below it. You have to decidewhether the data provided in the statements are sufficient to answer the question.Read both the statements and .....Give answer (1) if the data in statements I alone are sufficient to answer thequestion, while the data in statement II alone are not sufficient to answer thequestion.Given answer (2) if the data in statement II alone are sufficient to answer thequestions, while the data in statement I alone are not sufficient to answer thequestion.Given answer (3) if the data in statement I alone or in statement II alone aresufficient to answer the question.Give answer (4) if the data in both the statements I and II are not sufficient toanswer the question.Given answer (5) if the data in both the statements I and II together are necessaryto answer the question./

141. Who reached the station first among L, M, J, T and R. If no two persons reachedtogether?I. M reached only after J and TII. L reached before R

142. Tower ‘P’ is in which direction with respect to tower Q?I. P is to the west of H, which is to the south of QII. F is to the west of Q and to the north of P.

143. What is Suneeta’s rank from top in the class?I. In the class of 42 children, Suneeta is 29th from the bottom.II. Suneeta is ten ranks below Samir.

144. What is the code for ‘walks’ in the code language?I. In the code language ‘she walks fast’ is written as ‘he ka to’II. In the code language ‘she learns fast’ is written as ‘jo ka he’

145. How is K related to N?I. N is brother of M who is daughter of KII. F is husband of KDirections(Q.No.146-150): Study the following information carefully and answerthe given questions.Eight colleagues A, B, C, D, E, F, G and H are sitting around a circular tablefacing the centre but not necessarily in the same order. Each one of them holdsa different post viz. Manager, Company Secretary, Chairman, President, Vice-President, Group Leader, Financial Advisor and Managing Director.

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A sits third to right of the Managing Director. Only two people sit between theManaging Director and H. Vice President and the Company Secretary areimmediate neighbours of eachother. Neither A nor H is a Vice President or aCompany Secretary. Vice President is not an immediate neighbour of H. TheManager is an immediate neighbour of both Group Leader and the FinancialAdvisor. Financial Advisor sits third to right of B. B is not the Vice-President. Csits to the immediate right of the Chairman. A is not the Chairman F is not animmediate neighbour of A. G is not an immediate neighbour of the Manager.

146. Who amongst the following sits third to the left of E?1) The Manager 2) G 3) A4) The Financial Advisor 5) B

147. Four of the following five are alike in a certain way based on the given arrangmentand thus form a group. Which is the one that does not belong to that group?1) F-Chairman 2) G-President 3) D-Manager4) A-Financial Advisor 5) Managing Director

148. Who amongst the following is the President of the Company?1) A 2) C 3) H 4)G 5) D

149. Which of the following is true with respect to the given seating arrangement?1) The Group Leader of the company is an immediate neighbour of the Vice-President.2) G sits second to right of D.3) The Group Leader and the company Secretary are immediate neighbours ofeach other.4) The Chairman of the company sits to the immediate left of the ManagingDirector.5) The Group Leader sits second to the left of D.

150. Which of the following posts does B hold in the company?1) Chairman 2) Manager 3) Company Secretary4) Vice-President 5) Financial AdvisorDirections(Q.No.151-155): Read the following information carefully and answerthe questions given below.In a family of six persons A, B, C, D, E and F there are three males and threefemale. There are two married couples and two persons are unmarried. Eachone of them reads different newspapers, viz. Times of India, Indian Express,Hindustan Times, Financial Times, Navbharat Times and Business Standard.E, who reads Indian Express, is mother-in-law of A, who is wife of C. D is thefather of F and he does not read Times of india or Business Standard. B readsNavbharat Times and is the sister of F, who reads Hindustan Times. C does notread Business Standard.

151. Who among the following reads The Times of India?1) C 2) D 3) A 4) Data Inadequate 5) None

152. How is F related to E?1) Daughter 2) Brother 3) Son 4) Data Inadequate 5) None

153. Which of the following is are of the married couples?1) D-B 2) D-E 3) B-F 4) E-F 5) None

154. Which of the following Newspaper is read by ‘A’?1) Times of India 2) Navbharat Times3) Financial Times 4) Data Inadequate 5) None

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155. How many sons does E have?1) Four 2) Three 3) Two 4) One 5) NoneDirections (Q.No.156-160): Study the following information carefully and ansewrthe questions given below:If ‘A + B’ means ‘A is the father of B’.If ‘A B’ means ‘A is the sister of B’.If ‘A $ B’ means ‘A is the wife of B’.If ‘A % B’ means ‘A is the mother of B’.If ‘A B’ means ‘A is the son of B’.

156. What should come in place of the question mark, to establish that J is the brotherof T in the expression?J P % H ? T % L1) 2) 3) $ 4) Either or 5) Either + or

157. Which among the given expressions indicate that M is the daughter of D?1) L % R $ D + T M 2) L + R $ D + M T 3) L % R % D + T M4) D + L $ R + M T 5) L $ D R % M T

158. Which among the following options is true if the expression ‘I+T%J L K’ isdefinitely true?1) L is the daughter of T 2) K is the son-in-law of I3) I is the grandmother of L 4) T is the father of J 5) J is the brother of L

159. Which among the following expressions is true if Y is the son of X is definitelyfalse?1) W % L T Y X 2) W + L T Y X 3) X + L T Y + T4) W $ X + L + Y + T 5) W % X + T Y L

160. What should come in place of the question mark, to establish that T is the sister-in-law of Q in the expression?R % T P ? G V1) 2) % 3) 4) $ 5) Either $ or

MARKETING APTITUDE / COMPUTER KNOWLEDGE161. Which is the service of channel of distribution?

1) Financing 2) Helps in pricing 3) Helps in market expansion4) All of the above 5) None

162. ‘More for you’ is1) Agent 2) Producer or manufacturer 3) Retailer4) Wholesaler 5) All of the above

163. Trade discounts are also known as1) Classical discount 2) Mass discount3) Conditional discount 4) Functional discount 5) None

164. The term advertising has been derived from ___1) advertere 2) credere 3) adre 4) ad-hoc-not-with-joy 5) None

165. The personal selling aims at selling ____ products.1) worthless 2) declining 3) existing 4) interior 5) None

166. Which of the following part of a brand can be spoken?1) Brand symbol 2) Brand name 3) Trade symbol4) Trade name 5) None

167. The component of sales forecast is/are1) Sales volume 2) Sales budget 3) Sales target4) Both (2) and (3) 5) None

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168. CPA stands for1) Consumer Prevention Act 2) Consumer Protection Act3) Customer Protection Act 4) Consumer Precaution Act5) Customer Prevention Act

169. Marketing strategies means1) networking 2) More hits per ATM3) Ideas for new employment 4) Technique for mergers5) Methods to improve marketing activities

170. Effective bank marketing requires1) Simple procedures 2) Proper pricing3) Customized products 4) Market research 5) All of the above

171. The target group for Savings Deposit Accounts is1) Businessman 2) Parents 3) Students4) Newborn babies 5) All of the above

172. A ‘call’ means1) a call centre 2) a profession 3) teletalk4) calling on a prospect 5) All of the above

173. ATMs are1) Unmanned, cash dispensors 2) Branches of banks3) Manned counters of banks 4) All of the above 5) None

174. One of the following is not a target group for SME loans.1) Truck operators 2) Hotels and restaurants3) Large industries 4) All professionals 5) Beauty parlours

175. Customisation means1) After sales service 2) Products for specific customers3) Good customer service 4) Bad customer service 5) Both (3) and (4)

176. SBI Golden Card is ____ of the SBI.1) cost 2) product line 3) product knowledge and storage4) Product item 5) All of the above

177. Which is/are international body?1) RBI 2) SAARC 3) International Monetary Fund (IMF)4) Both (2) and (3) 5) All of the above

178. EURO II and III is a product (mark) of1) Staff friendly 2) Environmentally friendly3) Product friendly 4) All of the above 5) None

179. HNI means1) High Networth Individual 2) High Income Individual3) Honest Neutral Individual 4) Honest Income Individual 5) None

180. ‘Benchmark’ means1) Marks on a bench 2) Set standards3) Product lined up on a bench 4) Salesmen sitting on a bench 5) None

181. Unit record machines are actually ____1) machines that can record unit datas2) initial form of tape recorder 3) a sort of punching machine4) either (1) or (2) 5) None

182. Which of the following is not a network?1) Local area network 2) Wide area network3) Optical fibre 4) All are networks 5) None

183. What is NOT true about FTP?1) It is a protocol 2) It is a program or command3) It transfers files over net 4) Both (1) & (3) 5) All true

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184. G3 is a ______1) computer 2) cable 3) chip 4) mother board 5) None

185. The strategy for testing a function when developing a software is made at1) Test strategy 2) Test plans 3) Test case design4) Both (1) & (2) 5) None

186. An example of inter-networking is ____1) MAN 2) WAN 3) INTERNET 4) All of these 5) None

187. Software quality assurance is for ____1) error prevention 2) error detection3) error correction 4) either (1) or (3) 5) All of these

188. One of the oldest calculating device was?1) Arithmometer 2) Ready reckoner 3) Abacus4) Both (1) & (2) 5) None

189. Network layers functions is to1) Select paths for data transfer (2) Break the network in to subnet3) Determine the IP 4) Either (2) or (3) 5) All of these

190. The purpose of using computers in an organisation is ____ ?1) to produce reports, text, images, etc.2) to be able to get on the internet3) to process data into information4) Either (1) or (2) 5) All the above

191. Which of the following is a reliable services?a) TCP 2) UDP 3) Both (1) & (2) 4) Neither (1) nor (2) 5) None

192. Which of them can have more than nor value?1) A composite attribute 2) A multi-valued attribute3) A derived attribute 4) Either (1) or (2) 5) All of these

193. Which of the following is NOT a binary system?1) EBCDIC 2) ASCII 3) HEX 4) Both (1) & (2) 5) None

194. CD ROMs are ____1) Primary storage devices 2) Optical storage devices3) Magnetic storage devices 4) Both (2) & (3) 5) None

195. Who can provide access rights to users?1) Data custodian 2) Data owner3) The database adminstrator 4) Management 5) None

196. Auxilliary storage consists of ____1) magnetic tapes 2) CDs 3) Floppies4) Both (1) & (3) 5) All of these

197. A computer is a _____ device.1) calculating 2) electrical 3) eletronic 4) Both (1) & (2) 5) All of these

198. Which of the following is not an application?1) C++ 2) Notepad 3) Assembler 4) All application softwares 5) None

199. Which of the following is NOT a DBMS software?1) Oracle 2) Sybase 3) Cobol 4) SQL 5) None

200. A group of same data types stored together is memory forms _____1) An array 2) An object 3) A structure 4) Both (2) & (3) 5) None

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Model Test -9(Explanation & Key)

GENERAL AWARENESS1. Ans: 3

Shikha Sharma is the Managing Director& CEO of Axis Bank Set up in 1994, AxisBank is India’s third largest Bank in theprivate sector in terms of total assets and4th largest Bank in the country in termsof market capitalization. Shikha is theChairperson of Axis Asset ManagementCompany Limited.

2. Ans: 4The 101st Annual Session of IndianScience Congress was held at theUniversity of Jammu from 3rd – 7th Feb2014 which focussed on the theme“Innovations in Science and Technologyfor Inclusive Development”. During thissession, an attempt was made to showcasethe recent developments in the field ofScience & Technology in the country andabroad.

3. Ans: 4Government of India has launched aGI Cloud Initiative called ‘Meghraj’ toaccelerate delivery of e-services in thecountry, while optimising Information andCommunications Technology (ICT)spending of the government. According tothe govt, the National Cloud will ensureoptimum utilisation of the Infrastructureand speed up the development anddeployment of eGov applications in thecountry.

5. Ans: 1The Bay of Bengal Initiative for Multi-Sectoral Technical and EconomicCooperation (BIMSTEC) is aninternational organisation involving agroup of countries in South Asia and SouthEast Asia. These are: Bangladesh, India,Myanmar, Sri Lanka, Thailand, Bhutanand Nepal.The members recognised the threat thatterrorism poses to peace, stability andeconomic progress and agreed for closercooperation in combating all forms ofterrorism and transnational crimes.

6. Ans: 4Gouranga Chakraborty, better known byhis stage name Mithun Chakraborty,informally referred to as Mithun Da, is anIndian film actor, singer, producer, writer,social worker, entrepreneur and the Rajya

Sabha Member of Parliament. He is therecipient of three National Film Awards.He made his acting debut with the arthouse drama Mrigayaa (1976), for whichhe won his first National Film Award forBest Actor.

9. Ans: 2National Equity Fund Scheme whichprovides equity support to smallentrepreneurs setting up projects in TinySector is one of the important schemes ofSIDBI.

11. Ans: 1World Cancer Day is marked on February4 to raise awareness of cancer and toencourage its prevention, detection, andtreatment. World Cancer Day was foundedby the Union for International CancerControl (UICC) to support the goals of theWorld Cancer Declaration, written in 2008.The primary goal of the World Cancer Dayis to significantly reduce illness and deathcaused by cancer by 2020.

13. Ans: 2A commercial paper in India is themonetary instrument issued in the formof promissory note. It acts as the debtinstrument to be used by large corporatecompanies for borrowing short-termmonetary funds in the money market. Anintroduction of Commercial Paper inIndian money market is an innovation inthe Financial system of India.

15. Ans: 3Winston Churchill was a prolific writer.Churchill received the Nobel Prize inLiterature in 1953 for his numerouspublished works, especially his six-volumework The Second World War. At theceremony he was awarded the prize ”for hismastery of historical and biographicaldescription as well as for brilliant oratoryin defending exalted human values”

16. Ans: 1Coimbatore Often referred to as‘Manchester Of South India’ or “TheTextile Capital of South India”, Coimbatoreis renowned for its numerous textilemills.its named as such after the city ofmanchester in England,which is renownedfor its industries.

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17. Ans: 1Shah Rukh Khan is the new poster boy forSouth Korea — not its conglomerates, butthe nation. The King Khan could introduceyou to Kukkiwon, the world famoustaekwondo academy, Psy of Gangnam Stylefame and K-pop, the mouthwatering Koreanbarbeque. To South Koreans, the actorcould teach their first cricket team a thingor two about the business of the game.

18. Ans: 4The Chief Electoral Officer (CEO), P Naikon 31 March 2014 launched SMS basedservice named “Polling at your Fingertips”in Shillong, Meghalaya. This is one of themost innovative steps started for the votersunder which they will have to enter theirEPIC (Elector’s Photo Identity Card) numberand send it to 9856066666.

19. Ans: 2Arsia Mons is the southernmost of threevolcanoes on the Tharsis bulge near theequator of the planet Mars.. The tallestmountain in the solar system, OlympusMons, is to its northwest. Its name comesfrom a corresponding albedo feature on amap by Giovanni Schiaparelli, which henamed in turn after the legendary Romanforest of Arsia Silva.

22 Ans: 2Commercial paper is a money-marketsecurity issued (sold) by large corporationsto obtain funds to meet short-term debtobligations (for example, payroll), and isbacked only by an issuing bank orcorporation’s promised to pay the faceamount on the maturity date specified onthe note. Since it is not backed bycollateral, only firms with excellent creditratings from a recognized credit ratingagency will be able to sell their commercialpaper at a reasonable price. Commercialpaper is usually sold at a discount from facevalue, and carries higher interestrepayment rates than bonds.

24. Ans: 1Rashtriya Ispat Nigam Ltd, (abbreviated asRINL), also known as Vizag Steel, is anIndian government-owned steel producer.Based in Visakhapatnam, RINL has beenawarded the Navaratna status, withaccompanying autonomy of operations, dueto its strong financial performance.

27. Ans: 3National Bank for Agriculture and RuralDevelopment (NABARD) is an apex

development bank in India havingheadquarters based in Mumbai and otherbranches are all over the country. TheCommittee set up by the Reserve Bank ofIndia (RBI) under the Chairmanship ofShri B. Sivaraman, conceived andrecommended the establishment of theNational Bank for Agriculture and RuralDevelopment (NABARD). It was establishedon 12 July 1982 by a special act by theparliament and its main focus was to upliftrural India by increasing the credit flowfor elevation of agriculture & rural non farmsector.

28. Ans: 4Non-bank financial companies (NBFCs) arefinancial institutions that provide bankingservices without meeting the legaldefinition of a bank, i.e. one that does nothold a banking license. These institutionstypically are restricted from taking depositsfrom the public depending on thejurisdiction. The specific banking productsthat can be offered by NBFCs depends onthe jurisdiction, and may include servicessuch as loans and credit facilities, savingsproducts, investments and money transferservices.

29. Ans: 34th December is celebrated as the NavyDay in India, to commemorate the start ofOperation Trident during the Indo-Pakistani War of 1971. The one-nightattack the Indian Navy sank three vesselsnear the largest Pakistani port of Karachi.Operation Trident resulted in first use ofanti ship missiles in the region.In Vizagits a week long event showcasing warship,planes, tanks etc. at RK Beach.

30. Ans: 2Cottari Kanakaiya Nayudu (About thissound pronunciation, also known as ‘CK’,was the first captain of the Indian cricketteam in Test matches. He played first-class cricket regularly till 1958, andreturned for one last time in 1963 at theage of 68. In 1923, the ruler of Holkarinvited him to Indore and made him aCaptain (land and air) in his army,conferring on him the honour of a Colonelin Holkar’s Army.

31. Ans: 1Yulia Vyacheslavovna Lipnitskaya is aRussian figure skater.

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33. Ans: 3The Jan Lokpal Bill, also referred to as theCitizen’s Ombudsman Bill, is an anti-corruption bill drafted and drawn up by civilsociety activists in India seeking theappointment of a Jan Lokpal, anindependent body to investigate corruptioncases. This bil l also proposesimprovements to the Lokpal andLokayukta Bill 2011, which was to bepassed by Lok Sabha.

36. Ans: 5The scheme shall have the following maincomponents:a) Assistance for construction of buildingsfor the Centreb) Rent for the shelterc) Assistance for the management of theCentre.d) Provision for food, shelter and clothingfor the women and their children belowthe age of 18 yearse) Counselling for the women in difficultcircumstances

40. Ans: 1CDs are negotiable money marketinstrument issued in demat form or as aUsance Promissory Notes. CDs issued bybanks should not have the maturity lessthan seven days and not more than oneyear. Financial Institutions are allowed toissue CDs for a period between 1 year andup to 3 years.CDs are like bank term deposits butunlike traditional time deposits these arefreely negotiable and are often referred toas Negotiable Certificates of Deposit.

ENGLISH41. Ans: 1

None of the option’s will suits the question.42. Ans: 1

Refer to second paragraph.43. Ans: 4

From the passage, the answer will be hesided with the Britihers.

44. Ans: 1No option suits the question

45. Ans: 3Refer to first passage

46. Ans: 1Injecting = To push or pumpInstilling = To pour in drop by shop

47. Ans: 3dampen = to depress; to make dulldepress = to make depressed, sad or bored

48. Ans: 1hallmark = A distinguishing charactersticsure sign = ok (or) yes sign

49. Ans: 1Strength = the quality or degree of beingstrongweakness = the condition of being weak

50. Ans: 4foreign = from a different countrynative = belonging to one by both

51. Ans: 1When the meaning is covering or crossing,over is used.

52. Ans: 3with numbers, expressions of quantity ormeasurement it is more common to useover, above is used when we think abovemeasurement on a vertical scale.

53. Ans: 2On is used to suggest that a book, article,lecture, etc. is serious, or academic, suit-able for specialists. About is used when theinformation given is more general, or thestyle of communication is more casual.

54. Ans: 4At is used when we talk about position at apoint.

55. Ans: 1Angry with a person, but angry about some-thing.

56. Ans: 2Whom is used in the accusative case of theinterrogative pronoun who.

57. Ans: 1For taking permission, may is used

58. Ans: 2An optometrist is forbidden by law to per-form surgery. An optician is either a me-chanic who grinds lenses. or a business-man a who sells goods. An operator is aperson who works a machine, apparatus,etc., An Oculist is an M.D. who specializesin the treatment of eye diseases and whomay operate when necessary.

59. Ans: 3Are you going to invite Alice and me to yourparty

60. Ans: 1After adjectives expressing emotion or de-sire, infinitive to is used.

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66. Ans: 3Replace whomever by whoever. Whomeveris not the object of the preposition of, butthe subject of the verb is waiting.

67. Ans: 3Use desert instead of the dessert that isFattening is spelled with two ss. with one sit is a desert, like the sahara.

68. Ans: 3Since the pronoun is used for a man, thecorrect pronoun will be instead of you andthe verb form, has instead of have.

69. Ans: 2Can not hardly is far from acceptable ingrammar preferred usage; we can hardlybelieve it.

70. Ans: 5No error.

QUANTITATIVE APTITUDE81. Ans: 5

118 121 11 11 4 3 3 9 2

118 1 4 3 3 7

118 5 12

=10182. Ans: 3

3 30.5 0.30.5 0.5 0.5 0.3 0.3 0.3

=0.5+0.3=0.8

83. Ans: 2

1 1 110 3 44 4 6

x

810 712

= 123

84. Ans: 4 2.002 7.9 2.8 6.3 2.1 15.6

2.002 7.9 2.8 13.23 15.6

2.002 7.9(5.17)

42.84585. Ans: 3

115 235 5 350 5

=1750

86. Ans: 3

11 9325 78 8 8 8 4

6 64235

87. Ans: 4

3 5 1 4 30 25 20 321 1 24 8 2 5 40

43 3140 40

88. Ans: 2225 1 2014 25

2 50

1 1 20144 2

=251.7589. Ans: 3

832.456-539.982-123.321=____=169.153

90. Ans: 570 + 13 - 68 = x15 = x

91. Ans: 32070 15 + 39 25=138 + 975=1,113

92. Ans: 1884 - 602 + 277 = 102 + xx = 161-704x = 457

93. Ans: 31156.04 17.97 ? 630.97

34 18 63123x

x=(631-612) 23=43794. Ans: 1

137% of 5000- of 6666=______5

1,850 1,333.2 520 95. Ans: 2

42 +195 =237 240

96. Ans: 5(1) = (2) = (3) = (4) = 600

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but (5) 1260 3.333

3 180

97. Ans: 2

13 0.86615

11 0.846113

7 0.8758

8 0.8889

98. Ans: 525

A xF x

2 4 55 4 11

xx

22 44 25 20x x

24 3xx = 8Answer : 5 8 - 5=35

99. Ans: 3Reduction in consumption =

100100

xx

10 100 9.09%110

100. Ans: 2Let the cost of each bike = 100Revenue = 100 100=10,000New revenue = 130 80 = 10,400Increased % =

400 100 4%10,000

101. Ans: 4Let A= 8x, B= 9xNew ratio

1508 1610075 99

100

x

16 169 9

A cannot be determined102. Ans: 2

CP = 75; Sp = 120

Profit % = 45 10075

= 60 %103. Ans: 1

C.P. S.P.Initial 100% 105%New 95% 105%-1

Profit % = 10%-1 (From the table)10% -1=9.5%0.5% = 1100% = 200

104. Ans: 5C.P. of 1 pen be Re.1C.P. of 12 pens is Rs. 12and C.P. of 8 pens is Rs. 8Now, S.P. of 8 pens = Rs. 12

gain % = 4 100 50%8

105. Ans: 3

2 3 R×3 72100 100

x R x

3 R 6 3 R 72100 100 100

x x x

x=1200106. Ans: 4

2

Loan amountAnnual instalment = 100 100

100 100R R

2

5150 5150 53 53 53 532650 2500100 100

106 106

=Rs. 2809107. Ans: 1

2

96 15000100

R

2396 8% p.a.2

R R

108. Ans: 4Ratio of profit = 3 2 :x y x y =6:1

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Share of 1 Total profit7

B

Total Profit = 7 4000=28,000

109. Ans: 5MDHformula =

W

2M 10010 1010 100

M2=10110. Ans: 1

2 50 1Gain%=16 % %3 3 6

Quality of water 1quality of spirit 6

111. Ans: 21 1 1 6 4 34 6 8 24

724

24 3Required time = 37 7

= 3 hrs. 26 mins112. Ans: 3

DistanceSpeed=time

9030 15

x x

[Speed of train when it crosses both plat-form, person case are same]90+x=2x [x=length of train]90=x

Speed of train= 6 m/sec15x

186 21.6 kmph5

113. Ans: 1A:B = 4:2B:C = 1 : 1.75 = 2: 3.5A:B:C = 4:2:3.5= 8:4:7A+B+C= 8x+4x+7x=19xC-B=3x

Share of C exceeds that of B by3= 2014

143 106 318

xx

114. Ans: 47 8 = 568 9= 729 10 = 9010 11= 11011 12 = 13212 13 = 156 #154154 is the number

115. Ans: 1120% of a = 80% of b3a = 2b

2323

bbb abb a b

=5116. Ans: 5

Food + Education + Transport + Clothing= (23 + 12 + 5 + 10)% of 46,000=60% of 46,000=27,600

117. Ans: 5Clothing + Housing 100

food

10 15 % of 46,000 25100 10023% of 46,000 23

=108.69%118. Ans: 4

10 15 % of 46,000 25 10012 23 % of 46,000 35

5 100 71.427

119. Ans: 5Required = (23-5)=18% of 46,000 = 8,280

120. Ans: 3110 % of 46,000100

50,600

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SBI CLERK M.T. EXPLANATION - 09

: 7 :KNOWLEDGE PARTNER

5Required 5% is = 50,600100

=2,530

REASONING121. Ans: 5

Except Brass all are metals122. Ans: 2

Except 39 all are prime number123. Ans: 5

READ, DEAR, EARD and DARE124. Ans: 5

Pairs: ST, GI, GI, US, four such pair ofletter are formed.125. Ans: 5

Except (5) all are the effect of their first126. Ans: 5

5th, 9th, 11th and 12th letters are I. T.R.and E and the words can be made are TIRE,TIER and RITE

127. Ans: 29 : 27 and 16 : 64 so, 81:729(3)2:(3)3 (4)2:(4)3 (9)2:(9)3

128. Ans:3

129. Ans: 4Seema’s son is MaheshMahesh is grand father is hariSo, Hari may be father or father-in-law ofseema.

130. Ans: 1Birds fly in the sky and at the question skyis star so birds is flying in star.

131. Ans: 4REPRESENTATIVE NTATIVEREPRESEFourth to the left of the sixth from the left= T

132. Ans: 4

Conclusions :I. II. III.

So, only II follows133. Ans: 3

Conclusions :I. II. III.

So, only II follows134. Ans: 1

Conclusions :I. II. III.

So, only I follows135. Ans: 3

Conclusions :I. II. III.I and II are complementary

So, either I or II follows

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SBI CLERK M.T. EXPLANATION - 09

: 8 :KNOWLEDGE PARTNER

136. Ans: 1

% < # > * < @ > $ =N @ W N > WW # H W > HH % T H < TN > W > H < T

ConclusionsI. H % N H < N (True)II. T # W T > W (False)

137. Ans: 5F # R F > RH % R H < R

L * H L < H F > R > H > L

Conclusions :I. F # L F>L (True)II. R @ L R > L (True)

138. Ans: 3J @ K J > KK % M K < MM # K M > T J > K < M > T

Conclusions :I.K % T K < T (False)II. K @ T K > T (False)Either I or II is true

139. Ans: 2

V*W V < WW $ H W = HH @ I H > I V < W = H > I

Conclusions :

I. V * I V < I (False)

II. I * W I < W (True)140. Ans: 4

L * P L < PP % V P < VV # D V > D

Conclusions:

I. L * V L < V (False)II. L $ D L = D (False)

141. Ans: 4From statement I,( J and T ) > M > (L and R)From statement IIL > R

From statements I and II(J and T ) > M > L > R

142. Ans: 3From statement I,

P is the south-west of Q from statement II

P is the south - west of Q.143. Ans: 1

from statement IThe rank of Sunita from top = 42-28 = 14th

144. Ans: 5from statement IShe walks fast he ka toFrom statement IIShe leans fast jo ka heFrom statements I and IIWalks to

145. Ans: 5From statement I

K may be the mother or father of MFrom statement II

From statement I and IIK is the mother of N

146. Ans: 4147. Ans: 5148. Ans: 1149. Ans: 4

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SBI CLERK M.T. EXPLANATION - 09

: 9 :KNOWLEDGE PARTNER

150 Ans: 3

151. Ans: 1152. Ans: 3153. Ans: 2154. Ans: 5155. Ans: 3

Person News Paper GenderA Business Standard FemaleB Nav Bharat Times FemaleC Times of India MaleD Financial Times MaleE Indian Express FemaleF Hindustan Times Male

156. Ans: 1

157. Ans: 2

158. Ans: 2

159. Ans: 4

160. Ans: 4

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SBI CLERK M.T. EXPLANATION - 09

: 10 :KNOWLEDGE PARTNER

MARKETING & COMPUTER161. Ans: 4162. Ans: 3163. Ans: 4

Trade discounts mean a discount on thelist price or invoice total given by amanufacturer or wholesaler to a retailer.Also Known as: functional discount,deduction.

164. Ans: 1‘Advertise’ is a verb form of English word‘Advertising’. It has its origin in aclassical Latin word ‘Advertere’.

165. Ans: 3Personal selling is where businesses usepeople (the “sales force”) to sell the productafter meeting face-to-face with thecustomer. The personal selling aims atselling existing products.

166. Ans: 2Brand name part of a brand can be spokenin Marketing.

167. Ans: 4The components of sales forecast are salesbudget and sales target.

168. Ans: 2CPA means Consumer Protection Act,1986 is an Act of the Parliament of Indiaenacted in 1986 to protect interests ofconsumers in India.It makes provision for the establishmentof consumer councils and otherauthorities for the settlement ofconsumers’ disputes and for mattersconnected therewith.

169. Ans: 5A strategy is a long-term plan to achievecertain objectives. A marketing strategyis therefore a marketing plan designed toachieve marketing objectives, methods toimprove marketing activities.

170. Ans: 5171. Ans: 3

The target group for Savings DepositAccount is Students.

172. Ans: 4A call market is contrasted to an auctionmarket, where orders are filled as soon asa buyer/seller is found for any given orderat an agreed upon price.

173. Ans: 1174. Ans: 3

Large industries are not a target group forSME loans.

Truck operators, Hotels and restaurants,all professionals and Beauty parlors are atarget group for SME loans.

175. Ans: 2Customization means the process ofdelivering wide-market goods and servicesthat are modified to satisfy a specificcustomer need.

176. Ans: 4SBI Golden Card is product knowledge andstorage of the SBI.

177. Ans: 4RBI is a statutory body formed under theReserve Bank of India Act 1934.SAARC (South Asian Association forRegional Cooperation) and IMF(International Monetary Fund) areInternational body.

178. Ans: 2179. Ans: 1

High net worth individual (HNI) is aclassification used by the financialservices industry to denote an individualor family with high net worth.

180. Ans: 2Benchmark means a measurement of thequality of an organization’s policies,products, programs, strategies, etc., andtheir comparison with standardmeasurements, or similar measurementsof its peers.

181. Ans: 3A sort of punching machines, developed byHollerith.

182. Ans: 3It is a cable type

183. Ans: 4FTP is file transfer protocol

184. Ans: 3It is one of the best chips from imac, apple

185. Ans: 2Test plans are made before software is de-veloped

186. Ans: 4All three can be internet works

187. Ans: 2Quality ensures there would be no errors

189. Ans: 1Network layer is part of OSI - 180 protocolstach.

190. Ans: 3Computer were made for carrying out com-putations.

191. Ans: 1UDP is unreliable as no acknowledgements

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SBI CLERK M.T. EXPLANATION - 09

: 11 :

by user are sent back here.192. Ans: 1

Attribute refers to field in database193. Ans: 3

Its hexadecimal system195. Ans:1

Rights can be provided by one who owns it196. Ans:1

Auxiliary storage is secondary storage

197. Ans: 3Since it has ICs inside.

198. Ans: 3Assembler is an utility or system software.

199. Ans: 3COBOL is a programming language

200. Ans: 1Group of different items in structure.

MODEL TEST KEY - 91.3 2.4 3.4 4.1 5.1 6.4 7.4 8.1 9.2 10.4 11.1 12.3 13.2 14.2 15.316.1 17.1 18.4 19.2 20.2 21.1 22.2 23.1 24.1 25.3 26.3 27.4 28.4 29.3 30.231.1 32.4 33.3 34.1 35.2 36.5 37.2 38.2 39.1 40.1 41.1 42.1 43.4 44.1 45.346.1 47.3 48.1 49.1 50.4 51.1 52.3 53.2 54.4 55.1 56.2 57.1 58.2 59.3 60.161.1 62.4 63.3 64.1 65.3 66.3 67.3 68.3 69.2 70.5 71.4 72.2 73.3 74.1 75.276.4 77.3 78.2 79.1 80.3 81.5 82.3 83.2 84.4 85.3 86.3 87.4 88.2 89.3 90.591.3 92.1 93.3 94.1 95.2 96.5 97.2 98.5 99.3 100.2 101.4 102.2 103.1 104.5 105.3106.4 107.1 108.4 109.5 110.1 111.2 112.3 113.1 114.4 115.1 116.5 117.5 118.4 119.5 120.3121.5 122.2 123.5 124.5 125.5 126.5 127.2 128.3 129.4 130.1 131.4 132.4 133.3 134.1 135.3136.1 137.5 138.3 139.2 140.4 141.4 142.3 143.1 144.5 145.5 146.4 147.5 148.1 149.4 150.3151.1 152.3 153.2 154.5 155.3 156.1 157.2 158.2 159.4 160.4 161.4 162.3 163.4 164.1 165.3166.2 167.4 168.2 169.5 170.5 171.3 172.4 173.1 174.3 175.2 176.4 177.4 178.2 179.1 180.2181.3 182.3 183.4 184.3 185.2 186.4 187.2 188.3 189.1 190.3 191.1 192.1 193.3 194.1 195.1196.1 197.3 198.3 199.3 200.1