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VVVVVol.- 7ol.- 7ol.- 7ol.- 7ol.- 7 Issue 11Issue 11Issue 11Issue 11Issue 11 _o - 2015_o - 2015_o - 2015_o - 2015_o - 2015 May 2015May 2015May 2015May 2015May 2015

Price 3/-

Visit us at : www.sbipensionerspune.org e-mail : sbipenmumbai@gmail.com

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State Bank of India Pensioners' Association (Mumbai Circle), PunePUNE ZONAL SUB-CENTRE

Notice of Annual General Meeting on 24 th June 2015 at Kolhapur

As decided in the meeting of the Managing Committee of Pune Zonal Sub-Centre held on 25th

March 2015, the Annual General Meeting of Pune Zonal Sub-Centre, comprising the Districts ofAhmednagar, Kolhapur, Pune, Sangli, Satara & Solapur will be held at 11a.m. on Wednesday the24th June 2015 at Indraprastha Sanskrutik Bhawan, Lucky Tower, Lucky Bazar, Rajarampuri,8th lane, Shahu Mill Road, Kolhapur - 416008 to transact the following business.

AGENDA

1) To condole the death of the members who expired and whose names were reported afterthe date of last AGM held at Pune on 11th June 2014.

2) To confirm the minutes of the last AGM held on 11th June 2014 published in 'Samwad'issue of August 2014.

3) Presentation of the Secretary's Annual Report.4) Felicitation of the members who have completed 75 years of age during the period

between 12th June 2014 and 24th June 2015. (Letters have been sent to such membersseparately)

5) Reporting on the present scenario about pension issues.6) Any other business with the permission of the hair.7) Presidential address.

V. R. Kulkarni Secretary

Note - 1) If there is no quorum at 11.00 a.m. the meeting will be adjourned and the adjourned

meeting will start after half an hour and will proceed as per the above Agenda forwhich no quorum will be necessary.

2) "Pensioners' Meet" arranged by the Bank will be conducted during the above meeting.3) In case if any member is facing difficulty in finding the venue of the meeting, he may

please contact Shri.R.R.Kulkarni on his Mobile No.09421207476. APPEAL

Those members who have yet to pay donation of Rs.1,000/- (minimum) each for 'Samwad' arerequested to pay the same on the day of meeting at reception counter.

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Federation of SBI Pensioners' AssociationState Bank Building, 84 Rajaji Salai, Chennai - 600001

CIRCULAR NO 5 DATED : 7-05-2015

TO ALL AFFILIATES

Dear Sir,

Sub : Developments at the hearing of our W.P 1875/2013 by Delhi High Court on 6-05-2015

We wish to advise that our application for change of prayers made on the basis of SBI Employees'Pension Fund Regulations 2014 has been allowed by the Hon'ble Judges at the above hearing. The Advocatesof the Union Government, R.B.I and our Bank did not raise any objections on our above application. TheJudges have directed us to file an amended W.P with our revised prayers within a week. There are nomaterial changes in our revised prayers. A copy of our application for the change of prayers has alreadybeen forwarded to you. A copy of the order dated 6-05-2015 is enclosed hereto for your information.2. Our amended W.P will be filed by our Advocates within time limit stipulated in the above order. Our W.Pwill continue to get listed under Regular Matters for final hearing on every Monday and Tuesday. It will betaken up within first five items, when Regular Matters are taken up. After, the hearing of our above W.P., heldon 8-04-2015, no Regular Matter could not be taken up by the Judges, as the Senior Judge was engaged inthe Special Bench daily in the afternoon. Although our W.P would be listed on 11th and 12th of this month,our case may not be taken up on these dates, in view of the time limit of one week stipulated on 6-05-2015for filing our amended W.P.3. An important point which may be observed from the above order dated 6-05-2015 of the Delhi High Courtis the direction stating that there is no need of counter affidavit because substantive pleadings remain thesame. We are therefore hopeful that our W.P would be taken up for final hearing on 18th/19th/25th/26th ofthis month. We shall keep you advised of the developments.Yours Sincerely, Sd/-General Secretary(P.P.Sankaranarayana Murthy)

IN THE HIGH COURT OF DELHI AT NEW DELHIW.P.(C) 1875/2013

FEDERATION OF STATE BANK OF INDIA AND ORS … … ... ... PetitionersRepresented by : Mr.P.N.Mishra, Sr. Advocate

instructed by Mr.Debesh Panda, Mr.Subhash Chandra Sagar& Mr.E.C.Vidyasagar, Advocates

VersusTHE UNION OF INDIA AND ORS… … … … … ... ... Respondents Represented by : Mr.Kavindra Gill, Advocate for UOI/R-1

Mr.K.S.Parihar, Advocate for RBI/R-2Mr.Rajiv Kapur, Advocate for SBI/R-3 & R-4

CORAM :HON'BLE MR. JUSTICE PRADEEP NANDRAJOGHON'BLE MS. JUSTICE PRATIBHA RANI

O R D E R06.05.2015CM No.5989/20151. All respondents are served and counsel as above appears for the respondents. The amendment prayed for isformal and hence is not being opposed by the respondents. Thus CM No.5989/2015 is allowed. 2. Amended writ petition be filed within a week. There is no need of counter affidavit because substantive pleadingsremain the same.PRADEEP NANDRAJOG,J. PRATIBHA RANI, J.MAY 06, 2015

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May 2015 E SAMVAD

S.B.I. PENSIONERS' ASSOCIATION (MUMBAI CIRCLE) PUNENAGPUR ZONAL SUB-CENTRE

Minutes of the Annual General Meeting held on 14th September 2014 at Nagpur

The Annual General Meeting of Nagpur Zonal Sub-Centre was held on Sunday the 14thSeptember 2014 at Ground floor, State Bank of India, Zonal Office, Nagpur.

Shri Agrekar, Secretary of ZSC welcomed the members. Then, he read out the names of thepensioners deceased after the last Annual General Meeting. The condolences were offered & homagewas paid to the departed souls by observing 2 minutes silence. Then, Shri. Agrekar read out theminutes of last Annual General Meeting held on 24.11.2013 (Minutes published in SAMVAD forFebruary 2014) & requested the members to suggest additions/deletions therein, if any. Since nosuggestions were made, the minutes were approved by clapping hands by all the members.

Shri Agrekar submitted the Report of the Nagpur Zonal Sub Centre. He submitted that duringthe year 140 new members were registered with the Association. He also narrated variousdevelopments on the apex level. The latest developments in the Court cases were given to the House.Shri. Agrekar also told to the house that the Pension Cases of two family pensioners were solved withthe intervention of the Association. The family pensioners were not paid pension for six months.

Then, "Shri.N.G.More Service Awards" were presented at the hands of Chief Guest toShri.D.S.Godbole & Shri.V.M.Jagdale for their excellent work done during the last year for theAssociation.

Then, Shri.A.P.Valokar, Treasurer of ZSC Nagpur, readout the Income & Expenditure Accountof the Zonal Sub-Centre for the last year and was put up to the General Body for approval.

Shri.V.D.Deshpande, President, covered in detail work done by the Association during thelast 2 years. He narrated in brief for not purchasing the Association guest house in the Nagpur. Herequested to the Members that, no election should be held henceforth & members should be electedunanimously as per the practice prevailing in other sub-centers so that the expenditure can be curtailed.The members accepted to his request & withdrew their nomination forms.

The following members handed over Cheques (Donation to Association) to the President ofthe Association :

Shri. Nene - Rs. 1,001/-Shri. Dhodapkar - Rs. 1,001/-Shri. Ghosh - Rs. 500/-

Thereafter, for election process the dias was handed over to Shri.R.N.Nakkanwar. He told themembers that, he has received many nomination forms for election but as some members have nowwithdrawn the forms there is no contest. Then he declared the results of the election for the year 2014-2016. He read out the names of the newly elected office bearers / committee members as under.

1 Shri M P S. Sawhney - President2 Shri Ashok Patrikar - Vice President3 Shri Sudhir Agrekar - Secretary4 Shri K.G.Shende - Joint Secretary5 Shri G.H. Gondane - Treasurer6 Shri Vinod Srivastava - Executive Committee Member7 Shri N.A.Diore - Executive Committee Member8 Shri Lalit Karia - Executive Committee Member

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May 2015 E SAMVAD

Shri.Badge proposed a vote of thanks to all. Special thanks were given Shri.Narendra(Dattubhau) Joshi for arranging wonderful catering services every time. Tea was served to all members.

The meeting was over after reciting the National Anthem. The meeting was excellently conductedby Shri.R.N.Nakkanwar.

Sudhir AgrekarSecretary, Nagpur Zonal Sub Center

**************************************************************Pensioners' Meet held on 14th September 2014 at Nagpur

Pensioners' Meet of Nagpur Zonal Sub-Centre was held on Sunday the 14th September,2014, at 11.00 a.m. at Ground Floor, State Bank of India, Zonal Office, Nagpur. The meting wasstarted at 11.00 a.m. Shri.V.D.Deshpande, President of Nagpur ZSC, presided over the meeting.Shri.S.S.Fokmare, Assistant General Manager, Nagpur branch was the Chief Guest. Shri.MehtaChief Manager (P&HRD) from Zonal Office, Nagpur, Shri Pramod Rathod, Vice-President,Shri.Sudhir Agrekar, Secretary, Shri.Walokar, Treasurer of ZSC Nagpur were also sitting on the Dias.

Then the traditional auspicious lamp was lighted by the Chief Guest, office-bearers and thedignitaries on the Dias.

Shri.Sudhir Agrekar, Secretary, welcomed the Chief guest, special invitees and all the membersand started the proceedings. He narrated in brief the problems faced by the pensioners. He Suggestedthat,

1) Adequate arrangement of funds in time should be made by the Bank so that medical bills ofthe pensioners can be paid without inordinate delay.

2) Bank should start 4 medical dispensaries in East, West, North and South sides of the Nagpurcity for 2 hours on alternate days, so that the pensioners will get medical treatment at theirnear centre.

3) Bank Should start medical dispensaries at district head quarters, i.e. Bhandara, Gondia,Wardha, Chandrapur and Garchiroli.

4) Pensioners' meet should be held at the branches where more than 15 pensioners are drawingpension.

5) Bank should pay interest on provident fund amount if it is not paid in time to retired employees.Lady Doctor & Ophthalmologist should be appointed in Zonal Office dispensary.

6) Diagnostics centers should be approved by the bank in four zones of Nagpur.7) TDS certificates should be issued to the pensioners in time.8) Bank should send family pension PPO to pensioners immediately.9) Early settlement of family pension.

Then, Shri.Fokmare, Chief Guest, in his speech explained happiness in talking to housegathering of seniors. He explained that, because of hard work done by seniors in the past, Bank isseeing good days now. He promised that, he will take up the problems faced by the pensioners to hishigher authorities to find out the solutions. He assured full cooperation to the pensioners.

Then, the members who completed 75 years of age after last Annual General Meeting werefelicitated at the hands of Chief Guest & President of the ZSC, Nagpur. Secretary then told that thereare around 22 members who were invited for felicitation. On receiving invitation the members & theirfamily members became sentimental & emotional and conveyed their feelings to association. The

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May 2015 E SAMVAD

members who were felicitated were Shri.Badhani, Shri.B.A.Tiwari, Shri.Badwaik, Shri.Tilwani,Shri.Venkatramani, Shri.Rotkar & Mrs.Jogdand. Shri.Venkatramani expressed gratitude on behalf ofthe celebrities.

Then, Shri.Mehta, Chief Manager (P&HRD) from Nagpur Zonal Office during his speechpromised that, he will ensure that, medical bills of pensioners will be settled in time. Regarding approvalof Ophthalmologist & Lady doctor in Nagpur district, he will take up the matter with higher authorities.Then he assured to the meeting that, in case of any problems faced by the pensioners he can directlycontact him on his cell phone & gave his contact no. to the members.

Then, Shri.V.D.Deshpande, President of the ZSC, addressed to the meeting. During his speechhe narrated that, DGM was invited for this meeting but due to his busy schedule he could not attendthe meeting. He expressed his dissatisfaction over this. Then, he said Bank should call the leader ofPensioners for negotiations with Government regarding settlement of pension. He then expressedhis regret over not conducting the structural meeting with Pensioners' Association by the Bank duringthe last 4 years. Then he requested Shri.Fokmare, Chief Guest, to convey his views to DGM.

Then, in an open forum discussions the pensioners told their problems as under.1. Shri Somkunwar : His sale deed was misplaced by the bank.2. Shri Rambhau Kolhatkar : Inadequate medicines at medical dispensary, Nagpur.

Proper indent should be made.3. Shri Dongare : a) Early settlement of fitment of pension

b) Public interest rate applied to his Car loan4. Shri Deshpande : TDS is deducted from his pension but not remitted to IT Department.

Shri Fokmare Chief Guest assured the members that he will take up the matter with higherauthorities.

Then, Shri Mohan Jogalekar gave a vote of thanks & meeting was concluded.Shri.R.N.Nakkalwar who has conducted the programme then requested the invitees and membersto join for lunch.

The meeting was excellently conducted by Shri R N Nakkanwar.Sudhir Agrekar

Secretary, Nagpur Zonal Sub center***************************************************************************************

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S.B.I. PENSIONERS' ASSOCIATION (MUMBAI CIRCLE), PUNEPANAJI ZONAL SUB CENTRE

PROCEEDINGS OF THE 17TH ANNUAL GENERAL MEETING DATED 12TH APRIL 2015The 17th Annual General Meeting of Panaji Zonal Sub Centre covering Goa State, Sindhudurg

and Ratnagiri districts of Maharahtra was held at State Bank Learning Centre, Panaji on 12th April2015. Around 230 members including Associate Members and Family Pensioners attended themeeting.

The dignitaries who attended the Annual General Meeting included Shri S.B.Gokhale, President,Shri Vilas V. Gandhe, Gen. Secretary, Shri D. A. Kulkarni, Treasurer, Shri Sudhir M. Pawar, Jt.Secretaryof Mumbai Circle, Shri C.P.Kulkarni, President, Shri V.R.Kulkarni, Shri Ashok Pandit of Pune ZSC,Shri D.B.Khobragade, Secretary, Amravati ZSC and Shri R.S.Rajiwdekar, Principal Secretary andShri S.M.Dharadhar, Vice-President of Mumbai ZSC.1. Shri S.B.Gokhale inaugurated the meeting by lighting traditional lamp along with Dr.C.V.Mohan,Guest of Honour and other dignitaries.2. Short prayers to the Almighty were recited in unison, one in Sanskrit and anotherin English.3. Shri M.Y.Desai, Vice-President, North Goa, Panaji ZSC extended warm welcome to ShriGokhale and other dignitaries and to Dr.C.V.Mohan, Guest of Honour, including special invitees andall the members and pensioners present at the Annual General Meeting. A Floral welcome was accordedto the dignitaries.4. Two minutes silence was observed to condole the death of the following pensioners who passedaway during the period or whose deaths were reported after last AGM.

i) PM/9435 Ms. Milan DattaramSalkar 12.01.2015ii) LM/1290 Shri Thomas SavioFruto do Rosario Lobo 06.01.2015iii) PM/6752 ShriAvadhutUpendraShinkre 12.05.2014iv) PM/6057 ShriVaikunthDigambarKamat 14.06.2014v) BM/1766 Shri V. V. Bhandiwad 28.02.2015vi) APM/4097 Smt. Prafulla Vilas Kamat 06.09.2014vii) APM/4055 Smt.BraziliaS. Rodrigues 19.09.2014viii) PM/6034 ShriVenkatesh G. Bhat 21.03.2015ix) PM/11352 Smt.Madhavi M. Dhond 08.04.2015x) --- ShriMukundNaik ---xi) --- ShriM.P.Prabhu ---

While paying tributes to late Shri V.D. Kulkarni, the Secretary Shri I.S.Dias said that we verymuch feel the absence at this meeting of late Shri Kulkarni who was very active member of theAssociation as Vice-President in matters ofnew enrolment and other related activities.5. The message received on the occasion from Shri D. Indu Sekhar, Deputy General Manager(B&O), Zo, Panaji, was read out. The messages were also received from Shri R.N.Lalingkar, formerGen. Secretary of Mumbai Circle Pen Assn and Shri HariPrabhu, G.S. of Award Staff Union.6. At the outset, Shri P.M.Narkar, President, congratulated Shri S.B.Gokhale, Circle President,for his election as Vice-President of our Federation for West Zone. He then delivered his address. Hebriefly touched upon latest topics concerning SBI Pensioners, especially the court order dated 6.4.2015in which the court has ordered to make payment of pension arrears for the Seventh Bi-partite pensionerswithin 12 weeks from the date of judgment. He also mentioned about local problems faced by PanajiZSC.

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7. Shri M. Y. Desai, Vice-President, North Goa, Panaji ZSC introduced Dr.C.V.Mohan, the Guestof Honour as speaker of the day. Dr.Mohan, aged 56 years is C.A., with Doctorate from a University inthe U.K. in English Taxation. His both legs were amputated in a road accident at Palghat (Kerala)when he was 4 years old. His family was poor as his father was working as cook. But against all odds,his determination made him reach the top. In spite of his handicaps, he stood 1st at various levels,including C.A. where he stood 2nd. He mastered 24 languages and is official interpreter at RashtrapatiBhavan. He was sponsored by SBI under Community Banking Service and provided with artificiallegs at Frankfurt with expenditure of Rs.62 lacs. He is associated with SBI in identifying and disposalof old/obsolete records all over India since 1978. He has traveled 36 lac kms till now. His spouse ishouse-maker, his children - 2 girls and a boy are specialist doctors in their individual fields - Nephrology,Neurology and Cardiology.8. Dr.C.V.Mohan in his speech, emphasized on being Reciprocal in life - giving as much as possiblein return for the goodness showered on us. He emphasized how he underwent hazards in his lifetimeafter the accident and how he turned disaster in to victory. While he donates money earned for socialcauses, associated with Jaipur Foot Centres, his children donate 7% of their earnings for socialcauses. He says that the Almighty God showered blessings on him and his family in multiple ways andhe wants to reciprocate for what he received from God to the humanity. Dr.C.V.Mohan, who gavebackground of his calamity and how he overcame life's difficulties, basically conveyed to the pensionerbrothers and sisters to face the trials of life and in like manner, reciprocate to the community at largeto whatever extent they can do to the unfortunate and poor in society. The audience listened to Dr.Mohanwith rapt attention and admiration and gave him standing applause at the end of his speech interspersedwith humour.9. The minutes of the last AGM held on 6.4.2014 and circulated to the members through May2014 issue of 'Samvad', were approved unanimously proposed by Shri Trevor Fernandes and secondedby Shri Menino Furtado.10. Shri I.H.Dias, Secretary, delivered his annual report for 2014-15. He stated that 28 new memberswere enrolled during the year. He highlighted usefulness of monthly interaction meetings of the membersheld on predetermined dates at Margao and Panaji. He said that excluding today, the total donationfrom members from Goa State, Sindhudurg and Ratnagiri districts during 2014-15 were totalRs.36,104=22 (for 'Samvad' Rs.26,844=11 and Legal Fund Rs.9,260=11) by way of lifetimecontribution for 'Samvad' and donation for legal expenses. As regards welfare activities, theAssociation's Guest House completed 5 years of success and with good financial results. With rate@ Rs.200/- per bed / per diem the facility earned Rs.82,650/- and expenses were incurred forRs.11,913/-. The welfare facility came about as an income tax planning measure for Mumbai circle.He said that, with the publicity given in other Circle's magazines about this guest house, we are gettingenquiries from Kashmir to Kanyakumari and from Gujarat to West Bengal. The secretary took thisopportunity to thank the Dy. G.M.(B&O), for donating to our Panaji ZSC, (a) one second hand steelcupboard, (b) one computer CPU, monitor, etc. and also UPS. About dispensaries, he said thatpresently Margao and Kankavli are functioning and only ZO Dispensary is non-functional since Sept.2014 due to reasons beyond the control of the Dy. G.M. (B&O). Shri Dias repeated once more thenames and addresses of 5 units with whom the Bank has tie-up arrangements for medical tests etc. Inthe area of our service to our members, the Secretary gave details of 5 cases where matters weretaken up/sorted out and in some cases, well settled, on the merits of the cases where applicable,when taken up with HR Deptt., Panaji and HR/Welfare Deptt/PPG Deptt at Mumbai LHO and atCorporate Centre.

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11. Rounding up the Bank's Pensioners' Meet, Shri M.Y.Desai, Vice-President, expressed gratitudeand conveyed thanks to the Dy.G.M (B&O) for his cooperation, gesture of goodwill of donating to thePanaji ZSC computer equipment, cupboard and also arranging to gift a good pen as a token ofgoodwill to the participants in the meeting. Shri Desai also thanked other functionaries of the ZO, BMsfor extending cooperation to the pensioners.12. The following senior members of the association, who completed 75 years of age, out of the 8invited to attend, were felicitated at the hands of the President Shri P.M.Narkar and Shri S.B.Gokhale,President, Mumbai Circle.

1) PM/5906 Smt. Maria Ivone dasDores P. Diniz 08.07.19382) PM/6018 ShriShashikant Govind Prabhu 01.01.19403) BM/6662 ShriPrabhakar Narayan Sankolli 02.01.19404) BM/6053 Shri Peter A. Rodrigues 29.01.1940

(Felicitated at his residence since he could not attend AGM)5) PM/6483 Shri Kandrath Shankarnarayan 18.08.1938

On this happy occasion, Shri S.G.Prabhu gave a special donation of Rs.5,001/- to theAssociation.13. In his address, Shri S.B.Gokhale, President, Mumbai Circle, gave full detail of the recentstructured meeting held on 22.1.2015 at SB Staff College, Hyderabad with the officials of the CorporateCentre, item by item. He said that the prospects for many of the items were bleak and special appealshave been made to the higher authorities, to have broader view and not to reject on technical grounds.He said that the Bank is expected to introduce biometric system for life certificate verification. Form16 can be obtained from the site. For such guidance, Shri Gokhale advised members to keep January15 issue of 'Samvad' magazine as important. Shri Gokhale gave brief gist of various court cases andtheir present status. The Writ Petition No.1875 of 2013 is posted for hearing on 6.5.2015. He alsomentioned developments of Writ Petition No.2353 filed by Shri Kiran Kumar Jaipuriar, Pensionerfrom Jharkhand. The Order in this case dated 16.4.2015 is favourable to the petitioner asking SBI tore-compute the pension payable to the petitioner. Considering the interest shown by the New FinanceMinistry on our long outstanding issues, in response to our appeal once again, Shri Gokhale said thathe foresees a ray of hope for better in our case, at least now due to the new Govt at the Centre.14. Shri Vilas Gandhe, Gen. Secretary, Mumbai Circle complimented Panaji ZSC for being promptand efficient in responding to any requirements of Mumbai Circle Committee. Shri Gandhe thenexplained the structure of Assn offices at Pune and Mumbai, their functioning and their control system.He gave details of various functionaries of Pune office, name-wise and the time and effort they put infor successful running the office of the Association. He appealed for lifetime contribution/subscriptionfor 'Samvad' magazine and explained its costing structure due to enrolment of new members. ShriGandhe appreciated the prayer wordings recited at the commencement of the Meeting.15. In the open forum following members participated and expressed their views as also soughtinformation.

(a) Shri Siddharth Sahgal brought to the attention of the executive committee two instancesthat took place at Mumbai Centre. Shri Gokhale was requested to take a note and deal with the caseswith concerned authorities.

(b) Shri Benjamin Fernandes desired to know as to the time when the commutation is restoredand full pension paid. Shri Gokhale replied stating that full pension is restored after 15 years ofcommuted pension amount payment.

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(c) Shri Shetye asked about the family pension amount. The family pension amount is paid prorata for 20 years and at half of the pension for 30 years.

(d) Shri U.N.Sankolli, raised the issue that there is no doctor in Panaji ZO Dispensary sinceOctober 2014 after the second doctor also retired. He wanted to know what pensioners' associationhad done in this regard and the prospects of getting permanent doctor in the dispensary. Shri Narkar,President, stated that during the interaction with the Dy GM (B&O), he informed that doctor selectedfrom the applications received is likely to be posted shortly. Shri Narkar said that in Welfare Deptt inMumbai LHO, it was conveyed that recruitment after selection in response to the advt. of the Bankregarding vacancies for doctor, the selected doctor would be posted in Goa. As regards other effortsof the association, Shri Dias pointed out that the Dy.GM (B&O) who was our Chief Guest at the AGMheld on 6.4.2014 was reminded by Shri Narkar in his welcome speech, that Bank should appoint anew medical officer for ZO Dispensary in as much as the Sr.M.O. Dr.Bandodkar was retiring shortly.Promptly, a letter dated 18.7.2014 was addressed to the Dy.GM (B&O) giving background of PanajiDisp that 2 doctors were posted, one of whom retired earlier and the other doctor is retiring shortly.The Dy.G.M. also was kind enough to promptly take up with LHO. Also, the services of a Pharmacist inplace of transferred Pharmacist were also requested to be done. Listing out the difficulties andconsidering prospects emerging on the horizon, it was suggested that Dr.Bandodkar be given extensionin services until regular arrangements are made. However, Dr.Bandodkar fell sick immediately afterretirement.

(e) Shri Rajiwdekar who interacted at Mumbai stated that no doctor is willing to come to Goa.The matter of approval of Manipal Hospital is being followed up.

(f) At this juncture, considering the seriousness of the issue, Shri Y.S.S.Kapdi suggested thatoffice bearers of pensioners association should arrange a meeting with the Dy.G.M. and expressdifficulties of the pensioners and thereafter, if necessary, take up the matter at different levels if it fallsin their area.

(g) Shri Anand Joshi, committee member from Ratnagiri, has learnt that the remuneration tonew doctors is below their expectation. He said that court cases are taking long time. So, he expressedhis personal opinion that this fact is worth recording in Guiness Book of Records.

(h) Shri Ghadigaonkar, another committee member from Sindhudurg, desired to have localpensioners meeting in Kankavli in April or May 2015.16. Shri P.D.P.Salgaonkar, Vice-President, South Goa, Panaji ZSC thanked Shri D. InduSekhar,Dy. G.M. (B&O), Panaji for extending all assistance to the pensioners. He also thanked the AGMs ofRegion I, II and III for helping pensioners, ZO functionaries for their cooperation, BMs for welcomingthe pensioners. He thanked the Shri Vasudeva Rao, AGM, SBLC, Panaji and his team for lending thevenue for the meeting and also helping us in organizing the meeting and for stay arrangements forofficials who had come from other centres. He thanked Shri Shivaji Shedge and his team for theexcellent catering arrangements.

Smt. Elsa Santos Vernekar, Ladies representative of the committee, ably compered the entireproceedings.

After the national anthem, the meeting concluded followed by fellowship lunch.

Isac H. DiasSecretary, Panaji Zonal Sub-Centre

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"Congratulations Mr.Jayant S.Vakil. TheExecutive Committee and all the members ofAmravati Zonal Sub-Centre sincerely acknowledgethe exemplary work done by you in Association matterssince 1998. We received enlightenment by the foraysmade by you and got encouragement to follow yoursuits. We shall always be remembering you as ourtorchbearer."

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May 2015 E SAMVAD

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14

May 2015 E SAMVAD

e-CircularP&HRD

State Bank of India Sl. No. : 2 / 2015 - 16Corporate Centre, Mumbai Circular No. : CDO/P&HRD-IR/1/2015 - 16

Wednesday, April 01, 2015.Chaitra 11, 1937 (S)

All Branches / Offices ofState Bank of India

INDIVIDUAL HOUSING LOAN SCHEME (IHLs)PROVISION FOR HOUSING LOAN AFTER RETIREMENT

Please refer to our e-circular No.CDO/P&HRD-IR/49/2014-15 dated 30.09.2014 vide which theIndividual Housing Loan Scheme for employees in the Bank was last revised.

2. In this connection, we are receiving representations from retired / retiring employees to allowadditional time to finalize a house / flat so that facility of enhanced limit can be availed by them.

3. The matter has been examined and in view of difficulties faced by retired / retiring employees inidentifying suitable property and to submit housing loan applications along with plan, estimate andpermission etc. within a short period of time, it has been decided, to allow employees who haveretired on or after 30th September 2014 and also retiring upto 31st May 2015, to avail the revisedhousing loan limit under IHLs within 30th June 2015 in the usual manner. This will however, besubject to the following :

i) Even if such retired employee is not able to acquire / complete construction of housebefore 30.06.2015, housing loan under IHLs can be sanctioned upto 30.06.2015 repeat30.06.2015 provided the retired employee gives cash collateral equivalent to the loansanctioned, till equitable mortgage on the property is created in favour of the Bank.

ii) However, in such cases which are cash collateralized due to delay in completion, amoratorium period upto 18 months from the date of retirement may be alloweddepending on the likely completion of the project.

4. Please note that the above provision is a one time opportunity given upto 30.06.2015 only andwill not be extended. No requests for further extension will be entertained.

5. Please arrange accordingly and bring the contents of the circular to the notice of all concerned.

Sd/-( Ashwini Mehra )Dy. Managing Director &Corporate Development Officer

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May 2015 E SAMVAD

e-CircularP&HRD

State Bank of India Sl. No. : 1293/2014 - 15Corporate Centre, Mumbai Circular No. : CDO/P&HRD-IR/78/2014 - 15

Tuesday, February 03, 2015.14 Maagh, 1936 (S)

All Branches / Offices ofState Bank of India

STAFF: MISCELLANEOUSSTAFF DEPOSIT ACCOUNTSREMOVAL OF MAXIMUM CEILING

Please refer to Bank’s Book of Instructions with regard to Staff Deposit Accounts as available inPara 13, page No.88 and 89 of Chapter 3, Volume I on Staff Management.Existing Instructions:All members of the Bank’s staff and its pensioners will be paid on their deposits (except currentaccount deposits where no interest is payable) interest at a rate one percent above the current rateallowed by the Bank to similar deposits, provided the deposits represent the depositors’ bonafidesavings. The amount on which interest at the special rate is paid should not exceed the equivalent ofthree years substantive (i.e. basic) salary or pension as the case may be. In case it exceeds thisamount permission should be obtained from the Controlling Authority to allow the special rate ofinterest on such deposits. As regards advances granted to members of the Bank’s staff or itspensioners against term deposit receipts, interest will be charged at the same rate that is allowedon the relative term deposit. Interest on advances against Govt. securities, shares, LIC policies, etc.and on loans against pledge of gold ornaments will be charged at concessionary rates of interestas decided by the Bank from time to time.Revised Instructions:All members of the Bank’s staff and its pensioners will be paid on their deposits (except currentaccount deposits where no interest is payable) interest at a rate one percent above the current rateallowed by the Bank to similar deposits without any ceiling, provided the deposits represent thedepositors’ bonafide savings. As regards advances granted to members of the Bank’s staff or itspensioners against term deposit receipts, interest will be charged at the same rate that is allowedon the relative term deposit. Interest on advances against Govt. securities, shares, LIC policies, etc.and on loans against pledge of gold ornaments will be charged at concessionary rates of interestas decided by the Bank from time to time.

2. In this connection, other terms and conditions regarding eligibility criteria, Rules of Conduct,definition of family etc. remain unchanged.

( Ashwini Mehra )Dy. Managing Director &Corporate Development Officer

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May 2015 E SAMVAD

List of Donors who have given Donations during February 2015 & March 2015(Please refer earlier list published in Samvad for the month of March 2015)

*********************************************************************Rs. 10,000/-MR.K.G.KADURs. 7,575/-MR.T.K.G.NAIRRs. 7,501/-MR.K.K.KULKARNIRs. 7,500/-MR.CHANDRAKANT ATREMR.S.V.DANDEKARRs. 7,000/-MR.KUNJILAL BHATTARMR.A.D.BUTALAMR.P.J.HANSOTIARs. 6,768/-SMT.PADMAJA MHADGUTRs. 6,001/-MR.P.D.CHAVANRs. 6,000/-MR.ASHOK DESAIMR.A.K.DESHMUKHMR.ULHAS PRADHANRs. 5,075/-MR.PANDURANG SAWANTRs. 5,001/-MR.SUDHIR D.DESAIMR.A.T.WAVALRs. 5,000/-MR.B.A.BHENDEMR.IBRAHIM KAZIMR.JAYANT KHARADKARSMT.JAYASHRI MANDKEMR.PRADEEP TALWALKARMR.R.D.YEMULRs. 3,500/-MR.DHEERAJ V.BARAIYARs. 3,000/-MR.PRABHAKAR DEGAONKARMR.SHASHIKANT DESHPANDEMR.SUMIT KOKILSMT.SHAKUNTALA S.LIMAYEMR.S.N.PAIMR.AJIT PATKARMR.SHARADCHANDRA PHADKEMR.HARESHWAR B.SAVEMR.MANOHAR SAWANTMR.MADHUKAR SIRDESHMUKHRs. 2,501/-MR.RATNAKAR P.KULKARNIRs. 2,500/-MR.SURESH BAKRE

MR.GANESH GURJARMR.A.D.JOSHIMR.A.N.KUTTYMR.U.R.NAYAKSMT.VANITA S.NAYAKMR.MANOHAR PEDNEKARSMT.UMA PURAORs. 2,010/-SMT.MEENA CHANDARAMANIRs. 2,001/-MR.MOHAN S.AMBULKARSMT.SAROJ BAINSMR.B.A.RUMANESMT.CHHAYA SANJAGARIRs. 2,000/-MR.MADHAV K.BAPATMR.ARUN BHATMR.S.M.BIRAJDARSMT.SHOBHA DHOPAVKARMR.HEMACHANDRA GHATPANDESMT.RELA GHOSHMR.S.B.HATTANGADIMR.JAWAHARLAL JHANGIANOMR.DEEPAK KAMATMR.VITHAL D.KAMBLEMR.DIWAKAR KENKREMR.RAGHUNATH KHANOLKARMR.R.R.KULKARNIMR.KESHAV MANDKEMR.A.S.MEHTAMR.AVINASH MUJUMDARMR.VENUGOPAL N.NAIRMR.RAMESHKUMAR NIMBOLKARMR.VILAS NIMBOLKARMR.G.S.PARADISEMR.SURENDRANATH REGEMR.SADASHIV G.SAWANTMR.KRISHNA SHIVDEKARSMT.VINITA G.TERWADKARMR.PRAMOD/MRS.VASUDHA WAGALMR.SURESH WARANGRs. 1,750/-MR.AMBADAS KULKARNIRs. 1,500/-MR.KAMLAKAR AGASHEMR.M.G.BHIDEMR.ANANT CHAVANMR.S.V.DHARANKARSMT.SHUBHADA POWARMR.C.RAOMR.S.SAWAIKAR

MR.ARVIND VELINGKARRs. 1,200/-MR.SHARAD N.INAMDARSMT.ROSALIND VAZRs. 1,111/-MR.GANPAT DALVIMR.VITHAL U.KAMATMR.JAGANNATH T.PATILMR.ARVIND PHADKEMR.B.V.SHAHRs. 1,101/-MR.A.J.BHAGATRs. 1,100/-MR.SANJAY D.SAWANTMR.SATISHCHANDRA SONTAKKERs. 1,010/-MR.GENBA GANPAT PAWARRs. 1,001/-MR.M.B.DESHPANDESMT.S.R.DESHPANDEMR.ARVIND DHARADHARMR.S.M.DHARADHARMR.D.V.DHARMADHIKARISMT.ARATI JOSHIMR.A.V.MAKODEMR.P.Y.MASATKARSMT.SUSHILA MODIMR.VINAYAK S.MOKASHIMR.M.A.NAIRMR.N.S.NARIMR.PRAKASH TARERs. 1,000/-MR.DADABHAU ADAKMR.A.H.ADATEMR.G.L.ADONIMR.YADUPATI ADYAMR.T.C.AGARAKARMR.NEELKANTH AGRAWALMR.R.C.AGRAWALMR.S.M.AGREKARMR.VILAS K.AJOTIKARMR.S.S.AKALKOTEMR.M.K.AMBAREMRS.RAJANI L.AMBARKHANEMR.N.S.AMBUSEMRS.NIMISHA P.ANDHARIAMR.A.L.ANGALMR.OMPRAKASH ANGANANIMR.B.G.APSHANKARMR.VINOD G.APTEMR.GAJANAN ARANAKE

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MR.M.V.ASHIKARMR.S.S.AWAJEMR.BHAGWAN AWATRAMANIMR.ANANTH BAGADEMR.GUL BAHIRWANIMR.AMBADAS BAJAJMR.SURESH BALMR.T.BALAKRISHNANMR.BALSUBRAMANYAM G.MR.RAMCHANDRA BANDEKARMR.B.KRISHNAMURTHYMR.R.D.BANKALEMR.D.L.BANSODEMR.SURYAKANT BANSODEMR.SHRIRAM BARDAPURKARMR.SURESHBHAI BAROTMR.S.P.BARVEMR.PRAFULLA N.BAXIMR.M.R.BELSAREMR.D.R.BENDREMR.SURESH G.BENGALISMT.GAYATRI V.BHAGWATMR.R.H.BHAKAREMR.C.G.BHALWANKARMR.S.G.BHALWANKARMR.SURESH BHANGUIMR.P.S.BHOITEMR.P.R.BHOSALEMR.M.R.BHOSEKARMR.SUHAS BOKILMR.ARUN D.BOMBDIMR.EKNATH BORHADEMR.BUPENDRANATH RMR.VIJAY CHAKRADEOMR.GIRISH CHAKRAPANIMR.B.H.CHALWADIMR.MACHINDRA CHANDANSHIVEMR.SHRIKRISHNA CHANDRACHUDMR.SARANG CHARANKARMR.SURESH N.CHARIMR.PRAMOD CHATEMR.R.N.CHAUDHARIMR.S.E.CHAVANMR.S.D.CHINCHOLKARMR.SATUSHKUMAR CHITRESMT.MANGALA CHIVATEMR.R.N.CHOUDHARISMT.BIBIANA D’SOUZAMR.FELIX D’SOUZAMR.P.D.DABADEMR.DEEPAK DANDEKARMR.SHRIKRISHNA DANDWATEMR.ASHOK S.DANIMR.N.J.DARNDALE

MR.DILIP DARYANIMR.SHRINIWAS DASHPUTREMR.P.N.DATEMR.PRAMOD DAVAREMR.P.L.DEOMR.S.S.DEOMR.SUMANT C.DEOMR.GOPAL DEOCHAKKEMR.P.J.DEODHARMRS.ARCHANA A.DEODHARMR.RAMCHANDRA DERURKARMR.M.P.DESAIMR.RATNAKAR DESHMUKHMRS.SHREYASHA S.DESHMUKHMR.P.B.DESHMUKHMR.SUDHIR DESHMUKHSMT.ARPANA DESHPANDEMR.BHASKAR DESHPANDEMR.DILIP DESHPANDEMR.S.G.DESHPANDEMR.V.V.DESHPANDEMR.A.R.DESHPANDEMR.V.G.DESHPANDEMR.M.W.DESHPANDEMR.SHRIRAM DESHPANDEMR.S.T.DHANDOREMR.SHANKAR DHARANEMR.S.R.DHARNEMR.ANIL DHAVALEMR.LAXMIKANT DHEPESMT.SUNITA DHONDMR.RAVINDRA R.DHONGADEMR.SUDHAKAR L.DHUKEMR.VASANT DHUPKARMR.A.S.DHURANDHARSMT.PRAJAKTA DICHOLKARMR.P.V.DIGHULEMR.A.DIWAKARMR.A.K.DOHALEMR.ASHOK G.DOLASMR.DOLHAREMR.KISAN DOMKAWALEMR.S.S.DUMANWARMR.PRADEEP FADNAVISMR.LIGORIO FERNANDESMR.JOAO FERNANDESMR.S.M.GADEMR.ASHOK GADGILMRS.BHARATI S.GAIKWADMR.M.G.GANDHIMR.BHIMRAO R.GANGAWABESMT.DEVIKA S.GANUMR.D.P.GARKHEDKARMR.MANSING K.GAVIT

MR.S.G.GAWANDEMR.V.S.GHADMODESMT.SUJATA GHANGREKARMR.ARUN GHODSEMR.SIDRAM GIRAMMR.GOPAL P.GODBOLESMT.ASHWINI GOGTEMR.H.D.GOKHALESMT.ROHINI A.GOKHALEMR.VISHWAS GOREMR.S.U.GUDADHEMR.SIBHASH GUGALEMR.SURENDRANATH GULGULEMR.HEMANT M.GUNJALSMT.S.M.GUPTEMR.H.D.HAJWANEMR.SADAND HALADYMR.S.P.HALLURMR.C.B.HALMANIARMR.ANNAJI HANFODEMR.J.V.HATHIMR.B.S.HEGDEMR.VASANT K.HERLEKARSMT.K.S.INGALGIMR.L.S.JADHAVMR.V.B.JADHAVMR.L.D.JAGTAPMR.N.M.JAHAGIRDARMR.S.P.JAINMR.J.M.JAMADARMR.C.V.JANNUMR.S.R.JAVALEKARMRS.SUMEDHA JAYAPRASADSMT.SADHANA JOAGMR.SURESH JOGLEKARSMT.MANISHA R.JOSHIMR.ARUN JOSHIMR.SHIVPRASAD JOSHIMR.N.K.JOSHIMR.SHRIPAD JOSHIMR.B.V.JOSHIMRS.VIJAYA V.JOSHISMT.ANURADHA J.KACHAREMR.A.R.KADAMMR.MAHADEO KADAMMR.SHARAD D.KADAMMR.A.R.KAKIRDEMR.LAXMAN KALEMRS.SANDHYA KALEMR.DILIP W.KALEMR.P.M.KALSHETTYMR.RAJENDRA V.KAMATMR.ANANDA KAMBALESMT.MANGALA P.KAMBLE

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May 2015 E SAMVAD

MR.SURESH KAMULKARMR.GHANSHYAM KANDHARIMR.VINOD KANKARIYAMR.SHANKAR KANNAOSMT.REKHA KANVINDEMR.S.S.KAPSEMR.L.P.KARIYASMT.SHAILAJA KARKAREMR.VILAS KARMARKARMR.R.V.KARVESMT.PUSHPA S.KASATSMT.SHARAYU KATHEMR.S.G.KATNESHWARKARSMT.KESHMIRA KAURANAMR.K.G.KAVERISMT.SHAKUNTALA KHAIRNARMR.G.K.KHAMKARMR.S.S.KHARCHESMT.RAJASHRI P.KHATAVKARMR.DHANJAY T.KHIREMR.A.H.KINIKARMR.DAMODAR KOCHEMR.ARVIND KONARDEMR.C.G.KONDVILKARMR.P.J.KOREMR.H.C.KOTHALEMR.CHINTAMANI KOTHARESMT.USHA KOTHAREMR.PRAKASH KOTHIMBIREMR.NARENDRA KSHIRSAGARMR.LAXMIKANT R.KULKARNISMT.SANDHYA KULKARNIMR.NANDKUMAR B.KULKARNIMR.D.P.KULKARNIMR.PRAMOD R.KULKARNIMR.SUBHASH P.KULKARNIMR.MOHAN KULKARNIMR.VITHAL G.KULKARNIMR.ARVIND KULKARNISMT.MADHAVI KULKARNIMR.BALASAHEB K.KULKARNIMR.CHANDRAKANT P.KULKARNIMR.A.S.KULKARNIMR.P.R.KULKARNIMR.SHRIKRISHNA B.KULKARNIMR.B.A.KULKARNIMR.R.R.KULKARNIMR.SUDHAKAR B.KULKARNIMRS.RANJANA KULKARNIMR.Y.G.KULKARNIMR.V.P.KULKARNIMR.D.P.KULKARNIMR.R.A.KULKARNIMR.HEMANT KULKARNI

MR.S.D.KULKARNIMR.G.V.KULKARNIMR.A.R.KULKARNIMR.B.V.KULKARNIMR.B.K.KULKARNIMR.J.S.KULKARNIMR.NARAYAN P.KULKARNIMR.SHRIPAD N.KULKARNISMT.SAROJINI KUMBHARMR.G.D.KUMBHARESMT.VIMAL KURADESMT.VIMAL KURLEKARMR.A.S.KUSURKARMR.BHAGWAT D.LAGADESMT.SUREKHA V.LAGOOMR.R.N.LALINGKARMR.M.LALWANIMR.K.R.LAVNISMR.MADHUKAR LELEMR.SHRIRAM P.LELESMT.VARSHA H.LELEMR.MANOHAR B.LIMAYEMR.PRAKASH LIMAYESMT.SUMITRA LIMAYEMR.G.G.MACHCHAMR.DHARMANAND MADKAIKARMR.A.H.MAHAJANMR.S.B.MAINDARGIKARSMT.SAVITA MALKANIMR.A.S.MALLAPURMR.S.B.MALPURESMT.PRADNYA MANDVIKARMR.SUDHIR K.MANDVIKARMRS.SNEHAL D.MAPARAMR.MARUTI B.MARKADMR.K.B.MASHALKARMR.M.E.MASKEMR.S.B.MENTEMR.SUBHASH MESHRAMMR.M.Y.MHATREMR.H.L.MISHRAMR.S.B.MOREMR.V.G.MULAYMR.MAHADEO MULAYMR.GOPAL MULAYMR.K.G.MULEKARMRS.JAYASHRI K.MUNDHEMR.M.A.MURHEKARMRS.SUSHAMA S.NADKARNISMT.ARUNA NAGARKARMR.K.S.NAGSHETTIMR.VINOD S.NAIKMR.M.S.NAIKWADIMR.B.S.NALGE

MR.A.N.NANAJKARMR.P.V.NARVEKARMR.ASHOK NAVALEMR.SHASHIKANT NAVDIKARMR.NEVAGIMR.HARIHAR NIMBEKARMR.RAJABHAU OAKMR.YASHWANT OGALEMR.S.W.OGALEMR.V.D.OKASMT.ANURADHA A.OKEMR.DEEPAK OZARKARMRS.SHOBHA P.PEDAMMR.RAJAN PADLOSKARMR.M.N.PALANGMR.R.S.PALASKARMR.V.S.PALVEMR.S.B.PAMULMR.D.G.PANDARKARMR.K.D.PARADKARMR.P.S.PARDESHIMR.MOHAN PARVATKARMR.DILIP M.PATHAKSMT.ROHINI S.PATHAKMR.B.S.PATILMR.V.S.PATILMR.T.M.PATILMR.KISHOR L.PATILMR.MAHADEO PATOLEMR.G.N.PATWARDHANSMT.USHA PATWARDHANMR.N.G.PATWARDHANMR.SUDHIR PAWARSMT.SHUBHANGI PEDNEKARSMT.VAISHALI PENDSESMT.VAIDEHI V.PENDSEMR.SUHAS PHANSEMR.ACHYUT PHATAKMR.GOPAL PILLAYMR.ANIL R.PITAMBAREMR.N.C.POPATMR.S.K.POTESMT.UJWALA S.PRABHUNEMR.BABAN PURANIKMR.SHRIKANT PUROHITMR.J.B.PUSALKARMR.A.M.QADRIMR.C.R.RADHAKRISHNANMR.MADHUKAR RAJOPADHYEMR.U.J.RAJPUTMR.R.RAM MOHANSMT.HEERA MOHAN RANADIVEMR.ANANT RANEMR.S.S.RANE

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May 2015 E SAMVAD

MR.MADHUSUDAN RASTEMR.PRAMOD RATHORMR.B.H.RATNAPARKHIMR.A.B.RAUTMR.SATYAPALSING RAWATMR.VASANT RENAKEMR.S.M.SABHARANJAKSMT.SUCHITA M.SAIMR.ARVIND SAKPALMR.PRABHAKAR SALGAONKARMR.S.S.SALGAREMR.V.G.SALUNKEMR.DINKAR V.SALUNKHEMR.A.M.SALVIMR.RAMAKANT P.SAMANTSMT.GEETA R.SANGAMMR.S.B.SARAFSMT.HEMLATA SATHEMR.ARUN SAVARKARMR.PRAKASH SAWALKARMR.RANJIT K.SAWANTMR.SAWHNEY M.P.SINGHMR.SURESH H.SHAHMR.DIGVIJAY SHAHMR.ATUL M.SHAHMR.D.M.SHAHAPUREMR.K.M.SHAIKHSMT.ROHINI SHARANGDHARMR.N.M.SHELKEMR.K.G.SHENDEMR.M.M.SHETEMR.N.R.SHETTYMRS. & MR.CHANDRAKANTSHETYEMR.B.G.SHIKHAREMR.C.G.SHILVANTMR.SHARAD SHINGVEKARMR.VINOD SHIRODKARMR.VINODKUMAR SHRIVASTAVSMT.CHITRA G.SIRSATSMT.UMA SOMANMR.R.K.SONAWANEMR.V.K.SONAWANEMRS.M.G.SORTURMR.RAMNATHAN SRINIVASANMR.S.M.SUPEKARMR.KRISHNA A.SUTARMR.A.S.TALEGAONKARSMT.NEELA P.TALREJASMT.SANDHYA TAMANEMR.S.I.TAMBOLIMR.M.Y.TAMHANEMR.N.B.TAREMR.VILAS TAWADE

MR.DASHRATH TAWARESMT.SHAILAJA TEMBHURNIKARMR.JAYRAM THADANIMR.A.B.THORATMR.PRAKASH THUSEMR.D.C.TIKHEMR.L.M.TIKOTIKARMR.M.S.TOTADARMR.A.B.TRIBHUVANESMT.REKHA TUMNESMT.BHAKTI TURMEMR.R.R.UBARHANDEMR.DATTATRAY ULHALKARMR.VIJAY V.VAIDYAMR.A.P.VALOKARSMT.VANDANA VECHALEKARMR.M.M.VIDHATEMR.VIDWANSMR.M.N.VIPRAMRS.PURNIMA H.VYASMR.P.W.VYAVAHAREMR.ISHWAR WAGHMR.C.N.WALAWALKARMR.RAMESH SHANKAR WANIMR.SATISH M.WANIMR.UDAY WARANGMR.R.M.WARGHANEMR.SHAIKH WARISA WELL WISHERMR.RAJENDRA S.YADAVMR.ANIL B.ZAWARRs. 740/-MR.G.G.GOKHALERs. 501/-MR.DINYARMR.ANIL A.GADGILMR.K.KODWANEYMR.N.S.NAGRAJMR.FRAMJI NOSHIRMR.VIKRAM PANDITMR.RAMESH PHADNISMR.P.P.RANDIVERs. 500/-SMT.ELIZABETH ABRAHAMSMR.VILAS ASHTEKARMR.A.V.BENAVALIMR.CHANDRAKANT BENDREMR.DEEPAK K.BENGALIMR.T.H.BHATTADSMT.ARUNA BOLARMR.SADASHIV CHITRAVSMT.NALINI DESHPANDESMT.ANURADHA GHAMANDEMR.MANU GOSAVI

MR.A.A.INAMDARMR.M.B.JOSHISMT.DEEPA KADAMMR.RAMCHANDRA KADAVEKARMR.C.M.KULKARNISMT.PRANJALI KULKARNIMR.N.D.KULKARNIMR.R.P.LAHORIMR.VILAS LANJEKARSMT.ASHWINI MANGLEKARMR.MANGESH MANTRISMT.KHURSHID MARRYMR.ASHOK MUNDHEKARSMT.HEMLATA NAIDUMR.SURESH NATEKARMR.SURYAKANT NIGADEMR.A.G.PALKARMR.C.D.PARKHISMT.SUNITA PRABHUDESAISMT.MADHURI RANADEMR.ANIL RASANESMT.MEENA RAUTMR.P.D.SALOKHEMR.HASMUKH SANGHANISMT.PRADNYA SATAMSMT.PRATIBHA SAWANTMR.GULAB SHAIKHSMT.NALINI SHINDESMT.SMITA SHINDESMT.VASANTI SHRINIWASRAOMR.DILIP TANKSALESMT.SHEELA THAKURMR.J.S.VAKILMR.VISHWANATH VECHALEKARSMT.C.S.WASKALRs. 251/-SMT.JYOTI S.TALPADERs. 200/-MR.B.G.DESAIMR.V.R.PUNEKARRs. 100/-MR.A.G.JOGDANDEMR.K.G.KULKARNIMR.L.D.UMRIKAR

Appeal for DonationThe members, who have not

yet donated for 'Samvad' areonce again requested to donateminimum Rs.1000/- at theearliest.

- Secretary

20

May 2015 E SAMVAD

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21

May 2015 E SAMVAD

Agboë`m hÎmrÀ`m H$inmÀ`m {XeoZo {ZKmbo. ho Ñî` Ë`mAm°{\$gaÀ`m bjmV oVmM, jUmMmhr {dMma Z H$aVm doJmZoVmo hÎmtÀ`m H$inmÀ`m {XeoZo Ymdbm. Ë`m_wio hÎmr {~WaboAm{U Ë`m \$m°aoñQ> Am°{\$gabm Ë`m H$inmVrb EH$m hÎmrZoAmnë`m gm|S>oV nH$Sy>Z Ë`mbm JamJam {\$adbo. Ë`m§À`m N>mVrdanm` R>odyZ Ë`mbm Ibmg Ho$bo. ho EoHy$Z gmao gyÞ Pmbo.

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`oWrb Am{Xdmgr bmoH$m§Mo OrdZ _mÌ H$ï>_` Amho.{dfmar gn© Mmdë`m_wio Hw$UmMo hmV H$mnbo AmhoV Va Hw$UmMonm`. VargwÕm ho bmoH$ BW§M amhmÊ`mMm Jìh_]Q>H$S>o hÅ> YaVmV.ñWbm§Vambm ho bmoH$ ZH$ma XoVmV. {Z:ñgr_nUo ho bmoH$O§Jbmda ào_ H$aVmV.

Am wî`mV EH$Xm Var ZmJahmoiobm oQ> Úmdr.

_méVr ~garH$Å>r, H$m oëhmnya_méVr ~garH$Å>r, H$m oëhmnya_méVr ~garH$Å>r, H$m oëhmnya_méVr ~garH$Å>r, H$m oëhmnya_méVr ~garH$Å>r, H$m oëhmnya4/154/154/154/154/15 _mo. : 7588263806_mo. : 7588263806_mo. : 7588263806_mo. : 7588263806_mo. : 7588263806

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A§H$mMo AdbmoH$Z H$ê$Z Ë`mg§~§Yr à{V{H«$`m -

lr wV à^mH$a JwnMyn `m§Mo g§nmXH$s` EH$X_ CÎm_ d~moYàX Amho. "_mUgmà_mUo PmS>§, \w$bo `m§À`m OrdZmMoCXmhaU AJXr _Zmbm ^mamdyZ Q>mH$Vo.' OrdZm{df`rMoVÎdkmZ eodQ>À`m para _Ü o ì`dpñWV gmoß`m ^mfoV {b{hboAmho.

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lr`wV Xm §S > oH$a gmho~ `m §Mm Association darb"Association constitution - First and Changesthereafter' hm boI dmMyZ Agmo{gEeZ ~ÔbMr AJXrgwédmVrnmgyZMr _m{hVr {_imbr.

lr. Eg. ìhr. ZmB©H$, `m§Mm "Slow and steady winsthe race' hm boI ~moYàX d dmMZr` Amho, Ë`m~Ôb Ë`m§MoA{^Z§XZ.

lr. AéU VwiOmnyaH$a `m§Mm "EH$ ZOa CÚmH$S>o' hm{dMma Ë`m§Zr ì`dpñWV d Mm§Jë`marVrZo _m§S>bm Amho,Ë`mMà_mUo lr. _Yy nmoVXma, lr. {dO`Hw$_ma Xoenm§S>o, lr.Ama. Oo. H$dS>oH$a d lr. Jwbm~ eoI `m§À`m H${dVm dmMZr`d _Zmbm AmZ§X XoÊ`mè`m AmhoV.

S>r. E. Hw$bH$Uu,S>r. E. Hw$bH$Uu,S>r. E. Hw$bH$Uu,S>r. E. Hw$bH$Uu,S>r. E. Hw$bH$Uu, nwUonwUonwUonwUonwUo_mo~m. - 9881432373_mo~m. - 9881432373_mo~m. - 9881432373_mo~m. - 9881432373_mo~m. - 9881432373

"g§dmX'À`m dm{f©H$ boIñnYm©"g§dmX'À`m dm{f©H$ boIñnYm©"g§dmX'À`m dm{f©H$ boIñnYm©"g§dmX'À`m dm{f©H$ boIñnYm©"g§dmX'À`m dm{f©H$ boIñnYm©lr. AemoH$ ~wQ>mbm `m§Mo àm`moOH$Ëdlr. AemoH$ ~wQ>mbm `m§Mo àm`moOH$Ëdlr. AemoH$ ~wQ>mbm `m§Mo àm`moOH$Ëdlr. AemoH$ ~wQ>mbm `m§Mo àm`moOH$Ëdlr. AemoH$ ~wQ>mbm `m§Mo àm`moOH$Ëd

lr. AemoH$ XÎmmÌo ~wQ>mbm (Agmo{gEeZMo ndB©, _w§~B©` oWrb {H «$`merb g^mgX) `m §Zr Agm o {gEeZbmé. 30,000/- Mr XoUJr {Xbr Amho. Xadfr© "g§dmX'À`mdVrZo KoÊ`mV `oUmè`m "g§dmX boI ñnY} 'À`m {dOoË`m§Zm`m XoUJrÀ`m ì`mOmVyZ Ë`m§À`m _mVmolr H¡$. à^mdVrXÎmmÌo ~wQ>mbm `m§À`m ñ_aUmW© nm[aVmo{fHo$ XoÊ`mV `mdrVAer BÀN>m Ë`m§Zr ì`ŠV Ho$br Amho. lr. ~wQ>mbm `m§MoAgmo{gEeZÀ`mdVrZo A{^Z§XZ.

- goH« o$Q>ar- goH« o$Q>ar- goH« o$Q>ar- goH« o$Q>ar- goH« o$Q>ar

22

May 2015 E SAMVAD

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May 2015 E SAMVAD

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24

May 2015 E SAMVAD

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To,Printed Matter

gyMZm :gyMZm :gyMZm :gyMZm :gyMZm : 1) `m _m{gH$m§V à{gÕ Pmcoë`m coIm§Vrc _Vm§er g§nmXH$_§S>i gh_V AgocM Ago Zmhr. VgoM Om{hamVrVrc _OHw$amMr gË`mgË`Vm g^mgXm§ZrñdV: nS>VmiyZ ¿`mdr. Ë`m~m~V Agmo{gEeZ dm "g§dmX' Mo g§nmXH$ _§S>i O~m~Xma AgUma Zmhr. 2) Agmo{gEeZMo H$m`m©c`, gmo_dma Vo ewH«$dma,g§Ü`mH$mir 6 Vo 7.30 `m doimVM CKS>o AgVo. `mMr H¥$n`m Zm|X ¿`mdr. g§nH©$ XyaÜdZr H« _m§H$ : (020) 24332141

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Digambar Joshi, Director, Shree J Printers Pvt.Ltd., at 1416 Sadashiv Peth, Datta Kuti, Pune – 411030 on

behalf of Owner – State Bank of India Pensioners’ Association (Mumbai Circle),Pune, at “Anubandh”,

Bldg.No.B2, Block No.16,Near Ramkrishna Math, Sinhagad Road, Pune – 411030. Editor – Shri. Krantisen

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SSPO Pune under Postal Concession Register No. PCW/151/2014-2016Licence to Post without Prepayment No.WPP - 22 at Market Yard P.S.O. on 25th of each Month and

published on 25th of the month

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