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ife NotesA publication designed for professionals of the financial services industry
Contact Information:National Association of Insurance and Financial Advisors CornhuskerPO Box 23085 Lincoln, NE 68542Association Office: 402-483-6848Membership Information: Travis Langemeier, 402-436-2500x525Sponsorship Information: Dustin Will, 402-420-7776E-mail: [email protected] Site: http://www.naifa-cornhusker.org
September 2012Friday, September 21st . . .
10:00 AM – 10:50 AMSales Seminar: Health Insurance Update
by Michaela Valentin, Blue CrossBlue Shield of Nebraska
Now that the Supreme Court has ruled on the constitutionality ofhealth care legislation, and the federal government is issuingadditional guidance, many employers are wondering how this historiclaw will impact their business. Representatives from Blue Cross andBlue Shield of Nebraska will discuss the latest health care reforminformation related to employers—including topics such as theemployer 'play or pay' mandate, many of the near-term employerprovisions, and the latest decisions facing the State of Nebraska.
10:55 AM – 11:40 AMCE Seminar: Section 125 by Eric Smith of TASC
1 hour of CE has been approved
He will cover:1. Helping your small business clients navigate PPACA.
2. Understanding changes that have already taken place.
3. Understanding changes intended to enhance consumer/patientprotection and rights.
4. How HCR affects HRA’s. and FSA’s
5. Tax reporting requirements.
6. ERISA, COBRA and Simple Cafeteria Plans.
11:45 AM – 1 PMSpeaker: Andy Greenberg, radio personality
Topic: “Who’s Buzzing Me? Create a Personal Media!”
For all those who are active in the Social Media culture! Learn howto create very low-cost BUZZ about you and your business. A fun-filled interactive seminar that will have your contacts, prospects,clients and employees raving about you! It takes social media to thenext level by creating your ”Personal Media” and answers thequestion “now that I have met you-what do I do?”
Continued on page 2
CORNHUSKER
EVENT DETAILS
Date:Friday September 21, 2012
Agenda:
10:00 AM – Health Insurance Update
10:55 AM – Section 125
11:30 AM – Buffet line opens
11:45 AM – Business program withKeynote Presentation by Andy Greenberg
1:00 PM – adjourn
Featured Keynote Speaker:Andy Greenberg
Topic:“Who’s Buzzing Me? Create a
Personal Media!”
Cost:NAIFA-Cornhusker Members – No ChargeNon-Members - $20 payable at the Door for
luncheon & $10 for CE Seminar
Sponsored by
Officers
PresidentEugene A. Deyoe, LUTCF
President-ElectBrad G. Brodersen
Secretary/TreasurerAngela J. Frederick, LUTCF, FSS
Vice Presidents:Michael C. Cooper, LUTCFBryan K. Oswald, LUTCFMichael J. Sears
National CommitteemanTroy J. Shreve, CLU
Past PresidentJason Peplinski, MBA, FSS, LUTCF
Board of Directors
Jill P. Davis, CFP, CPA, FLMIPreston J. EnglundConnie L. GibbMichael B. GriffinVince E. HenzelTodd D. KelleyTravis N. LangemeierDustin Will
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Sept. 21st Meeting Continued from Page 1…
11:45 AM – 1 PMSpeaker: Andy Greenberg, radio personality
Topic: “Who’s Buzzing Me? Create a Personal Media!”
Andy Greenberg is one of the most listened to speakers in the UnitedStates, as a result of his national “Your Daily High with AndyGreenberg” motivational vignettes that are heard regularly by millionson hundreds of Radio America network stations across the country.
For more than 12 years, Andy has been mentoring and training people,both formally and informally. He has become known as a “Life andBusiness Builder.” He is passionate about people and relationships, and itshows. People are drawn to his natural enthusiasm and find his desire tolive life to the fullest is nothing short of inspirational.
What comes most genuinely to Andy is his charm and uncomplicated styleof communication. He makes sure everyone he speaks to can understandeven deeply complex concepts and that each individual in the room, nomatter how large the audience, feels his desire to inspire. His entertainingand engaging style makes the time spent with him memorable anddynamically effective.
Andy also enjoys travel (he’s been to 74 countries!). His devotion toexploration feeds his presentation style. He wisely and naturally findsconnections between different customs, philosophies and societies – takingcommon beliefs and turning them into opportunities to teach personal andprofessional growth.
Cost: Free for NAIFA-Cornhusker Members & $20 for Guests
The Luncheon is sponsored by Blue Cross Blue Shield ofNebraska
BE SURE TO REGISTER!Please be sure to let us know of your plans to attend! You cando so by e-mailing us at [email protected] - or bycalling us at (402) 483-6848. Thanks for your cooperation; wehope to see you there!
CORNHUSKER
Thanks to Our Sponsors!
Platinum Sponsor:
Gold Sponsors:
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Upcoming Events!
Sep 21 10 AM – Health Insurance Update10:50 AM – Section 125
Membership Luncheon & Program11:30 AM – 1:00 PMSpeaker: Andy Greenberg
Oct 11 State CE SeminarsNew Location – NETV9:30 AM - 12:30 PM – 4 Hour"Annuity Suitable Training"
1:30 PM - 3:30 PM - 2 Hour"Business Continuation"Bob Bryant & Rich Hill
Oct 26 10 AM CE Seminar
10:50 AM Sales Seminar
Membership Luncheon & Program11:30 AM – 1:00 PM
Nov 16 Membership Luncheon & Program11:30 AM – 1:00 PM
State CE Seminars
October 11, 2012 - NAIFA-Nebraska CESeminars
New Location: 1800 N. 33rd Street
9 am-12:30 pm
"Annuity Suitability 4-Hour Course" (approvedfor 4 hours LIFE CE by Nebraska Department ofInsurance)Rich Mangiameli, LUTCF, FSS, presenterDirector of Annuity Division for McGill, Rediger &Simmons LLC
This seminar fulfills the 4-hour requirementrecently approved by the Governor that allagents with a life insurance line of authority andsell annuities must have 4 hours annuitysuitability training by January 19, 2013.
1:30-3:30 pm
"Business Succession Plan-Insurance Agents"(approved for 2 hours General CE by NebraskaDepartment of Insurance)Bob Bryant, CFA, presenterPresident, Larsen, Bryant & Associates, P.C.
You'll learn what tax considerations areapplicable and what IRS documents arerequired on the transfer of a business.
Registrations materials were mailed in earlySeptember, and online registration is availablenow using the link below:http://www.naifanet.com/300000/NAIFA-Nebraska_CE_Seminars
Why belonging to NAIFA is the“SMART” thing to Do!
S – Sales Ideas (Member Meetings, Website, AdvisorToday)
M – Member Events (Fall Gala Charity Event, SummerEvent)
A – Advocacy (See Below)
R – Relationships that COUNT (with top industryprofessionals
T – Training (CE, designation classes, business buildingprograms)
AdvocacyNAIFA, what’s in it for me?
Fight taxation of life insurance cash values.
Fight elimination of life insurance tax-free death benefit.
Reduce licensing and CE complexity.
Fight Stranger Oriented Life Insurance
Fight tougher unreasonable suitability standards for Life andAnnuity products.
Fight attempts to eliminate 12b-1 fees.
Educate Congress and state legislatures on benefits of ourproducts and services.
NAIFA is the professional insurance and financial advisor’s“business insurance” to protect and promote our careers for about adollar a day. NAIFA fights the battles that protect the clients we serve.
It’s SMART to BELONG!
LifeNotes Page 5
Life insurance can do some pretty amazing things for people. It can buy loved ones time to grieve.
It can pay off debts and loans, providing surviving family members with the chance to move on with
a clean slate. It can keep families in their homes and pre-fund a child’s college education. It can
keep a family business in the family. It can provide a stream of income for a family to live on for a
period of time. Life insurance can do all of these wonderful things for your family…there’s just one
small catch. You need to own life insurance.
There’s a growing crisis of too many Americans not having adequate life insurance protection.
According to the industry research group LIMRA, 30 percent of US households have no life insurance
whatsoever. Today there are 11 million fewer American households covered by life insurance
compared with six years ago. Here’s the bottom line: A majority of families either have no life
insurance or not enough, leaving them one accident or terminal illness away from a financial
catastrophe for their loved ones.
What if you were suddenly gone and your family had to manage on their own? When was the last
time you did the math to make sure your loved ones would be OK financially? Have you checked
with your employer to find out what kind of life insurance benefit you have through work and
whether you have the option to increase your coverage? When was the last time you had your life
insurance needs reviewed by an insurance professional?
To make sure Americans are reminded of the need to include life insurance in their financial plans,
the nonprofit LIFE Foundation coordinates Life Insurance Awareness Month. Each September, LIFE is
joined in this educational initiative by more than 100 of the nation’s leading insurance companies
and industry groups. LIFE’s website is the leading source of objective information about life
insurance. Spend a few minutes learning more and trying our interactive tools like the Life Insurance
Needs Calculator. If you find that you have a need for coverage, we strongly urge you to act by
contacting an insurance professional in your community or your benefits manager at work. Your
family’s financial future is too important to leave to chance.
“Throughout my career, I’ve called on seasoned NAIFA members for assistance and ideas in how to best
care for my clients and they’ve always been more than willing to assist me. Also, becoming a student of LUTC made a big
difference in my career. My income and confidence grew as I moved through LUTC.
The Leadership in Life Institute (LILI), a members-only leadership program, has helped me build a better business and
strengthen my agency, as well as assure an orderly exodus come retirement time.
In addition to educating me in my younger years, NAIFA’s Advocacy efforts have always been at the forefront, protecting my
career and the interest of my clients. Our organization was founded on advocacy and continues to protect my business and
my client’s financial future.”
Van B. Land, LUTCF, RFC
Allstate Life Insurance Company, Grovetown, GA
NAIFA Member Since 1977
Fearless Referrals from Centers of Influence
FREE WEBINAR
This webinar details a system to get high quality referrals on a consistent basis. Find out who the best Centers of influence are
and build those relationships. Click Here
NAIFA members make more
money than non-members in average
first-year commission and premium
production.
NAIFA protects
your business and the tax
implications of your products.
NAIFA provides you the
continuing education, sales and management
training, and professional network you need to
grow your business.
LifeNotes Page 6
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National Convention
Opening Flag Ceremony General Session – Legislative Forum
Thanks to our Advertisers!
LifeNotes Page 8
Thanks to our Advertisers!
Get appointed withOCI today!
P. 402-330-8700F. 402-330-8706
Toll Free1-866-320-8700
17445 Arbor St.Omaha, NE 68130
Your Partner for Insurance Quotes,
Planning & Support
LifeNotes Page 9
Since 1969, specializing in helpingbrokers place impaired risk life cases,
old age/large case underwriting,annuities, disability, long-term care,
and health products, representingover 50 of the largest and highly
respected companies in the industry.
PO Box 24979Omaha, NE 68124Local 402.392.1880Fax 402.392.2204
Toll Free 800.279.0751www.jcmcgill.com
Making the
Confusing Simple!
Visit us online:www.ociservices.com
By Partnering With OCI You:
Maintain ownership and con-trol
of YOUR business
Receive 100% of the com-
missions earned
Receive all bonuses and trips
qualified for
Have access to the top group
and individual carriers
Have 24/7 access to policy
information
Receive Individual health
insurance quotes generated with
numerous carriers, INSTANTLY!
Receive Commissions from all
carriers consolidated into ONE
statement and ONE 1099
Mission Statement: The Mission of The National Association of Insurance and Financial Advisors- Cornhusker is to provide leadership in sustaining and improving the business environment forthose engaged in our business; and, to enhance further professional skills of those providing lifeand health insurance and other closely related financial product and services; which will fostergreater security and financial independence for the public.
Within the context of our mission, we define the process of Insurance and Financial Advisor as theproper identification of risks and offering the correct solutions which protect and enhance thefinancial lives of our clients who use our services.
Code of Ethics
Preamble: Those engaged in life underwriting occupy the unique position of liaison between thepurchasers and the suppliers of life and health insurance and closely related financial products.Inherent in this role is the combination of professional duty to the client and to the company, aswell. Ethical balance is required to avoid any conflict between these two obligations.
I BELIEVE IT TO BE MY RESPONSIBILITY
To hold my profession in high esteem and strive to enhance its prestige. To fulfill the needs of my clients to the best of my ability. To maintain my clients' confidences. To render exemplary service to my clients and their beneficiaries. To adhere to professional standards of conduct in helping my clients to protect
insurable obligations and attain their financial security objectives. To present accurately and honestly all facts essential to my clients' decisions. To perfect my skills and increase my knowledge through continuing education. To conduct my business in such a way that my example might help raise the
professional standards of life underwriting. To keep informed with respect to applicable laws and regulations and to observe them
in the practice of my profession. To cooperate with others whose services are constructively related to meeting the needs
of my clients.
NAIFA-CornhuskerPO Box 23085Lincoln, NE 68542
RETURN SERVICE REQUESTED
Next meeting:
Speaker: Andy Greenberg
Date: Friday, September 21, 2012Place: Hillcrest Country ClubEvent: Program & LuncheonCost: Free to Members
$20 for Guests
10 AM Sales Seminar
10:50 AM CE Seminar – 1 hour CEapproved
11:30 AM Business program withKeynote speaker – Andy Greenberg
A benefit of your membership
“It Pays To Belong!”
