2

Service Network and Market Share

Domestic Ranking

Market Share Jun/11 Mar/11 Dec/10 Dec/10

Demand Deposits 1.8532% 1.9198% 21.0793% 31.1469%

Savings Deposits 1.3272% 1.3884% 17.1849% 18.0788%

Time Deposits 1.7963% 1.6697% 29.4502% 30.0271%

Loan Portfolio 1.0256% 1.0237% 21.5458% 20.9076%

Nº of Branches 2.2123% 2.2051% 25.7605% 25.7792%

Brazil Rio Grande do Sul

Indicators Dec/06 Dec/07 Dec/08 Dec/09 Dec/10 Mar/11

Total Assets 14th 14th 12th 10th 11th 11th

Shareholders' Equity 18th 14th 13th 11th 12th 12th

Total Deposits 12th 11th 10th 8th 8th 8th

No. of Branches 10th 10th 8th 7th 7th 7th

Source: Central Bank of Brazil - Ranking of 50 Largest Banks

In %

3

Rate of Growth

R$ Million

4

Total Assets

R$ Million

5

Total Funding

R$ Million

6

Funds Raised and Under Management

F

U

N

D

I

N

G

Cost of Funding

In proportion to the Selic Rate

Jun/11 Mar11 D% Jun11-Mar11 D% Jun11-Jun10

Time Deposits 45.8% 43.3% 9.2% 32.1%

Savings Deposits 19.8% 21.1% -3.3% -14.6%

Demand Deposits 10.3% 11.0% -3.0% 32.8%

Assets under Management 24.1% 24.6% 1.0% 4.5%

TOTAL 100.0% 100.0% 3.2% 12.8%

R$ Million

7

Credit Portfolio - Allowance for Loan Losses

R$ Million

8

Credit Breakdown

R$ Million

9

Commercial Credit Portfolio (Breakdown)

10

Credit Portfolio - Indicators

R$ Million

11

Securities

Excluding Matched Transactions

R$ Million

12

Revenues from Credit and Leasing Operations

R$ Million

13

Allowance for Loan Losses

R$ Million

14

Funding Expenses

R$ Million

15

Financial Margin

R$ Million

16

Administrative Expenses

% Change

1H11/

1H10

-12.3%

14.7%

% Change

2Q11/1Q10

2.9%

10.5%

R$ Million

17

Net Income

R$ Million

18

Interest on Capital / Dividends

R$ Million

19

Shareholders’ Equity

20

Key Ratios

21

Banricompras

Financial Turnover (in R$ Million)

Transactions (in Million)

22

Guidance

Credit Portolio 15% to 20% 21.8%

Commercial Credit - Individuals 12% to 17% 19.1%

Commercial Credit - Companies 16% to 21% 28.2%

Real Estate Loans 18% to 23% 26.0%

Provision Cost/Average Credit Portfolio 3% to 4% 3.12%

Allowance for Loan Losses/Average Credit Portfolio 6% to 8% 6.5%

Funding 15% to 20% 12.6%

Time Deposits 35% to 40% 32.1%

Return on Average Shareholders' Equity 19% to 23% 23.2%

Efficiency Ratio 44% to 48% 45.0%

Net Financial Margin/Interest-Earning Assets 10% to 11% 10.6%

Estimate BanrisulGuidance

20111H11/1H10

This presentation contains forward-lookingstatements relating to the prospects of thebusiness, estimates for operating and financialresults, and those related to growth prospectsof BANRISUL. These are merely projectionsand, as such, are based exclusively on theexpectations of BANRISUL’s managementconcerning the future of the business and itscontinued access to capital to fund theCompany’s business plan. Such forward-looking statements depend, substantially, onchanges in market conditions, governmentregulations, competitive pressures, theperformance of the Brazilian economy and theindustry, among other factors and risksdisclosed in BANRISUL’s filed disclosuredocuments and are, therefore, subject tochangewithout prior notice.

BANCO DO ESTADO DO RIO GRANDE DO SUL S.A.

Investor Relations

E-mail: ir@banrisul-ri.com.brWeb Site: www.banrisul.com

Phone: +55 51 - 3215-3232Fax: +55 51- 3215-3200