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(Authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA)
Corporate Office: 1 Moorgate, London EC2R 6JH Customer support: 08008499229 FAX: 020 7796 1015
Email:[email protected] Website: www.pnbint.com
Corporate Office: 1, Moorgate, City Of London, EC2R 6JH
We are a call away, please call Customer Support Number: 0800 849 9229, (Monday to Friday, 0900AM to 0500 PM)
Email: [email protected]
International Tax Compliance Regulations under Common Reporting Standard(CRS)
SELF CERTIFICATION FORM -INDIVIDUAL
Regulations in the UK based on the United States’ Foreign Account Tax Compliance Act
(“FATCA”) and the OECD’s Common Reporting Standard (“CRS”) require Punjab National
Bank (International) Limited to collect and report certain information about an account
holder’s tax residence. Each jurisdiction has its own rules for defining tax residence, and
jurisdictions have provided information on how to determine if you are resident in the
jurisdiction.
In general, you will find that tax residence is the country/jurisdiction in which you live. Special
circumstances may cause you to be resident elsewhere or resident in more than one
country/jurisdiction at the same time (dual residency). If you are a U.S. citizen or tax resident
under U.S. law, you should indicate that you are a U.S. tax resident on this form and you
also need to fill in an IRS Form W-9.
Please fully complete this form.
1. Personal Details
First name(s):______________________________________________________________
Surname: _________________________________________________________________
Residence Address:_________________________________________________________
Mailing Address:____________________________________________________________
Date of Birth: __ /__ /____ ____ (DD/MM/YYYY)
Place of Birth: (Town/City and Country):__________________________________________
2. Tax Residence (Please encircle whichever is applicable)
a) Are you a US citizen or tax resident? Yes/No
b) Do you have any tax residency other than UK? Yes/No
If you have answered yes to a) then please provide your U.S. tax identification number in the
table below as well as please provide an IRS Form W-9 in addition to this form.
If you have answered yes to b) please provide all your countries of tax residence (including
of UK) and associated tax identification numbers in the in the table below. If you are having
only UK tax residency, you need to provide your tax identification number for UK only.
(Authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA)
Corporate Office: 1 Moorgate, London EC2R 6JH Customer support: 08008499229 FAX: 020 7796 1015
Email:[email protected] Website: www.pnbint.com
Corporate Office: 1, Moorgate, City Of London, EC2R 6JH
We are a call away, please call Customer Support Number: 0800 849 9229, (Monday to Friday, 0900AM to 0500 PM)
Email: [email protected]
*For UK residents, the Tax Identification Number shall be your National Insurance Number (NINO).
**If you do not have a tax identification number, please provide one of the following reasons in the
above table:
Reason A - The country/jurisdiction where you are resident does not issue TINs to its
residents.
Reason B - You are otherwise unable to obtain a TIN or equivalent number. (Please explain
why you are unable to obtain a TIN in the below table if you have selected this reason).
Reason C - No TIN is required. (Note: Only select this reason if the domestic law of the
relevant jurisdiction does not require the collection of the TIN issued by such jurisdiction).
3. Declaration
I declare that all statements made in this declaration are, to the best of my knowledge and
belief, correct and complete. I undertake to advise Punjab National Bank (International)
Limited within 30 days of any change in circumstances which affects my tax residency status
or causes the information contained herein to become incorrect or incomplete, and to
provide Punjab National Bank (International) Limited with a suitably updated self-certification
and Declaration within 30 days of such change in circumstances.
Signature: ______________________________________________________
Name: _________________________________________________________
Date:___________________________________________________________
Countries of tax
residence
Tax Identification Number
(TIN)* Reason for no TIN**
INFORMATION SHEET – DEPOSIT PROTECTION
Basic information about the protection of your eligible deposits
Eligible deposits in Punjab National Bank (International) Limited are protected by:
the Financial Services Compensation Scheme (“FSCS”).1
Limit of protection: £85,000 per depositor per bank
If you have more eligible deposits with us
All your eligible deposits with us and the total is subject to the limit of £85,000.2
If you have a joint account with other person(s):
The limit of £85,000 applies to each depositor separately.3
Reimbursement period in case of bank’s failure:
20 working days4
Currency of reimbursement: Pound sterling (GBP, £) or,for branches of UK banks operating in other EEA Member States, the currency of that State.
To contact Punjab National Bank (International) Limited for enquiries relating to your account: To contact the FSCS for further information on compensation:
Punjab National Bank (International) Limited Customer Support 1,Moorgate,London,EC2R6JH [email protected] 0800 849 9229 Financial Services Compensation Scheme 10th Floor Beaufort House 15 St Botolph Street London EC3A 7QU Tel: 0800 678 1100 or 020 7741 4100 Email: [email protected]
More information: http://www.fscs.org.uk
Acknowledgement of receipt by the depositors:
Name(s): 1) 2) 3) 4)
Signature(s)
1Scheme responsible for the protection of your eligible deposit Your eligible deposit is covered by a statutory Deposit Guarantee Scheme. If insolvency of your bank, building society or credit union should occur, your eligible deposits would be repaid up to £85,000 by the Deposit Guarantee Scheme.
2General limit of protection If a covered deposit is unavailable because a bank, building society or credit union is unable to meet its financial obligations, depositors are repaid by a Deposit Guarantee Scheme. This repayment covers a maximum of £85,000 per bank, building society or credit union. This means that all eligible deposits at the same bank, building society or credit union are added up in order to determine the coverage level. If, for instance a depositor holds a savings account with £80,000 and a current account with £20,000, he or she will only be repaid £85,000. In some cases eligible deposits which are categorised as “temporary high balances” are protected above £85,000 for six months after the amount has been credited or from the moment when such eligible deposits become legally transferable. These are eligible deposits connected with certain events including:
(a) certain transactions relating to the depositor’s current or prospective only or main residence or dwelling;
(b) a death, or the depositor’s marriage or civil partnership, divorce, retirement, dismissal, redundancy or invalidity;
(c) the payment to the depositor of insurance benefits or compensation for criminal injuries or wrongful conviction More information can be obtained under http://www.fscs.org.uk
3Limit of protection for joint accounts In case of joint accounts, the limit of £85,000 applies to each depositor. However, eligible deposits in an account to which two or more persons are entitled as members of a business partnership, association or grouping of a similar nature, without legal personality, are aggregated and treated as if made by a single depositor for the purpose of calculating the limit of £85,000.
4Reimbursement The responsible Deposit Guarantee Scheme is the Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London, EC3A 7QU, Tel: 0800 678 1100 or 020 77414100, Email: [email protected]. It will repay your eligible deposits (up to £85,000) within 20 working days until 31 December 2018; within 15 working days from 1 January 2019 until 31 December 2020; within 10 working days from 1 January 2021 to 31 December 2023; and within 7 working days from 1January 2024 onwards, save where specific exceptions apply. Where the FSCS cannot make the repayable amount available within 7 working days, it will, from 1 June 2016 until 31 December 2023, ensure that you have access to an appropriate amount of your covered deposits to cover the cost of living (in the case of a depositor which is an individual) or to cover necessary business expenses (in the case of a depositor which is not an individual or a large company) within 5 working days of a request. If you have not been repaid within these deadlines, you should contact the Deposit Guarantee Scheme since the time to claim reimbursement may be barred after a certain time limit. Further information can be obtained under http://www.fscs.org.uk.
Other important information In general, all retail depositors and businesses are covered by Deposit Guarantee Schemes. Exceptions for certain deposits are stated on the website of the responsible Deposit Guarantee Scheme. Your bank, building society or credit union will also inform you of any exclusions from protection which may apply. If deposits are eligible, the bank, building society or credit union shall also confirm this on the statement of account.
Exclusions from Protection
A deposit is excluded from protection if:
1. The holder and any beneficial owner of the deposit have never been identified in accordance
with money laundering requirements. For further information, contact your bank, building
society or credit union.
2. The deposit arises out of transactions in connection with which there has been a criminal
conviction for money laundering.
3. It is a deposit made by a depositor which is one of the following:
a. Credit Institution
b. Financial Institution
c. Investment firm
d. Insurance undertaking
e. Reinsurance undertaking
f. Collective investment undertaking
g. Pension or retirement fund 1
h. Public authority, other than a small local authority.
1 Deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro,
small and medium sized enterprises are not excluded.
(Authorised by the Prudential Regulation Authority and Regulated by the Financial Conduct Authority and the Prudential Regulation Authority)
1, Moorgate, London, EC2R 6JH. Tel: + 44 (0) 20 7796 9600 Fax: + 44 (0) 20 7796 1015 Website: www.pnbint.com Email: [email protected]
_________________________________________________________________________________________________________________________________
Security Information Registration Form
Branch Office: _______________________ Date: _________________
Account Number :
Account Name : _____________________________________
Mobile number :
Memorable Information:
Up to 15 characters long (can include number and character).It is recommended that it should be minimum 6 characters. (You will need this information to register for 3D secure online transactions) Email Id : __________________________________________ Please select any three (3) questions out of the following questions provided
1. What is your favourite colour? ………………………………………………………
2. What is your favourite animal? ………………………………………………………
3. What was the colour of your first car? ………………………………………………………
4. What is your favourite drink? ………………………………………………………
5. What is your favourite food? ………………………………………………………
6. What was your favourite subject at school? ………………………………………………………
7. What was the name of your first school? ………………………………………………………
8. What is your favourite sport? ………………………………………………………
9. What is your favourite city? ………………………………………………………
10. What is your favourite flower? ………………………………………………………
Customer Signature: _____________________
(Authorised by the Prudential Regulation Authority and Regulated by the Financial Conduct Authority and the Prudential Regulation Authority)
1, Moorgate, London, EC2R 6JH. Tel: + 44 (0) 20 7796 9600 Fax: + 44 (0) 20 7796 1015 Website: www.pnbint.com
SMS Alert Registration Form
Branch: _______________________ Date: _________________
I wish to avail the SMS alerts facility for my below mentioned Customer ID.
Customer ID:
Account Holder:
Mobile number to be registered:
+
Presently the Bank will notify for the following Activities:-
• All financial transactions above £100 through Branch/IBS, 50 and above through ATM • Change of transaction password for Internet Banking • Confirmation of SMS alerts facility • Confirmation of Stoppage of SMS alerts facility • OTP for the online Self reset of IBS Password
In Future following other services may be included for SMS Alerts:-
• Addition of a new payee using Internet banking • Stop payment of a cheque • Cheque returned unpaid • Realisation of an inward/outward cheque • Lodging of a bill - (Inward/outward) Inland and Foreign bills • Execution of a standing instruction • Loan account repayment is overdue for previous month • Repayment for loan account is due • 15 days left for maturity of term deposit account • Term deposit account has matured • 15 days left for CC/OD account limit to expire
Terms and Conditions: The bank will not be responsible for the unavailability of the service or for the non-receipt of an alert due to reasons beyond the control of the bank. The Bank may suspend or terminate the SMS alert facility without prior notice if the customer has breached the terms and conditions or the Bank comes to know of death or bankruptcy of the customer. The bank may at its discretion, amend any of the Terms and Conditions governing the SMS services, at any time. Non receipt of any notification or failure to receive notification, if any, by the customer in this regard will not exempt such customer from such amendments and modifications. By registering for the SMS alerts facility, the customers agrees to accept and abide by all the Terms and Conditions of the bank relating to this facility. Presently this facility is provided to the customers, free of charge.
I have read and understood the terms and conditions relating to SMS Alerts Facility offered by Bank and agree to abide by the same. I certify that the details furnished in this Application are correct and I give my consent to receive such information under this SMS Alerts Facility. I shall advise the Bank immediately in case of any change in the above details including the information given in the Application form. I agree to provide any additional information required by the Bank, from time to time, for providing the SMS Alerts Facility. I confirm that the mobile number mentioned above belongs to me and only I have access to the SMS received on this mobile number.
Signature of Account Holder ________________
