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What you need to know Presented by: Sandra K. Knight, P.E. Sharon Caton, AICP, FPA

Sknight Scaton Sfha Variances What You Need To Know

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Floodplain Variance Considerations for Board of Zoning Appeals.

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Page 1: Sknight Scaton Sfha Variances What You Need To Know

What you need to know

Presented by: Sandra K. Knight, P.E.

Sharon Caton, AICP, FPA

Page 2: Sknight Scaton Sfha Variances What You Need To Know

BOZA Variance Powers, Duties The third power delegated to Boards of Zoning Appeals by way of Tennessee’s enabling laws is as follows:

Where, by reason of exceptional narrowness, shallowness or shape of a specific piece of property at the time of the enactment of the zoning regulation, or by reason of exceptional topographic conditions or other extraordinary and exceptional situation or condition of such piece of property, the strict application of any regulations would result in peculiar and exceptional practical difficulties to or exception or undue hardship upon the owner of such property, to authorize, upon an appeal relating to the property, a variance from such strict application so as to relieve such difficulties or hardship; provided such relief may be granted without substantially impairing the intent and purpose of the zoning plan and zoning ordinance.

Source: TN Planning Commissioner Handbook, "A closer look at Zoning." http://www.tnapa.org/docs/Zoning_HB.pdf

Page 3: Sknight Scaton Sfha Variances What You Need To Know

SFHA Variance

Page 4: Sknight Scaton Sfha Variances What You Need To Know

Variances

• Very few variances to your ordinance can be

justified if proposed activities increase the

susceptibility of flooding.

Primary Goal – Protect Public Health & Safety

The Variance Board

• The community appoints the Variance Board, in

TN Board of Zoning Appeals (BOZA).

• Use the Guidebooks as a text book for the Board.

• Sometimes a letter from the state helps

Page 5: Sknight Scaton Sfha Variances What You Need To Know

Variances (cont.)

• Federal or State Register of Historic Places.

• Functionally dependent use.

• A new structure on a lot of one-half acre or less in

size and contiguous to and surrounded by existing

structures that are below BFE. WHAT?

NFIP regulations for granting

Page 6: Sknight Scaton Sfha Variances What You Need To Know

Variances (cont.)

• The applicant must show good and sufficient cause

for a variance;

• Demonstrate hardship if denied;

• If granted, project will not increase flood heights,

threats to public safety, create nuisances, etc;

• Minimum relief necessary to afford relief; and,

• Others must not be adversely affected.

Criteria for Granting Variances

Page 7: Sknight Scaton Sfha Variances What You Need To Know

Variances (cont.)

• Only a truly exceptional and

unique hardship should

persuade a Variance Board to

grant a variance.

Hardship and Variances

Page 8: Sknight Scaton Sfha Variances What You Need To Know

Potential Impact of Variance

Page 9: Sknight Scaton Sfha Variances What You Need To Know

Variances (cont.)

• The Variance Board should request an insurance

agent provide a cost of the policy if granted.

• Board must notify the applicant of the increased

rates and that there will be increased risks to life

and property.

Insurance Rates

Page 10: Sknight Scaton Sfha Variances What You Need To Know

Variances (cont.)

• This occurs when future owners purchase the

building unaware that they are subject to increased

risk and high premiums.

• Real estate disclosure laws or buyer beware??

Fraud and Victimization

Page 11: Sknight Scaton Sfha Variances What You Need To Know

If a Variance is Issued

A community must

Maintain a record of all variance actions, including those denied, along with the justifications (findings of fact).

Report such actions in Biennial Report to FEMA, TN State NFIP.

Page 12: Sknight Scaton Sfha Variances What You Need To Know

Insufficient Reasons for Variance

Page 13: Sknight Scaton Sfha Variances What You Need To Know

Reasons to grant a Variance

Page 14: Sknight Scaton Sfha Variances What You Need To Know

A word of advice...

Do not grant variances!

They place people and property at risk, and flood insurance costs skyrocket.

If you’re going to grant a variance be sure to document!...

...This is the community’s only protection after the flood when damages have occurred.