DO GREAT THINGS EVERY DAY

SMALL STEPSGREAT REWARDS

ACHIEVE YOUR FINANCIAL GOALS IN FOUR EASY STEPS:

SIGN UP It’s free and open to everyone.

1

ENGAGE, LEARN & EARN Earn rewards as you take control of your finances.

2

DEPENDING ON YOUR TIER, EARN MORE REWARDS The rate at which you earn points and other discounted benefits is determined by your Old Mutual Rewards tier!

3

REDEEM OR REINVEST Points can be redeemed with our partners for amazing rewards or reinvested towards your dreams.

4

IMAGINE BEING REWARDED FOR SAVING, TAKING CONTROL OF YOUR

FINANCES AND WORKING TOWARDS YOUR FINANCIAL

GOALS.

WITH OLD MUTUAL REWARDS IT’S NOW

POSSIBLE!

1. SIGN UP Our simple sign up process makes getting Old Mutual Rewards the quickest way to begin managing your finances better.

EARN NUMEROUS POINTS PER YEAR FOR STAYING

ON TRACK

Sign up today at oldmutual.co.za/rewards

2. ENGAGE, LEARN & EARNLearning about your finances has just become simpler. Reward yourself by getting more knowledge on how to:

• manage your money more effectively with our financial assessments and surveys

• stay committed to your financial plans with our savings calculators and our budgeting tools

• increase your financial knowledge with our online courses and learning activities to make better financial decisions

Take control of your finances by assessing your current saving and spending habits, using our calculators, learning from our financial education tutorials and getting great financial advice.

The more you learn and engage, the more points you’ll earn.

Get Financial advice via the

Old Mutual Rewards website

Swipe. Save. Earn with

Money Account

Sign up for 22seven and earn points

for budgeting

Get a credit report

3. DEPENDING ON YOUR TIER, EARN MORE POINTS

Your Old Mutual Rewards tier is determined by the number of financial needs met with Old Mutual as well as the level of member engagement on the various financial wellbeing online courses, assessments and tools offered by the Old Mutual Rewards programme.

THE 10 FINANCIAL NEEDS INCLUDE:

*See Rules of the Old Mutual Rewards programme on the website for the full list of qualifying products.The table above may be updated or changed from time to time.

FINANCIAL NEEDS CATEGORIES EXAMPLES OF QUALIFYING PRODUCTS*

1. Transactional • Old Mutual Money Account

2. Lending • Old Mutual Finance Loans

3. Funeral cover• Old Mutual Group Schemes Individual Funeral

Plans• GREENLIGHT Final Expenses (standalone) Policy

4. Life cover

• GREENLIGHT Life Insurance Policy • Old Mutual Group Schemes Pure Life, Life and

Disability and Accidental Death and Disability Plans

5. Disability cover• GREENLIGHT Disability Policy • Old Mutual Group Schemes Disability Cover

Plans

6. Severe Illness cover • GREENLIGHT Severe Illness Policy

7. Savings & investments

• Old Mutual Group Schemes Savings Plans • MAX Investments • Old Mutual Tax Free Savings Plan• Old Mutual Wealth Investments• Old Mutual Unit Trust Funds

8. Retirement savings

• Group Schemes Retirement Annuity Plans• MAX Investments Retirement Annuity• Old Mutual Wealth Retirement Annuity and

Preservation Funds• Old Mutual SuperFund Umbrella Solutions

9. Income annuities • Old Mutual Wealth Annuities• MAX Income Annuities

10. Short-term insurance

• Elite Wealth Assets• allsure • prosure • motorsure

These special offers may change from time to time. Please refer to our website for full Rules of the Old Mutual Rewards programme and updated special offers. Where the benefits are provided by an external party or service provider, Old Mutual Rewards has no liability for any damage or loss suffered by the member. *The number of points may change.

YOUR TIER MEMBER BENEFITS

To calculate the number of points you can earn by having your financial needs met with Old Mutual, simply follow these steps:1. Count the number of financial needs met you have covered with

Old Mutual.2. Check the tier table for your tier level and percentage you need to

apply.3. Calculate your premium points.

For example: In a particular month, you have the following Old Mutual Products:• a Funeral Plan with a monthly premium of R100• a Tax Free Savings Plan with a monthly premium of R1 000

You therefore have two product categories covered and are on Tier 2.

In this month, you will earn:• 15% X R100 = 15 points for the Funeral Plan• 1.5% X R1 000 = 15 points for the Tax Free Savings Plan• Total monthly points = 15 + 15 = 30 points.

TIER 10 – 1

financial need met

TIER 2 2-3

financial needs met

TIER 34

financial needs met

TIER 45

financial needs met

or Assets >R25m

TIER 56

or more financial

needs met

or Assets >R50m

Credit Report ✓ ✓ ✓ ✓ ✓

TaxTim 25% OFF 25% OFF 25% OFF 50% OFF FREE

Flight Discounts - Domestic R150

Flight Discounts - International R250

Take Me Home Rides - - - - 3 PER YEAR

Legal Assistance - ✓ ✓ ✓ ✓

Emergency Medical - ✓ ✓ ✓ ✓

Gym Membership - - 50% REBATE

50% REBATE

100% REBATE

TIER 10 – 1

financial need met

TIER 2 2-3

financial needs met

TIER 34

financial needs met

TIER 45

financial needs met

or Assets >R25m

TIER 56

or more financial

needs met

or Assets >R50m

Points for: Financial education, calculators and financial advice

✓ ✓ ✓ ✓ ✓

Life Insurance (Points earned as a % of premium)* 5% 10% 20% 30% 35%

Savings, Investments & Lending (Points earned as a % of premium)*

0.5% 1.5% 2.5% 3.5% 5%

Funeral Cover(Points earned as a % of premium)* 5% 15% 25% 35% 50%

Short-Term Insurance (Points earned as a % of premium)* 2.5% 5% 10% 15% 20%

Or donate your points to the charities featured on the Old Mutual Rewards website.Please visit our website for a list of all our Rewards partners.

3

Reward yourself with all our great partners:2

1 You can reinvest your points in the savings portion of your OLD MUTUAL MONEYACCOUNT

REWARDS POINTS FOR SWIPING YOUR MONEY ACCOUNT CARD!Old Mutual Rewards members with a Money Account will now receive points for swipes on their Money Account.

Points are awarded at a rate of 1% of spend on each Money Account swipe, rounded down to the nearest point. In other words, members will receive one point for every R100 spent.

To maintain your Money Account tier, you only need to swipe your card five times in the previous month (for a minimum of R100 each) and have one debit order coming off your account. Or you can leave a minimum balance of R50 000 in your Save Account.

4. REDEEM OR REINVESTRedeem your points at any of our amazing partners or reinvest them to reach your dreams faster. Points are redeemed via digital codes and vouchers.

Old Mutual Rewards is designed to coach you at every step on your journey towards financial freedom. It will educate and empower you to achieve your long-term goals with

rewards along the way.

Earning points is great, but the real reward is being

empowered to make better financial decisions, because it’s not what you

have, but what you do with it that counts.

Contact Centre: 0860 700 800 Email: rewards@oldmutual.com

oldmutual.co.za/rewardsSmall Steps. Great Rewards.

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Old Mutual Rewards (Pty) Ltd. is a company in the Old Mutual Group