Excluded Trades or Activities AXA : A World Leader in Financial protection

AXA Group in 2015

ß Batteries & tyres, paint & varnish, scrap metal & junk goods

ß Blasting, smelting or other operations involving hazardous activities

ß Jeweller y or jewelr y, precious metals, works of ar t, livestock

ß Joss sticks, joss papers & candles, charcoal, fireworks & other explosive goods

ß Logistics, transpor tation & freight for warders

ß Oil, kerosene, petroleum, LPG & other flammable liquid & gases, chemicals (flammable, toxic or explosive)

ß Paper, paper board boxes, timber & wood products and the like

ß Plastic, plastic moulding, rubber, foams and mattress & beddings, fabric, garments & textiles

• 92 billion Euros in consolidated revenues• 161,000 employees working to deliver the right solutions and top

quality service to our customers• 103 million customers across the globe in 56 countries have placed

their trust in AXA to: – Insure their property (vehicles, homes, equipment)– Provide health and personal protection coverage for their families or employees– Manage their personal or corporate assets

• Interbrand’s No. 1 global insurance brand for the 6th year running• Over 170 years of local experience in Asia

AXA Insurance Pte Ltd in 2015• Leading General Insurer in Singapore• Business ranking

o No. 1 in Work Injury Compensationo No. 2 in Motor, Health, Engineering and Cargo

motor personal accident property business packages

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Food & Electronics Manufacturing Printing Wholesale

business packages

leisure & travel liability healthcare marine

1800 -880 4888 www.axa.com.sg

AXA InSurAnce pte Ltd 8 Shenton Way, #24-01 AXA Tower Singapore 068811 Customer Care Depar tment: #B1-01

(: 1800-880 4888 (Within Singapore) / (65) 6880 4888 (International) 6 : (65) 6338 2522 :: www.axa.com.sg Co. Reg. No.: 199903512M

Some benefits of this policy are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Such coverage for your policy is automatic

Deposit Insurance Policyowners’ Protection and no fur ther action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA or SDIC websites (www.gia.org.sg For detailed excluded trade list, please refer to AXA website for or www.sdic.org.sg).

more details.

Benefits that truly matter in your business

Extended BenefitsOptional Benefits

ß All risks We will pay for your accidental loss or damage to your real (excluding building, drains and underground ser vices, landlord fixture and fittings) and personal proper ty.

ß theft of Money We will compensate you against any loss or damage to your money (currency notes, cheques, money orders, postal orders, or current unused stamps, vouchers tickets): - In your premise or in transit,- 24 hours, 7 days a week.

ß public Liability We will compensate for claims in the case of third par ties’ death or injur y following an accident that your business is responsible for. Third par ties include walk-in customers or damages to a neighboring occupier’s proper ty.

ß daily cash for Business Interruption Business interruption from an outbreak of infectious disease or during failure of electricity supply could result in additional cost and expenses to your business. We pay daily cash during the period of interruption.

Find out more! Contact us at 1800-880-4888 or your AXA Agent now!

ß Worldwide personal Accident We will pay you/your staf f a lump-sum in the event of accidental death or permanent disability. We will also of fer daily hospital cash in the event of hospitalization due to accident occurring anywhere in the world.

ß Work Injury compensation As an employer, it is mandator y that you protect your employees engaged under a contract of ser vice against work accidents or illnesses. We will compensate you against any claims, relating to your responsibility as an employer.

ß Fidelity guarantee We compensate you against any financial loss arising from any act of fraud or dishonesty committed by your employees.

ß Fire & extraneous perils on Building We will pay you the value of the building lost or damaged, or at our option to reinstate or replace your building or any par t thereof.

ß Business Interruption (gross profit basis) We will compensate you against financial loss incurred which arise because normal business at the location is disrupted as a result of proper ty damage.

public Liability ß Breach of copyright Law

We pay the cost of defense up to S$10,000 if you are charged with copyright infringement that occur during the period of insurance.

ß non-owned Motor Vehicle Liability We pay for your legal liability for injur y or damage to proper ty arising out of the use of automobiles not owned by you in the course of your business.

ß contingent Liability clause We pay for your legal liability if your contractors/sub contractors/independent contractors’ employees per form work on your behalf and cause damage to third par ty.

All risks ß deterioration of Stock

We pay for loss of/or damage to stock in the cold chamber of any refrigerator or deep freeze cabinet in your premises.

ß electronic equipment Worldwide coverage We pay for your por table electronic equipment (including laptops/tablets/cameras) if they are destroyed or damaged, anywhere in the world.

ß goods in transit We pay you for the loss or damage to your goods whilst in transit within Singapore.

ß Machinery Breakdown (Applicable to all equipment) We pay for the cost of repairs or replacement of your premises machines should it suf fer from sudden and unforeseen physical loss or damage.

Business Interruption ß Infectious or contagious disease

We pay for loss or damage resulting from the compulsor y closure of your premises advised by a competent public authority during the outbreak of infectious or contagious disease.

Worldwide personal Accident ß daily Hospital Income

We pay a daily income benefit to you or your employee when you or your employee is hospitalized due to an accident.

This brochure is not a contract of insurance. The specific terms to the insurance are set out in the Policy, which is the operative document.