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Specialist and Acquisition Finance (‘SAF’) is
the part of Clydesdale and Yorkshire Banks
that focuses on larger and/or more specialist
loans for business customers throughout the
UK.
Our customers range from small and
complex high-growth businesses, through
larger SMEs to those that have already
grown to become the backbone of the UK
economy – Britain’s Mid-Market businesses.
Based in various key regional locations, but
operating as a single national team, we
quickly understand what’s going on in your
business and use relevant experience to
construct your banking facilities.
We choose to focus our services across
three distinct areas:
• Private Equity Backed Businesses
• Specialist Sector Propositions
• Larger SMEs & Mid-Market businesses
Private Equity Backed Businesses “Clydesdale Bank’s investment and support
since February 2012 has allowed us to take
forward our growth plans, both organic and
through acquisition”
Keith Moorhouse, Chief Exec, ATR Group
“The team at Clydesdale Bank took the time to
fully understand our business and we are
delighted that Clydesdale is one of our funding
partners in the current MBO”
Vince Haffenden, MD, Vista
“We look forward to building on our success
with the Bank’s well thought-out funding
package, which includes substantial working
capital facilities to support our continued
expansion”
Jeff Gordon, CEO, OpenCloud
Our Specialist Sector teams
reputation has been built on the
consistency of approach and
excellence of delivery.
“The team at Clydesdale Bank have
demonstrated their understanding of the
healthcare business and an appreciation of our
ambitions for the group as we move into the next
phase of our development”
Paul Constable, Chief Exec,Tracscare
Providing debt solutions and vital
business banking services for
thousands of larger SMEs and mid-
market businesses
Larger SME’s & Mid-Market Businesses
“Clydesdale are very familiar with our
ability to produce market leading leisure
concepts. We’re delighted that they are
supporting us and aiding the growth of
our new venture”
William Galbraith, Ops Director,
Go-Ape & Airspace
“We went to the marketplace for debt
facilities and Clydesdale came back
promptly, with a competitive offer that
not only met our request, but exceeded
it by providing additional flexibility”
Andrew Staley, MD, Energy Brokers
.
SME Cashflow Finance Created to strengthen our support for UK businesses by
committing to increase lending to SMEs by way of Cashflow
Lending
• Leveraging the skills and knowledge of our Acquisition
Finance offering and assessment of business cashflows
• Focussed on the SME (£5m - £30 turnover) for
established, non-sponsored and sustainable businesses
with strong cash generation track record
• Typically minimum EBITDA £500k and leverage up to 3X
• Sector agnostic however proposition is clearly more
aligned to businesses with a more intangible nature to
their balance sheet
• Consideration will also be given for unlocking some of the
capital value of businesses through a partial equity
release (‘cash-out’)