Topics that will be discussed include: U.S. CREDIT DOWNGRADE: What it means and how does it impact your investments and retirement savings. “TOP 3” THINGS THAT WILL DESTROY YOUR IRA OR 401K : Learn how to avoid the mistakes many people don’t even know they are making. 4 STEPS TO AVOID PROBATE AND ESTATE TAXES: The steps you can take now to avoid unnecessary taxes and legal fees. THE FUTURE OF SOCIAL SECURITY: Do you have concerns about the future ofSocial Security? Learn what to expect in 201 2 and in the futur e. MAKE YOUR MONEY WORK HARDER AND SMARTER: Steps you can take to protect your assets and make sure you don’t outlive your savings. And so much more….FINANCIAL AWARENESS Sun City Anthem M.R. Location: Card RoomThursday, January 26th - 10:30amSpace is limited so sign up ASAP. Sign up in the Activity Office or you can call the SOFA registration line at: 1-800-967-3197Presented by:The Society forFinancial A ware- ness A Non-Profit Edu- Stop attending those “free meal” seminars and plan to attend a workshop presented by a certified non-profit organization. Come ready to learn the information you need to enjoy retirement!Mark your calendars!!