Sonic CorporationRetirement Plan Solutions

Sonic CorporationRetirement Plan Solutions

Presented by UMB Bank, n.a.

August 16, 2001

AgendaAgenda

UMB BankCustomer RelationsPlan ServicesEducationDaily Processing InvestmentsConversion Fees

UMB Bank’s Comprehensive Retirement PlansUMB Bank’s Comprehensive Retirement Plans

LocationsLocations

UMB Banking Centers

(Retirement Planning

Services offered nationwide)

Customer RelationsCustomer Relations

Team ApproachTwo points of contact

Personal AttentionPeriodic on-site visitsAccessible

Client Support

On-site enrollment meetingsCustom designedExplain plan features

How to Achieve your Retirement Dreams

Basics of Planning and Investing

Changes to your Plan

Online Retirement Planning

EducationEducation

Investments

Investments

Risk Chart - Sonic Corp.Risk Chart - Sonic Corp.H

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Higher Risk

Sonic Corporation Stock

UMB Scout WorldWide Fund

Managers Special Equity Fund

MFS Mid-Cap Growth A

Federated Mid-Cap

Fidelity Advisor Equity Growth T

Federated Stock Trust

Federated Max-Cap Inst’l Svc

MFS Total Return Fund A

Federated Intermediate Income Inst’l Svc.

American Century GNMA Adv.

UMB Scout Money Market - Prime

Money Market - UMB Scout Money Market Prime

Government Bond - American Century GNMA

Corporate Bond (Intermediate) - Federated Intermediate Income Institutional Service

Starters

Proposed Fund MenuProposed Fund Menu

Category

Proposed Fund MenuProposed Fund Menu

Balanced - MFS Total Return Fund A

Category

Proposed Fund MenuProposed Fund Menu

Large Cap Stock (Index) - Federated Max-Cap

Large Cap Stock (Value) - Federated Stock Trust

Large Cap Stock (Growth) - Fidelity Advisor Equity Growth T

Mid Cap Stock (Blend) - Federated Mid Cap

Mid Cap Stock (Growth) - MFS Mid Cap Growth A

Proposed Fund MenuProposed Fund Menu

Small Cap Stock (Growth) - Managers Special Equity Fund

Foreign Stock - UMB Scout WorldWide

Common Stock - Sonic Corporation Stock

Investment Consulting GroupInvestment Consulting Group

Choice Multiple fund families

Quality “Best of breed”

Service Ongoing evaluation and monitoring

Why UMB

Bank?

Why UMB

Bank?

Commitment to employee benefits

Investment consulting

Comprehensive service-based program

Legacy of Creating Solutions

Legacy of Creating Solutions

First organization to offer Individually Directed Accounts

First bank to establish a family of no-load managed mutual funds

First bank to successfully conduct a test of Y2k ready deposit transaction system

eScout - business to business Internet solutions for small companies

UMB Bank and Sonic Corp. We can help you grow

UMB Bank and Sonic Corp. We can help you grow

Questions??Questions??