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CSE. mid-islandmortgage cor p
SPECIAL DISCOUNTED HOME LOAN PROGRAMSFOR NEW YORI('S HARD-WORI(ING
(SEA MEMBERSOur (SEA Member loans Feature Tremendous test savings
· NO Application Fees • NO sroker Fees
· NO processing Fees • NO credit Report Fees
· NO Commitment Fees • Reduced Title Fees
· NO Underwritting Fees • Reduced Attornev Fees
Manv Home Purchase & Refinance Options Including:First-Time Home Buyer· Veterans 100% Financing/No Money Down· FHA3.5% Down Payment· Jumbo Loans Home
Renovation Financing <. -SecDnd Home/Investment Property Financing· Reverse Mortgages· 3D-Day Closings
DiS[~Verth~ advantagr of having a personal mortgage professional worl<for you.
Shawn Dwver Michael R.LaPagliaVice president, Sales Senior Loan OfficerUnion Business Development Union Business DevelopmentNMLS 10: 218169 NMLS 10: 6626Mobile: 516220.6058 Mobile: 516.805.6261Office: 516.348.0618 Office: 516.348.0645Email: [email protected] Email: [email protected]
D1id-island 900 Merchants Concourse @l ~m 0 r t gag e cor p Westbury I New York I 11590 www.unions.mortgagecorp.com LENDER ~
Legal ©2000-2015 Mid-Island Mortgage Corp.". All Rights Reserved. This is not a commitment to lend. Restrictions Apply. Licensed Mortgage Banker-NYS Department of Financial Services;
Licensed by the NJ Department of Banking and Insurance; FL Mortgage Lender/Servicer; NMLS #1259 (www.nmlsconsumeraccess.org)
lDid-islandm 0 gag e C 0 p
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Since 1959, Mid-Island Mortgage Corp.has offered individualized attention, unique products,and opportunities for homeownership with an eosy and enjoyable process.
The Best of Both Worlds
When it comes to offering home hnoncing, most people wish theycould combine the capabilities of a big bonk with the personalservice of a smaller banker. With Mid·lslond Mortgage Corp.,you can enjoy both. For well over 55 years we've provided onunmatched personal touch of helping homeowners and futurehomeowners build and protect their dreams.
GUiding You On The Right Path
If you're iustlooking for insight or wondering if you willqualify for a home loon, we can conduct 0 pre-qunlifuntien rightover the phone, online, or in person. This service is free and inmost cases, we can give you on answer the some day. I willconduct a simple review of your finances, credit report andincome, after which I con provide on approximate amount of amortgage that you should be able to qualify for.
The Choice is Yours
Whether you're buying your hrst home, refmoncing or makingimprovements, if's important to have loon options but even moreimportant to have a helping hand. You can count an Mid·lslandMortgage to be there for you every step of the way. You'llhave your own dedicated team of professionals to make thisas smooth and as easy as possible. If's iust one of the manysuperior services we offer.
Commitlirst'
At Mid-Island Mortgage Corp., we want to give you the bestpossible buying power. With our CommitFirstr• program, you willreceive a fully underwritten credit approval subject to contractand appraisal. This is much more valuable than a pre-cpprovnlbecause it allows you to confidently shop for 0 home knowingwhat you con actually offord.
With so many new financing options being introduced into the market and different qualifying criteria, it's easy to see why people getconfused. So whether your credit is excellent or less than perfect, we con help you secure financing that makes sense for you. Belowore just 0 few of the loan programs ond rehnonce options we offer:
ConventionalFHA Low Down PaymentFHA 203(k} Remodel
Veterans AdministrationJumbo LoansReverse Mortgages
Debt ConsolidationRote & Term ReductionLower Monthly Payment
... and so much more.
~ legal@2000-20lSMld-lsiandlMtrtgogc(orp.®. AlI.ighls lescr,cd. This is net G ClllnmHmcnllo lend. Restri(tions Apply. ljreased Mongagc lanker-"Yl Deplll1m!lllGf Finandal Senl[Ui MA
LS.J licensed Morlgage lenderJ3roker#MC12S9i Lilensed by lfIe HH Bonking DepOtlmenl; Rlli[en~ed LenderfBroker; licensed by the HJ Department 01Bonking and Insutonce; fL Mortgage LendarlteNDER Sel'1i[er; Virginia Stale [otporalion Commission #MC--46l5; Mf Super\'lsed licenseilender; licensed by the PADeportment of BonkinQand Securities; li[ennd by th8 Delowor8 State-Rank
Commission8r to engage in business in Ibis Siale, Ucens8 #9680; CT,MD& MNLicensed Mortgage l8nd8r; SCBOflMortgage LenderfSerYlter; Illinois Reiidential Mortgage licensee; licensed wilt!the North Carolina Commissioner of Banks; NOMoney Broker; SOLi'ense~ Lender; DCMortgage Dual Authority licensee; NMLS #1259 (www.nmlsEonsurnerauess.0.1l)
Finance Your Home with a Mid-IslandFHA 203(k) Loan
You've found the house! It just needs a little TLL.replo(e the old windows, fix the leakyroof, etr, It (on be fixed and finnnred all in one loon. FHA 203(k) is the perfect solution
for that "not-sc-perfett" home. It's a mortgage and home improvement loon wrapped up intoone loon. Now you con make those upgrades or improvements to your liking. Here's just a
few of the improvements you (on make as port of this financing program:
• Remodel the kitchen or both • Reploce 0 leaky roof
• Renovate or add 0 room • Put in new flooring, carpeting, or tiling
Point the house or odd siding • Conserve energy with new windows
• Add 0 porch, deck, or patio Updote electricol wiring, plumbingor heating systems
FHA 203(k) Loons (on Be Used For Home Purchuse or Refmonce
• 1-4 unit properties (owner-occupied only) •FHA low down payment (3.5%)
Flexible credit qualifying
Remodel your existing home•
~ Leg~ ©2000·2D1S Mid-lsJanci Morfgllg. Corp.lID. All lighh Rnened. this is not 0 commitment to lend. Restritfillns AppJ1.literJnd MGrtgage hnker·NYS Department of FifJllndol Senicu; MA~ liu,nsecl Morlg091! LenderJlroker #M(1259;li{en~d by fiI, NHBonkingDeportment; II uUIIseci lencler/lrokef;licensed by tho Hl Deportmant of Iunking IIndInsurdnce; FLMortgolD landlf/LENDER SeniUlti Virginia Stale Corp'oration (omllliuion #MC-46S5; MESupmised UC8RSed llnder; licensee! by the PA Depdtlmenl of Bonking onc!Securities; licensed by the Delowora Stete Bank
CommissiDner III engage in business in rhis Siote, Lkense # 9680; CT,MO& MNlicen:l;ed Motlgage'Lender; SCIOFI Morlgage Lender/Servicer; Illinois Residential Mortgage liunseei Utemed withtHe North (atDlino (ommissioner at Bonks; NOManey Brolter; SOLicensed Lender; DCMortgage Dual Authority lkenseaj NMLS #1259 (www.nmlnonsvmeroness.or,)
For more effective strategies to su[[essfullyarrelerate your homebuying journey, contactmetodayl
Michael R.LaPagliaSenior Loan OfficerNMLSID6626
Accelerate Ahead of Other Offers
There is a difference between pre-qualmrattons, pre-approvals and a fully underwritten credit approval- abig dit1ierence, and Mid-Island Mortgage Corp is proudto offer it's CommitFIRST~ approval program to homebuyers before they have even begin house huntingl
This approval does not require you to suhrnit anydocumentation that you wouldn't ordinarily need to getapproved; howevll'r, it's the extra steps we tal<@at Mid-Island Mortgage. With a £olid approval indicatirlg howmuch you can afford, you can now target homes that arewithin your price range.
vou'ukncw which home fits your budget, and whatmortgag@ paymlilnt you'll be approved for. You'll shopmore effiEiently, know exactly how much you ran spend,galn negCltiating nower (because sellers know you're <l
serious tiuyerl. and get a head start over other offers,because you've accelerated ahead of anyone in thepm-qualification or pre-approval status.
Office:Mobile:Email:
mid-island 900 Merchants Concourse (844) 27-UNION (E) ~m 0 r t gag e cor p Westbury, NewYork,11590 www.mortgagecorp.com LENDER ~legal ©2000-2015 Mid-Island Mortgage Corp.". All Rights Reserved. This is not a commitment to lend. Restrictions Apply. licensed Mortgage Banker-NYSDepartment of Financial Services; MA licensedMortgage Lender/Broker #MC1259; licensed by the NH Banking Department; Rllicensed Lender/Broker; licensed by the NJ Department of Banking and Insurance; Fl Mortgage lender/Servicer; VirginiaState Corporation Commission #MC-4685; ME Supervised licensed Lender; licensed by the PADepartment of Banking and Securities; Licensed by the Delaware State Bank Commissioner to engage inbusiness in this State, license # 9680; CT, MD & MN licensed Mortgage lender; SCBOFIMortgage lender/Servicer; Illinois Residential Mortgage licensee; licensed with the North Carolina Commissionerof Banks; NO Money Broker; SO licensed lender; DCMortgage Dual Authority licensee; NMLS#1259 (www.nmlsconsumerac~ss.org)
VA Loan Program Features:
< No Down Payment Required
< Competitive Interest Rates
< Comparably Lower Closing Costs
< No Mortgage Insurance Required
< No Prepayment Penalty
< Gift and Seller Contributions AcceptedTowards Closing Costs
VA Home Loans are made to eligible veterans (who were honorably discharged) for the purchase of ahome for personal occupancy. For VA housing loan purposes, the term "veteran" includes certainmembers of the Selected Reserve, active-duty service personnel, and certain categories of spouses.Mid-Island Mortgage Corp. provides an equal opportunity for all qualified veterans to obtain a VA Loan.
Contact: Shawn DwyerVice President, SalesUnion Business DevelopmentNMLS#218169P: 516-348-0618C: [email protected]
mid-islandm 0 gag e C 0 p
900 Merchants Concourse, Westbury NY 11950www.mortgagecorp.com
Legal C>2000-2015 MId-Island Mortgage Corp.4P. All Rights Reserved. This Is not a commitment to lend. Restrictions Apply. Ucensed Mortgage Sanker·NYS Department of Ananclal Services; MA Ucensed Mortgage Lender/Broker#MC1259; Ucensed by the NH Sanldng Department; RI Ucensed Lender/Broker. Ucensed by the NJ Department of Sanldngand Insurance; FL Mortgage Lender/Servlcer, Virginia State Corporation Commission #MC46B5; MESUpervised Ucensed Lender. Ucensed by the PA Department of Sanldng and Securities; Ucensed by the Delaware State Sank Commissioner to engage In business In this State, Ucense # 9680; CT, MD & MN ueensee Mortgage @Lender; SCSOFI Mortgage Lender/Servlcer. illinois Residential Mortgage Ucensee; Ucensed with the North carolina Commissioner of Sanks; ND Money Sroker; SD Ucensed Lender, DC Mortgage Dual AuthorItY Ucensee; tr:ir.;NMLS *1259 (www.nmlsconsumeraccess.org)
