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FALL2016ST. CROIX VALLEY’S PREMIER HOME TOUR

OFFICIAL FALL GUIDEBOOK

VISIT OUR MODELS DURING THE...

SPECIAL ADVERTISING FEATURE OF THE PIONEER PRESS • SUNDAY, SEPTEMBER 11, 2016

If you are thinking of buying anew home, you must pay closeattention to many details to

ensure that you find one that willsuit your needs and preferences.Before you start shopping, youshould sit down with the mem-

bers of your household to discussyour preferences and the manyoptions available to you. Here aresome things you should consider:

Step 1: Financing YourHomeThe first step in the home buy-

ing process is determining howmuch you can afford. Check outour “Advice for Financing YourFirst Home” to learn more abouthow you can prepare for thefinancing process. To ensure that

the financing process goessmoothly, buyers should considerpre-qualifying for a mortgage andhaving a financing commitment in placebefore shopping for a new home.

Step 2: Prioritizing Most-Wanted FeaturesBefore you start shopping, you

should sit down with the mem-bers of your household to discussyour preferences and the manyoptions available to you.An easy way to organize your

thoughts is to write each separatefeature that you want on a 3X5card, and arrange the cards inorder of their importance to you.For instance, if you like to cook,you may want a home with a

large, well-equipped kitchen. Oryou may settle for a small kitchen,so that you can have extra spacefor a library, office or playroom. Some home buyers seek large,

open interior spaces, while othersprefer traditional rooms that

afford more privacy. While looking for a home, con-

sider whether your needs are like-ly to change over time. If you planto add rooms, find out if there isenough space on your site forsuch expansion and whether suchadditions are permitted by yourlocal jurisdiction.

Step 3: Selecting the Typeof HomeOptions include single-family

homes and condominiums. Some

home buyers prefer homes withlarge yards. Others opt for condominiums where they canavoid yard maintenance entirely. With a single-family home in a

development, you’ll be responsiblefor your own yard and home, butmay be restricted to certain designelements or other regulations ifthere is a home owners association. A condominium is a home in a

multi-unit complex, such as anapartment building or a town-house cluster. You own the home,and you and your neighbors joint-ly own the common elements,such as the land around the com-plex, the parking areas, buildingexteriors, hallways, utility pipesand recreational facilities. A con-dominium owners association isresponsible for maintaining thejointly owned elements. The day-to-day business of the complex isgenerally handled by a managing agency.

Step 4: Starting Your HouseHuntNow that you know the type of

home and features you are looking for, and how much homeyou can afford, you’re ready tobegin searching for your perfecthome. Whether you use a realtor to find an existing home or workwith a builder to buy a new home,you’ll be more focused with yoursearch.

Story courtesy NationalAssociation of Home Builders

GUIDE TO BUYING A HOME

SPECIAL ADVERTISING FEATURE OF THE PIONEER PRESS • SUNDAY, SEPTEMBER 11, 2016

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ST. CROIX VALLEY TOUR OF HOMES 2016

OFFICIAL FALL GUIDEBOOK

SPECIAL ADVERTISING FEATURE OF THE PIONEER PRESS • SUNDAY, SEPTEMBER 11, 2016

1. C&J Homes, Inc.FOX RUN1702 Ducktail Court, New Richmond

2. Wittstock BuildersLAKESIDE ESTATES1605 83rd Street, New Richmond

3. Hartman HomesTHE ORCHARDS OF ST. CROIX1434 25th Street, Houlton

4. Hartman HomesWHITE EAGLE336 White Eagle Trail, Hudson

5. Derrick Homes, LLCTHE RIDGES1264 10th Street North, Hudson

6. Oevering Homes, LLCSOUTH WILLOW ACRES986 McDonald Lane, Hudson

7. Creative HomesMEADOW VALLEY OF TROY371 Meadow Valley Trail, Hudson

The “empty nest syndrome”has long been character-ized as a period of

bereavement parents experienceat the loss of a child who leavesthe home in search of independ-ence and adulthood. But whatmany parents are coming torealize, as the last boxes aredropped off in dorm roomsacross the country, is that for thefirst time, in a long time, theyhave the house all to themselves.

One of the fastest growinggroups in America, emptynesters are finding creative waysto take advantage of their newfound home space. The House toOurselves: Reinventing Home

Once Kids Are Grown (ToddLawson and Tom Connor, TheTaunton Press) reflects on amajor new trend in homedesign, one that renovates, rein-vents and rethinks emptynesters’ concept of home. Thetrend is driven in large part bybaby-boomers, a generation thatencompasses nearly 75 millionadults. Unlike many in their par-ents’ generation, baby boomerssee their future as a continuationof adventure and learning, abelief that becomes evident inmany of their home designchoices.

While raising children, homebuying decisions typicallyrevolve around family interests:

school districts, resale valuesand distance to work. Newlyindependent couples often have the freedomto dictate what’s important tothem in a home without outside

considerations. High on their listis the quality of both their cur-rent lives and their lives in thefuture.

Story continued on page 6

EMPTY NESTERS REINVENTING THEIR HOMES

FOX RUN1702 Ducktail Court, New Richmond, WI$199,000 (includes lot)Others starting at $185,000A must see beautiful 1 side twin home in Fox Run Development, New Richmond. This 1444 squarefoot home is a spacious 3 bedroom, 2 bathroom. It has cherry cabinets throughout. Kitchenincludes slate appliances and hard wood floors. Mud room and bathrooms are both tiled. Mainarea is hardwood floors. Fireplace with stone surround in living room. This is a must see in theFox Run Development.

Hwy 65 N go east in New Richmondon County RD K

To Fox Way go north2 blocks take a right.Home is the firsthome on the right.

NEW RICHMOND

C&J Builders, Inc.316 Kamloops Place • River Falls, WI 54022715-222-9731 / www.candjbuilders.com

1C&J Builders, Inc.

LAKESIDE ESTATES1605 83rd Street, New Richmond, WI$340,000 (includes lot)Others starting at $260,000Spacious Wittstock Built 3 bedroom, 2 bath rambler, 1665 sq feet main level. Marvin All-Ultrexwindows, granite kitchen counter tops, Mohawk wood/laminate kitchen floors, dura-ceramic bathfloors, walk-in tile owners suite shower and stand alone tub. Stone fireplace, lit box vault ownerssuite, high efficiency furnace, central air, architectural shingles, 3 car garage, vinyl/stone exteriorwith maintenance free facia.soffits. Walk-out basement left unfinished. Stainless appliancesincluded (not washer/dryer).

Hwy 64 east to 85th Street, South to 160th

Ave, West to 83rdStreet, North to 160583rd Street on right.

NEW RICHMOND

Wittstock BuildersP.O. Box 395 • Somerset, WI 54025715-760-0223 / www.wittstockbuilders.com

2Wittstock Builders

WE CAN BUILD ON YOUR PRIVATELAND/LOT OR CHOOSE ONE OF OURS.

FOR THOSE WHOKNOW QUALITYWHEN THEY SEE IT.

Licensed in WI & MN

Building the communityone home at a time.

Direct: 715.425.5793 • Email: dandkclosets@sbcglobal.net

SUPERSLIDE REACH-INCLOSET PANTRY MASTER CLOSET

D & KClosets, Inc.“Let us help you get organized”

The Best in Home Mortgages areat First National Community BankJoel Emerson

Jennifer Suit

Brian Campbell

Julie Dodge

Mortgage Loan Officerjemerson@fn-cb.com | 715-381-7129

NMLS #1241089Hudson Office

Assistant VP | Branch Managerjsuit@fn-cb.com | 715-755-2167

NMLS #883496Dresser Office

Vice Presidentbcampbell@fn-cb.com | 715-243-6147

NMLS #507069New Richmond Office

Sr. Vice Presidentjdodge@fn-cb.com | 715-243-6126

NMLS #507072New Richmond Office

Member FDIC

NMLS#412555

Strong & Secure Since 1919

www.fn-cb.com

NEW RICHMOND715-246-6901

HUDSON715-386-9301

SOMERSET715-247-4501

DRESSER715-755-2174

THE ORCHARDS OF ST. CROIX1434 25th Street, Houlton, WI$897,000 (includes lot)Others starting at $350,000Reggie Award winning builder, Hartman Homes, welcomes you to The Orchards of St. Croix!Surrounded by mature trees and rolling topography, this Arts & Crafts rambler sits on 3 private acres,and is packed with character and charm. The open floor plan creates a spacious entertainment area,featuring a beautiful cherry kitchen with stainless steel appliances, quartz tops, and walk-in pantry.The eye catching coffered ceiling beams and natural stone FPL warm the great room. Main floor alsoincludes a den, laundry, and a light filled master suite. LL has 3 more bedrooms, shop area, and spa-cious family room with FPL & wet bar. Watch the sun go down over the pond from the cedar screen

porch.

Hwy 94 take Exit #1WI-35 North toward Hudson,

Right on CountyRoad V, Left onCounty Road E, Right on 25th Street.

Extended Model Hours:Thursdays & Fridays12 Noon-6pm

HOULTON

Hartman Homes744 Ryan Drive, Suite 102 • Hudson, WI 54016715-377-1555/ www.HartmanHomesInc.com

3Hartman Homes

WHITE EAGLE336 White Eagle Trail, Hudson, WI$1,265,000 (includes lot)Others starting at $350,000Award winning, Hartman Homes welcomes you to this 4,740 sq ft 3 bed, 3.5 bath completely customrambler home in the White Eagle golf course neighborhood. This home might be your dream home.The main floor features character walnut and acacia natural wood flooring, box vaulted ceilings inthe dining and owner’s suite, beam ceiling in the spacious great room and the office, and a 3-seasonporch and deck. The finished LL has many perks; a large family room with a wet bar, a recreation andhunting room, an exercise room with a sauna and a wine cellar. The home also features main floorlaundry, a 3 car garage, 3 fireplaces and a front courtyard.

Hwy 94 take Exit #1WI-35 North toward Hudson,

Right on CountyRoad V, Right onWhite Eagle Trail.

Extended Model Hours:Thursdays & Fridays12 Noon-6pm

HUDSON

Hartman Homes744 Ryan Drive, Suite 102 • Hudson, WI 54016715-377-1555/ www.HartmanHomesInc.com

4Hartman Homes

Story continued from page 4

When the kids leave home, twothings happen. The parents havetime to focus more on their ownlives and they have more dispos-able income. The house

becomes their space for the firsttime in many years.

The empty nesters trend is espe-cially apparent in bathroom andbedroom remodeling. Once acouple decides on the house

they want to stay in, it is essen-tial that they can grow old in it.The demand for tub to showerconversions and grab bars is rap-idly increasing. And many bed-rooms are converted into mastersuites, often with a sitting area,private patio and access to anexercise room and home office.

Another growing trend withremodeling empty nesters is thehome as a family compound.The kids may be gone, but even-tually they will return, and manynewly independent couples wantlarge spaces that can accommo-date visiting children and grand-children. Many homeowners,particularly those in the 40s and50s, want space that can houseaging parents as well.

With their time and energies no

longer spent on carpooling, soc-cer practices and student-teachermeetings, many empty nestersare exploring passions previous-ly set aside. Remodeling projectsoften include transforming spaceinto studios, workshops andoffices. Independent couplesnow have the resources to focuson their interests and want tocreate home space to pursuethose interests.

The empty nesters trend is onewith a growing future, and it’snot just retirees. Younger emptynesters are getting in on the actas well, hoping for a long lifeahead in their new found space.

HUDSON

Derrick Homes, LLC

THE RIDGES1264 10th Street North, Hudson, WI$529,500 (Includes Lot) Others starting at $400,000Home will be furnished and decoratedThis lovely farmhouse style home offers something for just about everyone. 4 bedrooms and laundry on the upper level with loft space for you to use as you please. Main level includes largemud room with bench and lockers, walk-in closet and resource area for the busy family. Homeoffice, open great room/breakfast/kitchen area, and formal dining room with butler pantry.Lower level is an open pallet just waiting for your finishing touch.

Exit 1 Highway 35Nthrough downtown

Hudson to Krattley Lane; east to 10th Street;north to home.

Derrick Homes, LLC1505 Hwy 65 / PO Box 445 • New Richmond, WI 54017715-246-2320 / www.derrickcustomhomes.com

5

SOUTH WILLOW ACRES986 McDonald Lane, Hudson, WI$434,900 (includes lot)Others starting at $180,000Welcome to Oevering Homes’ newest in Hudson model home! This two-story house has it all, 4bedrooms, 2.5 bathrooms, 2,508 finished square feet on the main and upper levels combined,unfinished lower level to add more space down the road, 3 car garage, all on a private 2 acre lotnear the Willow River State Park. Some features include a gas fireplace, solid surface counter tops,9ft main level ceilings, LP Smartside siding, separate tile shower and tub in the master bathroom,white trim, custom cabinetry, Anderson windows, stainless steel appliances, and engineered hard-wood flooring on the main level.

From Hudson: 94east, take exit 4for US-12, north

on 12, stay straighton Cty Road A, Weston McCutchon Road,North on McDonaldLane, home is on theleft.

Extended ModelHours: Thursdays &Fridays 12 Noon-6pm

HUDSON

Oevering Homes, LLC1433 Cernohous Avenue, Ste. A • New Richmond, WI 54017715-243-0001/ www.oeveringhomes.com

6Oevering Homes, LLC

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Helping you build your tomorrow, today.

It is an outstanding time toconsider buying a newhome or remodeling your

current one. Interest rates arelow, home prices are excellentand building professionals areready to work.

Whether you’re a first-timehome buyer or are ready for amove-up home, check out theFall Tour of Homes hosted bythe St. Croix Valley HomeBuilders Association. Walkthrough a variety of houses inthe St. Croix Valley’s rivertowns, talk to builders andgather ideas. You’ll find a mixof homes, from ramblers totwo-stories, and starters tomove-ups.

It’s a great chance to meet thebuilders at each house -They’re ready to talk about thematerials used, who their sub-contractors are, energy efficien-cy and more. If you’re consid-ering remodeling or buildingan addition, you’ll be able tosee the finished product andtalk to the builder – not justsee a rendering on paper.

Most of the builders also doremodeling, so consumers cangather both names and ideas.There’s no better way to seewhat a builder can do, as wellas find the home style andqualities that you want. Each ofthe homes on the Tour is clear-ly labeled with a model num-

ber. Bright yellow directionalsigns will assist you in locatingthe participating homes.

PROS YOU CAN TRUSTThe SCVHBA is the only profes-sional building association thatrepresents builders and associ-ates in Western Wisconsin, Ourvaried membership representsnearly every aspect of thehome building and home own-ership process – from findingthe perfect location to placingthe perfect accessories.Membership requires an agree-ment to abide by our Code ofEthics, and each potential newmember is scrutinized by theentire membership. You can besure that you’ll be doing busi-ness with a community mem-ber dedicated to honesty,integrity, value and profession-al growth.

Since 1979, SCVHBA is theprofessional builders associa-tion that people turn to in theSt. Croix Valley. Because thecompanies are local, they areup-to-date on the latest lawsand regulations. The memberswork in cities throughout St.Croix, Pierce and Polk counties.Members are also part of theWisconsin Builders Associationand the National Association ofHome Builders.”

FALL TOUR OF HOMES

THANK YOU SPONSORS

715.796.5377scvhba.com

MEADOW VALLEY OF TROY371 Meadow Valley Trail, Hudson, WI$640,000 (Includes Lot) Other homes from $469,900Visit Creative Homes at the luxurious Meadow Valley of Troy community. Tour our Norwoodfloor plan, nestled in an executive home site with exceptional views and an abundance of naturallight. This spacious four bedroom plus loft, 3,334 sq ft home offers an executive kitchen, custombuilt in cabinetry and designer options throughout, beautiful open floor plan, great for entertain-ing. The upper level features a “spa like” master bath, Jack and Jill bed/bathroom layout, and a pri-vate retreat offering a separate guest bedroom, bath and sitting room.

I-94 to Carmichael;south to EastCove Road; east

to Meadow ValleyTrail; left turn tomodel home on left.

HUDSON

Creative Homes707 Commerce Dr. / Suite 410 • Woodbury, MN 55119651-289-6800 / www.creativehci.com

7Creative Homes

There’s Just Something About A Derrick Built HomeFeaturing Quality Andersen® Products

715.246.2320 www.derrickcustomhomes.com

Come Visit Our Model Homes In These Locations:Home Office

New Richmond715.246.2320

WoodhavenWoodbury

612.834.3040

Meadow ValleyTroy Township612.710.2058

The RidgesNorth Hudson612.710.2058

Miller FarmsBaytown Township

612.834.0340

Exceeding Your Expectations Since 1967......The Path Home Is Closer Than Ever.

The road to a true custom built home begins with the design and only ends withcomplete customer satisfaction––it’s what we call the “Derrick Built” experience. Our

goal is to build the finest designed, most carefully constructed and exquisitely detailedhomes. Call us today at 715-246-2320 or visit one of our models nestled throughout the

www.derrickcustomhomes.comglorious St. Croix River Valley.

Andersen” and the AW logo are registeredtrademarks of Andersen Corporation.

to help you bring your vision to life.

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