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RETIREMENT BOARD Elected Members Ex-Officio Members Daniel A. Fortuna, President First Deputy Fire Commissioner, Richard Ford II, Vice-President Anthony R. Martin, Secretary City Treasurer, Kurt A. Summers Jr. Peter O'Sullivan, Active Trustee City Comptroller, Erin Keane Thomas Cody, Active Trustee City Clerk, Anna Valencia A LETTER FROM THE FUND PRESIDENT - DANIEL A. FORTUNA PUBLICATION OF THE FIREMEN’S ANNUITY & BENEFIT FUND OF CHICAGO TWENTY SOUTH CLARK STREET- SUITE 1400 CHICAGO, ILLINOIS 60603 TELEPHONE (312) 726-5823 Office Hours - 8:00 a.m. to 4:30 p.m. - Monday through Friday http://www.fabf.org Spring 2018 It was an honor to be selected by my fellow Board members to serve as President of the Firemen’s Annuity and Benefit Fund of Chicago this past December. As Board members, we are committed to prudent oversight of the Fund and ensuring that all participants have the necessary information to assist in their transition from active employment to retirement. We also work to inform and educate participants on current issues and developments that potentially impact our Fund and our members’ benefits. There are four main subjects below that I would like to cover in this letter: Medicare Enrollment Upon becoming first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B. For example, if you're eligible for Medicare when you turn 65, you can sign up during the 7-month period that: Begins 3 months before the month you turn 65 Includes the month you turn 65 Ends 3 months after the month you turn 65 You can sign up for Part A and/or Part B during the General Enrollment Period which falls between January 1st – March 31 st each year if both of these apply: You didn't sign up when you were first eligible. You aren’t eligible for a Special Enrollment Period. You must pay premiums for Part A and/or Part B. Coverage will begin on July 1st. You may have to pay a higher premium for late enrollment in Part A and/or a higher premium for late enrollment in Part B. Please visit the Social Security Administration website at https://www.ssa.gov/benefits/medicare for additional information, and to confirm that this information aligns with your personal situation. For any members searching for a Medicare supplemental plan, Local 2 has sponsored a plan with Aetna. For more information regarding the Aetna plan, please call (312) 248-6508 or (877) 660-7919. In addition, the City of Chicago has sponsored a plan with Blue Cross/Blue Shield of Illinois, for more information regarding the BCBS plan please call (877) 566-8520. PENSION NEWS

Spring 2018 - FABF2 Investments The Fund’s investment returns for the last year totaled 18.3% and our investments have averaged returns of 10.2% over the last five years. The Fund’s

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Page 1: Spring 2018 - FABF2 Investments The Fund’s investment returns for the last year totaled 18.3% and our investments have averaged returns of 10.2% over the last five years. The Fund’s

PENSION NEWS

RETIREMENT BOARDElected Members Ex-Officio Members Daniel A. Fortuna, President First Deputy Fire Commissioner, Richard Ford II, Vice-PresidentAnthony R. Martin, Secretary City Treasurer, Kurt A. Summers Jr.Peter O'Sullivan, Active Trustee City Comptroller, Erin KeaneThomas Cody, Active Trustee City Clerk, Anna Valencia

A LETTER FROM THE FUND PRESIDENT - DANIEL A. FORTUNA

PUBLICATION OF THE FIREMEN’S ANNUITY & BENEFIT FUND OF CHICAGOTWENTY SOUTH CLARK STREET- SUITE 1400 CHICAGO, ILLINOIS 60603  TELEPHONE (312) 726-5823

Office Hours - 8:00 a.m. to 4:30 p.m. - Monday through Fridayhttp://www.fabf.org

Spring 2018

It was an honor to be selected by my fellow Board members to serve as President of the Firemen’s Annuity and Benefit Fund of Chicago this past December. As Board members, we are committed to prudent oversight of the Fund and ensuring that all participants have the necessary information to assist in their transition from active employment to retirement. We also work to inform and educate participants on current issues and developments that potentially impact our Fund and our members’ benefits. There are four main subjects below that I would like to cover in this letter:

Medicare EnrollmentUpon becoming first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B.

For example, if you're eligible for Medicare when you turn 65, you can sign up during the 7-month period that:• Begins 3 months before the month you turn 65• Includes the month you turn 65• Ends 3 months after the month you turn 65

You can sign up for Part A and/or Part B during the General Enrollment Period which falls between January 1st – March 31st each year if both of these apply:

• You didn't sign up when you were first eligible.• You aren’t eligible for a Special Enrollment Period.

You must pay premiums for Part A and/or Part B. Coverage will begin on July 1st. You may have to pay a higher premium for late enrollment in Part A and/or a higher premium for late enrollment in Part B.

Please visit the Social Security Administration website at https://www.ssa.gov/benefits/medicare for additional information, and to confirm that this information aligns with your personal situation.

For any members searching for a Medicare supplemental plan, Local 2 has sponsored a plan with Aetna. For more information regarding the Aetna plan, please call (312) 248-6508 or (877) 660-7919. In addition, the City of Chicago has sponsored a plan with Blue Cross/Blue Shield of Illinois, for more information regarding the BCBS plan please call (877) 566-8520.

PENSION NEWS

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InvestmentsThe Fund’s investment returns for the last year totaled 18.3% and our investments have averaged returns of 10.2% over the last five years. The Fund’s one-year investment return places the Fund amongst the top ten percent of peer public pension funds and the Fund’s five-year investment return places the Fund amongst the top twenty-five percent of peer public pension funds. Most impressively, the Fund’s investment returns over the past 30 years have averaged 9.4%, which means that for every $1 invested by the Fund in 1988, it would have been valued at $15.15 at the end of 20171.

The Board is seeking the services of a new Chief Investment Officer that will assist the Board with implementing a new investment asset allocation and work in conjunction with the Board to maintain a disciplined and diversified investment strategy.

The Fund’s previous Chief Investment Officer, Mike Moran, retired in 2017 after serving in that role for over twenty years. His investment management skills allowed the Fund’s long-term investment strategy to prosper in challenging economic times. Mike is continuing to serve as an investment consultant to the Board during the transition to our new Chief Investment Officer.

Change of Address All retired participants that move, even temporarily, are required to complete a change of address form. The forms can be located on our website at http://fabf.org/PDF/Annuitant/AnnuitantCOA.pdf or you can call the Fund Office at 312-726-5823 and a form will be mailed to you. Every year, many of the participants’ 1099 tax forms are returned back to the Fund by the Post Office because participants have moved and unfortunately, the Fund’s mail can not be forwarded.

Health Insurance Premium ChangeIf your health insurance premiums are deducted from your annuity payment, and your insurance provider changes your rates, you must inform the Fund in writing of the new rate to be deducted from your annuity payment. Your health insurance provider will not inform the Fund of any rate changes.

If you participate in the Local 2 or City of Chicago sponsored health insurance plans, the requirement above does not apply to you, as the Fund will receive any rate changes directly from your health insurance provider.

As the new Fund President, I am committed to working with my fellow Board Members to improve every aspect of Fund operations, while keeping the participants best interests at heart, in order to serve our membership in the greatest manner possible.

Respectfully yours,

Daniel Fortuna, Fund President

A LETTER FROM THE FUND PRESIDENT - DANIEL A. FORTUNA (cont.)

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of the Retirement Board of the Firemen’s Annuity and Benefit Fund of Chicago or any of its Trustees, other than the author.

__________________________________________________

1 Based on reporting from the Fund’s custodian bank.

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FROM THE FUND SECRETARY - CAPTAIN ANTHONY MARTIN

I want to thank the members of the Chicago Fire Department for the honor of having served you and your families as a trustee on our Fund for fourteen years. Given my recent election, I thought recapping where we have been and what we have been through together over the past 15 years would be helpful as we all look to the future.

2002-2010In 2002, the Fund was reeling from the bursting of the Dot com bubble which saw the value of many investments tumble. In 2003, the markets began to recover, but trustees on the Fund remained concerned over inadequate funding and the ever-increasing reliance on investment returns to fund benefits. In 2004, at a time when the Fund was 48 percent funded, Local 2 and the City agreed to benefit enhancements such as making pensionable Ambulance Commander salary, EMT pay, Duty Availability payments; a new formula for retirees mandatorily retired with less than 20 years of service; increase in the minimum retiree benefit, increase in the minimum widow benefit from $800 to $1,000 per month, elimination of the loss of widows benefits upon remarriage; addition of HIV/AIDS, Hepatitis C and stroke to the Occupational Disability Section of our Code; reimbursement for legal expenses a member incurred if the court overturns a decision of the Retirement Board denying a member benefits; a 3% COLA for those members born before 1955, as well as the inclusion of exempt rank salary for members who served as exempt rank provided they were also battalion chiefs for five years and they were born before January 01, 1955. This agreement was drafted into legislation, passed by both chambers of the Illinois legislatures, signed by the Governor and became Public Act 93-0654 (P.A. 93-0654).

At the time P.A. 93-0654 was passed, its projected impact on the Fund was an increase in the unfunded liability of approximately $180 million dollars, and that is not including the $23 million dollars in guaranteed funding that the City and Local 2 removed from the statute. In total, the pension package provided for a projected increase of $250 million in new unfunded liabilities. Trustees warned the City, Local 2 and all Fund participants that due to the projected and future benefit payments, the Fund could be approximately 20 percent funded in a little over ten years, a projection that, as it turned out, was accurate.

Subsequent to the enactment of Public Act 93-0654, the City and Local 2 agreed to additional benefit changes which included the ability of our terminally ill to waive the one year lay-up requirement to apply for occupational disability to ensure their families health insurance if the firefighter or paramedic passed away. Another bill allowed members who left the Department and took refunds and couldn’t afford to repay the Fund within two years to be treated as new employees and thus eligible for benefits. We have seen legislation pass to allow for the transfer of pensionable service credit from a downstate fire department to CFD, allow active firefighters and paramedics to purchase up to 24 months of pre-employment military service credit and passage of USSERRA allowing firefighters and paramedics on military leave to obtain pensionable service credit. The HEART ACT passed requiring public pension funds like ours to provide benefits for military personnel on leave who are injured or killed in action as if they were working for their civilian employer at the time of their injury or death. Additionally, we have seen the HELPS Bill pass to make health insurance more affordable for our retirees.

That said, the main challenge to the pension fund over the past 15 has been that nearly every benefit enhancement enacted was without the necessary funding needed to administer the fund on an actuarially sound basis. While great investment returns helped pay for benefits between 2003 and 2007, the Housing Bubble which began in 2007 exposed the structurally insufficient funding of Illinois retirement systems including our Fund.

2010 – 2015In 2010, confronted with over $100 billion dollars of unfunded pension obligations and the prospect of an increase in taxes, traditionally anti-labor and anti-public pension fund organizations including but not limited to the Illinois Policy Institute, Chicago Commercial Club, American Legislative Exchange Council (ALEC), and the Illinois Municipal League seized the opportunity created by the Housing Bubble and turmoil in the financial markets which caused pension funds throughout the country to experience financial losses. These organizations all promoted policies to curb organized labor and attack the collective bargaining rights of public employees as they relate to wages, healthcare, manning and pension benefits. They also sought, in an effort I believe, to profit by privatizing traditionally government provided services such as replacing public schools with charter schools, privatizing garbage collection, jail systems and even utilizing private contractors to provide EMS and firefighting services.

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FROM THE FUND SECRETARY - CAPTAIN ANTHONY MARTIN

PA96-1495By the end of 2010, many unions throughout Illinois and the country conceded benefits for current and future employees. Local 2 was not spared in efforts to diminish benefits. Local 2, like every public pension fund throughout the State of Illinois, was compelled to accept a second tier with a lower benefit structure for those hired on or after January 1, 2011. However, unlike many other unions, Local 2 was successful in protecting then current active employees, retirees and their dependents. Additionally, the City and Local 2 successfully negotiated changes to the statutory funding methodology in place for decades which was a major impediment to remedying the underfunding of our Fund. Additionally, Local 2 was also able to include as part of PA96-1495, an enforcement mechanisms such as intercept language and the ability to file a mandamus action in the Court system to compel the City to provide statutory required revenue to our Fund. Public Act 96-1495 was a step forward with respect to funding but deficient due to the loss of benefits for firefighters hired on or after January 01,2011, such as the elimination of duty death widow benefits, loss off ordinary disability benefits for members and their survivors as well as the loss off the death benefit after retirement.

On February 8, 2011 shortly after the Public Act 96-1495 became law, Dana Levenson the former chief financial officer of the city of Chicago and co-chair of the Mayor’s Commission to Strengthen Chicago’s Pensions wrote a letter to the editor “A Warning to Chicago’s Mayor Next”. Mr. Levenson was opposed to PA 96-1495’s 25 year period to bring the police and fire pension funds to 90 percent funded. He related that the Mayor’s Commission had proposed a 50 year period to bring the Funds to 80 percent funded. He indicated that the property tax increase necessary to fund Police and Fire Funds consistent with PA 96-1495 would be steep and that if the state’s legislature granted all of the City’s pension plans new funding requirements consistent with the Chicago police and fire pension funds that the result would be, at the very least, to make Chicago less competitive and a less desirable place to live.

Given the city’s and the pension funds’ massive fiscal challenges and the prospect of a massive property tax increase, the City’s then new mayor Rahm Emmanuel and his administration pursued increases in employee pension contributions and benefit reductions to active and retired members of the Chicago Teachers Pension Fund, Municipal Employees Retirement Fund, Laborers Retirement Plan, Park District Employees Retirement Plan as well as Funds covering Chicago Police and Fire Fund participants. Many paramedics and firefighters remember the mayor’s visits to firehouses indicating he would seek increased employee contributions and benefit reductions. To the extent the City was successful at increasing employee contributions and reducing benefits, the City vigorously opposed legal challenges by the union led “We Are One Coalition” which believed the legislation increasing contributions while reducing or diminishing public employee pension benefits was unconstitutional.

For the better part of the next Five years, legal battles over pension modifications waged over the State’s and City of Chicago’s pension modifications reducing the value of employees’ pensions. The City’s pension reductions were in many respects modeled after the state’s pension reductions for both active and retired members. The City’s pension modifications included reducing the benefits of future employees, increasing employee contributions, increasing the age of retirement for active employees, penalizing employees for early retirement as well as reducing the COLA for active and retired employees. In May of 2015, the Supreme Court of the State of Illinois in case entitled In Re Pension Litigation (Heaton v. Quinn), 2015 IL 118585, (May 8, 2015), struck down the pension modifications to the five state retirement systems. Less than a year later, the Illinois Supreme Court in Mary J. Jones et al v. Municipal Employees and Benefit Fund of Chicago et al, 2016 IL 119618, (March 24, 2016), struck down the modifications contained in Public Act 98-641 to Chicago employees and retirees in the Municipal Employees Retirement Fund and Laborers Retirement Fund. The outcomes were both major victories for active and retired participants of state and municipal pension plans.

The Illinois Supreme Court’s decisions came down strongly that under the Pension Protection Clause in Article XIII, section 5 of the Illinois Constitution stating in both Heaton and Jones Id., that an employee has a constitutionally protected right to the benefits of the [employer/employee] contractual relationship as of the date he was hired and becomes a member of the public pension system’ and as Justice Theis clearly stated in her opinion “that the clause was intended to put state and municipal governments on notice that they were responsible for those benefits. McNamee v. State, 173 Ill.2d 433 (1996) and that, “Employees have a legally enforceable right to receive the benefits they have been promised and not merely a right to receive whatever monies happen to remain in the [pension funds]”.

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May 31, 2016 - Public Act 99-0506 Becomes Law (also known as SB 777).Public Act 99-0506 was the result of negotiations between the City of Chicago and the Police and Fire Unions in acknowledging the City’s budget issues, the Illinois Supreme Court’s decisions firmly assigning responsibility for the cost of providing our retirement benefits on the City, and the need for the City to stabilize all its employees’ retirement systems with new revenue in a way that wouldn’t make Chicago a less competitive place to live or do business. The General Assembly in recognizing the City’s challenge passed Public Act 99-0506 allowing for the City a five year ramp up period to the full actuarial required contribution to avoid having to raise revenue property taxes $2 billion as Dana Levenson, the City’s former CFO indicated would be necessary to treat all the City funded plans equally. Chicago Police and Fire pension Funds naturally opposed given their funded ratios. However, it must be noted that under the old methodology in place for decades, the Fire Fund would have received approximately $460 million in employer contributions over the 5 years from 2016 through 2020; under PA 96-1495, the Fund would have received approximately $1.3 billion; under Public Act 99-0506 the Fire Fund will receive approximately $1.1 billion. What that means is that while it is true as has been pointed out that the Fire Fund will receive approximately $250 million less over 5 years from PA96-1495, the Fund still will get approximately $660 million more than provided for under the old methodology.

November 30, 2016 – Public Act 99-0905 Becomes Law (also known as SB 440)Public Act 99-0905 was negotiated by the City of Chicago and the Police and Fire unions aimed at addressing unacceptable consequences in the wake of PA96-1495 for all newly hired firefighters, paramedics and police officers as of January 01, 2011; the elimination of duty death widow benefits; ordinary disability benefits, ordinary death widow’s benefits, children’s benefits, parents benefits and the loss of the death benefit after retirement. The bill addressed the historical challenge to our oldest and neediest widows by establishing a new floor at 125% of poverty with a COLA. The minimum widow’s benefit had not been changed in 10 years and many were at or below the poverty level. Lastly, the bill sought pension parity with current retirees by moving the 3% cola date from born before January 01, 1955 to born before January 01, 1966 to better protect retirees from the devastating impact inflation can have on the standard of living on our retired members. In ClosingOver my first five terms, I have had a seat near the front row as many issues impacting the lives of Chicago firefighters and paramedics have played out. Along with my fellow board members, I have participated in approximately 600 disability hearings, made difficult investment decisions through two major economic crisis (being the DOT Com Bubble and the Housing Crisis); fought to keep politics out of investment decisions; helped develop and implement of policies impacting upon the administration of the Fund; worked with Local 2’s Retiree Committee on retiree healthcare issues and establish the Retiree Breakfast; attended retirement seminars; visited firehouses; attended to the needs of sick members to protect their families; and raised money for the EMWQ Fund which has provided much needed assistance to our widows and children.

Throughout my 29 plus years as a firefighter, union steward, and a pension trustee, I have had the opportunity to work alongside and/or learn from some of the best advocates for Chicago firefighters and paramedics including Joe Quinn, Dan Fortuna, Bob Gahagan, Mike Cahill, George Korda, Larry Matkaitis, Norma Holland, Nick Pistello, Walter Carlson, George Barry, Jim McNally and Derrick Jackson. Over the years, most of my fellow trustees and mentors have responded forcefully against voices (some our own members) that argue we should reduce benefits and sacrifice important protections to pay for the City’s unfunded pension obligations. While we might all disagree on many things, I don’t think anyone would question that Dan Fabrizio has done more, or at least as much as anyone has ever done, to fight for funding of the pension fund and protect the jobs as well as benefits of firefighters and paramedics in his many years of service and through some very challenging times. We have all benefited from his efforts and we should all be grateful.

My goal is to ensure that our Fund puts the needs of its participants first. I also urge all of you to make a difference by getting involved in our union; supporting our charities and working to make the job even better for those around you today and in the future. Thank you again for trusting me to serve on our Fund. I look forward to seeing you whether at a union function or in the field.

Fraternally,

Captain/EMT Anthony MartinTruck 45Trustee, Active Elected Member

FROM THE FUND SECRETARY - CAPTAIN ANTHONY MARTIN

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of the Retirement Board of the Firemen’s Annuity and Benefit Fund of Chicago or any of its Trustees, other than the author.

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FROM ACTIVE TRUSTEE - BATTALION CHIEF THOMAS J. CODY

6

In December 2017, I was elected by the active members of the Firemen’s Annuity and Benefit Fund of Chicago (the “Fund”) to serve as a trustee of the Retirement Board of the Fund (the “Board”). I am truly honored to have your support as I began this journey. Since being elected to the Board, I am now the Chairman of the Budget Committee and serve as a member on the Legal and Policies and Procedures Committee.

There has been significant turnover on the Board in the last 18 months with a new Executive Director of the Fund, Steve Swanson, and City Clerk Anna Valencia and First Deputy Fire Commissioner Rich Ford being appointed as trustees. In addition, Pete O'Sullivan, Tony Martin and I were newly elected trustees to the Fund over the last 18 months.

One of my goals during my campaign to be elected to the Board was to ensure the members were receiving concise, accurate information from the Fund. Since my election, the Fund has sent out various publications, annual report, benefits book, pre- retirement information etc. with the purpose of informing and educating our members My goal is to keep you informed in order to give you the tools to determine if the Fund is moving in the right direction.

In March, 2018, the Board passed a partial budget and are gathering substantial, additional information in order to pass the remainder of the budget for 2018.The Fund is also in the process of compiling and organizing the many policies and procedures along with the Fund Employees handbook, that have been approved and passed by previous Boards to ensure continuity of the Fund’s policies and procedures in the future. Every month we will be going through a number of policies and re-adopting, modifying or deleting them. Our goal is to have everything available and transparent to avoid any transition issues when new trustees are elected. In the course of our Board meetings, I was happy to see that if one of our investment managers is not performing as they should or not achieving their benchmarks, the Board may put that investment manager on the Board’s Investment "watch list". If they are put on the list, the Fund sends them a letter asking for an explanation and what their plans are for the future. Most investment managers perform very well and we have no issues.

In March, 2018 the Fund also sent a letter demanding payment to the City of Chicago regarding the outstanding contributions for 2016 and 2017 based on the way the law currently reads. We are awaiting the City’s response and will then determine our next step. I get asked all the time about brass bill payments. The cost associated with the brass bill is paid on an annual basis from the City pursuant to the statute.

Looking at our finances going forward, I believe the Fund is in decent shape. In previous years the Board had to draw down investments in order to make payments to the Funds’ members. With the City’s contributions set as a static amount, also known as the “ramp”, for the next 3 years before the (ARC) (actual required contribution) kicks in, we expect to be close to cash neutral through the remainder of the year. That means, we should not need to draw down on our investment assets to meet our current payments to Fund members. This will allow our investments to grow and hopefully raise our overall funding from where it currently is. Once the ARC kicks in, the Fund will be receiving funding based on an actuarially determined contribution in order to bring the Fund to 90% funded by 2055. It is important for the Fund to achieve a financially secure funding position in order to provide the proper and well-deserved benefits our members work for. We will continue to provide you with the most updated and accurate information whenever we can.

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of the Retirement Board of the Firemen’s Annuity and Benefit Fund of Chicago or any of its Trustees, other than the author.

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ENDE MENZER WALSH & QUINN RETIREES' WIDOWS' AND CHILDREN'S ASSISTANCE FUND

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The EMWQ Retiree's, Widow's and Children’s Assistance Fund provides financial assistance to the neediest retirees, widows and children of the Chicago Fire Department family. While Public Acts 99-0506 & 0905, which became law in 2016, helped raise the minimum annuity for retirees and widows to 125% of the Federal Poverty Limit, the ever-increasing cost of healthcare and other necessities continue to be challenge for those whose income was at or near the poverty level.

The following are ways in which the EMWQ helps our neediest members include:

• An annual gift to the neediest widows of the Chicago Fire Department receiving a pension of $1,000 to $1,500 a month, and many of which are without Social Security.

• An annual gift to the orphaned children of deceased members of the Chicago Fire Department.

• Immediate cash assistance to the children of an active member of the Chicago Fire Department who pass away in the line-of-duty or off-duty.

• Administers memorial funds for all Chicago Fire Department line-of-duty deaths. In December 2017, the EMWQ was able to distribute $638,775.00 to over 400 widows and 85 children of deceased Chicago firefighters and paramedics. While we are grateful for the tremendous support we have received from organizations like Old Style, the Chicago Blackhawks Alumni and events such as Battle of the Badges, the largest portion of the proceeds come from our active and retired members.

I would like to encourage everyone not already participating to make a modest contribution via payroll or through their annuity checks. Together, we can continue to ensure that our neediest members have a dignified retirement and ensure that those that are left behind know that they have not been forgotten. Members can visit widowsandchildren.org or call Eileen Doherty-Rich at (312) 726-5823 for more information about how to contribute.

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THE FOLLOWING ANNUITIES AND BENEFITS HAVE BEEN GRANTED

JUNE 2016Minimum Formula Annuity*ENG PM HOWARD W. LYON, ENGINE 10BC JOHN McNICHOLAS, HEADQUARTERSENG STEPHEN PAUKSTYS, ENGINE 32

Duty DisabilityEMT LT JAMES M. MATKOVICH, ENGINE 97

Occupational DisabilityFF ROBERT POPJOY III, ENGINE 84

Ordinary DisabilityNone

JULY 2016Minimum Formula AnnuityEMT BC TIMOTHY M. CORCORAN, OPERATIONS*EMT LT LAWRENCE DIAZ, ENGINE 89

Duty DisabilityNone

Occupational DisabilityLT PM ROBERT M. DELANEY, ENGINE 12ENG DANIEL P. POWER, ENGINE 95

Ordinary DisabilityNone

AUGUST 2016Minimum Formula AnnuityEMT FF ANTHONY D. BELKE, TRUCK 13FF ANTHONY J. BERTINI, ENGINE 106FF PM JOHN A. COUGHLAN, 3rd DIST RELIEF*ENG PM JAMES E. FITZGIBBON, TRUCK 31EMT LT JOHN P. JOYCE, TRUCK 28FF WILLIAM C. MARSHALL, MIDWAY*FF WILLIAM E. McCAMBRIDGE, ENGINE 86PFC MERCEDES NOWINSKI, 4-5-7EMT BC LINDA A. PARSONS, 1st BATTALIONFF LARRY L. SIBLEY, TOWER LADDER 23LT THEODORE SOSNOWSKI, TRUCK 31

Duty DisabilityFF JAMES G. BIGONESS, TRUCK 20

Occupational DisabilityEMT FF JOHN J. SCHEINPFLUG, TRUCK 60

Ordinary DisabilityNone

SEPTEMBER 2016Minimum Formula AnnuityFF JOSE M. CRUZ, TRUCK 28*EMT FF PHILIP LESHER, ENGINE 124ENG JOSEPH PALENIK III, FPB SOUTH*EMT LT DAVID M. SUTHERLAND, TRUCK 51

Duty DisabilityFF STEPHEN G. CURLEY, TRUCK 26LT MARTIN W. McNULTY, ENGINE 28

Occupational DisabilityEMT FF VINCENT W. SMART, TRUCK 38

Ordinary DisabilityNone

OCTOBER 2016Minimum Formula AnnuityCAPT PM ROBERT K. ANTHONY, BREATHING APP SVCSFF EDWARD J. BIROS, ENGINE 49*FF MICHAEL J. KING, TRUCK 17EMT ENG JAMES M. LUCCHESI, 6-5-6FF LARRY D. MILLER, ENGINE 43FF JOSEPH ROMEO, SQUAD 7EMT FF LORENZO SANCHEZ, ENGINE 97EMT ENG CASSTEDARO SIMPSON, ENGINE 98*FF STEVE H. WEST, ENGINE 104

Duty DisabilityFF THOMAS P. HERLING, ENGINE 119

Occupational DisabilityNone

Ordinary DisabilityNone

NOVEMBER 2016Minimum Formula Annuity*FF DIANE D. BOZEMAN, FPB UNDERGROUND S*FF ROY S. CHERRY, TRUCK 61EMT ENG TIMOTHY F. DWYER, ENGINE 46*FF JESSE R. ESTRADA SR., ENGINE 35EMT ENG JAMES E. GRUBER, ENGINE 108*AC SARAH H. GUTH, AMBULANCE 38FF ROBERT R. HEIBERGER, ENGINE 10*PFC JOYCE D. HOFMANN, HQ RELIEFDC LARRY B. HOWARD, HEADQUARTERS*EMT BC PATRICK J. KNIGHTLY, BATTALION 15*DC SYLVESTER KNOX, 5th DISTRICT*EMT LT MICHAEL KROLICKI, TRUCK 26*CAPT JOHN J. MICOTTO, ENGINE 95*PIC KATHLEEN B. PAOLINI-KENNINGTON, AMB 41EMT FF PHILIP M. WALSH, TRUCK 44*PIC JOEL W ZIEN, AMBULANCE 20

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THE FOLLOWING ANNUITIES AND BENEFITS HAVE BEEN GRANTED (cont.)

NOVEMBER 2016 (cont.)Duty DisabilityNone

Occupational DisabilityNone

Ordinary DisabilityNone

DECEMBER 2016Minimum Formula AnnuityFF RICHARD A. ALBERTS, TOWER LADDER 37FF RAUL A. ALVARADO, ENGINE 86EMT ENG JOHN R. ANGELINI, ENGINE 79ENG PM HECTOR L. ARROYO, ENGINE 11CAPT PM RICHARD J. BAUKNECHT, TOWER LADDER 63FF ROBERT C. BRESLIN, TRUCK 31EMT BC THOMAS J. BROWNE, BATTALION 3FF HOLLIS J. BURTON, ENGINE 2BC JOHN M. BYRNE, BATTALION 7EMT LT TONY CABAN, TRUCK 28FF DANIEL S. CAREY, ENGINE 103EMT ENG BRENDA J. CARSON, MIDWAY 6-5-1EMT LT THOMAS J. CASEY, TRUCK 48EMT BC DAVID CHIMINO, BATTALION 10ENG MICHAEL J. CHOATE, RESCUE TRUCK 4LT PM GILBERT D. CLARK, 5-1-1EMT CAPT JOHN M COLBY, TRUCK 28EMT BC JOHN T. COLLINS, 5-1-5CAPT RAYMOND A. CULLEN, ENGINE 76EMT FF KAREN M. DIANA, ENGINE 64EMT LT KENNETH J. DIANA, TRUCK 30EMT LT TYRONE A. DICKENS, TRUCK 33CAPT DONNELL DIGBY, FPB BUR-CENTRALFF JOHN J. DUKE, TRUCK 33LT PM GREGORY M. ERBAN, ENGINE 69FF RONALD ESSEX, HEADQUARTERSPFC JACQUELINE ESTRADA, 4-5-4FF COURTNEY W. FIELDS, ENGINE 29FF ROBERT FITZPATRICK, TRUCK 3PFC DANIEL J. GARITI, 4-5-3LT LEANDRO GASCA, TRUCK 41LT RICHARD J. GLAD, ENGINE 13FF KENNETH A. GLASING, ENGINE 119ENG WALTER GLAUBITZ, 6-5-3 FF EUGENE GOMEZ, TRUCK 9FF KARL H. GRAFF, TRUCK 7EMT BC ALFRED D. HAIN, BATTALION 13EMT CAPT JOHN E. HALL, ENGINE 11FF DANNY HARRIS, ENGINE 74FF VICTOR L. HARRIS, TRUCK 56ENG PM RUSSELL T. HERBERG, LOGISTICSFF ROBERTO M. HERRERA, TRUCK 32FF LOUIS J. HESSBERGER, TRUCK 31LT PM MICHAEL G. HOFFELT, ENGINE 91EMT BC JAMES M. JABLONOWSKI, BATTALION 2

DECEMBER 2016 (cont.)Minimum Formula AnnuityEMT CAPT EDMUND J. JANTZ, ENGINE 26EMT ENG DEAN P. KELLY, ENGINE 102EMT BC JAMES P. KELLY, BATTALION 12EMT BC JERRY H. KNAPP, EMT BC KEVIN J. KRASNECK, BATTALION 16EMT ENG RICHARD KWASNY, ENGINE 117LT JOHN M. LaPORTA, TRUCK 31LT ALAN J. LAMM, ENGINE 99EMT BC THOMAS P. LEAHY, BATTALION 7FF FRANK M. LEHNER, AIR/MASKFF MARCO I. LINDO, MIDWAYEMT CAPT ROBERT J. LOVE III, TRUCK 40ENG PM HENRY J. LUKACS, TOWER LADDER 63EMT LT GEORGE A. MaAYTEH, AIR/MASKLT ANDRE A. MACON SR, ENGINE 1FF JAMES M. MALACINA, ENGINE 92FF ZOOIE MANSOUR, TRUCK 31FF ROCCO C. MARTOCCIA, TRUCK 9PIC LORRAINE McCAULEY, AMBULANCE 25FF HOWARD M. McGRATH, COMMAND VAN 2-7-2LT CARLOS A. MORENO, ENGINE 119*PIC DENNIS F. MULLALLY, AMBULANCE 31EMT LT PAUL V. MURPHY, ENGINE 108EMT FF DENNIS D. NELSON, TRUCK 32LT STEPHEN A. O’MALLEY, TOWER LADDER 39EMT ENG JEAN M. O’RYAN, 6-5-2LT PM CARL S. OSTROWSKI, ENGINE 109EMT LT WILLIAM P. OSWALD, SQUAD 1LT ROBERT J. O’TOOLE, TRUCK 9EMT LT DAVID OTTO, ENGINE 35LT MICHAEL A. OWCARZ, ENGINE 107LT MARK L. PALLISTER, ENGINE 71EMT LT DANIEL POLLI, ENGINE 110LT KENNETH L. PURCELL, ENGINE 65FF DAVID QUINTAVALLE, ENGINE 50FF BRIAN M. RAFFERTY, TRUCK 50FF ANGEL L. REYES, TRUCK 48FF RAUL REYES, ENGINE 119EMT CAPT LEWIS T. RICHARDSON, 1st DIST FF PETER ROMERO, ENGINE 109EMT FF KEVIN K. ROOK, TOWER LADDER 23EMT LT THOMAS E. RYAN JR., DETACHED FF FRANK J. SANDERS, ENIGNE 107EMT ENG DANIEL SANTANA, ENGINE 108FF WARREN A. SCATES, TRUCK 61EMT LT RAYMOND A. SMITH, TRUCK 40CAPT JULIUS C. STANLEY, SQUAD 5BC PHILIP J. STELNICKI, BATTALION 17EMT ENG PAUL A. STRUBBE, ENGINE 117FF CHARLES SWIFT JR., TRUCK 62PFC CHERYL TOMASZEWSKI, 4-5-7LT ANTHONY K. TRAMIL, ENGINE 80ENG PM ALFREDO C. TRIGO, SQUAD 7EMT LT HAROLD D. TURRENTINE, ENGINE 106EMT LT LOUIS A. VALADEZ, ENGINE 35ENG PM GAYLE VAUL-KENNEDY, TRUCK 55

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10

THE FOLLOWING ANNUITIES AND BENEFITS HAVE BEEN GRANTED (cont.)

DECEMBER 2016 (cont.)Minimum Formula Annuity ENG PM FELIPE VELEZ, ENGINE 49EMT ENG JOHN M. WALL, 6-5-5FF MARK A .WASHINGTON, ENGINE 103CAPT BRIAN M. WELCH, ENGINE 2FF LAWRENCE D. WELLS, TRUCK 59EMT CAPT SCOTT T. WHALEN, TRUCK 2EMT LT DWIGHT D. WILSON, TRUCK 16FF SHAWN WILSON, MIDWAYPFC TERRENCE F. WIRTZ, 4-5-5PIC MICHELE H. WITKUS, AMBULANCE 2LT RONALD L. YOUNG, TRUCK 40

Duty DisabilityNone

Occupational DisabilityNone

Ordinary DisabilityNone

JANUARY 2017Minimum Formula AnnuityENG LANCE Q. ANDERSON, ENGINE 104LT RICHARD ASEVES, ENGINE 39EMT BC LEE M. BASILE, BATTALION 6EMT CAPT JAMES M. BLAKE, TRUCK 41PFC MARJORIE BOMBEN, 4-5-2 *ENG MICHAEL BRANNIGAN, ENGINE 88BC PATRICK J. BRENNAN, BATTALION 18FF ROBERT J. BURKE, TRUCK 51PM DAWN M. CHYCHULA, AMBULANCE 26FF JOHN M. CONTRERAS, TRUCK 13FF KATHLEEN A. CORBETT, ENGINE 104PFC JULIE M. COY, CITY WIDE RELIEFEMT ENG THOMAS J. DATI, ENGINE 13EMT BC EDWARD. J. DOHERTY, BATTALION 11PFC DAWN M DOW, 4-5-5FF JOHN J. DUIGNAN, ENGINE 92FF STEVEN M. ELLERSON, LOGISTICSEMT LT ANTHONY C. FLOWERS, FPB NORTHEMT LT TERRENCE HARDAMAN, ENGINE 122FF KARL A. HULL, TRUCK 44EMT LT JAMES E. IRELAND, ENGINE 26AC HEATHER A. LINEHAN, AMBULANCE 59FF BRIAN M. LIVERMORE, TRUCK 17ENG DUANE T. McMIKEL, ENGINE 72EMT ENG MARCUS MENDOZA, ENGINE 2FF GARY S. MICHALEK, TRUCK 45ENG WILLIAM A. MUNSON, ENGINE 34FF ROBERT E. NEE, TRUCK 35FF ROBERT OLIVER, ENGINE 89FF ANTHONY A. PULIDO, ENGINE 92ENG CIRY J. RAMIREZ, ENGINE 10FF JOHN M. SANCHEZ, TOWER LADDER 54

JANUARY 2017 (cont.)Minimum Formula Annuity EMT LT JAMES R. SKAWSKI, 6-5-9FF JESSIE A. TRUEBA, ENGINE 92ENG CALVIN E. WALKER, ENGINE 107FF TERRY B. WASHINGTON, MIDWAYFF RONALD S. WATANABE, ENGINE 124

Duty DisabilityFF JEFFREY M. DENIS, TRUCK 60EMT FF HERBERT MELTON, ENGINE 121PM KAREN A. WALTER, AMBULANCE 17

Occupational DisabilityAC ELIZABETH A. CIOLINO, AMBULANCE 10

Ordinary DisabilityNone

FEBRUARY 2017Minimum Formula Annuity*AC GERALD D. MUNDY, AMBULANCE 5/ENGINE 75FF DERRICK J. NELSON, FPB CENTRALEMT LT LUIS PONCE DE LEON, ENGINE 7

Duty DisabilityNone

Occupational DisabilityNone

Ordinary DisabilityNone

MARCH 2017Minimum Formula AnnuityFF JOSE A. GONZALEZ, ENGINE 110PM DAVID A. MATUSZAK, AMBULANCE 54EMT LT GARY L. PODLASEK, ENGINE 92*BC ROBERT L. THAMES, FPBLT KENNETH A. TROTTER, ENGINE 103*FF PM WILLIAM M. VEITH, 6-5-6

Duty DisabilityNone

Occupational DisabilityNone

Ordinary DisabilityNone

APRIL 2017Minimum Formula AnnuityFF ROBERT L. NOLE, TOWER LADDER 23

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11

APRIL 2017 (cont.)Minimum Formula Annuity*FF LAWRENCE E O’BOYLE, AIR/MASK*EMT FF JAMES P. STAATZ, ENGINE 98*EMT LT DONALD STIFTER JR., ENGINE 34

Duty DisabilityEMT FF JESSE J. STURDIVANT, TRUCK 61

Occupational DisabilityNone

Ordinary DisabilityNone

MAY 2017Minimum Formula AnnuityFF STEPHEN H. COACHMAN, FPB WEST*FF LAWRENCE GREEN, ENGINE 104*FF DENNIS S. HARRIS, TRUCK 20*ENG EDWARD M. O’CONNOR, ENGINE 89*EMT CAPT JOHN P. OLLRY, 3rd DIST RELIEFEMT FF CHRISTINE M. RAGO, LOGISTICSBC MICHAEL STROHMAYER JR., BATTALION 2PFC JERRY WILLIAMS, 4-5-6

Duty DisabilityNone

Occupational DisabilityNone

Ordinary DisabilityPIC DENISE HIPPS-GLENN, AMBULANCE 34

JUNE 2017Minimum Formula Annuity*FF MICHAEL P. GALLAGHER, TRUCK 57PIC CAROLEE B. KALTER, MARC DIVISIONDC JUAN REYES, BATTALION 11 / 2nd DISTRICTEMT LT JOSEPH E. THIEL JR., TOWER 23

Duty DisabilityCAPT BRODERICK PAGE, ENGINE 72

Occupational DisabilityNone

Ordinary DisabilityEMT ENG BRIAN P. SCHOFIELD, 5th DIST RELIEF

JULY 2017Minimum Formula AnnuityEMT LT VINCENT A. FARRIS, TRUCK 62FF KIRKLAND J. FLOWERS, PUBLIC EDUCATION

JULY 2017 (cont.)Minimum Formula Annuity EMT CAPT BRUCE A. KIEL, ENGINE 14*BC MARK R. PIEMONTE, BATTALION 11*LT LARRY D. WILDER, ENGINE 122

Duty DisabilityNone

Occupational DisabilityEMT FF ROBERT POKLACKI, ENGINE 11

Ordinary DisabilityEMT FF RYAN DUFFY, ENGINE 56

AUGUST 2017Minimum Formula AnnuityPFC MARC H. LEVISON, 4-5-2EMT BC DAVID A. LOPER, CITY WIDE RELIEFEMT CAPT JOHN C. MANCHESTER, ENGINE 38FF RADFORD L. MORRIS, FPB-SOUTH*FF ROBERT O’KANE, TRUCK 13FF JOHN M O’SHEA, ENGINE 96EMT FF MICHAEL J. POREDA, ENGINE 70EMT FF ANTHONY E. ROSS, FPB CENTRALEMT ENG DANIEL M. SEDORY, ENGINE 5CAPT PM PATRICK J. WARD, 2nd DIST RELIEF

Duty DisabilityNone

Occupational DisabilityNone

Ordinary DisabilityNone

SEPTEMBER 2017Minimum Formula AnnuityEMT LT VALERIE D. HAGGARD, MIDWAY ARFF 6-5-2*EMT CAPT JEFFREY H. PERETZ, ENGINE 83*LT KEVIN WARD, 2nd DIST RELIEF

Earned AnnuityPIC KATHRIN W. BENDER, AMBULANCE 5

Duty DisabilityNone

Occupational DisabilityLT DANIEL J. ALLEN, ENGINE 54EMT LT ANTOINETTE CACIOPPO, 2nd DIST RELIEF

Ordinary DisabilityEMT FF THOMAS J. FLANAGAN, ENGINE 10FF EDTISMOND JOHNSON, TRUCK 40

THE FOLLOWING ANNUITIES AND BENEFITS HAVE BEEN GRANTED (cont.)

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THE FOLLOWING ANNUITIES AND BENEFITS HAVE BEEN GRANTED (cont.)

12

OCTOBER 2017Minimum Formula AnnuityEMT CAPT PATRICK J. BROENNEKE, 1st DIST RELIEFLT JAMES BYRNE, TRUCK 49*EMT CAPT JOHN M. DALEY, ENGINE 8EMT LT ROBERT W. DILLON, FPB-SOUTH*FF JUAN I. HORTON, TRUCK 18EMT CAPT MARTIN T. NOLAN, TRUCK 36*FF JAMES D. RICHARDSON, ENGINE 9FF KEVIN J. WALSH, ENGINE 106

Earned AnnuityPIC ALICIA P. BROWN, AMBULANCE 48

Duty DisabilityNone

Occupational DisabilityNone

Ordinary DisabilityNone

NOVEMBER 2017Minimum Formula AnnuityFF PATRICK J. AHERN, RUCK 26ENG RUSSELL J. BRADFORD, ENGINE 16, FF ROBERT CAJIGAS, COMMAND VAN 2-7-3ENG KIRBY R. COLLINS, ENGINE 80*FF GARY C. CONAWAY SR., AIR SEA RESCUE*CMD FM JAMES G. DORGAN, O F I*FF ICHAEL J. FLAHIVE, ENGINE 11*LT ROBERT C. GALLAPO, ENGINE 63*FF RONALD G. HILL, ENGINE 122*FF ROBERT C. JANOZIK, EQUIPMENT & SUPPLIESEMT BC JIMMY L. JOHNSON, BATTALION 16*EMT BC PATRICK J. KEHOE, HEADQUARTERS*PIC WILLIAM R. KERNEY, AMBULANCE 19*EMT CAPT LAWRENCE J. LONERGAN, TRUCK 62*BC ROBERT .J LUCAS, 4th BATTALION*EMT BC SCOTT McSHANE, BATTALION 22*EMT LT ERNST MUELLER, ENGINE 69FF LAWRENCE M. PANATERA, TRUCK 18*FF BRUCE D. PARKER, ENGINE 119*ENG PM ROBERT A. POLO, ENGINE 115*ENG KEVIN M. QUINN, ENGINE 7*EMT LT LEE J. YANKOWSKI, ENGINE 76

Duty DisabilityFF MARC T. PHILLIPS, TRUCK 62

Occupational DisabilityFF RICHARD SANTOYO, TOWER LADDER 63

Ordinary DisabilityPIC WESLEY L. METCALF, FIRE ACADEMY

DECEMBER 2017Minimum Formula AnnuityLT KEVIN ABDULLAH, TOWER LADDER 37BC MICHAEL P. ALTMAN, BATTALION 23FF RENE ALVARADO, TRUCK 61FF ROY ANDERSON, ENGINE 75EMT BC THOMAS J. ARNSWALD, BATTALION 4EMT CAPT EDDIE L. BANKS, ENGINE 74CAPT PM RONALD J. BARBER, FPB CENTRALPM DAVID V. BARRON, AMBULANCE 16AC ALBERT BATIZ JR., AMBULANCE 27FF THEODORIC BELL, TOWER LADDER 63EMT BC ADRIAN R. BIGOTT, BATTALION 22EMT ENG ROBERT A. BLOOME JR., ENGINE 79LT JOHN BRANNIGAN, ENGINE 120CAPT FRANK J. BRIM, ENGINE 86FF GARY J BUCKHALTER, ENGINE 15ENG TONINO F. CARRAVETTA, ENGINE 112FF GREGORY L. CHEW JR., ENGINE 5EMT LT SCOTT D. CHOATE, ENGINE 125EMT ENG MICHAEL D. CLOUD, ENGINE 120LT PM CRISTINO J. COLON, O'HAREEMT BC GEORGE J. CONRAD, BATTALION 6LT MARK E. CONRAD, ENGINE 22EMT BCPM MICHAEL J. CONROY, BATTALION 2EMT ENG LORETTO M. COOGAN, ENGINE 127EMT ENG TOMMY CROSS, ENGINE 16FF ALBERTO S. CRUZ, ENGINE 11CAPT GENO M. DAL CERRO, TRUCK 8EMT LT PATRICK J. DOOLEY, TRUCK 47FF PM DAVID W. DREYER, ENGINE 103EMT LT WILLIAM G. DUFFY, SQUAD 1EMT CAPT ROBERT L. EILAND, TRUCK 59PFC DANIEL J. ELLIS, 4-5-5PFC ROBERT L. ERTL, 4-4-12EMT FF MARK C. ESSER, TRUCK 55BC MICHAEL W. FOX, HEADQUARTERSFF MICHAEL S. FRYE, HOOK & LADDER 61FF MARTIN E. GALLAGHER, TRUCK 31CAPT MARTIN F. GAUGHAN, ENGINE 65EMT ENG CLEVELAND GILMORE, ENGINE 73FF JAMES T. GLEESON, ENGINE 101LT GERALD GLOVER, ENGINE 72LT PM JUAN GONZALEZ, ENGINE 57PIC STEPHEN L. GRABOWSKI, AMBUJLANCE 18LT LUEVENIA GRAY, FPB HDQRTSEMT LT LAWRENCE GROSE, ENGINE 129EMT BC GEORGE E. GURROLA, BATTALION 16EMT BC JAMES B. HANNON, BATTALION 9FF MCHAEL G. HELM, ENGINE 108LT TIMOTHY HERLING, TRUCK 55FF RONNIE HERRING, ENGINE 10LT TIMOTHY B. HICKS, TRUCK 24EMT BC JOHN G. HOLUBIK, CITY WIDE RELIEFEMT CAPT LEE HOOPER, TRUCK 30EMT FF GREGORY G. HOVANEC, TRUCK 60EMT BC JERALD HUNTER, BATTALION 21EMT LT JEROME HUNTER, ENGINE 107

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THE FOLLOWING ANNUITIES AND BENEFITS HAVE BEEN GRANTED (cont.)

13

DECEMBER 2017 (cont.)Minimum Formula AnnuityFF STEVE M. HUNTINGTON, SQUAD 5FF JAMES A. JOHNSON, TRUCK 50EMT LT JANICE H. JOHNSON, FPB HQPM DEAN R. KALLIS, AMBULANCE 2EMT BC LAWRENCE P. KANE, BATTALION 23FF PATRICK L. KEYS, TRUCK 7CAPT TIMOTHY J. KOERTGEN, TRUCK 48ENG PM WILLIAM L. KOVATS, ENGINE 10EMT BC KEVIN F. KRAHN, BATTALION 14FF RAYMOND P. KRUPA, TRUCK 32PM CASEY P. KULINSKI, AMBULANCE 2EMT BC GARY E. KUYKENDALL, BATTALION 13PFC JEFFREY P. LARSEN, 4-5-3EMT BC DAVID LEAHY, BATTALION 8PIC VINCENT LEWIS, AMBULANCE 25FF JOHN LIMBEROPOULOS, ENGINE 127FF JUAN C. LOPEZ, TRUCK 13PFC MICHAEL J. LOPEZ, 4-5-7EMT BC JAMES D. LYONS, BATTALION 2EMT BC MARK R. MANGAN, HQ RELIEFEMT BC HOYLE D. MARSHALL II, BATTALION 24EMT FF ALAN F. MARTINEZ, TRUCK 58EMT LT VICTOR M. MARTINEZ, ENGINE 46EMT ENG DONALD J. MATTHEWS, ENGINE 50FF ADAM T. MAYNOR, FPB WESTEMT FF MAUREEN E. McCARTHY, 2-7-1CAPT JOHN P. McCOLLAM, ENGINE 115FF DANIEL G. McDONOUGH, ENGINE 79FF DAVID M. McKOY, HEADQUARTERSEMT CAPT STEVEN G. MIENTUS, TRUCK 41FF ROBERT J. MINOR, ENGINE 15ENG EDWIN MONTANEZ, ENGINE 35FF PATRICK H. MORAN, TRUCK 51FF JOHN B. MOSER, TRUCK 58FF JOSEPH E. MROZEK, TRUCK 9ENG PM ALFRED F. MUELLER, ENGINE 11FF DERRICK T. MUHAMMAD, TRUCK 40FF JULIO MUNOZ, ENGINE 125CAPT PM DANIEL W. MURPHY, TOWER LADDER 37FF SCOTT A. MUSIL, TRUCK 13PIC DAVID A. NAVARRO JR., AMBULANCE 25EMT LT MICHAEL NEEDHAM, TRUCK 50EMT BC MARK A. NIELSEN, HEADQUARTERSLT MARY ANNE O’BRIEN, FPB SOUTHPFC JAMES N. O’CONNELL, 4-5-2CAPT KENNETH M. PALLISTER, ENGINE 35FF NEIL R. PANTELIS, TRUCK 28EMT FF GLEN E. PARISIAN, ENGINE 35PIC JOHN M. PEARSON, AMBULANCE 73FF NIVIO F. PEROVICH, ENGINE 65LT PM PAUL B. PHALIN, ENGINE 55FF DAVID E. PURCELL, ENGINE 1EMT FF CLAUDE A. RAINES, TRUCK 50ENG PM WILLIAM M. RANKER, TRUCK 55EMT LT PATRICK A. REARDON, ENGINE 56FF DAVID W. REYES, TOWER LADDER 5

DECEMBER 2017 (cont.)Minimum Formula AnnuityLT GREGG M. REYNOLDS, ENGINE 16PFC JULIE A. RINALDI, 4/5/2001LT GERARD RODRIGUEZ, ENGINE 64EMT LT CRESCENCIO RODRIGUEZ JR., ENGINE 96LT JESSE ROSAS JR., TRUCK 35EMT FF JOSE SANTIAGO, ENGINE 109LT PM MICHAEL L. SHIVES, 5-1-2 HAZMATEMT BC MICHAEL S. SMANDRA, BATTALION 14LT SEBASTIAN STRAUGHTER, ENGINE 103EMT LT LEE W. SULLIVAN, TRUCK 3EMT BC THOMAS F. SUTKUS, BATTALION 22FF KENNETH T. TAYLOR, TRUCK 9EMT ENG VINCENT P. TERNES, ENGINE 88EMT BC LYRONE W. TERRY, FPB *EMT BC THOMAS V. TERVANIS, ENGINE 14FF GEORGE A. THELEN JR., ENGINE 32EMT BCPM DAVID M. THOMAS, BATTALION 13EMT ENG JACK W. TOP, RESCUE 6-5-5EMT ENG ROBERT J. TORTORELLO, ENGINE 32FF PM DWAYNE E. TRACY, 6-5-6PFC DONNA M. TYLER, 4-5-5EMT ENG CARMEN VIRAMONTES, ENGINE 107EMT ENG WILLIAM WAYNAUSKAS, ENGINE 32*PM GARDELL WILBURN, AMBULANCE 8FF JAMES E. WILLIAMS, TRUCK 59LT LEWIS L. WILLIAMS, ENGINE 104LT MARLON F. WOODS, ENGINE 107EMT ENG HENRY J. WRZESINSKI, ENGINE 71ENG PM RICK A. ZEIGLER, TRUCK 60

Duty DisabilityEMT FF TENKYA N. WHEATLY, ENGINE 104

Occupational DisabilityAC CATHERINE E. GIBLIN, AMBULANCE 38EMT LT STEVEN H. SPREITZER, 5th DIST RELIEF

Ordinary DisabilityNone

JANUARY 2018Minimum Formula AnnuityFF ANDRE G. ALLEN, TRUCK 8EMT CAPT TIMOTHY F. BOTICA, FIRE-CENTRALFF JUAN M. CARRASCO, ENGINE 74LT MICHAEL V. CLIFFORD, RESCUE TRUCK 655FF GERALD L. CLOUTIER, AIR/MASKFF MARLON D. DAMPIER, ENGINE 121FF BENJAMIN EAMES JR., ENGINE 104EMT ENG JOHN R. FITZPATRICK, ENGINE 23PIC KIMBERLY HEARD, MARC DIVISION*EMT LT MICHAEL JOBE, TRUCK 62CAPT STEVE JOHNSON, HEADQUARTERSFF MICHAEL A. KELLEY, ENGINE 15ENG WILLIAM C. KERN, ENGINE 106

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THE FOLLOWING ANNUITIES AND BENEFITS HAVE BEEN GRANTED (cont.)

14

JANUARY 2018 (cont.)Minimum Formula AnnuityEMT LT ANDREW B. KOOISTRA, ENGINE 65FF RICHARD C. KRAMER, TRUCK 27FF GREGORY J. LEE, UST/PUBLIC ASSEMBLYEMT LT GARY MALANDRUCCOLO, TRUCK 22EMT FF AMOS M. MARSHALL, TRUCK 53EMT FF VICTOR D. MEGARO, LOGISTICSEMT FF THOMAS J. MITE, TRUCK 53ENG RALPH MONSOUR, ENGINE 88ENG THOMAS L. OGDEN, ENGINE 65EMT CAPT JOSEPH T. OWENS, ENGINE 15EMT BC MARK F. OWSIANIAK, BATTAION 24FF KURT R. PEMBERTON, ENGINE 11EMT LT RICHARD K. RANOS, TRUCK 51EMT ENG JAMES T. RICHARDS, ENGINE 69EMT FF JOHN M. SHERIDAN, ENGINE 57*FF EARL SMITH, ENGINE 15/TRUCK 59PM TERRENCE P. SULLIVAN, AMBULANCE 12EMT FF EUCLID TAYLOR, ENGINE 113EMT LT DENNIS T. WAGNER, TRUCK 50EMT LT DWAIN P. WILLIAMS, 1st DIST REL/OEMC DETAILEMT FF LOUIS C. ZAMORA, ENGINE 57

Duty DisabilityNone

Occupational DisabilityLT JOHN G. VELLER, 2nd DIST RELIEF

Ordinary DisabilityNone

FEBRUARY 2018Minimum Formula Annuity*FF CHRIS M. CHRISTIAN EL, ENGINE 74

FEBRUARY 2018 (cont.)Minimum Formula AnnuityFF LAVELLE D. HANDS, PUBLIC EDUCATIONAC JOSEPH D. KINSELLA, AMBULANCE 48EMT FF TAMMY RODRIGUEZ, ENGINE 57

Duty DisabilityEMT CAPT EMMANUEL A. DUNCAN, 5th DIST RELIEF

Occupational DisabilityNone

Ordinary DisabilityNone

MARCH 2018Minimum Formula AnnuityAC THOMAS A. KALICKY, AMBULANCE 61*FF WILLIAM MARRERO, ENGINE 106*LT PM TIMOTHY L. STOKES, HEADQUARTERS

Earned AnnuityPIC RITA M. ASENCIO, AMBULANCE 17

Duty DisabilityFF HARDY E. KNOWLES, TRUCK 24EMT FF BURKE SMITH, TOWER LADDER 34EMT FF CURT R. VILLANOVA, ENGINE 120

Occupational DisabilityNone

Ordinary DisabilityNone

* Retired from disability

The information set forth in this Newsletter is believed to be reliable but is not guaranteed as to accuracy or completeness by, and is not to be construed as a representation of the Firemen’s Annuity and Benefit Fund of Chicago, the Retirement Board (the “Board”) or any individual trustee of the Board. The information and opinions contained herein are subject to change without notice. All expressions of opinion, whether or not expressly so stated, are intended merely as such and not as representations of fact. Financial information contained in this newsletter is as of a certain date, is unaudited and should not be relied on. The views and opinions expressed in the articles are those of the author and do not necessarily reflect the official policy or position of the Firemen’s Annuity and Benefit Fund of Chicago, the Board, or any individual trustee of the Board other than the author of each article.

REQUIRED DISCLAIMER

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DECEASED PARTICIPANTS FROM MAY 24, 2016 THROUGH MARCH 31, 2018

15

NAMEDATE OF DEATH

*ORA GEORGE ROBINSON 08/24/2015 WIDOW OF NATHANIEL ROBINSON*EINAR A. ANDRESEN 05/15/2016 FIRE ENGINEER*THERESA M. PRESNY 05/21/2016 WIDOW OF PAUL N. PRESNYMARY JANE HOWE 05/27/2016 WIDOW OF JOHN J. HOWEMELVIN M. BOOMSMA 05/28/2016 FIRE ENGINEERMARIE A. GEARY 05/28/2016 WIDOW OF CHARLES M. GEARYHELEN M. CASEY 05/29/2016 WIDOW OF JAMES J. CASEYBERTHA GRABOWSKI 05/30/2016 WIDOW OF ROBERT W. GRABOWSKIGERALDINE N. HANLEY 05/30/2016 WIDOW OF ROBERT M. HANLEYROBERT F. STELLMACK 05/30/2016 FIREFIGHTERTHERESA CARROLL 06/01/2016 WIDOW OF ROY O. CARROLL JR.RICHARD P. HANRAHAN 06/01/2016 FIREFIGHTERCATHERINE H. BOYD 06/02/2016 WIDOW OF FRANCIS M. BOYDANNIE MAY MATTHEWS 06/02/2016 WIDOW OF CHARLES V. MATTHEWSDWAYNE R. REDMOND 06/02/2016 PARAMEDIC IN CHARGEDOLORES RUST 06/02/2016 WIDOW OF JOHN R. RUSTELEANORE SULLIVAN 06/02/2016 WIDOW OF BERNARD SULLIVANEDWARD J. ROTHAS 06/03/2016 FIREFIGHTERROBERT W. CAHILL 06/05/2016 LIEUTENANTMARGARET TOMASOVICH 06/06/2016 WIDOW OF MIKE N. TOMASOVICHCHARLES C. SMITH 06/10/2016 FIREFIGHTERSTEPHEN AMELIANOVICH 06/13/2016 FIREFIGHTER/PARAMEDICLEROY S. HANSCH 06/13/2016 FIREFIGHTERKATHERINE J. BUTE 06/14/2016 WIDOW OF PAUL R. BUTEROBERT M. DELANEY 06/14/2016 LIEUTENANT PARAMEDICEDWARD J. PETERSON 06/14/2016 FIRE ENGINEERORLANDO R. BRUNSON 06/15/2016 WIDOW OF ULYSSES BRUNSONVICTOR J. FALARDEAU 06/15/2016 LIEUTENANTCHRISTINE METRICH 06/16/2016 WIDOW OF WALTER METRICHJANICE M. WATROBA 06/16/2016 WIDOW OF WALTER E. WATROBANORMAN C. BYTTOW 06/17/2016 FIRE ENGINEERDOROTHY G. HARPER 06/20/2016 WIDOW OF WILLIAM D. HARPERJEAN STRUS 06/22/2016 WIDOW OF HAROLD A. STRUSCOSIMO J. DIGIOVANNI 06/25/2016 FIREFIGHTERTHADDEUS F. KULMA 06/26/2016 FIREFIGHTERGLADYS HERRMANN 06/29/2016 WIDOW OF CONRAD T. HERRMANNALAN J. KARNER 06/30/2016 FIREFIGHTERJOHN E ALANIZ 07/01/2016 FIREFIGHTER (PER ARBITRATORS AWARD)ELIZABETH C. LUCAS 07/01/2016 WIDOW OF CHARLES J. LUCASFREDA E. SMITH 07/02/2016 WIDOW OF HOWARD D. SMITHJOAN D. HAWKINS 07/03/2016 WIDOW OF ATHA B. HAWKINSHELEN KLODE 07/03/2016 WIDOW OF LEROY A. KLODELORENZO DOUGLAS 07/05/2016 EMT FIREFIGHTERMARY FREDA 07/05/2016 WIDOW OF ROY FREDA

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DECEASED PARTICIPANTS FROM MAY 24, 2016 THROUGH MARCH 31, 2018 (cont.)

16

JAMES GIANFORTE 07/06/2016 FIREFIGHTERBETTY J. KUCHARSKI 07/06/2016 WIDOW OF ROBERT J. KUCHARSKILAWRENCE MATKAITIS 07/09/2016 EXECUTIVE ASSTJOLENE C. HILLEBOLD 07/17/2016 WIDOW OF ROBERT W. HILLEBOLDJEANETTE PUFPAF 07/17/2016 WIDOW OF MARTIN R. PUFPAFROBERT P. REILLY JR. 07/20/2016 LIEUTENANTKENNETH S. KOSMOSKI 07/25/2016 PARAMEDIC FIELD CHIEFJAMES E .MURPHY 07/26/2016 LIEUTENANTJOHN J. ECK 07/31/2016 FIREFIGHTERLORRAINE HILDEN 08/04/2016 WIDOW OF THOMAS R. HILDENCLAYTON W. TICHELAR 08/04/2016 FIREFIGHTERJOHN E McNAMARA 08/09/2016 BATTALION CHIEFVINCENT W. SMART 08/09/2016 EMT FIREFIGHTERFRANK S. MARKY 08/13/2016 AMBULANCE COMMANDERMICHAEL C. KULCZYCKI 08/14/2016 LIEUTENANTKAREN L. POLAND 08/14/2016 WIDOW OF MARK F. POLANDWILLIAM F. MASKE 08/16/2016 FIRE ENGINEERJOSEPH F. SHERIDAN 08/17/2016 FIREFIGHTERIRENE M. KADAR 08/21/2016 WIDOW OF STEVEN F. KADARVINCENT J. WOLF 08/21/2016 FIREFIGHTERWAYNE E. SHADDEN 08/23/2016 FIREFIGHTERLETITIA LACKIEWICZ 08/24/2016 WIDOW OF THOMAS M. LACKIEWICZROSEMARY R. WALICZEK 08/25/2016 WIDOW OF EUGENE F .WALICZEKMARGARET C. CIESLAK 08/27/2016 WIDOW OF HENRY A. CIESLACKSAM PIPITONE 09/01/2016 LIEUTENANTJOSEPH B. CONNOLLY 09/04/2016 FIRE ENGINEERJOHN M. MURPHY 09/06/2016 FIREFIGHTERANNE T. KAMMERER 09/07/2016 WIDOW OF JOHN KAMMERERTHERESE M LYONS 09/08/2016 WIDOW OF JOHN F. LYONS JR.CAROL JEAN SOBEK 09/08/2016 WIDOW OF ROMAN J. SOBEKBERNARD KLIMAS 09/09/2016 FIREFIGHTERMAZIE HAUGH 09/11/2016 WIDOW OF JOHN M. HAUGHFRANK W. CORBET 09/12/2016 FIRE ENGINEERRITA M. VORDERER 09/12/2016 WIDOW OF WILLIAM F. VORDERERJOSEPH T. MORRISON 09/15/2016 FIREFIGHTERANNETTE E. SHELDON 09/18/2016 WIDOW OF WILLIAM E. SHELDONLAWRENCE F. URBANIAK 09/19/2016 FIREFIGHTERJAMES W. FARRELL 09/22/2016 LIEUTENANTPATRICK J. MORAN 09/23/2016 LIEUTENANTDOLORES M. NUGENT 09/24/2016 WIDOW OF FRANCIS J. NUGENTELIZABETH J. GRVELES 09/25/2016 WIDOW OF WILLIAM F .GRVELESDOLORES S. SCHMIDT 09/25/2016 WIDOW OF EARL E .SCHMIDTROBERT M. BUSH 09/27/2016 BATTALION CHIEFPATRICIA J. MAHONEY 09/29/2016 PARAMEDICFLORENCE G. MURPHY 10/01/2016 WIDOW OF CHARLES MURPHYJOYCE A. CLISHAM 10/03/2016 WIDOW OF ALFRED A. CLISHAM JR.

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17

DECEASED PARTICIPANTS FROM MAY 24, 2016 THROUGH MARCH 31, 2018 (cont.)

RONALD S. ZIELINSKI 10/04/2016 FIREFIGHTERDANNY R. CARBOL 10/10/2016 EMT LIEUTENANTMARGARET P. HARLOW 10/13/2016 WIDOW OF MARTIN J. HARLOWWILLIAM H. BIELSKIS 10/15/2016 LIEUTENANTJOAN RIFORGIATO 10/15/2016 WIDOW OF GERALD S. RIFORGIATODELORES P. HARDERS 10/20/2016 WIDOW OF ARTHUR E. HARDERSMARY T. KUBIAK 10/24/2016 WIDOW OF ROBERT S. KUBIAKVIOLET M. RISSMAN 10/26/2016 WIDOW OF ROBERT M. RISSMANJOY L. ROSSNER 10/26/2016 WIDOW OF RICHARD B. ROSSNERROSEMARY FEIGN 10/30/2016 WIDOW OF RICHARD J. FEIGNLORRAINE F. McCARTHY 10/30/2016 WIDOW OF CHARLES T. McCARTHYROBERT L. WILLIS 10/30/2016 FIREFIGHTERTHERESE M. BREZINSKI 11/03/2016 WIDOW OF EDMUND R. BREZINSKIDANIEL J. MORIARTY 11/05/2016 CAPTAINTHOMAS P. DAWSON 11/07/2016 FIREFIGHTERMARY KAY McCARTHY 11/07/2016 WIDOW OF FRANCIS C. McCARTHYRORY W O'SHEA 11/07/2016 FIREFIGHTERPATRICIA K. PEMBERTON 11/12/2016 WIDOW OF THOMAS J. O'BOYLEDOROTHY E. TASSONE 11/20/2016 WIDOW OF ANTHONY J. TASSONEHERBERT J. WEYER 11/20/2016 FIRE ENGINEERP. JOSEPH DAVIS 11/21/2016 CAPTAINJACK C. SPENCER 11/21/2016 FIREFIGHTERBRIDGET DOYLE 11/23/2016 WIDOW OF JOSEPH C. DOYLEIOLA HORN 11/23/2016 WIDOW OF EDWARD H. HORNJOHN P. MURRAY 11/25/2016 FIREFIGHTERJOHN J. ADROWSKI 11/26/2016 FIRE ENGINEERMICHAEL J. JAKAITIS 11/26/2016 FIRE ENGINEERCATHERINE CRONIN 11/30/2016 WIDOW OF RICHARD J. CRONINGERALD A .CUDAR 12/02/2016 FIREFIGHTERWILLIAM J. WEYER 12/02/2016 FIRE ENGINEERTHERESA GUARASCIO 12/03/2016 WIDOW OF SANDINO GUARASCIOEDMUND R. SELIGA 12/03/2016 FIREFIGHTERCLAUDE NORWOOD 12/06/2016 FIRE ENGINEERDIANA B. BEHRENS 12/08/2016 WIDOW OF WILLIAM J. BEHRENSROGER T. MURAWSKI 12/08/2016 FIREFIGHTERJOHN S. DYRCON 12/09/2016 FIREFIGHTERRONALD D. FORAN 12/10/2016 FIREFIGHTERTHOMAS A. HERLING 12/10/2016 CAPTAINEDWIN G. MALONE 12/11/2016 LIEUTENANTJOHN T. KYLE 12/14/2016 FIRE ENGINEERMARGARET HALLORAN 12/18/2016 WIDOW OF JOHN J. HALLORANMICHAEL ANDERSON 12/19/2016 LIEUTENANTWILLIAM J. CREWS 12/19/2016 LIEUTENANTKATHLEEN E. CARROLL 12/20/2016 WIDOW OF THOMAS J. CARROLLJOHN MAROLDA 12/21/2016 BATTALION CHIEFCHARLOTTE LEVANOVIC 12/24/2016 WIDOW OF MICHAEL LEVANOVIC

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18

DECEASED PARTICIPANTS FROM MAY 24, 2016 THROUGH MARCH 31, 2018 (cont.)

SANDRA E. HOFFMAN 12/27/2016 WIDOW OF JOHN M. HOFFMANMARGARET M. CORBETT 12/28/2016 WIDOW OF ROBERT M. CORBETTMICHAEL K. JAZWIEC 12/28/2016 PARAMEDIC IN CHARGEELVERA H. GUTZA 12/29/2016 WIDOW OF JOHN C. GUTZABERNARD F. LACEY 12/29/2016 FIREFIGHTERJOHN F. SAMPEY 12/30/2016 CAPTAINADELINE P. HARPER 12/31/2016 WIDOW OF RAYMOND F. HARPERGENE S. OWCARZ 12/31/2016 FIREFIGHTERPATRICIA J. TWARDOS 01/02/2017 WIDOW OF JOHN J. TWARDOSROBERT KEMPER 01/03/2017 LIEUTENANTFREDERICK J. GOODWIN 01/07/2017 FIRE ENGINEERMARGARET CYGAN 01/09/2017 WIDOW OF EDWARD W. CYGANEARL E. CANNEDY 01/11/2017 FIREFIGHTEREDWARD DUFFY 01/13/2017 CAPTAINDAVID FERGUSON 01/13/2017 FIREFIGHTERAMEE GARDNER 01/17/2017 WIDOW OF JOHN L. GARDNERBARBARA W. BUIKEMA 01/22/2017 WIDOW OF DAVID H. BUIKEMARICHARD E DONATI 01/23/2017 FIREFIGHTERJERRY McCORMACK 01/24/2017 FIREFIGHTERFREDERICK O. POSS 01/24/2017 LIEUTENANTEVELYN J. GALL 01/27/2017 WIDOW OF JOSEPH F. GALL SR.JOHN S. PONCE 01/31/2017 CAPTAINEILEEN K. REILLY 02/01/2017 WIDOW OF JAMES W. REILLYJOHN T. MEURIS 02/02/2017 LIEUTENANTSAMMYE SUBLETTE 02/04/2017 WIDOW OF JOHN H. SUBLETTERUTH L. HEALY 02/05/2017 WIDOW OF PATRICK J. HEALYRAYMOND DOELKER 02/07/2017 FIRE ENGINEERMARY L. SMELSER 02/07/2017 WIDOW OF CHARLES E SMELSERMARGARET M. IRWIN 02/12/2017 WIDOW OF FRANCIS X. IRWINHARRY M. BOOTH 02/14/2017 LIEUTENANTCHARLOTTE M. LOVISON 02/17/2017 WIDOW OF LEO A. LOVISONDOROTHY L. BARBEE 02/19/2017 WIDOW OF HARRY R. BARBEEMICHAEL J. GARRITY 02/22/2017 BATTALION CHIEFNORMAN S. HOLLAND 02/22/2017 BATTALION CHIEFWILLIAM BERGDOLLD 02/24/2017 FIREFIGHTERHARRY WASHINGTON 02/26/2017 FIREFIGHTERPETER M. KELLY 03/03/2017 LIEUTENANTJUNE A. McAVOY 03/04/2017 WIDOW OF DONALD McAVOYARDEL V. McKENNA 03/04/2017 FIREFIGHTERWILLARD J. BURTON 03/05/2017 LIEUTENANTRICHARD J. BONK 03/06/2017 LIEUTENANTGERALDINE M. MURPHY 03/06/2017 WIDOW OF ROBERT E. MURPHYMARION YOUNGMAN 03/13/2017 WIDOW OF HOWARD W. YOUNGMANJOHN W. BURKE 03/19/2017 CAPTAINJEROME F. HUTCHISON 03/20/2017 CAPTAIN

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19

DECEASED PARTICIPANTS FROM MAY 24, 2016 THROUGH MARCH 31, 2018 (cont.)

JOSEPH M. CARSO 03/21/2017 FIRE ENGINEERJAMES A. LAGRECA 03/22/2017 CAPTAINANDREW J. MALITO 03/22/2017 FIRE ENGINEERLUCILLE M. WEINER 03/22/2017 WIDOW OF RAYMOND WEINERDONALD C. DAME 03/23/2017 FIREFIGHTERHENRY BORGARDT 03/24/2017 FIREFIGHTERBERNARD MITCHELL 03/24/2017 FIREFIGHTERPATRICK J. MULLEN 03/29/2017 FIREFIGHTERJAMES E. VOVES JR. 03/30/2017 FIREFIGHTERSHIRLEY R. LARSEN 03/31/2017 WIDOW OF DONALD C. LARSENRICHARD KOSCIANSKI 04/01/2017 FIRE ENGINEERTHOMAS DELFAVERO 04/02/2017 FIRE ENGINEERDONALD WAGNER 04/04/2017 FIREFIGHTERLORRAINE WILBUR 04/04/2017 WIDOW OF DONALD C. WILBURLUCILLE NOORLAG 04/07/2017 WIDOW OF WILLARD NOORLAGERNEST W. PENTEK 04/07/2017 BATTALION CHIEFJAMES D. SMITH 04/07/2017 BATTALION CHIEFGEORGE K. KIRWAN 04/08/2017 FIRE ENGINEERFRANK KRALJ JR. 04/09/2017 CAPTAINADELE MINDAK 04/09/2017 WIDOW OF FRANK MINDAKPHILLIP L. ROSS 04/10/2017 LIEUTENANTWILLIAM F. GRAVES 04/12/2017 CAPTAINPATRICIA RASSILYER 04/13/2017 WIDOW OF JOHN M. RASSILYERALICE M. WALSH 04/13/2017 WIDOW OF ROBERT D. WALSHDOLORES J. CREIGHTON 04/14/2017 WIDOW OF BERNARD E. RYANRUDOLPH A. CIZMAR 04/19/2017 FIREFIGHTEREDWARD M. JOHNSON 04/23/2017 BATTALION CHIEFIRVING J. MATONIK 04/24/2017 FIRE ENGINEERJOHN J. CRONIN 04/26/2017 FIREFIGHTERWILLIAM C. ALLETTO 04/28/2017 FIRST DEPUTY FIRE COMMISSIONERJANET M. BUTTERLY 04/29/2017 WIDOW OF JOHN A. BUTTERLYCARRIE D. INGRAM 05/01/2017 WIDOW OF THEODORE INGRAMPATRICK C. MURPHY 05/01/2017 EMT CAPTAINRITA T. WHITTLETON 05/01/2017 WIDOW OF KARL WHITTLETONROSE KINYON 05/05/2017 WIDOW OF EUGENE F. KINYONRICHARD E. OLSON 05/06/2017 FIRE ENGINEERTHOMAS E. SHEU 05/06/2017 FIREFIGHTERLAVERNE A. DULZO 05/07/2017 WIDOW OF CHARLES L. DULZOMICHAEL V. MURPHY 05/07/2017 COMMANDING FIRE MARSHALLJOHN R. GLENNON 05/09/2017 FIREFIGHTER PARAMEDIC (PER ARBITRATORS AWARD)CARL E. GARNES 05/11/2017 BATTALION CHIEFALBERT J. CASANOVA 05/12/2017 FIREFIGHTERKENNETH QUICK 05/12/2017 LIEUTENANTROBERT J. UHLAR 05/12/2017 LIEUTENANT

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Page 20: Spring 2018 - FABF2 Investments The Fund’s investment returns for the last year totaled 18.3% and our investments have averaged returns of 10.2% over the last five years. The Fund’s

DECEASED PARTICIPANTS FROM MAY 24, 2016 THROUGH MARCH 31, 2018 (cont.)

20

MARGARET J. CARLSON 05/15/2017 WIDOW OF ARTHUR R. CARLSONCATHERINE E. MURPHY 05/15/2017 WIDOW OF JAMES E. MURPHYCLINTON B. FIELDS 05/17/2017 LIEUTENANT PARAMEDICJEAN C. MILLER 05/17/2017 WIDOW OF WILLIAM J. MILLERSHIRLEY J. CARTER 05/18/2017 WIDOW OF DONALD C. CARTERLEONARD CHRISTENSEN 05/20/2017 PARAMEDICMARGARET J. BURNS 05/22/2017 WIDOW OF ROBERT E. BURNSJUDY M. MUNSEN 05/23/2017 WIDOW OF JAMES R. MUNSENRUSSELL J. HALEY 05/25/2017 FIRE ENGINEERJAMES R. SKALA 05/25/2017 LIEUTENANTJANE C. ALWART-ROCHA 05/26/2017 WIDOW OF HENRY C. ALWARTWALTER G. HUBER 05/26/2017 PARAMEDIC IN CHARGEJOHN L. FITZGERALD 05/27/2017 EMT BATTALION CHIEFELLENEEN TODD 05/28/2017 WIDOW OF PATRICK S. TODDANGELINE K. FOLEY 05/29/2017 WIDOW OF WILLIAM F. FOLEY

DAVID A. KNAPEREK 05/29/2017 EMT FIREFIGHTERJOHN F. SKAGERBERG 05/30/2017 FIRE ENGINEEREDNA M. WITRY 05/30/2017 WIDOW OF GEORGE K. WITRYDOROTHY M. McGUIRE 05/31/2017 WIDOW OF JOHN P. McGUIREFLORENCE R. OMAN 06/01/2017 WIDOW OF FRANK J. OMAN

ROBERT D. SPOON 06/01/2017 PARAMEDICTHERESE C. BRADY 06/02/2017 WIDOW OF THOMAS P. BRADYJAMES J. RYAN 06/02/2017 FIREFIGHTERMICHAEL F. WHITE 06/02/2017 BATTALION CHIEFMARY T. McGOVERN 06/03/2017 WIDOW OF RAYMOND P. MCGOVERNDOROTHY B. RECH 06/05/2017 WIDOW OF CHESTER D. RECHDANIEL D. QUINN 06/08/2017 FIREFIGHTERRALPH JOHNSON 06/15/2017 LIEUTENANTHEIDI J BAYLESS-JONES 06/16/2017 WIDOW OF DAVID W. JONESNORMAN C. BYTTOW 06/17/2017 FIRE ENGINEERLEROY WILLIAMS 06/17/2017 FIRE ENGINEERRICHARD O. STERLING 06/18/2017 LIEUTENANTJOAN O'BRIEN 06/20/2017 WIDOW OF JOHN F. O'BRIENVIVIAN LEWIS 06/22/2017 WIDOW OF OSWALD B. LEWISELEANOR WAGNER 06/28/2017 WIDOW OF EDWARD R. WAGNERDAVID DEPEDER 06/30/2017 FIREFIGHTERJUNE M. O'CONNOR 07/02/2017 WIDOW OF EDWARD J. O'CONNORLEEMON E. BOATNER 07/05/2017 LIEUTENANTJAMES K. DOWNING 07/11/2017 BATTALION CHIEFPATRICK J. DONNELLY 07/16/2017 FIREFIGHTERJAMES H. CROSS 07/18/2017 CAPTAINDAVID E. STACK 07/19/2017 FIREFIGHTERWILLIAM G. NATICK 07/23/2017 FIREFIGHTERLORETTA B. HANSEN 07/24/2017 WIDOW OF EDWIN A. HANSEN

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Page 21: Spring 2018 - FABF2 Investments The Fund’s investment returns for the last year totaled 18.3% and our investments have averaged returns of 10.2% over the last five years. The Fund’s

DECEASED PARTICIPANTS FROM MAY 24, 2016 THROUGH MARCH 31, 2018 (cont.)

21

VIRGINIA M. MORRISON 07/24/2017 WIDOW OF JAMES F. MORRISONTHOMAS LOONEY 07/25/2017 LIEUTENANTTHOMAS F. SMITH 07/25/2017 LIEUTENANTJAMES J. TAYLOR 07/28/2017 CAPTAINMARY M. CAVANAUGH 07/31/2017 WIDOW OF JAMES F. CAVANAUGHKEVIN BRASWELL 08/02/2017 FIREFIGHTERNICK J. DUICH 08/03/2017 LIEUTENANTMARY LEE REIDY 08/05/2017 WIDOW OF THOMAS M. REIDYBRIAN E. MURPHY 08/11/2017 FIRE ENGINEEREDNA ROBINSON 08/12/2017 WIDOW OF SEYMOUR W. ROBINSONTHOMAS C. SCHWARTZ 08/12/2017 LIEUTENANTNORMA G. MILLER 08/15/2017 WIDOW OF ARTHUR M. MILLERWALTER G. NOCKELS 08/15/2017 BATTALION CHIEFGERALD N. WALSH 08/15/2017 FIREFIGHTERWALTER J. MILLER 08/17/2017 FIREFIGHTERRAYMOND F. ZIELAZNY 08/18/2017 CAPTAINJOSEPH P. KELLY 08/20/2017 LIEUTENANTFRANK CARVER 08/27/2017 FIREFIGHTERANTHONY C. PESAVENTO 08/27/2017 FIREFIGHTERMARY PATRICIA VALLIS 08/31/2017 WIDOW OF MILTON VALLISJOE M. MELVAN 09/04/2017 FIREFIGHTERYVONNE D. TOBIN 09/04/2017 WIDOW OF JAMES T. TOBINWILLIAM F. MACKOWIAK 09/08/2017 FIREFIGHTERTHOMAS J. FLYNN 09/12/2017 FIREFIGHTERELIA M. HARPER 09/13/2017 WIDOW OF RUSSELL J. HARPERPATRICIA A. McKAY 09/15/2017 WIDOW OF ROBERT C. McKAYEDWARD A. THOMPSON 09/16/2017 CAPTAINJOYCE M. BOIN 09/18/2017 WIDOW OF ANTHONY R. BOINRAYMOND HUERTAS 09/18/2017 EMT FIREFIGHTERF. RAY KENNELLY 09/18/2017 LIEUTENANTJOHN G. STREET 09/18/2017 LIEUTENANTEDWIN VALE 09/21/2017 FIRE ENGINEEREDWARD J. REILLY 09/24/2017 FIREFIGHTERMILDRED KAPRAK 09/26/2017 WIDOW OF ROBERT J. KAPRAKEDWARD J. McGINNIS 09/29/2017 FIREFIGHTERCARLISLE MOORE 10/01/2017 CAPTAINTHOMAS P. MULCAHY 10/01/2017 FIREFIGHTERARTHUR C. MUNIN 10/02/2017 CAPTAINJAMES GENTILE 10/04/2017 FIRE ENGINEERORLEAN LYLE 10/09/2017 WIDOW OF ALBERT M. LYLEVIRGINIA BOJAN 10/11/2017 WIDOW OF RICHARD BOJANSTEVE J. OFENLOCH 10/13/2017 FIREFIGHTERJAMES C. GRIBBEN 10/16/2017 CAPTAINEVELYN M. BARRETT 10/17/2017 WIDOW OF MARTIN T. BARRETT

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22

DECEASED PARTICIPANTS FROM MAY 24, 2016 THROUGH MARCH 31, 2018 (cont.)

MICHAEL CONNELLY 10/19/2017 FIREFIGHTERCHARLES RAY HARVEY 10/19/2017 FIREFIGHTERRONALD DONATELLI 10/20/2017 LIEUTENANTROBERT M. NEUBAUER 10/20/2017 CAPTAINMARJORIE K. JACKSON 10/26/2017 WIDOW OF HUGH G. JACKSONERLING JOHNSON 10/28/2017 FIRE ENGINEERMICHAEL A. LOVERO 11/03/2017 LIEUTENANTWILLIAM E. DEWITT 11/04/2017 FIREFIGHTERATELL FOURTE 11/06/2017 FIREFIGHTERRITA M. MURPHY 11/10/2017 WIDOW OF PATRICK J. MURPHYMARY J. DIMAGGIO 11/11/2017 WIDOW OF JOHN B. DIMAGGIOGERALD J. BINGHAM 11/12/2017 FIRE ENGINEERJAMES MROZEK 11/12/2017 FIREFIGHTERMAURICE J. BIGGANE 11/13/2017 FIREFIGHTERDONALD S. RIMGALE 11/13/2017 FIREFIGHTERJANICE J. MORAN 11/16/2017 WIDOW OF MATTHEW J. MORAN JR.SARA DRISH 11/21/2017 WIDOW OF NORMAN W. DRISHMICHAEL G. RYAN 11/22/2017 BATTALION CHIEFROGER M. DEBOSSCHERE 11/26/2017 LIEUTENANTJOHN H. GRUNDT 11/27/2017 FIRE ENGINEERJULIANNA COLLINS 12/02/2017 WIDOW OF JOHN E. COLLINSDONALD L. STACH 12/05/2017 FIREFIGHTERCORNELIUS J. SULLIVAN 12/09/2017 CAPTAINGEORGE R. POWERS 12/11/2017 EMT FIREFIGHTERWILLIAM MARCIANO 12/16/2017 FIREFIGHTERWALTER SCHUBERTH 12/17/2017 BATTALION CHIEFROMAN A. BOUBEL 12/19/2017 LIEUTENANTMARILYN HEIDE 12/19/2017 WIDOW OF LINTON E. HEIDEJOHN P. REIDY 12/19/2017 CAPTAINMARY ANN PRITZA 12/24/2017 WIDOW OF ROBERT PRITZALUCILLE B. SCHATZ 12/24/2017 WIDOW OF WILBUR J. SCHATZJOHN F. SHEU 12/25/2017 FIREFIGHTERLAWRENCE A. BLAESER 12/28/2017 CAPTAINJOANN M. MURPHY 01/02/2018 WIDOW OF GERALD F. MURPHYKATHLEEN T. BRESLIN 01/06/2018 WIDOW OF ROBERT E. BRESLINCHARLES F. CONNOLLY 01/06/2018 FIRE ENGINEERGERALD L. REILLY 01/06/2018 LIEUTENANTSANDRA K. NEUMANN 01/07/2018 WIDOW OF JOHN T. LYNCHWILLIAM E. PRUSINSKI 01/09/2018 LIEUTENANTEMILY JEAN CARLSON 01/10/2018 WIDOW OF CHARLES W. CARLSONJOSEPHINE CROSSLEY 01/11/2018 WIDOW OF RUSSELL L. CROSSLEYCRAIG R. FEW 01/11/2018 PARAMEDICGENEVIEVE T. LAVIN 01/11/2018 WIDOW OF OWEN LAVINJON R. FRIEDMAN 01/15/2018 AMBULANCE COMMANDER

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23

DECEASED PARTICIPANTS FROM MAY 24, 2016 THROUGH MARCH 31, 2018 (cont.)

ARLENE I. FAGAN GOLDBERG 01/17/2018 WIDOW OF JOSEPH P. FAGANARNOLD B. JACKSON 01/17/2018 EMT FIREFIGHTERJOHN H. WICKS 01/17/2018 LIEUTENANTLILLIAN M. WITTNER 01/17/2018 WIDOW OF JOHN J. WITTNERCURTIS L. JOHNSON 01/19/2018 FIREFIGHTERJOHN FARRELL 01/24/2018 FIREFIGHTERWILLIAM A. MEDINAS 01/25/2018 FIREFIGHTERRICHARD W. BASTIAN 01/28/2018 LIEUTENANTEDWARD J. PLACZEK 02/01/2018 LIEUTENANTJAMES W. HELME 02/02/2018 FIREFIGHTERMICHAEL JULIANO 02/05/2018 LIEUTENANTMARIANN J. MAHONEY 02/05/2018 WIDOW OF MICHAEL P. MAHONEYELWAIN PARKS 02/07/2018 LIEUTENANTIRENE A. NOLAN 02/08/2018 WIDOW OF JOHN J. NOLANROBERT J. LESTER 02/12/2018 CAPTAINPATRICK J. CLANCY 02/16/2018 FIREFIGHTERJOSEPH E. THIEL JR. 02/17/2018 EMT LIEUTENANTGEORGE E CACICH 02/20/2018 FIREFIGHTERCAROLINE CHUDZIK 02/20/2018 WIDOW OF VICTOR CHUDZIKBETTY J. FOLEY 02/20/2018 WIDOW OF JOHN T. FOLEYSHIRLEY M. MURPHY 02/23/2018 WIDOW OF EDWARD R MURPHYDENNIS J. DARLING 03/02/2018 LIEUTENANTKENNETH M. GRAHAM 03/02/2018 EMT FIRE ENGINEERTHOMAS P. MOSCYNSKI 03/02/2018 FIREFIGHTERJUDITH A. CARLSON 03/04/2018 WIDOW OF WALTER M. CARLSONMARY J. HEANEY 03/05/2018 WIDOW OF LESLEY P. HEANEYJOYCE I. STUART 03/06/2018 WIDOW OF DENNIS E. STUARTMYLES P. HASTY 03/10/2018 FIRE ENGINEERPEGGY KROLICKI 03/10/2018 WIDOW OF JOSEPH F. KROLICKIEDWARD STUTZ 03/12/2018 FIRE ENGINEERDARRYL L. BOWEN 03/17/2018 EMT LIEUTENANTSEABORN L. DAVIS 03/17/2018 LIEUTENANTHOLMAN W. EVANS III 03/22/2018 AMBULANCE COMMANDERPATRICIA L. SZCZYGIEL 03/23/2018 WIDOW OF RAYMOND P. SZCZYGIELMARY ANN FOLEY 03/24/2018 WIDOW OF DONALD J. FOLEYJOHN F. SCHUBERT 03/25/2018 CAPTAINTHOMAS E. WOOLFOLK 03/27/2018 CAPTAINEDWARD J. CARROLL 03/31/2018 FIREFIGHTER

* Denotes information received after publication of the last newsletter Denotes died active

Our Deepest Sympathy To the Families and Friends Who Have Lost Loved Ones

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Page 24: Spring 2018 - FABF2 Investments The Fund’s investment returns for the last year totaled 18.3% and our investments have averaged returns of 10.2% over the last five years. The Fund’s

FIREMEN’S ANNUITY & BENEFIT FUNDTwenty South Clark Street

Suite 1400Chicago, Illinois 60603

Presorted

First Class Mail

Us Postage Paid

ChiCago, illinois

PerMit no. 1174

The Pension Fund Office is open Monday through Friday 8:00 a.m. until 4:30 p.m.

The Fund Office is closed on the following holidays:New Year's Day

Martin Luther King Jr. Day Lincoln's Birthday

Washington's Birthday Pulaski Day

Memorial Day July 4th

Labor Day Columbus Day Veterans' Day Thanksgiving

Christmas

PENSION FUND OFFICE OBSERVED HOLIDAYS

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