SRI MATUSHRI PUSHPABEN VINUBHAI VALIA COLLEGE OF COMMERCE.BORIVALI (W),MUMBAI: 400092 BACHELOR OF BANKING AN INSURANCE PROJECT REPORTS ON:- FUNCTION OF BANKING SUBMITTED BY :- VIJAY R MAURYA TY.BBI (SEMISTER V) PROJECT GUIDE:- PROF.LEENA VASU UNIVERSITY OF MUMBAI 2014-15 DECLARTION

I, VIJAY.R.MAURYA of SHRI MATUSHRI PUSHPABEN VINUBHAI VALIA COLLEGE OF COMMERCE, of TY.BBI hereby declare that I have completed this project on FUNCTIONs OF BANKING during the academic year 2014-2015. The information submitted is true and original to he best of my knowledge. Date: Signature of the student CERTIFICATEI Prof. LEENA VASU hereby certify that VIJAY.R.MAUYA of, MATUSHRI VINUBHAI VALIA COLLEGE OF COMMERCE of TY.BBI has completed his project on FUNCTION OF BANKING during the academic year 2014-2015. The information submitted is true and original to the best of my knowledge.

Signature of Project guide Signature of the Principal

ACKNOWLEDGEMENT Before discussing further on my project I would like to take the opportunity to acknowledge all the person who acted as a vital force in helping me a for their support in assiting me for completion of the project logistical banking structure. I would like to thank PROF.LEENA VASU: who was with me assisting me all the way while making this project an guiding an correcting me all the way . She also help me in proper arrangement of project squence. Moreover she was a great motivator which was the most essential thing for the project to be a successful one. I would also like to thank her for giving me a precious time in sorting queries and for helping me in collecting the resource required for the project. I owe the dept to MR.MANIKANDAN principal and co-ordinator of SHRI MATUSHRI PUSHPABEN VINUBHAI VALIA COLLEGE OF COMMERCE an opportunity to present a creative outcoe in the form of project work. Lastly , I would to thank my parents & my friends who were the people behind the scene but an indispensible part of my life without them I wouldnt be able to complete my project successfully. EXECUTIVE SUMMARY Functions of banking is the ability to perceive an express the knowledge about he banking systems. Banking is generally a highly regulated industry, and government restriction on financial activities by banks have varied over time and location .

The current sets of global bank capital standard are called basel. In some countries such as germany , banks have historically owned major stakes in industrial corportation while in other countries such as the united state banks are prohibited from owning non-financial companies.

A bank is financial intermediary thats accept the deposit and channels those deposits into lending activities, either directly or through capital markets. A bank connects customer with capital deficits to customers with capital surpluses.

INTRODUCTION