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SUSTAINABLE SOLUTIONS AND STRATEGIES FOR HOUSING IN MEXICO’S MARGINED AREAS
RUTH DIAZ GURRIA
ABOUT MEXICO
RUTH DIAZ GURRIA
ABOUT MEXICO
North America between the United States of America and Guatemala.
Privileged geographical location with easy access to both Pacific and Atlantic Ocean.
2 million square kilometers. Varied types of ecosystems, climates and natural
resources.
ABOUT MEXICO 23% rural areas: less than 2500 habitants
77% (urban areas)
53 million (Poverty) 11.7 million (Extreme Poverty)
57% (Poverty Levels)
Series177%
23%
112 million inhabitants28 million households
57%
43%
SOCIAL INEQUALITY
ABOUT MEXICO
Each year housing deficit in Mexico is 6 50,000 houses The National Housing Fund Institute for Workers in Mexico
must finance 50% of the housing existing deficit. In the last 6 years the institute has managed to finance an
average of 340,000 new loans per year. The actual federal housing financial plan for 2012-2016
proposes granting 300,000 loans year.
ABOUT MEXICO
It gives Mexicans the opportunity of saving money towards a down payment to acquire a house and to obtain a low interest rate, long-term loan.
The employers are encouraged to make a donation to their workers savings
RUTH DIAZ GURRIA
REVIEW. ABOUT BRAZIL & MEXICO
REVIEW. ABOUT BRAZIL & MEXICO
67%
33%
194 million habitants 8.5 million square kilometer
Mexico & Brazil represent 2/3 of the Latin American economy and have similar social and economic characteristics
Percentage of housing deficit out of theTotal dwellings within Latin American countries
17.3% - 11.4 %
REVIEW. ABOUT BRAZIL & MEXICO
Brazil: Sustainable approaches in urban levels
Curitiba, Brazil
“Greenest City” in Latin America
REVIEW. ABOUT BRAZIL & MEXICO
2 million houses (11-14)Mortgage loans up to 30 years
Encourages the effort of institutions in the fight against poverty. 28 thousand low-income Mexican and Brazilian families will have
the opportunity to afford a sustainable house.
Transform the life of citizens that live in favelas(12 million) by Installing high eco sustainable technology Increase awareness of sustainable solutions for social
housing programs in developing countries(Brazil).
RUTH DIAZ GURRIA
METODOLOGY
Research of the existing housing situation in Mexico. Research of Existing sustainable housing solutions and strategies in
Mexico. Analysis of the governmental and private Institutions sustainable
housing Programs in Mexico for margined areas.
Selection and description of awarded or recognized sustainable housing programs in Mexico for margined areas.
METODOLOGY
RUTH DIAZ GURRIA
DATA RESEARCH
- Government Sustainable Housing Programs- Private Institutions Sustainable Housing Programs
DATA - Government Sustainable Housing Programs
GREEN MORTGAGE
By UNAM - INFONAVIT loanProvides eco technologies
48% of the monthly consumption of electricity, gas and water
THIS IS YOUR HOUSE
Loans for families that can’t fulfill the "Green mortgage” requirements
PDZP
Assists low and extremely low margined areas in order to improve their basic
and social infrastructure.
Solar heaters, energy-saving lamps, high efficiency air conditioners
1 MILLON loans on the last 5 years10 MILLION of eco technologies
95 MILLION cubic meter of waterUN/World Habitat Awards
That get paid less than two minimum wages, less than 120 pesos per day
(1 MXN = .58 HKD)
Financed more than 100,000 green houses
More than 2 million concrete floors
DATA - Private Institutions Sustainable Housing Programs
ITESM 10X10
INSTITUTE OF TECHNOLOGY OF MONTERREY10 houses x 10 families
Every school term Students + Professors
Training for Self Construction“Center of Education for Self Construction”
ROSENDA HOUSEITESM 10X10
Designed by ITESM students60 square meters Recycled materials
Wood from the site Walls made out of refrigerator doors
Water Harvesting and Water Recycling
ECHALE A TU CASA
Invested 25 million dollars to provide financing programs26 Thousand homes
50 Thousand home improvementsPromotes community integration
Self Construction
DATA - Private Institutions Sustainable Housing Programs
CALAKMUL, CAMPECHE BY
“ECHALE A TU CASA" 1. Technical training2. Financial support3. Social mortgage
4. Financial education
Assisted 2,600 low income families‐Ado Block – Ado Press
Soil, water and concreteGenerated more than 500 jobs
It is not a task for a few. Experts and Institutions are a key element for developing different sustainable strategies in Mexico; they can
improve the existing strategies and propose new ones. There are serious efforts from private and public institutions. The solutions and strategies are not enough for the Mexican growing population. Either Public or Private Institutions in Mexico offer any kind of programs for medium or high-income social groups. The government should act as a promoter. (Conditioning construction permits , offering tax reduction etc.) None of the programs present a plan that can help families to pay for their loans. Self-construction is an excellent option to get the community involved in urban plans and sustainable construction. Higher income and middle class families should demonstrate greater responsibility towards their community as their
carbon print is greater.
Discussion + Conclusion
References
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References
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