TAKAFUL EMPLOYEEPACKAGE

Protection

Peace of Mind For You and Your Employee.

www.takafulbrunei.com.bn TakafulBrunei

What is the meaning of Takaful?“Help you one another in Al-Birr and At-Taqwa (virtue, righteousness and piety); but do not help one another in sin and transgression” (Al-Maidah:2)

Takaful is a pact among a group of members or participants that agree to always give mutual assistance to one another.

Takaful is also a channel that can allow an individual to make an initiative to help one another to face and share risks together with providing bene�ts to ease �nancial burden between them.

Takaful Employee Package

Introduction & PurposeTakaful Employee Package is dedicated to provide employee bene�t solutions for your employees so that you can protect your most valuable asset with peace of mind.

The Takaful Employee Package provides comprehensive Takaful protection for your employee against death, total permanent disablement, medical expenses and repatriation incurred due to accident and/or illness.

The Takaful Employee Package could be used to fully satisfy the Brunei Darussalam Labor Act Requirements.

Person CoveredEmployee(s) of the participant (which may be either individual or company) aged between eighteen (18) to sixty �ve (65) years old.

Territorial LimitWorldwide

1. Term Life(a) Death / Total Permanent Disablement due to Illness(b) Repatriation due to Illness & Accident

2. Accidental(a) Death due to Accident(b) Total Permanent Disablement due to Accident

3. Medical Expense(a) Hospital Room & Board(b) Intensive Care Unit(c) Hospital Miscellaneous Expenses(d) In-Hospital Doctor’s Visit(e) Surgical Bene�t and Day Care Surgery(f ) Accidental Outpatient & Accidental Dental(g) Pre - Hospital Diagnostic Services(h) Post-Hospital Follow Up Treatment(i) Local Ambulance Fees

Takaful Contribution(including B$0.10 of stamp duty)

Scope of Cover Bene�ts Amount

Takaful Bene�ts and Contributions

B$10,000

B$28,800B$36,000

B$10,000

B$88.10 One YearB$176.10 Two Years

Takaful Brunei Keluarga Directory

Head O�ceUnit 1& 2, Kompleks Seri Kiulap, Kg.Kiulap

Gadong, Bandar Seri Begawan BE1518Tel: +673 223 1100Fax: +673 223 7045

BIBD At-TamwilUnit 1, Bangunan Ibu Pejabat Persekutuan

Pengakap NBDKompleks Pengakap, Jalan Gadong BE4119

Tel/Fax: +673 242 4494

DelimaUnit A1, Bgn.Desa Delima, Simpang 44,Kg Pancha Delima, Jalan Muara BB4513

Tel: +673 223 1687/1654Fax: +673 223 1671

TutongUnit 16 & 17, 1st Floor, OG Complex,

Kg Petani, Tutong, TA1411Tel: +673 422 2875Fax: +673 426 1194

Kuala BelaitGround Floor, Plaza Sutera Biru

Jalan Sungai, Kuala Belait KA2331Tel: +673 334 1083/4Fax: +673 334 1082

Department of LabourMinistry of Home A�airs

Bandar Seri Begawan, BB3910Tel: +673 238 1461

TBK Claims DepartmentTel: +673 223 1100 ext 501/2

Fax: +673 223 7045Mobile: +673 873 4885

TBK Call CentreTel: +673 223 1100