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L&C/Advt/2012/Mar/382

SALES BENEFIT ILLUSTRATION

Name of the Proposed Insured: DHARMINDER Proposal Number: 169455

Age/Sex of the Proposed Insured: 30 / Male Date: 27-Apr-12

Name of the Policyholder: DHARMINDER Currency Rupees

Age/Sex of the Policyholder: 30 / Male Payment Mode: Semi-Annual

Insurance Plan UIN Benefit Period Premium Paying Sum Assured First Modal Premium

(years) Period (years)

Tata AIG Life MAHALIFE GOLD 110N029V01 70 15 1,000,000 44,370

Total 44,370

Total 44,370

Service Tax* 1,371

Total Premium Inclusive of Service Tax 45,741

Agent Number: 4471705 Agent Name: 0 Contact Phone Number:

Some benefits are guaranteed and some benefits are variable w ith return based on the future performance of your life insurance company (Tata AIG Life Insurance Company Ltd).

Note: This illustration is not an insurance contract. Read this benefit illustration along w ith a product brochure for detailed terms and conditions before concluding a sale.

Insurance is the subject matter of the solicitation

This product is underwritten by Tata AIG Life Insurance Company Ltd. Policyholder's Initials/Signatutre___________

* Service tax rate currently applicable for First year premium is 3.09% and for Renewal premiums is 1.55%

** Please refer to the Exclusion Page(s) attached to this Life Insurance Illustration for the exclusion on the rider(s) attached.

*Service tax is applicable as per governing laws and the same shall be borne by the policyholder. Tata AIG Life Insurance Company Limited reserves the right to recover from the Policyholder, any levies and duties (including service tax), as imposed by the government from

time to time.

For more information, call the Tata AIG Life Insurance Company Ltd. toll free Helpline at 1-800-119966 (facility available to MTNL and BSNL users)

If your policy offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable returns the illustration will have two pages that w ill show two different rates of assumed future investment returns and

corresponding cash dividend rates. The above cash dividends have been determined using assumed future investment returns of 10% & 6% respectively. The rates used have been set by the Life Insurance Council. These assumed rates of return are not guaranteed and

they are not upper or low er limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.

Tata AIG Life Insurance Company Ltd. (Regn No. 110)

Corporate & Registered Office: Delphi - B Wing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Pow ai , Mumbai - 400076

Tata AIG Life Insurance Company Ltd.

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Projection Of Values (For Illustration Only)

Scenario: High Cash Dividend Rate Death Benefits on Policy Anniversary What you will get back

Guaranteed Total Guaranteed Non-Guaranteed

Policy Insured Basic Rider Total Life Life Coverage(6)

Accident Coverage Annual Cash(2)

Total Cash Dividend(3)

Coupon(1)

Total Coupons(4)

ash Surrender(5)

/Maturity

Anniversary Age Premium Premium Premiums* Coverage Total Total Dividend Payable Upto Paid Upto Values(7)

0 30 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 0

1 31 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 0

2 32 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 0

3 33 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 81,850

4 34 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 143,750

5 35 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 209,750

6 36 88,740 0 88,740 1,000,000 1,000,000 0 31,000 31,000 0 0 286,110

7 37 88,740 0 88,740 1,000,000 1,000,000 0 31,000 62,000 0 0 373,750

8 38 88,740 0 88,740 1,000,000 1,000,000 0 31,000 93,000 0 0 451,110

9 39 88,740 0 88,740 1,000,000 1,000,000 0 31,000 124,000 0 0 533,560

10 40 88,740 0 88,740 1,000,000 1,000,000 0 62,000 186,000 50,000 50,000 621,48011 41 88,740 0 88,740 1,000,000 1,000,000 0 62,000 248,000 50,000 100,000 661,860

12 42 88,740 0 88,740 1,000,000 1,000,000 0 62,000 310,000 50,000 150,000 704,910

13 43 88,740 0 88,740 1,000,000 1,000,000 0 62,000 372,000 50,000 200,000 750,810

14 44 88,740 0 88,740 1,000,000 1,000,000 0 62,000 434,000 50,000 250,000 799,78015 45 0 0 0 1,000,000 1,000,000 0 62,000 496,000 50,000 300,000 852,030

16 46 0 0 0 1,000,000 1,000,000 0 62,000 558,000 50,000 350,000 853,710

17 47 0 0 0 1,000,000 1,000,000 0 62,000 620,000 50,000 400,000 855,460

18 48 0 0 0 1,000,000 1,000,000 0 62,000 682,000 50,000 450,000 857,270

19 49 0 0 0 1,000,000 1,000,000 0 62,000 744,000 50,000 500,000 859,140

20 50 0 0 0 1,000,000 1,000,000 0 93,000 837,000 50,000 550,000 861,080

21 51 0 0 0 1,000,000 1,000,000 0 93,000 930,000 50,000 600,000 863,080

22 52 0 0 0 1,000,000 1,000,000 0 93,000 1,023,000 50,000 650,000 865,150

23 53 0 0 0 1,000,000 1,000,000 0 93,000 1,116,000 50,000 700,000 867,280

24 54 0 0 0 1,000,000 1,000,000 0 93,000 1,209,000 50,000 750,000 869,470

25 55 0 0 0 1,000,000 1,000,000 0 93,000 1,302,000 50,000 800,000 871,730

26 56 0 0 0 1,000,000 1,000,000 0 93,000 1,395,000 50,000 850,000 874,060

27 57 0 0 0 1,000,000 1,000,000 0 93,000 1,488,000 50,000 900,000 876,460

28 58 0 0 0 1,000,000 1,000,000 0 93,000 1,581,000 50,000 950,000 878,930

29 59 0 0 0 1,000,000 1,000,000 0 93,000 1,674,000 50,000 1,000,000 881,500

30 60 0 0 0 1,000,000 1,000,000 0 93,000 1,767,000 50,000 1,050,000 884,170

31 61 0 0 0 1,000,000 1,000,000 0 93,000 1,860,000 50,000 1,100,000 886,910

32 62 0 0 0 1,000,000 1,000,000 0 93,000 1,953,000 50,000 1,150,000 889,72033 63 0 0 0 1,000,000 1,000,000 0 93,000 2,046,000 50,000 1,200,000 892,600

34 64 0 0 0 1,000,000 1,000,000 0 93,000 2,139,000 50,000 1,250,000 895,530

35 65 0 0 0 1,000,000 1,000,000 0 93,000 2,232,000 50,000 1,300,000 898,500

36 66 0 0 0 1,000,000 1,000,000 0 93,000 2,325,000 50,000 1,350,000 901,530

37 67 0 0 0 1,000,000 1,000,000 0 93,000 2,418,000 50,000 1,400,000 904,710

38 68 0 0 0 1,000,000 1,000,000 0 93,000 2,511,000 50,000 1,450,000 907,910

Policyholder's Initials/Signatutre___________


Corporate & Registered Office: Delphi - B W ing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Powai , Mumbai - 400076


GuaranteedNon- Guaranteed


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Coupon(1)

Total Coupons(4)

ash Surrender(5)

/Maturity

Anniversary Age Premium Premium Premiums* Coverage Total Total Dividend Payable Upto Paid Upto Values(7)


39 69 0 0 0 1,000,000 1,000,000 0 93,000 2,604,000 50,000 1,500,000 911,110

40 70 0 0 0 1,000,000 1,000,000 0 93,000 2,697,000 50,000 1,550,000 914,310

41 71 0 0 0 1,000,000 1,000,000 0 93,000 2,790,000 50,000 1,600,000 917,500

42 72 0 0 0 1,000,000 1,000,000 0 93,000 2,883,000 50,000 1,650,000 920,660

43 73 0 0 0 1,000,000 1,000,000 0 93,000 2,976,000 50,000 1,700,000 923,790

44 74 0 0 0 1,000,000 1,000,000 0 93,000 3,069,000 50,000 1,750,000 926,890

45 75 0 0 0 1,000,000 1,000,000 0 93,000 3,162,000 50,000 1,800,000 929,930

46 76 0 0 0 1,000,000 1,000,000 0 93,000 3,255,000 50,000 1,850,000 932,920

47 77 0 0 0 1,000,000 1,000,000 0 93,000 3,348,000 50,000 1,900,000 935,840

48 78 0 0 0 1,000,000 1,000,000 0 93,000 3,441,000 50,000 1,950,000 938,690

49 79 0 0 0 1,000,000 1,000,000 0 93,000 3,534,000 50,000 2,000,000 941,440

50 80 0 0 0 1,000,000 1,000,000 0 93,000 3,627,000 50,000 2,050,000 944,110

51 81 0 0 0 1,000,000 1,000,000 0 93,000 3,720,000 50,000 2,100,000 946,660

52 82 0 0 0 1,000,000 1,000,000 0 93,000 3,813,000 50,000 2,150,000 949,080

53 83 0 0 0 1,000,000 1,000,000 0 93,000 3,906,000 50,000 2,200,000 951,370

54 84 0 0 0 1,000,000 1,000,000 0 93,000 3,999,000 50,000 2,250,000 953,490

55 85 0 0 0 1,000,000 1,000,000 0 93,000 4,092,000 50,000 2,300,000 955,500

56 86 0 0 0 1,000,000 1,000,000 0 93,000 4,185,000 50,000 2,350,000 957,450

57 87 0 0 0 1,000,000 1,000,000 0 93,000 4,278,000 50,000 2,400,000 959,350

58 88 0 0 0 1,000,000 1,000,000 0 93,000 4,371,000 50,000 2,450,000 961,220

59 89 0 0 0 1,000,000 1,000,000 0 93,000 4,464,000 50,000 2,500,000 963,08060 90 0 0 0 1,000,000 1,000,000 0 93,000 4,557,000 50,000 2,550,000 964,940

61 91 0 0 0 1,000,000 1,000,000 0 93,000 4,650,000 50,000 2,600,000 966,85062 92 0 0 0 1,000,000 1,000,000 0 93,000 4,743,000 50,000 2,650,000 968,880

63 93 0 0 0 1,000,000 1,000,000 0 93,000 4,836,000 50,000 2,700,000 971,140

64 94 0 0 0 1,000,000 1,000,000 0 93,000 4,929,000 50,000 2,750,000 973,810

65 95 0 0 0 1,000,000 1,000,000 0 93,000 5,022,000 50,000 2,800,000 977,200

66 96 0 0 0 1,000,000 1,000,000 0 93,000 5,115,000 50,000 2,850,000 981,850

67 97 0 0 0 1,000,000 1,000,000 0 93,000 5,208,000 50,000 2,900,000 988,730

68 98 0 0 0 1,000,000 1,000,000 0 93,000 5,301,000 50,000 2,950,000 999,620

69 99 0 0 0 1,000,000 1,000,000 0 93,000 5,394,000 50,000 3,000,000 1,017,870

70 100 0 0 0 1,000,000 1,000,000 0 93,000 5,487,000 50,000 3,050,000 1,050,000



Corporate & Registered Office: Delphi - B W ing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Powai , Mumbai - 400076



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Coupon(1)

Total Coupons(4)

ash Surrender(5)

/MaturityAnniversary Age Premium Premium Premiums* Coverage Total Total Dividend Payable Upto Paid Upto Values (7)


(1) Coupon is a guaranteed feature. Coupon is payable depending on the sum assured of the basic policy.

(2) Annual Cash Dividend is declared based on the investment, expenses, and mortality experience of the company and is not guaranteed.

This illustration assumes the Annual Cash Dividend if it is declared at the rates mentioned below:-

6 - 9 10 - 19

31 62

(3) This illustration shows as the column "Total Cash Dividend Payable Upto" the progressive total of Annual Cash Dividends paid out.

(4) This illustration shows as the column "Total Coupons Paid Upto" the progressive total of coupon amounts paid out.

(excluding the first year's premium and extra premiums, if any) on your basic policy provided three annual premiums have been paid in full.

(6) Life Coverage Total includes term rider coverage provided under the term rider, if attached to this policy.(7) The last value shows the Maturity of the Policy. On maturity you will receive Life Coverage (Excluding that on attached term rider, if any) & Final Coupon i.e. Rs. 1,050,000 is payable.

* Total Premiums are exclusive of Service Tax.



Corporate & Registered Office: Delphi - B Wing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Powai , Mumbai - 400076


Policy Anniversary

(5) Cash Surrender Value is available upon surrender of the policy. The company will guarantee a minimum basic cash surrender value of 30% of the premiums paid

20 & above

93Annual Cash Dividend per 1,000 Basic

Sum Assured


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Scenario: Low Cash Dividend Rate Death Benefits on Policy Anniversary What you will get back


Policy Insured Basic Rider Total Life Life Coverage (6) Accident Coverage Annual Cash (2) Total Cash Dividend (3) Coupon (1) Total Coupons(4) ash Surrender (5) /Maturity

Anniversary Age Premium remium Premiums* Coverage Total Total Dividend Payable Upto Paid Upto Values( )

0 30 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 0

1 31 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 0

2 32 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 0

3 33 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 81,850

4 34 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 143,750

5 35 88,740 0 88,740 1,000,000 1,000,000 0 0 0 0 0 209,750

6 36 88,740 0 88,740 1,000,000 1,000,000 0 7,000 7,000 0 0 286,110

7 37 88,740 0 88,740 1,000,000 1,000,000 0 7,000 14,000 0 0 373,750

8 38 88,740 0 88,740 1,000,000 1,000,000 0 7,000 21,000 0 0 451,110

9 39 88,740 0 88,740 1,000,000 1,000,000 0 7,000 28,000 0 0 533,560

10 40 88,740 0 88,740 1,000,000 1,000,000 0 14,000 42,000 50,000 50,000 621,480

11 41 88,740 0 88,740 1,000,000 1,000,000 0 14,000 56,000 50,000 100,000 661,860

12 42 88,740 0 88,740 1,000,000 1,000,000 0 14,000 70,000 50,000 150,000 704,910

13 43 88,740 0 88,740 1,000,000 1,000,000 0 14,000 84,000 50,000 200,000 750,810

14 44 88,740 0 88,740 1,000,000 1,000,000 0 14,000 98,000 50,000 250,000 799,780

15 45 0 0 0 1,000,000 1,000,000 0 14,000 112,000 50,000 300,000 852,03016 46 0 0 0 1,000,000 1,000,000 0 14,000 126,000 50,000 350,000 853,710

17 47 0 0 0 1,000,000 1,000,000 0 14,000 140,000 50,000 400,000 855,460

18 48 0 0 0 1,000,000 1,000,000 0 14,000 154,000 50,000 450,000 857,270

19 49 0 0 0 1,000,000 1,000,000 0 14,000 168,000 50,000 500,000 859,140

20 50 0 0 0 1,000,000 1,000,000 0 21,000 189,000 50,000 550,000 861,080

21 51 0 0 0 1,000,000 1,000,000 0 21,000 210,000 50,000 600,000 863,080

22 52 0 0 0 1,000,000 1,000,000 0 21,000 231,000 50,000 650,000 865,150

23 53 0 0 0 1,000,000 1,000,000 0 21,000 252,000 50,000 700,000 867,280

24 54 0 0 0 1,000,000 1,000,000 0 21,000 273,000 50,000 750,000 869,470

25 55 0 0 0 1,000,000 1,000,000 0 21,000 294,000 50,000 800,000 871,730

26 56 0 0 0 1,000,000 1,000,000 0 21,000 315,000 50,000 850,000 874,060

27 57 0 0 0 1,000,000 1,000,000 0 21,000 336,000 50,000 900,000 876,460

28 58 0 0 0 1,000,000 1,000,000 0 21,000 357,000 50,000 950,000 878,930

29 59 0 0 0 1,000,000 1,000,000 0 21,000 378,000 50,000 1,000,000 881,500

30 60 0 0 0 1,000,000 1,000,000 0 21,000 399,000 50,000 1,050,000 884,170

31 61 0 0 0 1,000,000 1,000,000 0 21,000 420,000 50,000 1,100,000 886,910

32 62 0 0 0 1,000,000 1,000,000 0 21,000 441,000 50,000 1,150,000 889,720

33 63 0 0 0 1,000,000 1,000,000 0 21,000 462,000 50,000 1,200,000 892,600

34 64 0 0 0 1,000,000 1,000,000 0 21,000 483,000 50,000 1,250,000 895,530

35 65 0 0 0 1,000,000 1,000,000 0 21,000 504,000 50,000 1,300,000 898,500

36 66 0 0 0 1,000,000 1,000,000 0 21,000 525,000 50,000 1,350,000 901,530

37 67 0 0 0 1,000,000 1,000,000 0 21,000 546,000 50,000 1,400,000 904,710

38 68 0 0 0 1,000,000 1,000,000 0 21,000 567,000 50,000 1,450,000 907,910





Non- Guaranteed Guaranteed


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Policy Insured Basic Rider Total Life Life Coverage (6) Accident Coverage Annual Cash (2) Total Cash Dividend (3) Coupon (1) Total Coupons(4) ash Surrender (5) /MaturityAnniversary Age Premium remium Premiums* Coverage Total Total Dividend Payable Upto Paid Upto Values

( )


39 69 0 0 1,000,000 1,000,000 0 21,000 588,000 50,000 1,500,000 911,110

40 70 0 0 1,000,000 1,000,000 0 21,000 609,000 50,000 1,550,000 914,310

41 71 0 0 1,000,000 1,000,000 0 21,000 630,000 50,000 1,600,000 917,500

42 72 0 0 1,000,000 1,000,000 0 21,000 651,000 50,000 1,650,000 920,660

43 73 0 0 1,000,000 1,000,000 0 21,000 672,000 50,000 1,700,000 923,790

44 74 0 0 1,000,000 1,000,000 0 21,000 693,000 50,000 1,750,000 926,890

45 75 0 0 1,000,000 1,000,000 0 21,000 714,000 50,000 1,800,000 929,930

46 76 0 0 1,000,000 1,000,000 0 21,000 735,000 50,000 1,850,000 932,920

47 77 0 0 1,000,000 1,000,000 0 21,000 756,000 50,000 1,900,000 935,840

48 78 0 0 1,000,000 1,000,000 0 21,000 777,000 50,000 1,950,000 938,690

49 79 0 0 1,000,000 1,000,000 0 21,000 798,000 50,000 2,000,000 941,440

50 80 0 0 1,000,000 1,000,000 0 21,000 819,000 50,000 2,050,000 944,110

51 81 0 0 1,000,000 1,000,000 0 21,000 840,000 50,000 2,100,000 946,660

52 82 0 0 1,000,000 1,000,000 0 21,000 861,000 50,000 2,150,000 949,080

53 83 0 0 1,000,000 1,000,000 0 21,000 882,000 50,000 2,200,000 951,370

54 84 0 0 1,000,000 1,000,000 0 21,000 903,000 50,000 2,250,000 953,490

55 85 0 0 1,000,000 1,000,000 0 21,000 924,000 50,000 2,300,000 955,50056 86 0 0 1,000,000 1,000,000 0 21,000 945,000 50,000 2,350,000 957,450

57 87 0 0 1,000,000 1,000,000 0 21,000 966,000 50,000 2,400,000 959,350

58 88 0 0 1,000,000 1,000,000 0 21,000 987,000 50,000 2,450,000 961,220

59 89 0 0 1,000,000 1,000,000 0 21,000 1,008,000 50,000 2,500,000 963,080

60 90 0 0 1,000,000 1,000,000 0 21,000 1,029,000 50,000 2,550,000 964,940

61 91 0 0 1,000,000 1,000,000 0 21,000 1,050,000 50,000 2,600,000 966,850

62 92 0 0 1,000,000 1,000,000 0 21,000 1,071,000 50,000 2,650,000 968,880

63 93 0 0 1,000,000 1,000,000 0 21,000 1,092,000 50,000 2,700,000 971,140

64 94 0 0 1,000,000 1,000,000 0 21,000 1,113,000 50,000 2,750,000 973,810

65 95 0 0 1,000,000 1,000,000 0 21,000 1,134,000 50,000 2,800,000 977,200

66 96 0 0 1,000,000 1,000,000 0 21,000 1,155,000 50,000 2,850,000 981,850

67 97 0 0 1,000,000 1,000,000 0 21,000 1,176,000 50,000 2,900,000 988,730

68 98 0 0 1,000,000 1,000,000 0 21,000 1,197,000 50,000 2,950,000 999,620

69 99 0 0 1,000,000 1,000,000 0 21,000 1,218,000 50,000 3,000,000 1,017,870

70 100 0 0 1,000,000 1,000,000 0 21,000 1,239,000 50,000 3,050,000 1,050,000






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Policy Insured Basic Rider Total Life Life Coverage (6) Accident Coverage Annual Cash (2) Total Cash Dividend (3) Coupon (1) Total Coupons(4) ash Surrender (5) /MaturityAnniversary Age Premium remium remums Coverage Total Total Dividend Payable Upto Paid Upto Values


(1) Coupon is a guaranteed feature. Coupon is payable depending on the sum assured of the basic policy.

(2) Annual Cash Dividend is declared based on the investment, expenses, and mortality experience of the company and is not guaranteed.

This illustration assumes the Annual Cash Dividend if it is declared at the rates mentioned below:-

6 - 9 10 - 19

7 14

(3) This illustration shows as the column "Total Cash Dividend Payable Upto" the progressive total of Annual Cash Dividends paid out.

(4) This illustration shows as the column "Total Coupons Paid Upto" the progressive total of coupon amounts paid out.

(excluding the first year's premium and extra premiums, if any) on your basic policy provided three annual premiums have been paid in full. The last value shows the Maturity of the Policy.

(6) Life Coverage Total includes term rider coverage provided under the term rider, if attached to this policy.(7) The last value shows the Maturity of the Policy. On maturity you will receive Life Coverage (Excluding that on attached term rider, if any) & Final Coupon i.e. Rs. 1,050,000 is payable.

* Total Premiums are exclusive of Service Tax.





21

(5) Cash Surrender Value is available upon surrender of the policy. The company will guarantee a minimum basic cash surrender value of 30% of the premiums paid

20 & above

Annual Cash Dividend per 1,000 Basic Sum Assured

Policy Anniversary


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Declaration:

Signed: ___________________________

Name : ___________________________

Date: ___________________________

This is an illustrative document and not a contract. Your policy will contain the exact terms of coverage.

Authorised Official / Intermediary of Tata AIG Life Insurance Company Ltd.

Signed: ___________________________

Name : ___________________________

Date: ___________________________



I have received a copy of this Sales Illustration and understand that any non-guaranteed benefits assumed in the Sales Illustration

are subject to change and are not guaranteed.


Tax benefits are available as per Income-tax Act, 1961 and are subject to modifications made thereto from time to time. Tata AIG Life does notassume the responsibility on tax implications mentioned any where in this document. Please consult your own tax consultant to know the tax

benefit available to you.


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