Tennessee Housing Development Agency Board of Directors ......2016 Spring Round Competitive Grant Page 2 (Revised 1/2016) evidenced by a current Certificate of Existence from the Tennessee

Tennessee Housing Development Agency

Board of Directors Meeting

July 26, 2016

BLUE FOLDER ITEMS

Grants Committee (Tab 7) (Tuesday, July 26, 2016, 10:00 a.m.)

d. Housing Trust Fund Competitive Grants 2017 Fall Round Program Description

f. Habitat for Humanity Program Annual Review

Grants Committee

d. Housing Trust Fund Competitive Grants 2017 Fall Round Program Description

Bill Haslam Ralph M. Perrey Governor Executive Director

www.thda.org – (615) 815-2200 – Toll Free: 800-228-THDA

Tennessee Housing Development Agency Andrew Jackson Building, Third Floor

502 Deaderick Street, Nashville, TN 37243

MEMORANDUM

TO: Grants Committee and Board of Directors

FROM: Don Watt, Director of Community Programs

DATE: July 19, 2016

RE: 2017 Fall Round Tennessee Housing Trust Fund Competitive Grant Program Description __________________________________________________________________________________________ Staff is recommending approval of the attached program description for the 2017 Fall Round of the Tennessee Housing Trust Fund Competitive Grant Program with the following substantive changes:

1. The program expands applicant eligibility to include nonprofit organizations organized and existing in other states when authorized to do business in Tennessee.

2. The program requires the submission of a Certificate of Existence and/or Certificate of Authorization that is obtained within 30 days of the application due date. The period was reduced from 90 days in order to ensure that the applicant is in good standing with the State of Tennessee and the state of organization.

3. The program requires all applicants to demonstrate at least two years of prior experience in providing

housing assistance in the State of Tennessee.

4. The program description clarifies that match is only required of programmatic dollars provided through the HTF Competitive Grant program. Administrative funds do not require a match. This requirement aligns with THDA’s HOME and other HTF funded programs.

5. In alignment with THDA’s HOME program, the Program Description requires construction to meet THDA Design Standards for Rehabilitation or New Construction, as applicable.

6. The program requires all work to be performed by an appropriately licensed contractor and to be

inspected by an appropriately licensed inspector and, if a building permit is issued, by the state certified inspector of that jurisdiction.

7. The program description clarifies the calculation of rents for group homes and single room occupancy

units.

8. The scoring matrix Capability category was modified to allow consideration of an applicant’s demonstrated history of property acquisition in the implementation of affordable housing activities.

http://www.thda.org/

9. The scoring matrix Need category was revised to reduce the percentage of units required that must be

set aside for extremely low income households or very low income households in order to be awarded points under the Income Targeting scoring factor within this category. Additionally, the Income Targeting point value was reduced from 5 to 3 in order to promote the creation of units set aside for lower income residents, but to not promote the concentration of units for individuals who are extremely low income or very low income within a single development.

10. The scoring matrix Need category added an additional scoring factor under the Larger Community Need

category to encourage the use of properties owned by a Land Bank, acquired under THDA’s Blight Elimination Program, or are vacant after the acquisition and demolition of blighted structures under the NSP1 or NSP3 programs.

11. The Targeted Population in THDA Strategic Plan scoring factor within the scoring matrix Need

category was reduced from 8 to 7 to maintain the overall Need scoring factor at 20 points with the addition of scoring factor identified in #10 above.

________________________________________________________________________________________________________________________ 2016 Spring Round Competitive Grant Page 1 (Revised 1/2016)

2016 2017 TENNESSEE HOUSING TRUST FUND SPRING FALL ROUND

COMPETITIVE GRANTS PROGRAM Program Description and Application Package

The Tennessee Housing Development Agency (THDA) is seeking creative and innovative proposals for a FY 2016 2017 Spring Fall Round of Competitive Grants under the Tennessee Housing Trust Fund (THTF). The amount available for the FY 2016 2017 FallSpring Round is approximately $2.3 15 million. The purpose of this Program Description is to explain program requirements and the application process.

Applications for the FY 2016 2017 Spring Fall Round must be received by THDA on or before 4:30 00 PM CST CDT on Thursday, March 10September 22, 2016. THDA anticipates notifying successful applicants by May 31November 30, 2016. The Spring Fall Round Competitive Grant contracts will begin July January 1, 2016 2017 and will end June December 3031, 2019. Applicants should be aware that the “cure period” has been eliminated. Submission of a complete application is a threshold criterion.

The application package follows this Program Description. The Program Description and application in WORD-format are also available at www.thda.org. At the THDA website, click on BUSINESS PARTNERS, then GRANT ADMINISTRATORS for links to the HTFTHTF Competitive Grants and the FY 2016 2017 Spring Fall Program Description and application. If you have questions please call (615) 815-2030.

A. ELIGIBLE APPLICANTS

THDA will accept applications for the FY 2016 2017 Spring Fall Round from eligible entities, consisting of cities, counties, development districts, public housing authorities, other Departments within State Government, and private, non-profit organizations, that each meet the requirements of this Program Description. The organization must be organized and existing in the State of Tennessee (as evidenced by a current Certificate of Existence from the Tennessee Secretary of State’s office, dated no more than 30 days prior to the application deadline date) or, if organized and existing in another state, must be qualified to do business in Tennessee (as evidenced by a Certificate of Existence from another state’s certifying authority and by a Certificate of Authority to do business in Tennessee from the Tennessee Secretary of State’s office, dated no more than 30 days prior to the application deadline date).Non-profit organizations must be organized under Tennessee law as

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evidenced by a current Certificate of Existence from the Tennessee Secretary of State, Additionally, all applicants must demonstrate at least two years of experience providing affordable housing or affordable housing related servicesassistance in the state of Tennessee.

The Applicant selected for a THTF Competitive Grant must be the owner of the proposed rental project at award. If the Grantee is a non-profit, the non-profit must be the sole general partner or the sole managing member of the ownership entity or own 100% of the stock of a corporate ownership entity

All private, non-profit organizationsand must also submit Attachment One: Non-Profit Checklist with supporting documentation. All private, non-profit organizations must be organized and existing in the State of Tennessee (as evidenced by a Certificate of Existence from the Tennessee Secretary of State, dated no more than 30 days prior to the application date) or, if organized and existing in another state, be organized and existing under the laws of that state and be qualified to do business in Tennessee (as evidenced by a Certificate of Existence from that state’s Secretary of state dated no more than 30 days prior to the application date and by a Certificate of Authority to do business in Tennessee from the Tennessee Secretary of State, dated no more than 30 days prior to the application date).

All non-profit applicants must demonstrate at least two years of experience providing affordable housing or affordable housing related services in the state of Tennessee.

Additionally, organizations seeking funding for housing targeted to ex-offenders shall demonstrate approval and in good standing with the Tennessee Department of Corrections (TDOC) as of the date an application is submitted. All such organizations shall be listed on TDOC’s List of Approved Transitional Housing Providers or List of Approved Permanent Housing Providers.

Competitive Grant funds will be awarded to successful aApplicants in the form of a grant. Applicants with prior Competitive Grants must also have requested the following percentages of their prior grants by March 3September 15, 2016, to be eligible for the FY 2016 2017 Spring Fall Round Competitive Grant program:

COMPETITIVE GRANT YEAR SPEND DOWN REQUIREMENT

2014 Fall Spring and earlier 100%

2014 2015 SpringFall 75%

2015 FallSpring 50%

2015 2016 SpringFall 25%

2016 FallSpring Not eligible

To meet the “requested” threshold criteria, THDA must have received an official, complete Request for Payment Form with supporting documentation from an Applicant with a prior Competitive Grant.

B. ELIGIBLE ACTIVITIES


All housing financed using HTFTHTF Competitive Grant resources must be affordable rental housing and must address the housing needs of households who are low, very low, and/or extremely low income as defined in Section F (1).

The following rental housing activities are eligible:

• New construction of rental housing units.

• Acquisition of rental housing units.

• Rehabilitation of rental housing units.

• Conversion of non-residential units to residential units.

• Combinations of the above. The rental housing provided may be either permanent or transitional as defined below:

• “Permanent Housing” is community-based housing with a tenant on a lease (or a sublease) for an initial term of at least one year that is renewable and is terminable only for cause.

• “Transitional housing” is housing that is designed to provide individuals and families with interim stability and support for up to 24 months in order to assist the household successfully move to and maintain permanent housing. Transitional housing must include a lease, sublease, or occupancy agreement.

Applicants shallproposing rental housing programs will need to complete Attachment Two: Rental Housing Feasibility Worksheet to demonstrate a need for the Competitive Grant funds and the financial feasibility of the project.

C. TARGET POPULATIONS

1. Low, very low and extremely low income households

Rental housing for households at or below 80% of Area Median Income (AMI) is eligible. THDA will provide a preference for applications with a 10025% set-aside only for households who are extremely low income (0-30% AMI) or with a 5100% set-aside only for very low income (0 – 50% AMI).

2. Housing for Individuals with Disabilities

Housing for Individuals with Disabilities is rental housing for adult persons with a physical, emotional, or mental disability. All households must have incomes less than 80% of AMI.

A “person with disabilities” means a household composed of one or moreis a persons, at least one of whom is an adult, and the household must include an individual who is disabled. A person is considered to have a disability if the personwho has a physical, mental or emotional impairment that is expected to be of long-continued and indefinite duration; substantially impedes his or her ability to live independently; and is of such a nature that such disability could be improved by more suitable housing.

A person will also be considered to have a disability if he or she has a developmental disability, which is a severe, chronic disability that is attributable to a mental or physical impairment or combination of mental and physical impairments; is manifested before the person attains age 22; is likely to continue indefinitely; results in substantial functional

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limitations in three or more of the following areas of major life activity: self-care, receptive and expressive language, learning, mobility, self-direction, capacity for independent living, and economic self-sufficiency; and reflects the person’s need for a combination and sequence of special interdisciplinary, or generic care, treatment, or other services that are of lifelong or extended duration and are individually planned and coordinated.

Housing funded for this population must meet the qualities of settings that are eligible for reimbursement under the Medicaid home and community-based services that were established by the Centers for Medicare and Medicaid Services (CMS) in the final rule dated January 16, 2014:

https://www.federalregister.gov/articles/2014/01/16/2014-00487/medicaid-program-state-plan-home-and-community-based-services-5-year-period-for-waivers-provider.

The final rule requires that all home and community-based settings meet certain qualifications, including:

• The setting is integrated and supports full access to the greater community;

• Is selected by the individual from among setting options;

• Ensures individual rights of privacy, dignity, and respect, and freedom from coercion and restraint;

• Optimizes autonomy and independence in making life choices; and,

• Facilitates choice regarding services and who provides them.

Additionally for provider owned or controlled residential settings, the following additional requirements apply:

• The individual has a lease or other legally enforceable agreement providing similar protections;

• The individual has privacy in their unit including lockable doors, choice of roommates, and freedom to furnish or decorate the unit;

• The individual controls his/her own schedule, including access to food at any time;

• The individual can have visitors at any time; and,

• The setting is physically accessible.

3. Housing for Youth Transitioning Out of the State’s Foster Care System

Rental housing for youth transitioning out of the foster care system is eligible. All households must have incomes less than 80% of AMI. The head of the household must be at least 18 years of age and no more than 24 years of age at time of application for tenancy. All housing must provide flexible, voluntary support services designed to help the individual stay housed and live a more productive life in the community.

4. Housing for the Elderly

https://www.federalregister.gov/articles/2014/01/16/2014-00487/medicaid-program-state-plan-home-and-community-based-services-5-year-period-for-waivers-provider




Elderly populations are households where all household members are at least 62 years of age. All households must have incomes less than 80% of AMI. Housing for the elderly does not include hospices, nursing homes, or convalescent facilities.

5. Housing for Ex-Offenders

Rental housing for ex-offenders who are either homeless or at risk of homelessness and for those who are eligible for release by the Tennessee Board of Probation and Parole but who remain in custody due to having no other residential options is eligible. Housing for elderly offenders who are eligible for release by the Tennessee Board of Probation and Parole but who remain in custody due to no other residential options is encouraged. Certain ex-offenders, as described below, may not be eligible to reside in housing of this type developed with HTF Competitive Grants. All households must have incomes less than 80% of AMI. Housing providers must abide by all TDOC rules and regulations and all State and Federal statutes and laws as applicable to the populations being served.

D. PROHIBITED ACTIVITIES

An Applicant selected for a Competitive Grant (the “Grantee”) may not use the Competitive Grant for any of the following:

1. Pledge Competitive Grant funds as support for tax exempt borrowing by local grantees.

2. Provide off-site improvements or neighborhood infrastructure or public facility improvements.

3. Provide any portion ofNo portion of the the THTF Competitive Grant funds or the required local match may be used for administrative expenses by local governments.

4. Provide assistance to private, for-profit or to private non-profit owners of rental property. The Applicant selected for a Competitive Grant (the “Grantee”) must be the owner of the proposed rental project at award.

5. Homeowner rehabilitation projects.

6. Homeownership activities, including down payment assistance programs and the development of units for homeownership.

7. Rental housing that is a treatment, hospice, nursing home, or convalescent facility.

7.8.Costs incurred prior to the HTFTHTF contract start date are not eligible.

E. MATCH

Proposals must include a 50% match of the THTF programdevelopment dollars awarded for the Competitive Grant funds.. THTF administrative funds allocated to the project are not required to be


matched. The matching funds can be provided by grants from other agencies; federal sources such as the Community Development Block Grant (CDBG) program or USDA Rural Development; contributions by local church groups or local agencies; contributions by individuals; bank loans; or a funding pool established by a local lender for the applicant. Supportive services required for projects serving individuals with disabilities, ex-offenders, or youth transitioning out of the foster care system may also qualify as match. THDA HOME grants or other THDA program funds to communities or non-profit agencies will not be an eligible source of the matching funds. However, HOME grants from local participating jurisdictions to non-profit agencies would be an eligible source of match.

THDA will prioritize applications with a firm match commitment, the value of which is clearly documented in the application by the entity providing the match source.

F. PROGRAM REQUIREMENTS

1. INCOME LIMITS

Competitive Grants for rental projects may be used to benefit low-, very low- or extremely low income households.

A. “Low income household” means an individual or family unit whose gross annual income does not exceed 80% of the area median income, adjusted for family size;

B. "Very low income household" means an individual or family unit whose gross annual income does not exceed 50% of the area median income, adjusted for family size.

C. “Extremely low income household” means an individual or family unit whose gross annual income does not exceed 30% of the area median income, adjusted for family size.

For rental property, tThe income limits apply to the incomes of the tenants, not to the owners of the property.

Grantees shallCompetitive Grants use the income limits established by the U.S. Department of Housing and Urban Development for the HOME Program, and household income as defined by the Section 8 Rental Assistance Program. Current limits are in Attachment Three: Income Limits. The income of the household to be reported for purposes of eligibility is the sum of the annual gross income of the beneficiary, the beneficiary's spouse, and any other family member residing in the home or rental unit. Annual gross income is "anticipated" for the next 12 months, based upon current circumstances or known upcoming changes, minus certain income exclusions.

Grantees shallOwners of rental property are required to ensure occupancy of units for which Competitive Grants were used by low-, very low- or extremely low- income tenants during the five year compliance period. Tenants whose annual incomes increase to over 80% of area median may remain in occupancy, but must pay no less than 30% of their adjusted monthly income for rent and utilities.

2. CRIMINAL BACKGROUND


Grantees shallThe Housing Trust Fund Competitive Grants Program will follow HUD regulations with regard to the provision of housing for ex-offenders. HUD regulations prohibit housing assistance to the following groups of ex-offenders:

A. Ex-offenders who have been evicted from federally-assisted housing for drug-related criminal activity with an effective date of eviction within the last three (3) year period.

B. An ex-offender household that includes a member who has ever been convicted of a drug-related criminal activity involving the manufacturing or production of methamphetamines on the premises of federally–assisted housing.

C. An ex-offender household that includes a member who is subject to a lifetime registration requirement under a state sex offender registry program.

3. COMPLIANCE PERIOD

All grants for rental housing projects for which competitive Grants are used shallwill have a compliance period of five years that begins at certificate of occupancy. Prior to drawing down Competitive Grant funds, Grantees shall owners of rental projects will be required to sign a grant note, deed of trust and restrictive covenant to enforce the compliance period. The Competitive gGrant is forgiven at the end of the five year period if full compliance was achieved throughout the compliance period.

4. PROPERTY STANDARDS Property standards must be met when Competitive Grant funds are used for a project. Any rental units constructed or rehabilitated with Competitive Grant funds must meet THDA Design Standards for New Construction or Rehabilitation, as applicable. Additionally, all housing must meet all applicable local codes, rehabilitation standards, and zoning ordinances at the time of project completion. Following project completion, all properties assisted with Competitive Grant funds must meet Housing Quality Standards throughout the compliance period.

In the absence of a local code and in addition to meeting the applicable THDA Design Standards, new construction of multi-family apartments of 3 or more units must meet the State-adopted edition of the International Building Code; new construction of single-family rental units or duplexes for rental must meet the State-adopted edition of the International Residential Code for One- and Two-Family Dwellings; and rehabilitation of existing rental units must meet the State-adopted edition of the International Existing Building Code.

All contractors performing work on HTFTHTF assisted units must be appropriately licensed for the type of work being performed.

Inspections. All rehabilitation or new construction work must be inspected by a qualified licensed or FHA approved inspector. Licensed inspectors are certified by the Tennessee Department of Commerce and Insurance – State Fire Marshal’s Office. FHA approved inspectors are listed on the HUD web site as current FHA fee inspectors.

If a construction permit is issued by a local jurisdiction, inspection by a state certified inspector of that jurisdiction is required. If a third party (FHA approved) inspector is needed, the cost of the inspection is an eligible soft cost.


Energy Code. New construction projects must also meet the current edition of the International Energy Conservation Code.

Visitability. Additional points will be awarded to aApplicants proposing single-family rental or multi-family new construction projects that include design features to make the units accessiblevisitable by individuals with physical disabilities. These options include a step-free entrance, free passage of 32-36” for interior/exterior doorways, and easy use by individuals confined to a wheelchair. Further information about visitability may be found at www.visitability.org.

Universal Design. Additional points will be awarded to applications that incorporate the inclusion of features that meet the needs of the greatest number of residents within a community. Universal design differs from accessible design, which is primarily intended to meet the needs of persons with disabilities. Universal design, however, is inclusive of adaptable design as universal design incorporates structural features that will allow a residence to be adapted to an individual’s current or future needs. Universal design features include, but are not limited to:

• Stepless entrances

• Minimum 5’ x 5’ level clear space inside and outside entry door

• Broad blocking in walls around toilet, tub and shower for future placement of grab bars

• Full-extension, pull out drawers, shelves, and racks in base cabinets in the kitchen

• Front mounted controls on all appliances

• Lever door handles

• Loop handle pulls on drawers and cabinet doors

More information on Universal Design may be found at The Center for Universal Design at North Carolina State University: http://www.ncsu.edu/ncsu/design/cud/index.htm.

5. RENT LEVELS

Every rental unit assisted with Competitive Grant funds is subject to rent controls designed to make sure that rents are affordable to low-, very low- or extremely low-income households. Unless the housing is a group home or a Single Room Occupancy (SRO) unit, tThe maximum rents used for Competitive Grants are the High HOME rents. The maximum rent for a Group home or a SRO unit is defined below.

However, Granteesproperty owners are encouraged, but not required, to charge tenants, in a rental property assisted with Competitive Grant funds, no more than 30% of gross monthly income for rent. See Attachment Four: HOME Program Rents.

Rents are controlled for the length of the compliance period, and are determined on an annual basis by HUD. The published rents include utilities. The cost of utilities paid by tenants must be subtracted (using applicable utility allowances) from the published HOME rents to determine the maximum allowable rents.

http://www.visitability.org/

http://www.ncsu.edu/ncsu/design/cud/index.htm


Each Grantee should be aware of the market conditions of the area in which the project is located. The High HOME rents are maximum rents which can be charged. Each project should show market feasibility not based upon the High HOME rents, but rather upon area housing markets and HTFTHTF occupancy requirements which require occupancy by low-, or very-low-, or extremely low-income tenants. Rents shall not exceed the published High HOME rents, adjusted for utility arrangements and bedroom size. However, because these rents must also be attractive to low-, or very low-, or extremely low- income tenants, actual rents may be lower than the High HOME rents to keep within 30% of the tenant’s monthly income. Programs should be designed so they take into consideration the market feasibility of projects funded.

AThe HTF Competitive Grant program may assist with the development of a group home, a housing unit that occupied by two or more single persons or families. AThe group home consists of common space and/or facilities for group use by the occupants and, except in the case of a shared one-bedroom unit, a separate private space for each individual or family. Group homes often house the elderly or persons with disabilities who require accompanying supportive services. The calculation of the applicable rent and tenant contributions must follow the following requirements:

• A HTFTHTF-assisted group home is treated as a single HTFTHTF-assisted housing unit with multiple bedrooms. The HTFTHTF rent limit for a group home is the HUD-published Fair Market Rent (FMR) rent limit for the total number of bedrooms in the group home.

• However, the bedrooms of live-in supportive service providers or other non-client staff are not included when calculating the total number of bedrooms for the purpose of establishing the rent. For example, if one bedroom in a four-bedroom home is occupied by a service provider, the maximum rent for the group home is the HUD-published FMR Limit for a three-bedroom unit.

• The HUD-published FRM Limit is the maximum combined rent that can be charged to all income eligible tenants residing in the group home. Each tenant pays a pro-rata share of the total rent.

• When group home tenants pay directly for utilities, the utility allowance must be subtracted from the HUD-published FMR limit in order to determine the maximum combined rent that can be charged to all tenants.

• Group homes frequently include food and/or other supportive services to its residents. Group home rents may not include food costs or the costs of supportive services. Costs for such services must be billed as separate charges. For group home units that are developed for persons with disabilities, disability-related services must be non-mandatory and the resident must have the option to choose services from another provider. The lease must also state whether the fee-based services are optional or mandatory and must identify the amount of the additional fess or surcharges separately from the basic HTFTHTF rent for each tenant. The applicable State agency must approve in writing the costs of food and supportive services to be provided.

AThe HTF Competitive Grant program may assist with the development of Single Room Occupancy (SRO) housing, which consists of a single room dwelling unit that is the primary


residence of the occupant. The unit may or may not have food preparation and sanitary facilities. Rents for group homes must be calculated based on the pro-rata share of the High HOME Rent for the group home size. The pro-rata share is calculated by dividing the number of persons in the assisted household by the number of persons (assisted and unassisted) living in the group home. Rents for SRO units are based on the HUD Fair Market Rent (FMR) or the HUD High HOME rent depending on the characterization of the unit as described below.

IF THE SRO HOUSING IS…. THEN…

A unit with neither food preparation nor sanitary facilities, or with one (food preparation or sanitary facilities)

The HTFTHTF rent may not exceed 75% of the HUD-published FMR limit for a 0-bedroom (efficiency) unit.

A unit with both food preparation and sanitary facilities

The HTFTHTF rent cannot exceed the HUD published High HOME rent limit for a 0-bedroom unit.

A unit that receives state or Federal project-based rental assistance and is occupied by a very low income tenant

The HTFTHTF rent can be the applicable state or Federal project-based rent, as long as it is occupied by a very low income tenant who does not pay more than 30% of the family’s monthly adjusted income for rent.

The calculation of the applicable rent and tenant contributions must follow the following requirements:

• Utility costs are included in the maximum HOME or FMR SRO rent. If SRO tenants pay directly for utilities, the utility allowance must be subtracted from the HUD-published HOME rent limit or FMR limit in order to determine the maximum rent that can be charged for the SRO unit.

• SRO units may not include food costs or the costs of any supportive services. Costs for such services must be billed as separate charges. For SRO units that are developed for persons with disabilities, disability-related services must be non-mandatory and the resident must have the option to choose services from another provider.

• Each SRO tenant’s lease must clearly state whether the fee-based services are optional or required and must also identify the amount of additional fees or surcharges separately from the basic HTFTHTF rent for each tenant. The applicable State agency must approve in writing the costs of food and supportive services to be provided.

6. GRANTEE'S ON-GOING OBLIGATIONS FOR RENTAL PROPERTY During the compliance period, a Grantee shall:The rental housing requirements during the compliance period are the responsibility of the Grantee, including:

A. Conduct Iinitial and annual income certification of tenants;

B. Adherence to the HTFTHTF rent limits;

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C. Complyiance with THDA Property Standards;

C.D. Complyiance with fair housing and affirmative marketing requirements of the program and,

E. Reporting to THDA as THDA may require;

D.F. Take other actions as THDA may require.

G. PROCUREMENT

It is important to keep the solicitation of bids for goods and services, materials, supplies and/or equipment open and competitive. Grantees shall develop andCities, counties and non-profit organizations and other eligible applicants must follow their procurement policies. At a minimum, there must be an established selection procedure, and gGrantees shallare expected to obtain at least three bids. There must also be a written rationale for selecting the successful bid or proposal.

H. MARKETING REQUIREMENTS

One goal of THDA’s Housing Trust Fund Competitive Grants Program is to raise the profile of affordable housing at the local, state and federal level, and to demonstrate that decent housing impacts all facets of community development. Each Grantee shallmust implement marketing and public relations plans to accentuate the achievements of the program. THDA’s Public Affairs Division will assist in the development of these plans. Grantees shallare required to submit data and beneficiary stories to THDA as may be required by THDA.

I. FAIR HOUSING AND EQUAL OPPORTUNITY

Each Grantee receiving afunded under the Housing Trust Fund Competitive Grant shalls Program must comply with both state and federal laws with regarding to fair housing and equal opportunity (FHEO). FHEO requirements have been developed to protect individuals and groups against discrimination on the basis of: race, color, national origin, religion, age, disability, familial status, or sex.

In particular, owners and program administrators will need to be aware of discrimination issues with regard to: housing opportunities; employment opportunities; business opportunities; and benefits resulting from activities funded in full or in part by a Competitive Grant.Housing Trust Fund dollars.

THDA requires that eEach Grantee shall establish and follow procedures to inform the public and potential tenants of FHEOfederal Fair Housing laws and the Grantee's affirmative marketing program. Grantees shall establish and follow; outline procedures by which Grantees will solicit applications from potential tenants.; Grantees shall and maintain records of efforts to affirmatively market rental units. Grantees shall provide evidence of all of the above at the request of THDA.

J. APPLICATION AND EVALUATION PROCEDURE

Applications for Competitive GrantsSubmissions for funding should be limited only by imagination, availability of matching funds, availability of support services, and a demonstrated need for the proposed project in a given area.

Proposals for funding in the FY 2016 2017 Spring Fall Round are limited to a maximum of $500,000. There is no minimum grant amount. THDA expects that the combination of Competitive Grant funds


and the required matching funds will be sufficient to allow the proposed project to be completed in a timely manner. Proposals that address the housing needs of very low or extremely low income households, including youth transitioning from foster care and ex-offenders, especially elderly offenders who are eligible for release by the Tennessee Board of Probation and Parole but who remain in custody due to no other residential options and who meet other requirements specified in the Program Description, will receive additional points in the scoring matrix. Proposals with an identified, firm commitment for the matching funds are preferredwill be more attractive, and those proposals with a commitment for match resources which exceeds the 50% requirement will be highly preferred.the most attractive.

THDA will evaluate each application to determine if the proposal meets program criteria, including, without limitation, submission of a complete application; proposal of an eligible activity serving eligible populations, proposal of a project that is ready to get underway except for the gap in financing to be provided by the Competitive Grant funding; and proposal of a project that in the opinion of THDA, in its sole discretion, is physically, financially and administratively feasible.

Applications will not be considered if the following threshold items are not included within the application:

• Application signed by the Chief Executive of the organization or the President/Chairman of the Board of Directors.

• Copy of the latest audit or audited financial statement of the organization.

If a non-profit organization, or a public housing authority, aAdditionally, applications from nonprofit organizations will not be considered if the following threshold items also are not included within the application:

• A Certificate of Existence or Certificate of Authorization dated within the specified time frame. If organized in other state, a current Certificate of Organization or comparable documentation from the state of organization must also be submitted.

• If a non-profit organization, dDocumentation of an IRS designation under Section 501(c)3 or Section 501(c)4 of the federal tax code.

• If a non-profit organization, cCopy of the Charter and By-laws of the organization

• Copy of a current resolution by the Board of Directors approving the submission of the application and dated within 30 days of the HTF Competitive Grant application due dateunder the 2017 Fall Housing Trust Fund Program Description.

• Additionally, as a threshold requirement, oA list of the current Board of Directors that meets the Board composition requirements stated in the by-laws.

• One page explanation of how the Board of Directors is involved in the operation of the applicant, including how often the Board meets, how the Board monitors and provides oversight for the applicant’s programs.

• Copy of the minutes from the most recent meeting of the Board of Directors where this application was approved for submission.

• Business plan or strategic management plan that demonstrates the applicant’s short term and long term goals, objectives, and plans to achieve them.

• Documentation of operating funds from all sources.


• Explanation of other programs operated by the organization and associated sources of funding.

• One page explanation of the organization’s experience in providing housing, particularly to the population group targeted in the application.

Organizations seeking funding for housing targeted to ex-offenders shall demonstrate approval must already be approved by the date of application submission and in good standing with the Tennessee Department of Corrections (TDOC) as of the date an application is submitted. All such organizations shall beand listed on TDOC’sthat Department’s List of Approved Transitional Housing Providers or List of Approved Permanent Housing Providers.

As a threshold requirement for consideration, aIn addition to the above requirements, applications from organizations seeking to use HTF Competitive Grant funds to provide rental housing for ex-offenders shallmust provide a copy of the policies and procedures guiding the operation of their program and a copy of the program’s application for tenancy.

Housing providers must abide by all TDOC rules and regulations and all State and Federal statutes and laws as applicable to the populations being served.

A Review Committee will score and rank all applications meeting the threshold criteria, as determined by the Review Committee in its sole discretion. Applications will be ranked in descending numerical order based on the categories in the HTFTHTF Competitive Grant Matrix. The Review Committee will present its recommendations to the Grants Committee and the Board of Directors for consideration at their May November 2016 meetings.

Formatted: Line spacing: single


HTFTHTF COMPETITIVE GRANT MATRIX Up to 100 Points

1. CAPABILITY Up to 70 points

• The program design is complete, and all necessary Up to 35 points components are identified in the application. o The proposal demonstrates adherence to program guidelines. o Sites have been identified and applicant has site control of the parcel(s) on which

the housing will be developed or the applicant can demonstrate a consistent and successful history for securing ownership control of property in each of the past five consecutive years that is either (1) at least equal to or exceeding double the number of single family units proposed in this HTFTHTF application or (2) if multifamily housing is proposed, at least equal to or exceeding double the number of parcelsites proposed for acquisition in this HTFTHTF application.

o The project is financially feasible with sufficient revenue for the on-going operation of the housing during the compliance period.

o The feasibility worksheet is complete and demonstrates a need for aHTF Competitive Grant funds.

o The proposed rents charged to tenants are reasonable given the income of the targeted population or rental assistance is committed to lower the contribution of the tenant toward rent and utilities.

o If new construction, the housing will include design features that meet Universal Design standards, Visitability standards and Energy code standardsto make the units accessible, such as a step-free entrance; 32-36” interior and exterior free passage; and easy use by an individual confined to a wheelchair.

o For projects targeting individuals with disabilities or youth aging out of foster care, a commitment for the delivery of supportive services is in place.

o For projects targeting ex-offenders, a plan for the screening of ex-offenders and a plan and commitments for the funding of support services are in place

o For projects targeting individuals with disabilities, the proposed housing meets the goals of the Final Rule for the qualities of settings that are eligible for reimbursement under the Medicaid home and community-based services that have been established by the Centers for Medicare and Medicaid Services (CMS) on January 16, 2014. Point deductions will be assessed if the CMS qualities of settings are not met based on THDA’s sole determination.

o The applicant demonstrates the likelihood and feasibility to secure matching funds. Firm commitment letters are included in the application.

• The applicant demonstrates sufficient capacity to Up to 35 points successfully carry out the proposed project. • The applicant and its staff has have experience in providing housing to the

targeted population. • The applicant and its staff has have a demonstrated capacity to manage rental

housing. • The applicant’s organizational budget reflects multiple sources of funding.


• If the applicant has previous experience withunder THDA’s HTF Competitive Grants or or THDA’s HOME programs, the applicant has demonstrated success in:

o drawing down funds; o completing a project in a timely manner; o operating a program within THDA guidelines; and, o responding in a timely fashion to client concerns or complaints,

contractor concerns or complaints, and requests by THDA staff for information and/or client stories.

2. NEED Up to 20 points Income Targeting Up to 5 3 points → The applicant will set aside 25100% of the units for

individuals at 30% of AMI or less 5 3 points

→ The applicant will set aside 10050% of the units for

individuals at 50% of AMI or less 3 1 points

→ The applicant will set aside 100% of the units for

individuals at 80% of AMI or less 0 points

Targeted Populations in THDA Strategic Plan Up to 8 7 points → THDA will award up to 87 points based on the

proportion of units The applicant will set-aside 100% of the units to be created for youth transitioning out of foster care

Up to 8 7 points

→ THDA will award up to 87 points based on the

proportion of units set-aside The applicant will set aside 100% of the units for ex-offenders, particularly elderly ex-offenders

Up to 8 7 points

Larger Community Need Up to 2 5 points → The project meets a larger need in the community or

region beyond providing housing for the targeted population, such as (but not limited to):

(1) The project removes a major blight in the community

(2) The project ties into a larger community or regional effort outside the specific project scope

2 points

→ The application provides a written commitment that at least 50% of the sites on which the HTFTHTF funded housing will be constructed are sites which meet one of the following criteria:

3 points


(1) The site will be acquired through the land bank authority established within the community

(2) The site will be acquired and the nuisance abated through THDA’s Blight Elimination Program

(3) The site was acquired and the nuisance abated as a demolition activity under the NSP1 or NSP3 programs and no NSP eligible use has been established on the property

Prior Funding Up to 5 Points The THDA Competitive Grants Program has not been

awarded to applicantfunding since January July 1, 2012, for a project located in the county in which the proposed housing will be located

5 points

3. INNOVATION Up to 10 points

The housing proposed in the applicationproposal demonstrates a creative approach to affordable rental housing for low, very low income, or extremely low income households through unique partnerships, a variety of funding sources, use of alternative energy sources or energy conservation measures, inclusion of universal design elements in housing that will be rehabilitated, the addition of design elements to make the unit to be rehabilitated visitable for individuals with physical disabilities, the targeting of individuals who are homeless through a housing first approach, and other innovative means to address housing needs.


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Grants Committee

f. Habitat for Humanity Program Annual Review

Bill Haslam Ralph M. Perrey Governor Executive Director

www.THDA.org - (615) 815-2200 - Toll Free: 800-228-THDA

Tennessee Housing Development Agency

Andrew Jackson Building Third Floor 502 Deaderick St., Nashville, TN 37243

M E M O R A N D U M

TO: Grants Committee and Board of Directors

FROM: Don Watt, Director of Community Programs

DATE: July 16, 2016

RE: Housing Trust Fund Grant to Habitat for Humanity of Tennessee – Annual Review

At the May 2014 meeting, the Board approved an annual allocation of $500,000 from the Tennessee Housing Trust Fund (HTF) for Habitat for Humanity of Tennessee for three years, subject to annual review.

The first grant was effective July 1, 2014, with the beginning of the 2015 fiscal year, and was 100% drawn. Habitat for Humanity of Tennessee assisted Habitat affiliates across the state with grants for construction costs that assisted 30 households attain homeownership.

The second grant was effective on July 1, 2015, with the beginning of the 2016 fiscal year. The Board approved the application of $200,000 of the grant to the repayment of a BUILD loan held by Habitat for Humanity of Anderson County. The remaining $300,000 was made available for use by Habitat for Humanity of Tennessee to assist local Habitat chapters to cover home construction costs. All $300,000 in funds has been spent, creating 20 new homes, five of which are owned by households who are elderly or include a family member with special needs. The $300,000 allocation of Tennessee HTF monies generated over $1.66 million in matching funds towards the construction of these homes. Habitat for Humanity of Tennessee has produced the attached summary describing some of the families who have been assisted during the 2016 fiscal year.

Given the successful achievement in program implementation over the past year, staff recommends that the Board move forward with its $500,000 allocation for the third and final year of its three-year HTF resource commitment to Habitat for Humanity of Tennessee.

http://www.thda.org/

A Successful Partnership Tennessee Housing Development Agency and Habitat for Humanity of Tennessee

THDA made it possible for Habitat for Humanity to build 217 homes over the past 8 years. A total development cost of $22 million; THDA provided $4.4 million of these funds while Habitat for Humanity affiliates raised $17.6 million through other grant programs and donations of funds, labor and goods. As a result of this partnership, 760 children and adults now live in a newly constructed, energy efficient, affordable home that they own; building strength, stability and self-reliance! 49% of these homes were sold to families of elderly or special needs populations. In 2016, Habitat for Humanity received $500,000 through THDA’s Housing Trust Fund and built 20 homes with qualified families across the state. Habitat for Humanity raised $1.8 million to match the grant funds of this $2.3 million project. All household incomes were 60% or less of their area median income. Right now, 65 children and adults are living in their new homes! Here are their stories:

DYERSBURG Velitia is a single full-time working mother of four children. She works as a housekeeper at a medical center where she has been employed for the last 7 years. Velitia lived in a two bedroom apartment where her two boys and one girl shared a bedroom and she shared a bedroom with the baby. Velitia’s goal for the future is to attend school to become a pharmacy tech.

MEMPHIS Liban and Nimo are married and have six children. They were living in a 3 bedroom apartment, which is very challenging as Liban uses a wheelchair and needs a home built to ADA standards. He receives disability. Nimo works full-time as a cashier at a grocery store where she has been employed for two years. Prior to then, Nimo worked at UT Medical Center in housekeeping for three years.

DICKSON Amanda is the proud mother of two children, a daughter, 15, who is a sophomore in high school and plays percussion, and a son, 8, who loves to play baseball and football. Amanda has always dreamed of owning her own home so her children would have a place to call home. She works every day and cannot get ahead. Amanda has employed with a national corporation for over seven years as a merchandiser. When she isn’t working, she is going back and forth between her children’s school events.

Amanda and her family enjoy walking around the lake, going to the park, watching movies, and having cookouts with friends.

COLUMBIA Shateka lived in an apartment that had serious mold and insect issues. For the health of her and her children, she moved in with her mother where she shares a bedroom with her children. Shateka is a child care provider at a daycare facility. She grew up in a single-parent home and watched her mother work numerous second jobs to make ends meet. They never owned a home. With her new Habitat for Humanity home, Shateka now plans to return to college.

SHELBYVILLE Conisha is a single mother with a beautiful son. She was renting a very small apartment that cost over 40% of her income. Conisha works as a cashier at a restaurant where she has been employed for 8 years. She spends her time on activities involving her son. Her son will be starting school in the fall and Conisha is proud that he will have a stable home to grow up in and a home to call his own.

MURFREESBORO Sharnail has always dreamt of owning a home. She has been employed through a temporary agency and hopes to gain permanent status. All of her jobs have been in factories in Rutherford County. Sharnail is buying her home for herself, son, 11, and daughter, 21, who hopes to eventually enroll at MTSU and major in education. Sharnail enjoys cooking and taking care of her family and others.

GALLATIN Tameka has four amazing children, once of

which has cerebral palsy and requires feeding

tube.

Prior to coming to Habitat for Humanity,

Tameka was renting a 3 bedroom home that

was not well insulated and caused high utility

bills and extreme temperatures. The the only

hook up her daughter’s feeding tube was

unventilated.

Tameka works full-time at an extended health

care as a customer service representative. Prior to this position, she was an assistant manager at

McDonald's for 4 years. She likes to take her children different places and hanging out with her friends

and sisters. Tameka also enjoys being active in her church activities.

`

ANTIOCH Ibrahim and Sakino are both from Mogadishu, Somalia’s capital city. Sakino’s father was a shopkeeper. But when Somalia’s civil war started her family was separated when fleeing to Kenyan refugee camps. She and five siblings waited in a camp on the Kenyan border to hear what had happened to their mother and three other brothers. Three months passed before they received word that their mother and brothers had already been resettled to Boston. Two years later, in 1999, Sakino, her oldest

daughter Zubeida, now 15, and her other siblings rejoined their family who were then living in Nashville. Ibrahim’s father owned a large farm where he grew fruit including bananas, mangoes and lemons. His

childhood came to abrupt end when Somalia’s civil war exploded around him. “I remember that people with guns came in the night and took everything. The next morning we ran to Nairobi [Kenya’s capital city],” he says. Ibrahim’s oldest brother had emigrated to Atlanta years earlier and quickly started the immigration process for Ibrahim’s family. But it was an eight year wait; Ibrahim arrived in Atlanta in 1999. He moved to Nashville in 2004 and in 2005 obtained his commercial driver license and began his career as a long‐distance truck driver. Ibrahim and Sakino married in 2006 and welcomed two more children – son Zubair, 8, and daughter Zainab, 7. Ibrahim bought his own truck in 2012 and has a weekly route taking General Motor auto parts to factories in Laredo, Mexico, from Kentucky. The family currently rents a three‐bedroom apartment in a complex that they don’t feel is safe. They were initially attracted to Habitat by the zero percent interest mortgage loan. But friends also told them that Habitat has a reputation for building high quality homes in safe neighborhoods.

ANTIOCH Onesphore and Vestine have had a long journey prior to arriving in Nashville in 2013. Both of their families are from Burundi, East Africa, but they spent much of their early lives as refugees in Congo due to dangerous conditions brought on by war. They both lost parents and siblings in the war. Life in the Tanzanian refugee camp was challenging but manageable with help from the United Nations. Vestine was able to finish high school and Onesphore completed his education and began teaching in the camp. In 1999, they met waiting in line

in camp and began talking. Onesphore says he was ready for a wife by this time and his friends kept telling him that Vestine would be a great partner. They were married in 2001 and began a family. In 2007, they immigrated to the U.S. and were settled in Pennsylvania. They were able to connect with friends from the refugee camp who lived in Nashville and who told them that they should move here. So, in 2013 they decided to make Nashville home. Not long after arriving in Music City, Onesphore began employment with Freshpoint Tomato and Vestine started working for Select Staffing. The family of seven, which now includes three daughters and two sons, have been living in a small three-bedroom, one-bath apartment. Constant repair issues, increasing rent, and ever-present safety concerns have made the arrangement untenable. They found out about Habitat’s homeownership program through a Habitat homeowner in the Timberwood neighborhood where Vestine and Onesphore lived for about a month when they arrived in Nashville. They were attracted by the zero percent interest mortgage making the home affordable and the quality of construction. Onesphore and Vestine and their children are ready for their own home and ready to begin this new chapter in their life.

ANTIOCH Angelo & Juba grew up in the south Sudanese county of Lafon. Angelo’s parents were farmers and sent him to the regional capital city Juba to study beginning in middle school. Traveling in the region became unsafe soon after due to rising tensions between northern and southern Sudan. There was no communication and the roads were closed from Juba to Lafon in 1986. He didn’t hear anything about his family until he arrived in the U.S. in 1995. When civil war exploded in 1990 Angelo had to flee with 15 other classmates, all boys ranging from 13 to 18 years old. They walked for 27 days to reach a refugee camp in Kenya. He spent nearly four years in the camp before he was

resettled to San Diego in 1995. Friends from Lafon were resettled to Nashville and he joined them here in 1996. Juba’s family is from Lafon as well, but her father was in the Sudanese military so she moved often. She moved to the Sudanese capital, Khartoum when she was 18. While attending a community dance in 2004, Angelo’s uncle saw her and, knowing that she was from a good family from Lafon, suggested to Angelo that he pursue marriage with her. They began mailing pictures and talking on the phone. Their families approved the match and Angelo paid for Juba to move to Nairobi, Kenya where it would be easier to process her immigration paperwork to the United States. Angelo traveled to Nairobi in 2005 so they could marry. Juba became pregnant with their first daughter, Lorna (9), which delayed their immigration request. Their documents were finalized in 2008 and, in 2009, Lorna and Juba traveled to Nashville. Angelo and Juba are now settled in Nashville and have welcomed three more daughters. Angelo has worked at Ceva Logistics since 2012, but his goal is to transition into the healthcare or pharmaceutical industry after he purchases his home. He earned his bachelor’s degree in chemistry at Tennessee State University in 2014 and would like to pursue a graduate degree.

NASHVILLE Tonya was born and reared in Nashville, and her extended family has always been very close. Tonya currently rents a three-bedroom apartment. She receives Section 8 assistance which keeps her rent affordable, but Tonya doesn’t want to rely on government assistance to house her family. Tonya was only 18 years old when Montisha was born, and her focus since then has been to provide for her children. Working full-time jobs and caring for small

children made continuing her education a challenge for Tonya. While she worked on her GED over the years, Tonya’s motivation to earn it increased in 2011 when Montisha went to high school and Tonya found a stable job at the Starbucks in Nashville’s downtown DoubleTree Hotel. “My goal was to get my GED before Montisha graduated in May 2015,” Tonya explains. While her short-term goal is to complete the Habitat program and purchase a home for her family, Tonya plans to go back to school shortly thereafter to study physical therapy.

NASHVILLE Natasha is a Pearl Cohn High School graduate. She grew up in North Nashville with her mom and two brothers with a very large, tight knit extended family also. Natasha has two sons, 7 and 6. The family rented a two-bedroom duplex where there have been a number of break-ins and that her unit is in disrepair; floors are caving in, there’s mold that aggravates Malik’s asthma, and the ceiling moves when the upstairs toilet is flushed. She finished her nurse assistant certification in 2004 and has been a medical tech for 10 years. Natasha has been employed at a long-term care facility, since 2013. Her next goal is to become a nurse.

CHATTANOOGA Jenitha has two wonderful sons. She has always wanted a home for her children and her to call home. Living in Section 8 housing, she applied and was accepted into Habitat’s program. At that time, Jenitha was a crew leader at a local fast food restaurant. By the end of the Habitat process Jenitha had accepted a new position as assistant manager of a clothing store. Jenitha and her children are thrilled with their new home!

CLEVELAND Candice and her two daughters were living in a two bedroom apartment with her mother and step-father following her divorce. Candice is employed with Amazon, prior to that she was a stylist at Great Clips. The Smith family love spending time together, whether it is watching movies, making crafts or playing outside. “It helps to be part of something so wonderful and helps with making dreams come true,” said Kandi Smith who also said she now considers habitat a part of her family forever. Candice looks forward to having a place to teach her daughters to be smart, good-hearted and kind women.

CLEVELAND Vicki Walker is the proud mother of two beautiful girls. Her oldest daughter is a senior in high school. Vicki’s youngest daughter is in the first grade. Vicki has always been a hard worker, being previously employed as a daycare teacher, medical records clerk, and tombstone designer. She currently works as a teller at a bank. Her goal is to continue her career at the bank with the hope of advancing. Vicki and her family lived in an apartment that is too expensive and in an unsafe neighborhood. She looks forward to living in a place where Joy can be free to run and play. Vicki and the girls look forward to building their home because “the more you put into the house, the more important it is to you.” Vicki is comforted by the thought of

having something to leave behind for her children

LOUDON Jerry and Peggy are raising two of their grandchildren. They are anxious to leave their current mobile home where they wash dishes in the bathtub and their grandson fell through the rotten kitchen floor. When asked about their Habitat experience, Peggy replied, “I was amazed every day at how everyone came together and would bend over backwards to help, and the dedication everyone had to help their fellow man. To be part of this big loving Habitat family is to be a winner!”

MARYVILLE Betty Flynn is a teller at a bank where she has been employed for over 8 years. Prior to coming to Habitat for Humanity, she was living in a 1989 single wide mobile home that has many issues including plumbing problems, a bad roof, poor insulation and worst of all mold. The home was so full of mildew and mold that Betty could wipe away the mildew from furniture and it would return the next day. Betty is now a homeowner.

KNOXVILLE Tim and Tateanna have four beautiful children and were living in a in a four-bedroom apartment. The apartment was full of mildew and the neighbors above them were very loud. There was nowhere for the children to play. Tatiana works at the Department of Human Services where she has been for the past 7 years. Their children all still attend school. They enjoy playing sports and spending time together as a family. They want the safety and privacy owning a home

will provide for their children. Stability is important to Tim and Tateanna. They are embarking on a new chapter in their lives as a stronger, smarter family.

KNOXVILLE Cynthia has lived a life of loss, hard choices and mistakes but, through determination a strong relationship with God, she is overcoming her challenges and finding new hope. She lost both of her parents within a six-month period, with her mother passing away on her birthday. Since that period of time, Cindy has gone through many personal struggles that left her without a home, with only the clothes on her back and searching for a new beginning. Cindy works a full time job in housekeeping with a hotel, a position she’s held for 2 years. She also works a second job in housekeeping with a local non-profit. Cindy is eager to pay it forward and continue helping Knoxville

Habitat by volunteering and being an inspiration for future homeowners.

KINGSPORT Courtney and her daughter were living in an apartment prior to coming to Habitat for Humanity. Both Courtney and her daughter shared one bedroom and the other bedroom was occupied by another families. She is a preschool teacher at a private daycare where she has worked five and a half years. They now have a home to call their own.

Documents

Tennessee Housing Development Agency Board of Directors ......2016 Spring Round Competitive Grant Page 2 (Revised 1/2016) evidenced by a current Certificate of Existence from the Tennessee