The Colonial Group Get an online GL Rate Indication in less than 3 minutes!

General Contractors

Residential & Commercial

Work completed by subcontractors covered

Full occurrence, sunset or claims made available

Per project aggregate available

Waiver of subrogation

2037 AI available for commercial

New venture or gaps in coverage are eligible

$1,000,000/$2,000,000 aggregate limits available

Minimum premium: $1,100

Artisan Contractors

Residential & Commercial

Over 50 construction classes available including

handyman or remodelers

No new construction or condo exclusion

Minimum premium: $500

For more information please contact:

The Colonial Group

Commercial Dept

1-800-628-3762 - Menu Option #6

or visit: www.thecolonialgroup.com

Contractors General

Liability Program

A VIII A.M. Best

Rated Carrier

Credits up to 25% or

more may be available!!!

Specialty. Service. Simple.

Target Market

• Contractors involved in restoration work including: smoke, fire, water or earthquake damage

• Developers or Construction Managers

• Convicted Felon

• Contractors that are involved in, repair, or sell any of the following:

-Alarm Systems -Escalators -Surveillance systems

-Assisted Living Facilities -Exterior work over 3 stories -Student housing

-Asbestos, fungus or mold removal -Grading over 30 degrees -TV monitoring

-Boilers -Fire extinguishing -Tunneling

-Chemicals -Open roof construction -Wood, coal or oil burning stoves

-Demolition or blasting -Petroleum facilities

-Elevators -Recreational or playground

• Online rate indication (record quote number)

• Submit online application for quote

• Email or fax written bind request w/ signed ACORD application, supplements, Terrorism Form and loss runs

• Billing invoice will be mailed to producer within 24-hours

• Minimum premium: $1,100

• Minimum retained premium: 25% of premium or $500, whichever is greater

• Blanket Additional Insureds

Maximum Coverage Limits

Optional Coverages

• Waiver of Subrogation

Rating, Submission and Binding Requirements

• $1M per Occurrence

• $5k Medical Payments

• General Contractors with operations/work on or for: airport, elevator, environmental remediation, dock construction, railroad,

roofing, hurricane shutter installation, swimming pool construction, traffic lights, underground tanks, skylights, EFTS

• Prior Acts Exclusion (for gaps in coverage)

• No more than 2 claims in the last 3 years • No construction defect claims history

• $2M General Aggregate

• $1M Personal Advertising Injury

General Contractor - Liability

Quick Reference Guide

• Claims Made

• $1M Fire Damage Legal Liability

• $2M Products/Comp Ops Aggregate

Small General Contractors with less than $15M in annual receipts and less than $3M for any single project. No more

than 15 employees.

Details• No limits on amount of work sub-contracted out

• Residential and Commercial

• Full Occurrence with No Sunset • Occurrence with Two Year Sunset

• Rated on sub-contractor payroll less materials

• New ventures acceptable-must have prior field experience

• New construction and renovations (up to 15 single family homes in one development)

Coverage - ISO Forms - 3 Policy Options

The Colonial Group, Inc.

P.O. Box 4907

Greensboro, NC 27404-4907

Phone: 800.628.3762 Fax: 336.855.1190

Credit and Losses

Ineligible Risks

• No bankruptcies within the last 5 years

Questions? Call our Commercial Team at 800.628.3762 Option #6 or email: commercial@thecolonialgroup.com

Credits up to 25% or more may be available!

Check out our Website!www.thecolonialgroup.com

Updated: 05/2010

The Colonial Group

General Contractor Program

Product Details

General Contractors• No limits on work subbed out• Blanket AI’s available• Waiver of Subrogation available• Up to $15,000,000 in annual

receipts• Up to $3,000,000 per project• Rated on subs payroll less

materials• Minimum Premium $1500

Artisan Contractors• Small contractors up to

$1,000,000 in payroll• Over 50 construction classes

available online• Minimum Premium $750

$1,000,000 / $2,000,000 aggregate

Residential and Commercial eligible

New Ventures acceptable

Condo/tract work eligible up to 15 units new construction per development

15 or less employees

GET ONLINE RATE INDICATION IN LESS THAN 3 MINUTES!

Online Demo

Submission Procedures

• Rate Indication• Obtained by Producer online

• 3 minutes to complete

• Rate indications can be credited up to 25% (or more in some cases) by underwriter to be more competitive.

• Quote• Complete online application and click the submit button

• Or Fax 336.482.2989 / email (commercial@thecolonialgroup.com) to commercial department

• 24 to 48 hours for quote. (signature not required)

• Binding (fax or email)• Send written binder request

• Signed and dated Acord application

• 3 year loss runs or SONL

• Terrorism form

• Invoice / Binder• Will be sent to Producer within 24 hours

• Producer must mail copy of invoice, full payment or down payment with signed Premium Finance Agreement to The Colonial Group within 7 days of binding date or policy will be cancelled.

• Issuance• Producer will receive policy within 15 to 30 days from binding.

Submission Procedures

As a Reminder

Bind requests will not be accepted unless applications, requested documents, supplements (complete with effective dates, signatures, agreed premium), and loss runs are received and approved by Underwriter.

No backdating effective date.

Minimum retained premium plus fees apply. No flat cancellations.

Q & A

For additional information, please contact our Commercial

Department.

800.628.3762 option 6