THE HONG KONG CONFEDERATION OF INSURANCE BROKERS 香港保險顧問聯會

General Circular 59/18 Date: 8 August 2018

Subject:

More FIS Seminars in September & October – delivered by top-notch Speakers of CII

Dear Members

In order to enhance insurance professionalism, we are delighted to announce that more seminars

under the Financial Incentive Scheme for Professional Training - Insurance Sector (FIS) are

scheduled in coming months of September and October.

Since the introduction of FIS Seminars, it is the first time that CIB is in collaboration with the

Chartered Insurance Institute (CII) to provide a series of courses in various practical topics. CII is

the premier professional body for the insurance and financial planning professions. As one of the

largest examination awarding bodies in the UK, CII have delivered education to over one million

students in 150 countries over the last 10 years from first class speakers.

Therefore, don’t miss any FIS Seminar no matter you have or have not attended one before.

Please enroll immediately for the below courses scheduled in September & October 2018:

Date/Time Course Title Speaker Level IA CPD Hours

10-11 Sep 2018 (Mon-Tue) 9:30am-5:00pm

Liability Insurance Claims Neil Park Intermediate 12

12 Sep 2018 (Wed) 9:30am-5:00pm

Cyber Risks Insurance Neil Park Intermediate 6

13-14 Sep 2018 (Thu-Fri) 9:30am-5:00pm

Property All Risk Insurance and Business Interruption

Neil Park Intermediate 12

9-10 Oct 2018 (Tue-Wed) 9:30am-5:00pm

Advanced Reinsurance Ingrid Thompson Advanced 12

11 Oct 2018 (Thu) 9:30am-5:00pm

Business Interruption in Supply Chains

Ingrid Thompson Advanced 6

12 Oct 2018 (Fri) 9:30am-5:00pm

Intermediate Motor Insurance Roy Rodger Intermediate 6

Venue: Cliftons, Room 508-520, Hutchison House, 10 Harcourt Road, Central

Language: English

Deadline: September courses – 4 September 2018; October courses - 3 October 2018

Again, with the substantial subsidy from the HKSAR Government, the courses are priced at a

nominal rate of HK$200 (1-day course) and HK$300 (2-day course) respectively.

Please click HERE to enroll and for course details. We wish to receiving your continuous support

and we look forward to your keen participation!

Kind Regards

Tommy Chan

Secretary-General & Registrar

The Hong Kong Confederation of Insurance Brokers

Encl.

SEPTEMBER PROGRAM OUTLINE

Liability Insurance Claims (Intermediate Level, 2 days course)

Date & Time: 10-11 September 2018 (Monday & Tuesday, 9:30am-5:00pm)

Lunch Time: 12:30pm – 2:00pm

Refreshments: Light refreshments will be provided during breaks.

Learning Outcomes: Upon conclusion of this course, students will be able to: • Developed an in-depth understanding of new and pending legislation

• Discussed recent key developments

• Gained knowledge of claims assessment

• Gained an understanding of the implications of investigations on claims settlements.

Outline: The course content will cover the following topics: • How liability arises in tort and in contract

• Principles governing the assessment of damages and claims estimating

• Current legal issues

• Claims handling under the various classes of liability insurance

• Professional indemnity

• Public liability

• Pollution and environmental liability

• Manufacturers’ and producers’ liability

• Claims handling including investigation, negotiation, claims disputes, litigation and the

alternatives

• Case studies.

Presenter: Neil Park

Neil Park is an experienced trainer and consultant currently working in the insurance industry

in the United Kingdom and internationally. He delivers workshops in technical insurance

(including property, business interruption, liability, professional indemnity, directors and

officers liability and cyber risk). as well as in risk management, insurance broking and sales

and negotiation skills.

He is a Fellow of the Chartered Insurance Institute as well as having an MA in Economics from

the University of Cambridge and an MBA.

Cyber Risks Insurance (Intermediate Level)

Date & Time: 12 September 2018 (Wednesday, 9:30am-5:00pm)

Lunch Time: 12:30pm – 2:00pm

Refreshments: Light refreshments will be provided during breaks.

Learning Outcomes: Upon conclusion of this course, students will be able to: • Describe the main cyber risks and which types of customer could benefit from insurance

against cyber risks

• Consider the impact of cloud computing on cyber risks

• Appreciate the extent of cover provided in the UK by conventional insurance policies

against cyber risks, including typical policy conditions and exclusions, and when separate

policies are appropriate

• Be aware of the different cover options available in the cyber policy market and how they

apply to different clients

• Know of the key risk management issues

• Understand how cyber risk insurance claims arise and the issues of dealing with these

claims.

Outline: The course content will cover the following topics: • What are cyber risks?

• The impact of cloud computing on cyber risks

• The cover provided by conventional insurance policies against cyber risks – gap analysis

• The cover, conditions and exclusions of specialist cyber risks insurance policies in the UK

– identifying main differences in cover available

• The major risk management issues of cyber risks

• Examples of cyber risks insurance claims and the issues of dealing with such claims

• Various national Regulations.

Presenter: Neil Park

Neil Park is an experienced trainer and consultant currently working in the insurance industry

in the United Kingdom and internationally. He delivers workshops in technical insurance

(including property, business interruption, liability, professional indemnity, directors and

officers liability and cyber risk). as well as in risk management, insurance broking and sales

and negotiation skills.

He is a Fellow of the Chartered Insurance Institute as well as having an MA in Economics from

the University of Cambridge and an MBA.

Property All Risk Insurance and Business Interruption (Intermediate Level, 2 days course)

Date & Time: 13-14 September 2018 (Thursday & Friday, 9:30am-5:00pm)

Lunch Time: 12:30pm – 2:00pm

Refreshments: Light refreshments will be provided during breaks.

Learning Outcomes: Upon conclusion of this course, students will be able to: • Upgraded your technical knowledge in this area

• Received practical tuition in these complex areas

• Gained an in-depth understanding of the underwriting characteristics of fire and business

interruption, special peril risks and wordings

• Extended your underwriting skills.

Outline: The course content will cover the following topics: • Learning pricing with risk

• Property insurance and risk assessment

• Control techniques

• Rating basis for combinations of cover and perils

• Assess EML/PML factors and retention levels

• Risk sharing agreements

• Special policy wordings and extensions to cover

• Case studies.

• Module 2 – Intermediate business interruption (two days)

• Interruption insurance – risk assessment and control

• Rating basis

• Assess EML/PML factors and retention levels

• Special policy wordings and extensions to cover

• Layering of risks

• Case studies

Presenter: Neil Park

Neil Park is an experienced trainer and consultant currently working in the insurance industry

in the United Kingdom and internationally. He delivers workshops in technical insurance

(including property, business interruption, liability, professional indemnity, directors and

officers liability and cyber risk). as well as in risk management, insurance broking and sales

and negotiation skills.

He is a Fellow of the Chartered Insurance Institute as well as having an MA in Economics from

the University of Cambridge and an MBA.

OCTOBER PROGRAM OUTLINE

Advanced Reinsurance (Advanced Level, 2 days course)

Date & Time: 9-10 October 2018 (Tuesday & Wednesday, 9:30am-5:00pm)

Lunch Time: 12:30pm – 2:00pm

Refreshments: Light refreshments will be provided during breaks.

Learning Outcomes: Upon conclusion of this course, students will be able to: • Gained in-depth technical knowledge from the leading market professionals

• Explored the components of property and liability reinsurance programmes and its place

in the market.

Outline: The course content will cover the following topics: • Re-insurance in Life Insurance

• Proportional reinsurance

• Non-proportional reinsurance

• Fundamental reinsurance purchasing decisions

• Property and liability programme design and pricing

• The impact of key reinsurance clauses

• Reinsurance claims

• Alternative possibilities for reinsurance:

– What are they?

– Are they effective?

– Are they acceptable to regulators? e.g. hedge funds, catastrophe bonds, contingent

capital finite risk, the power of modelling over pricing and reinsurance buying

– What is the likely direction of reinsurance in the future?

Presenter: Ingrid Thompson - BA(HONS), FCII, MBCS

Ingrid has provided tuition and conducted seminars in various insurance/reinsurance, energy

and risk management subjects for over 20 years, both in the UK and overseas. Ingrid’s practical

experience has provided her with the ideal background to utilize real and practical examples

from a broad spectrum of the insurance market.

Ingrid is a graduate in Languages, Politics and Economics of Modern Europe, a Fellow of the

Chartered Insurance Institute and a Member of the British Computer Society.

Business Interruption in Supply Chains (Advanced Level)

Date & Time: 11 October 2018 (Thursday, 9:30am-5:00pm)

Lunch Time: 12:30pm – 2:00pm

Refreshments: Light refreshments will be provided during breaks.

Learning Outcomes: Advanced understanding of the complex interrelated loss scenarios of global supply chains

where failure of supply of a minor but critical component can close production or sales and

how to assess and insure these.

Outline: The course content will cover the following topics: • Identifying global sourcing

• Risk analysis of critical components

• Aggregation of components/sources

• Susceptibility to single loss event

• Calculation of required sums insured

• Specialized policy extension wordings

Presenter: Ingrid Thompson - BA(HONS), FCII, MBCS

Ingrid has provided tuition and conducted seminars in various insurance/reinsurance, energy

and risk management subjects for over 20 years, both in the UK and overseas. Ingrid’s practical

experience has provided her with the ideal background to utilize real and practical examples

from a broad spectrum of the insurance market.

Ingrid is a graduate in Languages, Politics and Economics of Modern Europe, a Fellow of the

Chartered Insurance Institute and a Member of the British Computer Society.

Intermediate Motor Insurance (Intermediate Level)

Date & Time: 12 October 2018 (Friday, 9:30am-5:00pm)

Lunch Time: 12:30pm – 2:00pm

Refreshments: Light refreshments will be provided during breaks.

Learning Outcomes: Gain an understanding of the principal statutes and regulations that affect motor claims

handling. Understand the pertinent case law and recognise the effect of statutes, case law,

etc, on insurance principles, and the approach to claims handling. Be aware of the more

common motor liability situations, and the current case law which may assist in determining

liability.

Outline: The course content will cover the following topics: • Road Traffic Act 1988, EU directives and associated regulations

• Corporate Manslaughter Act 2007 and Road Safety Act 2006

• Insurance principles

• RTA insurer, Article 75 insurer and

• Motor Insurance Bureau claims

• Avoidance, declinature of indemnity

• Law Reform (Contributory Negligence) Act 1945

• Accidents at crossroads, T-junctions, negligently parked vehicles, overtaking and queue

jumping.

Presenter: Roy Rodger - Chartered Insurer, FCII

Roy Rodger is an experienced trainer and consultant working in the insurance industry in the

United Kingdom. He has been working for the Independent Motor Insurance Trainer & Adviser

for 11 years and have had 35 years’ experience in the UK general insurance industry. He was

also a Technical and Training Consultant, Parabis Ltd, Liverpool Road Traffic accident

investigations from 2002 until 2015.

Roy is a technical expert within the Motor Insurance Market and is an accomplished author of

papers on aspect of motor insurance. He has delivered training courses and workshops for

Insurers, BIBA, CII, Broker Academy and other training. He has also written regular articles for

Insurance press and association websites, explaining how UK Motor Insurance operates.

Roy is a Fellow of the Chartered Insurance Institute since 1970. He was also a former chairman

and influential member of marketing working groups and committee as well as former Justice

of Peace.

FIS CPD form-08.17

A Financial Incentive Scheme for Professional Training – Insurance sector subsidized by HKSAR Government

Enrolment Form Course: Liability Insurance Claims (2 days course)

Date: 10-11 September 2018 (Monday & Tuesday)

Code: 1009LIC

Time: 9:30am-5:00pm

Venue: Cliftons, Room 508-520, Hutchison House, 10 Harcourt Rd, Central

Please send your completed Enrolment Form with the cheque payment to: The Hong Kong Confederation of Insurance Brokers, Room 3407, AIA Tower, 183 Electric Road

Company Name

CIB Mem. No. (if applicable)

Contact Person

Contact No.

Email contact

Fax No.

Please enrol the following persons for this seminar:

(as shown on the HKID card) Email contact CIB Reg. No.

(if applicable) Surname Other Name

PAYMENT DETAILS

No. of person(s) _____ x $300 Total Fees: HK$_____________

Cheque No.: ______ (Payable to “The Hong Kong Confederation of Insurance Brokers”)

Declaration: 1. We have read and will observe the “Rules Governing CIB Seminars”. 2. We understand: i) Enrolment will be accepted on a first-come-first-served basis. ii) Enrolment without payment will not be

entertained. iii) Enrolment fee is non-refundable and transferable to another course. iv) Official receipt will be issued only upon request in writing within one month after the seminar. v) HK$100 surcharge per person applied for enrolment or substitution after deadline. vi) Certificate of attendance will only be issued upon clearance of payment. v) CIB administration fee for bounced cheque is HK$200.

3. This seminar is subsidised by HKSAR Government under ‘Financial Incentive Scheme for Professional Training – Insurance Sector’. Participants cannot seek reimbursement of training fees from any public funding scheme.

Bad Weather Policy: In the event of cancellation due to bad weather, the seminar will be either re-scheduled or registrations may be transferred to other CIB CPD seminars of same fee level. Notice of re-scheduling will be issued ASAP. No refund will be given.

For Office Use Only

Cheque No. Verified By Payment Cleared

________________________________

Signature ________________________________

Date

FIS CPD form-08.17

A Financial Incentive Scheme for Professional Training – Insurance sector subsidized by HKSAR Government

Enrolment Form Course: Cyber Risks Insurance

Date: 12 September 2018 (Wednesday)

Code: 1209CRI

Time: 9:30am-5:00pm

Venue: Cliftons, Room 508-520, Hutchison House, 10 Harcourt Rd, Central

Please send your completed Enrolment Form with the cheque payment to: The Hong Kong Confederation of Insurance Brokers, Room 3407, AIA Tower, 183 Electric Road

Company Name

CIB Mem. No. (if applicable)

Contact Person

Contact No.

Email contact

Fax No.

Please enrol the following persons for this seminar:

(as shown on the HKID card) Email contact CIB Reg. No.

(if applicable) Surname Other Name

PAYMENT DETAILS

No. of person(s) _____ x $200 Total Fees: HK$_____________

Cheque No.: ______ (Payable to “The Hong Kong Confederation of Insurance Brokers”)

Declaration: 1. We have read and will observe the “Rules Governing CIB Seminars”. 2. We understand: i) Enrolment will be accepted on a first-come-first-served basis. ii) Enrolment without payment will not be

entertained. iii) Enrolment fee is non-refundable and transferable to another course. iv) Official receipt will be issued only upon request in writing within one month after the seminar. v) HK$100 surcharge per person applied for enrolment or substitution after deadline. vi) Certificate of attendance will only be issued upon clearance of payment. v) CIB administration fee for bounced cheque is HK$200.

3. This seminar is subsidised by HKSAR Government under ‘Financial Incentive Scheme for Professional Training – Insurance Sector’. Participants cannot seek reimbursement of training fees from any public funding scheme.

Bad Weather Policy: In the event of cancellation due to bad weather, the seminar will be either re-scheduled or registrations may be transferred to other CIB CPD seminars of same fee level. Notice of re-scheduling will be issued ASAP. No refund will be given.

For Office Use Only

Cheque No. Verified By Payment Cleared

________________________________

Signature ________________________________

Date

FIS CPD form-08.17

A Financial Incentive Scheme for Professional Training – Insurance sector subsidized by HKSAR Government

Enrolment Form Course: Property All Risk Insurance and Business (2 days course)

Date: 13-14 September 2018 (Thursday & Friday)

Code: 1309PARI

Time: 9:30am-5:00pm

Venue: Cliftons, Room 508-520, Hutchison House, 10 Harcourt Rd, Central

Please send your completed Enrolment Form with the cheque payment to: The Hong Kong Confederation of Insurance Brokers, Room 3407, AIA Tower, 183 Electric Road

Company Name

CIB Mem. No. (if applicable)

Contact Person

Contact No.

Email contact

Fax No.

Please enrol the following persons for this seminar:

(as shown on the HKID card) Email contact CIB Reg. No.

(if applicable) Surname Other Name

PAYMENT DETAILS

No. of person(s) _____ x $300 Total Fees: HK$_____________

Cheque No.: ______ (Payable to “The Hong Kong Confederation of Insurance Brokers”)

Declaration: 1. We have read and will observe the “Rules Governing CIB Seminars”. 2. We understand: i) Enrolment will be accepted on a first-come-first-served basis. ii) Enrolment without payment will not be

entertained. iii) Enrolment fee is non-refundable and transferable to another course. iv) Official receipt will be issued only upon request in writing within one month after the seminar. v) HK$100 surcharge per person applied for enrolment or substitution after deadline. vi) Certificate of attendance will only be issued upon clearance of payment. v) CIB administration fee for bounced cheque is HK$200.

3. This seminar is subsidised by HKSAR Government under ‘Financial Incentive Scheme for Professional Training – Insurance Sector’. Participants cannot seek reimbursement of training fees from any public funding scheme.

Bad Weather Policy: In the event of cancellation due to bad weather, the seminar will be either re-scheduled or registrations may be transferred to other CIB CPD seminars of same fee level. Notice of re-scheduling will be issued ASAP. No refund will be given.

For Office Use Only

Cheque No. Verified By Payment Cleared

________________________________

Signature ________________________________

Date

FIS CPD form-08.17

A Financial Incentive Scheme for Professional Training – Insurance sector subsidized by HKSAR Government

Enrolment Form Course: Advanced Reinsurance (2 days course)

Date: 9-10 October 2018 (Tuesday & Wednesday)

Code: 0910AR

Time: 9:30am-5:00pm

Venue: Cliftons, Room 508-520, Hutchison House, 10 Harcourt Rd, Central

Please send your completed Enrolment Form with the cheque payment to: The Hong Kong Confederation of Insurance Brokers, Room 3407, AIA Tower, 183 Electric Road

Company Name

CIB Mem. No. (if applicable)

Contact Person

Contact No.

Email contact

Fax No.

Please enrol the following persons for this seminar:

(as shown on the HKID card) Email contact CIB Reg. No.

(if applicable) Surname Other Name

PAYMENT DETAILS

No. of person(s) _____ x $300 Total Fees: HK$_____________

Cheque No.: ______ (Payable to “The Hong Kong Confederation of Insurance Brokers”)

Declaration: 1. We have read and will observe the “Rules Governing CIB Seminars”. 2. We understand: i) Enrolment will be accepted on a first-come-first-served basis. ii) Enrolment without payment will not be

entertained. iii) Enrolment fee is non-refundable and transferable to another course. iv) Official receipt will be issued only upon request in writing within one month after the seminar. v) HK$100 surcharge per person applied for enrolment or substitution after deadline. vi) Certificate of attendance will only be issued upon clearance of payment. v) CIB administration fee for bounced cheque is HK$200.

3. This seminar is subsidised by HKSAR Government under ‘Financial Incentive Scheme for Professional Training – Insurance Sector’. Participants cannot seek reimbursement of training fees from any public funding scheme.

Bad Weather Policy: In the event of cancellation due to bad weather, the seminar will be either re-scheduled or registrations may be transferred to other CIB CPD seminars of same fee level. Notice of re-scheduling will be issued ASAP. No refund will be given.

For Office Use Only

Cheque No. Verified By Payment Cleared

________________________________

Signature ________________________________

Date

FIS CPD form-08.17

A Financial Incentive Scheme for Professional Training – Insurance sector subsidized by HKSAR Government

Enrolment Form Course: Business Interruption in Supply Chains

Date: 11 October 2018 (Thursday)

Code: 1110BI

Time: 9:30am-5:00pm

Venue: Cliftons, Room 508-520, Hutchison House, 10 Harcourt Rd, Central

Please send your completed Enrolment Form with the cheque payment to: The Hong Kong Confederation of Insurance Brokers, Room 3407, AIA Tower, 183 Electric Road

Company Name

CIB Mem. No. (if applicable)

Contact Person

Contact No.

Email contact

Fax No.

Please enrol the following persons for this seminar:

(as shown on the HKID card) Email contact CIB Reg. No.

(if applicable) Surname Other Name

PAYMENT DETAILS

No. of person(s) _____ x $200 Total Fees: HK$_____________

Cheque No.: ______ (Payable to “The Hong Kong Confederation of Insurance Brokers”)

Declaration: 1. We have read and will observe the “Rules Governing CIB Seminars”. 2. We understand: i) Enrolment will be accepted on a first-come-first-served basis. ii) Enrolment without payment will not be

entertained. iii) Enrolment fee is non-refundable and transferable to another course. iv) Official receipt will be issued only upon request in writing within one month after the seminar. v) HK$100 surcharge per person applied for enrolment or substitution after deadline. vi) Certificate of attendance will only be issued upon clearance of payment. v) CIB administration fee for bounced cheque is HK$200.

3. This seminar is subsidised by HKSAR Government under ‘Financial Incentive Scheme for Professional Training – Insurance Sector’. Participants cannot seek reimbursement of training fees from any public funding scheme.

Bad Weather Policy: In the event of cancellation due to bad weather, the seminar will be either re-scheduled or registrations may be transferred to other CIB CPD seminars of same fee level. Notice of re-scheduling will be issued ASAP. No refund will be given.

For Office Use Only

Cheque No. Verified By Payment Cleared

________________________________

Signature ________________________________

Date

FIS CPD form-08.17

A Financial Incentive Scheme for Professional Training – Insurance sector subsidized by HKSAR Government

Enrolment Form Course: Intermediate Motor Insurance

Date: 12 October 2018 (Friday)

Code: 1210MI

Time: 9:30am-5:00pm

Venue: Cliftons, Room 508-520, Hutchison House, 10 Harcourt Rd, Central

Please send your completed Enrolment Form with the cheque payment to: The Hong Kong Confederation of Insurance Brokers, Room 3407, AIA Tower, 183 Electric Road

Company Name

CIB Mem. No. (if applicable)

Contact Person

Contact No.

Email contact

Fax No.

Please enrol the following persons for this seminar:

(as shown on the HKID card) Email contact CIB Reg. No.

(if applicable) Surname Other Name

PAYMENT DETAILS

No. of person(s) _____ x $200 Total Fees: HK$_____________

Cheque No.: ______ (Payable to “The Hong Kong Confederation of Insurance Brokers”)

Declaration: 1. We have read and will observe the “Rules Governing CIB Seminars”. 2. We understand: i) Enrolment will be accepted on a first-come-first-served basis. ii) Enrolment without payment will not be

entertained. iii) Enrolment fee is non-refundable and transferable to another course. iv) Official receipt will be issued only upon request in writing within one month after the seminar. v) HK$100 surcharge per person applied for enrolment or substitution after deadline. vi) Certificate of attendance will only be issued upon clearance of payment. v) CIB administration fee for bounced cheque is HK$200.

3. This seminar is subsidised by HKSAR Government under ‘Financial Incentive Scheme for Professional Training – Insurance Sector’. Participants cannot seek reimbursement of training fees from any public funding scheme.

Bad Weather Policy: In the event of cancellation due to bad weather, the seminar will be either re-scheduled or registrations may be transferred to other CIB CPD seminars of same fee level. Notice of re-scheduling will be issued ASAP. No refund will be given.

For Office Use Only

Cheque No. Verified By Payment Cleared

________________________________

Signature ________________________________

Date

FIS CPD form-08.17

Rules Governing CIB Seminars Enrolment

1) CIB Seminars are open for enrolment to all interested persons of Hong Kong.

2) All enrolments should be sent with payment to the CIB Secretariat prior to the specified closing date of each Seminar.

3) Enrolment will be processed on a first-come-first-served basis. Enrolment without payment will not be entertained.

4) Confirmation of enrolment will be sent by fax or email to enrolling participant or to the contact person. In case you have not received confirmation 1 day prior to the Activity, the Company contact person should contact the CIB Secretariat for the status. Only those who have their enrolment confirmed will be admitted to the seminar.

Substitution or Cancellation 5) Written request from enrolling Participant for substitution of participant prior to the specified closing date of a

Seminar will be entertained.

6) Substitution is allowed after the specified closing date of the Seminar but a fee is applicable.

7) Seminar will be cancelled if a No. 8 or higher tropical signal or black storm warning is hoisted within 3 hours before the commencement of activity or during the Seminar. The activity may be re-scheduled or registrations may be transferred to other CIB Seminar of same fee level. No refund will be given.

8) CIB reserves the right to cancel or re-schedule a Seminar with prior notice. Any fee paid for a cancelled or re-scheduled Seminar will be refunded to the enrolling Participant.

Registration of Attendance 9) All Participants have to prove their identities by showing the Hong Kong Identity Card or passport or driving

license at designated registration counter and to sign in for confirming their attendance. No other proof of identity will be accepted.

10) 45 minutes after the commencement of a Seminar, registration counter will be closed and NO registration of attendance for that Seminar will be entertained. The participant may sit in the Seminar but will not be granted any certificate of attendance.

11) All Participants are required to sign in again after the lunch break.

Granting of CPD Hours / Statement of Completion 12) When the Seminar is finished, participants should collect the certificate of attendance before leaving.

Participants who fail to collect certificates of attendance before leaving will be considered as early retirees.

13) The following participants will not be awarded certificate of attendance with CPD Hours/ Statement of Completion:

(a) those failing to register attendance before the registration counter closes; or

(b) those, except for the break allowed in the programme, taking any other breaks longer than 10 minutes; or

(c) those retiring earlier than the end of the Seminar; or

(d) those who leave during the seminar/course and return before the seminar/course is ended.

14) ONE CPD hour will be deducted for any late arrival of over 10 minutes but not more than 30 minutes after the commencement of the Seminar. THREE CPD hours will be deducted for any late arrival for over 30 minutes but not more than 45 minutes after the commencement of the Seminar. Thereafter no CPD hours will be awarded.

15) For those who are late for more than 1 hour after the commencement of the Seminar, entry into the Seminar will be refused, and no certificate of attendance will be awarded.

16) For 2-consecutive days’ course, you must attend and complete the entire two-day course to earn the CPD Hours and receive a Certificate from CIB.

17) If the certificate of attendance is lost, the participant may apply in writing for a letter of certification at an administration fee of HK$100 payable to CIB.

18) HKCIB will have the final decision and reserves the right to change the rules without prior notice. Any further correspondence will not be entertained