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The National Flood Insurance Program
Edie LohmannFEMA Region IX NFIP Insurance Specialist
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NFIP Primary Goal
Preservation of Lives and Property
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How the NFIP Works
FEMA agrees to make flood insurance available within a community when that community agrees to adopt and enforce floodplain management regulations.
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How Does the NFIP Work?
GrantsMapping
InsuranceFloodplain Mgt
NFIP
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How the NFIP Works
Edie LohmannApril 25, 2018
NFIP
FEMA
State Coordinating
Agency
Participating Communities
Insurance Agents
Federal Regulators &
Lenders
Realtors
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Maximum Flood Insurance Available
Occupancy Building Contents
Residential250,000 100,000
Non-Residential(Commercial) 500,000 500,000
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What Does the Policy Cover?
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How Do I Purchase Flood Insurance?Contact Your Local Insurance Agent
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When Is Flood Insurance Mandatory?
Special
Flood
Hazard
Area
“A” and “V” Flood Zones= High Risk Areas
Federally
Backed
Loan
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FEMA Map Service Centerhttps://msc.fema.gov
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How Much Coverage is Required?Lender/Regulator Decision
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Cost of Flood Insurance
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Flood Insurance Point of Contact
Edie LohmannFEMA Region IX
NFIP Insurance Specialist510-627-7235
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