The Power Magazine

Power Magazine n February 2012

Power Magazine n To advertise: call ( 410) 539-8886

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View current & past magazines at ourweb site: www.thepowermag.com

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Hea

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Health &

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The Power Magazine

The Power Magazine is a monthly publication of Power Magazine & Publishing, Inc., independently owned and operated serving the residents of the Maryland, Washington, DC, and Virginia, areas. The publication prints 12.000 - 15,000 copies of each issue. “The Power” and “ThePowerMag” all are trademarks of The Power Magazine and Publishing, Inc., and may not be reproduced in any manner without written consent. Articles published in The Power Magazine are works of journalism and not the official policy of the owners, editors or publisher of Power Magazine. Articles about products do not constitute endorsements. Power Magazine cannot be held responsible for any unsolicited material. All material contained in each issue has been checked to the best of our ability and is deemed to be accurate. The Power shall be held harmless for all creative and editorial content, its independent distribution service, as well as any and all claims, statements and offerings made by its advertisers. Power Magazine assumes no responsibility for the content of advertisements. All rights reserved.

rev. w. F. wingoPublisher & Founder

Lisa M. LawsonExecutive Assistant/Graphic Design/Layout

Min. Tyrone PettifordAccount Executive

StAff Not Pictured: rev. Juanita g. wingo, WriterdiStributioN teAm: Kenneth Jones • Larry Miller& Josh wingo

NOW on the RADIO!! Each Friday @ 12 noon...WOLB 1010AM

Tawana TillerAccount Executive

Staff

Call or write for more information:828 e. baltimore street, baltimore, md 21202

office: 410-539-8886 fax: 410-539-5522 toll free: 1-800-336-3290email: [email protected]



Think On These ThingsBy Reverend Juanita G. Wingo

Have Your Own Baby!And Sarah saw the son of Hagar the Egyptian, which she has born unto Abraham.

Genesis 21:9

How many times have you looked at your burden and thought: Maybe somebody else can carry this.

How many times have you looked at your vision and tried to delegate the responsibility of bringing it to life to someone else.

How many times have you thought about your assignment, your duty, your job, your dream and thought: Maybe somebody else can do this.

Maybe somebody else can make this happen fulfill this walk this path…for me, other than me.

You will get to a point where you realize that no one else is going to fulfill your destiny for you – but you. You have to have your own baby.

You have to finish your own work. You must complete your own projects. Your burden is for you to carry. Stop depending on others to do it for you. Stop depending on others to carry out your visions.

Dig deep into the well of potential that is yours and realize that God has put inside you all you need to do whatever He has given you to do.

If it is to carry a burden, you may not want to carry it, but that does not mean that you cannot carry it. God has given you the strength to shoulder any load He puts on you and He is standing with you to help you.

If you must face difficult times or confront difficult people, you have on the inside what you need to do it.

Sarah had the capacity to receive Abraham’s seed. She just did not have the belief or the patience to wait for conception.

Don’t be lazy in your faith or your actions. Don’t make excuses. Don’t back away from what you know you are to do. In the appointed time, if you persist and persevere and work hard, you will bear the fruit of your labor.

Share your thoughts: [email protected];www.thinkonthesethingsbywingo.blogspot.com



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Whenitcomestoyourhearthealth,to know your heart is to protect it! HeartdiseaseisthenumberonekillerintheU.S.Annually,about1.2millionAmericanssufferheartattacks,andclosetoahalf-millionofthemarefatal.

Toprotectyourheartandhelppreventaheartattack,St.JosephMedicalCenter’sHeartInstituteoffersafreeonlineheartriskassessmentcalledHeartAware®.Thequizonlytakessevenminutes.

“TheHeartAwarequizhelpsidentifyriskfactorsthatareconcerningforheartdisease,”saysR.StewartFinney,Jr.,MD,chiefofCardiacSurgeryatSt.JosephMedicalCenter.“Screeningisallabouttryingtoidentifypeoplewhohaveapotentialproblemwiththeirhearts,andthenprovidingsomethingthatthey,alongwiththeirphysicians,candotopreventortreatheartdisease.”Preventive maintenance Dr.Finneycallsthis“preventivemaintenance,”explaining,“It’sjustlikeacar.Yougototherepairshop,andthemechanicchecksoutyourcar.Ifyourcarneedsrepair,youneedtoaddressthatrightawayforyoursafety.”

EachparticipantwhotakestheonlineHeartAwarequizreceivesapersonalized,confidentialreportontheircurrentcardiovascularhealth,alongwithrecommendationstotakeactiontoreducerisk.Thosewhoscore

inthemediumtohighriskcategoryareofferedalow-cost,$90calciumscoreCTscanatSt.Joseph’sHeartInstitutetohelpdetectheartdisease.

Clues for coronary buildup ACTscanwithcalciumscoringtakesonlyafewminutes;resultsarereviewedimmediately.Cardiaccalciumscoringhelpsscreenforheartdiseaseinitsearlystagesandhelpsphysiciansdetermineaperson’sheartattackrisk.TheCTscancandetectbuildupofcalciumontheheart’sarterywalls.Ifcalciumisfound,thatmayindicateplaqueinthecoronaryartery.

Oncepatientsreceivetherightdiagnosis,TheHeartInstituteatSt.Josephcanhelpthemgetontherightmedicationsandtreatment.Dr.FinneyhasperformedbypasssurgeryforseveralpatientswhosesevereheartblockageswerediagnosedthankstotheHeartAwarequizandcalciumCTscoring.

HeartAware – A Free Online Heart Risk AssessmentGoto:www.SJHeartAware.comTheHeartAwarequiztakesjustsevenminutes.Youreceiveapersonalized,confidentialreport,alongwithrecommendationstoreduceyourriskofheartdisease.You’llalsofindoutifacalciumscoringCTscanmayberecommendedforyou.

Forareferraltoacardiologistorcardiacsurgeon,call410.337.1216orgotowww.StJosephTowson.com/Findadoctor.

Do You Know Your Heart?Take the FREE HeartAware On Line Risk Assessment

Every heart has a story to tell. Find out yours with HeartAware.





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HarborBanksharesCorporation,nowoneofthetoptenAfricanAmericanownedandoperatedfinancialinstitutionsintheUnitedStates–accordingtoBlackEnterpriseMagazine,hasindeedcomealongway.OrganizersstruggledfornearlyadecadetofindlocalAfricanAmericanswillingandabletoinvestthe$2millionnecessarytostartacommercialbank.TheyeventuallysolicitedthehelpofHarbor’scurrentChairman,President,andChiefExecutiveOfficerJosephHaskins,Jr.(thenChiefFinancialOfficerofCoppinStateCollege,andformerNewYorkbanker).Two-and-a-halfyearslater,inSeptember1982,Haskinsandhiscolleaguesofficiallybegantheirdream,tofulfillthelargelyunmetneedsoftheminoritycommunity,inathree-roomofficeindowntownBaltimore–HarborBank’sfirstbranch.

Today,allthatisadistantmemory.HarborBankboastssevenfull-servicebranches,andassetsthathaveincreased100foldtoover$200million.Itsdiversespectrumofretailandcommercialbankingservicesrivalsanybanks.TheyincludeanextensiveglobalATMnetwork,CertificatesofDeposit,IndividualRetirementandMoneyMarketaccounts,investmentproducts,VisaandMasterCards,expansivespecialtymortgageandbusinessloanproductsandonlineBanking.

Theformerlynon-technicalHaskinssays,“ItalkaboutInternetBankingandinteractivewebsitessomuchnowthatstaffaskifI’vebecomesomekindoftechnologygeek.But,whatIwantthemtounderstandinthistechnologicalageisthatunlessyou’reembracingtechnology,you’reactuallyembracingextinction.”HarborBankhasalsoembracedabroadercustomerbaseduringits30-yearjourney.Whilecontinuingtoservetheminoritycommunity,itsspecialtyhasbecomecommerciallendingtoallsmalltomediumsizedbusinesses(typicallythosewithupto100employees,andrevenuesupto$25million).HaskinssaysHarbor’sofficersunderstandthismarketsowell,theyhelpeddevelopMarylandandBaltimoreunderwritingcriteriaforsmallbusinessloans.

WhenaskedhowHarbormanagedtosurvivethefinancialcrisisthathasputsomanyfinancialinstitutionsoutofbusiness,Haskinssaid,“byunderstandingthemarket,adheringtoconservativebankingguidelines,andbygivingexcellentcustomerservice.”Butnotonlydid

Harborsurvive,itprospered.Whenyouconsidertheverynarrowmarginsthatcommercialbanksoperatewithin,andthefactthatHarborhastorestrictnon-minorityinvestments,inordertomaintainminorityownershipandcontrol,thatkindofsuccessisamazing.

Haskinshasreportedlyturneddownmillionsofinvestmentdollars,overtheyears–actuallylimiting Harbor’ssize,tomaintainminoritystatus.Hevowsthatmaychange,however.“Inorderforminoritybankstogrowandmeetthechallengesofthisglobaleconomy,theymustbeabletoaccessthecapitalmarketslikeanyotherfinancialinstitution.”Ifthatmeanslosingminoritystatus,hesays,“It’sbettertohavetheexistenceofafinancialinstitutionthathasthecapacitytoparticipateatsomelevelintheminoritycommunity,ratherthannoneatall.”

Haskins’ultimategoalforthebank,“IwantpeopletoseeHarborBankasaprototypeofthefuturecommunitybased,financialinstitution.”Itappearsitswellonitsway.

HarborBankwasthefirstcommunitybankinthecountrytolaunchaninvestmentsubsidiary–HarborFinancialServices.Inthisfullservice,investmentarm,customersbuildstock,bondand/ormutualfundportfolios,afterabrokerdevelopsapersonalizedfinancialplan–arealassettocustomersandthebank.

HarborBankjustwonanothercoveted$500,000BankEnterpriseAwardfromtheU.S.Treasury,theonlyMarylandbanktodosoin2011.ThisawardacknowledgesHarbor’ssuccessinincentivizingdevelopmentandlendinginchallenged,urbanmarkets.

Haskinsrealizeshowever,thatpastperformanceisnoguaranteeforfutureresults,“Theabilitytoadapttoprofitablymeetthechangingneedsofthemarketyouserveisattheessenceoflongtimesurvival.”HevowstocontinueworkingtokeephimselfandHarborBankrelevant.

Harbor Bankshares CorporationFrom Austere Beginnings to a Future PrototypeBy:RhondaOverby,CameraReady,Inc.

Mr. Joseph Haskins, Jr.

Black H

istory Tribute



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celebrAtiNg 51 yeArSof chriStiAN ServiceANNiverSAry kickoff

Sunday, February 19, 2012at 4:00 pm

Siloam Freewill Baptist ChurchRev. George Nicholson, Pastor

Sunday, February 26, 2012at 4:00 pm

Victory Temple Community Church

Rev. Keith Carter, Pastor

Wednesday, February 22, - Friday, February 24, 2012

7:00 pm nightlymid Week ServiceS

3rd ANNuAl blAck mAle SymPoSium

Theme: The State of the Black Male in the post Martin Luther King, Jr. Era and in the age of President ObamaSaturday, February 25, 2012

9:00 am - 3:00 pmGuest speakers include:•Marvin “Doc” Cheatham,

former President of the Baltimore Branch of the NAACP

•Baltimore Attorney J. Wyndall Gordon• Buffalo Soldier, Cyril O. Byron, Sr. Ed.DSponsored by the Watchmen Men’s Ministry of Sweet Prospect Baptist

Church and Phi Beta Sigma Fraternity, Inc. Zeta Sigma Chapter

• Admission FREE•



Metropolitan United Methodist ChUrCh1121 W. Lanvale Street, Baltimore, MD 21217Church: 410-523-1366 • Fax: 410-728-1912

Email: [email protected]

MissiOn sTATEMEnT

MetropolitanChurchiscalledtoministertoallpersons,tospreadtheGospelandtomakedisciples.

Rev.MichelleHolmesChaneyPastor

2012 theme - Reclaiming the Vision:Being the Body of Christ We are Called to Be

Join us for these opportunities for worship and study:

• sunday school for children & adults begins @ 9:00 am

• Powerful, praise filled worship and music sunday @ 11:00 am

• Bible study every Tuesday @ 6:30 pm,• Communion every 1st sunday



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Sunday, February 5th at 9:00 amHoly Communion and

tHe RigHt Hand of fellowsHip

Sunday, February 12th at 9:00 amBaBy dediCation

Sunday, February 19th at 9:00 amwoRsHip seRviCe

Sunday, February 26th at 9:00 amHomeComing

family and fRiends day



RED DREss sunDAYSunday,February12th

8:00&11:00a.m.Service

We will dress in red to show solidarity and awareness through creating healthy hearts among women. Heart Disease is the number one killer of women in the U.S.



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Tuesday,February14thHAPPY

VALEnTinE’s DAY

Sunday,February19that3:30pm

Pastor Baldwin preachingat Mt Olive AME

2 Hicks AveAnnapolis MD 21401

Friday,February24th8:00am-4:00pm

LiFELinE sCREEning (screening for diabetes, cholesterol, all cancers)

Sunday,February26thHERiTAgE DAY



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Chu

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Churches in the C

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Join us for...HOuR OF POWEREvery Wednesday7:00 pm - 8:00 pm

Saturday,February11,2012at11:30am

RED HAT/RED DREss LunCHEOnsponsored by the

Della B. Greene Missionary SocietyAllen Chapel AME Church

Multi-Purpose RoomHonoring missionaries who have

opened their hearts for the cause ofmissions for over 30+ years.

Donation: $25

Saturday,March10,20129:00am-12Noon

TOni P. FARMER sCHOLARsHiP COMMiTTEE AnnuAL sCHOLARsHiP PRAYER

BREAKFAsTat The Club At Andrews Air

Force Base. This year’s keynote speaker is David Johns, a Capitol

Hill Staffer and Educational Reformer. • Donation: $35

For more information on any of the events or to secure

tickets, call the church office at 202.889.7296.



Churches in the C

apitol Region



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friday, february 10th at 9:00 pmvAleNtiNe’S dAy boWliNg

for couPleS(married, dating & engaged)

Amf kings Point lanesrandallstown, md

contact min. Pam Williamsfor tickets at 443-858-3633.

tickets: $12

celebrAtiNg our heritAge iN februAry for

blAck hiStory moNth





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Sunday,February,12,2012red dreSS Sunday

February14,2012haPPy VaLenTine’S day

Sunday,March4,2012at3:30pmAnnuAL uniTY DAY

Guest Preacher: Rev. Errol D. Gilliard, Sr., PastorGreater Harvest Baptist Church

All are Welcome



Every 2nd and 4th Sunday from 4:30 p.m. to 5:00 p.m.

our leaders will be preaching the Word of the Lord on

WFBR 1590

Praise the Lord Everybody!!! Hallelujah, We would like to welcome one and all to come

out to Praise and Worship the Lord with us!!Most men will proclaim every one his own goodness; but a faithful

man who can find? The just man walketh in his integrity: his children are blessed after him. Proverbs 20:6-7

Thurs.,Feb.9th-Fri.,Feb.10that7:30p.m.nightly

sr. Pastor greta Tilghman will be in a TWO nigHT REViVAL

at Pastor Joyce Diggsgod’s sacred Place of Worship

Baltimore, MD

Thursday,February23rd&Friday,February24that7:30p.m.nightly

Dr. Michael Mosley fromCenter of Truth Church

Los Angeles, CA.



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Feel free to join us... Sunday, February 5th

BLACK HisTORY MOnTH sERViCE - 5:00 p.m.suPER BOWL FELLOWsHiP - 6:00 p.m.

I love them that love me, and those that seek me early shall find me… Proverbs 8:17

Saturday,March10that9:00a.m.MissiOns COnFEREnCE

Sunday,March11th;11:00a.m.and5:00p.m.OuTREACH EMPHAsis sunDAY



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Black History Monthsunday, February 12th at 11:00 a.m.

HOLY COMMuniOn

sunday, February 19th at 3:30 p.m.CHOiR DAY

Pastor Louis J. Boston and the First Baptist Church of Annapolis will be worshipping with us.

sunday, February 26th at 11:00 a.m. Guest Preacher – Dr. Emmett C. Burns, Pastor

of First Rising Sun Baptist Church.

Sunday,February5thOFFiCERs insTALLATiOn

sERViCERev. Charles Richard Yerby & St. Abraham Baptist Church

will worship with us @ 3:30pm

Sunday,February19th@3:30p.m.

We will worship withMt. Moriah Baptist Church

2201 Garrison Blvd.Baltimore, MD 21216

HAPPYVAlENTINE’SDAY





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reverend dr. Willie J. barr Jr.& first lady Juanita barr

greAt dAltoN bAPtiSt church(Dalton Baptist ChurCh, inC.)

4300-02 Garrison Boulevard • Baltimore, Maryland 21215Church (410) 664-9555

feel free to contact the church at 410-664-9555 to find out the latest information for services

Power Pages Church Directory

Shiloh bAPtiSt church of bAltimore couNty2499 Sycamore Avenue, Edgemere, MD 21219

Church: 410-477-8886 • Fax: 410-477-3312 • www.shilohedgemere.org

Services:7:30 am Worship Service9:00 am Sunday School

10:00 am Worship ServiceCommunion

Every 3rd SundayDiscipleship (Men/Women)

Wednesday, 6-7:30 pmCorporate Prayer

Every 2nd Saturday 8 amZumba Classes

Monday Nights at 7 p.m.BISHOP HEBER M. BROWN IIPASTOR

Tuesday Bible Class: 6:30 p.m.Discipleship Class: every

Saturday at 12 NoonSunday School: 9:30 a.m.

Sunday Morning Prayer: 8:00 a.m.Sunday Morning Worship: 10:45 a.m.

Holy Communion: 1st Sunday after morning worship

The great Dalton Baptist Church family sends love, peace and blessings to everyone for 2012.

Have a blessed & prosperous year.

Feb. 1, 2012 firSt lAdy JAcqueliNe

broWN birthdAySaturday, Feb. 11

corPorAte PrAyerYouth & Young Adult

sponsors:Shiloh Love Talk at 6:00 p.m.



The UniTed BreThren ChUrChes of oUr Lord JesUs ChrisT GeneraL assemBLy ChUrCh of The LivinG God

“The Mother Church”1933-39 Walbrook Avenue Baltimore, Maryland 21217

website: www.ubcministries.com email: [email protected]

bishop William e. gaines Jr.Pastor & Senior bishop

church # 410~669~4427 bishop’s Study # 410~669~5030bishop’s mobile #s 410~917~8619 or 443~695~8405

bishop’s Personal Sect’ miss l. e. rogers 410~945~8420

Order of WorshipSundays: General Church Prayer 7:30 am,

Sunday School 8~9 am Morning Worship 9:15 amMondays: Pastoral Bible Study 6:00 pm

Thursdays: 911 Prayer Service 6~7:00 pmHeadquarters: UBC Inc. The McCulloh Street Mission

2108-16 McCulloh Street, Baltimore, MD 21217Information Line 410~462~6757

“This is the LORD’S doing; it is marvellous in our eyes” ~Psalm 118:23

Power Pages Church Directory

Pastor Gloria J. BraswellDeacon Eddie Braswell

ViCtorY MissionarY Baptist ChurCh, inC.“A Victorious Church that Loves God, Loves Each Other, and Loves Jesus Christ.”

420 East 32nd Street, Baltimore, MD 21218Office: 410-818-4783 • Fax: 410-998-9333E-mail: [email protected]

Come and Be Blessed!

WHAT: Pre Valentine Day Bake & Food saleCookies, Cakes, Pies, Cobbler,

Minced Barbecue, Hot Dogs & sodasWHEn: saturday, February 11, 2012

9:30 am - untilWHERE: Victory Missionary Baptist Church

** Preorders call: 410-243-7525 410-662-4049



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SuNdAy7:30 a.m. Heaven 600 Radio 8:00 a.m. Morning Worship9:00 a.m. Church School10:30 a.m. Praise & Worship Communion: 2nd Sunday

tueSdAy12 Noon & 7:00 p.m.Power for Living Bible Study WedNeSdAy 12 Noon- Lunch & LearnThe Lord’s Kitchen

perkins sqUare Baptist ChUrCh & Ministries2500 Edmondson Avenue • Baltimore, MD 21223-1059

Office: 410-945-0445 • Fax: 410-945-0005e-mail: [email protected]

Dr. Cleveland T. A. Mason, 2ndOverseer & Senior Pastor





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Capitol region distriBUtion3 Levi’s Restaurant 6199 livingston road oxon Hill, md 20745 301-567-00503 Pursell’s Church Supply Inc. 4400 stamp rd, suite 104 temple Hills, md 20748 301-789-23413 The Ranch Restaurant 6355 oxon Hill road oxon Hill md3 Dunking Donuts 6100 allentown road temple Hills, md 3 Metro Green Line there are two boxes conveinently located at the following metro stops: • Congress Heights • mississippi avenue • suitland • branch avenue

3 An Angel’s Touch reisterstown road Plaza3 Badges, Buttons...Plus!!! 303 reisterstown rd. • balto, md 212083 Baltimore Studio of Hair Design, School of Cosmetology 318 N. Howard street3 Black Tie Eatery 1700 edmondson avenue in the Harlem Gardens sr. apt.3 Church of the Redeemed of the Lord 4321 old York rd. • balto., md 212123 Expressions Bookstore 222 N. Paca st. • balto., md 21201 410-783-01953 Family Christian Stores Gateway overlook 6630 marie Curie dr ste a elkridge, md 21075 410-290-09713 Food King Wabash avenue and Northern Pkwy.3 His Way Christian Bookstore •Normandy shopping Center 8450 baltimore National Pike ellicott City, md 21043 410-465-75463 LifeWay Christian Store 7900 Honeygo blvd. • balto.,md 21236 410-931-8038 3 New Psalmist Baptist Church 4501 1/2 old Fredrick road3 Stop Shop Save Harford rd3 The Harbor Bank 25 W. Fayette street, baltimore, md 212013 The (Upward) Way Christian Supply 5851 York road • baltimore, md 21212 410-464-9550

Power MagazinePoinTS oF diSTribuTion

10,000 - 12,000copies printed per month

Circulation - 40,000• All ChurChes in the MAgAzine •

SuggeStioNS?What Do You Think?We’d Like To Know.

email us: [email protected]

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ASSOCIATIONSGREATER BALTIMORE BLACK CHAMBER OF COMMERCEOur Strength is in Our Numbers...Our Power is in Our Unity!821 e. baltimore street, baltimore, md 21202 tel: (410) 783-546988 • www.baltimoreblackcc.org • email: [email protected]

GBBCC meets monthly - 1st Wednesdays • 7:00 pm at the Forum Caterers • 4200 Primrose Ave., Balto., MD

AV SYSTEMSSales, installations, service, consultations, production. Everything you need to make sure your service is of the highest production value from AV system design and installations to keeping your musical electronics working. Also available for production work................www.ProSoundRepair.com............410-789-7505 BEAUTY SCHOOLBaltimore Studio of Hair deSign, ScHool of coSmetology

318 N. Howard St........................www.baltimorestudio.net.................410-539-1935152 Chartley Drive, Reisterstown, MD................................................410-517-0442505 Eastern Boulevard, Essex................................................................410-686-44772 Carroll Plaza Shopping Center, Westminister, MD............................410-878-1277Cosmetology course starts monthly- Clinic open to public Tuesday- Sat. All services performed by students under teacher supervision- App. by Md Higher Ed. Comm- NACCAS accreditedBIBLESmaryland BiBle Society..............................toll Free 1-888-242-5309..............................................410-685-40409 e. Franklin street • baltimore, md 21202-2291 • visit our website : www.marylandbible.orgCEMETErIES AND fUNErAL HOMESJoSepH H. Brown funeral Home

2140 North Fulton ave................................................................................................410-383-2700HEALTH CArETHE LEUKEMIA & LyMPHOMA SOCIETy, PATIENT SERVICES…………………………………………………443-471-1600Touched by Blood Cancer? We are here to help! maryland Chapter: 100 Painters mill rd., #800, owings mills, maryland 21117. Please visit www.lls.org/mdservices Provided: •disease information •Patient Navigation •Family support Groups •Peer support •education Programs •Financial supportmaryland cHildren’S HealtH inSurance...................................................................1-800-456-8900Call today to see if you qualify. Health insurance coverage for average to low-income families with children under 19 and pregnant women of any age.INVESTMENTS & INSUrANCE McIntyre FInancIal Group - Consulting, Sales & Marketing of Employee Benefits - InvestmentsHealth/individual & Group • life/senior & Juvenile • dental & Vision Programs • mutal Funds/iras1100 Wicomico st. suite 601b, baltimore, md 21230 • tel: 410.727.7775 • Fax: 410.727.7211email: [email protected] • Website: www.themfgcompany.comJOBSNow hIRING SaLeS PeoPLe (commission) that have a God given entrepreneurial spirit. We will train you and assist you to become successful in our business. Take advantage of the opportunity to reduce holiday/winter surge in cost of electricity. .......................3503 Belair Rd, Baltimore, MD 21213 Contact Elder Simms 410-209-7171 or Sister Cynthia Jones 301-385-3390 E-mail [email protected]; www.dmv4g.com, www.napowerbroker.comLAw OffICEMJean Law office - Experience you can trust. Licensed in the State of Maryland. Aggressive and Effective Representation. Payment Plans Available.P.O. Box 223, Hyattsville, MD 20781.............................Phone (240) 505-5391 Fax (480) 772-4687Website: www.martinejeanlaw.com Email: [email protected] COMMUNITIEScarroll lutheran VIllaGe

An Accredited Continuing Care Retirement Community300 St. Luke Circle • Westminister, MD 21158 • www.clvillage.org • Email: marketing@clvillage.org.....................................................................................410-848-8922 or 1-877-848-0095

SErMON TrANSCrIPTIONTurn your sermon into print! Sermon Transcription & Publication ServiceWe produce transcripts from your tapes. Use for congregations, shut-ins, and prisons,Or publish as a book: “Don’t Quit” was a best seller! Great for reference, study, and fundraising too. ....................................................................................Call 443-632-5556



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