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THE SBA MICROLOAN PROGRAM March 30, 2017

THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

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Page 1: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

THE SBA MICROLOAN PROGRAMMarch 30, 2017

Page 2: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 3: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 4: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

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Years as an SBA MicrolenderData from Survey Respondents

Page 5: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 6: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 7: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 8: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

LOSS RATE AND DEMAND

Intermediaries cumulative loss rate: 7.9%

SBA cumulative loss rate: 2.36%

Loan Loss Rate on SBA Portfolio

The loss rate has gone down

The loss rate has remained steady

The loss rate has gone up

Most intermediaries reported demand has risen, and 40% said it remained steady.

Page 9: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

ENTREPRENEUR FUND

Shawn Wellnitz

Page 10: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

ENTREPRENEUR FUND

SBA Microloan Program

Page 11: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

ENTREPRENEUR FUND

MISSIONActively partner with entrepreneurs to stimulate the growth of successful businesses.

VISION Vibrant communities across the region are created and sustained by entrepreneurs.

Page 12: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

FINANCING & SERVICES

Page 13: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

2016 IMPACT

Page 14: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

THIRSTY PAGAN BREWING

• 2 loans:– Purchase

– Seating Expansion

• Services

• Outcome

Page 15: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

LOCALLY LAID EGG COMPANY

• 2 loans:– Working Capital

– Equipment

• Services

• Outcome

Page 16: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

View the video on Facebook: https://www.facebook.com/pg/friendsofsbamicroloans/videos/?ref=page_internal

Page 17: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 18: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

MACEDPeter Hille

Page 19: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 20: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

Just Transition

A new post-coal economyfor Appalachia

• Diverse

• Sustainable

• Equitable

• Resilient

Page 21: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 22: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 23: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 24: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 25: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

View the video on Facebook: https://www.facebook.com/pg/friendsofsbamicroloans/videos/?ref=page_internal

Page 26: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 27: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 28: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 29: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 30: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss
Page 31: THE SBA MICROLOAN PROGRAM...Mar 30, 2017  · SBA cumulative loss rate: 2.36% Loan Loss Rate on SBA Portfolio The loss rate has gone down The loss rate has remained steady The loss

LIFTFUNDCelina Pena